Home > The State Bank of Viroqua > Income and Expense
The State Bank of Viroqua, Income and Expense
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,703,000 | 5,627 |
| Total interest expense | $1,910,000 | 5,421 |
| Net interest income | $2,793,000 | 5,609 |
| Provision for loan and lease losses | $175,000 | 5,379 |
| Total noninterest income | $442,000 | 5,097 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $193,000 | 4,865 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $249,000 | 4,446 |
| Total noninterest expense | $1,907,000 | 6,357 |
| Salaries and employee benefits | $1,033,000 | 6,338 |
| Premises and equipment expense | $342,000 | 5,480 |
| Additional noninterest expense | $532,000 | 6,482 |
| Pre-tax net operating income | $1,153,000 | 3,495 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $345,000 | 2,241 |
| Income before extraordinary items | $808,000 | 3,681 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $808,000 | 3,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $243,000 | 3,837 |
| Cash dividends | $1,190,000 | 2,075 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $808,000 | 3,806 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,647,000 | 5,612 |
| Total interest expense | $1,517,000 | 5,402 |
| Net interest income | $2,130,000 | 5,613 |
| Provision for loan and lease losses | $108,000 | 5,070 |
| Total noninterest income | $369,000 | 4,978 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $139,000 | 4,975 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $230,000 | 4,169 |
| Total noninterest expense | $1,450,000 | 6,303 |
| Salaries and employee benefits | $772,000 | 6,367 |
| Premises and equipment expense | $266,000 | 5,429 |
| Additional noninterest expense | $412,000 | 6,390 |
| Pre-tax net operating income | $941,000 | 3,798 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $287,000 | 2,507 |
| Income before extraordinary items | $654,000 | 3,957 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $654,000 | 3,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $229,000 | 2,889 |
| Cash dividends | $1,090,000 | 1,700 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $654,000 | 4,105 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,499,000 | 5,598 |
| Total interest expense | $1,066,000 | 5,412 |
| Net interest income | $1,433,000 | 5,583 |
| Provision for loan and lease losses | $72,000 | 4,725 |
| Total noninterest income | $258,000 | 4,938 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $98,000 | 4,866 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $160,000 | 4,198 |
| Total noninterest expense | $949,000 | 6,398 |
| Salaries and employee benefits | $507,000 | 6,460 |
| Premises and equipment expense | $176,000 | 5,485 |
| Additional noninterest expense | $266,000 | 6,492 |
| Pre-tax net operating income | $670,000 | 3,783 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $203,000 | 2,673 |
| Income before extraordinary items | $467,000 | 4,147 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $467,000 | 4,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $202,000 | 2,229 |
| Cash dividends | $700,000 | 1,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $467,000 | 4,091 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,303,000 | 5,575 |
| Total interest expense | $573,000 | 5,416 |
| Net interest income | $730,000 | 5,562 |
| Provision for loan and lease losses | $36,000 | 4,202 |
| Total noninterest income | $134,000 | 4,867 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $52,000 | 4,734 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $82,000 | 4,146 |
| Total noninterest expense | $492,000 | 6,334 |
| Salaries and employee benefits | $255,000 | 6,473 |
| Premises and equipment expense | $94,000 | 5,338 |
| Additional noninterest expense | $143,000 | 6,298 |
| Pre-tax net operating income | $336,000 | 3,904 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $101,000 | 2,793 |
| Income before extraordinary items | $235,000 | 4,324 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $235,000 | 4,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 1,289 |
| Cash dividends | $300,000 | 1,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $235,000 | 4,221 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,401,000 | 5,508 |
| Total interest expense | $2,555,000 | 5,194 |
| Net interest income | $2,846,000 | 5,632 |
| Provision for loan and lease losses | $84,000 | 5,148 |
| Total noninterest income | $447,000 | 5,266 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $227,000 | 4,647 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $220,000 | 4,869 |
| Total noninterest expense | $1,873,000 | 6,383 |
| Salaries and employee benefits | $969,000 | 6,512 |
| Premises and equipment expense | $334,000 | 5,525 |
| Additional noninterest expense | $570,000 | 6,267 |
| Pre-tax net operating income | $1,336,000 | 4,124 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $386,000 | 3,073 |
| Income before extraordinary items | $950,000 | 4,427 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $950,000 | 4,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $179,000 | 2,997 |
| Cash dividends | $600,000 | 3,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $950,000 | 4,422 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,014,000 | 5,555 |
| Total interest expense | $1,885,000 | 5,261 |
| Net interest income | $2,129,000 | 5,675 |
| Provision for loan and lease losses | $63,000 | 4,794 |
| Total noninterest income | $344,000 | 5,250 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $174,000 | 4,635 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $170,000 | 4,816 |
| Total noninterest expense | $1,400,000 | 6,372 |
| Salaries and employee benefits | $727,000 | 6,502 |
| Premises and equipment expense | $250,000 | 5,523 |
| Additional noninterest expense | $423,000 | 6,252 |
| Pre-tax net operating income | $1,010,000 | 4,334 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $292,000 | 3,237 |
| Income before extraordinary items | $718,000 | 4,592 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $718,000 | 4,592 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 3,810 |
| Cash dividends | $500,000 | 2,910 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $718,000 | 4,586 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,647,000 | 5,615 |
| Total interest expense | $1,225,000 | 5,331 |
| Net interest income | $1,422,000 | 5,710 |
| Provision for loan and lease losses | $42,000 | 4,587 |
| Total noninterest income | $235,000 | 5,243 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $115,000 | 4,656 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $120,000 | 4,752 |
| Total noninterest expense | $933,000 | 6,415 |
| Salaries and employee benefits | $472,000 | 6,625 |
| Premises and equipment expense | $163,000 | 5,615 |
| Additional noninterest expense | $298,000 | 6,137 |
| Pre-tax net operating income | $682,000 | 4,373 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $198,000 | 3,290 |
| Income before extraordinary items | $484,000 | 4,621 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $484,000 | 4,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 3,152 |
| Cash dividends | $400,000 | 2,742 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $484,000 | 4,614 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,315,000 | 5,648 |
| Total interest expense | $598,000 | 5,392 |
| Net interest income | $717,000 | 5,702 |
| Provision for loan and lease losses | $21,000 | 4,310 |
| Total noninterest income | $92,000 | 5,714 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $45,000 | 5,093 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $47,000 | 5,236 |
| Total noninterest expense | $480,000 | 6,386 |
| Salaries and employee benefits | $243,000 | 6,598 |
| Premises and equipment expense | $81,000 | 5,658 |
| Additional noninterest expense | $156,000 | 6,015 |
| Pre-tax net operating income | $308,000 | 4,589 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $90,000 | 3,414 |
| Income before extraordinary items | $218,000 | 4,869 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $218,000 | 4,870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,116 |
| Cash dividends | $200,000 | 2,393 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $218,000 | 4,843 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,019,000 | 5,549 |
| Total interest expense | $2,101,000 | 5,272 |
| Net interest income | $2,918,000 | 5,613 |
| Provision for loan and lease losses | $84,000 | 4,973 |
| Total noninterest income | $367,000 | 5,776 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $162,000 | 5,378 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $205,000 | 5,086 |
| Total noninterest expense | $1,759,000 | 6,502 |
| Salaries and employee benefits | $901,000 | 6,655 |
| Premises and equipment expense | $293,000 | 5,801 |
| Additional noninterest expense | $565,000 | 6,229 |
| Pre-tax net operating income | $1,442,000 | 4,378 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $447,000 | 3,298 |
| Income before extraordinary items | $995,000 | 4,736 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $995,000 | 4,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 3,479 |
| Cash dividends | $850,000 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $995,000 | 4,728 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,742,000 | 5,561 |
| Total interest expense | $1,527,000 | 5,288 |
| Net interest income | $2,215,000 | 5,632 |
| Provision for loan and lease losses | $63,000 | 4,799 |
| Total noninterest income | $264,000 | 5,880 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $120,000 | 5,469 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $144,000 | 5,215 |
| Total noninterest expense | $1,328,000 | 6,490 |
| Salaries and employee benefits | $687,000 | 6,609 |
| Premises and equipment expense | $220,000 | 5,824 |
| Additional noninterest expense | $421,000 | 6,259 |
| Pre-tax net operating income | $1,088,000 | 4,545 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $337,000 | 3,428 |
| Income before extraordinary items | $751,000 | 4,850 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $751,000 | 4,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,424 |
| Cash dividends | $650,000 | 2,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $751,000 | 4,837 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,467,000 | 5,572 |
| Total interest expense | $982,000 | 5,276 |
| Net interest income | $1,485,000 | 5,629 |
| Provision for loan and lease losses | $42,000 | 4,660 |
| Total noninterest income | $175,000 | 5,920 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $78,000 | 5,510 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $97,000 | 5,198 |
| Total noninterest expense | $883,000 | 6,530 |
| Salaries and employee benefits | $460,000 | 6,635 |
| Premises and equipment expense | $143,000 | 5,891 |
| Additional noninterest expense | $280,000 | 6,280 |
| Pre-tax net operating income | $735,000 | 4,514 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $230,000 | 3,430 |
| Income before extraordinary items | $505,000 | 4,851 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $505,000 | 4,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,027 |
| Cash dividends | $325,000 | 2,993 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $505,000 | 4,846 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,193,000 | 5,614 |
| Total interest expense | $464,000 | 5,324 |
| Net interest income | $729,000 | 5,677 |
| Provision for loan and lease losses | $21,000 | 4,472 |
| Total noninterest income | $94,000 | 5,729 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $39,000 | 5,460 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $55,000 | 4,927 |
| Total noninterest expense | $433,000 | 6,577 |
| Salaries and employee benefits | $227,000 | 6,688 |
| Premises and equipment expense | $73,000 | 5,861 |
| Additional noninterest expense | $133,000 | 6,395 |
| Pre-tax net operating income | $369,000 | 4,464 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $115,000 | 3,401 |
| Income before extraordinary items | $254,000 | 4,821 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $254,000 | 4,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,455 |
| Cash dividends | $225,000 | 2,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $254,000 | 4,801 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,377,000 | 5,570 |
| Total interest expense | $1,490,000 | 5,240 |
| Net interest income | $2,887,000 | 5,628 |
| Provision for loan and lease losses | $84,000 | 5,073 |
| Total noninterest income | $397,000 | 5,734 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $189,000 | 5,154 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $208,000 | 5,082 |
| Total noninterest expense | $1,727,000 | 6,522 |
| Salaries and employee benefits | $946,000 | 6,515 |
| Premises and equipment expense | $261,000 | 6,098 |
| Additional noninterest expense | $520,000 | 6,466 |
| Pre-tax net operating income | $1,473,000 | 4,434 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $471,000 | 3,463 |
| Income before extraordinary items | $1,002,000 | 4,838 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,002,000 | 4,839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,434 |
| Cash dividends | $1,025,000 | 2,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,002,000 | 4,808 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,189,000 | 5,620 |
| Total interest expense | $1,050,000 | 5,305 |
| Net interest income | $2,139,000 | 5,675 |
| Provision for loan and lease losses | $63,000 | 4,907 |
| Total noninterest income | $315,000 | 5,662 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $144,000 | 5,163 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $171,000 | 4,942 |
| Total noninterest expense | $1,339,000 | 6,423 |
| Salaries and employee benefits | $726,000 | 6,438 |
| Premises and equipment expense | $202,000 | 6,007 |
| Additional noninterest expense | $411,000 | 6,286 |
| Pre-tax net operating income | $1,052,000 | 4,640 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $332,000 | 3,623 |
| Income before extraordinary items | $720,000 | 5,012 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $720,000 | 5,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,785 |
| Cash dividends | $700,000 | 2,306 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $720,000 | 4,970 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,062,000 | 5,645 |
| Total interest expense | $659,000 | 5,318 |
| Net interest income | $1,403,000 | 5,708 |
| Provision for loan and lease losses | $42,000 | 4,804 |
| Total noninterest income | $217,000 | 5,556 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $94,000 | 5,172 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $123,000 | 4,757 |
| Total noninterest expense | $889,000 | 6,429 |
| Salaries and employee benefits | $483,000 | 6,446 |
| Premises and equipment expense | $133,000 | 6,041 |
| Additional noninterest expense | $273,000 | 6,276 |
| Pre-tax net operating income | $689,000 | 4,667 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $217,000 | 3,656 |
| Income before extraordinary items | $472,000 | 5,024 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $472,000 | 5,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,310 |
| Cash dividends | $700,000 | 1,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $472,000 | 4,976 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,016,000 | 5,687 |
| Total interest expense | $315,000 | 5,338 |
| Net interest income | $701,000 | 5,726 |
| Provision for loan and lease losses | $21,000 | 4,581 |
| Total noninterest income | $133,000 | 5,024 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $44,000 | 5,270 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $89,000 | 3,978 |
| Total noninterest expense | $450,000 | 6,428 |
| Salaries and employee benefits | $243,000 | 6,458 |
| Premises and equipment expense | $69,000 | 5,998 |
| Additional noninterest expense | $138,000 | 6,279 |
| Pre-tax net operating income | $363,000 | 4,516 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $116,000 | 3,521 |
| Income before extraordinary items | $247,000 | 4,900 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $247,000 | 4,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,216 |
| Cash dividends | $350,000 | 1,582 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $247,000 | 4,855 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,941,000 | 5,595 |
| Total interest expense | $1,146,000 | 5,245 |
| Net interest income | $2,795,000 | 5,643 |
| Provision for loan and lease losses | $78,000 | 5,363 |
| Total noninterest income | $347,000 | 6,098 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $182,000 | 5,412 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $165,000 | 5,503 |
| Total noninterest expense | $1,769,000 | 6,418 |
| Salaries and employee benefits | $943,000 | 6,468 |
| Premises and equipment expense | $272,000 | 5,968 |
| Additional noninterest expense | $554,000 | 6,247 |
| Pre-tax net operating income | $1,295,000 | 4,597 |
| Securities gains (losses) | $-1,000 | 7,794 |
| Applicable income taxes | $379,000 | 3,800 |
| Income before extraordinary items | $915,000 | 4,921 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $915,000 | 4,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 4,850 |
| Cash dividends | $800,000 | 2,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $915,710 | 4,854 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,897,000 | 5,650 |
| Total interest expense | $849,000 | 5,264 |
| Net interest income | $2,048,000 | 5,716 |
| Provision for loan and lease losses | $60,000 | 5,125 |
| Total noninterest income | $261,000 | 6,123 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $134,000 | 5,497 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $127,000 | 5,461 |
| Total noninterest expense | $1,329,000 | 6,378 |
| Salaries and employee benefits | $709,000 | 6,420 |
| Premises and equipment expense | $203,000 | 5,940 |
| Additional noninterest expense | $417,000 | 6,188 |
| Pre-tax net operating income | $920,000 | 4,821 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $265,000 | 3,979 |
| Income before extraordinary items | $655,000 | 5,134 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $655,000 | 5,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,694 |
| Cash dividends | $800,000 | 2,011 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $655,000 | 5,048 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,904,000 | 5,702 |
| Total interest expense | $575,000 | 5,236 |
| Net interest income | $1,329,000 | 5,795 |
| Provision for loan and lease losses | $42,000 | 4,959 |
| Total noninterest income | $173,000 | 6,154 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $90,000 | 5,491 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $83,000 | 5,537 |
| Total noninterest expense | $880,000 | 6,431 |
| Salaries and employee benefits | $464,000 | 6,533 |
| Premises and equipment expense | $134,000 | 6,006 |
| Additional noninterest expense | $282,000 | 6,165 |
| Pre-tax net operating income | $580,000 | 4,904 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $165,000 | 4,094 |
| Income before extraordinary items | $415,000 | 5,227 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $415,000 | 5,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,091 |
| Cash dividends | $650,000 | 1,769 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $415,000 | 5,138 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $959,000 | 5,711 |
| Total interest expense | $296,000 | 5,202 |
| Net interest income | $663,000 | 5,810 |
| Provision for loan and lease losses | $24,000 | 4,604 |
| Total noninterest income | $79,000 | 6,323 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $42,000 | 5,572 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $37,000 | 5,724 |
| Total noninterest expense | $436,000 | 6,504 |
| Salaries and employee benefits | $227,000 | 6,635 |
| Premises and equipment expense | $67,000 | 6,015 |
| Additional noninterest expense | $142,000 | 6,174 |
| Pre-tax net operating income | $282,000 | 4,962 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $75,000 | 4,234 |
| Income before extraordinary items | $207,000 | 5,250 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $207,000 | 5,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $450,000 | 1,320 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $207,000 | 5,128 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,939,000 | 5,701 |
| Total interest expense | $1,376,000 | 5,146 |
| Net interest income | $2,563,000 | 5,821 |
| Provision for loan and lease losses | $172,000 | 4,352 |
| Total noninterest income | $427,000 | 5,824 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $183,000 | 5,455 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $244,000 | 4,895 |
| Total noninterest expense | $1,722,000 | 6,485 |
| Salaries and employee benefits | $883,000 | 6,652 |
| Premises and equipment expense | $281,000 | 5,863 |
| Additional noninterest expense | $558,000 | 6,207 |
| Pre-tax net operating income | $1,096,000 | 4,935 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $274,000 | 4,420 |
| Income before extraordinary items | $822,000 | 5,173 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $822,000 | 5,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 4,310 |
| Cash dividends | $475,000 | 3,637 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $822,000 | 5,017 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,974,000 | 5,735 |
| Total interest expense | $1,065,000 | 5,197 |
| Net interest income | $1,909,000 | 5,867 |
| Provision for loan and lease losses | $154,000 | 3,870 |
| Total noninterest income | $338,000 | 5,754 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $137,000 | 5,485 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $201,000 | 4,785 |
| Total noninterest expense | $1,286,000 | 6,473 |
| Salaries and employee benefits | $666,000 | 6,624 |
| Premises and equipment expense | $209,000 | 5,874 |
| Additional noninterest expense | $411,000 | 6,265 |
| Pre-tax net operating income | $807,000 | 5,098 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $192,000 | 4,713 |
| Income before extraordinary items | $615,000 | 5,336 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $615,000 | 5,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 4,438 |
| Cash dividends | $475,000 | 2,770 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $615,000 | 5,151 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,988,000 | 5,770 |
| Total interest expense | $739,000 | 5,176 |
| Net interest income | $1,249,000 | 5,937 |
| Provision for loan and lease losses | $36,000 | 5,560 |
| Total noninterest income | $200,000 | 6,006 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $88,000 | 5,550 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $112,000 | 5,124 |
| Total noninterest expense | $855,000 | 6,508 |
| Salaries and employee benefits | $440,000 | 6,674 |
| Premises and equipment expense | $137,000 | 5,926 |
| Additional noninterest expense | $278,000 | 6,207 |
| Pre-tax net operating income | $558,000 | 5,038 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $133,000 | 4,688 |
| Income before extraordinary items | $425,000 | 5,253 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $425,000 | 5,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 4,226 |
| Cash dividends | $250,000 | 3,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $425,000 | 5,049 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $990,000 | 5,811 |
| Total interest expense | $375,000 | 5,223 |
| Net interest income | $615,000 | 5,990 |
| Provision for loan and lease losses | $18,000 | 5,381 |
| Total noninterest income | $92,000 | 6,102 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $43,000 | 5,528 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $49,000 | 5,306 |
| Total noninterest expense | $419,000 | 6,573 |
| Salaries and employee benefits | $214,000 | 6,766 |
| Premises and equipment expense | $70,000 | 5,840 |
| Additional noninterest expense | $135,000 | 6,319 |
| Pre-tax net operating income | $270,000 | 5,071 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $61,000 | 4,805 |
| Income before extraordinary items | $209,000 | 5,217 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $209,000 | 5,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,852 |
| Cash dividends | $250,000 | 1,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $209,000 | 5,024 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,209,000 | 5,752 |
| Total interest expense | $1,608,000 | 5,510 |
| Net interest income | $2,601,000 | 5,780 |
| Provision for loan and lease losses | $136,000 | 5,113 |
| Total noninterest income | $341,000 | 6,165 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $181,000 | 5,450 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $160,000 | 5,470 |
| Total noninterest expense | $1,657,000 | 6,551 |
| Salaries and employee benefits | $863,000 | 6,648 |
| Premises and equipment expense | $270,000 | 5,893 |
| Additional noninterest expense | $524,000 | 6,369 |
| Pre-tax net operating income | $1,149,000 | 4,822 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $246,000 | 4,789 |
| Income before extraordinary items | $903,000 | 4,879 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $903,000 | 4,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 4,170 |
| Cash dividends | $450,000 | 3,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $903,000 | 4,749 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,790,000 | 5,763 |
| Total interest expense | $2,448,000 | 5,463 |
| Net interest income | $2,342,000 | 5,945 |
| Provision for loan and lease losses | $36,000 | 7,043 |
| Total noninterest income | $299,000 | 6,441 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $188,000 | 5,308 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $111,000 | 6,181 |
| Total noninterest expense | $1,648,000 | 6,455 |
| Salaries and employee benefits | $815,000 | 6,714 |
| Premises and equipment expense | $292,000 | 5,608 |
| Additional noninterest expense | $541,000 | 6,205 |
| Pre-tax net operating income | $957,000 | 5,015 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $167,000 | 5,302 |
| Income before extraordinary items | $790,000 | 4,902 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $790,000 | 4,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,963 |
| Cash dividends | $660,000 | 2,966 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $790,000 | 4,786 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,615,000 | 6,008 |
| Total interest expense | $2,378,000 | 5,739 |
| Net interest income | $2,237,000 | 6,204 |
| Provision for loan and lease losses | $36,000 | 6,984 |
| Total noninterest income | $304,000 | 6,269 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $189,000 | 5,243 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 6,102 |
| Total noninterest expense | $1,636,000 | 6,399 |
| Salaries and employee benefits | $780,000 | 6,827 |
| Premises and equipment expense | $275,000 | 5,711 |
| Additional noninterest expense | $581,000 | 5,905 |
| Pre-tax net operating income | $869,000 | 5,645 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $134,000 | 6,108 |
| Income before extraordinary items | $735,000 | 5,283 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $735,000 | 5,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,747 |
| Cash dividends | $425,000 | 3,827 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $735,000 | 5,287 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,129,000 | 6,250 |
| Total interest expense | $2,002,000 | 5,996 |
| Net interest income | $2,127,000 | 6,417 |
| Provision for loan and lease losses | $28,000 | 7,340 |
| Total noninterest income | $312,000 | 6,335 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $202,000 | 5,094 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $110,000 | 6,406 |
| Total noninterest expense | $1,485,000 | 6,816 |
| Salaries and employee benefits | $703,000 | 7,218 |
| Premises and equipment expense | $240,000 | 6,182 |
| Additional noninterest expense | $542,000 | 6,205 |
| Pre-tax net operating income | $926,000 | 5,531 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $178,000 | 5,942 |
| Income before extraordinary items | $748,000 | 5,285 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $748,000 | 5,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,900 |
| Cash dividends | $642,000 | 3,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $748,000 | 5,250 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,180,000 | 6,322 |
| Total interest expense | $2,097,000 | 6,023 |
| Net interest income | $2,083,000 | 6,518 |
| Provision for loan and lease losses | $36,000 | 7,078 |
| Total noninterest income | $304,000 | 6,437 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $199,000 | 5,164 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 6,524 |
| Total noninterest expense | $1,393,000 | 6,980 |
| Salaries and employee benefits | $702,000 | 7,174 |
| Premises and equipment expense | $232,000 | 6,228 |
| Additional noninterest expense | $459,000 | 6,726 |
| Pre-tax net operating income | $958,000 | 5,549 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $192,000 | 6,289 |
| Income before extraordinary items | $766,000 | 5,335 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $766,000 | 5,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 9,764 |
| Cash dividends | $820,000 | 2,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $766,000 | 5,223 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,111,000 | 6,552 |
| Total interest expense | $2,024,000 | 6,222 |
| Net interest income | $2,087,000 | 6,737 |
| Provision for loan and lease losses | $36,000 | 7,137 |
| Total noninterest income | $294,000 | 6,705 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $191,000 | 5,478 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $103,000 | 6,713 |
| Total noninterest expense | $1,394,000 | 7,050 |
| Salaries and employee benefits | $716,000 | 7,231 |
| Premises and equipment expense | $258,000 | 5,947 |
| Additional noninterest expense | $420,000 | 7,190 |
| Pre-tax net operating income | $951,000 | 5,984 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $206,000 | 6,797 |
| Income before extraordinary items | $745,000 | 5,698 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $745,000 | 5,701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,367 |
| Cash dividends | $330,000 | 4,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $745,000 | 5,654 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,064,000 | 6,802 |
| Total interest expense | $1,991,000 | 6,433 |
| Net interest income | $2,073,000 | 7,002 |
| Provision for loan and lease losses | $72,000 | 5,782 |
| Total noninterest income | $299,000 | 6,966 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $144,000 | 6,583 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $155,000 | 5,886 |
| Total noninterest expense | $1,428,000 | 7,314 |
| Salaries and employee benefits | $713,000 | 7,438 |
| Premises and equipment expense | $272,000 | 5,939 |
| Additional noninterest expense | $443,000 | 7,528 |
| Pre-tax net operating income | $872,000 | 6,192 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $215,000 | 6,900 |
| Income before extraordinary items | $657,000 | 5,960 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $657,000 | 5,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,243 |
| Cash dividends | $377,000 | 4,044 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $657,000 | 5,899 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,987,000 | 7,022 |
| Total interest expense | $1,794,000 | 6,916 |
| Net interest income | $2,193,000 | 6,883 |
| Provision for loan and lease losses | $72,000 | 5,348 |
| Total noninterest income | $211,000 | 8,267 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $138,000 | 6,920 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 8,234 |
| Total noninterest expense | $1,383,000 | 7,639 |
| Salaries and employee benefits | $685,000 | 7,815 |
| Premises and equipment expense | $215,000 | 6,926 |
| Additional noninterest expense | $483,000 | 7,402 |
| Pre-tax net operating income | $949,000 | 6,195 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $328,000 | 5,688 |
| Income before extraordinary items | $621,000 | 6,487 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $621,000 | 6,485 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,745 |
| Cash dividends | $620,000 | 2,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $621,000 | 6,476 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,450,000 | 7,406 |
| Total interest expense | $1,382,000 | 7,258 |
| Net interest income | $2,068,000 | 7,408 |
| Provision for loan and lease losses | $54,000 | 5,980 |
| Total noninterest income | $195,000 | 8,813 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $119,000 | 7,620 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 8,407 |
| Total noninterest expense | $1,441,000 | 7,786 |
| Salaries and employee benefits | $692,000 | 7,942 |
| Premises and equipment expense | $180,000 | 7,850 |
| Additional noninterest expense | $569,000 | 7,264 |
| Pre-tax net operating income | $768,000 | 7,039 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $203,000 | 7,293 |
| Income before extraordinary items | $565,000 | 6,800 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $565,000 | 6,815 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,780 |
| Cash dividends | $440,000 | 3,510 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $565,000 | 6,850 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,495,000 | 7,542 |
| Total interest expense | $1,530,000 | 7,111 |
| Net interest income | $1,965,000 | 7,785 |
| Provision for loan and lease losses | $54,000 | 7,292 |
| Total noninterest income | $220,000 | 8,856 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $123,000 | 7,765 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 7,960 |
| Total noninterest expense | $1,452,000 | 7,988 |
| Salaries and employee benefits | $690,000 | 8,063 |
| Premises and equipment expense | $185,000 | 8,012 |
| Additional noninterest expense | $577,000 | 7,544 |
| Pre-tax net operating income | $679,000 | 7,473 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $165,000 | 8,309 |
| Income before extraordinary items | $514,000 | 7,432 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $514,000 | 7,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 7,896 |
| Cash dividends | $300,000 | 4,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $514,000 | 7,198 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,876,000 | 7,673 |
| Total interest expense | $1,878,000 | 7,402 |
| Net interest income | $1,998,000 | 7,778 |
| Provision for loan and lease losses | $104,000 | 7,172 |
| Total noninterest income | $209,000 | 9,239 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $98,000 | 8,573 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 7,728 |
| Total noninterest expense | $1,406,000 | 8,268 |
| Salaries and employee benefits | $668,000 | 8,239 |
| Premises and equipment expense | $185,000 | 8,187 |
| Additional noninterest expense | $553,000 | 7,954 |
| Pre-tax net operating income | $697,000 | 7,113 |
| Securities gains (losses) | $12,000 | 6,245 |
| Applicable income taxes | $168,000 | 8,209 |
| Income before extraordinary items | $541,000 | 6,992 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $541,000 | 7,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 10,714 |
| Cash dividends | $500,000 | 2,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $531,880 | 6,695 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.