Home > The State Exchange Bank > Income and Expense
The State Exchange Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $7,391,000 | 3,236 |
| Total interest expense | $3,062,000 | 2,592 |
| Net interest income | $4,329,000 | 3,520 |
| Provision for loan and lease losses | $214,000 | 1,950 |
| Total noninterest income | $292,000 | 3,816 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $143,000 | 3,035 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $149,000 | 3,833 |
| Total noninterest expense | $2,243,000 | 3,961 |
| Salaries and employee benefits | $1,270,000 | 3,935 |
| Premises and equipment expense | $116,000 | 4,265 |
| Additional noninterest expense | $149,000 | 3,833 |
| Pre-tax net operating income | $2,164,000 | 2,877 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $0 | 3,369 |
| Income before extraordinary items | $2,164,000 | 2,693 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,164,000 | 2,721 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $2,164,000 | 2,695 |
| Net charge-offs | $-456,000 | 4,527 |
| Cash dividends | $600,000 | 2,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $2,164,000 | 2,719 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $5,302,000 | 3,268 |
| Total interest expense | $2,120,000 | 2,574 |
| Net interest income | $3,182,000 | 3,566 |
| Provision for loan and lease losses | $214,000 | 1,614 |
| Total noninterest income | $252,000 | 3,714 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $114,000 | 2,994 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $138,000 | 3,715 |
| Total noninterest expense | $1,733,000 | 3,940 |
| Salaries and employee benefits | $946,000 | 3,931 |
| Premises and equipment expense | $86,000 | 4,274 |
| Additional noninterest expense | $138,000 | 3,713 |
| Pre-tax net operating income | $1,487,000 | 3,029 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $0 | 3,407 |
| Income before extraordinary items | $1,487,000 | 2,854 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,487,000 | 2,884 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,487,000 | 2,855 |
| Net charge-offs | $-414,000 | 4,548 |
| Cash dividends | $600,000 | 2,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,487,000 | 2,882 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $3,339,000 | 3,316 |
| Total interest expense | $1,269,000 | 2,552 |
| Net interest income | $2,070,000 | 3,614 |
| Provision for loan and lease losses | $154,000 | 1,500 |
| Total noninterest income | $204,000 | 3,563 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $83,000 | 2,882 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $121,000 | 3,553 |
| Total noninterest expense | $1,144,000 | 3,958 |
| Salaries and employee benefits | $632,000 | 3,944 |
| Premises and equipment expense | $55,000 | 4,317 |
| Additional noninterest expense | $121,000 | 3,538 |
| Pre-tax net operating income | $976,000 | 3,065 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $0 | 3,436 |
| Income before extraordinary items | $976,000 | 2,891 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $976,000 | 2,921 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $976,000 | 2,890 |
| Net charge-offs | $-198,000 | 4,538 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $976,000 | 2,912 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $1,536,000 | 3,396 |
| Total interest expense | $553,000 | 2,529 |
| Net interest income | $983,000 | 3,692 |
| Provision for loan and lease losses | $64,000 | 1,546 |
| Total noninterest income | $68,000 | 3,885 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $37,000 | 3,030 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 3,945 |
| Total noninterest expense | $616,000 | 3,935 |
| Salaries and employee benefits | $314,000 | 3,995 |
| Premises and equipment expense | $25,000 | 4,412 |
| Additional noninterest expense | $31,000 | 3,945 |
| Pre-tax net operating income | $371,000 | 3,431 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $0 | 3,388 |
| Income before extraordinary items | $371,000 | 3,264 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $371,000 | 3,263 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $371,000 | 3,264 |
| Net charge-offs | $-192,000 | 4,601 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $371,000 | 3,291 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $4,396,000 | 3,623 |
| Total interest expense | $883,000 | 2,586 |
| Net interest income | $3,513,000 | 3,755 |
| Provision for loan and lease losses | $190,000 | 1,825 |
| Total noninterest income | $361,000 | 3,790 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $33,000 | 4,150 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $328,000 | 3,447 |
| Total noninterest expense | $1,958,000 | 4,134 |
| Salaries and employee benefits | $1,186,000 | 4,048 |
| Premises and equipment expense | $113,000 | 4,393 |
| Additional noninterest expense | $328,000 | 3,447 |
| Pre-tax net operating income | $1,726,000 | 3,288 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $0 | 3,596 |
| Income before extraordinary items | $1,726,000 | 3,105 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,726,000 | 3,102 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $1,726,000 | 3,104 |
| Net charge-offs | $377,000 | 700 |
| Cash dividends | $1,250,000 | 1,923 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $1,726,000 | 3,141 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $3,141,000 | 3,641 |
| Total interest expense | $520,000 | 2,610 |
| Net interest income | $2,621,000 | 3,747 |
| Provision for loan and lease losses | $190,000 | 1,499 |
| Total noninterest income | $291,000 | 3,752 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $25,000 | 4,173 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $266,000 | 3,406 |
| Total noninterest expense | $1,475,000 | 4,134 |
| Salaries and employee benefits | $895,000 | 4,045 |
| Premises and equipment expense | $78,000 | 4,449 |
| Additional noninterest expense | $266,000 | 3,406 |
| Pre-tax net operating income | $1,247,000 | 3,320 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $0 | 3,603 |
| Income before extraordinary items | $1,247,000 | 3,138 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,247,000 | 3,136 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,247,000 | 3,137 |
| Net charge-offs | $548,000 | 425 |
| Cash dividends | $750,000 | 1,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,247,000 | 3,169 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $1,978,000 | 3,708 |
| Total interest expense | $254,000 | 2,892 |
| Net interest income | $1,724,000 | 3,771 |
| Provision for loan and lease losses | $120,000 | 1,426 |
| Total noninterest income | $211,000 | 3,686 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $16,000 | 4,234 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $195,000 | 3,340 |
| Total noninterest expense | $950,000 | 4,179 |
| Salaries and employee benefits | $585,000 | 4,082 |
| Premises and equipment expense | $51,000 | 4,478 |
| Additional noninterest expense | $314,000 | 4,147 |
| Pre-tax net operating income | $865,000 | 3,159 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $0 | 3,564 |
| Income before extraordinary items | $865,000 | 2,989 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $865,000 | 2,988 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $865,000 | 2,989 |
| Net charge-offs | $551,000 | 319 |
| Cash dividends | $500,000 | 1,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $865,000 | 3,027 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $928,000 | 3,750 |
| Total interest expense | $107,000 | 3,096 |
| Net interest income | $821,000 | 3,799 |
| Provision for loan and lease losses | $60,000 | 1,235 |
| Total noninterest income | $77,000 | 3,895 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $8,000 | 4,241 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 3,624 |
| Total noninterest expense | $495,000 | 4,149 |
| Salaries and employee benefits | $302,000 | 4,060 |
| Premises and equipment expense | $28,000 | 4,449 |
| Additional noninterest expense | $165,000 | 4,103 |
| Pre-tax net operating income | $343,000 | 3,281 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $343,000 | 3,140 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $343,000 | 3,138 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $343,000 | 3,140 |
| Net charge-offs | $149,000 | 423 |
| Cash dividends | $500,000 | 1,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $343,000 | 3,157 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $4,243,000 | 3,695 |
| Total interest expense | $452,000 | 3,300 |
| Net interest income | $3,791,000 | 3,718 |
| Provision for loan and lease losses | $220,000 | 1,670 |
| Total noninterest income | $333,000 | 3,969 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $26,000 | 4,355 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $307,000 | 3,710 |
| Total noninterest expense | $1,812,000 | 4,265 |
| Salaries and employee benefits | $1,133,000 | 4,158 |
| Premises and equipment expense | $108,000 | 4,519 |
| Additional noninterest expense | $571,000 | 4,279 |
| Pre-tax net operating income | $2,092,000 | 3,090 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $0 | 3,710 |
| Income before extraordinary items | $2,092,000 | 2,965 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,092,000 | 2,965 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,092,000 | 2,965 |
| Net charge-offs | $-243,000 | 4,592 |
| Cash dividends | $810,000 | 2,407 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,092,000 | 2,950 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $3,319,000 | 3,716 |
| Total interest expense | $345,000 | 3,374 |
| Net interest income | $2,974,000 | 3,743 |
| Provision for loan and lease losses | $220,000 | 1,419 |
| Total noninterest income | $263,000 | 3,983 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $19,000 | 4,424 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $244,000 | 3,715 |
| Total noninterest expense | $1,342,000 | 4,318 |
| Salaries and employee benefits | $851,000 | 4,187 |
| Premises and equipment expense | $81,000 | 4,579 |
| Additional noninterest expense | $410,000 | 4,361 |
| Pre-tax net operating income | $1,675,000 | 3,132 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $1,675,000 | 3,013 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,675,000 | 3,013 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,675,000 | 3,013 |
| Net charge-offs | $-212,000 | 4,663 |
| Cash dividends | $810,000 | 1,910 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,675,000 | 2,988 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $2,155,000 | 3,767 |
| Total interest expense | $236,000 | 3,407 |
| Net interest income | $1,919,000 | 3,785 |
| Provision for loan and lease losses | $100,000 | 1,668 |
| Total noninterest income | $199,000 | 3,895 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $12,000 | 4,449 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $187,000 | 3,591 |
| Total noninterest expense | $871,000 | 4,374 |
| Salaries and employee benefits | $568,000 | 4,209 |
| Premises and equipment expense | $51,000 | 4,638 |
| Additional noninterest expense | $252,000 | 4,455 |
| Pre-tax net operating income | $1,147,000 | 3,097 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $1,147,000 | 2,976 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,147,000 | 2,975 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,147,000 | 2,976 |
| Net charge-offs | $-210,000 | 4,755 |
| Cash dividends | $410,000 | 2,119 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,147,000 | 2,951 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $941,000 | 3,950 |
| Total interest expense | $124,000 | 3,423 |
| Net interest income | $817,000 | 3,964 |
| Provision for loan and lease losses | $60,000 | 1,591 |
| Total noninterest income | $80,000 | 4,048 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $6,000 | 4,455 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 3,757 |
| Total noninterest expense | $437,000 | 4,381 |
| Salaries and employee benefits | $284,000 | 4,229 |
| Premises and equipment expense | $26,000 | 4,635 |
| Additional noninterest expense | $127,000 | 4,450 |
| Pre-tax net operating income | $400,000 | 3,495 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $400,000 | 3,380 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $400,000 | 3,381 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $400,000 | 3,380 |
| Net charge-offs | $-32,000 | 4,482 |
| Cash dividends | $410,000 | 1,328 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $400,000 | 3,348 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $3,595,000 | 4,015 |
| Total interest expense | $681,000 | 3,479 |
| Net interest income | $2,914,000 | 4,065 |
| Provision for loan and lease losses | $210,000 | 2,986 |
| Total noninterest income | $229,000 | 4,243 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $29,000 | 4,462 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $200,000 | 3,954 |
| Total noninterest expense | $1,748,000 | 4,396 |
| Salaries and employee benefits | $1,088,000 | 4,305 |
| Premises and equipment expense | $120,000 | 4,609 |
| Additional noninterest expense | $540,000 | 4,396 |
| Pre-tax net operating income | $1,185,000 | 3,556 |
| Securities gains (losses) | $11,000 | 2,286 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $1,196,000 | 3,467 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,196,000 | 3,467 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,196,000 | 3,467 |
| Net charge-offs | $271,000 | 1,346 |
| Cash dividends | $720,000 | 2,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,185,000 | 3,419 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $2,664,000 | 4,069 |
| Total interest expense | $549,000 | 3,473 |
| Net interest income | $2,115,000 | 4,120 |
| Provision for loan and lease losses | $150,000 | 2,982 |
| Total noninterest income | $181,000 | 4,209 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $22,000 | 4,480 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $159,000 | 3,891 |
| Total noninterest expense | $1,320,000 | 4,404 |
| Salaries and employee benefits | $818,000 | 4,299 |
| Premises and equipment expense | $88,000 | 4,638 |
| Additional noninterest expense | $414,000 | 4,389 |
| Pre-tax net operating income | $826,000 | 3,643 |
| Securities gains (losses) | $11,000 | 2,100 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $837,000 | 3,552 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $837,000 | 3,551 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $837,000 | 3,552 |
| Net charge-offs | $243,000 | 1,140 |
| Cash dividends | $720,000 | 2,002 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $826,000 | 3,523 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $1,761,000 | 4,119 |
| Total interest expense | $391,000 | 3,478 |
| Net interest income | $1,370,000 | 4,185 |
| Provision for loan and lease losses | $90,000 | 3,062 |
| Total noninterest income | $136,000 | 4,104 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $15,000 | 4,503 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $121,000 | 3,767 |
| Total noninterest expense | $874,000 | 4,425 |
| Salaries and employee benefits | $531,000 | 4,355 |
| Premises and equipment expense | $58,000 | 4,665 |
| Additional noninterest expense | $285,000 | 4,383 |
| Pre-tax net operating income | $542,000 | 3,655 |
| Securities gains (losses) | $11,000 | 1,847 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $553,000 | 3,539 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $553,000 | 3,539 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $553,000 | 3,539 |
| Net charge-offs | $265,000 | 865 |
| Cash dividends | $360,000 | 2,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $542,000 | 3,514 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $747,000 | 4,323 |
| Total interest expense | $211,000 | 3,518 |
| Net interest income | $536,000 | 4,461 |
| Provision for loan and lease losses | $30,000 | 2,812 |
| Total noninterest income | $35,000 | 4,565 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $10,000 | 4,481 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 4,327 |
| Total noninterest expense | $430,000 | 4,502 |
| Salaries and employee benefits | $264,000 | 4,396 |
| Premises and equipment expense | $34,000 | 4,611 |
| Additional noninterest expense | $132,000 | 4,499 |
| Pre-tax net operating income | $111,000 | 4,215 |
| Securities gains (losses) | $11,000 | 1,304 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $122,000 | 4,107 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $122,000 | 4,107 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $122,000 | 4,107 |
| Net charge-offs | $271,000 | 526 |
| Cash dividends | $360,000 | 1,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $111,000 | 4,153 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $3,544,000 | 4,200 |
| Total interest expense | $808,000 | 3,611 |
| Net interest income | $2,736,000 | 4,261 |
| Provision for loan and lease losses | $180,000 | 2,435 |
| Total noninterest income | $140,000 | 4,646 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $34,000 | 4,683 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 4,389 |
| Total noninterest expense | $1,668,000 | 4,586 |
| Salaries and employee benefits | $1,057,000 | 4,448 |
| Premises and equipment expense | $109,000 | 4,807 |
| Additional noninterest expense | $502,000 | 4,626 |
| Pre-tax net operating income | $1,028,000 | 3,828 |
| Securities gains (losses) | $9,000 | 1,922 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $1,037,000 | 3,722 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,037,000 | 3,722 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,037,000 | 3,723 |
| Net charge-offs | $231,000 | 1,558 |
| Cash dividends | $150,000 | 3,622 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,028,000 | 3,713 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $2,611,000 | 4,284 |
| Total interest expense | $592,000 | 3,670 |
| Net interest income | $2,019,000 | 4,347 |
| Provision for loan and lease losses | $135,000 | 2,339 |
| Total noninterest income | $114,000 | 4,673 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $25,000 | 4,763 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 4,371 |
| Total noninterest expense | $1,281,000 | 4,605 |
| Salaries and employee benefits | $822,000 | 4,440 |
| Premises and equipment expense | $74,000 | 4,938 |
| Additional noninterest expense | $385,000 | 4,672 |
| Pre-tax net operating income | $717,000 | 4,014 |
| Securities gains (losses) | $9,000 | 1,686 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $726,000 | 3,908 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $726,000 | 3,907 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $726,000 | 3,908 |
| Net charge-offs | $179,000 | 1,379 |
| Cash dividends | $150,000 | 3,219 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $717,000 | 3,885 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $1,734,000 | 4,322 |
| Total interest expense | $386,000 | 3,687 |
| Net interest income | $1,348,000 | 4,376 |
| Provision for loan and lease losses | $90,000 | 2,284 |
| Total noninterest income | $92,000 | 4,601 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $16,000 | 4,812 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 4,214 |
| Total noninterest expense | $844,000 | 4,645 |
| Salaries and employee benefits | $552,000 | 4,467 |
| Premises and equipment expense | $44,000 | 5,016 |
| Additional noninterest expense | $248,000 | 4,729 |
| Pre-tax net operating income | $506,000 | 3,971 |
| Securities gains (losses) | $8,000 | 1,266 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $514,000 | 3,837 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $514,000 | 3,836 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $514,000 | 3,836 |
| Net charge-offs | $228,000 | 913 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $506,000 | 3,828 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $852,000 | 4,375 |
| Total interest expense | $195,000 | 3,651 |
| Net interest income | $657,000 | 4,452 |
| Provision for loan and lease losses | $45,000 | 2,137 |
| Total noninterest income | $22,000 | 4,975 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $8,000 | 4,849 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 4,784 |
| Total noninterest expense | $412,000 | 4,719 |
| Salaries and employee benefits | $274,000 | 4,520 |
| Premises and equipment expense | $20,000 | 5,098 |
| Additional noninterest expense | $118,000 | 4,816 |
| Pre-tax net operating income | $222,000 | 4,112 |
| Securities gains (losses) | $9,000 | 735 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $231,000 | 3,953 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $231,000 | 3,951 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $231,000 | 3,952 |
| Net charge-offs | $189,000 | 645 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $222,000 | 3,988 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $3,576,000 | 4,282 |
| Total interest expense | $716,000 | 3,421 |
| Net interest income | $2,860,000 | 4,368 |
| Provision for loan and lease losses | $939,000 | 937 |
| Total noninterest income | $116,000 | 4,951 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $33,000 | 4,933 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 4,685 |
| Total noninterest expense | $1,800,000 | 4,665 |
| Salaries and employee benefits | $1,048,000 | 4,612 |
| Premises and equipment expense | $90,000 | 5,094 |
| Additional noninterest expense | $662,000 | 4,478 |
| Pre-tax net operating income | $237,000 | 4,975 |
| Securities gains (losses) | $-2,000 | 4,086 |
| Applicable income taxes | $29,000 | 3,550 |
| Income before extraordinary items | $206,000 | 4,985 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $206,000 | 4,984 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $206,000 | 4,984 |
| Net charge-offs | $924,000 | 631 |
| Cash dividends | $500,000 | 2,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $207,760 | 4,983 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $2,655,000 | 4,335 |
| Total interest expense | $519,000 | 3,414 |
| Net interest income | $2,136,000 | 4,420 |
| Provision for loan and lease losses | $939,000 | 677 |
| Total noninterest income | $104,000 | 4,923 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $24,000 | 5,011 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 4,606 |
| Total noninterest expense | $1,223,000 | 4,791 |
| Salaries and employee benefits | $778,000 | 4,648 |
| Premises and equipment expense | $63,000 | 5,172 |
| Additional noninterest expense | $382,000 | 4,834 |
| Pre-tax net operating income | $78,000 | 5,218 |
| Securities gains (losses) | $-2,000 | 4,476 |
| Applicable income taxes | $29,000 | 3,527 |
| Income before extraordinary items | $47,000 | 5,247 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $47,000 | 5,246 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $47,000 | 5,246 |
| Net charge-offs | $862,000 | 491 |
| Cash dividends | $500,000 | 2,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $48,580 | 5,248 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $1,830,000 | 4,307 |
| Total interest expense | $328,000 | 3,431 |
| Net interest income | $1,502,000 | 4,377 |
| Provision for loan and lease losses | $756,000 | 581 |
| Total noninterest income | $85,000 | 4,859 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $16,000 | 5,050 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 4,457 |
| Total noninterest expense | $813,000 | 4,842 |
| Salaries and employee benefits | $516,000 | 4,704 |
| Premises and equipment expense | $43,000 | 5,222 |
| Additional noninterest expense | $254,000 | 4,875 |
| Pre-tax net operating income | $18,000 | 5,316 |
| Securities gains (losses) | $-2,000 | 4,720 |
| Applicable income taxes | $29,000 | 3,383 |
| Income before extraordinary items | $-13,000 | 5,356 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $-13,000 | 5,355 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-13,000 | 5,355 |
| Net charge-offs | $177,000 | 988 |
| Cash dividends | $500,000 | 1,981 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $-11,420 | 5,359 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $847,000 | 4,435 |
| Total interest expense | $151,000 | 3,502 |
| Net interest income | $696,000 | 4,521 |
| Provision for loan and lease losses | $50,000 | 2,055 |
| Total noninterest income | $29,000 | 5,126 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $7,000 | 5,141 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 4,786 |
| Total noninterest expense | $406,000 | 4,902 |
| Salaries and employee benefits | $256,000 | 4,768 |
| Premises and equipment expense | $21,000 | 5,271 |
| Additional noninterest expense | $129,000 | 4,892 |
| Pre-tax net operating income | $269,000 | 3,989 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $29,000 | 3,044 |
| Income before extraordinary items | $240,000 | 3,977 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $240,000 | 3,977 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $240,000 | 3,977 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $400,000 | 1,360 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $240,000 | 3,975 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $3,283,000 | 4,468 |
| Total interest expense | $464,000 | 3,798 |
| Net interest income | $2,819,000 | 4,506 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $188,000 | 4,888 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $27,000 | 5,253 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $161,000 | 4,418 |
| Total noninterest expense | $1,574,000 | 5,000 |
| Salaries and employee benefits | $1,033,000 | 4,799 |
| Premises and equipment expense | $82,000 | 5,380 |
| Additional noninterest expense | $459,000 | 5,075 |
| Pre-tax net operating income | $1,433,000 | 3,588 |
| Securities gains (losses) | $6,000 | 1,742 |
| Applicable income taxes | $49,000 | 3,532 |
| Income before extraordinary items | $1,390,000 | 3,250 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,390,000 | 3,248 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,390,000 | 3,250 |
| Net charge-offs | $681,000 | 896 |
| Cash dividends | $400,000 | 3,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,384,180 | 3,237 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $2,466,000 | 4,509 |
| Total interest expense | $326,000 | 3,897 |
| Net interest income | $2,140,000 | 4,530 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $171,000 | 4,807 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $20,000 | 5,319 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $151,000 | 4,249 |
| Total noninterest expense | $1,189,000 | 5,024 |
| Salaries and employee benefits | $772,000 | 4,831 |
| Premises and equipment expense | $63,000 | 5,423 |
| Additional noninterest expense | $354,000 | 5,097 |
| Pre-tax net operating income | $1,122,000 | 3,584 |
| Securities gains (losses) | $5,000 | 1,816 |
| Applicable income taxes | $49,000 | 3,470 |
| Income before extraordinary items | $1,078,000 | 3,408 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,078,000 | 3,407 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,078,000 | 3,408 |
| Net charge-offs | $640,000 | 676 |
| Cash dividends | $400,000 | 2,612 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,073,200 | 3,382 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,611,000 | 4,554 |
| Total interest expense | $200,000 | 3,995 |
| Net interest income | $1,411,000 | 4,564 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $154,000 | 4,544 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $14,000 | 5,344 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $140,000 | 3,937 |
| Total noninterest expense | $771,000 | 5,100 |
| Salaries and employee benefits | $517,000 | 4,862 |
| Premises and equipment expense | $38,000 | 5,504 |
| Additional noninterest expense | $216,000 | 5,192 |
| Pre-tax net operating income | $794,000 | 3,473 |
| Securities gains (losses) | $5,000 | 1,441 |
| Applicable income taxes | $49,000 | 3,320 |
| Income before extraordinary items | $750,000 | 3,271 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $750,000 | 3,270 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $750,000 | 3,271 |
| Net charge-offs | $622,000 | 485 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $745,300 | 3,266 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $764,000 | 4,666 |
| Total interest expense | $92,000 | 4,141 |
| Net interest income | $672,000 | 4,674 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $19,000 | 5,551 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $6,000 | 5,438 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 5,246 |
| Total noninterest expense | $391,000 | 5,130 |
| Salaries and employee benefits | $258,000 | 4,909 |
| Premises and equipment expense | $19,000 | 5,550 |
| Additional noninterest expense | $114,000 | 5,201 |
| Pre-tax net operating income | $300,000 | 3,838 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $49,000 | 2,902 |
| Income before extraordinary items | $251,000 | 3,864 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $251,000 | 3,862 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $251,000 | 3,864 |
| Net charge-offs | $695,000 | 271 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $251,000 | 3,848 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $2,869,000 | 4,776 |
| Total interest expense | $325,000 | 4,357 |
| Net interest income | $2,544,000 | 4,771 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $177,000 | 5,149 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $25,000 | 5,502 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $152,000 | 4,640 |
| Total noninterest expense | $1,589,000 | 5,179 |
| Salaries and employee benefits | $969,000 | 5,045 |
| Premises and equipment expense | $85,000 | 5,582 |
| Additional noninterest expense | $535,000 | 5,140 |
| Pre-tax net operating income | $1,132,000 | 3,917 |
| Securities gains (losses) | $24,000 | 2,274 |
| Applicable income taxes | $533,000 | 2,210 |
| Income before extraordinary items | $623,000 | 4,505 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $623,000 | 4,503 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $623,000 | 4,504 |
| Net charge-offs | $11,000 | 3,842 |
| Cash dividends | $400,000 | 3,199 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $607,640 | 4,475 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,127,000 | 4,836 |
| Total interest expense | $237,000 | 4,424 |
| Net interest income | $1,890,000 | 4,827 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $162,000 | 5,038 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $19,000 | 5,563 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $143,000 | 4,456 |
| Total noninterest expense | $1,209,000 | 5,189 |
| Salaries and employee benefits | $724,000 | 5,052 |
| Premises and equipment expense | $64,000 | 5,632 |
| Additional noninterest expense | $421,000 | 5,113 |
| Pre-tax net operating income | $843,000 | 3,958 |
| Securities gains (losses) | $24,000 | 2,223 |
| Applicable income taxes | $287,000 | 2,533 |
| Income before extraordinary items | $580,000 | 4,300 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $580,000 | 4,299 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $580,000 | 4,300 |
| Net charge-offs | $12,000 | 3,364 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $563,920 | 4,273 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,359,000 | 4,930 |
| Total interest expense | $146,000 | 4,569 |
| Net interest income | $1,213,000 | 4,926 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $147,000 | 4,762 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $12,000 | 5,641 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $135,000 | 4,103 |
| Total noninterest expense | $827,000 | 5,216 |
| Salaries and employee benefits | $484,000 | 5,122 |
| Premises and equipment expense | $43,000 | 5,707 |
| Additional noninterest expense | $300,000 | 5,084 |
| Pre-tax net operating income | $533,000 | 4,050 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $201,000 | 2,488 |
| Income before extraordinary items | $332,000 | 4,519 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $332,000 | 4,515 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $332,000 | 4,517 |
| Net charge-offs | $27,000 | 2,572 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $332,000 | 4,449 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $658,000 | 5,020 |
| Total interest expense | $68,000 | 4,702 |
| Net interest income | $590,000 | 4,993 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $19,000 | 5,766 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $6,000 | 5,671 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $13,000 | 5,453 |
| Total noninterest expense | $357,000 | 5,442 |
| Salaries and employee benefits | $242,000 | 5,166 |
| Premises and equipment expense | $19,000 | 5,801 |
| Additional noninterest expense | $96,000 | 5,607 |
| Pre-tax net operating income | $252,000 | 4,130 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $95,000 | 2,498 |
| Income before extraordinary items | $157,000 | 4,566 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $157,000 | 4,565 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $157,000 | 4,567 |
| Net charge-offs | $28,000 | 1,781 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $157,000 | 4,502 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $2,434,000 | 5,136 |
| Total interest expense | $213,000 | 5,095 |
| Net interest income | $2,221,000 | 5,095 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $184,000 | 5,288 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $32,000 | 5,671 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $152,000 | 4,726 |
| Total noninterest expense | $1,611,000 | 5,346 |
| Salaries and employee benefits | $960,000 | 5,229 |
| Premises and equipment expense | $93,000 | 5,782 |
| Additional noninterest expense | $558,000 | 5,265 |
| Pre-tax net operating income | $794,000 | 4,425 |
| Securities gains (losses) | $1,000 | 3,117 |
| Applicable income taxes | $307,000 | 2,644 |
| Income before extraordinary items | $488,000 | 4,838 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $488,000 | 4,839 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $488,000 | 4,839 |
| Net charge-offs | $-9,000 | 5,171 |
| Cash dividends | $400,000 | 3,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $487,360 | 4,793 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,784,000 | 5,232 |
| Total interest expense | $154,000 | 5,209 |
| Net interest income | $1,630,000 | 5,195 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $165,000 | 5,181 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $24,000 | 5,741 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $141,000 | 4,561 |
| Total noninterest expense | $1,127,000 | 5,485 |
| Salaries and employee benefits | $634,000 | 5,434 |
| Premises and equipment expense | $67,000 | 5,875 |
| Additional noninterest expense | $426,000 | 5,291 |
| Pre-tax net operating income | $668,000 | 4,349 |
| Securities gains (losses) | $1,000 | 2,915 |
| Applicable income taxes | $254,000 | 2,633 |
| Income before extraordinary items | $415,000 | 4,808 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $415,000 | 4,810 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $415,000 | 4,812 |
| Net charge-offs | $-19,000 | 5,333 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $414,360 | 4,756 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,088,000 | 5,405 |
| Total interest expense | $98,000 | 5,324 |
| Net interest income | $990,000 | 5,361 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $125,000 | 5,063 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $15,000 | 5,821 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $110,000 | 4,408 |
| Total noninterest expense | $782,000 | 5,478 |
| Salaries and employee benefits | $423,000 | 5,486 |
| Premises and equipment expense | $43,000 | 5,955 |
| Additional noninterest expense | $316,000 | 5,181 |
| Pre-tax net operating income | $333,000 | 4,723 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $125,000 | 2,865 |
| Income before extraordinary items | $208,000 | 5,086 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $208,000 | 5,088 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $208,000 | 5,090 |
| Net charge-offs | $-5,000 | 5,028 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $208,000 | 5,038 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $582,000 | 5,340 |
| Total interest expense | $45,000 | 5,451 |
| Net interest income | $537,000 | 5,273 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $19,000 | 6,017 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $6,000 | 5,941 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $13,000 | 5,642 |
| Total noninterest expense | $349,000 | 5,671 |
| Salaries and employee benefits | $208,000 | 5,550 |
| Premises and equipment expense | $21,000 | 6,022 |
| Additional noninterest expense | $120,000 | 5,583 |
| Pre-tax net operating income | $207,000 | 4,385 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $79,000 | 2,651 |
| Income before extraordinary items | $128,000 | 4,867 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $128,000 | 4,869 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $128,000 | 4,871 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $128,000 | 4,809 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,327,000 | 5,429 |
| Total interest expense | $179,000 | 5,612 |
| Net interest income | $2,148,000 | 5,340 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $177,000 | 5,525 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $28,000 | 6,038 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $149,000 | 4,860 |
| Total noninterest expense | $1,499,000 | 5,689 |
| Salaries and employee benefits | $877,000 | 5,574 |
| Premises and equipment expense | $104,000 | 6,020 |
| Additional noninterest expense | $518,000 | 5,602 |
| Pre-tax net operating income | $826,000 | 4,434 |
| Securities gains (losses) | $-7,000 | 5,990 |
| Applicable income taxes | $220,000 | 2,877 |
| Income before extraordinary items | $599,000 | 4,703 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $599,000 | 4,703 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $599,000 | 4,703 |
| Net charge-offs | $-64,000 | 6,050 |
| Cash dividends | $400,000 | 3,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $604,110 | 4,633 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,762,000 | 5,476 |
| Total interest expense | $134,000 | 5,688 |
| Net interest income | $1,628,000 | 5,393 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $159,000 | 5,425 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $21,000 | 6,113 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $138,000 | 4,679 |
| Total noninterest expense | $1,024,000 | 5,846 |
| Salaries and employee benefits | $575,000 | 5,787 |
| Premises and equipment expense | $74,000 | 6,101 |
| Additional noninterest expense | $375,000 | 5,687 |
| Pre-tax net operating income | $763,000 | 4,189 |
| Securities gains (losses) | $-7,000 | 6,105 |
| Applicable income taxes | $164,000 | 2,968 |
| Income before extraordinary items | $592,000 | 4,374 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $592,000 | 4,375 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $592,000 | 4,376 |
| Net charge-offs | $-58,000 | 6,076 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $597,460 | 4,315 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,142,000 | 5,556 |
| Total interest expense | $89,000 | 5,747 |
| Net interest income | $1,053,000 | 5,471 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $140,000 | 5,134 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $14,000 | 6,157 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $126,000 | 4,261 |
| Total noninterest expense | $697,000 | 5,857 |
| Salaries and employee benefits | $376,000 | 5,856 |
| Premises and equipment expense | $44,000 | 6,233 |
| Additional noninterest expense | $277,000 | 5,578 |
| Pre-tax net operating income | $496,000 | 4,189 |
| Securities gains (losses) | $-7,000 | 6,249 |
| Applicable income taxes | $62,000 | 3,320 |
| Income before extraordinary items | $427,000 | 4,209 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $427,000 | 4,215 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $427,000 | 4,214 |
| Net charge-offs | $-45,000 | 6,123 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $433,090 | 4,125 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $534,000 | 5,720 |
| Total interest expense | $44,000 | 5,827 |
| Net interest income | $490,000 | 5,648 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $22,000 | 6,208 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $7,000 | 6,191 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $15,000 | 5,734 |
| Total noninterest expense | $299,000 | 6,100 |
| Salaries and employee benefits | $178,000 | 5,988 |
| Premises and equipment expense | $21,000 | 6,317 |
| Additional noninterest expense | $100,000 | 6,052 |
| Pre-tax net operating income | $213,000 | 4,373 |
| Securities gains (losses) | $-7,000 | 6,400 |
| Applicable income taxes | $-45,000 | 6,570 |
| Income before extraordinary items | $251,000 | 3,847 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $251,000 | 3,850 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $251,000 | 3,850 |
| Net charge-offs | $-39,000 | 6,242 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $258,000 | 3,758 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,118,000 | 5,796 |
| Total interest expense | $210,000 | 5,852 |
| Net interest income | $1,908,000 | 5,750 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $87,000 | 6,272 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $32,000 | 6,248 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $55,000 | 5,804 |
| Total noninterest expense | $1,429,000 | 5,980 |
| Salaries and employee benefits | $809,000 | 5,897 |
| Premises and equipment expense | $99,000 | 6,294 |
| Additional noninterest expense | $521,000 | 5,785 |
| Pre-tax net operating income | $566,000 | 4,865 |
| Securities gains (losses) | $1,000 | 3,056 |
| Applicable income taxes | $221,000 | 2,875 |
| Income before extraordinary items | $346,000 | 5,301 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $346,000 | 5,305 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $346,000 | 5,305 |
| Net charge-offs | $-266,000 | 6,667 |
| Cash dividends | $400,000 | 2,980 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $345,360 | 5,243 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,586,000 | 5,868 |
| Total interest expense | $164,000 | 5,899 |
| Net interest income | $1,422,000 | 5,809 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $79,000 | 6,245 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $25,000 | 6,301 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $54,000 | 5,717 |
| Total noninterest expense | $1,014,000 | 6,083 |
| Salaries and employee benefits | $535,000 | 6,099 |
| Premises and equipment expense | $72,000 | 6,356 |
| Additional noninterest expense | $407,000 | 5,761 |
| Pre-tax net operating income | $487,000 | 4,799 |
| Securities gains (losses) | $1,000 | 2,916 |
| Applicable income taxes | $189,000 | 2,839 |
| Income before extraordinary items | $299,000 | 5,265 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $299,000 | 5,266 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $299,000 | 5,267 |
| Net charge-offs | $-242,000 | 6,747 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $298,360 | 5,182 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,058,000 | 5,902 |
| Total interest expense | $116,000 | 5,902 |
| Net interest income | $942,000 | 5,839 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $59,000 | 6,196 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $16,000 | 6,348 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $43,000 | 5,621 |
| Total noninterest expense | $687,000 | 6,097 |
| Salaries and employee benefits | $356,000 | 6,135 |
| Premises and equipment expense | $46,000 | 6,432 |
| Additional noninterest expense | $285,000 | 5,705 |
| Pre-tax net operating income | $314,000 | 4,809 |
| Securities gains (losses) | $1,000 | 2,688 |
| Applicable income taxes | $123,000 | 2,860 |
| Income before extraordinary items | $192,000 | 5,314 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $192,000 | 5,317 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $192,000 | 5,317 |
| Net charge-offs | $-174,000 | 6,781 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $191,360 | 5,197 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $525,000 | 5,956 |
| Total interest expense | $64,000 | 5,857 |
| Net interest income | $461,000 | 5,902 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $7,000 | 6,758 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $7,000 | 6,447 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $0 | 6,676 |
| Total noninterest expense | $307,000 | 6,294 |
| Salaries and employee benefits | $177,000 | 6,180 |
| Premises and equipment expense | $22,000 | 6,513 |
| Additional noninterest expense | $108,000 | 6,157 |
| Pre-tax net operating income | $161,000 | 4,773 |
| Securities gains (losses) | $1,000 | 1,864 |
| Applicable income taxes | $65,000 | 2,806 |
| Income before extraordinary items | $97,000 | 5,283 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $97,000 | 5,285 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $97,000 | 5,285 |
| Net charge-offs | $-41,000 | 6,659 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $96,360 | 5,198 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,421,000 | 5,862 |
| Total interest expense | $365,000 | 5,693 |
| Net interest income | $2,056,000 | 5,824 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $148,000 | 5,984 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $38,000 | 6,423 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $110,000 | 5,257 |
| Total noninterest expense | $1,454,000 | 6,155 |
| Salaries and employee benefits | $788,000 | 6,120 |
| Premises and equipment expense | $92,000 | 6,590 |
| Additional noninterest expense | $574,000 | 5,876 |
| Pre-tax net operating income | $750,000 | 4,420 |
| Securities gains (losses) | $1,000 | 3,729 |
| Applicable income taxes | $272,000 | 2,748 |
| Income before extraordinary items | $479,000 | 4,987 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $479,000 | 4,986 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $479,000 | 4,987 |
| Net charge-offs | $-124,000 | 6,962 |
| Cash dividends | $285,000 | 3,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $478,360 | 4,796 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,847,000 | 5,930 |
| Total interest expense | $291,000 | 5,731 |
| Net interest income | $1,556,000 | 5,894 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $132,000 | 5,908 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $27,000 | 6,540 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $105,000 | 5,071 |
| Total noninterest expense | $1,051,000 | 6,265 |
| Salaries and employee benefits | $526,000 | 6,325 |
| Premises and equipment expense | $60,000 | 6,761 |
| Additional noninterest expense | $465,000 | 5,813 |
| Pre-tax net operating income | $637,000 | 4,368 |
| Securities gains (losses) | $1,000 | 3,476 |
| Applicable income taxes | $227,000 | 2,722 |
| Income before extraordinary items | $411,000 | 4,944 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $411,000 | 4,945 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $411,000 | 4,945 |
| Net charge-offs | $11,000 | 5,283 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $410,360 | 4,772 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,266,000 | 5,935 |
| Total interest expense | $206,000 | 5,723 |
| Net interest income | $1,060,000 | 5,898 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $114,000 | 5,640 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $17,000 | 6,607 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $97,000 | 4,697 |
| Total noninterest expense | $749,000 | 6,202 |
| Salaries and employee benefits | $351,000 | 6,368 |
| Premises and equipment expense | $38,000 | 6,837 |
| Additional noninterest expense | $360,000 | 5,577 |
| Pre-tax net operating income | $425,000 | 4,354 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $146,000 | 2,743 |
| Income before extraordinary items | $279,000 | 4,916 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $279,000 | 4,919 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $279,000 | 4,919 |
| Net charge-offs | $54,000 | 3,967 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $279,000 | 4,726 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $638,000 | 5,964 |
| Total interest expense | $117,000 | 5,581 |
| Net interest income | $521,000 | 5,967 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $21,000 | 6,619 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $8,000 | 6,658 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $13,000 | 6,065 |
| Total noninterest expense | $332,000 | 6,438 |
| Salaries and employee benefits | $174,000 | 6,431 |
| Premises and equipment expense | $18,000 | 6,916 |
| Additional noninterest expense | $140,000 | 6,042 |
| Pre-tax net operating income | $210,000 | 4,442 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $81,000 | 2,631 |
| Income before extraordinary items | $129,000 | 5,053 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $129,000 | 5,057 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $129,000 | 5,058 |
| Net charge-offs | $89,000 | 2,547 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $129,000 | 4,904 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,963,000 | 5,783 |
| Total interest expense | $627,000 | 5,423 |
| Net interest income | $2,336,000 | 5,788 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $235,000 | 5,533 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $35,000 | 6,553 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $200,000 | 4,464 |
| Total noninterest expense | $1,659,000 | 6,142 |
| Salaries and employee benefits | $842,000 | 6,181 |
| Premises and equipment expense | $79,000 | 6,973 |
| Additional noninterest expense | $738,000 | 5,576 |
| Pre-tax net operating income | $912,000 | 3,891 |
| Securities gains (losses) | $6,000 | 3,464 |
| Applicable income taxes | $360,000 | 2,353 |
| Income before extraordinary items | $558,000 | 4,498 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $558,000 | 4,501 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $558,000 | 4,500 |
| Net charge-offs | $152,000 | 4,584 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $554,160 | 4,390 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,252,000 | 5,820 |
| Total interest expense | $491,000 | 5,445 |
| Net interest income | $1,761,000 | 5,826 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $218,000 | 5,332 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $26,000 | 6,599 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $192,000 | 4,148 |
| Total noninterest expense | $1,231,000 | 6,198 |
| Salaries and employee benefits | $566,000 | 6,377 |
| Premises and equipment expense | $58,000 | 7,042 |
| Additional noninterest expense | $607,000 | 5,416 |
| Pre-tax net operating income | $748,000 | 3,842 |
| Securities gains (losses) | $6,000 | 3,178 |
| Applicable income taxes | $297,000 | 2,277 |
| Income before extraordinary items | $457,000 | 4,467 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $457,000 | 4,468 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $457,000 | 4,468 |
| Net charge-offs | $7,000 | 5,861 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $453,160 | 4,353 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,592,000 | 5,750 |
| Total interest expense | $341,000 | 5,481 |
| Net interest income | $1,251,000 | 5,719 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $200,000 | 4,876 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $16,000 | 6,666 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $184,000 | 3,629 |
| Total noninterest expense | $877,000 | 6,143 |
| Salaries and employee benefits | $376,000 | 6,446 |
| Premises and equipment expense | $36,000 | 7,153 |
| Additional noninterest expense | $465,000 | 5,184 |
| Pre-tax net operating income | $574,000 | 3,553 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $229,000 | 2,078 |
| Income before extraordinary items | $345,000 | 4,237 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $345,000 | 4,237 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $345,000 | 4,239 |
| Net charge-offs | $349,000 | 2,514 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $345,000 | 4,142 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $814,000 | 5,742 |
| Total interest expense | $179,000 | 5,477 |
| Net interest income | $635,000 | 5,701 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $16,000 | 6,946 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $5,000 | 6,822 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $11,000 | 6,315 |
| Total noninterest expense | $368,000 | 6,493 |
| Salaries and employee benefits | $187,000 | 6,496 |
| Premises and equipment expense | $18,000 | 7,192 |
| Additional noninterest expense | $163,000 | 5,982 |
| Pre-tax net operating income | $283,000 | 3,624 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $112,000 | 2,065 |
| Income before extraordinary items | $171,000 | 4,234 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $171,000 | 4,233 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $171,000 | 4,234 |
| Net charge-offs | $394,000 | 1,535 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $171,000 | 4,181 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,547,000 | 5,683 |
| Total interest expense | $838,000 | 5,619 |
| Net interest income | $2,709,000 | 5,592 |
| Provision for loan and lease losses | $1,496,000 | 2,472 |
| Total noninterest income | $22,000 | 7,187 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $37,000 | 6,429 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-15,000 | 7,048 |
| Total noninterest expense | $1,558,000 | 6,457 |
| Salaries and employee benefits | $792,000 | 6,475 |
| Premises and equipment expense | $78,000 | 7,248 |
| Additional noninterest expense | $688,000 | 5,932 |
| Pre-tax net operating income | $-323,000 | 6,138 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-114,000 | 6,850 |
| Income before extraordinary items | $-209,000 | 6,186 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-209,000 | 6,186 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-209,000 | 6,187 |
| Net charge-offs | $1,116,000 | 2,537 |
| Cash dividends | $84,000 | 3,791 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-209,000 | 6,120 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,826,000 | 5,642 |
| Total interest expense | $639,000 | 5,740 |
| Net interest income | $2,187,000 | 5,502 |
| Provision for loan and lease losses | $1,421,000 | 2,053 |
| Total noninterest income | $17,000 | 7,354 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $31,000 | 6,442 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-14,000 | 7,238 |
| Total noninterest expense | $1,122,000 | 6,577 |
| Salaries and employee benefits | $546,000 | 6,664 |
| Premises and equipment expense | $55,000 | 7,365 |
| Additional noninterest expense | $521,000 | 5,950 |
| Pre-tax net operating income | $-339,000 | 6,427 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-123,000 | 7,113 |
| Income before extraordinary items | $-216,000 | 6,458 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-216,000 | 6,459 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-216,000 | 6,458 |
| Net charge-offs | $1,058,000 | 2,128 |
| Cash dividends | $84,000 | 3,266 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-216,000 | 6,367 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,989,000 | 5,551 |
| Total interest expense | $413,000 | 5,888 |
| Net interest income | $1,576,000 | 5,300 |
| Provision for loan and lease losses | $1,341,000 | 1,633 |
| Total noninterest income | $42,000 | 6,986 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $25,000 | 6,341 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $17,000 | 6,572 |
| Total noninterest expense | $695,000 | 6,749 |
| Salaries and employee benefits | $357,000 | 6,741 |
| Premises and equipment expense | $35,000 | 7,449 |
| Additional noninterest expense | $303,000 | 6,266 |
| Pre-tax net operating income | $-418,000 | 6,683 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-169,000 | 7,289 |
| Income before extraordinary items | $-249,000 | 6,622 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-249,000 | 6,624 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-249,000 | 6,623 |
| Net charge-offs | $941,000 | 1,788 |
| Cash dividends | $84,000 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-249,000 | 6,572 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,062,000 | 5,463 |
| Total interest expense | $181,000 | 6,268 |
| Net interest income | $881,000 | 5,036 |
| Provision for loan and lease losses | $100,000 | 3,933 |
| Total noninterest income | $25,000 | 6,913 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $15,000 | 6,220 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $10,000 | 6,608 |
| Total noninterest expense | $318,000 | 6,977 |
| Salaries and employee benefits | $175,000 | 6,867 |
| Premises and equipment expense | $17,000 | 7,545 |
| Additional noninterest expense | $126,000 | 6,639 |
| Pre-tax net operating income | $488,000 | 2,453 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $194,000 | 1,455 |
| Income before extraordinary items | $294,000 | 3,166 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $294,000 | 3,163 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $294,000 | 3,166 |
| Net charge-offs | $13,000 | 4,704 |
| Cash dividends | $84,000 | 2,020 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $294,000 | 3,057 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,049,000 | 5,687 |
| Total interest expense | $758,000 | 6,566 |
| Net interest income | $3,291,000 | 5,137 |
| Provision for loan and lease losses | $1,363,000 | 3,025 |
| Total noninterest income | $169,000 | 6,446 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $67,000 | 6,218 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $102,000 | 5,619 |
| Total noninterest expense | $1,394,000 | 6,940 |
| Salaries and employee benefits | $762,000 | 6,801 |
| Premises and equipment expense | $79,000 | 7,559 |
| Additional noninterest expense | $553,000 | 6,615 |
| Pre-tax net operating income | $703,000 | 3,546 |
| Securities gains (losses) | $26,000 | 2,943 |
| Applicable income taxes | $272,000 | 2,115 |
| Income before extraordinary items | $457,000 | 3,994 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $457,000 | 3,993 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $457,000 | 3,993 |
| Net charge-offs | $585,000 | 3,595 |
| Cash dividends | $84,000 | 4,232 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $440,360 | 3,962 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,170,000 | 5,641 |
| Total interest expense | $590,000 | 6,635 |
| Net interest income | $2,580,000 | 5,025 |
| Provision for loan and lease losses | $265,000 | 4,793 |
| Total noninterest income | $147,000 | 6,364 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $51,000 | 6,242 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $96,000 | 5,446 |
| Total noninterest expense | $988,000 | 7,053 |
| Salaries and employee benefits | $525,000 | 6,999 |
| Premises and equipment expense | $56,000 | 7,665 |
| Additional noninterest expense | $407,000 | 6,664 |
| Pre-tax net operating income | $1,474,000 | 2,081 |
| Securities gains (losses) | $26,000 | 2,633 |
| Applicable income taxes | $602,000 | 1,236 |
| Income before extraordinary items | $898,000 | 2,655 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $898,000 | 2,651 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $898,000 | 2,655 |
| Net charge-offs | $232,000 | 4,074 |
| Cash dividends | $84,000 | 3,691 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $881,360 | 2,649 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,065,000 | 5,751 |
| Total interest expense | $412,000 | 6,670 |
| Net interest income | $1,653,000 | 5,125 |
| Provision for loan and lease losses | $170,000 | 4,577 |
| Total noninterest income | $129,000 | 5,980 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $35,000 | 6,236 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $94,000 | 4,909 |
| Total noninterest expense | $696,000 | 7,016 |
| Salaries and employee benefits | $351,000 | 7,067 |
| Premises and equipment expense | $36,000 | 7,770 |
| Additional noninterest expense | $309,000 | 6,434 |
| Pre-tax net operating income | $916,000 | 2,271 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $368,000 | 1,346 |
| Income before extraordinary items | $548,000 | 2,930 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $548,000 | 2,928 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $548,000 | 2,929 |
| Net charge-offs | $92,000 | 4,336 |
| Cash dividends | $84,000 | 3,399 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $548,000 | 2,822 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $942,000 | 6,026 |
| Total interest expense | $206,000 | 6,753 |
| Net interest income | $736,000 | 5,438 |
| Provision for loan and lease losses | $80,000 | 4,216 |
| Total noninterest income | $31,000 | 6,970 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $20,000 | 6,060 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $11,000 | 6,794 |
| Total noninterest expense | $283,000 | 7,350 |
| Salaries and employee benefits | $173,000 | 7,132 |
| Premises and equipment expense | $16,000 | 7,871 |
| Additional noninterest expense | $94,000 | 7,177 |
| Pre-tax net operating income | $404,000 | 2,784 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $161,000 | 1,669 |
| Income before extraordinary items | $243,000 | 3,496 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $243,000 | 3,497 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $243,000 | 3,497 |
| Net charge-offs | $27,000 | 4,102 |
| Cash dividends | $84,000 | 2,380 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $243,000 | 3,348 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,675,000 | 6,212 |
| Total interest expense | $1,135,000 | 6,556 |
| Net interest income | $2,540,000 | 5,871 |
| Provision for loan and lease losses | $230,000 | 5,040 |
| Total noninterest income | $200,000 | 6,484 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $76,000 | 6,237 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $124,000 | 5,626 |
| Total noninterest expense | $1,347,000 | 7,087 |
| Salaries and employee benefits | $695,000 | 7,170 |
| Premises and equipment expense | $81,000 | 7,791 |
| Additional noninterest expense | $571,000 | 6,345 |
| Pre-tax net operating income | $1,163,000 | 3,473 |
| Securities gains (losses) | $4,000 | 2,823 |
| Applicable income taxes | $461,000 | 1,924 |
| Income before extraordinary items | $706,000 | 3,932 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $706,000 | 3,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 4,773 |
| Cash dividends | $220,000 | 4,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $703,440 | 4,072 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,762,000 | 6,274 |
| Total interest expense | $898,000 | 6,560 |
| Net interest income | $1,864,000 | 5,965 |
| Provision for loan and lease losses | $190,000 | 4,286 |
| Total noninterest income | $173,000 | 6,378 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $56,000 | 6,303 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $117,000 | 5,343 |
| Total noninterest expense | $865,000 | 7,352 |
| Salaries and employee benefits | $453,000 | 7,425 |
| Premises and equipment expense | $60,000 | 7,847 |
| Additional noninterest expense | $352,000 | 6,751 |
| Pre-tax net operating income | $982,000 | 3,713 |
| Securities gains (losses) | $1,000 | 2,971 |
| Applicable income taxes | $389,000 | 2,191 |
| Income before extraordinary items | $594,000 | 4,145 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $594,000 | 4,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,956 |
| Cash dividends | $220,000 | 3,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $593,360 | 4,303 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,860,000 | 6,309 |
| Total interest expense | $622,000 | 6,617 |
| Net interest income | $1,238,000 | 5,986 |
| Provision for loan and lease losses | $130,000 | 3,857 |
| Total noninterest income | $146,000 | 6,030 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $36,000 | 6,359 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $110,000 | 4,890 |
| Total noninterest expense | $574,000 | 7,423 |
| Salaries and employee benefits | $273,000 | 7,640 |
| Premises and equipment expense | $38,000 | 7,931 |
| Additional noninterest expense | $263,000 | 6,521 |
| Pre-tax net operating income | $680,000 | 3,748 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $269,000 | 2,339 |
| Income before extraordinary items | $412,000 | 4,413 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $412,000 | 4,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 3,008 |
| Cash dividends | $220,000 | 3,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $411,360 | 4,359 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $914,000 | 6,426 |
| Total interest expense | $323,000 | 6,691 |
| Net interest income | $591,000 | 6,137 |
| Provision for loan and lease losses | $60,000 | 3,470 |
| Total noninterest income | $113,000 | 5,199 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $16,000 | 6,480 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $97,000 | 3,825 |
| Total noninterest expense | $308,000 | 7,330 |
| Salaries and employee benefits | $129,000 | 7,754 |
| Premises and equipment expense | $16,000 | 8,087 |
| Additional noninterest expense | $163,000 | 5,956 |
| Pre-tax net operating income | $336,000 | 3,904 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $132,000 | 2,480 |
| Income before extraordinary items | $204,000 | 4,618 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $204,000 | 4,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,665 |
| Cash dividends | $220,000 | 2,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $204,000 | 4,523 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,333,000 | 6,628 |
| Total interest expense | $1,263,000 | 6,767 |
| Net interest income | $2,070,000 | 6,422 |
| Provision for loan and lease losses | $229,000 | 3,667 |
| Total noninterest income | $173,000 | 6,941 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $83,000 | 6,262 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $90,000 | 6,375 |
| Total noninterest expense | $985,000 | 7,673 |
| Salaries and employee benefits | $593,000 | 7,563 |
| Premises and equipment expense | $81,000 | 7,949 |
| Additional noninterest expense | $311,000 | 7,482 |
| Pre-tax net operating income | $1,029,000 | 4,689 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $355,000 | 3,171 |
| Income before extraordinary items | $674,000 | 5,130 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $674,000 | 5,132 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $194,000 | 2,905 |
| Cash dividends | $130,000 | 5,212 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $674,000 | 5,112 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,456,000 | 6,693 |
| Total interest expense | $927,000 | 6,826 |
| Net interest income | $1,529,000 | 6,486 |
| Provision for loan and lease losses | $163,000 | 3,360 |
| Total noninterest income | $82,000 | 7,511 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $62,000 | 6,296 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $20,000 | 7,670 |
| Total noninterest expense | $673,000 | 7,779 |
| Salaries and employee benefits | $386,000 | 7,744 |
| Premises and equipment expense | $60,000 | 7,945 |
| Additional noninterest expense | $227,000 | 7,515 |
| Pre-tax net operating income | $775,000 | 4,906 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $276,000 | 3,310 |
| Income before extraordinary items | $499,000 | 5,387 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $499,000 | 5,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 2,103 |
| Cash dividends | $130,000 | 4,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $499,000 | 5,371 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,591,000 | 6,795 |
| Total interest expense | $594,000 | 6,938 |
| Net interest income | $997,000 | 6,586 |
| Provision for loan and lease losses | $103,000 | 3,241 |
| Total noninterest income | $54,000 | 7,573 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $43,000 | 6,285 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $11,000 | 7,835 |
| Total noninterest expense | $436,000 | 7,866 |
| Salaries and employee benefits | $239,000 | 7,891 |
| Premises and equipment expense | $40,000 | 7,995 |
| Additional noninterest expense | $157,000 | 7,498 |
| Pre-tax net operating income | $512,000 | 4,989 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $176,000 | 3,426 |
| Income before extraordinary items | $336,000 | 5,414 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $336,000 | 5,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 2,597 |
| Cash dividends | $130,000 | 4,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $336,000 | 5,405 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $772,000 | 6,893 |
| Total interest expense | $281,000 | 7,042 |
| Net interest income | $491,000 | 6,653 |
| Provision for loan and lease losses | $63,000 | 2,711 |
| Total noninterest income | $28,000 | 7,526 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $21,000 | 6,298 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $7,000 | 7,693 |
| Total noninterest expense | $217,000 | 7,913 |
| Salaries and employee benefits | $119,000 | 7,937 |
| Premises and equipment expense | $22,000 | 7,922 |
| Additional noninterest expense | $76,000 | 7,570 |
| Pre-tax net operating income | $239,000 | 5,140 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $81,000 | 3,561 |
| Income before extraordinary items | $158,000 | 5,549 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $158,000 | 5,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 1,636 |
| Cash dividends | $130,000 | 2,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $158,000 | 5,533 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,717,000 | 6,988 |
| Total interest expense | $952,000 | 7,031 |
| Net interest income | $1,765,000 | 6,843 |
| Provision for loan and lease losses | $155,000 | 3,995 |
| Total noninterest income | $90,000 | 7,847 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $107,000 | 6,056 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $-17,000 | 8,647 |
| Total noninterest expense | $948,000 | 7,792 |
| Salaries and employee benefits | $561,000 | 7,711 |
| Premises and equipment expense | $82,000 | 8,010 |
| Additional noninterest expense | $305,000 | 7,563 |
| Pre-tax net operating income | $752,000 | 5,783 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $251,000 | 4,029 |
| Income before extraordinary items | $501,000 | 6,162 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $501,000 | 6,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $232,000 | 1,993 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $501,000 | 6,154 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,989,000 | 7,074 |
| Total interest expense | $678,000 | 7,113 |
| Net interest income | $1,311,000 | 6,953 |
| Provision for loan and lease losses | $105,000 | 3,999 |
| Total noninterest income | $57,000 | 8,066 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $81,000 | 6,109 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $-24,000 | 8,724 |
| Total noninterest expense | $653,000 | 7,916 |
| Salaries and employee benefits | $371,000 | 7,880 |
| Premises and equipment expense | $60,000 | 8,067 |
| Additional noninterest expense | $222,000 | 7,620 |
| Pre-tax net operating income | $610,000 | 5,824 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $205,000 | 4,105 |
| Income before extraordinary items | $405,000 | 6,209 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $405,000 | 6,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 3,474 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $405,000 | 6,213 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,296,000 | 7,126 |
| Total interest expense | $438,000 | 7,124 |
| Net interest income | $858,000 | 7,024 |
| Provision for loan and lease losses | $75,000 | 3,786 |
| Total noninterest income | $47,000 | 7,922 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $55,000 | 6,106 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $-8,000 | 8,755 |
| Total noninterest expense | $417,000 | 7,999 |
| Salaries and employee benefits | $236,000 | 7,983 |
| Premises and equipment expense | $41,000 | 8,054 |
| Additional noninterest expense | $140,000 | 7,722 |
| Pre-tax net operating income | $413,000 | 5,836 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $145,000 | 4,057 |
| Income before extraordinary items | $268,000 | 6,241 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $268,000 | 6,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 3,063 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $268,000 | 6,248 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $630,000 | 7,165 |
| Total interest expense | $211,000 | 7,132 |
| Net interest income | $419,000 | 7,111 |
| Provision for loan and lease losses | $45,000 | 3,261 |
| Total noninterest income | $34,000 | 7,527 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $26,000 | 6,158 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,000 | 7,731 |
| Total noninterest expense | $205,000 | 8,044 |
| Salaries and employee benefits | $117,000 | 8,017 |
| Premises and equipment expense | $18,000 | 8,165 |
| Additional noninterest expense | $70,000 | 7,732 |
| Pre-tax net operating income | $203,000 | 5,817 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $69,000 | 4,070 |
| Income before extraordinary items | $134,000 | 6,186 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $134,000 | 6,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 2,616 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $134,000 | 6,188 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,023,000 | 7,431 |
| Total interest expense | $589,000 | 7,353 |
| Net interest income | $1,434,000 | 7,384 |
| Provision for loan and lease losses | $169,000 | 3,930 |
| Total noninterest income | $75,000 | 8,190 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $98,000 | 6,322 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $-23,000 | 8,809 |
| Total noninterest expense | $854,000 | 7,988 |
| Salaries and employee benefits | $488,000 | 7,940 |
| Premises and equipment expense | $95,000 | 7,913 |
| Additional noninterest expense | $271,000 | 7,803 |
| Pre-tax net operating income | $486,000 | 6,801 |
| Securities gains (losses) | $-5,000 | 7,296 |
| Applicable income taxes | $160,000 | 4,925 |
| Income before extraordinary items | $321,000 | 7,090 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $321,000 | 7,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 2,825 |
| Cash dividends | $140,000 | 5,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $324,350 | 7,058 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,447,000 | 7,540 |
| Total interest expense | $402,000 | 7,461 |
| Net interest income | $1,045,000 | 7,471 |
| Provision for loan and lease losses | $117,000 | 3,935 |
| Total noninterest income | $45,000 | 8,385 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $73,000 | 6,369 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $-28,000 | 8,844 |
| Total noninterest expense | $593,000 | 8,085 |
| Salaries and employee benefits | $322,000 | 8,094 |
| Premises and equipment expense | $72,000 | 7,928 |
| Additional noninterest expense | $199,000 | 7,837 |
| Pre-tax net operating income | $380,000 | 6,878 |
| Securities gains (losses) | $-5,000 | 7,675 |
| Applicable income taxes | $60,000 | 5,664 |
| Income before extraordinary items | $315,000 | 6,842 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $315,000 | 6,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 3,251 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $319,200 | 6,772 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $918,000 | 7,618 |
| Total interest expense | $247,000 | 7,542 |
| Net interest income | $671,000 | 7,558 |
| Provision for loan and lease losses | $91,000 | 3,481 |
| Total noninterest income | $18,000 | 8,564 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $47,000 | 6,391 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $-29,000 | 8,859 |
| Total noninterest expense | $390,000 | 8,103 |
| Salaries and employee benefits | $203,000 | 8,173 |
| Premises and equipment expense | $47,000 | 7,926 |
| Additional noninterest expense | $140,000 | 7,748 |
| Pre-tax net operating income | $208,000 | 7,171 |
| Securities gains (losses) | $-5,000 | 7,925 |
| Applicable income taxes | $14,000 | 6,269 |
| Income before extraordinary items | $189,000 | 7,009 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $189,000 | 7,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 3,094 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $193,650 | 6,932 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $434,000 | 7,757 |
| Total interest expense | $103,000 | 7,792 |
| Net interest income | $331,000 | 7,647 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $14,000 | 8,474 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $19,000 | 6,673 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $-5,000 | 8,903 |
| Total noninterest expense | $195,000 | 8,173 |
| Salaries and employee benefits | $100,000 | 8,269 |
| Premises and equipment expense | $24,000 | 7,971 |
| Additional noninterest expense | $71,000 | 7,777 |
| Pre-tax net operating income | $120,000 | 6,954 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $8,000 | 6,187 |
| Income before extraordinary items | $112,000 | 6,693 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $112,000 | 6,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,734 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $112,000 | 6,661 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,642,000 | 7,745 |
| Total interest expense | $360,000 | 7,842 |
| Net interest income | $1,282,000 | 7,632 |
| Provision for loan and lease losses | $270,000 | 3,102 |
| Total noninterest income | $111,000 | 7,953 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $117,000 | 6,222 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $-6,000 | 8,922 |
| Total noninterest expense | $763,000 | 8,221 |
| Salaries and employee benefits | $424,000 | 8,227 |
| Premises and equipment expense | $99,000 | 7,984 |
| Additional noninterest expense | $240,000 | 8,055 |
| Pre-tax net operating income | $360,000 | 7,238 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $153,000 | 5,073 |
| Income before extraordinary items | $207,000 | 7,612 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $207,000 | 7,613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 3,170 |
| Cash dividends | $110,000 | 5,416 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $207,000 | 7,571 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,211,000 | 7,802 |
| Total interest expense | $265,000 | 7,899 |
| Net interest income | $946,000 | 7,696 |
| Provision for loan and lease losses | $270,000 | 2,429 |
| Total noninterest income | $84,000 | 8,006 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $90,000 | 6,213 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $-6,000 | 8,981 |
| Total noninterest expense | $534,000 | 8,304 |
| Salaries and employee benefits | $294,000 | 8,311 |
| Premises and equipment expense | $66,000 | 8,111 |
| Additional noninterest expense | $174,000 | 8,107 |
| Pre-tax net operating income | $226,000 | 7,562 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $112,000 | 5,218 |
| Income before extraordinary items | $114,000 | 7,995 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $114,000 | 7,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 3,382 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $114,000 | 7,943 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $800,000 | 7,870 |
| Total interest expense | $176,000 | 7,973 |
| Net interest income | $624,000 | 7,739 |
| Provision for loan and lease losses | $230,000 | 1,975 |
| Total noninterest income | $74,000 | 7,708 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $62,000 | 6,192 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $12,000 | 8,173 |
| Total noninterest expense | $362,000 | 8,336 |
| Salaries and employee benefits | $200,000 | 8,341 |
| Premises and equipment expense | $42,000 | 8,198 |
| Additional noninterest expense | $120,000 | 8,087 |
| Pre-tax net operating income | $106,000 | 7,876 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $62,000 | 5,405 |
| Income before extraordinary items | $44,000 | 8,278 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $44,000 | 8,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 2,778 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $44,000 | 8,216 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $383,000 | 7,976 |
| Total interest expense | $86,000 | 8,072 |
| Net interest income | $297,000 | 7,869 |
| Provision for loan and lease losses | $80,000 | 2,465 |
| Total noninterest income | $39,000 | 7,637 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $31,000 | 6,143 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $8,000 | 7,967 |
| Total noninterest expense | $178,000 | 8,398 |
| Salaries and employee benefits | $102,000 | 8,361 |
| Premises and equipment expense | $18,000 | 8,372 |
| Additional noninterest expense | $58,000 | 8,204 |
| Pre-tax net operating income | $78,000 | 7,488 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $55,000 | 4,720 |
| Income before extraordinary items | $23,000 | 8,272 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $23,000 | 8,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,279 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $23,000 | 8,203 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,489,000 | 8,086 |
| Total interest expense | $394,000 | 8,130 |
| Net interest income | $1,095,000 | 7,971 |
| Provision for loan and lease losses | $104,000 | 5,259 |
| Total noninterest income | $144,000 | 7,876 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $119,000 | 6,292 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $25,000 | 8,275 |
| Total noninterest expense | $753,000 | 8,352 |
| Salaries and employee benefits | $423,000 | 8,330 |
| Premises and equipment expense | $87,000 | 8,237 |
| Additional noninterest expense | $243,000 | 8,132 |
| Pre-tax net operating income | $382,000 | 7,116 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $129,000 | 5,455 |
| Income before extraordinary items | $253,000 | 7,509 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $253,000 | 7,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,473 |
| Cash dividends | $280,000 | 4,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $253,000 | 7,364 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,113,000 | 8,180 |
| Total interest expense | $308,000 | 8,199 |
| Net interest income | $805,000 | 8,073 |
| Provision for loan and lease losses | $64,000 | 5,444 |
| Total noninterest income | $93,000 | 8,117 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $81,000 | 6,482 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $12,000 | 8,600 |
| Total noninterest expense | $543,000 | 8,415 |
| Salaries and employee benefits | $295,000 | 8,447 |
| Premises and equipment expense | $68,000 | 8,207 |
| Additional noninterest expense | $180,000 | 8,176 |
| Pre-tax net operating income | $291,000 | 7,220 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $98,000 | 5,585 |
| Income before extraordinary items | $193,000 | 7,625 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $193,000 | 7,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,639 |
| Cash dividends | $10,000 | 5,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $193,000 | 7,478 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $740,000 | 8,239 |
| Total interest expense | $214,000 | 8,242 |
| Net interest income | $526,000 | 8,143 |
| Provision for loan and lease losses | $28,000 | 6,019 |
| Total noninterest income | $64,000 | 8,066 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $55,000 | 6,423 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $9,000 | 8,523 |
| Total noninterest expense | $345,000 | 8,511 |
| Salaries and employee benefits | $199,000 | 8,468 |
| Premises and equipment expense | $44,000 | 8,257 |
| Additional noninterest expense | $102,000 | 8,421 |
| Pre-tax net operating income | $217,000 | 7,067 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $75,000 | 5,484 |
| Income before extraordinary items | $142,000 | 7,524 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $142,000 | 7,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,683 |
| Cash dividends | $10,000 | 5,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $142,000 | 7,341 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $363,000 | 8,329 |
| Total interest expense | $110,000 | 8,303 |
| Net interest income | $253,000 | 8,231 |
| Provision for loan and lease losses | $12,000 | 5,906 |
| Total noninterest income | $32,000 | 8,066 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $26,000 | 6,492 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $6,000 | 8,357 |
| Total noninterest expense | $170,000 | 8,567 |
| Salaries and employee benefits | $100,000 | 8,496 |
| Premises and equipment expense | $21,000 | 8,333 |
| Additional noninterest expense | $49,000 | 8,519 |
| Pre-tax net operating income | $103,000 | 7,150 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $35,000 | 5,559 |
| Income before extraordinary items | $68,000 | 7,530 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $68,000 | 7,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,512 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $68,000 | 7,377 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,517,000 | 8,352 |
| Total interest expense | $560,000 | 8,218 |
| Net interest income | $957,000 | 8,327 |
| Provision for loan and lease losses | $445,000 | 2,609 |
| Total noninterest income | $145,000 | 7,893 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $101,000 | 6,561 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $44,000 | 7,759 |
| Total noninterest expense | $751,000 | 8,441 |
| Salaries and employee benefits | $437,000 | 8,365 |
| Premises and equipment expense | $94,000 | 8,249 |
| Additional noninterest expense | $220,000 | 8,408 |
| Pre-tax net operating income | $-94,000 | 8,757 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-35,000 | 8,961 |
| Income before extraordinary items | $-59,000 | 8,804 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-59,000 | 8,804 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $553,000 | 1,548 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-59,000 | 8,741 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,678,000 | 8,550 |
| Total interest expense | $784,000 | 8,463 |
| Net interest income | $894,000 | 8,485 |
| Provision for loan and lease losses | $100,000 | 5,578 |
| Total noninterest income | $144,000 | 7,924 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $87,000 | 6,834 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $57,000 | 7,479 |
| Total noninterest expense | $697,000 | 8,691 |
| Salaries and employee benefits | $427,000 | 8,505 |
| Premises and equipment expense | $72,000 | 8,759 |
| Additional noninterest expense | $198,000 | 8,670 |
| Pre-tax net operating income | $241,000 | 7,683 |
| Securities gains (losses) | $10,000 | 3,593 |
| Applicable income taxes | $80,000 | 6,264 |
| Income before extraordinary items | $171,000 | 7,908 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $171,000 | 7,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-88,000 | 9,490 |
| Cash dividends | $384,000 | 3,967 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $164,200 | 7,829 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,609,000 | 8,835 |
| Total interest expense | $730,000 | 8,792 |
| Net interest income | $879,000 | 8,737 |
| Provision for loan and lease losses | $42,000 | 6,799 |
| Total noninterest income | $114,000 | 8,392 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $73,000 | 7,143 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 8,125 |
| Total noninterest expense | $688,000 | 8,849 |
| Salaries and employee benefits | $398,000 | 8,755 |
| Premises and equipment expense | $76,000 | 8,870 |
| Additional noninterest expense | $214,000 | 8,654 |
| Pre-tax net operating income | $263,000 | 8,062 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $85,000 | 6,718 |
| Income before extraordinary items | $178,000 | 8,211 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $178,000 | 8,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 3,790 |
| Cash dividends | $69,000 | 6,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $178,000 | 8,215 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,398,000 | 9,199 |
| Total interest expense | $645,000 | 9,088 |
| Net interest income | $753,000 | 9,167 |
| Provision for loan and lease losses | $32,000 | 7,174 |
| Total noninterest income | $90,000 | 8,980 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $59,000 | 7,624 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 8,795 |
| Total noninterest expense | $673,000 | 9,105 |
| Salaries and employee benefits | $393,000 | 8,927 |
| Premises and equipment expense | $79,000 | 9,040 |
| Additional noninterest expense | $201,000 | 9,021 |
| Pre-tax net operating income | $138,000 | 8,875 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $33,000 | 7,937 |
| Income before extraordinary items | $105,000 | 8,928 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $105,000 | 8,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 3,871 |
| Cash dividends | $68,000 | 6,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $105,000 | 8,899 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,385,000 | 9,436 |
| Total interest expense | $675,000 | 9,253 |
| Net interest income | $710,000 | 9,467 |
| Provision for loan and lease losses | $43,000 | 6,849 |
| Total noninterest income | $88,000 | 9,223 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $60,000 | 7,784 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 9,114 |
| Total noninterest expense | $596,000 | 9,441 |
| Salaries and employee benefits | $385,000 | 9,061 |
| Premises and equipment expense | $66,000 | 9,435 |
| Additional noninterest expense | $145,000 | 9,706 |
| Pre-tax net operating income | $159,000 | 9,130 |
| Securities gains (losses) | $2,000 | 3,909 |
| Applicable income taxes | $44,000 | 8,433 |
| Income before extraordinary items | $117,000 | 9,214 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $117,000 | 9,214 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,174 |
| Cash dividends | $60,000 | 6,728 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $115,540 | 9,152 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,389,000 | 9,822 |
| Total interest expense | $667,000 | 9,635 |
| Net interest income | $722,000 | 9,878 |
| Provision for loan and lease losses | $15,000 | 8,110 |
| Total noninterest income | $97,000 | 9,481 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $66,000 | 7,983 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 9,280 |
| Total noninterest expense | $519,000 | 10,057 |
| Salaries and employee benefits | $328,000 | 9,750 |
| Premises and equipment expense | $70,000 | 9,702 |
| Additional noninterest expense | $121,000 | 10,333 |
| Pre-tax net operating income | $285,000 | 9,078 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $86,000 | 8,645 |
| Income before extraordinary items | $199,000 | 9,161 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $199,000 | 9,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,408 |
| Cash dividends | $31,000 | 7,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $199,000 | 9,115 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,300,000 | 10,389 |
| Total interest expense | $658,000 | 10,098 |
| Net interest income | $642,000 | 10,539 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $85,000 | 10,196 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $66,000 | 8,366 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 10,461 |
| Total noninterest expense | $518,000 | 10,512 |
| Salaries and employee benefits | $336,000 | 10,065 |
| Premises and equipment expense | $76,000 | 9,922 |
| Additional noninterest expense | $106,000 | 11,034 |
| Pre-tax net operating income | $209,000 | 9,737 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $64,000 | 9,435 |
| Income before extraordinary items | $145,000 | 9,845 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $145,000 | 9,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 10,505 |
| Cash dividends | $25,000 | 7,964 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $145,000 | 9,785 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,240,000 | 10,925 |
| Total interest expense | $615,000 | 10,617 |
| Net interest income | $625,000 | 11,051 |
| Provision for loan and lease losses | $115,000 | 4,295 |
| Total noninterest income | $68,000 | 11,008 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $57,000 | 9,016 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 11,437 |
| Total noninterest expense | $544,000 | 10,824 |
| Salaries and employee benefits | $330,000 | 10,498 |
| Premises and equipment expense | $80,000 | 10,197 |
| Additional noninterest expense | $134,000 | 11,263 |
| Pre-tax net operating income | $34,000 | 11,369 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $4,000 | 11,033 |
| Income before extraordinary items | $30,000 | 11,386 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $30,000 | 11,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,371 |
| Cash dividends | $25,000 | 8,267 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $30,000 | 11,353 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,125,000 | 11,485 |
| Total interest expense | $505,000 | 11,075 |
| Net interest income | $620,000 | 11,646 |
| Provision for loan and lease losses | $25,000 | 7,401 |
| Total noninterest income | $67,000 | 11,559 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $56,000 | 9,478 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 12,029 |
| Total noninterest expense | $570,000 | 11,266 |
| Salaries and employee benefits | $323,000 | 10,987 |
| Premises and equipment expense | $84,000 | 10,524 |
| Additional noninterest expense | $163,000 | 11,616 |
| Pre-tax net operating income | $92,000 | 11,677 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $15,000 | 11,265 |
| Income before extraordinary items | $77,000 | 11,604 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $77,000 | 11,613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,521 |
| Cash dividends | $50,000 | 7,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $77,000 | 11,648 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,150,000 | 11,987 |
| Total interest expense | $520,000 | 11,588 |
| Net interest income | $630,000 | 12,109 |
| Provision for loan and lease losses | $265,000 | 3,262 |
| Total noninterest income | $71,000 | 12,043 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $61,000 | 9,646 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 12,761 |
| Total noninterest expense | $564,000 | 11,828 |
| Salaries and employee benefits | $312,000 | 11,533 |
| Premises and equipment expense | $76,000 | 11,310 |
| Additional noninterest expense | $176,000 | 12,078 |
| Pre-tax net operating income | $-128,000 | 12,624 |
| Securities gains (losses) | $5,000 | 6,132 |
| Applicable income taxes | $-50,000 | 12,889 |
| Income before extraordinary items | $-73,000 | 12,638 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-73,000 | 12,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $256,000 | 2,707 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-76,200 | 12,540 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,326,000 | 12,344 |
| Total interest expense | $679,000 | 11,934 |
| Net interest income | $647,000 | 12,530 |
| Provision for loan and lease losses | $235,000 | 4,801 |
| Total noninterest income | $100,000 | 11,727 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $60,000 | 9,928 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 11,059 |
| Total noninterest expense | $523,000 | 12,503 |
| Salaries and employee benefits | $301,000 | 11,997 |
| Premises and equipment expense | $78,000 | 11,557 |
| Additional noninterest expense | $144,000 | 13,046 |
| Pre-tax net operating income | $-11,000 | 12,768 |
| Securities gains (losses) | $28,000 | 5,098 |
| Applicable income taxes | $-4,000 | 13,374 |
| Income before extraordinary items | $21,000 | 12,769 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $21,000 | 12,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $256,000 | 3,671 |
| Cash dividends | $55,000 | 7,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-7,000 | 12,700 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.