Home > The State Bank of Oskaloosa > Income and Expense
The State Bank of Oskaloosa, Income and Expense
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $311,000 | 6,236 |
| Total interest expense | $25,000 | 6,146 |
| Net interest income | $286,000 | 6,234 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $115,000 | 5,161 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $95,000 | 3,803 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $20,000 | 5,724 |
| Total noninterest expense | $395,000 | 6,095 |
| Salaries and employee benefits | $244,000 | 6,004 |
| Premises and equipment expense | $31,000 | 6,091 |
| Additional noninterest expense | $120,000 | 6,090 |
| Pre-tax net operating income | $6,000 | 5,964 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $6,000 | 6,006 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $6,000 | 6,007 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $6,000 | 6,008 |
| Net charge-offs | $-1,000 | 4,579 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $6,000 | 5,969 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $157,000 | 6,306 |
| Total interest expense | $12,000 | 6,220 |
| Net interest income | $145,000 | 6,301 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $57,000 | 5,176 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $44,000 | 3,897 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $13,000 | 5,642 |
| Total noninterest expense | $196,000 | 6,163 |
| Salaries and employee benefits | $125,000 | 6,044 |
| Premises and equipment expense | $16,000 | 6,134 |
| Additional noninterest expense | $55,000 | 6,206 |
| Pre-tax net operating income | $6,000 | 5,959 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $6,000 | 6,000 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $6,000 | 6,001 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $6,000 | 6,001 |
| Net charge-offs | $-1,000 | 4,352 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $6,000 | 5,958 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $628,000 | 6,391 |
| Total interest expense | $53,000 | 6,307 |
| Net interest income | $575,000 | 6,389 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $230,000 | 5,285 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $197,000 | 3,935 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $33,000 | 5,901 |
| Total noninterest expense | $791,000 | 6,263 |
| Salaries and employee benefits | $489,000 | 6,167 |
| Premises and equipment expense | $88,000 | 6,118 |
| Additional noninterest expense | $214,000 | 6,316 |
| Pre-tax net operating income | $14,000 | 6,044 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $1,000 | 4,463 |
| Income before extraordinary items | $13,000 | 6,085 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $13,000 | 6,085 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $13,000 | 6,086 |
| Net charge-offs | $6,000 | 4,705 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $13,000 | 6,064 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $468,000 | 6,474 |
| Total interest expense | $40,000 | 6,386 |
| Net interest income | $428,000 | 6,470 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $170,000 | 5,358 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $144,000 | 4,022 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $26,000 | 5,957 |
| Total noninterest expense | $588,000 | 6,326 |
| Salaries and employee benefits | $378,000 | 6,198 |
| Premises and equipment expense | $45,000 | 6,346 |
| Additional noninterest expense | $165,000 | 6,363 |
| Pre-tax net operating income | $10,000 | 6,116 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $1,000 | 4,504 |
| Income before extraordinary items | $9,000 | 6,141 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $9,000 | 6,140 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $9,000 | 6,141 |
| Net charge-offs | $7,000 | 4,273 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $9,000 | 6,122 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $311,000 | 6,537 |
| Total interest expense | $27,000 | 6,444 |
| Net interest income | $284,000 | 6,531 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $111,000 | 5,387 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $90,000 | 4,115 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $21,000 | 5,933 |
| Total noninterest expense | $387,000 | 6,393 |
| Salaries and employee benefits | $251,000 | 6,256 |
| Premises and equipment expense | $19,000 | 6,534 |
| Additional noninterest expense | $117,000 | 6,398 |
| Pre-tax net operating income | $8,000 | 6,143 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $8,000 | 6,181 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $8,000 | 6,183 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $8,000 | 6,183 |
| Net charge-offs | $9,000 | 3,772 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $8,000 | 6,158 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $154,000 | 6,610 |
| Total interest expense | $13,000 | 6,523 |
| Net interest income | $141,000 | 6,603 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $56,000 | 5,389 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $42,000 | 4,230 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $14,000 | 5,780 |
| Total noninterest expense | $193,000 | 6,472 |
| Salaries and employee benefits | $125,000 | 6,326 |
| Premises and equipment expense | $11,000 | 6,570 |
| Additional noninterest expense | $57,000 | 6,477 |
| Pre-tax net operating income | $4,000 | 6,166 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $4,000 | 6,193 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $4,000 | 6,192 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $4,000 | 6,194 |
| Net charge-offs | $7,000 | 2,989 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $4,000 | 6,175 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $664,000 | 6,654 |
| Total interest expense | $64,000 | 6,601 |
| Net interest income | $600,000 | 6,648 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $205,000 | 5,580 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $176,000 | 4,309 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $29,000 | 6,115 |
| Total noninterest expense | $801,000 | 6,522 |
| Salaries and employee benefits | $490,000 | 6,428 |
| Premises and equipment expense | $84,000 | 6,404 |
| Additional noninterest expense | $227,000 | 6,550 |
| Pre-tax net operating income | $4,000 | 6,179 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $4,000 | 6,241 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,000 | 6,242 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $4,000 | 6,243 |
| Net charge-offs | $-4,000 | 6,009 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $4,000 | 6,198 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $498,000 | 6,737 |
| Total interest expense | $49,000 | 6,678 |
| Net interest income | $449,000 | 6,731 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $154,000 | 5,666 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $131,000 | 4,363 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $23,000 | 6,188 |
| Total noninterest expense | $597,000 | 6,570 |
| Salaries and employee benefits | $372,000 | 6,464 |
| Premises and equipment expense | $51,000 | 6,573 |
| Additional noninterest expense | $174,000 | 6,587 |
| Pre-tax net operating income | $6,000 | 6,258 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $6,000 | 6,326 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $6,000 | 6,328 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $6,000 | 6,327 |
| Net charge-offs | $-8,000 | 6,072 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $6,000 | 6,281 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $331,000 | 6,789 |
| Total interest expense | $34,000 | 6,722 |
| Net interest income | $297,000 | 6,781 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $105,000 | 5,670 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $84,000 | 4,418 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $21,000 | 6,075 |
| Total noninterest expense | $392,000 | 6,627 |
| Salaries and employee benefits | $244,000 | 6,517 |
| Premises and equipment expense | $29,000 | 6,679 |
| Additional noninterest expense | $119,000 | 6,613 |
| Pre-tax net operating income | $10,000 | 6,259 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $10,000 | 6,336 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $10,000 | 6,338 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $10,000 | 6,338 |
| Net charge-offs | $-7,000 | 6,047 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $10,000 | 6,270 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $165,000 | 6,864 |
| Total interest expense | $17,000 | 6,802 |
| Net interest income | $148,000 | 6,851 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $54,000 | 5,646 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $40,000 | 4,477 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $14,000 | 5,942 |
| Total noninterest expense | $198,000 | 6,695 |
| Salaries and employee benefits | $124,000 | 6,561 |
| Premises and equipment expense | $12,000 | 6,808 |
| Additional noninterest expense | $62,000 | 6,663 |
| Pre-tax net operating income | $4,000 | 6,294 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $4,000 | 6,376 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $4,000 | 6,377 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,000 | 6,377 |
| Net charge-offs | $-5,000 | 5,894 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $4,000 | 6,300 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $684,000 | 6,929 |
| Total interest expense | $87,000 | 6,863 |
| Net interest income | $597,000 | 6,925 |
| Provision for loan and lease losses | $1,000 | 5,896 |
| Total noninterest income | $224,000 | 5,561 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $203,000 | 4,235 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $21,000 | 6,247 |
| Total noninterest expense | $813,000 | 6,754 |
| Salaries and employee benefits | $487,000 | 6,653 |
| Premises and equipment expense | $92,000 | 6,590 |
| Additional noninterest expense | $234,000 | 6,785 |
| Pre-tax net operating income | $7,000 | 6,132 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $7,000 | 6,295 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $7,000 | 6,288 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $7,000 | 6,290 |
| Net charge-offs | $10,000 | 5,604 |
| Cash dividends | $60,000 | 4,139 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $7,000 | 6,152 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $516,000 | 7,034 |
| Total interest expense | $68,000 | 6,970 |
| Net interest income | $448,000 | 7,030 |
| Provision for loan and lease losses | $1,000 | 5,774 |
| Total noninterest income | $180,000 | 5,540 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $151,000 | 4,302 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $29,000 | 6,112 |
| Total noninterest expense | $613,000 | 6,825 |
| Salaries and employee benefits | $357,000 | 6,740 |
| Premises and equipment expense | $61,000 | 6,749 |
| Additional noninterest expense | $195,000 | 6,802 |
| Pre-tax net operating income | $14,000 | 6,234 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $14,000 | 6,370 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $14,000 | 6,369 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $14,000 | 6,369 |
| Net charge-offs | $10,000 | 5,305 |
| Cash dividends | $45,000 | 3,568 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $14,000 | 6,238 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $346,000 | 7,097 |
| Total interest expense | $47,000 | 7,028 |
| Net interest income | $299,000 | 7,088 |
| Provision for loan and lease losses | $1,000 | 5,598 |
| Total noninterest income | $121,000 | 5,574 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $98,000 | 4,344 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $23,000 | 6,059 |
| Total noninterest expense | $404,000 | 6,894 |
| Salaries and employee benefits | $234,000 | 6,817 |
| Premises and equipment expense | $38,000 | 6,837 |
| Additional noninterest expense | $132,000 | 6,850 |
| Pre-tax net operating income | $15,000 | 6,259 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $15,000 | 6,404 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $15,000 | 6,404 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $15,000 | 6,404 |
| Net charge-offs | $10,000 | 4,928 |
| Cash dividends | $30,000 | 3,410 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $15,000 | 6,265 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $174,000 | 7,154 |
| Total interest expense | $25,000 | 7,087 |
| Net interest income | $149,000 | 7,147 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $63,000 | 5,584 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $47,000 | 4,404 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $16,000 | 5,903 |
| Total noninterest expense | $195,000 | 6,975 |
| Salaries and employee benefits | $118,000 | 6,865 |
| Premises and equipment expense | $14,000 | 7,031 |
| Additional noninterest expense | $63,000 | 6,917 |
| Pre-tax net operating income | $17,000 | 6,254 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $17,000 | 6,356 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $17,000 | 6,355 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $17,000 | 6,356 |
| Net charge-offs | $-2,000 | 6,038 |
| Cash dividends | $12,000 | 2,692 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $17,000 | 6,230 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $722,000 | 7,204 |
| Total interest expense | $123,000 | 7,138 |
| Net interest income | $599,000 | 7,200 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $240,000 | 5,515 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $203,000 | 4,345 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $37,000 | 6,109 |
| Total noninterest expense | $819,000 | 7,019 |
| Salaries and employee benefits | $494,000 | 6,904 |
| Premises and equipment expense | $89,000 | 6,906 |
| Additional noninterest expense | $236,000 | 7,047 |
| Pre-tax net operating income | $20,000 | 5,958 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $20,000 | 6,109 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $20,000 | 6,111 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $20,000 | 6,111 |
| Net charge-offs | $-6,000 | 6,965 |
| Cash dividends | $48,000 | 4,016 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $20,000 | 5,983 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $548,000 | 7,275 |
| Total interest expense | $97,000 | 7,208 |
| Net interest income | $451,000 | 7,273 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $182,000 | 5,595 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $151,000 | 4,388 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $31,000 | 6,149 |
| Total noninterest expense | $626,000 | 7,048 |
| Salaries and employee benefits | $375,000 | 6,934 |
| Premises and equipment expense | $65,000 | 6,967 |
| Additional noninterest expense | $186,000 | 7,068 |
| Pre-tax net operating income | $7,000 | 6,116 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $7,000 | 6,234 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $7,000 | 6,236 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $7,000 | 6,236 |
| Net charge-offs | $-4,000 | 6,858 |
| Cash dividends | $36,000 | 3,466 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $7,000 | 6,137 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $367,000 | 7,343 |
| Total interest expense | $68,000 | 7,276 |
| Net interest income | $299,000 | 7,338 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $124,000 | 5,595 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $97,000 | 4,432 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $27,000 | 6,031 |
| Total noninterest expense | $407,000 | 7,138 |
| Salaries and employee benefits | $242,000 | 7,020 |
| Premises and equipment expense | $38,000 | 7,121 |
| Additional noninterest expense | $127,000 | 7,125 |
| Pre-tax net operating income | $16,000 | 6,120 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $16,000 | 6,220 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $16,000 | 6,220 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $16,000 | 6,220 |
| Net charge-offs | $-3,000 | 6,756 |
| Cash dividends | $24,000 | 3,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $16,000 | 6,143 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $187,000 | 7,386 |
| Total interest expense | $35,000 | 7,334 |
| Net interest income | $152,000 | 7,386 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $63,000 | 5,642 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $44,000 | 4,568 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $19,000 | 5,847 |
| Total noninterest expense | $196,000 | 7,220 |
| Salaries and employee benefits | $116,000 | 7,110 |
| Premises and equipment expense | $11,000 | 7,385 |
| Additional noninterest expense | $69,000 | 7,092 |
| Pre-tax net operating income | $19,000 | 6,108 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $19,000 | 6,132 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $19,000 | 6,131 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $19,000 | 6,132 |
| Net charge-offs | $-2,000 | 6,441 |
| Cash dividends | $12,000 | 2,515 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $19,000 | 6,097 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $783,000 | 7,457 |
| Total interest expense | $182,000 | 7,362 |
| Net interest income | $601,000 | 7,456 |
| Provision for loan and lease losses | $14,000 | 6,883 |
| Total noninterest income | $240,000 | 5,727 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $203,000 | 4,374 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $37,000 | 6,315 |
| Total noninterest expense | $820,000 | 7,253 |
| Salaries and employee benefits | $494,000 | 7,138 |
| Premises and equipment expense | $85,000 | 7,169 |
| Additional noninterest expense | $241,000 | 7,291 |
| Pre-tax net operating income | $7,000 | 5,749 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $3,000 | 4,431 |
| Income before extraordinary items | $4,000 | 5,949 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,000 | 5,949 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $4,000 | 5,949 |
| Net charge-offs | $20,000 | 6,376 |
| Cash dividends | $24,000 | 4,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $4,000 | 5,819 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $596,000 | 7,560 |
| Total interest expense | $144,000 | 7,464 |
| Net interest income | $452,000 | 7,564 |
| Provision for loan and lease losses | $13,000 | 6,795 |
| Total noninterest income | $184,000 | 5,803 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $154,000 | 4,430 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $30,000 | 6,430 |
| Total noninterest expense | $589,000 | 7,376 |
| Salaries and employee benefits | $338,000 | 7,308 |
| Premises and equipment expense | $61,000 | 7,295 |
| Additional noninterest expense | $190,000 | 7,334 |
| Pre-tax net operating income | $34,000 | 5,850 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $3,000 | 4,477 |
| Income before extraordinary items | $31,000 | 6,001 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $31,000 | 6,001 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $31,000 | 6,001 |
| Net charge-offs | $22,000 | 5,978 |
| Cash dividends | $24,000 | 3,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $31,000 | 5,884 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $406,000 | 7,625 |
| Total interest expense | $101,000 | 7,517 |
| Net interest income | $305,000 | 7,627 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $121,000 | 5,816 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $98,000 | 4,519 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $23,000 | 6,361 |
| Total noninterest expense | $386,000 | 7,454 |
| Salaries and employee benefits | $216,000 | 7,400 |
| Premises and equipment expense | $37,000 | 7,414 |
| Additional noninterest expense | $133,000 | 7,353 |
| Pre-tax net operating income | $40,000 | 5,877 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $3,000 | 4,407 |
| Income before extraordinary items | $37,000 | 5,990 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $37,000 | 5,992 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $37,000 | 5,991 |
| Net charge-offs | $19,000 | 5,533 |
| Cash dividends | $24,000 | 3,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $37,000 | 5,890 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $210,000 | 7,711 |
| Total interest expense | $53,000 | 7,610 |
| Net interest income | $157,000 | 7,704 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $63,000 | 5,801 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $47,000 | 4,592 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $16,000 | 6,197 |
| Total noninterest expense | $183,000 | 7,594 |
| Salaries and employee benefits | $108,000 | 7,499 |
| Premises and equipment expense | $12,000 | 7,697 |
| Additional noninterest expense | $63,000 | 7,483 |
| Pre-tax net operating income | $37,000 | 5,814 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $1,000 | 4,457 |
| Income before extraordinary items | $36,000 | 5,908 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $36,000 | 5,910 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $36,000 | 5,908 |
| Net charge-offs | $-1,000 | 6,806 |
| Cash dividends | $12,000 | 2,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $36,000 | 5,790 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,003,000 | 7,711 |
| Total interest expense | $277,000 | 7,639 |
| Net interest income | $726,000 | 7,678 |
| Provision for loan and lease losses | $7,000 | 7,349 |
| Total noninterest income | $332,000 | 5,447 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $200,000 | 4,662 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $132,000 | 5,282 |
| Total noninterest expense | $854,000 | 7,553 |
| Salaries and employee benefits | $514,000 | 7,405 |
| Premises and equipment expense | $86,000 | 7,499 |
| Additional noninterest expense | $254,000 | 7,579 |
| Pre-tax net operating income | $197,000 | 4,816 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $7,000 | 3,960 |
| Income before extraordinary items | $190,000 | 4,837 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $190,000 | 4,839 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $190,000 | 4,839 |
| Net charge-offs | $7,000 | 6,974 |
| Cash dividends | $90,000 | 4,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $190,000 | 4,772 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $770,000 | 7,787 |
| Total interest expense | $219,000 | 7,716 |
| Net interest income | $551,000 | 7,740 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $276,000 | 5,348 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $146,000 | 4,726 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $130,000 | 5,006 |
| Total noninterest expense | $624,000 | 7,617 |
| Salaries and employee benefits | $357,000 | 7,523 |
| Premises and equipment expense | $72,000 | 7,472 |
| Additional noninterest expense | $195,000 | 7,612 |
| Pre-tax net operating income | $203,000 | 4,912 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $9,000 | 4,072 |
| Income before extraordinary items | $194,000 | 4,881 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $194,000 | 4,880 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $194,000 | 4,881 |
| Net charge-offs | $-3,000 | 7,743 |
| Cash dividends | $72,000 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $194,000 | 4,819 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $533,000 | 7,842 |
| Total interest expense | $156,000 | 7,768 |
| Net interest income | $377,000 | 7,784 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $219,000 | 5,067 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $91,000 | 4,833 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $128,000 | 4,389 |
| Total noninterest expense | $415,000 | 7,694 |
| Salaries and employee benefits | $231,000 | 7,637 |
| Premises and equipment expense | $44,000 | 7,620 |
| Additional noninterest expense | $140,000 | 7,602 |
| Pre-tax net operating income | $181,000 | 4,755 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $7,000 | 4,133 |
| Income before extraordinary items | $174,000 | 4,708 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $174,000 | 4,704 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $174,000 | 4,704 |
| Net charge-offs | $-1,000 | 7,516 |
| Cash dividends | $54,000 | 3,615 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $174,000 | 4,615 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $280,000 | 7,862 |
| Total interest expense | $85,000 | 7,784 |
| Net interest income | $195,000 | 7,808 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $170,000 | 4,131 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $45,000 | 4,805 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $125,000 | 3,277 |
| Total noninterest expense | $200,000 | 7,761 |
| Salaries and employee benefits | $112,000 | 7,719 |
| Premises and equipment expense | $19,000 | 7,764 |
| Additional noninterest expense | $69,000 | 7,569 |
| Pre-tax net operating income | $165,000 | 4,347 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $3,000 | 4,463 |
| Income before extraordinary items | $162,000 | 4,212 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $162,000 | 4,215 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $162,000 | 4,215 |
| Net charge-offs | $-1,000 | 7,151 |
| Cash dividends | $24,000 | 2,901 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $162,000 | 4,055 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,411,000 | 7,752 |
| Total interest expense | $501,000 | 7,667 |
| Net interest income | $910,000 | 7,697 |
| Provision for loan and lease losses | $32,000 | 6,816 |
| Total noninterest income | $325,000 | 5,699 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $192,000 | 4,877 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $133,000 | 5,511 |
| Total noninterest expense | $849,000 | 7,739 |
| Salaries and employee benefits | $530,000 | 7,585 |
| Premises and equipment expense | $91,000 | 7,705 |
| Additional noninterest expense | $228,000 | 7,758 |
| Pre-tax net operating income | $354,000 | 5,270 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $14,000 | 4,427 |
| Income before extraordinary items | $340,000 | 4,952 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $340,000 | 4,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 6,011 |
| Cash dividends | $222,000 | 4,394 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $340,000 | 5,119 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,076,000 | 7,811 |
| Total interest expense | $396,000 | 7,731 |
| Net interest income | $680,000 | 7,771 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $271,000 | 5,568 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $144,000 | 4,908 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $127,000 | 5,222 |
| Total noninterest expense | $622,000 | 7,790 |
| Salaries and employee benefits | $370,000 | 7,707 |
| Premises and equipment expense | $81,000 | 7,573 |
| Additional noninterest expense | $171,000 | 7,797 |
| Pre-tax net operating income | $329,000 | 5,542 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $11,000 | 4,828 |
| Income before extraordinary items | $318,000 | 5,138 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $318,000 | 5,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,799 |
| Cash dividends | $162,000 | 4,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $318,000 | 5,311 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $729,000 | 7,855 |
| Total interest expense | $280,000 | 7,768 |
| Net interest income | $449,000 | 7,819 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $216,000 | 5,281 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $95,000 | 4,924 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $121,000 | 4,711 |
| Total noninterest expense | $413,000 | 7,859 |
| Salaries and employee benefits | $241,000 | 7,793 |
| Premises and equipment expense | $53,000 | 7,641 |
| Additional noninterest expense | $119,000 | 7,800 |
| Pre-tax net operating income | $252,000 | 5,478 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $7,000 | 5,127 |
| Income before extraordinary items | $245,000 | 5,318 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $245,000 | 5,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,615 |
| Cash dividends | $114,000 | 3,987 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $245,000 | 5,237 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $374,000 | 7,908 |
| Total interest expense | $152,000 | 7,796 |
| Net interest income | $222,000 | 7,877 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $70,000 | 6,116 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $49,000 | 4,843 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $21,000 | 6,395 |
| Total noninterest expense | $211,000 | 7,875 |
| Salaries and employee benefits | $120,000 | 7,847 |
| Premises and equipment expense | $20,000 | 7,941 |
| Additional noninterest expense | $71,000 | 7,592 |
| Pre-tax net operating income | $81,000 | 6,241 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $3,000 | 5,279 |
| Income before extraordinary items | $78,000 | 6,157 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $78,000 | 6,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,217 |
| Cash dividends | $48,000 | 3,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $78,000 | 6,065 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,627,000 | 7,826 |
| Total interest expense | $691,000 | 7,673 |
| Net interest income | $936,000 | 7,823 |
| Provision for loan and lease losses | $2,000 | 6,808 |
| Total noninterest income | $234,000 | 6,513 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $197,000 | 4,932 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $37,000 | 7,367 |
| Total noninterest expense | $854,000 | 7,860 |
| Salaries and employee benefits | $523,000 | 7,738 |
| Premises and equipment expense | $90,000 | 7,858 |
| Additional noninterest expense | $241,000 | 7,822 |
| Pre-tax net operating income | $314,000 | 6,550 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $11,000 | 5,610 |
| Income before extraordinary items | $303,000 | 6,411 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $303,000 | 6,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 5,353 |
| Cash dividends | $219,000 | 4,795 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $303,000 | 6,396 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,238,000 | 7,857 |
| Total interest expense | $529,000 | 7,691 |
| Net interest income | $709,000 | 7,860 |
| Provision for loan and lease losses | $2,000 | 6,474 |
| Total noninterest income | $170,000 | 6,601 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $141,000 | 5,050 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $29,000 | 7,362 |
| Total noninterest expense | $638,000 | 7,850 |
| Salaries and employee benefits | $372,000 | 7,794 |
| Premises and equipment expense | $77,000 | 7,705 |
| Additional noninterest expense | $189,000 | 7,742 |
| Pre-tax net operating income | $239,000 | 6,801 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $12,000 | 5,670 |
| Income before extraordinary items | $227,000 | 6,669 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $227,000 | 6,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 4,364 |
| Cash dividends | $168,000 | 4,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $227,000 | 6,657 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $832,000 | 7,894 |
| Total interest expense | $354,000 | 7,717 |
| Net interest income | $478,000 | 7,912 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $113,000 | 6,630 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $89,000 | 5,167 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $24,000 | 7,211 |
| Total noninterest expense | $416,000 | 7,918 |
| Salaries and employee benefits | $241,000 | 7,877 |
| Premises and equipment expense | $50,000 | 7,774 |
| Additional noninterest expense | $125,000 | 7,792 |
| Pre-tax net operating income | $175,000 | 6,785 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $7,000 | 5,792 |
| Income before extraordinary items | $168,000 | 6,606 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $168,000 | 6,607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 3,680 |
| Cash dividends | $114,000 | 4,211 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $168,000 | 6,596 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $414,000 | 7,946 |
| Total interest expense | $180,000 | 7,720 |
| Net interest income | $234,000 | 7,997 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $60,000 | 6,528 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $41,000 | 5,255 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $19,000 | 6,688 |
| Total noninterest expense | $206,000 | 7,967 |
| Salaries and employee benefits | $118,000 | 7,946 |
| Premises and equipment expense | $22,000 | 7,922 |
| Additional noninterest expense | $66,000 | 7,760 |
| Pre-tax net operating income | $88,000 | 6,820 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $3,000 | 5,852 |
| Income before extraordinary items | $85,000 | 6,624 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $85,000 | 6,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $54,000 | 3,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $85,000 | 6,613 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,659,000 | 7,803 |
| Total interest expense | $639,000 | 7,631 |
| Net interest income | $1,020,000 | 7,818 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $275,000 | 6,346 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $175,000 | 5,239 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $100,000 | 6,329 |
| Total noninterest expense | $877,000 | 7,899 |
| Salaries and employee benefits | $514,000 | 7,833 |
| Premises and equipment expense | $100,000 | 7,794 |
| Additional noninterest expense | $263,000 | 7,782 |
| Pre-tax net operating income | $418,000 | 6,730 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $15,000 | 6,025 |
| Income before extraordinary items | $403,000 | 6,506 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $403,000 | 6,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 8,196 |
| Cash dividends | $252,000 | 4,675 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $403,000 | 6,509 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,223,000 | 7,881 |
| Total interest expense | $454,000 | 7,714 |
| Net interest income | $769,000 | 7,892 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $222,000 | 6,261 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $129,000 | 5,332 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $93,000 | 5,976 |
| Total noninterest expense | $650,000 | 7,920 |
| Salaries and employee benefits | $362,000 | 7,912 |
| Premises and equipment expense | $89,000 | 7,616 |
| Additional noninterest expense | $199,000 | 7,791 |
| Pre-tax net operating income | $341,000 | 6,822 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $10,000 | 6,224 |
| Income before extraordinary items | $331,000 | 6,555 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $331,000 | 6,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-39,000 | 8,288 |
| Cash dividends | $180,000 | 4,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $331,000 | 6,561 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $792,000 | 7,934 |
| Total interest expense | $278,000 | 7,799 |
| Net interest income | $514,000 | 7,931 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $106,000 | 6,883 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $81,000 | 5,450 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $25,000 | 7,325 |
| Total noninterest expense | $416,000 | 8,006 |
| Salaries and employee benefits | $235,000 | 7,991 |
| Premises and equipment expense | $51,000 | 7,826 |
| Additional noninterest expense | $130,000 | 7,838 |
| Pre-tax net operating income | $204,000 | 7,060 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $6,000 | 6,279 |
| Income before extraordinary items | $198,000 | 6,768 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $198,000 | 6,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-39,000 | 8,345 |
| Cash dividends | $114,000 | 4,242 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $198,000 | 6,775 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $384,000 | 7,979 |
| Total interest expense | $126,000 | 7,884 |
| Net interest income | $258,000 | 7,933 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $55,000 | 6,782 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $38,000 | 5,504 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $17,000 | 6,929 |
| Total noninterest expense | $195,000 | 8,098 |
| Salaries and employee benefits | $116,000 | 8,027 |
| Premises and equipment expense | $15,000 | 8,314 |
| Additional noninterest expense | $64,000 | 7,843 |
| Pre-tax net operating income | $118,000 | 6,823 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $2,000 | 6,346 |
| Income before extraordinary items | $116,000 | 6,470 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $116,000 | 6,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-37,000 | 8,405 |
| Cash dividends | $48,000 | 3,616 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $116,000 | 6,472 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,279,000 | 8,104 |
| Total interest expense | $396,000 | 7,908 |
| Net interest income | $883,000 | 8,111 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $201,000 | 7,059 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $172,000 | 5,366 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $29,000 | 7,878 |
| Total noninterest expense | $840,000 | 8,014 |
| Salaries and employee benefits | $514,000 | 7,852 |
| Premises and equipment expense | $77,000 | 8,147 |
| Additional noninterest expense | $249,000 | 7,933 |
| Pre-tax net operating income | $244,000 | 7,570 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $9,000 | 6,569 |
| Income before extraordinary items | $235,000 | 7,441 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $235,000 | 7,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,206 |
| Cash dividends | $195,000 | 4,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $235,000 | 7,416 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $911,000 | 8,203 |
| Total interest expense | $279,000 | 7,960 |
| Net interest income | $632,000 | 8,207 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $150,000 | 7,087 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $126,000 | 5,431 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $24,000 | 7,836 |
| Total noninterest expense | $618,000 | 8,036 |
| Salaries and employee benefits | $361,000 | 7,931 |
| Premises and equipment expense | $67,000 | 8,001 |
| Additional noninterest expense | $190,000 | 7,910 |
| Pre-tax net operating income | $164,000 | 7,778 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $4,000 | 6,719 |
| Income before extraordinary items | $160,000 | 7,663 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $160,000 | 7,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,608 |
| Cash dividends | $135,000 | 4,466 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $160,000 | 7,632 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $585,000 | 8,245 |
| Total interest expense | $173,000 | 8,012 |
| Net interest income | $412,000 | 8,243 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $97,000 | 7,114 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $77,000 | 5,561 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $20,000 | 7,651 |
| Total noninterest expense | $392,000 | 8,100 |
| Salaries and employee benefits | $230,000 | 8,015 |
| Premises and equipment expense | $35,000 | 8,242 |
| Additional noninterest expense | $127,000 | 7,890 |
| Pre-tax net operating income | $117,000 | 7,758 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $3,000 | 6,722 |
| Income before extraordinary items | $114,000 | 7,640 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $114,000 | 7,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,009 |
| Cash dividends | $81,000 | 4,461 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $114,000 | 7,594 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $276,000 | 8,362 |
| Total interest expense | $81,000 | 8,103 |
| Net interest income | $195,000 | 8,379 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $52,000 | 7,007 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $37,000 | 5,594 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $15,000 | 7,267 |
| Total noninterest expense | $184,000 | 8,243 |
| Salaries and employee benefits | $109,000 | 8,164 |
| Premises and equipment expense | $9,000 | 8,660 |
| Additional noninterest expense | $66,000 | 7,893 |
| Pre-tax net operating income | $63,000 | 7,727 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,000 | 6,740 |
| Income before extraordinary items | $62,000 | 7,556 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $62,000 | 7,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $36,000 | 3,567 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $62,000 | 7,530 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $961,000 | 8,430 |
| Total interest expense | $257,000 | 8,258 |
| Net interest income | $704,000 | 8,434 |
| Provision for loan and lease losses | $-20,000 | 8,697 |
| Total noninterest income | $228,000 | 6,939 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $179,000 | 5,442 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $49,000 | 7,440 |
| Total noninterest expense | $800,000 | 8,154 |
| Salaries and employee benefits | $502,000 | 7,973 |
| Premises and equipment expense | $72,000 | 8,322 |
| Additional noninterest expense | $226,000 | 8,151 |
| Pre-tax net operating income | $152,000 | 7,941 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $3,000 | 7,000 |
| Income before extraordinary items | $149,000 | 7,883 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $149,000 | 7,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,286 |
| Cash dividends | $120,000 | 5,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $149,000 | 7,837 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $697,000 | 8,502 |
| Total interest expense | $186,000 | 8,332 |
| Net interest income | $511,000 | 8,502 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $161,000 | 7,059 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $136,000 | 5,469 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $25,000 | 7,883 |
| Total noninterest expense | $592,000 | 8,177 |
| Salaries and employee benefits | $353,000 | 8,054 |
| Premises and equipment expense | $59,000 | 8,222 |
| Additional noninterest expense | $180,000 | 8,049 |
| Pre-tax net operating income | $80,000 | 8,212 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $3,000 | 7,043 |
| Income before extraordinary items | $77,000 | 8,200 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $77,000 | 8,203 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,805 |
| Cash dividends | $90,000 | 4,704 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $77,000 | 8,153 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $458,000 | 8,572 |
| Total interest expense | $123,000 | 8,400 |
| Net interest income | $335,000 | 8,571 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $109,000 | 7,079 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $89,000 | 5,514 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $20,000 | 7,733 |
| Total noninterest expense | $379,000 | 8,280 |
| Salaries and employee benefits | $233,000 | 8,122 |
| Premises and equipment expense | $24,000 | 8,676 |
| Additional noninterest expense | $122,000 | 8,068 |
| Pre-tax net operating income | $65,000 | 8,158 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $3,000 | 6,985 |
| Income before extraordinary items | $62,000 | 8,137 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $62,000 | 8,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,524 |
| Cash dividends | $60,000 | 4,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $62,000 | 8,083 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $227,000 | 8,625 |
| Total interest expense | $63,000 | 8,436 |
| Net interest income | $164,000 | 8,625 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $56,000 | 7,006 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $42,000 | 5,572 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $14,000 | 7,349 |
| Total noninterest expense | $190,000 | 8,314 |
| Salaries and employee benefits | $118,000 | 8,147 |
| Premises and equipment expense | $9,000 | 8,833 |
| Additional noninterest expense | $63,000 | 8,066 |
| Pre-tax net operating income | $30,000 | 8,189 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $1,000 | 6,972 |
| Income before extraordinary items | $29,000 | 8,171 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $29,000 | 8,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,876 |
| Cash dividends | $30,000 | 3,573 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $29,000 | 8,105 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,053,000 | 8,532 |
| Total interest expense | $342,000 | 8,317 |
| Net interest income | $711,000 | 8,546 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $211,000 | 7,253 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $178,000 | 5,511 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $33,000 | 8,018 |
| Total noninterest expense | $810,000 | 8,256 |
| Salaries and employee benefits | $517,000 | 8,018 |
| Premises and equipment expense | $63,000 | 8,579 |
| Additional noninterest expense | $230,000 | 8,235 |
| Pre-tax net operating income | $112,000 | 8,153 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $4,000 | 7,246 |
| Income before extraordinary items | $108,000 | 8,184 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $108,000 | 8,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,204 |
| Cash dividends | $78,000 | 5,725 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $108,000 | 8,064 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $804,000 | 8,608 |
| Total interest expense | $276,000 | 8,352 |
| Net interest income | $528,000 | 8,626 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $160,000 | 7,274 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $132,000 | 5,566 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $28,000 | 7,919 |
| Total noninterest expense | $626,000 | 8,212 |
| Salaries and employee benefits | $375,000 | 8,075 |
| Premises and equipment expense | $65,000 | 8,278 |
| Additional noninterest expense | $186,000 | 8,125 |
| Pre-tax net operating income | $62,000 | 8,399 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $2,000 | 7,369 |
| Income before extraordinary items | $60,000 | 8,468 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $60,000 | 8,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,378 |
| Cash dividends | $78,000 | 4,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $60,000 | 8,355 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $548,000 | 8,643 |
| Total interest expense | $201,000 | 8,324 |
| Net interest income | $347,000 | 8,677 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $109,000 | 7,234 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $88,000 | 5,550 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $21,000 | 7,777 |
| Total noninterest expense | $414,000 | 8,238 |
| Salaries and employee benefits | $262,000 | 7,991 |
| Premises and equipment expense | $34,000 | 8,559 |
| Additional noninterest expense | $118,000 | 8,195 |
| Pre-tax net operating income | $42,000 | 8,426 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,000 | 7,438 |
| Income before extraordinary items | $41,000 | 8,503 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $41,000 | 8,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,782 |
| Cash dividends | $54,000 | 4,708 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $41,000 | 8,374 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $281,000 | 8,677 |
| Total interest expense | $112,000 | 8,273 |
| Net interest income | $169,000 | 8,748 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $57,000 | 7,118 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $41,000 | 5,632 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $16,000 | 7,254 |
| Total noninterest expense | $177,000 | 8,513 |
| Salaries and employee benefits | $111,000 | 8,345 |
| Premises and equipment expense | $6,000 | 9,130 |
| Additional noninterest expense | $60,000 | 8,208 |
| Pre-tax net operating income | $49,000 | 8,008 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $1,000 | 7,273 |
| Income before extraordinary items | $48,000 | 7,946 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $48,000 | 7,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,770 |
| Cash dividends | $24,000 | 3,701 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $48,000 | 7,795 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,321,000 | 8,567 |
| Total interest expense | $656,000 | 7,936 |
| Net interest income | $665,000 | 8,793 |
| Provision for loan and lease losses | $-14,000 | 9,191 |
| Total noninterest income | $177,000 | 7,545 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $149,000 | 5,848 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $28,000 | 8,260 |
| Total noninterest expense | $731,000 | 8,490 |
| Salaries and employee benefits | $441,000 | 8,355 |
| Premises and equipment expense | $82,000 | 8,412 |
| Additional noninterest expense | $208,000 | 8,507 |
| Pre-tax net operating income | $125,000 | 8,218 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $3,000 | 7,526 |
| Income before extraordinary items | $122,000 | 8,225 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $122,000 | 8,226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,379 |
| Cash dividends | $108,000 | 5,499 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $122,000 | 8,126 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,772,000 | 8,453 |
| Total interest expense | $876,000 | 8,271 |
| Net interest income | $896,000 | 8,479 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $190,000 | 7,402 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $162,000 | 5,640 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $28,000 | 8,414 |
| Total noninterest expense | $756,000 | 8,551 |
| Salaries and employee benefits | $475,000 | 8,285 |
| Premises and equipment expense | $72,000 | 8,759 |
| Additional noninterest expense | $209,000 | 8,580 |
| Pre-tax net operating income | $330,000 | 7,273 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $14,000 | 7,470 |
| Income before extraordinary items | $316,000 | 7,040 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $316,000 | 7,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 9,220 |
| Cash dividends | $270,000 | 4,556 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $316,000 | 6,922 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,815,000 | 8,609 |
| Total interest expense | $807,000 | 8,631 |
| Net interest income | $1,008,000 | 8,465 |
| Provision for loan and lease losses | $24,000 | 7,446 |
| Total noninterest income | $206,000 | 7,214 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $179,000 | 5,372 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 8,667 |
| Total noninterest expense | $795,000 | 8,580 |
| Salaries and employee benefits | $493,000 | 8,281 |
| Premises and equipment expense | $76,000 | 8,870 |
| Additional noninterest expense | $226,000 | 8,541 |
| Pre-tax net operating income | $395,000 | 7,496 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $17,000 | 7,911 |
| Income before extraordinary items | $378,000 | 6,987 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $378,000 | 6,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,979 |
| Cash dividends | $288,000 | 4,592 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $378,000 | 6,993 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,683,000 | 8,848 |
| Total interest expense | $735,000 | 8,866 |
| Net interest income | $948,000 | 8,743 |
| Provision for loan and lease losses | $9,000 | 8,193 |
| Total noninterest income | $199,000 | 7,509 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $174,000 | 5,471 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 9,055 |
| Total noninterest expense | $755,000 | 8,863 |
| Salaries and employee benefits | $460,000 | 8,564 |
| Premises and equipment expense | $89,000 | 8,841 |
| Additional noninterest expense | $206,000 | 8,966 |
| Pre-tax net operating income | $383,000 | 7,675 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $15,000 | 8,345 |
| Income before extraordinary items | $368,000 | 7,172 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $368,000 | 7,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,628 |
| Cash dividends | $264,000 | 4,781 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $368,000 | 7,146 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,796,000 | 8,926 |
| Total interest expense | $829,000 | 8,859 |
| Net interest income | $967,000 | 8,869 |
| Provision for loan and lease losses | $2,000 | 8,582 |
| Total noninterest income | $206,000 | 7,507 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $186,000 | 5,341 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 9,482 |
| Total noninterest expense | $790,000 | 8,804 |
| Salaries and employee benefits | $486,000 | 8,446 |
| Premises and equipment expense | $86,000 | 9,014 |
| Additional noninterest expense | $218,000 | 8,920 |
| Pre-tax net operating income | $381,000 | 7,977 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $43,000 | 8,450 |
| Income before extraordinary items | $338,000 | 7,602 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $338,000 | 7,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $261,000 | 4,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $338,000 | 7,520 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,834,000 | 9,224 |
| Total interest expense | $859,000 | 9,087 |
| Net interest income | $975,000 | 9,245 |
| Provision for loan and lease losses | $21,000 | 7,856 |
| Total noninterest income | $201,000 | 7,827 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $182,000 | 5,626 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 9,900 |
| Total noninterest expense | $844,000 | 8,876 |
| Salaries and employee benefits | $483,000 | 8,729 |
| Premises and equipment expense | $105,000 | 8,851 |
| Additional noninterest expense | $256,000 | 8,776 |
| Pre-tax net operating income | $311,000 | 8,937 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $126,000 | 7,981 |
| Income before extraordinary items | $185,000 | 9,295 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $185,000 | 9,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,455 |
| Cash dividends | $111,000 | 6,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $185,000 | 9,253 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,680,000 | 9,838 |
| Total interest expense | $760,000 | 9,768 |
| Net interest income | $920,000 | 9,783 |
| Provision for loan and lease losses | $10,000 | 8,531 |
| Total noninterest income | $200,000 | 8,221 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $179,000 | 5,928 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 10,346 |
| Total noninterest expense | $866,000 | 9,182 |
| Salaries and employee benefits | $492,000 | 8,953 |
| Premises and equipment expense | $145,000 | 8,181 |
| Additional noninterest expense | $229,000 | 9,617 |
| Pre-tax net operating income | $244,000 | 9,523 |
| Securities gains (losses) | $59,000 | 1,236 |
| Applicable income taxes | $111,000 | 8,554 |
| Income before extraordinary items | $192,000 | 9,375 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $192,000 | 9,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,612 |
| Cash dividends | $141,000 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $154,240 | 9,690 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,662,000 | 10,241 |
| Total interest expense | $703,000 | 10,301 |
| Net interest income | $959,000 | 10,047 |
| Provision for loan and lease losses | $20,000 | 7,637 |
| Total noninterest income | $183,000 | 8,711 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $164,000 | 6,368 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 10,950 |
| Total noninterest expense | $802,000 | 9,762 |
| Salaries and employee benefits | $467,000 | 9,391 |
| Premises and equipment expense | $103,000 | 9,537 |
| Additional noninterest expense | $232,000 | 10,043 |
| Pre-tax net operating income | $320,000 | 9,603 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $118,000 | 8,830 |
| Income before extraordinary items | $202,000 | 9,903 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $202,000 | 9,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,816 |
| Cash dividends | $102,000 | 6,718 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $202,000 | 9,877 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,330,000 | 11,075 |
| Total interest expense | $528,000 | 10,972 |
| Net interest income | $802,000 | 11,054 |
| Provision for loan and lease losses | $13,000 | 8,228 |
| Total noninterest income | $165,000 | 9,413 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $144,000 | 7,032 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 11,366 |
| Total noninterest expense | $708,000 | 10,664 |
| Salaries and employee benefits | $398,000 | 10,303 |
| Premises and equipment expense | $53,000 | 11,525 |
| Additional noninterest expense | $257,000 | 10,442 |
| Pre-tax net operating income | $246,000 | 10,528 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $93,000 | 9,524 |
| Income before extraordinary items | $153,000 | 10,780 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $153,000 | 10,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,214 |
| Cash dividends | $72,000 | 7,492 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $153,000 | 10,832 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,152,000 | 11,984 |
| Total interest expense | $526,000 | 11,558 |
| Net interest income | $626,000 | 12,123 |
| Provision for loan and lease losses | $2,000 | 10,273 |
| Total noninterest income | $156,000 | 10,093 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $134,000 | 7,484 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 11,885 |
| Total noninterest expense | $665,000 | 11,327 |
| Salaries and employee benefits | $405,000 | 10,586 |
| Premises and equipment expense | $64,000 | 11,705 |
| Additional noninterest expense | $196,000 | 11,788 |
| Pre-tax net operating income | $115,000 | 11,756 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $40,000 | 11,152 |
| Income before extraordinary items | $75,000 | 12,056 |
| Extraordinary gains, net | $7,000 | 3,012 |
| Net income | $82,000 | 12,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 9,554 |
| Cash dividends | $72,000 | 7,482 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $75,000 | 11,884 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,329,000 | 12,338 |
| Total interest expense | $656,000 | 12,038 |
| Net interest income | $673,000 | 12,424 |
| Provision for loan and lease losses | $40,000 | 9,471 |
| Total noninterest income | $127,000 | 11,002 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $110,000 | 8,216 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 12,822 |
| Total noninterest expense | $665,000 | 11,714 |
| Salaries and employee benefits | $390,000 | 10,986 |
| Premises and equipment expense | $72,000 | 11,802 |
| Additional noninterest expense | $203,000 | 12,197 |
| Pre-tax net operating income | $95,000 | 12,075 |
| Securities gains (losses) | $70,000 | 3,586 |
| Applicable income taxes | $62,000 | 10,939 |
| Income before extraordinary items | $103,000 | 11,896 |
| Extraordinary gains, net | $4,000 | 1,393 |
| Net income | $107,000 | 11,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 8,022 |
| Cash dividends | $129,000 | 6,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $58,200 | 12,201 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.