Home > The State National Bank in West > Income and Expense
The State National Bank in West, Income and Expense
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $1,735,000 | 4,706 |
| Total interest expense | $124,000 | 4,948 |
| Net interest income | $1,611,000 | 4,600 |
| Provision for loan and lease losses | $100,000 | 2,579 |
| Total noninterest income | $184,000 | 4,365 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $98,000 | 3,696 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 4,391 |
| Total noninterest expense | $2,383,000 | 3,838 |
| Salaries and employee benefits | $654,000 | 4,680 |
| Premises and equipment expense | $182,000 | 4,224 |
| Additional noninterest expense | $1,547,000 | 2,506 |
| Pre-tax net operating income | $-688,000 | 5,174 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $-688,000 | 5,182 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-688,000 | 5,182 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-688,000 | 5,182 |
| Net charge-offs | $36,000 | 2,415 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $-688,000 | 5,175 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $1,166,000 | 4,736 |
| Total interest expense | $83,000 | 4,985 |
| Net interest income | $1,083,000 | 4,621 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $125,000 | 4,369 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $68,000 | 3,663 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 4,418 |
| Total noninterest expense | $867,000 | 4,619 |
| Salaries and employee benefits | $438,000 | 4,719 |
| Premises and equipment expense | $116,000 | 4,297 |
| Additional noninterest expense | $313,000 | 4,490 |
| Pre-tax net operating income | $341,000 | 4,336 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $72,000 | 2,893 |
| Income before extraordinary items | $269,000 | 4,444 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $269,000 | 4,442 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $269,000 | 4,442 |
| Net charge-offs | $-1,000 | 3,898 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $269,000 | 4,430 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $578,000 | 4,781 |
| Total interest expense | $41,000 | 5,024 |
| Net interest income | $537,000 | 4,687 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $64,000 | 4,367 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $33,000 | 3,711 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 4,360 |
| Total noninterest expense | $418,000 | 4,713 |
| Salaries and employee benefits | $229,000 | 4,710 |
| Premises and equipment expense | $54,000 | 4,425 |
| Additional noninterest expense | $135,000 | 4,690 |
| Pre-tax net operating income | $183,000 | 4,292 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $38,000 | 2,821 |
| Income before extraordinary items | $145,000 | 4,378 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $145,000 | 4,377 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $145,000 | 4,377 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $145,000 | 4,368 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $2,131,000 | 4,846 |
| Total interest expense | $169,000 | 4,934 |
| Net interest income | $1,962,000 | 4,801 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $256,000 | 4,457 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $165,000 | 3,563 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 4,635 |
| Total noninterest expense | $1,660,000 | 4,740 |
| Salaries and employee benefits | $966,000 | 4,696 |
| Premises and equipment expense | $246,000 | 4,302 |
| Additional noninterest expense | $448,000 | 4,892 |
| Pre-tax net operating income | $558,000 | 4,569 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $117,000 | 3,005 |
| Income before extraordinary items | $441,000 | 4,632 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $441,000 | 4,631 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $441,000 | 4,631 |
| Net charge-offs | $-5,000 | 4,397 |
| Cash dividends | $320,000 | 3,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $441,000 | 4,641 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $1,574,000 | 4,908 |
| Total interest expense | $127,000 | 4,961 |
| Net interest income | $1,447,000 | 4,868 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $198,000 | 4,480 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $122,000 | 3,606 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 4,631 |
| Total noninterest expense | $1,230,000 | 4,783 |
| Salaries and employee benefits | $716,000 | 4,739 |
| Premises and equipment expense | $193,000 | 4,276 |
| Additional noninterest expense | $321,000 | 4,973 |
| Pre-tax net operating income | $415,000 | 4,669 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $87,000 | 3,082 |
| Income before extraordinary items | $328,000 | 4,718 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $328,000 | 4,716 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $328,000 | 4,717 |
| Net charge-offs | $-2,000 | 4,120 |
| Cash dividends | $120,000 | 3,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $328,000 | 4,730 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $1,018,000 | 4,974 |
| Total interest expense | $84,000 | 4,988 |
| Net interest income | $934,000 | 4,943 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $138,000 | 4,478 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $82,000 | 3,592 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 4,606 |
| Total noninterest expense | $809,000 | 4,850 |
| Salaries and employee benefits | $469,000 | 4,813 |
| Premises and equipment expense | $127,000 | 4,322 |
| Additional noninterest expense | $213,000 | 5,022 |
| Pre-tax net operating income | $263,000 | 4,719 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $55,000 | 3,094 |
| Income before extraordinary items | $208,000 | 4,772 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $208,000 | 4,771 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $208,000 | 4,771 |
| Net charge-offs | $-2,000 | 4,025 |
| Cash dividends | $120,000 | 3,094 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $208,000 | 4,776 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $505,000 | 5,028 |
| Total interest expense | $42,000 | 5,009 |
| Net interest income | $463,000 | 4,993 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $75,000 | 4,416 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $42,000 | 3,576 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 4,512 |
| Total noninterest expense | $402,000 | 4,912 |
| Salaries and employee benefits | $228,000 | 4,887 |
| Premises and equipment expense | $63,000 | 4,373 |
| Additional noninterest expense | $111,000 | 5,034 |
| Pre-tax net operating income | $136,000 | 4,690 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $29,000 | 3,044 |
| Income before extraordinary items | $107,000 | 4,762 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $107,000 | 4,761 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $107,000 | 4,762 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $107,000 | 4,766 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $1,930,000 | 5,093 |
| Total interest expense | $164,000 | 5,022 |
| Net interest income | $1,766,000 | 5,060 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $270,000 | 4,597 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $170,000 | 3,671 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 4,780 |
| Total noninterest expense | $1,533,000 | 5,032 |
| Salaries and employee benefits | $876,000 | 4,992 |
| Premises and equipment expense | $270,000 | 4,323 |
| Additional noninterest expense | $387,000 | 5,213 |
| Pre-tax net operating income | $503,000 | 4,744 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $174,000 | 3,036 |
| Income before extraordinary items | $329,000 | 4,785 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $329,000 | 4,785 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $329,000 | 4,785 |
| Net charge-offs | $-4,000 | 4,637 |
| Cash dividends | $220,000 | 3,587 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $329,000 | 4,775 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $1,438,000 | 5,157 |
| Total interest expense | $122,000 | 5,074 |
| Net interest income | $1,316,000 | 5,123 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $205,000 | 4,647 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $130,000 | 3,673 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 4,840 |
| Total noninterest expense | $1,134,000 | 5,082 |
| Salaries and employee benefits | $654,000 | 5,035 |
| Premises and equipment expense | $192,000 | 4,432 |
| Additional noninterest expense | $288,000 | 5,257 |
| Pre-tax net operating income | $387,000 | 4,802 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $132,000 | 3,015 |
| Income before extraordinary items | $255,000 | 4,988 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $255,000 | 4,988 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $255,000 | 4,988 |
| Net charge-offs | $-7,000 | 4,638 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $255,000 | 4,980 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $948,000 | 5,200 |
| Total interest expense | $80,000 | 5,106 |
| Net interest income | $868,000 | 5,162 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $140,000 | 4,634 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $87,000 | 3,669 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 4,825 |
| Total noninterest expense | $744,000 | 5,145 |
| Salaries and employee benefits | $435,000 | 5,073 |
| Premises and equipment expense | $122,000 | 4,536 |
| Additional noninterest expense | $187,000 | 5,316 |
| Pre-tax net operating income | $264,000 | 4,784 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $90,000 | 2,988 |
| Income before extraordinary items | $174,000 | 4,980 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $174,000 | 4,980 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $174,000 | 4,980 |
| Net charge-offs | $-18,000 | 4,977 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $174,000 | 4,964 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $473,000 | 5,245 |
| Total interest expense | $40,000 | 5,136 |
| Net interest income | $433,000 | 5,210 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $74,000 | 4,619 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $43,000 | 3,709 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 4,749 |
| Total noninterest expense | $368,000 | 5,198 |
| Salaries and employee benefits | $217,000 | 5,117 |
| Premises and equipment expense | $58,000 | 4,629 |
| Additional noninterest expense | $93,000 | 5,385 |
| Pre-tax net operating income | $139,000 | 4,722 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $48,000 | 2,916 |
| Income before extraordinary items | $91,000 | 4,938 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $91,000 | 4,938 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $91,000 | 4,938 |
| Net charge-offs | $-14,000 | 5,129 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $91,000 | 4,927 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $1,823,000 | 5,335 |
| Total interest expense | $162,000 | 5,164 |
| Net interest income | $1,661,000 | 5,312 |
| Provision for loan and lease losses | $30,000 | 3,875 |
| Total noninterest income | $266,000 | 4,790 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $168,000 | 3,811 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $98,000 | 4,970 |
| Total noninterest expense | $1,556,000 | 5,205 |
| Salaries and employee benefits | $901,000 | 5,134 |
| Premises and equipment expense | $271,000 | 4,479 |
| Additional noninterest expense | $384,000 | 5,445 |
| Pre-tax net operating income | $341,000 | 5,083 |
| Securities gains (losses) | $3,000 | 2,978 |
| Applicable income taxes | $115,000 | 3,231 |
| Income before extraordinary items | $229,000 | 5,256 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $229,000 | 5,255 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $229,000 | 5,255 |
| Net charge-offs | $-35,000 | 5,269 |
| Cash dividends | $150,000 | 3,807 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $226,990 | 5,219 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $1,368,000 | 5,386 |
| Total interest expense | $121,000 | 5,217 |
| Net interest income | $1,247,000 | 5,359 |
| Provision for loan and lease losses | $30,000 | 3,648 |
| Total noninterest income | $195,000 | 4,863 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $120,000 | 3,905 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $75,000 | 5,017 |
| Total noninterest expense | $1,177,000 | 5,219 |
| Salaries and employee benefits | $682,000 | 5,140 |
| Premises and equipment expense | $204,000 | 4,489 |
| Additional noninterest expense | $291,000 | 5,484 |
| Pre-tax net operating income | $235,000 | 5,213 |
| Securities gains (losses) | $3,000 | 2,908 |
| Applicable income taxes | $79,000 | 3,350 |
| Income before extraordinary items | $159,000 | 5,377 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $159,000 | 5,376 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $159,000 | 5,377 |
| Net charge-offs | $-31,000 | 5,226 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $156,990 | 5,342 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $902,000 | 5,453 |
| Total interest expense | $81,000 | 5,272 |
| Net interest income | $821,000 | 5,435 |
| Provision for loan and lease losses | $30,000 | 3,242 |
| Total noninterest income | $132,000 | 4,874 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $80,000 | 3,914 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $52,000 | 5,021 |
| Total noninterest expense | $787,000 | 5,278 |
| Salaries and employee benefits | $463,000 | 5,176 |
| Premises and equipment expense | $126,000 | 4,661 |
| Additional noninterest expense | $198,000 | 5,525 |
| Pre-tax net operating income | $136,000 | 5,333 |
| Securities gains (losses) | $3,000 | 2,591 |
| Applicable income taxes | $44,000 | 3,462 |
| Income before extraordinary items | $95,000 | 5,478 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $95,000 | 5,476 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $95,000 | 5,477 |
| Net charge-offs | $-8,000 | 4,897 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $92,960 | 5,438 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $447,000 | 5,512 |
| Total interest expense | $41,000 | 5,306 |
| Net interest income | $406,000 | 5,497 |
| Provision for loan and lease losses | $15,000 | 2,996 |
| Total noninterest income | $70,000 | 4,812 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $40,000 | 3,910 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $30,000 | 4,934 |
| Total noninterest expense | $391,000 | 5,332 |
| Salaries and employee benefits | $231,000 | 5,222 |
| Premises and equipment expense | $64,000 | 4,667 |
| Additional noninterest expense | $96,000 | 5,607 |
| Pre-tax net operating income | $70,000 | 5,311 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $21,000 | 3,459 |
| Income before extraordinary items | $49,000 | 5,476 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $49,000 | 5,475 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $49,000 | 5,475 |
| Net charge-offs | $-6,000 | 4,951 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $49,000 | 5,421 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $1,679,000 | 5,604 |
| Total interest expense | $170,000 | 5,337 |
| Net interest income | $1,509,000 | 5,597 |
| Provision for loan and lease losses | $35,000 | 3,818 |
| Total noninterest income | $285,000 | 4,863 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $170,000 | 3,951 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $115,000 | 4,989 |
| Total noninterest expense | $1,586,000 | 5,374 |
| Salaries and employee benefits | $894,000 | 5,330 |
| Premises and equipment expense | $238,000 | 4,851 |
| Additional noninterest expense | $454,000 | 5,499 |
| Pre-tax net operating income | $173,000 | 5,524 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $43,000 | 3,688 |
| Income before extraordinary items | $130,000 | 5,630 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $130,000 | 5,632 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $130,000 | 5,633 |
| Net charge-offs | $72,000 | 2,956 |
| Cash dividends | $50,000 | 4,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $130,000 | 5,591 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,268,000 | 5,669 |
| Total interest expense | $128,000 | 5,409 |
| Net interest income | $1,140,000 | 5,667 |
| Provision for loan and lease losses | $20,000 | 3,795 |
| Total noninterest income | $216,000 | 4,882 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $128,000 | 3,979 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $88,000 | 5,008 |
| Total noninterest expense | $1,173,000 | 5,431 |
| Salaries and employee benefits | $665,000 | 5,365 |
| Premises and equipment expense | $153,000 | 5,124 |
| Additional noninterest expense | $355,000 | 5,505 |
| Pre-tax net operating income | $163,000 | 5,554 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $43,000 | 3,693 |
| Income before extraordinary items | $120,000 | 5,665 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $120,000 | 5,668 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $120,000 | 5,668 |
| Net charge-offs | $92,000 | 2,249 |
| Cash dividends | $50,000 | 3,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $120,000 | 5,627 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $862,000 | 5,697 |
| Total interest expense | $86,000 | 5,449 |
| Net interest income | $776,000 | 5,693 |
| Provision for loan and lease losses | $5,000 | 3,922 |
| Total noninterest income | $146,000 | 4,889 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $85,000 | 3,973 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $61,000 | 5,013 |
| Total noninterest expense | $734,000 | 5,570 |
| Salaries and employee benefits | $439,000 | 5,433 |
| Premises and equipment expense | $96,000 | 5,239 |
| Additional noninterest expense | $199,000 | 5,746 |
| Pre-tax net operating income | $183,000 | 5,306 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $62,000 | 3,335 |
| Income before extraordinary items | $121,000 | 5,499 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $121,000 | 5,499 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $121,000 | 5,501 |
| Net charge-offs | $75,000 | 1,983 |
| Cash dividends | $50,000 | 3,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $121,000 | 5,451 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $442,000 | 5,699 |
| Total interest expense | $43,000 | 5,514 |
| Net interest income | $399,000 | 5,695 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $78,000 | 4,821 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $43,000 | 3,933 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $35,000 | 4,901 |
| Total noninterest expense | $365,000 | 5,622 |
| Salaries and employee benefits | $219,000 | 5,473 |
| Premises and equipment expense | $48,000 | 5,287 |
| Additional noninterest expense | $98,000 | 5,807 |
| Pre-tax net operating income | $112,000 | 5,116 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $38,000 | 3,188 |
| Income before extraordinary items | $74,000 | 5,381 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $74,000 | 5,384 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $74,000 | 5,384 |
| Net charge-offs | $14,000 | 2,324 |
| Cash dividends | $50,000 | 2,582 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $74,000 | 5,315 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,780,000 | 5,793 |
| Total interest expense | $174,000 | 5,639 |
| Net interest income | $1,606,000 | 5,778 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $309,000 | 4,956 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $198,000 | 3,923 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $111,000 | 5,162 |
| Total noninterest expense | $1,556,000 | 5,636 |
| Salaries and employee benefits | $963,000 | 5,426 |
| Premises and equipment expense | $204,000 | 5,324 |
| Additional noninterest expense | $389,000 | 5,913 |
| Pre-tax net operating income | $359,000 | 5,349 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $122,000 | 3,277 |
| Income before extraordinary items | $237,000 | 5,569 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $237,000 | 5,568 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $237,000 | 5,569 |
| Net charge-offs | $20,000 | 4,300 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $237,000 | 5,518 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,341,000 | 5,857 |
| Total interest expense | $130,000 | 5,713 |
| Net interest income | $1,211,000 | 5,829 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $231,000 | 5,015 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $147,000 | 3,981 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $84,000 | 5,203 |
| Total noninterest expense | $1,149,000 | 5,701 |
| Salaries and employee benefits | $702,000 | 5,502 |
| Premises and equipment expense | $153,000 | 5,376 |
| Additional noninterest expense | $294,000 | 5,965 |
| Pre-tax net operating income | $293,000 | 5,366 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $100,000 | 3,279 |
| Income before extraordinary items | $193,000 | 5,581 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $193,000 | 5,580 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $193,000 | 5,581 |
| Net charge-offs | $18,000 | 3,882 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $193,000 | 5,542 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $897,000 | 5,893 |
| Total interest expense | $86,000 | 5,780 |
| Net interest income | $811,000 | 5,854 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $150,000 | 5,050 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $92,000 | 4,074 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $58,000 | 5,179 |
| Total noninterest expense | $776,000 | 5,716 |
| Salaries and employee benefits | $471,000 | 5,536 |
| Premises and equipment expense | $104,000 | 5,391 |
| Additional noninterest expense | $201,000 | 5,981 |
| Pre-tax net operating income | $185,000 | 5,388 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $63,000 | 3,310 |
| Income before extraordinary items | $122,000 | 5,636 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $122,000 | 5,637 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $122,000 | 5,638 |
| Net charge-offs | $20,000 | 3,410 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $122,000 | 5,590 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $445,000 | 5,963 |
| Total interest expense | $43,000 | 5,854 |
| Net interest income | $402,000 | 5,920 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $79,000 | 4,966 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $46,000 | 4,076 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $33,000 | 5,055 |
| Total noninterest expense | $391,000 | 5,778 |
| Salaries and employee benefits | $238,000 | 5,581 |
| Premises and equipment expense | $54,000 | 5,376 |
| Additional noninterest expense | $99,000 | 6,062 |
| Pre-tax net operating income | $90,000 | 5,365 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $31,000 | 3,274 |
| Income before extraordinary items | $59,000 | 5,617 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $59,000 | 5,617 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $59,000 | 5,617 |
| Net charge-offs | $22,000 | 2,430 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $59,000 | 5,581 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,556,000 | 6,176 |
| Total interest expense | $175,000 | 6,048 |
| Net interest income | $1,381,000 | 6,165 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $298,000 | 5,144 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $190,000 | 4,185 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $108,000 | 5,307 |
| Total noninterest expense | $1,512,000 | 5,899 |
| Salaries and employee benefits | $921,000 | 5,680 |
| Premises and equipment expense | $198,000 | 5,565 |
| Additional noninterest expense | $393,000 | 6,120 |
| Pre-tax net operating income | $167,000 | 5,794 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $49,000 | 3,766 |
| Income before extraordinary items | $118,000 | 5,945 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $118,000 | 5,947 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $118,000 | 5,948 |
| Net charge-offs | $87,000 | 3,892 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $118,000 | 5,892 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,116,000 | 6,298 |
| Total interest expense | $129,000 | 6,150 |
| Net interest income | $987,000 | 6,273 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $217,000 | 5,264 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $137,000 | 4,280 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $80,000 | 5,402 |
| Total noninterest expense | $1,143,000 | 5,897 |
| Salaries and employee benefits | $694,000 | 5,698 |
| Premises and equipment expense | $144,000 | 5,654 |
| Additional noninterest expense | $305,000 | 6,121 |
| Pre-tax net operating income | $61,000 | 6,115 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $21,000 | 4,085 |
| Income before extraordinary items | $40,000 | 6,228 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $40,000 | 6,229 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $40,000 | 6,229 |
| Net charge-offs | $-5,000 | 5,968 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $40,000 | 6,174 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $703,000 | 6,392 |
| Total interest expense | $84,000 | 6,242 |
| Net interest income | $619,000 | 6,361 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $134,000 | 5,394 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $83,000 | 4,443 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $51,000 | 5,485 |
| Total noninterest expense | $759,000 | 5,930 |
| Salaries and employee benefits | $466,000 | 5,726 |
| Premises and equipment expense | $94,000 | 5,708 |
| Additional noninterest expense | $199,000 | 6,179 |
| Pre-tax net operating income | $-6,000 | 6,319 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-6,000 | 6,382 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-6,000 | 6,384 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-6,000 | 6,384 |
| Net charge-offs | $-1,000 | 5,537 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-6,000 | 6,321 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $337,000 | 6,476 |
| Total interest expense | $41,000 | 6,341 |
| Net interest income | $296,000 | 6,446 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $75,000 | 5,254 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $42,000 | 4,398 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $33,000 | 5,215 |
| Total noninterest expense | $398,000 | 5,918 |
| Salaries and employee benefits | $239,000 | 5,727 |
| Premises and equipment expense | $48,000 | 5,708 |
| Additional noninterest expense | $111,000 | 6,125 |
| Pre-tax net operating income | $-27,000 | 6,470 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-27,000 | 6,530 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-27,000 | 6,531 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-27,000 | 6,531 |
| Net charge-offs | $-2,000 | 5,471 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-27,000 | 6,476 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,471,000 | 6,498 |
| Total interest expense | $187,000 | 6,456 |
| Net interest income | $1,284,000 | 6,463 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $292,000 | 5,256 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $185,000 | 4,411 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $107,000 | 5,280 |
| Total noninterest expense | $1,585,000 | 6,013 |
| Salaries and employee benefits | $1,021,000 | 5,665 |
| Premises and equipment expense | $197,000 | 5,735 |
| Additional noninterest expense | $367,000 | 6,435 |
| Pre-tax net operating income | $-9,000 | 6,176 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-9,000 | 6,323 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-9,000 | 6,316 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-9,000 | 6,318 |
| Net charge-offs | $-17,000 | 6,692 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-9,000 | 6,186 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,104,000 | 6,607 |
| Total interest expense | $142,000 | 6,576 |
| Net interest income | $962,000 | 6,563 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $218,000 | 5,308 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $138,000 | 4,490 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $80,000 | 5,366 |
| Total noninterest expense | $1,178,000 | 6,079 |
| Salaries and employee benefits | $767,000 | 5,693 |
| Premises and equipment expense | $145,000 | 5,830 |
| Additional noninterest expense | $266,000 | 6,552 |
| Pre-tax net operating income | $2,000 | 6,264 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $1,000 | 4,707 |
| Income before extraordinary items | $1,000 | 6,400 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,000 | 6,399 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,000 | 6,399 |
| Net charge-offs | $15,000 | 5,185 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,000 | 6,273 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $731,000 | 6,669 |
| Total interest expense | $97,000 | 6,642 |
| Net interest income | $634,000 | 6,633 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $149,000 | 5,311 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $92,000 | 4,472 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $57,000 | 5,321 |
| Total noninterest expense | $778,000 | 6,147 |
| Salaries and employee benefits | $513,000 | 5,736 |
| Premises and equipment expense | $95,000 | 5,888 |
| Additional noninterest expense | $170,000 | 6,647 |
| Pre-tax net operating income | $5,000 | 6,287 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $1,000 | 4,644 |
| Income before extraordinary items | $4,000 | 6,445 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $4,000 | 6,445 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,000 | 6,445 |
| Net charge-offs | $19,000 | 4,674 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $4,000 | 6,311 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $364,000 | 6,730 |
| Total interest expense | $50,000 | 6,695 |
| Net interest income | $314,000 | 6,684 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $81,000 | 5,238 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $46,000 | 4,450 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $35,000 | 5,179 |
| Total noninterest expense | $390,000 | 6,184 |
| Salaries and employee benefits | $259,000 | 5,770 |
| Premises and equipment expense | $47,000 | 5,945 |
| Additional noninterest expense | $84,000 | 6,689 |
| Pre-tax net operating income | $5,000 | 6,381 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $1,000 | 4,577 |
| Income before extraordinary items | $4,000 | 6,480 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $4,000 | 6,481 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $4,000 | 6,480 |
| Net charge-offs | $11,000 | 3,996 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $4,000 | 6,375 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,658,000 | 6,669 |
| Total interest expense | $231,000 | 6,799 |
| Net interest income | $1,427,000 | 6,590 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $283,000 | 5,300 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $186,000 | 4,515 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $97,000 | 5,340 |
| Total noninterest expense | $1,619,000 | 6,188 |
| Salaries and employee benefits | $1,038,000 | 5,800 |
| Premises and equipment expense | $208,000 | 5,938 |
| Additional noninterest expense | $373,000 | 6,634 |
| Pre-tax net operating income | $91,000 | 5,800 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $19,000 | 4,130 |
| Income before extraordinary items | $72,000 | 5,965 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $72,000 | 5,967 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $72,000 | 5,967 |
| Net charge-offs | $33,000 | 5,696 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $72,000 | 5,849 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,276,000 | 6,708 |
| Total interest expense | $178,000 | 6,872 |
| Net interest income | $1,098,000 | 6,612 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $217,000 | 5,338 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $141,000 | 4,507 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $76,000 | 5,396 |
| Total noninterest expense | $1,214,000 | 6,220 |
| Salaries and employee benefits | $778,000 | 5,821 |
| Premises and equipment expense | $156,000 | 5,983 |
| Additional noninterest expense | $280,000 | 6,677 |
| Pre-tax net operating income | $101,000 | 5,804 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $27,000 | 3,924 |
| Income before extraordinary items | $74,000 | 5,997 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $74,000 | 5,998 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $74,000 | 5,998 |
| Net charge-offs | $51,000 | 4,964 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $74,000 | 5,885 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $863,000 | 6,754 |
| Total interest expense | $123,000 | 6,930 |
| Net interest income | $740,000 | 6,647 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $143,000 | 5,380 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $89,000 | 4,601 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $54,000 | 5,373 |
| Total noninterest expense | $819,000 | 6,260 |
| Salaries and employee benefits | $519,000 | 5,870 |
| Premises and equipment expense | $104,000 | 6,026 |
| Additional noninterest expense | $196,000 | 6,686 |
| Pre-tax net operating income | $64,000 | 5,863 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $16,000 | 3,930 |
| Income before extraordinary items | $48,000 | 6,024 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $48,000 | 6,023 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $48,000 | 6,024 |
| Net charge-offs | $54,000 | 4,384 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $48,000 | 5,942 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $429,000 | 6,808 |
| Total interest expense | $63,000 | 6,990 |
| Net interest income | $366,000 | 6,692 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $77,000 | 5,335 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $44,000 | 4,568 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $33,000 | 5,265 |
| Total noninterest expense | $407,000 | 6,316 |
| Salaries and employee benefits | $258,000 | 5,911 |
| Premises and equipment expense | $52,000 | 6,067 |
| Additional noninterest expense | $97,000 | 6,750 |
| Pre-tax net operating income | $36,000 | 5,929 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $10,000 | 3,778 |
| Income before extraordinary items | $26,000 | 6,042 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $26,000 | 6,041 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $26,000 | 6,042 |
| Net charge-offs | $-12,000 | 7,063 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $26,000 | 6,011 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,941,000 | 6,754 |
| Total interest expense | $313,000 | 7,027 |
| Net interest income | $1,628,000 | 6,606 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $287,000 | 5,465 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $199,000 | 4,411 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $88,000 | 5,584 |
| Total noninterest expense | $1,716,000 | 6,286 |
| Salaries and employee benefits | $1,075,000 | 5,883 |
| Premises and equipment expense | $208,000 | 6,146 |
| Additional noninterest expense | $433,000 | 6,705 |
| Pre-tax net operating income | $199,000 | 5,208 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $61,000 | 3,532 |
| Income before extraordinary items | $138,000 | 5,490 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $138,000 | 5,490 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $138,000 | 5,491 |
| Net charge-offs | $-16,000 | 7,482 |
| Cash dividends | $100,000 | 3,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $138,000 | 5,359 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,501,000 | 6,827 |
| Total interest expense | $244,000 | 7,119 |
| Net interest income | $1,257,000 | 6,644 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $215,000 | 5,570 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $148,000 | 4,496 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $67,000 | 5,698 |
| Total noninterest expense | $1,294,000 | 6,336 |
| Salaries and employee benefits | $806,000 | 5,939 |
| Premises and equipment expense | $156,000 | 6,212 |
| Additional noninterest expense | $332,000 | 6,741 |
| Pre-tax net operating income | $178,000 | 5,342 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $61,000 | 3,456 |
| Income before extraordinary items | $117,000 | 5,657 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $117,000 | 5,658 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $117,000 | 5,658 |
| Net charge-offs | $-19,000 | 7,542 |
| Cash dividends | $60,000 | 3,391 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $117,000 | 5,502 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,019,000 | 6,860 |
| Total interest expense | $170,000 | 7,162 |
| Net interest income | $849,000 | 6,651 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $143,000 | 5,557 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $96,000 | 4,562 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $47,000 | 5,665 |
| Total noninterest expense | $854,000 | 6,391 |
| Salaries and employee benefits | $533,000 | 5,998 |
| Premises and equipment expense | $102,000 | 6,274 |
| Additional noninterest expense | $219,000 | 6,805 |
| Pre-tax net operating income | $138,000 | 5,280 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $47,000 | 3,327 |
| Income before extraordinary items | $91,000 | 5,599 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $91,000 | 5,602 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $91,000 | 5,601 |
| Net charge-offs | $-14,000 | 7,528 |
| Cash dividends | $60,000 | 3,096 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $91,000 | 5,478 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $517,000 | 6,922 |
| Total interest expense | $88,000 | 7,249 |
| Net interest income | $429,000 | 6,692 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $74,000 | 5,551 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $47,000 | 4,592 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $27,000 | 5,578 |
| Total noninterest expense | $436,000 | 6,432 |
| Salaries and employee benefits | $263,000 | 6,094 |
| Premises and equipment expense | $51,000 | 6,363 |
| Additional noninterest expense | $122,000 | 6,706 |
| Pre-tax net operating income | $67,000 | 5,449 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $23,000 | 3,365 |
| Income before extraordinary items | $44,000 | 5,789 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $44,000 | 5,790 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $44,000 | 5,789 |
| Net charge-offs | $-7,000 | 7,395 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $44,000 | 5,686 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,217,000 | 6,903 |
| Total interest expense | $435,000 | 7,270 |
| Net interest income | $1,782,000 | 6,595 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $265,000 | 5,803 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $188,000 | 4,751 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $77,000 | 5,962 |
| Total noninterest expense | $1,665,000 | 6,589 |
| Salaries and employee benefits | $1,058,000 | 6,116 |
| Premises and equipment expense | $224,000 | 6,290 |
| Additional noninterest expense | $383,000 | 7,146 |
| Pre-tax net operating income | $382,000 | 4,294 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $130,000 | 2,700 |
| Income before extraordinary items | $252,000 | 4,630 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $252,000 | 4,631 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $252,000 | 4,631 |
| Net charge-offs | $18,000 | 6,703 |
| Cash dividends | $190,000 | 3,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $252,000 | 4,560 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,704,000 | 6,948 |
| Total interest expense | $333,000 | 7,361 |
| Net interest income | $1,371,000 | 6,571 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $199,000 | 5,883 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $140,000 | 4,795 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $59,000 | 6,062 |
| Total noninterest expense | $1,243,000 | 6,635 |
| Salaries and employee benefits | $792,000 | 6,155 |
| Premises and equipment expense | $168,000 | 6,332 |
| Additional noninterest expense | $283,000 | 7,200 |
| Pre-tax net operating income | $327,000 | 4,431 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $111,000 | 2,798 |
| Income before extraordinary items | $216,000 | 4,772 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $216,000 | 4,772 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $216,000 | 4,773 |
| Net charge-offs | $9,000 | 6,555 |
| Cash dividends | $160,000 | 3,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $216,000 | 4,711 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,159,000 | 6,977 |
| Total interest expense | $224,000 | 7,459 |
| Net interest income | $935,000 | 6,543 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $130,000 | 5,960 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $88,000 | 4,899 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $42,000 | 6,041 |
| Total noninterest expense | $825,000 | 6,699 |
| Salaries and employee benefits | $526,000 | 6,231 |
| Premises and equipment expense | $111,000 | 6,386 |
| Additional noninterest expense | $188,000 | 7,254 |
| Pre-tax net operating income | $240,000 | 4,427 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $82,000 | 2,784 |
| Income before extraordinary items | $158,000 | 4,815 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $158,000 | 4,812 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $158,000 | 4,812 |
| Net charge-offs | $15,000 | 5,781 |
| Cash dividends | $120,000 | 3,134 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $158,000 | 4,724 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $588,000 | 7,003 |
| Total interest expense | $115,000 | 7,526 |
| Net interest income | $473,000 | 6,525 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $66,000 | 5,940 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $41,000 | 4,966 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $25,000 | 5,902 |
| Total noninterest expense | $401,000 | 6,739 |
| Salaries and employee benefits | $264,000 | 6,273 |
| Premises and equipment expense | $54,000 | 6,490 |
| Additional noninterest expense | $83,000 | 7,349 |
| Pre-tax net operating income | $138,000 | 4,628 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $47,000 | 2,939 |
| Income before extraordinary items | $91,000 | 5,073 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $91,000 | 5,078 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $91,000 | 5,077 |
| Net charge-offs | $-5,000 | 7,701 |
| Cash dividends | $60,000 | 2,569 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $91,000 | 4,908 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,500,000 | 6,980 |
| Total interest expense | $551,000 | 7,579 |
| Net interest income | $1,949,000 | 6,470 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $249,000 | 6,143 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $180,000 | 4,986 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $69,000 | 6,401 |
| Total noninterest expense | $1,631,000 | 6,704 |
| Salaries and employee benefits | $1,067,000 | 6,277 |
| Premises and equipment expense | $216,000 | 6,538 |
| Additional noninterest expense | $348,000 | 7,245 |
| Pre-tax net operating income | $567,000 | 4,689 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $193,000 | 2,849 |
| Income before extraordinary items | $374,000 | 4,834 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $374,000 | 4,834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 8,116 |
| Cash dividends | $280,000 | 4,177 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $374,000 | 5,006 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,894,000 | 7,030 |
| Total interest expense | $415,000 | 7,689 |
| Net interest income | $1,479,000 | 6,495 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $189,000 | 6,218 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $135,000 | 5,027 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $54,000 | 6,497 |
| Total noninterest expense | $1,221,000 | 6,714 |
| Salaries and employee benefits | $798,000 | 6,294 |
| Premises and equipment expense | $160,000 | 6,589 |
| Additional noninterest expense | $263,000 | 7,247 |
| Pre-tax net operating income | $447,000 | 5,111 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $152,000 | 3,218 |
| Income before extraordinary items | $295,000 | 5,233 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $295,000 | 5,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 7,970 |
| Cash dividends | $220,000 | 3,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $295,000 | 5,415 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,271,000 | 7,092 |
| Total interest expense | $278,000 | 7,778 |
| Net interest income | $993,000 | 6,491 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $127,000 | 6,274 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $89,000 | 5,053 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $38,000 | 6,484 |
| Total noninterest expense | $792,000 | 6,813 |
| Salaries and employee benefits | $532,000 | 6,347 |
| Premises and equipment expense | $105,000 | 6,661 |
| Additional noninterest expense | $155,000 | 7,459 |
| Pre-tax net operating income | $328,000 | 5,139 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $112,000 | 3,341 |
| Income before extraordinary items | $216,000 | 5,496 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $216,000 | 5,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,718 |
| Cash dividends | $160,000 | 3,658 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $216,000 | 5,430 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $644,000 | 7,161 |
| Total interest expense | $137,000 | 7,887 |
| Net interest income | $507,000 | 6,478 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $68,000 | 6,170 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $45,000 | 5,006 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $23,000 | 6,281 |
| Total noninterest expense | $396,000 | 6,846 |
| Salaries and employee benefits | $266,000 | 6,378 |
| Premises and equipment expense | $49,000 | 6,810 |
| Additional noninterest expense | $81,000 | 7,406 |
| Pre-tax net operating income | $179,000 | 5,153 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $61,000 | 3,354 |
| Income before extraordinary items | $118,000 | 5,593 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $118,000 | 5,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,665 |
| Cash dividends | $80,000 | 3,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $118,000 | 5,487 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,568,000 | 7,153 |
| Total interest expense | $473,000 | 7,987 |
| Net interest income | $2,095,000 | 6,387 |
| Provision for loan and lease losses | $30,000 | 6,068 |
| Total noninterest income | $232,000 | 6,524 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $176,000 | 5,146 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $56,000 | 6,977 |
| Total noninterest expense | $1,637,000 | 6,716 |
| Salaries and employee benefits | $1,088,000 | 6,257 |
| Premises and equipment expense | $229,000 | 6,448 |
| Additional noninterest expense | $320,000 | 7,444 |
| Pre-tax net operating income | $660,000 | 5,542 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $224,000 | 3,732 |
| Income before extraordinary items | $436,000 | 5,917 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $436,000 | 5,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,831 |
| Cash dividends | $320,000 | 4,332 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $436,000 | 5,913 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,901,000 | 7,227 |
| Total interest expense | $343,000 | 8,067 |
| Net interest income | $1,558,000 | 6,445 |
| Provision for loan and lease losses | $30,000 | 5,532 |
| Total noninterest income | $171,000 | 6,590 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $128,000 | 5,225 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $43,000 | 6,975 |
| Total noninterest expense | $1,222,000 | 6,707 |
| Salaries and employee benefits | $820,000 | 6,230 |
| Premises and equipment expense | $162,000 | 6,582 |
| Additional noninterest expense | $240,000 | 7,438 |
| Pre-tax net operating income | $477,000 | 5,858 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $162,000 | 3,967 |
| Income before extraordinary items | $315,000 | 6,238 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $315,000 | 6,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,499 |
| Cash dividends | $220,000 | 4,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $315,000 | 6,232 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,258,000 | 7,272 |
| Total interest expense | $222,000 | 8,135 |
| Net interest income | $1,036,000 | 6,500 |
| Provision for loan and lease losses | $30,000 | 4,873 |
| Total noninterest income | $113,000 | 6,630 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $82,000 | 5,310 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $31,000 | 6,942 |
| Total noninterest expense | $818,000 | 6,758 |
| Salaries and employee benefits | $559,000 | 6,228 |
| Premises and equipment expense | $110,000 | 6,565 |
| Additional noninterest expense | $149,000 | 7,585 |
| Pre-tax net operating income | $301,000 | 6,029 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $102,000 | 4,108 |
| Income before extraordinary items | $199,000 | 6,369 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $199,000 | 6,369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,632 |
| Cash dividends | $130,000 | 4,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $199,000 | 6,365 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $621,000 | 7,324 |
| Total interest expense | $106,000 | 8,210 |
| Net interest income | $515,000 | 6,541 |
| Provision for loan and lease losses | $15,000 | 4,592 |
| Total noninterest income | $62,000 | 6,469 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $42,000 | 5,203 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $20,000 | 6,614 |
| Total noninterest expense | $419,000 | 6,719 |
| Salaries and employee benefits | $287,000 | 6,190 |
| Premises and equipment expense | $57,000 | 6,519 |
| Additional noninterest expense | $75,000 | 7,589 |
| Pre-tax net operating income | $143,000 | 6,133 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $49,000 | 4,153 |
| Income before extraordinary items | $94,000 | 6,482 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $94,000 | 6,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 2,124 |
| Cash dividends | $60,000 | 3,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $94,000 | 6,470 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,288,000 | 7,310 |
| Total interest expense | $363,000 | 8,175 |
| Net interest income | $1,925,000 | 6,641 |
| Provision for loan and lease losses | $50,000 | 5,567 |
| Total noninterest income | $219,000 | 6,762 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $182,000 | 5,168 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $37,000 | 7,547 |
| Total noninterest expense | $1,598,000 | 6,732 |
| Salaries and employee benefits | $1,055,000 | 6,282 |
| Premises and equipment expense | $222,000 | 6,490 |
| Additional noninterest expense | $321,000 | 7,465 |
| Pre-tax net operating income | $496,000 | 6,503 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $167,000 | 4,493 |
| Income before extraordinary items | $329,000 | 6,792 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $329,000 | 6,795 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 4,131 |
| Cash dividends | $250,000 | 4,686 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $329,000 | 6,791 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,656,000 | 7,418 |
| Total interest expense | $259,000 | 8,241 |
| Net interest income | $1,397,000 | 6,808 |
| Provision for loan and lease losses | $45,000 | 5,149 |
| Total noninterest income | $169,000 | 6,765 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $140,000 | 5,179 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $29,000 | 7,555 |
| Total noninterest expense | $1,178,000 | 6,775 |
| Salaries and employee benefits | $779,000 | 6,305 |
| Premises and equipment expense | $165,000 | 6,536 |
| Additional noninterest expense | $234,000 | 7,520 |
| Pre-tax net operating income | $343,000 | 6,814 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $117,000 | 4,766 |
| Income before extraordinary items | $226,000 | 7,077 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $226,000 | 7,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,178 |
| Cash dividends | $160,000 | 4,380 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $226,000 | 7,079 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,069,000 | 7,487 |
| Total interest expense | $163,000 | 8,298 |
| Net interest income | $906,000 | 6,903 |
| Provision for loan and lease losses | $30,000 | 4,987 |
| Total noninterest income | $115,000 | 6,737 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $95,000 | 5,130 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $20,000 | 7,559 |
| Total noninterest expense | $782,000 | 6,837 |
| Salaries and employee benefits | $534,000 | 6,254 |
| Premises and equipment expense | $106,000 | 6,637 |
| Additional noninterest expense | $142,000 | 7,707 |
| Pre-tax net operating income | $209,000 | 7,025 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $71,000 | 4,907 |
| Income before extraordinary items | $138,000 | 7,247 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $138,000 | 7,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 2,811 |
| Cash dividends | $110,000 | 4,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $138,000 | 7,263 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $517,000 | 7,553 |
| Total interest expense | $78,000 | 8,330 |
| Net interest income | $439,000 | 6,997 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $60,000 | 6,628 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $47,000 | 5,070 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $13,000 | 7,271 |
| Total noninterest expense | $376,000 | 6,932 |
| Salaries and employee benefits | $260,000 | 6,347 |
| Premises and equipment expense | $52,000 | 6,673 |
| Additional noninterest expense | $64,000 | 7,843 |
| Pre-tax net operating income | $108,000 | 6,955 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $37,000 | 4,820 |
| Income before extraordinary items | $71,000 | 7,177 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $71,000 | 7,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 1,771 |
| Cash dividends | $50,000 | 3,539 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $71,000 | 7,179 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,932,000 | 7,513 |
| Total interest expense | $269,000 | 8,266 |
| Net interest income | $1,663,000 | 7,078 |
| Provision for loan and lease losses | $5,000 | 6,973 |
| Total noninterest income | $230,000 | 6,823 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $186,000 | 5,184 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $44,000 | 7,520 |
| Total noninterest expense | $1,532,000 | 6,831 |
| Salaries and employee benefits | $1,004,000 | 6,340 |
| Premises and equipment expense | $220,000 | 6,525 |
| Additional noninterest expense | $308,000 | 7,602 |
| Pre-tax net operating income | $356,000 | 7,209 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $121,000 | 5,211 |
| Income before extraordinary items | $235,000 | 7,441 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $235,000 | 7,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,162 |
| Cash dividends | $170,000 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $235,000 | 7,416 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,430,000 | 7,561 |
| Total interest expense | $193,000 | 8,298 |
| Net interest income | $1,237,000 | 7,127 |
| Provision for loan and lease losses | $5,000 | 6,713 |
| Total noninterest income | $170,000 | 6,884 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $137,000 | 5,260 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $33,000 | 7,552 |
| Total noninterest expense | $1,158,000 | 6,811 |
| Salaries and employee benefits | $766,000 | 6,280 |
| Premises and equipment expense | $164,000 | 6,507 |
| Additional noninterest expense | $228,000 | 7,629 |
| Pre-tax net operating income | $244,000 | 7,453 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $83,000 | 5,410 |
| Income before extraordinary items | $161,000 | 7,657 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $161,000 | 7,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,184 |
| Cash dividends | $110,000 | 4,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $161,000 | 7,625 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $946,000 | 7,562 |
| Total interest expense | $126,000 | 8,300 |
| Net interest income | $820,000 | 7,134 |
| Provision for loan and lease losses | $5,000 | 6,409 |
| Total noninterest income | $113,000 | 6,881 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $87,000 | 5,319 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $26,000 | 7,352 |
| Total noninterest expense | $761,000 | 6,867 |
| Salaries and employee benefits | $513,000 | 6,257 |
| Premises and equipment expense | $105,000 | 6,596 |
| Additional noninterest expense | $143,000 | 7,720 |
| Pre-tax net operating income | $167,000 | 7,425 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $57,000 | 5,409 |
| Income before extraordinary items | $110,000 | 7,672 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $110,000 | 7,672 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 3,069 |
| Cash dividends | $70,000 | 4,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $110,000 | 7,624 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $471,000 | 7,608 |
| Total interest expense | $62,000 | 8,358 |
| Net interest income | $409,000 | 7,200 |
| Provision for loan and lease losses | $5,000 | 5,826 |
| Total noninterest income | $57,000 | 6,849 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $41,000 | 5,405 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $16,000 | 7,179 |
| Total noninterest expense | $385,000 | 6,876 |
| Salaries and employee benefits | $254,000 | 6,331 |
| Premises and equipment expense | $55,000 | 6,532 |
| Additional noninterest expense | $76,000 | 7,655 |
| Pre-tax net operating income | $76,000 | 7,552 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $26,000 | 5,434 |
| Income before extraordinary items | $50,000 | 7,767 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $50,000 | 7,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,869 |
| Cash dividends | $30,000 | 3,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $50,000 | 7,739 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,096,000 | 7,284 |
| Total interest expense | $260,000 | 8,242 |
| Net interest income | $1,836,000 | 6,848 |
| Provision for loan and lease losses | $75,000 | 5,393 |
| Total noninterest income | $184,000 | 7,293 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $149,000 | 5,792 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $35,000 | 7,828 |
| Total noninterest expense | $1,460,000 | 6,951 |
| Salaries and employee benefits | $921,000 | 6,537 |
| Premises and equipment expense | $213,000 | 6,599 |
| Additional noninterest expense | $326,000 | 7,552 |
| Pre-tax net operating income | $485,000 | 6,754 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $165,000 | 4,982 |
| Income before extraordinary items | $320,000 | 7,141 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $320,000 | 7,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,939 |
| Cash dividends | $240,000 | 4,658 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $320,000 | 7,091 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,484,000 | 7,424 |
| Total interest expense | $202,000 | 8,250 |
| Net interest income | $1,282,000 | 7,043 |
| Provision for loan and lease losses | $60,000 | 5,125 |
| Total noninterest income | $135,000 | 7,375 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $111,000 | 5,858 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $24,000 | 7,924 |
| Total noninterest expense | $1,101,000 | 6,918 |
| Salaries and employee benefits | $692,000 | 6,497 |
| Premises and equipment expense | $159,000 | 6,607 |
| Additional noninterest expense | $250,000 | 7,495 |
| Pre-tax net operating income | $256,000 | 7,436 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $87,000 | 5,499 |
| Income before extraordinary items | $169,000 | 7,664 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $169,000 | 7,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 4,105 |
| Cash dividends | $130,000 | 4,416 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $169,000 | 7,610 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,014,000 | 7,412 |
| Total interest expense | $140,000 | 8,272 |
| Net interest income | $874,000 | 7,011 |
| Provision for loan and lease losses | $45,000 | 4,838 |
| Total noninterest income | $93,000 | 7,365 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $73,000 | 5,890 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $20,000 | 7,733 |
| Total noninterest expense | $731,000 | 6,965 |
| Salaries and employee benefits | $464,000 | 6,533 |
| Premises and equipment expense | $103,000 | 6,721 |
| Additional noninterest expense | $164,000 | 7,554 |
| Pre-tax net operating income | $191,000 | 7,251 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $65,000 | 5,358 |
| Income before extraordinary items | $126,000 | 7,533 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $126,000 | 7,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,943 |
| Cash dividends | $80,000 | 4,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $126,000 | 7,464 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $499,000 | 7,498 |
| Total interest expense | $76,000 | 8,251 |
| Net interest income | $423,000 | 7,138 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $53,000 | 7,118 |
| Gross Fiduciary activities income | $39,000 | 859 |
| Service charges on deposit accounts | $0 | 7,976 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $14,000 | 7,349 |
| Total noninterest expense | $373,000 | 6,959 |
| Salaries and employee benefits | $233,000 | 6,559 |
| Premises and equipment expense | $50,000 | 6,793 |
| Additional noninterest expense | $90,000 | 7,377 |
| Pre-tax net operating income | $73,000 | 7,556 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $25,000 | 5,581 |
| Income before extraordinary items | $48,000 | 7,820 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $48,000 | 7,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,331 |
| Cash dividends | $30,000 | 3,573 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $48,000 | 7,758 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,432,000 | 7,115 |
| Total interest expense | $419,000 | 8,045 |
| Net interest income | $2,013,000 | 6,580 |
| Provision for loan and lease losses | $157,000 | 4,503 |
| Total noninterest income | $198,000 | 7,373 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $164,000 | 5,700 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $34,000 | 7,994 |
| Total noninterest expense | $1,479,000 | 6,925 |
| Salaries and employee benefits | $952,000 | 6,434 |
| Premises and equipment expense | $199,000 | 6,792 |
| Additional noninterest expense | $328,000 | 7,586 |
| Pre-tax net operating income | $575,000 | 6,426 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $196,000 | 4,954 |
| Income before extraordinary items | $379,000 | 6,904 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $379,000 | 6,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $188,000 | 2,977 |
| Cash dividends | $300,000 | 4,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $379,000 | 6,755 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,900,000 | 7,092 |
| Total interest expense | $333,000 | 8,105 |
| Net interest income | $1,567,000 | 6,489 |
| Provision for loan and lease losses | $90,000 | 4,812 |
| Total noninterest income | $153,000 | 7,369 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $124,000 | 5,723 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $29,000 | 7,883 |
| Total noninterest expense | $1,108,000 | 6,924 |
| Salaries and employee benefits | $720,000 | 6,390 |
| Premises and equipment expense | $146,000 | 6,846 |
| Additional noninterest expense | $242,000 | 7,632 |
| Pre-tax net operating income | $522,000 | 6,186 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $177,000 | 4,845 |
| Income before extraordinary items | $345,000 | 6,681 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $345,000 | 6,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 2,824 |
| Cash dividends | $225,000 | 3,865 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $345,000 | 6,504 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,346,000 | 6,972 |
| Total interest expense | $237,000 | 8,096 |
| Net interest income | $1,109,000 | 6,337 |
| Provision for loan and lease losses | $60,000 | 4,687 |
| Total noninterest income | $105,000 | 7,308 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $83,000 | 5,687 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $22,000 | 7,723 |
| Total noninterest expense | $751,000 | 6,901 |
| Salaries and employee benefits | $483,000 | 6,384 |
| Premises and equipment expense | $95,000 | 6,893 |
| Additional noninterest expense | $173,000 | 7,484 |
| Pre-tax net operating income | $403,000 | 5,835 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $137,000 | 4,645 |
| Income before extraordinary items | $266,000 | 6,378 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $266,000 | 6,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,737 |
| Cash dividends | $175,000 | 3,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $266,000 | 6,171 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $660,000 | 7,065 |
| Total interest expense | $128,000 | 8,066 |
| Net interest income | $532,000 | 6,458 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $56,000 | 7,155 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $40,000 | 5,673 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $16,000 | 7,254 |
| Total noninterest expense | $377,000 | 6,896 |
| Salaries and employee benefits | $243,000 | 6,363 |
| Premises and equipment expense | $45,000 | 7,066 |
| Additional noninterest expense | $89,000 | 7,438 |
| Pre-tax net operating income | $181,000 | 6,073 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $62,000 | 4,775 |
| Income before extraordinary items | $119,000 | 6,565 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $119,000 | 6,564 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,384 |
| Cash dividends | $75,000 | 3,162 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $119,000 | 6,401 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,938,000 | 6,920 |
| Total interest expense | $691,000 | 7,845 |
| Net interest income | $2,247,000 | 6,248 |
| Provision for loan and lease losses | $90,000 | 5,880 |
| Total noninterest income | $203,000 | 7,271 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $165,000 | 5,650 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $38,000 | 7,947 |
| Total noninterest expense | $1,479,000 | 6,888 |
| Salaries and employee benefits | $964,000 | 6,266 |
| Premises and equipment expense | $215,000 | 6,592 |
| Additional noninterest expense | $300,000 | 7,802 |
| Pre-tax net operating income | $881,000 | 5,539 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $300,000 | 4,449 |
| Income before extraordinary items | $581,000 | 6,050 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $581,000 | 6,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $231,000 | 2,796 |
| Cash dividends | $435,000 | 3,685 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $581,000 | 5,913 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,274,000 | 6,953 |
| Total interest expense | $1,132,000 | 7,743 |
| Net interest income | $2,142,000 | 6,215 |
| Provision for loan and lease losses | $120,000 | 5,188 |
| Total noninterest income | $202,000 | 7,288 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $164,000 | 5,607 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $38,000 | 8,088 |
| Total noninterest expense | $1,439,000 | 6,923 |
| Salaries and employee benefits | $900,000 | 6,372 |
| Premises and equipment expense | $241,000 | 6,196 |
| Additional noninterest expense | $298,000 | 7,872 |
| Pre-tax net operating income | $785,000 | 5,536 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $268,000 | 4,489 |
| Income before extraordinary items | $517,000 | 5,980 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $517,000 | 5,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,551 |
| Cash dividends | $425,000 | 3,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $517,000 | 5,874 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,317,000 | 7,092 |
| Total interest expense | $1,251,000 | 7,696 |
| Net interest income | $2,066,000 | 6,475 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $216,000 | 7,108 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $175,000 | 5,428 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 8,125 |
| Total noninterest expense | $1,374,000 | 7,057 |
| Salaries and employee benefits | $879,000 | 6,387 |
| Premises and equipment expense | $225,000 | 6,384 |
| Additional noninterest expense | $270,000 | 8,189 |
| Pre-tax net operating income | $908,000 | 5,520 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $309,000 | 4,537 |
| Income before extraordinary items | $599,000 | 5,857 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $599,000 | 5,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,205 |
| Cash dividends | $450,000 | 3,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $599,000 | 5,869 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,475,000 | 6,852 |
| Total interest expense | $1,426,000 | 7,140 |
| Net interest income | $2,049,000 | 6,552 |
| Provision for loan and lease losses | $60,000 | 6,124 |
| Total noninterest income | $183,000 | 7,686 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $145,000 | 5,929 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 8,510 |
| Total noninterest expense | $1,311,000 | 7,268 |
| Salaries and employee benefits | $827,000 | 6,626 |
| Premises and equipment expense | $238,000 | 6,214 |
| Additional noninterest expense | $246,000 | 8,593 |
| Pre-tax net operating income | $861,000 | 5,724 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $293,000 | 4,867 |
| Income before extraordinary items | $568,000 | 6,051 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $568,000 | 6,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-53,000 | 9,921 |
| Cash dividends | $350,000 | 4,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $568,000 | 6,028 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,363,000 | 7,102 |
| Total interest expense | $1,564,000 | 7,060 |
| Net interest income | $1,799,000 | 7,056 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $146,000 | 8,282 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $113,000 | 6,606 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 8,867 |
| Total noninterest expense | $1,252,000 | 7,398 |
| Salaries and employee benefits | $757,000 | 6,884 |
| Premises and equipment expense | $246,000 | 6,015 |
| Additional noninterest expense | $249,000 | 8,616 |
| Pre-tax net operating income | $633,000 | 6,750 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $216,000 | 6,009 |
| Income before extraordinary items | $417,000 | 7,109 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $417,000 | 7,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,364 |
| Cash dividends | $300,000 | 4,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $417,000 | 7,016 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,043,000 | 7,708 |
| Total interest expense | $1,229,000 | 8,039 |
| Net interest income | $1,814,000 | 7,288 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $148,000 | 8,621 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $106,000 | 7,067 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 8,774 |
| Total noninterest expense | $1,190,000 | 7,715 |
| Salaries and employee benefits | $724,000 | 7,180 |
| Premises and equipment expense | $211,000 | 6,647 |
| Additional noninterest expense | $255,000 | 8,788 |
| Pre-tax net operating income | $772,000 | 6,671 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $263,000 | 6,125 |
| Income before extraordinary items | $509,000 | 6,909 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $509,000 | 6,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,810 |
| Cash dividends | $240,000 | 5,019 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $509,000 | 6,851 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,959,000 | 8,053 |
| Total interest expense | $1,245,000 | 8,256 |
| Net interest income | $1,714,000 | 7,737 |
| Provision for loan and lease losses | $145,000 | 4,158 |
| Total noninterest income | $163,000 | 8,804 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $104,000 | 7,407 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 8,503 |
| Total noninterest expense | $1,119,000 | 8,262 |
| Salaries and employee benefits | $709,000 | 7,469 |
| Premises and equipment expense | $162,000 | 7,785 |
| Additional noninterest expense | $248,000 | 9,418 |
| Pre-tax net operating income | $613,000 | 7,349 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $209,000 | 7,004 |
| Income before extraordinary items | $404,000 | 7,592 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $404,000 | 7,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,559 |
| Cash dividends | $200,000 | 5,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $404,000 | 7,527 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,896,000 | 8,368 |
| Total interest expense | $1,243,000 | 8,448 |
| Net interest income | $1,653,000 | 8,139 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $134,000 | 9,586 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $99,000 | 7,818 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 9,970 |
| Total noninterest expense | $1,115,000 | 8,510 |
| Salaries and employee benefits | $683,000 | 7,834 |
| Premises and equipment expense | $159,000 | 8,051 |
| Additional noninterest expense | $273,000 | 9,562 |
| Pre-tax net operating income | $672,000 | 7,461 |
| Securities gains (losses) | $-2,000 | 9,253 |
| Applicable income taxes | $228,000 | 6,988 |
| Income before extraordinary items | $442,000 | 7,707 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $442,000 | 7,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,500 |
| Cash dividends | $100,000 | 6,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $443,320 | 7,671 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,488,000 | 8,922 |
| Total interest expense | $1,031,000 | 8,555 |
| Net interest income | $1,457,000 | 8,998 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $176,000 | 9,181 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $109,000 | 7,867 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 8,779 |
| Total noninterest expense | $1,157,000 | 8,783 |
| Salaries and employee benefits | $658,000 | 8,213 |
| Premises and equipment expense | $177,000 | 7,923 |
| Additional noninterest expense | $322,000 | 9,691 |
| Pre-tax net operating income | $476,000 | 8,823 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $156,000 | 8,187 |
| Income before extraordinary items | $320,000 | 8,939 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $320,000 | 8,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 10,986 |
| Cash dividends | $100,000 | 6,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $320,000 | 8,992 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,593,000 | 9,019 |
| Total interest expense | $1,074,000 | 8,780 |
| Net interest income | $1,519,000 | 9,042 |
| Provision for loan and lease losses | $48,000 | 7,582 |
| Total noninterest income | $132,000 | 10,584 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $93,000 | 8,587 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 10,733 |
| Total noninterest expense | $1,139,000 | 9,167 |
| Salaries and employee benefits | $644,000 | 8,441 |
| Premises and equipment expense | $198,000 | 7,726 |
| Additional noninterest expense | $297,000 | 10,494 |
| Pre-tax net operating income | $464,000 | 8,914 |
| Securities gains (losses) | $42,000 | 3,661 |
| Applicable income taxes | $172,000 | 8,163 |
| Income before extraordinary items | $334,000 | 9,095 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $334,000 | 9,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 4,368 |
| Cash dividends | $100,000 | 6,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $306,280 | 9,149 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,979,000 | 9,024 |
| Total interest expense | $1,468,000 | 8,609 |
| Net interest income | $1,511,000 | 9,235 |
| Provision for loan and lease losses | $-18,000 | 13,517 |
| Total noninterest income | $135,000 | 10,810 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $102,000 | 8,464 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 11,562 |
| Total noninterest expense | $1,098,000 | 9,519 |
| Salaries and employee benefits | $587,000 | 8,926 |
| Premises and equipment expense | $166,000 | 8,671 |
| Additional noninterest expense | $345,000 | 10,262 |
| Pre-tax net operating income | $566,000 | 7,948 |
| Securities gains (losses) | $7,000 | 6,774 |
| Applicable income taxes | $194,000 | 7,674 |
| Income before extraordinary items | $379,000 | 8,423 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $379,000 | 8,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 12,396 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $374,380 | 8,108 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.