Home > The State Bank-Pretty Prairie > Income and Expense
The State Bank-Pretty Prairie, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $857,000 | 10,425 |
| Total interest expense | $329,000 | 10,463 |
| Net interest income | $528,000 | 10,325 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $80,000 | 9,759 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $70,000 | 7,887 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 10,416 |
| Total noninterest expense | $447,000 | 10,337 |
| Salaries and employee benefits | $275,000 | 10,123 |
| Premises and equipment expense | $43,000 | 10,363 |
| Additional noninterest expense | $129,000 | 10,241 |
| Pre-tax net operating income | $161,000 | 9,786 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $53,000 | 9,212 |
| Income before extraordinary items | $108,000 | 9,910 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $108,000 | 9,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,408 |
| Cash dividends | $60,000 | 7,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $108,000 | 9,869 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $835,000 | 10,993 |
| Total interest expense | $314,000 | 11,051 |
| Net interest income | $521,000 | 10,847 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $128,000 | 9,387 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $69,000 | 8,297 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 8,503 |
| Total noninterest expense | $454,000 | 10,774 |
| Salaries and employee benefits | $268,000 | 10,596 |
| Premises and equipment expense | $49,000 | 10,667 |
| Additional noninterest expense | $137,000 | 10,717 |
| Pre-tax net operating income | $195,000 | 9,815 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $53,000 | 9,640 |
| Income before extraordinary items | $142,000 | 9,868 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $142,000 | 9,867 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $170,000 | 5,771 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $142,000 | 9,809 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $813,000 | 11,506 |
| Total interest expense | $321,000 | 11,533 |
| Net interest income | $492,000 | 11,413 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $76,000 | 10,814 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $65,000 | 8,754 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 11,437 |
| Total noninterest expense | $426,000 | 11,345 |
| Salaries and employee benefits | $263,000 | 11,062 |
| Premises and equipment expense | $35,000 | 11,504 |
| Additional noninterest expense | $128,000 | 11,335 |
| Pre-tax net operating income | $142,000 | 10,819 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $52,000 | 10,150 |
| Income before extraordinary items | $90,000 | 11,016 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $90,000 | 11,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,657 |
| Cash dividends | $70,000 | 7,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $90,000 | 10,993 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $770,000 | 12,102 |
| Total interest expense | $279,000 | 12,102 |
| Net interest income | $491,000 | 12,028 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $61,000 | 11,700 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 9,629 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 12,149 |
| Total noninterest expense | $439,000 | 11,875 |
| Salaries and employee benefits | $250,000 | 11,666 |
| Premises and equipment expense | $35,000 | 12,105 |
| Additional noninterest expense | $154,000 | 11,740 |
| Pre-tax net operating income | $113,000 | 11,539 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $20,000 | 11,148 |
| Income before extraordinary items | $93,000 | 11,452 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $93,000 | 11,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,077 |
| Cash dividends | $60,000 | 7,692 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $93,000 | 11,492 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $803,000 | 12,671 |
| Total interest expense | $328,000 | 12,544 |
| Net interest income | $475,000 | 12,619 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $61,000 | 12,280 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $48,000 | 10,145 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 12,543 |
| Total noninterest expense | $456,000 | 12,384 |
| Salaries and employee benefits | $249,000 | 12,204 |
| Premises and equipment expense | $95,000 | 10,609 |
| Additional noninterest expense | $112,000 | 12,840 |
| Pre-tax net operating income | $80,000 | 11,996 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $6,000 | 11,928 |
| Income before extraordinary items | $74,000 | 12,065 |
| Extraordinary gains, net | $20,000 | 2,703 |
| Net income | $94,000 | 11,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 7,819 |
| Cash dividends | $40,000 | 8,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $74,000 | 11,895 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,011,000 | 13,009 |
| Total interest expense | $453,000 | 12,956 |
| Net interest income | $558,000 | 12,886 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $64,000 | 12,732 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $54,000 | 10,159 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 13,358 |
| Total noninterest expense | $444,000 | 12,934 |
| Salaries and employee benefits | $268,000 | 12,386 |
| Premises and equipment expense | $78,000 | 11,557 |
| Additional noninterest expense | $98,000 | 13,553 |
| Pre-tax net operating income | $178,000 | 11,280 |
| Securities gains (losses) | $67,000 | 3,651 |
| Applicable income taxes | $49,000 | 11,284 |
| Income before extraordinary items | $196,000 | 10,652 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $196,000 | 10,770 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 12,801 |
| Cash dividends | $100,000 | 6,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $142,400 | 11,042 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.