Home > The State National Bank of Frankfort > Assets and Liabilities
The State National Bank of Frankfort, Assets and Liabilities
| 2004-03-31 | Rank | |
| # of Employees: | 42 | 3,881 |
| Assets and Liabilities | ||
| Total Assets: | $119,781,000 | 4,228 |
| Cash and due from depository institutions | $1,263,000 | 3,881 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $65,462,000 | 1,917 |
| Federal funds sold & reverse repurchase agreements | $6,090,000 | 2,394 |
| Net loans & leases | $44,771,000 | 5,715 |
| Loan loss allowance | $1,278,000 | 3,289 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $723,000 | 6,500 |
| Other real estate owned | $38,000 | 3,881 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,434,000 | 5,505 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $119,781,000 | 4,228 |
| Total liabilities | $110,597,000 | 4,134 |
| Total deposits | $100,672,000 | 4,140 |
| Interest-bearing deposits | $89,598,000 | 3,980 |
| Deposits held in domestic offices | $100,672,000 | 4,136 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,830,000 | 1,518 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $4,436,000 | 3,591 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $659,000 | 4,198 |
| Total equity capital | $9,184,000 | 5,232 |
| Total bank equity capital | $9,184,000 | 5,232 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $250,000 | 5,529 |
| Surplus | $500,000 | 7,578 |
| Undivided profits | $8,434,000 | 3,420 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $293,000 | 5,160 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $790,000 | 3,598 |
| Earning assets | $116,323,000 | 4,048 |
| Long-term assets (5+ years) | $49,422,000 | 1,906 |
| Average Assets, year-to-date | $121,000,500 | 4,162 |
| Average Assets, quarterly | $121,000,500 | 4,162 |
| Volatile liabilities | $25,383,000 | 3,304 |
| Insider loans | $1,422,000 | 3,312 |
| FHLB advances | $4,436,000 | 3,442 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $8,456,000 | 4,777 |
| Tier 1 (core) risk-based capital | $8,152,000 | 5,457 |
| Tier 2 risk-based capital | $775,000 | 4,440 |
| Total risk weighted assets | $61,516,000 | 4,962 |
| Total unused commitments | $8,456,000 | 4,784 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 40 | 4,045 |
| Assets and Liabilities | ||
| Total Assets: | $122,220,000 | 4,133 |
| Cash and due from depository institutions | $3,937,000 | 4,045 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $63,878,000 | 2,016 |
| Federal funds sold & reverse repurchase agreements | $4,950,000 | 2,307 |
| Net loans & leases | $47,268,000 | 5,553 |
| Loan loss allowance | $1,281,000 | 3,280 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $730,000 | 6,509 |
| Other real estate owned | $73,000 | 4,045 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,384,000 | 5,648 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $122,220,000 | 4,133 |
| Total liabilities | $113,881,000 | 4,021 |
| Total deposits | $105,082,000 | 3,999 |
| Interest-bearing deposits | $94,223,000 | 3,825 |
| Deposits held in domestic offices | $105,082,000 | 3,996 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,810,000 | 1,641 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $3,619,000 | 3,808 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $370,000 | 5,523 |
| Total equity capital | $8,339,000 | 5,497 |
| Total bank equity capital | $8,339,000 | 5,497 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $250,000 | 5,570 |
| Surplus | $500,000 | 7,625 |
| Undivided profits | $7,589,000 | 3,633 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $372,000 | 4,716 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $753,000 | 3,872 |
| Earning assets | $116,096,000 | 4,014 |
| Long-term assets (5+ years) | $46,085,000 | 2,046 |
| Average Assets, year-to-date | $123,371,400 | 3,996 |
| Average Assets, quarterly | $122,857,000 | 4,087 |
| Volatile liabilities | $25,835,000 | 3,276 |
| Insider loans | $1,549,000 | 3,136 |
| FHLB advances | $3,619,000 | 3,661 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $7,903,000 | 4,807 |
| Tier 1 (core) risk-based capital | $7,932,000 | 5,508 |
| Tier 2 risk-based capital | $798,000 | 4,349 |
| Total risk weighted assets | $63,330,000 | 4,895 |
| Total unused commitments | $7,903,000 | 4,810 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 41 | 3,990 |
| Assets and Liabilities | ||
| Total Assets: | $123,494,000 | 4,076 |
| Cash and due from depository institutions | $2,898,000 | 3,990 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $66,287,000 | 1,918 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $52,062,000 | 5,277 |
| Loan loss allowance | $1,354,000 | 3,134 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $729,000 | 6,540 |
| Other real estate owned | $0 | 3,990 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,518,000 | 5,409 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $123,494,000 | 4,076 |
| Total liabilities | $114,704,000 | 3,971 |
| Total deposits | $103,864,000 | 4,016 |
| Interest-bearing deposits | $92,925,000 | 3,860 |
| Deposits held in domestic offices | $103,864,000 | 4,013 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,983,000 | 1,321 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $3,377,000 | 3,848 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $480,000 | 5,139 |
| Total equity capital | $8,790,000 | 5,302 |
| Total bank equity capital | $8,790,000 | 5,302 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $250,000 | 5,605 |
| Surplus | $500,000 | 7,662 |
| Undivided profits | $8,040,000 | 3,493 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $398,000 | 4,800 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $865,000 | 3,584 |
| Earning assets | $118,349,000 | 3,953 |
| Long-term assets (5+ years) | $40,754,000 | 2,219 |
| Average Assets, year-to-date | $123,659,250 | 4,001 |
| Average Assets, quarterly | $126,482,000 | 3,992 |
| Volatile liabilities | $30,405,000 | 2,863 |
| Insider loans | $1,825,000 | 2,780 |
| FHLB advances | $3,377,000 | 3,677 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $7,286,000 | 4,960 |
| Tier 1 (core) risk-based capital | $8,371,000 | 5,314 |
| Tier 2 risk-based capital | $845,000 | 4,163 |
| Total risk weighted assets | $67,057,000 | 4,690 |
| Total unused commitments | $7,286,000 | 4,964 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 41 | 3,997 |
| Assets and Liabilities | ||
| Total Assets: | $129,470,000 | 3,939 |
| Cash and due from depository institutions | $3,383,000 | 3,997 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $50,127,000 | 2,385 |
| Federal funds sold & reverse repurchase agreements | $20,620,000 | 737 |
| Net loans & leases | $53,192,000 | 5,178 |
| Loan loss allowance | $1,393,000 | 3,030 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $762,000 | 6,454 |
| Other real estate owned | $0 | 3,997 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,386,000 | 5,555 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $129,470,000 | 3,939 |
| Total liabilities | $119,768,000 | 3,837 |
| Total deposits | $111,361,000 | 3,791 |
| Interest-bearing deposits | $99,070,000 | 3,663 |
| Deposits held in domestic offices | $111,361,000 | 3,787 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,118,000 | 1,612 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $3,529,000 | 3,742 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $760,000 | 3,991 |
| Total equity capital | $9,702,000 | 4,955 |
| Total bank equity capital | $9,702,000 | 4,955 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $250,000 | 5,617 |
| Surplus | $500,000 | 7,684 |
| Undivided profits | $8,952,000 | 3,281 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $421,000 | 4,728 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $782,000 | 3,778 |
| Earning assets | $123,939,000 | 3,789 |
| Long-term assets (5+ years) | $31,403,000 | 2,541 |
| Average Assets, year-to-date | $123,714,330 | 4,005 |
| Average Assets, quarterly | $124,833,500 | 4,009 |
| Volatile liabilities | $28,676,000 | 2,929 |
| Insider loans | $1,507,000 | 3,145 |
| FHLB advances | $3,529,000 | 3,575 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $8,053,000 | 4,703 |
| Tier 1 (core) risk-based capital | $8,456,000 | 5,213 |
| Tier 2 risk-based capital | $851,000 | 4,106 |
| Total risk weighted assets | $67,528,000 | 4,629 |
| Total unused commitments | $8,053,000 | 4,713 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 42 | 3,886 |
| Assets and Liabilities | ||
| Total Assets: | $120,197,000 | 4,126 |
| Cash and due from depository institutions | $4,000,000 | 3,886 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $48,843,000 | 2,431 |
| Federal funds sold & reverse repurchase agreements | $7,270,000 | 2,342 |
| Net loans & leases | $57,751,000 | 4,875 |
| Loan loss allowance | $1,399,000 | 2,983 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $793,000 | 6,370 |
| Other real estate owned | $0 | 3,886 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,540,000 | 5,235 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $120,197,000 | 4,126 |
| Total liabilities | $111,267,000 | 4,018 |
| Total deposits | $103,750,000 | 3,994 |
| Interest-bearing deposits | $93,209,000 | 3,827 |
| Deposits held in domestic offices | $103,750,000 | 3,991 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,745,000 | 1,594 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $3,317,000 | 3,735 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $455,000 | 5,397 |
| Total equity capital | $8,930,000 | 5,148 |
| Total bank equity capital | $8,930,000 | 5,148 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $250,000 | 5,636 |
| Surplus | $500,000 | 7,714 |
| Undivided profits | $8,180,000 | 3,405 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $688,000 | 3,623 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $927,000 | 3,290 |
| Earning assets | $113,864,000 | 4,006 |
| Long-term assets (5+ years) | $33,488,000 | 2,373 |
| Average Assets, year-to-date | $120,836,500 | 4,068 |
| Average Assets, quarterly | $120,836,500 | 4,068 |
| Volatile liabilities | $20,628,000 | 3,704 |
| Insider loans | $1,142,000 | 3,652 |
| FHLB advances | $3,317,000 | 3,571 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $5,221,000 | 5,597 |
| Tier 1 (core) risk-based capital | $8,249,000 | 5,253 |
| Tier 2 risk-based capital | $849,000 | 4,062 |
| Total risk weighted assets | $67,369,000 | 4,588 |
| Total unused commitments | $5,221,000 | 5,607 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 42 | 3,876 |
| Assets and Liabilities | ||
| Total Assets: | $121,476,000 | 4,040 |
| Cash and due from depository institutions | $2,127,000 | 3,876 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $48,108,000 | 2,420 |
| Federal funds sold & reverse repurchase agreements | $8,590,000 | 1,695 |
| Net loans & leases | $60,443,000 | 4,745 |
| Loan loss allowance | $1,393,000 | 2,928 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $822,000 | 6,281 |
| Other real estate owned | $0 | 3,876 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,386,000 | 5,565 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $121,476,000 | 4,040 |
| Total liabilities | $112,543,000 | 3,931 |
| Total deposits | $104,009,000 | 3,926 |
| Interest-bearing deposits | $92,286,000 | 3,798 |
| Deposits held in domestic offices | $104,009,000 | 3,921 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,782,000 | 1,477 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $3,202,000 | 3,817 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $550,000 | 4,953 |
| Total equity capital | $8,933,000 | 5,113 |
| Total bank equity capital | $8,933,000 | 5,113 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $250,000 | 5,651 |
| Surplus | $500,000 | 7,734 |
| Undivided profits | $8,183,000 | 3,412 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $836,000 | 3,102 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $812,000 | 3,822 |
| Earning assets | $117,141,000 | 3,858 |
| Long-term assets (5+ years) | $30,746,000 | 2,503 |
| Average Assets, year-to-date | $120,293,000 | 3,929 |
| Average Assets, quarterly | $118,379,000 | 4,083 |
| Volatile liabilities | $21,432,000 | 3,562 |
| Insider loans | $1,511,000 | 3,077 |
| FHLB advances | $3,202,000 | 3,609 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $6,016,000 | 5,171 |
| Tier 1 (core) risk-based capital | $7,999,000 | 5,301 |
| Tier 2 risk-based capital | $876,000 | 3,911 |
| Total risk weighted assets | $69,572,000 | 4,446 |
| Total unused commitments | $6,016,000 | 5,176 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 41 | 3,973 |
| Assets and Liabilities | ||
| Total Assets: | $122,782,000 | 3,884 |
| Cash and due from depository institutions | $3,348,000 | 3,973 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $45,898,000 | 2,366 |
| Federal funds sold & reverse repurchase agreements | $2,950,000 | 3,966 |
| Net loans & leases | $68,034,000 | 4,269 |
| Loan loss allowance | $1,390,000 | 2,759 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $908,000 | 6,118 |
| Other real estate owned | $0 | 3,973 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,644,000 | 5,082 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $122,782,000 | 3,884 |
| Total liabilities | $114,061,000 | 3,777 |
| Total deposits | $104,892,000 | 3,781 |
| Interest-bearing deposits | $94,706,000 | 3,601 |
| Deposits held in domestic offices | $104,892,000 | 3,775 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,272,000 | 1,450 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,433,000 | 3,554 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $464,000 | 5,633 |
| Total equity capital | $8,721,000 | 5,013 |
| Total bank equity capital | $8,721,000 | 5,013 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $250,000 | 5,779 |
| Surplus | $500,000 | 7,899 |
| Undivided profits | $7,971,000 | 3,256 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $115,000 | 6,789 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,019,000 | 3,407 |
| Earning assets | $116,882,000 | 3,750 |
| Long-term assets (5+ years) | $26,569,000 | 2,730 |
| Average Assets, year-to-date | $116,965,600 | 3,882 |
| Average Assets, quarterly | $121,402,000 | 3,880 |
| Volatile liabilities | $28,357,000 | 2,832 |
| Insider loans | $2,476,000 | 1,977 |
| FHLB advances | $3,433,000 | 3,350 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $6,886,000 | 4,773 |
| Tier 1 (core) risk-based capital | $8,180,000 | 5,121 |
| Tier 2 risk-based capital | $937,000 | 3,529 |
| Total risk weighted assets | $74,493,000 | 4,119 |
| Total unused commitments | $6,886,000 | 4,778 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 41 | 4,004 |
| Assets and Liabilities | ||
| Total Assets: | $111,587,000 | 4,074 |
| Cash and due from depository institutions | $3,229,000 | 4,004 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $41,689,000 | 2,594 |
| Federal funds sold & reverse repurchase agreements | $1,940,000 | 4,317 |
| Net loans & leases | $62,637,000 | 4,447 |
| Loan loss allowance | $1,284,000 | 2,796 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $790,000 | 6,531 |
| Other real estate owned | $0 | 4,004 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,302,000 | 5,292 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $111,587,000 | 4,074 |
| Total liabilities | $103,430,000 | 3,966 |
| Total deposits | $95,677,000 | 3,947 |
| Interest-bearing deposits | $84,786,000 | 3,812 |
| Deposits held in domestic offices | $95,677,000 | 3,942 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,028,000 | 1,731 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $3,166,000 | 3,440 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $559,000 | 5,409 |
| Total equity capital | $8,157,000 | 5,170 |
| Total bank equity capital | $8,157,000 | 5,170 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $250,000 | 5,952 |
| Surplus | $500,000 | 8,108 |
| Undivided profits | $7,407,000 | 3,310 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $61,000 | 7,322 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $691,000 | 3,923 |
| Earning assets | $106,266,000 | 3,947 |
| Long-term assets (5+ years) | $31,310,000 | 2,336 |
| Average Assets, year-to-date | $110,513,200 | 3,952 |
| Average Assets, quarterly | $110,718,000 | 4,052 |
| Volatile liabilities | $15,435,000 | 4,380 |
| Insider loans | $1,744,000 | 2,606 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $7,484,000 | 4,413 |
| Tier 1 (core) risk-based capital | $7,860,000 | 5,217 |
| Tier 2 risk-based capital | $924,230 | 3,507 |
| Total risk weighted assets | $73,578,630 | 4,040 |
| Total unused commitments | $7,484,000 | 4,414 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 39 | 4,286 |
| Assets and Liabilities | ||
| Total Assets: | $112,741,000 | 3,973 |
| Cash and due from depository institutions | $3,280,000 | 4,286 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $42,869,000 | 2,629 |
| Federal funds sold & reverse repurchase agreements | $4,400,000 | 2,139 |
| Net loans & leases | $59,828,000 | 4,519 |
| Loan loss allowance | $1,279,000 | 2,771 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $799,000 | 6,633 |
| Other real estate owned | $0 | 4,286 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,565,000 | 4,718 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $112,741,000 | 3,973 |
| Total liabilities | $106,082,000 | 3,833 |
| Total deposits | $96,213,000 | 3,862 |
| Interest-bearing deposits | $83,458,000 | 3,834 |
| Deposits held in domestic offices | $96,213,000 | 3,858 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,176,000 | 1,523 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $3,193,000 | 3,424 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $500,000 | 5,347 |
| Total equity capital | $6,659,000 | 5,854 |
| Total bank equity capital | $6,659,000 | 5,854 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $250,000 | 6,159 |
| Surplus | $500,000 | 8,334 |
| Undivided profits | $5,909,000 | 3,711 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $207,000 | 5,602 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $632,000 | 3,716 |
| Earning assets | $107,097,000 | 3,852 |
| Long-term assets (5+ years) | $23,669,000 | 2,974 |
| Average Assets, year-to-date | $111,454,600 | 3,875 |
| Average Assets, quarterly | $110,740,500 | 3,995 |
| Volatile liabilities | $19,903,000 | 3,501 |
| Insider loans | $1,725,000 | 2,512 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $5,510,000 | 5,202 |
| Tier 1 (core) risk-based capital | $6,935,000 | 5,726 |
| Tier 2 risk-based capital | $879,320 | 3,525 |
| Total risk weighted assets | $69,946,220 | 4,073 |
| Total unused commitments | $5,510,000 | 5,204 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 43 | 3,988 |
| Assets and Liabilities | ||
| Total Assets: | $113,181,000 | 3,901 |
| Cash and due from depository institutions | $1,582,000 | 3,988 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $35,703,000 | 3,120 |
| Federal funds sold & reverse repurchase agreements | $12,170,000 | 1,411 |
| Net loans & leases | $61,729,000 | 4,193 |
| Loan loss allowance | $1,290,000 | 2,666 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $776,000 | 6,662 |
| Other real estate owned | $15,000 | 3,988 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,206,000 | 5,271 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $113,181,000 | 3,901 |
| Total liabilities | $105,886,000 | 3,764 |
| Total deposits | $99,008,000 | 3,742 |
| Interest-bearing deposits | $87,768,000 | 3,628 |
| Deposits held in domestic offices | $99,008,000 | 3,737 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,146,000 | 1,387 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,219,000 | 3,624 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $513,000 | 5,674 |
| Total equity capital | $7,295,000 | 5,602 |
| Total bank equity capital | $7,295,000 | 5,602 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $250,000 | 6,262 |
| Surplus | $500,000 | 8,483 |
| Undivided profits | $6,545,000 | 3,630 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $354,000 | 4,806 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $688,000 | 3,399 |
| Earning assets | $109,602,000 | 3,745 |
| Long-term assets (5+ years) | $23,007,000 | 2,875 |
| Average Assets, year-to-date | $107,081,800 | 3,902 |
| Average Assets, quarterly | $111,821,000 | 3,872 |
| Volatile liabilities | $17,359,000 | 3,404 |
| Insider loans | $2,054,000 | 2,077 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $9,930,000 | 3,635 |
| Tier 1 (core) risk-based capital | $6,832,000 | 5,697 |
| Tier 2 risk-based capital | $913,980 | 3,281 |
| Total risk weighted assets | $72,742,180 | 3,733 |
| Total unused commitments | $9,930,000 | 3,642 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 43 | 4,118 |
| Assets and Liabilities | ||
| Total Assets: | $102,642,000 | 4,221 |
| Cash and due from depository institutions | $2,734,000 | 4,118 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $32,767,000 | 3,372 |
| Federal funds sold & reverse repurchase agreements | $4,360,000 | 3,035 |
| Net loans & leases | $60,752,000 | 4,282 |
| Loan loss allowance | $1,240,000 | 2,773 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $868,000 | 6,400 |
| Other real estate owned | $0 | 4,118 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,161,000 | 5,449 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $102,642,000 | 4,221 |
| Total liabilities | $95,806,000 | 4,085 |
| Total deposits | $89,720,000 | 4,081 |
| Interest-bearing deposits | $78,330,000 | 4,024 |
| Deposits held in domestic offices | $89,720,000 | 4,072 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,317,000 | 1,615 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $1,243,000 | 3,296 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $526,000 | 5,726 |
| Total equity capital | $6,836,000 | 5,871 |
| Total bank equity capital | $6,836,000 | 5,871 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $250,000 | 6,532 |
| Surplus | $500,000 | 8,800 |
| Undivided profits | $6,086,000 | 3,854 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $320,000 | 5,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $642,000 | 3,700 |
| Earning assets | $97,879,000 | 4,094 |
| Long-term assets (5+ years) | $24,765,000 | 2,402 |
| Average Assets, year-to-date | $102,442,800 | 4,044 |
| Average Assets, quarterly | $101,432,500 | 4,215 |
| Volatile liabilities | $13,740,000 | 4,014 |
| Insider loans | $2,002,000 | 2,057 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $7,006,000 | 4,338 |
| Tier 1 (core) risk-based capital | $6,490,000 | 5,952 |
| Tier 2 risk-based capital | $847,650 | 3,408 |
| Total risk weighted assets | $67,419,950 | 3,948 |
| Total unused commitments | $7,006,000 | 4,340 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 42 | 4,378 |
| Assets and Liabilities | ||
| Total Assets: | $104,396,000 | 4,254 |
| Cash and due from depository institutions | $3,071,000 | 4,378 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $36,485,000 | 3,321 |
| Federal funds sold & reverse repurchase agreements | $2,030,000 | 4,839 |
| Net loans & leases | $60,602,000 | 4,332 |
| Loan loss allowance | $1,242,000 | 2,909 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $893,000 | 6,389 |
| Other real estate owned | $10,000 | 4,378 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,305,000 | 5,164 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $104,396,000 | 4,254 |
| Total liabilities | $97,765,000 | 4,102 |
| Total deposits | $96,345,000 | 3,924 |
| Interest-bearing deposits | $83,883,000 | 3,873 |
| Deposits held in domestic offices | $96,345,000 | 3,912 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $766,000 | 3,592 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $654,000 | 4,921 |
| Total equity capital | $6,631,000 | 6,035 |
| Total bank equity capital | $6,631,000 | 6,035 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $250,000 | 6,897 |
| Surplus | $500,000 | 9,166 |
| Undivided profits | $5,881,000 | 3,938 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $427,000 | 4,707 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $678,000 | 3,398 |
| Earning assets | $99,117,000 | 4,132 |
| Long-term assets (5+ years) | $21,678,000 | 2,516 |
| Average Assets, year-to-date | $98,970,800 | 4,302 |
| Average Assets, quarterly | $99,918,000 | 4,370 |
| Volatile liabilities | $7,147,000 | 5,987 |
| Insider loans | $1,227,000 | 3,117 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $5,660,000 | 4,802 |
| Tier 1 (core) risk-based capital | $6,581,000 | 5,965 |
| Tier 2 risk-based capital | $842,200 | 3,493 |
| Total risk weighted assets | $66,976,300 | 3,999 |
| Total unused commitments | $5,660,000 | 4,814 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 43 | 4,413 |
| Assets and Liabilities | ||
| Total Assets: | $97,288,000 | 4,529 |
| Cash and due from depository institutions | $3,142,000 | 4,413 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $31,343,000 | 3,937 |
| Federal funds sold & reverse repurchase agreements | $1,565,000 | 6,260 |
| Net loans & leases | $59,160,000 | 4,335 |
| Loan loss allowance | $1,270,000 | 2,853 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $798,000 | 6,828 |
| Other real estate owned | $0 | 4,413 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,280,000 | 5,322 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $97,288,000 | 4,529 |
| Total liabilities | $90,881,000 | 4,375 |
| Total deposits | $87,164,000 | 4,336 |
| Interest-bearing deposits | $75,758,000 | 4,301 |
| Deposits held in domestic offices | $87,164,000 | 4,328 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,880,000 | 1,924 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $286,000 | 3,831 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $551,000 | 5,832 |
| Total equity capital | $6,407,000 | 6,247 |
| Total bank equity capital | $6,407,000 | 6,247 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $250,000 | 7,258 |
| Surplus | $500,000 | 9,516 |
| Undivided profits | $5,657,000 | 4,137 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,065,000 | 2,515 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $683,000 | 3,471 |
| Earning assets | $92,068,000 | 4,411 |
| Long-term assets (5+ years) | $21,961,000 | 2,333 |
| Average Assets, year-to-date | $97,151,800 | 4,361 |
| Average Assets, quarterly | $97,306,000 | 4,483 |
| Volatile liabilities | $8,015,000 | 5,295 |
| Insider loans | $2,479,000 | 1,757 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $5,478,000 | 4,732 |
| Tier 1 (core) risk-based capital | $6,242,000 | 6,251 |
| Tier 2 risk-based capital | $816,430 | 3,514 |
| Total risk weighted assets | $64,860,830 | 4,038 |
| Total unused commitments | $5,478,000 | 4,745 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 44 | 4,472 |
| Assets and Liabilities | ||
| Total Assets: | $96,802,000 | 4,501 |
| Cash and due from depository institutions | $2,652,000 | 4,472 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $32,398,000 | 4,006 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $59,003,000 | 4,258 |
| Loan loss allowance | $1,280,000 | 2,899 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $918,000 | 6,410 |
| Other real estate owned | $0 | 4,472 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,831,000 | 4,165 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $96,802,000 | 4,501 |
| Total liabilities | $91,641,000 | 4,324 |
| Total deposits | $88,205,000 | 4,267 |
| Interest-bearing deposits | $74,593,000 | 4,324 |
| Deposits held in domestic offices | $88,205,000 | 4,256 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,847,000 | 2,732 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,000,000 | 3,112 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $589,000 | 4,645 |
| Total equity capital | $5,161,000 | 6,970 |
| Total bank equity capital | $5,161,000 | 6,970 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $250,000 | 7,667 |
| Surplus | $500,000 | 9,881 |
| Undivided profits | $4,411,000 | 4,616 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $268,000 | 5,973 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $530,000 | 3,968 |
| Earning assets | $91,401,000 | 4,385 |
| Long-term assets (5+ years) | $15,994,000 | 3,016 |
| Average Assets, year-to-date | $100,186,800 | 4,248 |
| Average Assets, quarterly | $97,851,000 | 4,422 |
| Volatile liabilities | $9,199,000 | 4,603 |
| Insider loans | $3,030,000 | 1,388 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $3,942,000 | 5,580 |
| Tier 1 (core) risk-based capital | $6,309,000 | 6,135 |
| Tier 2 risk-based capital | $818,290 | 3,495 |
| Total risk weighted assets | $65,001,190 | 3,939 |
| Total unused commitments | $3,942,000 | 5,586 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 45 | 4,561 |
| Assets and Liabilities | ||
| Total Assets: | $99,703,000 | 4,447 |
| Cash and due from depository institutions | $2,462,000 | 4,561 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $41,781,000 | 3,329 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $53,081,000 | 4,551 |
| Loan loss allowance | $1,284,000 | 2,990 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,076,000 | 5,864 |
| Other real estate owned | $0 | 4,561 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,303,000 | 4,979 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $99,703,000 | 4,447 |
| Total liabilities | $93,294,000 | 4,335 |
| Total deposits | $89,401,000 | 4,321 |
| Interest-bearing deposits | $77,442,000 | 4,336 |
| Deposits held in domestic offices | $89,401,000 | 4,314 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,318,000 | 1,793 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $575,000 | 4,840 |
| Total equity capital | $6,409,000 | 6,055 |
| Total bank equity capital | $6,409,000 | 6,055 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $250,000 | 8,072 |
| Surplus | $500,000 | 10,245 |
| Undivided profits | $5,659,000 | 3,945 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $358,000 | 5,873 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $466,000 | 4,004 |
| Earning assets | $94,862,000 | 4,330 |
| Long-term assets (5+ years) | $30,151,000 | 1,897 |
| Average Assets, year-to-date | $99,226,400 | 4,368 |
| Average Assets, quarterly | $100,043,000 | 4,399 |
| Volatile liabilities | $9,105,000 | 4,380 |
| Insider loans | $3,390,000 | 1,223 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,279,000 | 5,332 |
| Tier 1 (core) risk-based capital | $6,409,000 | 5,985 |
| Tier 2 risk-based capital | $757,400 | 3,694 |
| Total risk weighted assets | $60,065,600 | 4,164 |
| Total unused commitments | $4,279,000 | 5,352 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 51 | 4,156 |
| Assets and Liabilities | ||
| Total Assets: | $97,313,000 | 4,636 |
| Cash and due from depository institutions | $5,140,000 | 4,156 |
| Interest-bearing balances | $100,000 | 6,673 |
| Securities | $34,067,000 | 3,995 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $55,584,000 | 4,437 |
| Loan loss allowance | $1,289,000 | 3,042 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,228,000 | 5,424 |
| Other real estate owned | $0 | 4,156 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,294,000 | 5,181 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $97,313,000 | 4,636 |
| Total liabilities | $91,215,000 | 4,534 |
| Total deposits | $88,301,000 | 4,511 |
| Interest-bearing deposits | $75,557,000 | 4,574 |
| Deposits held in domestic offices | $88,301,000 | 4,504 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,285,000 | 1,933 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $629,000 | 4,848 |
| Total equity capital | $6,098,000 | 6,066 |
| Total bank equity capital | $6,098,000 | 6,066 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $250,000 | 8,487 |
| Surplus | $500,000 | 10,509 |
| Undivided profits | $5,348,000 | 3,956 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $115,000 | 9,793 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $489,000 | 4,198 |
| Earning assets | $89,751,000 | 4,604 |
| Long-term assets (5+ years) | $25,891,000 | 2,120 |
| Average Assets, year-to-date | $97,074,400 | 4,548 |
| Average Assets, quarterly | $97,099,500 | 4,611 |
| Volatile liabilities | $8,637,000 | 4,584 |
| Insider loans | $21,000 | 8,307 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $5,200,000 | 4,515 |
| Tier 1 (core) risk-based capital | $6,098,000 | 5,983 |
| Tier 2 risk-based capital | $778,090 | 3,622 |
| Total risk weighted assets | $61,736,490 | 4,135 |
| Total unused commitments | $5,200,000 | 4,540 |
| Derivatives | $0 | 651 |