Home > The State Bank of Texas > Income and Expense
The State Bank of Texas, Income and Expense
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,171,000 | 3,913 |
| Total interest expense | $151,000 | 3,343 |
| Net interest income | $1,020,000 | 3,957 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $61,000 | 4,807 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $25,000 | 4,396 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $36,000 | 4,629 |
| Total noninterest expense | $3,133,000 | 1,590 |
| Salaries and employee benefits | $982,000 | 2,549 |
| Premises and equipment expense | $155,000 | 2,934 |
| Additional noninterest expense | $1,996,000 | 822 |
| Pre-tax net operating income | $-2,052,000 | 5,849 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $-664,000 | 5,838 |
| Income before extraordinary items | $-1,388,000 | 5,835 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $-1,388,000 | 5,835 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $-1,388,000 | 5,835 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $-1,388,000 | 5,835 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $4,974,000 | 3,813 |
| Total interest expense | $478,000 | 3,718 |
| Net interest income | $4,496,000 | 3,781 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $298,000 | 4,679 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $124,000 | 4,265 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $174,000 | 4,498 |
| Total noninterest expense | $4,051,000 | 3,622 |
| Salaries and employee benefits | $2,210,000 | 3,634 |
| Premises and equipment expense | $592,000 | 3,043 |
| Additional noninterest expense | $1,249,000 | 3,727 |
| Pre-tax net operating income | $743,000 | 4,434 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $253,000 | 2,772 |
| Income before extraordinary items | $490,000 | 4,750 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $490,000 | 4,749 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $490,000 | 4,749 |
| Net charge-offs | $1,000 | 4,216 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $490,000 | 4,711 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,701,000 | 3,847 |
| Total interest expense | $346,000 | 3,814 |
| Net interest income | $3,355,000 | 3,817 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $220,000 | 4,733 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $97,000 | 4,236 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $123,000 | 4,611 |
| Total noninterest expense | $2,990,000 | 3,665 |
| Salaries and employee benefits | $1,625,000 | 3,671 |
| Premises and equipment expense | $429,000 | 3,129 |
| Additional noninterest expense | $936,000 | 3,751 |
| Pre-tax net operating income | $585,000 | 4,462 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $199,000 | 2,807 |
| Income before extraordinary items | $386,000 | 4,769 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $386,000 | 4,769 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $386,000 | 4,769 |
| Net charge-offs | $1,000 | 3,867 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $386,000 | 4,722 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,488,000 | 3,859 |
| Total interest expense | $216,000 | 3,931 |
| Net interest income | $2,272,000 | 3,804 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $148,000 | 4,755 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $64,000 | 4,260 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $84,000 | 4,598 |
| Total noninterest expense | $1,988,000 | 3,694 |
| Salaries and employee benefits | $1,081,000 | 3,712 |
| Premises and equipment expense | $291,000 | 3,101 |
| Additional noninterest expense | $616,000 | 3,809 |
| Pre-tax net operating income | $432,000 | 4,357 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $147,000 | 2,720 |
| Income before extraordinary items | $285,000 | 4,681 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $285,000 | 4,680 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $285,000 | 4,680 |
| Net charge-offs | $0 | 3,689 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $285,000 | 4,624 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,280,000 | 3,802 |
| Total interest expense | $107,000 | 3,970 |
| Net interest income | $1,173,000 | 3,751 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $55,000 | 5,043 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $30,000 | 4,339 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $25,000 | 5,086 |
| Total noninterest expense | $973,000 | 3,765 |
| Salaries and employee benefits | $540,000 | 3,745 |
| Premises and equipment expense | $140,000 | 3,213 |
| Additional noninterest expense | $293,000 | 3,937 |
| Pre-tax net operating income | $255,000 | 4,108 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $87,000 | 2,566 |
| Income before extraordinary items | $168,000 | 4,479 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $168,000 | 4,478 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $168,000 | 4,480 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $168,000 | 4,417 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,984,000 | 3,851 |
| Total interest expense | $441,000 | 3,962 |
| Net interest income | $4,543,000 | 3,793 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $269,000 | 4,925 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $101,000 | 4,701 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $168,000 | 4,635 |
| Total noninterest expense | $3,889,000 | 3,776 |
| Salaries and employee benefits | $2,138,000 | 3,763 |
| Premises and equipment expense | $569,000 | 3,220 |
| Additional noninterest expense | $1,182,000 | 3,948 |
| Pre-tax net operating income | $923,000 | 4,202 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $316,000 | 2,618 |
| Income before extraordinary items | $607,000 | 4,611 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $607,000 | 4,613 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $607,000 | 4,613 |
| Net charge-offs | $0 | 4,462 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $607,000 | 4,554 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,760,000 | 3,871 |
| Total interest expense | $330,000 | 4,030 |
| Net interest income | $3,430,000 | 3,832 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $187,000 | 5,059 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $72,000 | 4,813 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $115,000 | 4,770 |
| Total noninterest expense | $2,866,000 | 3,831 |
| Salaries and employee benefits | $1,585,000 | 3,801 |
| Premises and equipment expense | $427,000 | 3,255 |
| Additional noninterest expense | $854,000 | 4,046 |
| Pre-tax net operating income | $751,000 | 4,176 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $259,000 | 2,620 |
| Income before extraordinary items | $492,000 | 4,593 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $492,000 | 4,595 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $492,000 | 4,596 |
| Net charge-offs | $0 | 4,182 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $492,000 | 4,530 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,446,000 | 3,944 |
| Total interest expense | $219,000 | 4,065 |
| Net interest income | $2,227,000 | 3,890 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $124,000 | 5,077 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $43,000 | 4,967 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $81,000 | 4,731 |
| Total noninterest expense | $1,894,000 | 3,875 |
| Salaries and employee benefits | $1,041,000 | 3,869 |
| Premises and equipment expense | $274,000 | 3,351 |
| Additional noninterest expense | $579,000 | 4,042 |
| Pre-tax net operating income | $457,000 | 4,307 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $156,000 | 2,685 |
| Income before extraordinary items | $301,000 | 4,694 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $301,000 | 4,696 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $301,000 | 4,697 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $301,000 | 4,628 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,207,000 | 3,993 |
| Total interest expense | $108,000 | 4,141 |
| Net interest income | $1,099,000 | 3,935 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $65,000 | 5,034 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $22,000 | 4,927 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $43,000 | 4,680 |
| Total noninterest expense | $937,000 | 3,936 |
| Salaries and employee benefits | $521,000 | 3,888 |
| Premises and equipment expense | $135,000 | 3,409 |
| Additional noninterest expense | $281,000 | 4,114 |
| Pre-tax net operating income | $227,000 | 4,265 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $77,000 | 2,673 |
| Income before extraordinary items | $150,000 | 4,685 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $150,000 | 4,687 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $150,000 | 4,689 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $150,000 | 4,614 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,670,000 | 4,120 |
| Total interest expense | $438,000 | 4,277 |
| Net interest income | $4,232,000 | 4,057 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $314,000 | 4,940 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $99,000 | 5,014 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $215,000 | 4,436 |
| Total noninterest expense | $3,953,000 | 3,866 |
| Salaries and employee benefits | $2,128,000 | 3,864 |
| Premises and equipment expense | $542,000 | 3,459 |
| Additional noninterest expense | $1,283,000 | 3,907 |
| Pre-tax net operating income | $593,000 | 4,865 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $202,000 | 2,951 |
| Income before extraordinary items | $391,000 | 5,186 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $391,000 | 5,185 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $391,000 | 5,186 |
| Net charge-offs | $4,000 | 4,772 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $391,000 | 5,135 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,413,000 | 4,220 |
| Total interest expense | $328,000 | 4,336 |
| Net interest income | $3,085,000 | 4,158 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $238,000 | 4,988 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $77,000 | 5,024 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $161,000 | 4,480 |
| Total noninterest expense | $2,885,000 | 3,937 |
| Salaries and employee benefits | $1,549,000 | 3,932 |
| Premises and equipment expense | $396,000 | 3,553 |
| Additional noninterest expense | $940,000 | 3,976 |
| Pre-tax net operating income | $438,000 | 4,962 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $149,000 | 3,028 |
| Income before extraordinary items | $289,000 | 5,273 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $289,000 | 5,273 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $289,000 | 5,275 |
| Net charge-offs | $4,000 | 4,414 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $289,000 | 5,231 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,208,000 | 4,295 |
| Total interest expense | $218,000 | 4,382 |
| Net interest income | $1,990,000 | 4,255 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $165,000 | 4,936 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $54,000 | 4,951 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $111,000 | 4,446 |
| Total noninterest expense | $1,896,000 | 3,994 |
| Salaries and employee benefits | $1,025,000 | 3,974 |
| Premises and equipment expense | $260,000 | 3,622 |
| Additional noninterest expense | $611,000 | 4,059 |
| Pre-tax net operating income | $259,000 | 5,071 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $88,000 | 3,111 |
| Income before extraordinary items | $171,000 | 5,360 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $171,000 | 5,362 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $171,000 | 5,363 |
| Net charge-offs | $4,000 | 4,000 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $171,000 | 5,320 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,105,000 | 4,320 |
| Total interest expense | $108,000 | 4,476 |
| Net interest income | $997,000 | 4,266 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $82,000 | 4,914 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $29,000 | 4,846 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $53,000 | 4,478 |
| Total noninterest expense | $939,000 | 4,053 |
| Salaries and employee benefits | $512,000 | 4,014 |
| Premises and equipment expense | $128,000 | 3,701 |
| Additional noninterest expense | $299,000 | 4,107 |
| Pre-tax net operating income | $140,000 | 4,940 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $48,000 | 2,984 |
| Income before extraordinary items | $92,000 | 5,240 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $92,000 | 5,241 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $92,000 | 5,241 |
| Net charge-offs | $4,000 | 3,176 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $92,000 | 5,191 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,540,000 | 4,327 |
| Total interest expense | $485,000 | 4,529 |
| Net interest income | $4,055,000 | 4,240 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $359,000 | 4,894 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $140,000 | 4,701 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $219,000 | 4,496 |
| Total noninterest expense | $3,743,000 | 4,080 |
| Salaries and employee benefits | $2,077,000 | 3,987 |
| Premises and equipment expense | $507,000 | 3,702 |
| Additional noninterest expense | $1,159,000 | 4,274 |
| Pre-tax net operating income | $671,000 | 4,652 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $255,000 | 2,768 |
| Income before extraordinary items | $416,000 | 5,098 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $416,000 | 5,101 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $416,000 | 5,101 |
| Net charge-offs | $0 | 5,475 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $416,000 | 5,046 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,476,000 | 4,330 |
| Total interest expense | $381,000 | 4,521 |
| Net interest income | $3,095,000 | 4,233 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $267,000 | 4,982 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $110,000 | 4,651 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $157,000 | 4,644 |
| Total noninterest expense | $2,832,000 | 4,074 |
| Salaries and employee benefits | $1,590,000 | 3,960 |
| Premises and equipment expense | $388,000 | 3,689 |
| Additional noninterest expense | $854,000 | 4,325 |
| Pre-tax net operating income | $530,000 | 4,695 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $530,000 | 4,516 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $530,000 | 4,519 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $530,000 | 4,520 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $530,000 | 4,434 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,284,000 | 4,371 |
| Total interest expense | $272,000 | 4,429 |
| Net interest income | $2,012,000 | 4,299 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $185,000 | 4,963 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $72,000 | 4,675 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $113,000 | 4,589 |
| Total noninterest expense | $1,895,000 | 4,084 |
| Salaries and employee benefits | $1,090,000 | 3,914 |
| Premises and equipment expense | $255,000 | 3,743 |
| Additional noninterest expense | $550,000 | 4,410 |
| Pre-tax net operating income | $302,000 | 4,849 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $302,000 | 4,732 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $302,000 | 4,735 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $302,000 | 4,736 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $302,000 | 4,619 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,176,000 | 4,315 |
| Total interest expense | $154,000 | 4,261 |
| Net interest income | $1,022,000 | 4,272 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $98,000 | 4,873 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $35,000 | 4,705 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $63,000 | 4,419 |
| Total noninterest expense | $998,000 | 3,995 |
| Salaries and employee benefits | $575,000 | 3,808 |
| Premises and equipment expense | $133,000 | 3,668 |
| Additional noninterest expense | $290,000 | 4,301 |
| Pre-tax net operating income | $122,000 | 5,100 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $122,000 | 4,997 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $122,000 | 4,998 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $122,000 | 4,999 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $122,000 | 4,895 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,195,000 | 4,214 |
| Total interest expense | $1,213,000 | 3,174 |
| Net interest income | $3,982,000 | 4,424 |
| Provision for loan and lease losses | $-100,000 | 6,881 |
| Total noninterest income | $389,000 | 4,860 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $178,000 | 4,483 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $211,000 | 4,529 |
| Total noninterest expense | $4,586,000 | 3,693 |
| Salaries and employee benefits | $2,317,000 | 3,755 |
| Premises and equipment expense | $504,000 | 3,804 |
| Additional noninterest expense | $1,765,000 | 3,391 |
| Pre-tax net operating income | $-115,000 | 6,294 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-115,000 | 6,424 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-115,000 | 6,418 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-115,000 | 6,420 |
| Net charge-offs | $57,000 | 4,839 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $291,000 | 384 |
| Net operating income | $-115,000 | 6,306 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,991,000 | 4,231 |
| Total interest expense | $1,008,000 | 3,067 |
| Net interest income | $2,983,000 | 4,490 |
| Provision for loan and lease losses | $-100,000 | 7,023 |
| Total noninterest income | $276,000 | 5,000 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $141,000 | 4,438 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $135,000 | 4,760 |
| Total noninterest expense | $3,527,000 | 3,656 |
| Salaries and employee benefits | $1,732,000 | 3,779 |
| Premises and equipment expense | $379,000 | 3,833 |
| Additional noninterest expense | $1,416,000 | 3,257 |
| Pre-tax net operating income | $-168,000 | 6,497 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-168,000 | 6,597 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-168,000 | 6,595 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-168,000 | 6,595 |
| Net charge-offs | $58,000 | 4,416 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $291,000 | 308 |
| Net operating income | $-168,000 | 6,511 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,680,000 | 4,241 |
| Total interest expense | $732,000 | 2,954 |
| Net interest income | $1,948,000 | 4,577 |
| Provision for loan and lease losses | $-100,000 | 7,105 |
| Total noninterest income | $182,000 | 5,026 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $100,000 | 4,306 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $82,000 | 4,899 |
| Total noninterest expense | $2,468,000 | 3,540 |
| Salaries and employee benefits | $1,183,000 | 3,738 |
| Premises and equipment expense | $254,000 | 3,821 |
| Additional noninterest expense | $1,031,000 | 3,054 |
| Pre-tax net operating income | $-238,000 | 6,654 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-238,000 | 6,742 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-238,000 | 6,742 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-238,000 | 6,742 |
| Net charge-offs | $57,000 | 3,915 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $291,000 | 226 |
| Net operating income | $-238,000 | 6,673 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,378,000 | 4,212 |
| Total interest expense | $365,000 | 3,051 |
| Net interest income | $1,013,000 | 4,483 |
| Provision for loan and lease losses | $-100,000 | 7,195 |
| Total noninterest income | $49,000 | 5,866 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $52,000 | 4,216 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-3,000 | 6,932 |
| Total noninterest expense | $1,304,000 | 3,422 |
| Salaries and employee benefits | $620,000 | 3,646 |
| Premises and equipment expense | $128,000 | 3,830 |
| Additional noninterest expense | $556,000 | 2,835 |
| Pre-tax net operating income | $-142,000 | 6,790 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-142,000 | 6,850 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-142,000 | 6,851 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-142,000 | 6,851 |
| Net charge-offs | $57,000 | 2,915 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $291,000 | 138 |
| Net operating income | $-142,000 | 6,803 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,777,000 | 4,183 |
| Total interest expense | $1,766,000 | 3,045 |
| Net interest income | $4,011,000 | 4,523 |
| Provision for loan and lease losses | $12,000 | 6,315 |
| Total noninterest income | $606,000 | 4,050 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $285,000 | 3,694 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $321,000 | 3,753 |
| Total noninterest expense | $4,565,000 | 3,765 |
| Salaries and employee benefits | $2,484,000 | 3,576 |
| Premises and equipment expense | $462,000 | 4,243 |
| Additional noninterest expense | $1,619,000 | 3,669 |
| Pre-tax net operating income | $40,000 | 5,909 |
| Securities gains (losses) | $45,000 | 2,657 |
| Applicable income taxes | $29,000 | 3,975 |
| Income before extraordinary items | $56,000 | 6,012 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $56,000 | 6,014 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $56,000 | 6,014 |
| Net charge-offs | $75,000 | 5,207 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $26,300 | 5,970 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,398,000 | 4,191 |
| Total interest expense | $1,390,000 | 3,045 |
| Net interest income | $3,008,000 | 4,554 |
| Provision for loan and lease losses | $12,000 | 6,156 |
| Total noninterest income | $423,000 | 4,209 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $213,000 | 3,729 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $210,000 | 4,026 |
| Total noninterest expense | $3,406,000 | 3,795 |
| Salaries and employee benefits | $1,866,000 | 3,571 |
| Premises and equipment expense | $346,000 | 4,291 |
| Additional noninterest expense | $1,194,000 | 3,702 |
| Pre-tax net operating income | $13,000 | 6,099 |
| Securities gains (losses) | $45,000 | 2,395 |
| Applicable income taxes | $20,000 | 4,044 |
| Income before extraordinary items | $38,000 | 6,136 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $38,000 | 6,137 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $38,000 | 6,137 |
| Net charge-offs | $75,000 | 4,674 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $8,300 | 6,132 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,016,000 | 4,123 |
| Total interest expense | $967,000 | 3,031 |
| Net interest income | $2,049,000 | 4,516 |
| Provision for loan and lease losses | $12,000 | 5,900 |
| Total noninterest income | $277,000 | 4,264 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $144,000 | 3,664 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $133,000 | 4,152 |
| Total noninterest expense | $2,251,000 | 3,855 |
| Salaries and employee benefits | $1,250,000 | 3,583 |
| Premises and equipment expense | $228,000 | 4,356 |
| Additional noninterest expense | $773,000 | 3,827 |
| Pre-tax net operating income | $63,000 | 5,878 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $20,000 | 3,829 |
| Income before extraordinary items | $43,000 | 6,049 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $43,000 | 6,048 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $43,000 | 6,049 |
| Net charge-offs | $75,000 | 4,116 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $43,000 | 5,969 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,534,000 | 4,100 |
| Total interest expense | $484,000 | 3,134 |
| Net interest income | $1,050,000 | 4,430 |
| Provision for loan and lease losses | $12,000 | 5,317 |
| Total noninterest income | $148,000 | 4,190 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $82,000 | 3,383 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $66,000 | 4,229 |
| Total noninterest expense | $1,142,000 | 3,830 |
| Salaries and employee benefits | $625,000 | 3,607 |
| Premises and equipment expense | $115,000 | 4,384 |
| Additional noninterest expense | $402,000 | 3,713 |
| Pre-tax net operating income | $44,000 | 5,837 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $15,000 | 3,590 |
| Income before extraordinary items | $29,000 | 6,006 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $29,000 | 6,005 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $29,000 | 6,006 |
| Net charge-offs | $-3,000 | 6,584 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $29,000 | 5,979 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,861,000 | 3,966 |
| Total interest expense | $2,140,000 | 3,391 |
| Net interest income | $4,721,000 | 4,113 |
| Provision for loan and lease losses | $341,000 | 4,685 |
| Total noninterest income | $425,000 | 4,863 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $273,000 | 3,822 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $152,000 | 4,957 |
| Total noninterest expense | $4,920,000 | 3,660 |
| Salaries and employee benefits | $2,501,000 | 3,573 |
| Premises and equipment expense | $539,000 | 3,997 |
| Additional noninterest expense | $1,880,000 | 3,418 |
| Pre-tax net operating income | $-115,000 | 5,949 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-115,000 | 6,091 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-115,000 | 6,090 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-115,000 | 6,091 |
| Net charge-offs | $143,000 | 5,100 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $1,984,000 | 273 |
| Net operating income | $-115,000 | 6,013 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,193,000 | 4,013 |
| Total interest expense | $1,633,000 | 3,478 |
| Net interest income | $3,560,000 | 4,152 |
| Provision for loan and lease losses | $168,000 | 5,130 |
| Total noninterest income | $357,000 | 4,741 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $195,000 | 4,006 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $162,000 | 4,540 |
| Total noninterest expense | $3,481,000 | 3,818 |
| Salaries and employee benefits | $1,860,000 | 3,643 |
| Premises and equipment expense | $407,000 | 4,053 |
| Additional noninterest expense | $1,214,000 | 3,775 |
| Pre-tax net operating income | $268,000 | 4,981 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $91,000 | 3,186 |
| Income before extraordinary items | $177,000 | 5,397 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $177,000 | 5,399 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $177,000 | 5,400 |
| Net charge-offs | $123,000 | 4,696 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $1,984,000 | 209 |
| Net operating income | $177,000 | 5,238 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,459,000 | 4,056 |
| Total interest expense | $1,091,000 | 3,568 |
| Net interest income | $2,368,000 | 4,160 |
| Provision for loan and lease losses | $116,000 | 5,015 |
| Total noninterest income | $236,000 | 4,736 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $123,000 | 4,090 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $113,000 | 4,429 |
| Total noninterest expense | $2,258,000 | 3,894 |
| Salaries and employee benefits | $1,233,000 | 3,681 |
| Premises and equipment expense | $272,000 | 4,063 |
| Additional noninterest expense | $753,000 | 3,939 |
| Pre-tax net operating income | $230,000 | 4,760 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $77,000 | 3,001 |
| Income before extraordinary items | $153,000 | 5,193 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $153,000 | 5,196 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $153,000 | 5,195 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $153,000 | 5,049 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,775,000 | 4,043 |
| Total interest expense | $548,000 | 3,684 |
| Net interest income | $1,227,000 | 4,086 |
| Provision for loan and lease losses | $36,000 | 5,192 |
| Total noninterest income | $113,000 | 4,834 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $68,000 | 3,894 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $45,000 | 4,859 |
| Total noninterest expense | $1,109,000 | 3,983 |
| Salaries and employee benefits | $621,000 | 3,721 |
| Premises and equipment expense | $144,000 | 3,981 |
| Additional noninterest expense | $344,000 | 4,209 |
| Pre-tax net operating income | $195,000 | 4,117 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $66,000 | 2,540 |
| Income before extraordinary items | $129,000 | 4,627 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $129,000 | 4,628 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $129,000 | 4,626 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $129,000 | 4,517 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,348,000 | 4,044 |
| Total interest expense | $2,609,000 | 3,784 |
| Net interest income | $4,739,000 | 4,081 |
| Provision for loan and lease losses | $426,000 | 4,789 |
| Total noninterest income | $644,000 | 4,231 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $330,000 | 3,696 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $314,000 | 3,920 |
| Total noninterest expense | $4,371,000 | 4,083 |
| Salaries and employee benefits | $2,304,000 | 3,941 |
| Premises and equipment expense | $625,000 | 3,769 |
| Additional noninterest expense | $1,442,000 | 4,191 |
| Pre-tax net operating income | $586,000 | 3,807 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $187,000 | 2,434 |
| Income before extraordinary items | $399,000 | 4,186 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $399,000 | 4,186 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $399,000 | 4,186 |
| Net charge-offs | $190,000 | 5,063 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $216,000 | 699 |
| Net operating income | $399,000 | 4,117 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,493,000 | 4,115 |
| Total interest expense | $2,041,000 | 3,802 |
| Net interest income | $3,452,000 | 4,165 |
| Provision for loan and lease losses | $89,000 | 6,145 |
| Total noninterest income | $482,000 | 4,291 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $246,000 | 3,729 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $236,000 | 3,997 |
| Total noninterest expense | $3,260,000 | 4,110 |
| Salaries and employee benefits | $1,725,000 | 3,964 |
| Premises and equipment expense | $472,000 | 3,785 |
| Additional noninterest expense | $1,063,000 | 4,220 |
| Pre-tax net operating income | $585,000 | 3,641 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $199,000 | 2,320 |
| Income before extraordinary items | $386,000 | 4,106 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $386,000 | 4,103 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $386,000 | 4,106 |
| Net charge-offs | $72,000 | 5,372 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $386,000 | 4,012 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,632,000 | 4,166 |
| Total interest expense | $1,395,000 | 3,856 |
| Net interest income | $2,237,000 | 4,246 |
| Provision for loan and lease losses | $57,000 | 5,978 |
| Total noninterest income | $340,000 | 4,183 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $177,000 | 3,554 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $163,000 | 3,969 |
| Total noninterest expense | $2,142,000 | 4,187 |
| Salaries and employee benefits | $1,113,000 | 4,094 |
| Premises and equipment expense | $313,000 | 3,822 |
| Additional noninterest expense | $716,000 | 4,207 |
| Pre-tax net operating income | $378,000 | 3,779 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $129,000 | 2,414 |
| Income before extraordinary items | $249,000 | 4,253 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $249,000 | 4,253 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $249,000 | 4,253 |
| Net charge-offs | $37,000 | 5,172 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $249,000 | 4,146 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,795,000 | 4,242 |
| Total interest expense | $700,000 | 3,945 |
| Net interest income | $1,095,000 | 4,293 |
| Provision for loan and lease losses | $57,000 | 4,784 |
| Total noninterest income | $199,000 | 3,825 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $101,000 | 3,239 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $98,000 | 3,686 |
| Total noninterest expense | $1,002,000 | 4,302 |
| Salaries and employee benefits | $541,000 | 4,207 |
| Premises and equipment expense | $151,000 | 3,954 |
| Additional noninterest expense | $310,000 | 4,311 |
| Pre-tax net operating income | $235,000 | 3,763 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $80,000 | 2,406 |
| Income before extraordinary items | $155,000 | 4,290 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $155,000 | 4,292 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $155,000 | 4,293 |
| Net charge-offs | $37,000 | 3,818 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $155,000 | 4,127 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,799,000 | 4,208 |
| Total interest expense | $3,295,000 | 3,998 |
| Net interest income | $4,504,000 | 4,227 |
| Provision for loan and lease losses | $39,000 | 6,732 |
| Total noninterest income | $643,000 | 4,316 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $297,000 | 4,028 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $346,000 | 3,852 |
| Total noninterest expense | $4,070,000 | 4,185 |
| Salaries and employee benefits | $2,079,000 | 4,323 |
| Premises and equipment expense | $620,000 | 3,844 |
| Additional noninterest expense | $1,371,000 | 3,869 |
| Pre-tax net operating income | $1,038,000 | 3,690 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $353,000 | 2,219 |
| Income before extraordinary items | $685,000 | 3,976 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $685,000 | 3,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,714 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $685,000 | 4,117 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,002,000 | 4,200 |
| Total interest expense | $2,558,000 | 4,012 |
| Net interest income | $3,444,000 | 4,202 |
| Provision for loan and lease losses | $19,000 | 6,545 |
| Total noninterest income | $455,000 | 4,551 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $205,000 | 4,199 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $250,000 | 4,027 |
| Total noninterest expense | $3,038,000 | 4,181 |
| Salaries and employee benefits | $1,543,000 | 4,384 |
| Premises and equipment expense | $473,000 | 3,789 |
| Additional noninterest expense | $1,022,000 | 3,801 |
| Pre-tax net operating income | $842,000 | 4,005 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $286,000 | 2,512 |
| Income before extraordinary items | $556,000 | 4,238 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $556,000 | 4,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,023 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $556,000 | 4,395 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,089,000 | 4,181 |
| Total interest expense | $1,755,000 | 4,083 |
| Net interest income | $2,334,000 | 4,155 |
| Provision for loan and lease losses | $16,000 | 6,096 |
| Total noninterest income | $285,000 | 4,744 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $141,000 | 4,160 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $144,000 | 4,380 |
| Total noninterest expense | $1,967,000 | 4,286 |
| Salaries and employee benefits | $1,000,000 | 4,518 |
| Premises and equipment expense | $314,000 | 3,830 |
| Additional noninterest expense | $653,000 | 3,909 |
| Pre-tax net operating income | $636,000 | 3,895 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $215,000 | 2,593 |
| Income before extraordinary items | $421,000 | 4,366 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $421,000 | 4,367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,516 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $421,000 | 4,306 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,026,000 | 4,272 |
| Total interest expense | $894,000 | 4,203 |
| Net interest income | $1,132,000 | 4,250 |
| Provision for loan and lease losses | $8,000 | 5,577 |
| Total noninterest income | $135,000 | 4,851 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $66,000 | 4,266 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $69,000 | 4,449 |
| Total noninterest expense | $945,000 | 4,411 |
| Salaries and employee benefits | $487,000 | 4,645 |
| Premises and equipment expense | $151,000 | 3,967 |
| Additional noninterest expense | $307,000 | 4,043 |
| Pre-tax net operating income | $314,000 | 4,049 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $107,000 | 2,705 |
| Income before extraordinary items | $207,000 | 4,594 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $207,000 | 4,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $207,000 | 4,499 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,484,000 | 3,906 |
| Total interest expense | $4,344,000 | 3,803 |
| Net interest income | $5,140,000 | 3,906 |
| Provision for loan and lease losses | $211,000 | 3,775 |
| Total noninterest income | $763,000 | 4,103 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $338,000 | 3,850 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $425,000 | 3,615 |
| Total noninterest expense | $4,131,000 | 4,015 |
| Salaries and employee benefits | $1,903,000 | 4,561 |
| Premises and equipment expense | $608,000 | 3,804 |
| Additional noninterest expense | $1,620,000 | 3,210 |
| Pre-tax net operating income | $1,561,000 | 3,832 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $531,000 | 2,660 |
| Income before extraordinary items | $1,030,000 | 4,245 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,030,000 | 4,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $280,000 | 2,389 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,030,000 | 4,243 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,236,000 | 3,868 |
| Total interest expense | $3,407,000 | 3,710 |
| Net interest income | $3,829,000 | 3,943 |
| Provision for loan and lease losses | $211,000 | 2,911 |
| Total noninterest income | $645,000 | 3,868 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $272,000 | 3,711 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $373,000 | 3,335 |
| Total noninterest expense | $3,024,000 | 4,068 |
| Salaries and employee benefits | $1,391,000 | 4,608 |
| Premises and equipment expense | $480,000 | 3,658 |
| Additional noninterest expense | $1,153,000 | 3,298 |
| Pre-tax net operating income | $1,239,000 | 3,871 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $422,000 | 2,737 |
| Income before extraordinary items | $817,000 | 4,308 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $817,000 | 4,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $276,000 | 1,612 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $817,000 | 4,296 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,976,000 | 3,799 |
| Total interest expense | $2,407,000 | 3,560 |
| Net interest income | $2,569,000 | 3,944 |
| Provision for loan and lease losses | $190,000 | 2,246 |
| Total noninterest income | $430,000 | 3,866 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $173,000 | 3,804 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $257,000 | 3,292 |
| Total noninterest expense | $1,980,000 | 4,151 |
| Salaries and employee benefits | $910,000 | 4,714 |
| Premises and equipment expense | $316,000 | 3,712 |
| Additional noninterest expense | $754,000 | 3,348 |
| Pre-tax net operating income | $829,000 | 3,937 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $282,000 | 2,809 |
| Income before extraordinary items | $547,000 | 4,355 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $547,000 | 4,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $184,000 | 1,422 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $547,000 | 4,350 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,562,000 | 3,716 |
| Total interest expense | $1,272,000 | 3,386 |
| Net interest income | $1,290,000 | 3,931 |
| Provision for loan and lease losses | $134,000 | 1,638 |
| Total noninterest income | $254,000 | 3,486 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $87,000 | 3,734 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $167,000 | 2,832 |
| Total noninterest expense | $991,000 | 4,172 |
| Salaries and employee benefits | $428,000 | 4,948 |
| Premises and equipment expense | $165,000 | 3,612 |
| Additional noninterest expense | $398,000 | 3,185 |
| Pre-tax net operating income | $419,000 | 3,890 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $143,000 | 2,791 |
| Income before extraordinary items | $276,000 | 4,354 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $276,000 | 4,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 790 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $276,000 | 4,335 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,796,000 | 4,266 |
| Total interest expense | $3,181,000 | 4,166 |
| Net interest income | $4,615,000 | 4,273 |
| Provision for loan and lease losses | $105,000 | 4,653 |
| Total noninterest income | $711,000 | 4,320 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $382,000 | 3,623 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $329,000 | 4,122 |
| Total noninterest expense | $3,740,000 | 4,177 |
| Salaries and employee benefits | $1,729,000 | 4,748 |
| Premises and equipment expense | $638,000 | 3,594 |
| Additional noninterest expense | $1,373,000 | 3,538 |
| Pre-tax net operating income | $1,481,000 | 4,313 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $504,000 | 3,149 |
| Income before extraordinary items | $977,000 | 4,768 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $977,000 | 4,770 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 3,166 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $88,000 | 906 |
| Net operating income | $977,000 | 4,759 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,417,000 | 4,461 |
| Total interest expense | $2,039,000 | 4,494 |
| Net interest income | $3,378,000 | 4,370 |
| Provision for loan and lease losses | $84,000 | 4,462 |
| Total noninterest income | $532,000 | 4,334 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $291,000 | 3,630 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $241,000 | 4,157 |
| Total noninterest expense | $2,703,000 | 4,282 |
| Salaries and employee benefits | $1,301,000 | 4,707 |
| Premises and equipment expense | $492,000 | 3,516 |
| Additional noninterest expense | $910,000 | 3,889 |
| Pre-tax net operating income | $1,123,000 | 4,467 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $382,000 | 3,237 |
| Income before extraordinary items | $741,000 | 4,882 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $741,000 | 4,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,128 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $88,000 | 725 |
| Net operating income | $741,000 | 4,869 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,532,000 | 4,484 |
| Total interest expense | $1,311,000 | 4,459 |
| Net interest income | $2,221,000 | 4,414 |
| Provision for loan and lease losses | $52,000 | 4,390 |
| Total noninterest income | $354,000 | 4,322 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $198,000 | 3,571 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $156,000 | 4,229 |
| Total noninterest expense | $1,777,000 | 4,348 |
| Salaries and employee benefits | $879,000 | 4,687 |
| Premises and equipment expense | $308,000 | 3,693 |
| Additional noninterest expense | $590,000 | 3,970 |
| Pre-tax net operating income | $746,000 | 4,483 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $254,000 | 3,278 |
| Income before extraordinary items | $492,000 | 4,914 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $492,000 | 4,919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 3,343 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $88,000 | 558 |
| Net operating income | $492,000 | 4,904 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,613,000 | 4,692 |
| Total interest expense | $561,000 | 4,783 |
| Net interest income | $1,052,000 | 4,565 |
| Provision for loan and lease losses | $31,000 | 3,804 |
| Total noninterest income | $153,000 | 4,624 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $86,000 | 3,787 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $67,000 | 4,504 |
| Total noninterest expense | $833,000 | 4,568 |
| Salaries and employee benefits | $413,000 | 4,907 |
| Premises and equipment expense | $147,000 | 3,848 |
| Additional noninterest expense | $273,000 | 4,200 |
| Pre-tax net operating income | $341,000 | 4,647 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $116,000 | 3,388 |
| Income before extraordinary items | $225,000 | 5,080 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $225,000 | 5,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $225,000 | 5,071 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,580,000 | 4,809 |
| Total interest expense | $1,695,000 | 4,920 |
| Net interest income | $3,885,000 | 4,709 |
| Provision for loan and lease losses | $105,000 | 4,737 |
| Total noninterest income | $538,000 | 5,066 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $296,000 | 4,217 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $242,000 | 4,803 |
| Total noninterest expense | $3,404,000 | 4,389 |
| Salaries and employee benefits | $1,791,000 | 4,493 |
| Premises and equipment expense | $586,000 | 3,731 |
| Additional noninterest expense | $1,027,000 | 4,334 |
| Pre-tax net operating income | $914,000 | 5,594 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $311,000 | 4,086 |
| Income before extraordinary items | $603,000 | 5,989 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $603,000 | 5,993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 3,744 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $108,000 | 713 |
| Net operating income | $603,000 | 5,957 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,107,000 | 4,837 |
| Total interest expense | $1,235,000 | 4,863 |
| Net interest income | $2,872,000 | 4,774 |
| Provision for loan and lease losses | $84,000 | 4,550 |
| Total noninterest income | $397,000 | 5,134 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $208,000 | 4,378 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $189,000 | 4,726 |
| Total noninterest expense | $2,561,000 | 4,339 |
| Salaries and employee benefits | $1,356,000 | 4,431 |
| Premises and equipment expense | $447,000 | 3,676 |
| Additional noninterest expense | $758,000 | 4,362 |
| Pre-tax net operating income | $624,000 | 5,900 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $212,000 | 4,326 |
| Income before extraordinary items | $412,000 | 6,299 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $412,000 | 6,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 3,883 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $108,000 | 557 |
| Net operating income | $412,000 | 6,259 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,615,000 | 4,909 |
| Total interest expense | $767,000 | 4,898 |
| Net interest income | $1,848,000 | 4,862 |
| Provision for loan and lease losses | $53,000 | 4,474 |
| Total noninterest income | $255,000 | 5,173 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $145,000 | 4,231 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $110,000 | 4,988 |
| Total noninterest expense | $1,686,000 | 4,364 |
| Salaries and employee benefits | $907,000 | 4,392 |
| Premises and equipment expense | $284,000 | 3,780 |
| Additional noninterest expense | $495,000 | 4,409 |
| Pre-tax net operating income | $364,000 | 6,203 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $124,000 | 4,519 |
| Income before extraordinary items | $240,000 | 6,596 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $240,000 | 6,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 3,193 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $240,000 | 6,547 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,269,000 | 4,999 |
| Total interest expense | $379,000 | 4,829 |
| Net interest income | $890,000 | 4,999 |
| Provision for loan and lease losses | $21,000 | 4,581 |
| Total noninterest income | $119,000 | 5,277 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $72,000 | 4,184 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $47,000 | 5,321 |
| Total noninterest expense | $838,000 | 4,408 |
| Salaries and employee benefits | $447,000 | 4,467 |
| Premises and equipment expense | $140,000 | 3,846 |
| Additional noninterest expense | $251,000 | 4,353 |
| Pre-tax net operating income | $150,000 | 6,565 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $51,000 | 4,729 |
| Income before extraordinary items | $99,000 | 6,919 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $99,000 | 6,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,295 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $99,000 | 6,890 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,859,000 | 4,946 |
| Total interest expense | $1,376,000 | 4,745 |
| Net interest income | $3,483,000 | 4,924 |
| Provision for loan and lease losses | $126,000 | 4,536 |
| Total noninterest income | $507,000 | 5,224 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $275,000 | 4,517 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $232,000 | 4,792 |
| Total noninterest expense | $3,226,000 | 4,439 |
| Salaries and employee benefits | $1,737,000 | 4,447 |
| Premises and equipment expense | $586,000 | 3,599 |
| Additional noninterest expense | $903,000 | 4,686 |
| Pre-tax net operating income | $638,000 | 6,282 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $217,000 | 4,653 |
| Income before extraordinary items | $421,000 | 6,669 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $421,000 | 6,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,315 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 777 |
| Net operating income | $421,000 | 6,612 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,557,000 | 5,002 |
| Total interest expense | $1,009,000 | 4,761 |
| Net interest income | $2,548,000 | 4,997 |
| Provision for loan and lease losses | $95,000 | 4,360 |
| Total noninterest income | $347,000 | 5,497 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $208,000 | 4,536 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $139,000 | 5,282 |
| Total noninterest expense | $2,410,000 | 4,422 |
| Salaries and employee benefits | $1,292,000 | 4,436 |
| Premises and equipment expense | $432,000 | 3,661 |
| Additional noninterest expense | $686,000 | 4,605 |
| Pre-tax net operating income | $390,000 | 6,787 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $133,000 | 5,000 |
| Income before extraordinary items | $257,000 | 7,162 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $257,000 | 7,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 3,478 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 644 |
| Net operating income | $257,000 | 7,100 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,321,000 | 5,086 |
| Total interest expense | $661,000 | 4,832 |
| Net interest income | $1,660,000 | 5,073 |
| Provision for loan and lease losses | $63,000 | 4,225 |
| Total noninterest income | $229,000 | 5,505 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $135,000 | 4,590 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $94,000 | 5,284 |
| Total noninterest expense | $1,614,000 | 4,426 |
| Salaries and employee benefits | $849,000 | 4,516 |
| Premises and equipment expense | $281,000 | 3,738 |
| Additional noninterest expense | $484,000 | 4,415 |
| Pre-tax net operating income | $212,000 | 7,099 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $72,000 | 5,247 |
| Income before extraordinary items | $140,000 | 7,415 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $140,000 | 7,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,069 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 542 |
| Net operating income | $140,000 | 7,346 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,143,000 | 5,143 |
| Total interest expense | $331,000 | 4,873 |
| Net interest income | $812,000 | 5,154 |
| Provision for loan and lease losses | $31,000 | 4,037 |
| Total noninterest income | $120,000 | 5,339 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $67,000 | 4,509 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $53,000 | 5,009 |
| Total noninterest expense | $792,000 | 4,510 |
| Salaries and employee benefits | $413,000 | 4,625 |
| Premises and equipment expense | $141,000 | 3,754 |
| Additional noninterest expense | $238,000 | 4,481 |
| Pre-tax net operating income | $109,000 | 7,009 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $37,000 | 5,183 |
| Income before extraordinary items | $72,000 | 7,381 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $72,000 | 7,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,994 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 363 |
| Net operating income | $72,000 | 7,295 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,511,000 | 5,226 |
| Total interest expense | $1,386,000 | 5,125 |
| Net interest income | $3,125,000 | 5,180 |
| Provision for loan and lease losses | $126,000 | 4,850 |
| Total noninterest income | $503,000 | 5,421 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $314,000 | 4,193 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $189,000 | 5,397 |
| Total noninterest expense | $3,097,000 | 4,511 |
| Salaries and employee benefits | $1,609,000 | 4,617 |
| Premises and equipment expense | $548,000 | 3,790 |
| Additional noninterest expense | $940,000 | 4,477 |
| Pre-tax net operating income | $405,000 | 7,021 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $138,000 | 5,380 |
| Income before extraordinary items | $267,000 | 7,439 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $267,000 | 7,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 3,544 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $267,000 | 7,294 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,394,000 | 5,281 |
| Total interest expense | $1,046,000 | 5,241 |
| Net interest income | $2,348,000 | 5,197 |
| Provision for loan and lease losses | $94,000 | 4,767 |
| Total noninterest income | $382,000 | 5,429 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $238,000 | 4,186 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $144,000 | 5,419 |
| Total noninterest expense | $2,300,000 | 4,523 |
| Salaries and employee benefits | $1,188,000 | 4,656 |
| Premises and equipment expense | $411,000 | 3,776 |
| Additional noninterest expense | $701,000 | 4,466 |
| Pre-tax net operating income | $336,000 | 7,010 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $115,000 | 5,417 |
| Income before extraordinary items | $221,000 | 7,449 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $221,000 | 7,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,699 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $221,000 | 7,292 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,261,000 | 5,321 |
| Total interest expense | $699,000 | 5,353 |
| Net interest income | $1,562,000 | 5,208 |
| Provision for loan and lease losses | $63,000 | 4,642 |
| Total noninterest income | $252,000 | 5,442 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $160,000 | 4,146 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $92,000 | 5,469 |
| Total noninterest expense | $1,519,000 | 4,543 |
| Salaries and employee benefits | $790,000 | 4,657 |
| Premises and equipment expense | $266,000 | 3,846 |
| Additional noninterest expense | $463,000 | 4,495 |
| Pre-tax net operating income | $232,000 | 6,961 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $79,000 | 5,430 |
| Income before extraordinary items | $153,000 | 7,421 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $153,000 | 7,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,782 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $153,000 | 7,238 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,110,000 | 5,402 |
| Total interest expense | $347,000 | 5,473 |
| Net interest income | $763,000 | 5,262 |
| Provision for loan and lease losses | $31,000 | 4,417 |
| Total noninterest income | $123,000 | 5,400 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $80,000 | 4,080 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $43,000 | 5,547 |
| Total noninterest expense | $750,000 | 4,572 |
| Salaries and employee benefits | $396,000 | 4,643 |
| Premises and equipment expense | $133,000 | 3,855 |
| Additional noninterest expense | $221,000 | 4,612 |
| Pre-tax net operating income | $105,000 | 7,111 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $36,000 | 5,525 |
| Income before extraordinary items | $69,000 | 7,507 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $69,000 | 7,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $69,000 | 7,355 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,734,000 | 5,357 |
| Total interest expense | $1,376,000 | 5,987 |
| Net interest income | $3,358,000 | 4,898 |
| Provision for loan and lease losses | $120,000 | 5,330 |
| Total noninterest income | $487,000 | 5,290 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $357,000 | 3,813 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $130,000 | 5,899 |
| Total noninterest expense | $3,217,000 | 4,230 |
| Salaries and employee benefits | $1,656,000 | 4,347 |
| Premises and equipment expense | $571,000 | 3,558 |
| Additional noninterest expense | $990,000 | 4,213 |
| Pre-tax net operating income | $508,000 | 6,735 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $173,000 | 5,317 |
| Income before extraordinary items | $335,000 | 7,152 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $335,000 | 7,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 3,463 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $105,000 | 639 |
| Net operating income | $335,000 | 7,036 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,220,000 | 4,837 |
| Total interest expense | $2,841,000 | 4,930 |
| Net interest income | $3,379,000 | 4,672 |
| Provision for loan and lease losses | $124,000 | 5,138 |
| Total noninterest income | $470,000 | 5,241 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $361,000 | 3,682 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $109,000 | 6,235 |
| Total noninterest expense | $2,952,000 | 4,386 |
| Salaries and employee benefits | $1,531,000 | 4,446 |
| Premises and equipment expense | $518,000 | 3,760 |
| Additional noninterest expense | $903,000 | 4,399 |
| Pre-tax net operating income | $773,000 | 5,579 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $263,000 | 4,527 |
| Income before extraordinary items | $510,000 | 6,024 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $510,000 | 6,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,291 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $510,000 | 5,909 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,285,000 | 4,923 |
| Total interest expense | $2,778,000 | 5,208 |
| Net interest income | $3,507,000 | 4,601 |
| Provision for loan and lease losses | $108,000 | 5,148 |
| Total noninterest income | $525,000 | 4,780 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $393,000 | 3,291 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $132,000 | 5,785 |
| Total noninterest expense | $2,932,000 | 4,311 |
| Salaries and employee benefits | $1,544,000 | 4,261 |
| Premises and equipment expense | $552,000 | 3,500 |
| Additional noninterest expense | $836,000 | 4,594 |
| Pre-tax net operating income | $992,000 | 5,275 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $338,000 | 4,331 |
| Income before extraordinary items | $654,000 | 5,600 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $654,000 | 5,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 3,343 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $654,000 | 5,609 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,645,000 | 5,143 |
| Total interest expense | $2,276,000 | 5,521 |
| Net interest income | $3,369,000 | 4,762 |
| Provision for loan and lease losses | $103,000 | 5,155 |
| Total noninterest income | $539,000 | 4,738 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $418,000 | 3,096 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $121,000 | 6,153 |
| Total noninterest expense | $2,886,000 | 4,341 |
| Salaries and employee benefits | $1,513,000 | 4,308 |
| Premises and equipment expense | $560,000 | 3,443 |
| Additional noninterest expense | $813,000 | 4,725 |
| Pre-tax net operating income | $919,000 | 5,557 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $317,000 | 4,692 |
| Income before extraordinary items | $602,000 | 5,889 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $602,000 | 5,887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 9,412 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $602,000 | 5,864 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,087,000 | 5,622 |
| Total interest expense | $2,327,000 | 5,624 |
| Net interest income | $2,760,000 | 5,470 |
| Provision for loan and lease losses | $39,000 | 7,011 |
| Total noninterest income | $526,000 | 4,800 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $411,000 | 3,061 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 6,303 |
| Total noninterest expense | $2,846,000 | 4,318 |
| Salaries and employee benefits | $1,517,000 | 4,203 |
| Premises and equipment expense | $558,000 | 3,388 |
| Additional noninterest expense | $771,000 | 4,802 |
| Pre-tax net operating income | $401,000 | 7,869 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $136,000 | 7,036 |
| Income before extraordinary items | $265,000 | 8,146 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $265,000 | 8,145 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,100 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 920 |
| Net operating income | $265,000 | 8,065 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,165,000 | 6,505 |
| Total interest expense | $1,704,000 | 6,882 |
| Net interest income | $2,461,000 | 6,115 |
| Provision for loan and lease losses | $43,000 | 6,927 |
| Total noninterest income | $429,000 | 5,488 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $362,000 | 3,509 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 7,794 |
| Total noninterest expense | $2,157,000 | 5,365 |
| Salaries and employee benefits | $1,123,000 | 5,381 |
| Premises and equipment expense | $404,000 | 4,422 |
| Additional noninterest expense | $630,000 | 5,623 |
| Pre-tax net operating income | $690,000 | 7,013 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $235,000 | 6,427 |
| Income before extraordinary items | $455,000 | 7,263 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $455,000 | 7,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,907 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $455,000 | 7,216 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,747,000 | 7,105 |
| Total interest expense | $1,526,000 | 7,512 |
| Net interest income | $2,221,000 | 6,724 |
| Provision for loan and lease losses | $20,000 | 7,945 |
| Total noninterest income | $482,000 | 5,289 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $389,000 | 3,417 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 7,355 |
| Total noninterest expense | $1,946,000 | 6,046 |
| Salaries and employee benefits | $993,000 | 6,020 |
| Premises and equipment expense | $301,000 | 5,587 |
| Additional noninterest expense | $652,000 | 6,017 |
| Pre-tax net operating income | $737,000 | 6,760 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $251,000 | 6,439 |
| Income before extraordinary items | $486,000 | 6,998 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $486,000 | 7,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 6,057 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $486,000 | 6,937 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,367,000 | 7,720 |
| Total interest expense | $1,335,000 | 8,171 |
| Net interest income | $2,032,000 | 7,228 |
| Provision for loan and lease losses | $24,000 | 7,406 |
| Total noninterest income | $530,000 | 4,966 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $434,000 | 3,094 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 7,354 |
| Total noninterest expense | $1,953,000 | 6,100 |
| Salaries and employee benefits | $977,000 | 6,178 |
| Premises and equipment expense | $198,000 | 7,235 |
| Additional noninterest expense | $778,000 | 5,374 |
| Pre-tax net operating income | $585,000 | 7,956 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $199,000 | 7,429 |
| Income before extraordinary items | $386,000 | 8,190 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $386,000 | 8,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,742 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $386,000 | 8,158 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,691,000 | 8,572 |
| Total interest expense | $898,000 | 9,139 |
| Net interest income | $1,793,000 | 8,061 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $526,000 | 5,108 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $454,000 | 3,031 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 8,568 |
| Total noninterest expense | $1,930,000 | 6,389 |
| Salaries and employee benefits | $896,000 | 6,663 |
| Premises and equipment expense | $208,000 | 7,250 |
| Additional noninterest expense | $826,000 | 5,557 |
| Pre-tax net operating income | $389,000 | 9,451 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $132,000 | 8,674 |
| Income before extraordinary items | $257,000 | 9,615 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $257,000 | 9,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,077 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $257,000 | 9,678 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,552,000 | 9,088 |
| Total interest expense | $883,000 | 9,621 |
| Net interest income | $1,669,000 | 8,579 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $569,000 | 5,133 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $441,000 | 3,159 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $128,000 | 7,075 |
| Total noninterest expense | $1,803,000 | 6,880 |
| Salaries and employee benefits | $825,000 | 7,170 |
| Premises and equipment expense | $201,000 | 7,662 |
| Additional noninterest expense | $777,000 | 6,061 |
| Pre-tax net operating income | $435,000 | 9,142 |
| Securities gains (losses) | $16,000 | 4,943 |
| Applicable income taxes | $72,000 | 10,417 |
| Income before extraordinary items | $379,000 | 8,647 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $379,000 | 8,804 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 7,153 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $365,560 | 8,521 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,840,000 | 9,256 |
| Total interest expense | $1,139,000 | 9,826 |
| Net interest income | $1,701,000 | 8,645 |
| Provision for loan and lease losses | $16,000 | 10,806 |
| Total noninterest income | $480,000 | 5,800 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $409,000 | 3,402 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 9,237 |
| Total noninterest expense | $1,815,000 | 6,897 |
| Salaries and employee benefits | $812,000 | 7,194 |
| Premises and equipment expense | $229,000 | 7,189 |
| Additional noninterest expense | $774,000 | 6,252 |
| Pre-tax net operating income | $350,000 | 9,690 |
| Securities gains (losses) | $100,000 | 3,002 |
| Applicable income taxes | $153,000 | 8,537 |
| Income before extraordinary items | $297,000 | 9,372 |
| Extraordinary gains, net | $153,000 | 552 |
| Net income | $450,000 | 7,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 9,104 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $231,000 | 9,808 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.