Home > The State Bank of Lima > Income and Expense
The State Bank of Lima, Income and Expense
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $476,000 | 6,101 |
| Total interest expense | $55,000 | 5,819 |
| Net interest income | $421,000 | 6,103 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $38,000 | 5,977 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $12,000 | 5,905 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $26,000 | 5,595 |
| Total noninterest expense | $666,000 | 5,673 |
| Salaries and employee benefits | $505,000 | 5,222 |
| Premises and equipment expense | $34,000 | 6,054 |
| Additional noninterest expense | $127,000 | 6,067 |
| Pre-tax net operating income | $-207,000 | 6,175 |
| Securities gains (losses) | $273,000 | 410 |
| Applicable income taxes | $-4,000 | 6,119 |
| Income before extraordinary items | $70,000 | 5,757 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $70,000 | 5,758 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $70,000 | 5,759 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $-203,000 | 6,177 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $273,000 | 6,093 |
| Total interest expense | $27,000 | 5,885 |
| Net interest income | $246,000 | 6,094 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $17,000 | 6,067 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $5,000 | 6,004 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $12,000 | 5,695 |
| Total noninterest expense | $151,000 | 6,274 |
| Salaries and employee benefits | $66,000 | 6,324 |
| Premises and equipment expense | $15,000 | 6,160 |
| Additional noninterest expense | $70,000 | 6,064 |
| Pre-tax net operating income | $112,000 | 5,116 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $-4,000 | 6,212 |
| Income before extraordinary items | $116,000 | 4,958 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $116,000 | 4,960 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $116,000 | 4,962 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $116,000 | 4,901 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,244,000 | 6,109 |
| Total interest expense | $144,000 | 5,808 |
| Net interest income | $1,100,000 | 6,109 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $76,000 | 6,113 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $27,000 | 6,051 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $49,000 | 5,744 |
| Total noninterest expense | $1,117,000 | 5,993 |
| Salaries and employee benefits | $787,000 | 5,711 |
| Premises and equipment expense | $64,000 | 6,267 |
| Additional noninterest expense | $266,000 | 6,211 |
| Pre-tax net operating income | $59,000 | 5,949 |
| Securities gains (losses) | $-10,000 | 6,040 |
| Applicable income taxes | $3,000 | 4,369 |
| Income before extraordinary items | $46,000 | 6,016 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $46,000 | 6,016 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $46,000 | 6,017 |
| Net charge-offs | $0 | 4,970 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $55,400 | 5,960 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $943,000 | 6,172 |
| Total interest expense | $114,000 | 5,844 |
| Net interest income | $829,000 | 6,180 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $58,000 | 6,193 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $20,000 | 6,132 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $38,000 | 5,792 |
| Total noninterest expense | $492,000 | 6,403 |
| Salaries and employee benefits | $256,000 | 6,401 |
| Premises and equipment expense | $49,000 | 6,326 |
| Additional noninterest expense | $187,000 | 6,311 |
| Pre-tax net operating income | $395,000 | 5,067 |
| Securities gains (losses) | $-10,000 | 6,157 |
| Applicable income taxes | $3,000 | 4,402 |
| Income before extraordinary items | $382,000 | 4,973 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $382,000 | 4,972 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $382,000 | 4,974 |
| Net charge-offs | $0 | 4,696 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $391,900 | 4,909 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $629,000 | 6,225 |
| Total interest expense | $79,000 | 5,867 |
| Net interest income | $550,000 | 6,229 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $40,000 | 6,230 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $13,000 | 6,186 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $27,000 | 5,804 |
| Total noninterest expense | $331,000 | 6,463 |
| Salaries and employee benefits | $172,000 | 6,463 |
| Premises and equipment expense | $35,000 | 6,346 |
| Additional noninterest expense | $124,000 | 6,361 |
| Pre-tax net operating income | $259,000 | 5,071 |
| Securities gains (losses) | $-10,000 | 6,291 |
| Applicable income taxes | $2,000 | 4,388 |
| Income before extraordinary items | $247,000 | 4,988 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $247,000 | 4,990 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $247,000 | 4,991 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $256,900 | 4,888 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $312,000 | 6,292 |
| Total interest expense | $41,000 | 5,906 |
| Net interest income | $271,000 | 6,305 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $21,000 | 6,234 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $7,000 | 6,191 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $14,000 | 5,780 |
| Total noninterest expense | $167,000 | 6,535 |
| Salaries and employee benefits | $86,000 | 6,535 |
| Premises and equipment expense | $18,000 | 6,404 |
| Additional noninterest expense | $63,000 | 6,422 |
| Pre-tax net operating income | $125,000 | 5,065 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $1,000 | 4,330 |
| Income before extraordinary items | $124,000 | 4,911 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $124,000 | 4,914 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $124,000 | 4,913 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $124,000 | 4,865 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,381,000 | 6,292 |
| Total interest expense | $209,000 | 5,861 |
| Net interest income | $1,172,000 | 6,312 |
| Provision for loan and lease losses | $60,000 | 4,088 |
| Total noninterest income | $85,000 | 6,280 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $32,000 | 6,248 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $53,000 | 5,823 |
| Total noninterest expense | $649,000 | 6,626 |
| Salaries and employee benefits | $349,000 | 6,625 |
| Premises and equipment expense | $62,000 | 6,555 |
| Additional noninterest expense | $238,000 | 6,523 |
| Pre-tax net operating income | $548,000 | 4,900 |
| Securities gains (losses) | $-274,000 | 6,662 |
| Applicable income taxes | $7,000 | 4,357 |
| Income before extraordinary items | $267,000 | 5,508 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $267,000 | 5,513 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $267,000 | 5,513 |
| Net charge-offs | $11,000 | 5,057 |
| Cash dividends | $30,000 | 4,230 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $532,780 | 4,760 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,053,000 | 6,353 |
| Total interest expense | $164,000 | 5,899 |
| Net interest income | $889,000 | 6,369 |
| Provision for loan and lease losses | $60,000 | 3,816 |
| Total noninterest income | $67,000 | 6,353 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $25,000 | 6,301 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $42,000 | 5,881 |
| Total noninterest expense | $461,000 | 6,702 |
| Salaries and employee benefits | $244,000 | 6,709 |
| Premises and equipment expense | $47,000 | 6,604 |
| Additional noninterest expense | $170,000 | 6,601 |
| Pre-tax net operating income | $435,000 | 4,930 |
| Securities gains (losses) | $-273,000 | 6,799 |
| Applicable income taxes | $5,000 | 4,449 |
| Income before extraordinary items | $157,000 | 5,804 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $157,000 | 5,806 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $157,000 | 5,806 |
| Net charge-offs | $-2,000 | 5,787 |
| Cash dividends | $30,000 | 3,648 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $421,810 | 4,753 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $719,000 | 6,368 |
| Total interest expense | $114,000 | 5,917 |
| Net interest income | $605,000 | 6,378 |
| Provision for loan and lease losses | $45,000 | 3,696 |
| Total noninterest income | $42,000 | 6,418 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $17,000 | 6,321 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $25,000 | 5,975 |
| Total noninterest expense | $310,000 | 6,752 |
| Salaries and employee benefits | $163,000 | 6,762 |
| Premises and equipment expense | $32,000 | 6,635 |
| Additional noninterest expense | $115,000 | 6,628 |
| Pre-tax net operating income | $292,000 | 4,900 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $4,000 | 4,412 |
| Income before extraordinary items | $288,000 | 4,820 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $288,000 | 4,824 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $288,000 | 4,825 |
| Net charge-offs | $-2,000 | 5,680 |
| Cash dividends | $30,000 | 3,387 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $288,000 | 4,694 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $351,000 | 6,442 |
| Total interest expense | $61,000 | 5,921 |
| Net interest income | $290,000 | 6,471 |
| Provision for loan and lease losses | $30,000 | 3,174 |
| Total noninterest income | $23,000 | 6,400 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $9,000 | 6,313 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $14,000 | 5,942 |
| Total noninterest expense | $166,000 | 6,791 |
| Salaries and employee benefits | $88,000 | 6,792 |
| Premises and equipment expense | $16,000 | 6,693 |
| Additional noninterest expense | $62,000 | 6,663 |
| Pre-tax net operating income | $117,000 | 5,139 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $2,000 | 4,407 |
| Income before extraordinary items | $115,000 | 5,071 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $115,000 | 5,073 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $115,000 | 5,073 |
| Net charge-offs | $-3,000 | 5,668 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $115,000 | 4,963 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,366,000 | 6,574 |
| Total interest expense | $271,000 | 6,105 |
| Net interest income | $1,095,000 | 6,618 |
| Provision for loan and lease losses | $2,000 | 5,879 |
| Total noninterest income | $87,000 | 6,380 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $37,000 | 6,446 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $50,000 | 5,863 |
| Total noninterest expense | $660,000 | 6,873 |
| Salaries and employee benefits | $399,000 | 6,795 |
| Premises and equipment expense | $69,000 | 6,767 |
| Additional noninterest expense | $192,000 | 6,893 |
| Pre-tax net operating income | $520,000 | 4,870 |
| Securities gains (losses) | $30,000 | 3,019 |
| Applicable income taxes | $8,000 | 4,426 |
| Income before extraordinary items | $542,000 | 4,828 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $542,000 | 4,829 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $542,000 | 4,830 |
| Net charge-offs | $13,000 | 5,526 |
| Cash dividends | $235,000 | 3,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $512,300 | 4,717 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,020,000 | 6,678 |
| Total interest expense | $209,000 | 6,193 |
| Net interest income | $811,000 | 6,730 |
| Provision for loan and lease losses | $1,000 | 5,774 |
| Total noninterest income | $65,000 | 6,496 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $26,000 | 6,559 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $39,000 | 5,942 |
| Total noninterest expense | $431,000 | 7,015 |
| Salaries and employee benefits | $252,000 | 6,961 |
| Premises and equipment expense | $52,000 | 6,851 |
| Additional noninterest expense | $127,000 | 7,027 |
| Pre-tax net operating income | $444,000 | 4,858 |
| Securities gains (losses) | $17,000 | 2,941 |
| Applicable income taxes | $6,000 | 4,487 |
| Income before extraordinary items | $455,000 | 4,780 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $455,000 | 4,781 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $455,000 | 4,781 |
| Net charge-offs | $-1,000 | 6,225 |
| Cash dividends | $235,000 | 2,785 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $438,170 | 4,674 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $681,000 | 6,728 |
| Total interest expense | $143,000 | 6,252 |
| Net interest income | $538,000 | 6,795 |
| Provision for loan and lease losses | $1,000 | 5,598 |
| Total noninterest income | $43,000 | 6,540 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $16,000 | 6,624 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $27,000 | 5,952 |
| Total noninterest expense | $323,000 | 7,024 |
| Salaries and employee benefits | $170,000 | 7,015 |
| Premises and equipment expense | $36,000 | 6,872 |
| Additional noninterest expense | $117,000 | 6,924 |
| Pre-tax net operating income | $257,000 | 5,021 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $4,000 | 4,475 |
| Income before extraordinary items | $253,000 | 5,047 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $253,000 | 5,050 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $253,000 | 5,050 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $135,000 | 2,813 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $253,000 | 4,853 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $344,000 | 6,774 |
| Total interest expense | $71,000 | 6,350 |
| Net interest income | $273,000 | 6,825 |
| Provision for loan and lease losses | $1,000 | 5,211 |
| Total noninterest income | $22,000 | 6,584 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $7,000 | 6,711 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $15,000 | 5,956 |
| Total noninterest expense | $163,000 | 7,074 |
| Salaries and employee benefits | $85,000 | 7,082 |
| Premises and equipment expense | $16,000 | 6,969 |
| Additional noninterest expense | $62,000 | 6,926 |
| Pre-tax net operating income | $131,000 | 5,107 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $2,000 | 4,463 |
| Income before extraordinary items | $129,000 | 5,053 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $129,000 | 5,057 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $129,000 | 5,058 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $55,000 | 2,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $129,000 | 4,904 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,563,000 | 6,718 |
| Total interest expense | $344,000 | 6,415 |
| Net interest income | $1,219,000 | 6,762 |
| Provision for loan and lease losses | $47,000 | 5,898 |
| Total noninterest income | $103,000 | 6,398 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $40,000 | 6,490 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $63,000 | 5,748 |
| Total noninterest expense | $703,000 | 7,105 |
| Salaries and employee benefits | $391,000 | 7,070 |
| Premises and equipment expense | $70,000 | 7,047 |
| Additional noninterest expense | $242,000 | 7,027 |
| Pre-tax net operating income | $572,000 | 4,560 |
| Securities gains (losses) | $111,000 | 1,979 |
| Applicable income taxes | $5,000 | 4,437 |
| Income before extraordinary items | $678,000 | 4,204 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $678,000 | 4,206 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $678,000 | 4,206 |
| Net charge-offs | $2,000 | 6,349 |
| Cash dividends | $440,000 | 2,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $568,110 | 4,354 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,217,000 | 6,757 |
| Total interest expense | $268,000 | 6,460 |
| Net interest income | $949,000 | 6,781 |
| Provision for loan and lease losses | $47,000 | 5,572 |
| Total noninterest income | $81,000 | 6,450 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $30,000 | 6,526 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $51,000 | 5,768 |
| Total noninterest expense | $482,000 | 7,209 |
| Salaries and employee benefits | $250,000 | 7,207 |
| Premises and equipment expense | $53,000 | 7,104 |
| Additional noninterest expense | $179,000 | 7,093 |
| Pre-tax net operating income | $501,000 | 4,473 |
| Securities gains (losses) | $82,000 | 1,952 |
| Applicable income taxes | $4,000 | 4,473 |
| Income before extraordinary items | $579,000 | 4,089 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $579,000 | 4,091 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $579,000 | 4,091 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $340,000 | 2,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $497,820 | 4,192 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $864,000 | 6,749 |
| Total interest expense | $182,000 | 6,541 |
| Net interest income | $682,000 | 6,747 |
| Provision for loan and lease losses | $23,000 | 5,667 |
| Total noninterest income | $53,000 | 6,517 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $17,000 | 6,640 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $36,000 | 5,786 |
| Total noninterest expense | $324,000 | 7,277 |
| Salaries and employee benefits | $167,000 | 7,279 |
| Premises and equipment expense | $37,000 | 7,135 |
| Additional noninterest expense | $120,000 | 7,155 |
| Pre-tax net operating income | $388,000 | 4,252 |
| Securities gains (losses) | $1,000 | 2,791 |
| Applicable income taxes | $2,000 | 4,487 |
| Income before extraordinary items | $387,000 | 4,041 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $387,000 | 4,041 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $387,000 | 4,043 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $240,000 | 2,140 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $386,010 | 3,951 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $495,000 | 6,628 |
| Total interest expense | $91,000 | 6,630 |
| Net interest income | $404,000 | 6,547 |
| Provision for loan and lease losses | $1,000 | 5,795 |
| Total noninterest income | $32,000 | 6,430 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $8,000 | 6,661 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $24,000 | 5,644 |
| Total noninterest expense | $159,000 | 7,342 |
| Salaries and employee benefits | $84,000 | 7,326 |
| Premises and equipment expense | $17,000 | 7,226 |
| Additional noninterest expense | $58,000 | 7,241 |
| Pre-tax net operating income | $276,000 | 3,666 |
| Securities gains (losses) | $1,000 | 1,662 |
| Applicable income taxes | $1,000 | 4,403 |
| Income before extraordinary items | $276,000 | 3,392 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $276,000 | 3,389 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $276,000 | 3,390 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $60,000 | 2,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $275,000 | 3,348 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,536,000 | 7,026 |
| Total interest expense | $424,000 | 6,725 |
| Net interest income | $1,112,000 | 7,060 |
| Provision for loan and lease losses | $33,000 | 6,664 |
| Total noninterest income | $85,000 | 6,788 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $32,000 | 6,496 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $53,000 | 6,060 |
| Total noninterest expense | $750,000 | 7,342 |
| Salaries and employee benefits | $358,000 | 7,376 |
| Premises and equipment expense | $77,000 | 7,258 |
| Additional noninterest expense | $315,000 | 7,068 |
| Pre-tax net operating income | $414,000 | 4,591 |
| Securities gains (losses) | $83,000 | 2,316 |
| Applicable income taxes | $3,000 | 4,431 |
| Income before extraordinary items | $494,000 | 4,337 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $494,000 | 4,338 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $494,000 | 4,338 |
| Net charge-offs | $96,000 | 5,443 |
| Cash dividends | $280,000 | 2,980 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $411,830 | 4,435 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,151,000 | 7,134 |
| Total interest expense | $329,000 | 6,825 |
| Net interest income | $822,000 | 7,172 |
| Provision for loan and lease losses | $19,000 | 6,699 |
| Total noninterest income | $66,000 | 6,909 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $24,000 | 6,584 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $42,000 | 6,168 |
| Total noninterest expense | $546,000 | 7,439 |
| Salaries and employee benefits | $250,000 | 7,498 |
| Premises and equipment expense | $60,000 | 7,308 |
| Additional noninterest expense | $236,000 | 7,138 |
| Pre-tax net operating income | $323,000 | 4,771 |
| Securities gains (losses) | $66,000 | 2,264 |
| Applicable income taxes | $2,000 | 4,515 |
| Income before extraordinary items | $387,000 | 4,514 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $387,000 | 4,517 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $387,000 | 4,517 |
| Net charge-offs | $74,000 | 5,194 |
| Cash dividends | $120,000 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $321,660 | 4,581 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $717,000 | 7,269 |
| Total interest expense | $223,000 | 6,889 |
| Net interest income | $494,000 | 7,334 |
| Provision for loan and lease losses | $9,000 | 6,665 |
| Total noninterest income | $45,000 | 6,935 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $15,000 | 6,644 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $30,000 | 6,144 |
| Total noninterest expense | $359,000 | 7,511 |
| Salaries and employee benefits | $167,000 | 7,560 |
| Premises and equipment expense | $39,000 | 7,390 |
| Additional noninterest expense | $153,000 | 7,215 |
| Pre-tax net operating income | $171,000 | 5,084 |
| Securities gains (losses) | $51,000 | 1,869 |
| Applicable income taxes | $2,000 | 4,454 |
| Income before extraordinary items | $220,000 | 4,761 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $220,000 | 4,761 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $220,000 | 4,761 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $60,000 | 3,096 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $169,510 | 4,945 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $353,000 | 7,387 |
| Total interest expense | $110,000 | 7,031 |
| Net interest income | $243,000 | 7,426 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $24,000 | 6,949 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $8,000 | 6,669 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $16,000 | 6,197 |
| Total noninterest expense | $186,000 | 7,577 |
| Salaries and employee benefits | $86,000 | 7,652 |
| Premises and equipment expense | $21,000 | 7,415 |
| Additional noninterest expense | $79,000 | 7,281 |
| Pre-tax net operating income | $81,000 | 5,280 |
| Securities gains (losses) | $26,000 | 1,415 |
| Applicable income taxes | $1,000 | 4,457 |
| Income before extraordinary items | $106,000 | 4,890 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $106,000 | 4,890 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $106,000 | 4,889 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $60,000 | 2,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $80,260 | 5,137 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,455,000 | 7,448 |
| Total interest expense | $529,000 | 7,069 |
| Net interest income | $926,000 | 7,505 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $95,000 | 7,016 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $35,000 | 6,714 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $60,000 | 6,188 |
| Total noninterest expense | $713,000 | 7,706 |
| Salaries and employee benefits | $371,000 | 7,680 |
| Premises and equipment expense | $74,000 | 7,609 |
| Additional noninterest expense | $268,000 | 7,540 |
| Pre-tax net operating income | $308,000 | 4,477 |
| Securities gains (losses) | $42,000 | 2,725 |
| Applicable income taxes | $11,000 | 3,858 |
| Income before extraordinary items | $339,000 | 4,352 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $339,000 | 4,352 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $339,000 | 4,353 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $280,000 | 3,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $298,260 | 4,404 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,090,000 | 7,534 |
| Total interest expense | $409,000 | 7,151 |
| Net interest income | $681,000 | 7,596 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $74,000 | 7,108 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $25,000 | 6,783 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $49,000 | 6,248 |
| Total noninterest expense | $493,000 | 7,810 |
| Salaries and employee benefits | $262,000 | 7,782 |
| Premises and equipment expense | $56,000 | 7,665 |
| Additional noninterest expense | $175,000 | 7,687 |
| Pre-tax net operating income | $262,000 | 4,675 |
| Securities gains (losses) | $29,000 | 2,577 |
| Applicable income taxes | $1,000 | 4,465 |
| Income before extraordinary items | $290,000 | 4,471 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $290,000 | 4,470 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $290,000 | 4,472 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $180,000 | 3,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $261,000 | 4,516 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $724,000 | 7,612 |
| Total interest expense | $277,000 | 7,237 |
| Net interest income | $447,000 | 7,663 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $42,000 | 7,315 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $15,000 | 6,873 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $27,000 | 6,503 |
| Total noninterest expense | $331,000 | 7,883 |
| Salaries and employee benefits | $176,000 | 7,863 |
| Premises and equipment expense | $38,000 | 7,728 |
| Additional noninterest expense | $117,000 | 7,759 |
| Pre-tax net operating income | $158,000 | 4,898 |
| Securities gains (losses) | $8,000 | 2,641 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $166,000 | 4,759 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $166,000 | 4,756 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $166,000 | 4,756 |
| Net charge-offs | $-1,000 | 7,516 |
| Cash dividends | $120,000 | 3,134 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $158,000 | 4,724 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $365,000 | 7,660 |
| Total interest expense | $140,000 | 7,310 |
| Net interest income | $225,000 | 7,683 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $20,000 | 7,420 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $6,000 | 6,959 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $14,000 | 6,542 |
| Total noninterest expense | $160,000 | 7,946 |
| Salaries and employee benefits | $89,000 | 7,905 |
| Premises and equipment expense | $20,000 | 7,727 |
| Additional noninterest expense | $51,000 | 7,841 |
| Pre-tax net operating income | $85,000 | 5,196 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $85,000 | 5,154 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $85,000 | 5,158 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $85,000 | 5,157 |
| Net charge-offs | $-1,000 | 7,151 |
| Cash dividends | $60,000 | 2,569 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $85,000 | 4,990 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,577,000 | 7,631 |
| Total interest expense | $630,000 | 7,449 |
| Net interest income | $947,000 | 7,649 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $88,000 | 7,421 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $32,000 | 6,875 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $56,000 | 6,648 |
| Total noninterest expense | $715,000 | 7,904 |
| Salaries and employee benefits | $366,000 | 7,955 |
| Premises and equipment expense | $79,000 | 7,807 |
| Additional noninterest expense | $270,000 | 7,590 |
| Pre-tax net operating income | $320,000 | 5,372 |
| Securities gains (losses) | $6,000 | 2,702 |
| Applicable income taxes | $3,000 | 4,759 |
| Income before extraordinary items | $323,000 | 5,010 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $323,000 | 5,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,325 |
| Cash dividends | $240,000 | 4,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $317,060 | 5,193 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,204,000 | 7,696 |
| Total interest expense | $486,000 | 7,542 |
| Net interest income | $718,000 | 7,711 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $55,000 | 7,690 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $23,000 | 6,951 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $32,000 | 7,052 |
| Total noninterest expense | $499,000 | 8,001 |
| Salaries and employee benefits | $252,000 | 8,060 |
| Premises and equipment expense | $59,000 | 7,863 |
| Additional noninterest expense | $188,000 | 7,695 |
| Pre-tax net operating income | $274,000 | 5,742 |
| Securities gains (losses) | $6,000 | 2,568 |
| Applicable income taxes | $2,000 | 5,168 |
| Income before extraordinary items | $278,000 | 5,317 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $278,000 | 5,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,890 |
| Cash dividends | $140,000 | 4,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $272,060 | 5,504 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $806,000 | 7,760 |
| Total interest expense | $334,000 | 7,606 |
| Net interest income | $472,000 | 7,765 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $37,000 | 7,743 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $15,000 | 6,993 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $22,000 | 7,103 |
| Total noninterest expense | $326,000 | 8,079 |
| Salaries and employee benefits | $168,000 | 8,117 |
| Premises and equipment expense | $41,000 | 7,863 |
| Additional noninterest expense | $117,000 | 7,819 |
| Pre-tax net operating income | $183,000 | 5,927 |
| Securities gains (losses) | $6,000 | 2,681 |
| Applicable income taxes | $1,000 | 5,487 |
| Income before extraordinary items | $188,000 | 5,703 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $188,000 | 5,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,182 |
| Cash dividends | $140,000 | 3,822 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $182,060 | 5,682 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $407,000 | 7,825 |
| Total interest expense | $170,000 | 7,691 |
| Net interest income | $237,000 | 7,807 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $21,000 | 7,662 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $7,000 | 7,034 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $14,000 | 6,895 |
| Total noninterest expense | $157,000 | 8,149 |
| Salaries and employee benefits | $86,000 | 8,147 |
| Premises and equipment expense | $21,000 | 7,894 |
| Additional noninterest expense | $50,000 | 7,993 |
| Pre-tax net operating income | $101,000 | 5,992 |
| Securities gains (losses) | $6,000 | 2,176 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $107,000 | 5,748 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $107,000 | 5,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $80,000 | 3,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $101,000 | 5,733 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,650,000 | 7,815 |
| Total interest expense | $701,000 | 7,655 |
| Net interest income | $949,000 | 7,812 |
| Provision for loan and lease losses | $15,000 | 6,431 |
| Total noninterest income | $72,000 | 7,829 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $30,000 | 7,022 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $42,000 | 7,258 |
| Total noninterest expense | $617,000 | 8,205 |
| Salaries and employee benefits | $337,000 | 8,197 |
| Premises and equipment expense | $73,000 | 8,029 |
| Additional noninterest expense | $207,000 | 7,994 |
| Pre-tax net operating income | $389,000 | 6,298 |
| Securities gains (losses) | $-1,000 | 7,069 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $388,000 | 6,092 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $388,000 | 6,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,709 |
| Cash dividends | $340,000 | 4,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $389,000 | 6,075 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,233,000 | 7,865 |
| Total interest expense | $523,000 | 7,705 |
| Net interest income | $710,000 | 7,857 |
| Provision for loan and lease losses | $15,000 | 5,999 |
| Total noninterest income | $57,000 | 7,854 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $22,000 | 7,063 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $35,000 | 7,194 |
| Total noninterest expense | $413,000 | 8,270 |
| Salaries and employee benefits | $239,000 | 8,227 |
| Premises and equipment expense | $56,000 | 8,005 |
| Additional noninterest expense | $118,000 | 8,208 |
| Pre-tax net operating income | $339,000 | 6,410 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $339,000 | 6,108 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $339,000 | 6,105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,441 |
| Cash dividends | $260,000 | 3,816 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $339,000 | 6,097 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $830,000 | 7,898 |
| Total interest expense | $348,000 | 7,739 |
| Net interest income | $482,000 | 7,902 |
| Provision for loan and lease losses | $15,000 | 5,502 |
| Total noninterest income | $39,000 | 7,878 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $14,000 | 7,128 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $25,000 | 7,165 |
| Total noninterest expense | $265,000 | 8,345 |
| Salaries and employee benefits | $159,000 | 8,287 |
| Premises and equipment expense | $35,000 | 8,101 |
| Additional noninterest expense | $71,000 | 8,335 |
| Pre-tax net operating income | $241,000 | 6,408 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $241,000 | 6,080 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $241,000 | 6,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,005 |
| Cash dividends | $180,000 | 3,767 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $241,000 | 6,070 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $417,000 | 7,936 |
| Total interest expense | $170,000 | 7,787 |
| Net interest income | $247,000 | 7,932 |
| Provision for loan and lease losses | $15,000 | 4,592 |
| Total noninterest income | $22,000 | 7,786 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $6,000 | 7,199 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $16,000 | 6,921 |
| Total noninterest expense | $130,000 | 8,389 |
| Salaries and employee benefits | $80,000 | 8,330 |
| Premises and equipment expense | $17,000 | 8,143 |
| Additional noninterest expense | $33,000 | 8,409 |
| Pre-tax net operating income | $124,000 | 6,375 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $124,000 | 6,027 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $124,000 | 6,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $100,000 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $124,000 | 6,010 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,739,000 | 7,744 |
| Total interest expense | $644,000 | 7,621 |
| Net interest income | $1,095,000 | 7,707 |
| Provision for loan and lease losses | $60,000 | 5,315 |
| Total noninterest income | $70,000 | 8,042 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $27,000 | 7,192 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $43,000 | 7,400 |
| Total noninterest expense | $651,000 | 8,247 |
| Salaries and employee benefits | $395,000 | 8,169 |
| Premises and equipment expense | $72,000 | 8,124 |
| Additional noninterest expense | $184,000 | 8,201 |
| Pre-tax net operating income | $454,000 | 6,629 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $3,000 | 6,401 |
| Income before extraordinary items | $451,000 | 6,331 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $451,000 | 6,332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,765 |
| Cash dividends | $420,000 | 3,986 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $451,000 | 6,331 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,294,000 | 7,812 |
| Total interest expense | $469,000 | 7,664 |
| Net interest income | $825,000 | 7,775 |
| Provision for loan and lease losses | $45,000 | 5,149 |
| Total noninterest income | $52,000 | 8,132 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $19,000 | 7,290 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $33,000 | 7,424 |
| Total noninterest expense | $441,000 | 8,356 |
| Salaries and employee benefits | $260,000 | 8,290 |
| Premises and equipment expense | $57,000 | 8,121 |
| Additional noninterest expense | $124,000 | 8,327 |
| Pre-tax net operating income | $391,000 | 6,643 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $3,000 | 6,487 |
| Income before extraordinary items | $388,000 | 6,291 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $388,000 | 6,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,107 |
| Cash dividends | $300,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $388,000 | 6,295 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $882,000 | 7,792 |
| Total interest expense | $305,000 | 7,680 |
| Net interest income | $577,000 | 7,763 |
| Provision for loan and lease losses | $30,000 | 4,987 |
| Total noninterest income | $33,000 | 8,211 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $11,000 | 7,375 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $22,000 | 7,458 |
| Total noninterest expense | $288,000 | 8,412 |
| Salaries and employee benefits | $175,000 | 8,329 |
| Premises and equipment expense | $32,000 | 8,262 |
| Additional noninterest expense | $81,000 | 8,367 |
| Pre-tax net operating income | $292,000 | 6,516 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $3,000 | 6,457 |
| Income before extraordinary items | $289,000 | 6,086 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $289,000 | 6,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,339 |
| Cash dividends | $200,000 | 3,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $289,000 | 6,082 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $430,000 | 7,841 |
| Total interest expense | $149,000 | 7,691 |
| Net interest income | $281,000 | 7,824 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $20,000 | 8,055 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $6,000 | 7,374 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $14,000 | 7,173 |
| Total noninterest expense | $140,000 | 8,453 |
| Salaries and employee benefits | $86,000 | 8,367 |
| Premises and equipment expense | $14,000 | 8,354 |
| Additional noninterest expense | $40,000 | 8,386 |
| Pre-tax net operating income | $146,000 | 6,470 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $3,000 | 6,254 |
| Income before extraordinary items | $143,000 | 6,063 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $143,000 | 6,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,102 |
| Cash dividends | $80,000 | 3,286 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $143,000 | 6,061 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,661,000 | 7,751 |
| Total interest expense | $574,000 | 7,394 |
| Net interest income | $1,087,000 | 7,830 |
| Provision for loan and lease losses | $38,000 | 6,024 |
| Total noninterest income | $72,000 | 8,226 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $31,000 | 7,342 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $41,000 | 7,593 |
| Total noninterest expense | $641,000 | 8,342 |
| Salaries and employee benefits | $403,000 | 8,199 |
| Premises and equipment expense | $57,000 | 8,383 |
| Additional noninterest expense | $181,000 | 8,337 |
| Pre-tax net operating income | $480,000 | 6,819 |
| Securities gains (losses) | $-15,000 | 7,693 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $465,000 | 6,518 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $465,000 | 6,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 4,711 |
| Cash dividends | $330,000 | 4,253 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $480,000 | 6,417 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,215,000 | 7,802 |
| Total interest expense | $432,000 | 7,343 |
| Net interest income | $783,000 | 7,923 |
| Provision for loan and lease losses | $27,000 | 5,913 |
| Total noninterest income | $69,000 | 8,064 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $20,000 | 7,448 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $49,000 | 7,089 |
| Total noninterest expense | $438,000 | 8,436 |
| Salaries and employee benefits | $256,000 | 8,367 |
| Premises and equipment expense | $52,000 | 8,242 |
| Additional noninterest expense | $130,000 | 8,364 |
| Pre-tax net operating income | $387,000 | 6,850 |
| Securities gains (losses) | $-15,000 | 8,058 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $372,000 | 6,528 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $372,000 | 6,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 3,913 |
| Cash dividends | $250,000 | 3,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $387,000 | 6,396 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $809,000 | 7,798 |
| Total interest expense | $285,000 | 7,285 |
| Net interest income | $524,000 | 7,936 |
| Provision for loan and lease losses | $18,000 | 5,733 |
| Total noninterest income | $59,000 | 7,792 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $15,000 | 7,428 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $44,000 | 6,606 |
| Total noninterest expense | $328,000 | 8,301 |
| Salaries and employee benefits | $194,000 | 8,232 |
| Premises and equipment expense | $44,000 | 8,001 |
| Additional noninterest expense | $90,000 | 8,306 |
| Pre-tax net operating income | $237,000 | 6,986 |
| Securities gains (losses) | $-15,000 | 8,274 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $222,000 | 6,744 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $222,000 | 6,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,385 |
| Cash dividends | $90,000 | 4,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $237,000 | 6,573 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $383,000 | 7,925 |
| Total interest expense | $141,000 | 7,278 |
| Net interest income | $242,000 | 8,116 |
| Provision for loan and lease losses | $9,000 | 5,480 |
| Total noninterest income | $24,000 | 8,024 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $1,000 | 7,789 |
| Trading account gains and fees | $8,000 | 103 |
| Additional Noninterest Income | $15,000 | 7,267 |
| Total noninterest expense | $158,000 | 8,425 |
| Salaries and employee benefits | $97,000 | 8,300 |
| Premises and equipment expense | $26,000 | 7,883 |
| Additional noninterest expense | $35,000 | 8,588 |
| Pre-tax net operating income | $99,000 | 7,230 |
| Securities gains (losses) | $-15,000 | 8,617 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $84,000 | 7,161 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $84,000 | 7,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $10,000 | 3,799 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $99,000 | 6,890 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,526,000 | 7,854 |
| Total interest expense | $528,000 | 7,207 |
| Net interest income | $998,000 | 8,021 |
| Provision for loan and lease losses | $36,000 | 6,265 |
| Total noninterest income | $89,000 | 8,205 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $30,000 | 7,548 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $59,000 | 7,212 |
| Total noninterest expense | $615,000 | 8,489 |
| Salaries and employee benefits | $380,000 | 8,368 |
| Premises and equipment expense | $61,000 | 8,469 |
| Additional noninterest expense | $174,000 | 8,458 |
| Pre-tax net operating income | $436,000 | 6,919 |
| Securities gains (losses) | $-5,000 | 8,058 |
| Applicable income taxes | $-5,000 | 8,547 |
| Income before extraordinary items | $436,000 | 6,602 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $436,000 | 6,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,809 |
| Cash dividends | $340,000 | 4,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $441,000 | 6,532 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,130,000 | 7,913 |
| Total interest expense | $379,000 | 7,308 |
| Net interest income | $751,000 | 8,050 |
| Provision for loan and lease losses | $27,000 | 6,080 |
| Total noninterest income | $72,000 | 8,178 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $18,000 | 7,662 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $54,000 | 6,952 |
| Total noninterest expense | $421,000 | 8,599 |
| Salaries and employee benefits | $228,000 | 8,604 |
| Premises and equipment expense | $62,000 | 8,172 |
| Additional noninterest expense | $131,000 | 8,456 |
| Pre-tax net operating income | $375,000 | 6,846 |
| Securities gains (losses) | $-5,000 | 8,357 |
| Applicable income taxes | $-5,000 | 8,697 |
| Income before extraordinary items | $375,000 | 6,459 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $375,000 | 6,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,697 |
| Cash dividends | $240,000 | 3,737 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $380,000 | 6,363 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $735,000 | 8,008 |
| Total interest expense | $259,000 | 7,315 |
| Net interest income | $476,000 | 8,187 |
| Provision for loan and lease losses | $18,000 | 5,953 |
| Total noninterest income | $54,000 | 8,092 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $11,000 | 7,732 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $43,000 | 6,699 |
| Total noninterest expense | $261,000 | 8,713 |
| Salaries and employee benefits | $152,000 | 8,661 |
| Premises and equipment expense | $40,000 | 8,252 |
| Additional noninterest expense | $69,000 | 8,725 |
| Pre-tax net operating income | $251,000 | 6,818 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $4,000 | 6,937 |
| Income before extraordinary items | $247,000 | 6,469 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $247,000 | 6,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,314 |
| Cash dividends | $160,000 | 3,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $247,000 | 6,378 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $364,000 | 8,066 |
| Total interest expense | $132,000 | 7,324 |
| Net interest income | $232,000 | 8,254 |
| Provision for loan and lease losses | $9,000 | 5,706 |
| Total noninterest income | $35,000 | 7,776 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $6,000 | 7,724 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $29,000 | 6,170 |
| Total noninterest expense | $128,000 | 8,757 |
| Salaries and employee benefits | $74,000 | 8,726 |
| Premises and equipment expense | $17,000 | 8,430 |
| Additional noninterest expense | $37,000 | 8,708 |
| Pre-tax net operating income | $130,000 | 6,724 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $7,000 | 6,445 |
| Income before extraordinary items | $123,000 | 6,459 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $123,000 | 6,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $80,000 | 3,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $123,000 | 6,340 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,536,000 | 8,041 |
| Total interest expense | $605,000 | 7,370 |
| Net interest income | $931,000 | 8,213 |
| Provision for loan and lease losses | $36,000 | 6,612 |
| Total noninterest income | $84,000 | 8,463 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $32,000 | 7,690 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $52,000 | 7,508 |
| Total noninterest expense | $571,000 | 8,719 |
| Salaries and employee benefits | $342,000 | 8,613 |
| Premises and equipment expense | $85,000 | 8,267 |
| Additional noninterest expense | $144,000 | 8,789 |
| Pre-tax net operating income | $408,000 | 7,001 |
| Securities gains (losses) | $9,000 | 3,670 |
| Applicable income taxes | $-4,000 | 8,723 |
| Income before extraordinary items | $421,000 | 6,708 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $421,000 | 6,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,310 |
| Cash dividends | $400,000 | 3,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $412,000 | 6,596 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,154,000 | 8,130 |
| Total interest expense | $476,000 | 7,430 |
| Net interest income | $678,000 | 8,334 |
| Provision for loan and lease losses | $27,000 | 6,482 |
| Total noninterest income | $60,000 | 8,568 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $25,000 | 7,738 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $35,000 | 7,674 |
| Total noninterest expense | $377,000 | 8,868 |
| Salaries and employee benefits | $213,000 | 8,834 |
| Premises and equipment expense | $68,000 | 8,207 |
| Additional noninterest expense | $96,000 | 8,918 |
| Pre-tax net operating income | $334,000 | 7,017 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $5,000 | 7,232 |
| Income before extraordinary items | $329,000 | 6,777 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $329,000 | 6,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,699 |
| Cash dividends | $260,000 | 3,673 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $329,000 | 6,606 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $765,000 | 8,201 |
| Total interest expense | $330,000 | 7,459 |
| Net interest income | $435,000 | 8,416 |
| Provision for loan and lease losses | $18,000 | 6,396 |
| Total noninterest income | $40,000 | 8,577 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $17,000 | 7,743 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $23,000 | 7,664 |
| Total noninterest expense | $250,000 | 8,890 |
| Salaries and employee benefits | $143,000 | 8,856 |
| Premises and equipment expense | $46,000 | 8,198 |
| Additional noninterest expense | $61,000 | 8,954 |
| Pre-tax net operating income | $207,000 | 7,151 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $5,000 | 7,181 |
| Income before extraordinary items | $202,000 | 6,948 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $202,000 | 6,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,111 |
| Cash dividends | $160,000 | 3,759 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $202,000 | 6,759 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $389,000 | 8,217 |
| Total interest expense | $168,000 | 7,510 |
| Net interest income | $221,000 | 8,433 |
| Provision for loan and lease losses | $9,000 | 6,152 |
| Total noninterest income | $20,000 | 8,615 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $7,000 | 7,830 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $13,000 | 7,569 |
| Total noninterest expense | $121,000 | 8,962 |
| Salaries and employee benefits | $72,000 | 8,885 |
| Premises and equipment expense | $20,000 | 8,398 |
| Additional noninterest expense | $29,000 | 9,032 |
| Pre-tax net operating income | $111,000 | 7,026 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $2,000 | 7,162 |
| Income before extraordinary items | $109,000 | 6,730 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $109,000 | 6,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,770 |
| Cash dividends | $80,000 | 3,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $109,000 | 6,561 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,691,000 | 8,177 |
| Total interest expense | $823,000 | 7,444 |
| Net interest income | $868,000 | 8,476 |
| Provision for loan and lease losses | $36,000 | 7,011 |
| Total noninterest income | $96,000 | 8,446 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $49,000 | 7,550 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $47,000 | 7,677 |
| Total noninterest expense | $533,000 | 8,923 |
| Salaries and employee benefits | $298,000 | 8,904 |
| Premises and equipment expense | $83,000 | 8,400 |
| Additional noninterest expense | $152,000 | 8,867 |
| Pre-tax net operating income | $395,000 | 7,185 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $395,000 | 6,871 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $395,000 | 6,870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,914 |
| Cash dividends | $300,000 | 4,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $395,000 | 6,738 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,798,000 | 8,418 |
| Total interest expense | $1,002,000 | 8,019 |
| Net interest income | $796,000 | 8,675 |
| Provision for loan and lease losses | $36,000 | 7,043 |
| Total noninterest income | $110,000 | 8,362 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $56,000 | 7,471 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $54,000 | 7,574 |
| Total noninterest expense | $502,000 | 9,172 |
| Salaries and employee benefits | $286,000 | 9,116 |
| Premises and equipment expense | $88,000 | 8,488 |
| Additional noninterest expense | $128,000 | 9,204 |
| Pre-tax net operating income | $368,000 | 7,121 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $122,000 | 5,750 |
| Income before extraordinary items | $246,000 | 7,452 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $246,000 | 7,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,555 |
| Cash dividends | $225,000 | 4,827 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $246,000 | 7,339 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,670,000 | 8,764 |
| Total interest expense | $885,000 | 8,462 |
| Net interest income | $785,000 | 8,935 |
| Provision for loan and lease losses | $60,000 | 6,179 |
| Total noninterest income | $104,000 | 8,542 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $43,000 | 7,793 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 7,442 |
| Total noninterest expense | $514,000 | 9,359 |
| Salaries and employee benefits | $266,000 | 9,396 |
| Premises and equipment expense | $90,000 | 8,615 |
| Additional noninterest expense | $158,000 | 9,172 |
| Pre-tax net operating income | $315,000 | 7,844 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $106,000 | 6,441 |
| Income before extraordinary items | $209,000 | 8,014 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $209,000 | 8,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,307 |
| Cash dividends | $155,000 | 5,457 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $209,000 | 8,016 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,509,000 | 9,060 |
| Total interest expense | $741,000 | 8,845 |
| Net interest income | $768,000 | 9,132 |
| Provision for loan and lease losses | $40,000 | 6,849 |
| Total noninterest income | $111,000 | 8,649 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $38,000 | 8,115 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 7,335 |
| Total noninterest expense | $513,000 | 9,599 |
| Salaries and employee benefits | $283,000 | 9,558 |
| Premises and equipment expense | $52,000 | 9,602 |
| Additional noninterest expense | $178,000 | 9,255 |
| Pre-tax net operating income | $326,000 | 7,942 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $110,000 | 6,786 |
| Income before extraordinary items | $216,000 | 8,175 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $216,000 | 8,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,387 |
| Cash dividends | $155,000 | 5,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $216,000 | 8,147 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,560,000 | 9,209 |
| Total interest expense | $771,000 | 9,009 |
| Net interest income | $789,000 | 9,281 |
| Provision for loan and lease losses | $26,000 | 7,477 |
| Total noninterest income | $98,000 | 9,056 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $45,000 | 8,166 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 8,063 |
| Total noninterest expense | $466,000 | 9,886 |
| Salaries and employee benefits | $277,000 | 9,744 |
| Premises and equipment expense | $59,000 | 9,596 |
| Additional noninterest expense | $130,000 | 9,864 |
| Pre-tax net operating income | $395,000 | 7,910 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $136,000 | 7,036 |
| Income before extraordinary items | $259,000 | 8,186 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $259,000 | 8,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,124 |
| Cash dividends | $145,000 | 5,854 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $259,000 | 8,105 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,536,000 | 9,623 |
| Total interest expense | $729,000 | 9,470 |
| Net interest income | $807,000 | 9,654 |
| Provision for loan and lease losses | $100,000 | 5,146 |
| Total noninterest income | $73,000 | 9,891 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $38,000 | 8,734 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 9,104 |
| Total noninterest expense | $454,000 | 10,315 |
| Salaries and employee benefits | $256,000 | 10,236 |
| Premises and equipment expense | $52,000 | 10,154 |
| Additional noninterest expense | $146,000 | 10,043 |
| Pre-tax net operating income | $326,000 | 8,845 |
| Securities gains (losses) | $-43,000 | 10,607 |
| Applicable income taxes | $79,000 | 8,756 |
| Income before extraordinary items | $204,000 | 9,120 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $204,000 | 9,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 4,041 |
| Cash dividends | $100,000 | 6,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $234,960 | 8,844 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,368,000 | 10,296 |
| Total interest expense | $768,000 | 9,746 |
| Net interest income | $600,000 | 10,658 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $70,000 | 10,476 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $25,000 | 9,477 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 9,116 |
| Total noninterest expense | $463,000 | 10,738 |
| Salaries and employee benefits | $278,000 | 10,525 |
| Premises and equipment expense | $48,000 | 10,693 |
| Additional noninterest expense | $137,000 | 10,717 |
| Pre-tax net operating income | $207,000 | 9,749 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $58,000 | 9,552 |
| Income before extraordinary items | $149,000 | 9,801 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $149,000 | 9,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,146 |
| Cash dividends | $145,000 | 6,112 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $149,000 | 9,744 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,314,000 | 10,816 |
| Total interest expense | $669,000 | 10,421 |
| Net interest income | $645,000 | 10,990 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $105,000 | 10,171 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $21,000 | 9,976 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 7,808 |
| Total noninterest expense | $490,000 | 11,060 |
| Salaries and employee benefits | $258,000 | 11,095 |
| Premises and equipment expense | $74,000 | 10,376 |
| Additional noninterest expense | $158,000 | 10,957 |
| Pre-tax net operating income | $260,000 | 10,042 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $75,000 | 9,683 |
| Income before extraordinary items | $189,000 | 10,058 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $189,000 | 10,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,320 |
| Cash dividends | $205,000 | 5,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $186,120 | 10,061 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,284,000 | 11,175 |
| Total interest expense | $597,000 | 10,617 |
| Net interest income | $687,000 | 11,421 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $68,000 | 11,535 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $22,000 | 10,503 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 9,840 |
| Total noninterest expense | $504,000 | 11,608 |
| Salaries and employee benefits | $255,000 | 11,625 |
| Premises and equipment expense | $52,000 | 11,558 |
| Additional noninterest expense | $197,000 | 11,188 |
| Pre-tax net operating income | $251,000 | 10,482 |
| Securities gains (losses) | $-15,000 | 10,127 |
| Applicable income taxes | $78,000 | 9,862 |
| Income before extraordinary items | $158,000 | 10,719 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $158,000 | 10,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 10,447 |
| Cash dividends | $66,000 | 7,598 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $168,050 | 10,668 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,237,000 | 11,808 |
| Total interest expense | $596,000 | 11,174 |
| Net interest income | $641,000 | 12,068 |
| Provision for loan and lease losses | $42,000 | 7,871 |
| Total noninterest income | $44,000 | 12,688 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $20,000 | 11,005 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 11,745 |
| Total noninterest expense | $432,000 | 12,501 |
| Salaries and employee benefits | $232,000 | 12,358 |
| Premises and equipment expense | $52,000 | 12,143 |
| Additional noninterest expense | $148,000 | 12,451 |
| Pre-tax net operating income | $211,000 | 10,949 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $56,000 | 10,800 |
| Income before extraordinary items | $155,000 | 11,135 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $155,000 | 11,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 9,293 |
| Cash dividends | $42,000 | 8,158 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $155,000 | 10,931 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,193,000 | 12,618 |
| Total interest expense | $628,000 | 12,158 |
| Net interest income | $565,000 | 12,862 |
| Provision for loan and lease losses | $36,000 | 9,661 |
| Total noninterest income | $39,000 | 13,364 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $22,000 | 11,322 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 12,822 |
| Total noninterest expense | $420,000 | 13,067 |
| Salaries and employee benefits | $249,000 | 12,618 |
| Premises and equipment expense | $36,000 | 13,211 |
| Additional noninterest expense | $135,000 | 13,150 |
| Pre-tax net operating income | $148,000 | 11,549 |
| Securities gains (losses) | $3,000 | 7,429 |
| Applicable income taxes | $19,000 | 12,141 |
| Income before extraordinary items | $132,000 | 11,516 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $132,000 | 11,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 8,662 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $129,390 | 11,234 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.