Home > The State Bank of Stella > Income and Expense
The State Bank of Stella, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $843,000 | 11,997 |
| Total interest expense | $370,000 | 11,740 |
| Net interest income | $473,000 | 12,081 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $64,000 | 11,626 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $45,000 | 9,872 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 11,499 |
| Total noninterest expense | $217,000 | 12,494 |
| Salaries and employee benefits | $95,000 | 12,523 |
| Premises and equipment expense | $30,000 | 12,221 |
| Additional noninterest expense | $92,000 | 12,357 |
| Pre-tax net operating income | $320,000 | 9,989 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $97,000 | 9,435 |
| Income before extraordinary items | $223,000 | 10,004 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $223,000 | 10,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-55,000 | 11,935 |
| Cash dividends | $70,000 | 7,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $223,000 | 10,063 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $877,000 | 12,533 |
| Total interest expense | $397,000 | 12,243 |
| Net interest income | $480,000 | 12,606 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $69,000 | 12,094 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $42,000 | 10,341 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 11,511 |
| Total noninterest expense | $247,000 | 13,106 |
| Salaries and employee benefits | $125,000 | 13,102 |
| Premises and equipment expense | $31,000 | 12,825 |
| Additional noninterest expense | $91,000 | 13,021 |
| Pre-tax net operating income | $302,000 | 10,224 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $104,000 | 9,642 |
| Income before extraordinary items | $198,000 | 10,682 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $198,000 | 10,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-66,000 | 12,787 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $198,000 | 10,449 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $995,000 | 13,034 |
| Total interest expense | $488,000 | 12,817 |
| Net interest income | $507,000 | 13,057 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $83,000 | 12,197 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $31,000 | 11,039 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 10,289 |
| Total noninterest expense | $281,000 | 13,617 |
| Salaries and employee benefits | $140,000 | 13,618 |
| Premises and equipment expense | $38,000 | 13,134 |
| Additional noninterest expense | $103,000 | 13,497 |
| Pre-tax net operating income | $309,000 | 10,053 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $106,000 | 9,741 |
| Income before extraordinary items | $203,000 | 10,551 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $203,000 | 10,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-64,000 | 13,586 |
| Cash dividends | $35,000 | 8,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $203,000 | 10,211 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.