Home > The State National Bank of Caddo Mills > Income and Expense
The State National Bank of Caddo Mills, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,048,000 | 7,323 |
| Total interest expense | $929,000 | 8,369 |
| Net interest income | $2,119,000 | 6,431 |
| Provision for loan and lease losses | $91,000 | 5,422 |
| Total noninterest income | $557,000 | 4,645 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $307,000 | 3,919 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $250,000 | 4,438 |
| Total noninterest expense | $1,814,000 | 6,060 |
| Salaries and employee benefits | $1,040,000 | 5,727 |
| Premises and equipment expense | $266,000 | 5,851 |
| Additional noninterest expense | $508,000 | 6,454 |
| Pre-tax net operating income | $771,000 | 6,041 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $260,000 | 5,115 |
| Income before extraordinary items | $511,000 | 6,359 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $511,000 | 6,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 3,827 |
| Cash dividends | $37,000 | 6,765 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $511,000 | 6,340 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,768,000 | 7,795 |
| Total interest expense | $965,000 | 8,510 |
| Net interest income | $1,803,000 | 7,043 |
| Provision for loan and lease losses | $564,000 | 1,573 |
| Total noninterest income | $444,000 | 5,299 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $181,000 | 5,420 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $263,000 | 4,296 |
| Total noninterest expense | $1,721,000 | 6,181 |
| Salaries and employee benefits | $943,000 | 6,016 |
| Premises and equipment expense | $268,000 | 5,724 |
| Additional noninterest expense | $510,000 | 6,359 |
| Pre-tax net operating income | $-38,000 | 9,853 |
| Securities gains (losses) | $2,000 | 3,909 |
| Applicable income taxes | $37,000 | 8,566 |
| Income before extraordinary items | $-73,000 | 9,931 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-73,000 | 9,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $461,000 | 1,344 |
| Cash dividends | $128,000 | 5,987 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-75,000 | 9,893 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,426,000 | 8,475 |
| Total interest expense | $791,000 | 9,291 |
| Net interest income | $1,635,000 | 7,697 |
| Provision for loan and lease losses | $163,000 | 3,959 |
| Total noninterest income | $504,000 | 4,975 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $159,000 | 6,020 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $345,000 | 3,614 |
| Total noninterest expense | $1,601,000 | 6,533 |
| Salaries and employee benefits | $858,000 | 6,502 |
| Premises and equipment expense | $243,000 | 6,164 |
| Additional noninterest expense | $500,000 | 6,500 |
| Pre-tax net operating income | $375,000 | 8,579 |
| Securities gains (losses) | $-5,000 | 9,661 |
| Applicable income taxes | $180,000 | 7,171 |
| Income before extraordinary items | $190,000 | 9,246 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $190,000 | 9,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,227 |
| Cash dividends | $106,000 | 6,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $193,200 | 9,175 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,917,000 | 9,490 |
| Total interest expense | $665,000 | 10,079 |
| Net interest income | $1,252,000 | 8,895 |
| Provision for loan and lease losses | $21,000 | 7,918 |
| Total noninterest income | $280,000 | 7,194 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $133,000 | 6,794 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $147,000 | 6,025 |
| Total noninterest expense | $1,358,000 | 7,491 |
| Salaries and employee benefits | $657,000 | 7,801 |
| Premises and equipment expense | $211,000 | 6,844 |
| Additional noninterest expense | $490,000 | 7,142 |
| Pre-tax net operating income | $153,000 | 10,067 |
| Securities gains (losses) | $-2,000 | 9,485 |
| Applicable income taxes | $36,000 | 9,934 |
| Income before extraordinary items | $115,000 | 10,093 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $115,000 | 10,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,367 |
| Cash dividends | $29,000 | 7,913 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $116,520 | 10,029 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,671,000 | 10,228 |
| Total interest expense | $598,000 | 10,672 |
| Net interest income | $1,073,000 | 9,709 |
| Provision for loan and lease losses | $6,000 | 8,588 |
| Total noninterest income | $281,000 | 7,298 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $99,000 | 7,818 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $182,000 | 5,396 |
| Total noninterest expense | $1,007,000 | 8,926 |
| Salaries and employee benefits | $490,000 | 9,199 |
| Premises and equipment expense | $79,000 | 10,226 |
| Additional noninterest expense | $438,000 | 7,823 |
| Pre-tax net operating income | $341,000 | 9,451 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $108,000 | 9,021 |
| Income before extraordinary items | $233,000 | 9,572 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $233,000 | 9,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 10,260 |
| Cash dividends | $82,000 | 7,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $233,000 | 9,556 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,441,000 | 10,849 |
| Total interest expense | $438,000 | 11,398 |
| Net interest income | $1,003,000 | 10,377 |
| Provision for loan and lease losses | $11,000 | 8,408 |
| Total noninterest income | $200,000 | 8,740 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $95,000 | 8,225 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 7,360 |
| Total noninterest expense | $885,000 | 9,845 |
| Salaries and employee benefits | $430,000 | 10,002 |
| Premises and equipment expense | $60,000 | 11,299 |
| Additional noninterest expense | $395,000 | 8,875 |
| Pre-tax net operating income | $307,000 | 10,088 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $75,000 | 9,915 |
| Income before extraordinary items | $232,000 | 9,896 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $232,000 | 9,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,906 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $232,000 | 9,969 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,179,000 | 11,931 |
| Total interest expense | $444,000 | 11,977 |
| Net interest income | $735,000 | 11,740 |
| Provision for loan and lease losses | $-10,000 | 12,495 |
| Total noninterest income | $142,000 | 10,373 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $91,000 | 8,658 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 10,038 |
| Total noninterest expense | $686,000 | 11,233 |
| Salaries and employee benefits | $312,000 | 11,533 |
| Premises and equipment expense | $70,000 | 11,498 |
| Additional noninterest expense | $304,000 | 10,399 |
| Pre-tax net operating income | $201,000 | 11,025 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $47,000 | 11,016 |
| Income before extraordinary items | $154,000 | 11,156 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $154,000 | 11,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 6,315 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $154,000 | 10,945 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,402,000 | 12,178 |
| Total interest expense | $553,000 | 12,521 |
| Net interest income | $849,000 | 11,708 |
| Provision for loan and lease losses | $-16,000 | 13,510 |
| Total noninterest income | $133,000 | 10,851 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 9,060 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 10,399 |
| Total noninterest expense | $782,000 | 11,098 |
| Salaries and employee benefits | $341,000 | 11,539 |
| Premises and equipment expense | $85,000 | 11,297 |
| Additional noninterest expense | $356,000 | 10,116 |
| Pre-tax net operating income | $216,000 | 10,915 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $76,000 | 10,553 |
| Income before extraordinary items | $140,000 | 11,416 |
| Extraordinary gains, net | $70,000 | 889 |
| Net income | $210,000 | 10,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 8,345 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $140,000 | 11,077 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.