Home > The State Bank of Lebo > Income and Expense
The State Bank of Lebo, Income and Expense
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $503,000 | 7,877 |
| Total interest expense | $204,000 | 7,554 |
| Net interest income | $299,000 | 7,923 |
| Provision for loan and lease losses | $54,000 | 6,022 |
| Total noninterest income | $36,000 | 7,412 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $11,000 | 6,975 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $25,000 | 6,587 |
| Total noninterest expense | $699,000 | 7,006 |
| Salaries and employee benefits | $376,000 | 6,934 |
| Premises and equipment expense | $19,000 | 8,019 |
| Additional noninterest expense | $304,000 | 6,465 |
| Pre-tax net operating income | $-418,000 | 6,564 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-418,000 | 6,673 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-418,000 | 6,674 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-418,000 | 6,674 |
| Net charge-offs | $402,000 | 2,605 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-418,000 | 6,652 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $237,000 | 7,965 |
| Total interest expense | $110,000 | 7,565 |
| Net interest income | $127,000 | 8,037 |
| Provision for loan and lease losses | $270,000 | 2,474 |
| Total noninterest income | $12,000 | 7,693 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $6,000 | 6,959 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $6,000 | 7,210 |
| Total noninterest expense | $242,000 | 7,562 |
| Salaries and employee benefits | $144,000 | 7,426 |
| Premises and equipment expense | $5,000 | 8,159 |
| Additional noninterest expense | $93,000 | 7,192 |
| Pre-tax net operating income | $-373,000 | 7,164 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-373,000 | 7,300 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-373,000 | 7,301 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-373,000 | 7,301 |
| Net charge-offs | $379,000 | 1,590 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-373,000 | 7,259 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,531,000 | 7,661 |
| Total interest expense | $845,000 | 7,048 |
| Net interest income | $686,000 | 7,915 |
| Provision for loan and lease losses | $707,000 | 3,230 |
| Total noninterest income | $39,000 | 7,815 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $30,000 | 6,909 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $9,000 | 7,711 |
| Total noninterest expense | $1,046,000 | 7,488 |
| Salaries and employee benefits | $565,000 | 7,507 |
| Premises and equipment expense | $44,000 | 8,100 |
| Additional noninterest expense | $437,000 | 6,897 |
| Pre-tax net operating income | $-1,028,000 | 7,026 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,000 | 4,863 |
| Income before extraordinary items | $-1,029,000 | 7,008 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,029,000 | 7,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $444,000 | 2,966 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-1,029,000 | 7,130 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,233,000 | 7,665 |
| Total interest expense | $717,000 | 6,973 |
| Net interest income | $516,000 | 7,997 |
| Provision for loan and lease losses | $614,000 | 2,450 |
| Total noninterest income | $32,000 | 7,916 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $24,000 | 6,935 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $8,000 | 7,837 |
| Total noninterest expense | $794,000 | 7,480 |
| Salaries and employee benefits | $427,000 | 7,521 |
| Premises and equipment expense | $31,000 | 8,173 |
| Additional noninterest expense | $336,000 | 6,837 |
| Pre-tax net operating income | $-860,000 | 7,459 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-860,000 | 7,436 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-860,000 | 7,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 3,186 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-860,000 | 7,555 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $855,000 | 7,684 |
| Total interest expense | $566,000 | 6,796 |
| Net interest income | $289,000 | 8,172 |
| Provision for loan and lease losses | $521,000 | 1,866 |
| Total noninterest income | $23,000 | 7,974 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $16,000 | 6,968 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $7,000 | 7,835 |
| Total noninterest expense | $557,000 | 7,467 |
| Salaries and employee benefits | $280,000 | 7,607 |
| Premises and equipment expense | $21,000 | 8,235 |
| Additional noninterest expense | $256,000 | 6,592 |
| Pre-tax net operating income | $-766,000 | 7,774 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-766,000 | 7,882 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-766,000 | 7,881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 2,628 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-766,000 | 7,860 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $458,000 | 7,686 |
| Total interest expense | $208,000 | 7,423 |
| Net interest income | $250,000 | 7,741 |
| Provision for loan and lease losses | $407,000 | 1,135 |
| Total noninterest income | $15,000 | 7,899 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $9,000 | 6,931 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $6,000 | 7,600 |
| Total noninterest expense | $301,000 | 7,368 |
| Salaries and employee benefits | $129,000 | 7,754 |
| Premises and equipment expense | $13,000 | 8,175 |
| Additional noninterest expense | $159,000 | 6,022 |
| Pre-tax net operating income | $-443,000 | 8,047 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $2,000 | 5,366 |
| Income before extraordinary items | $-445,000 | 8,112 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-445,000 | 8,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,249 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-445,000 | 8,097 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,197,000 | 7,419 |
| Total interest expense | $930,000 | 7,277 |
| Net interest income | $1,267,000 | 7,420 |
| Provision for loan and lease losses | $169,000 | 4,164 |
| Total noninterest income | $67,000 | 7,873 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $43,000 | 6,860 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $24,000 | 7,697 |
| Total noninterest expense | $912,000 | 7,772 |
| Salaries and employee benefits | $532,000 | 7,717 |
| Premises and equipment expense | $41,000 | 8,322 |
| Additional noninterest expense | $339,000 | 7,352 |
| Pre-tax net operating income | $253,000 | 6,729 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $6,000 | 5,740 |
| Income before extraordinary items | $247,000 | 6,619 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $247,000 | 6,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $238,000 | 2,607 |
| Cash dividends | $156,000 | 5,082 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $247,000 | 6,603 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,712,000 | 7,390 |
| Total interest expense | $686,000 | 7,330 |
| Net interest income | $1,026,000 | 7,335 |
| Provision for loan and lease losses | $169,000 | 3,319 |
| Total noninterest income | $49,000 | 7,945 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $29,000 | 6,949 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $20,000 | 7,670 |
| Total noninterest expense | $608,000 | 7,895 |
| Salaries and employee benefits | $357,000 | 7,845 |
| Premises and equipment expense | $22,000 | 8,408 |
| Additional noninterest expense | $229,000 | 7,501 |
| Pre-tax net operating income | $298,000 | 6,574 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $8,000 | 5,782 |
| Income before extraordinary items | $290,000 | 6,366 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $290,000 | 6,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,022 |
| Cash dividends | $156,000 | 4,330 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $290,000 | 6,362 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,128,000 | 7,462 |
| Total interest expense | $443,000 | 7,404 |
| Net interest income | $685,000 | 7,397 |
| Provision for loan and lease losses | $-62,000 | 8,444 |
| Total noninterest income | $37,000 | 7,922 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $18,000 | 7,024 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $19,000 | 7,424 |
| Total noninterest expense | $403,000 | 7,953 |
| Salaries and employee benefits | $238,000 | 7,898 |
| Premises and equipment expense | $16,000 | 8,429 |
| Additional noninterest expense | $149,000 | 7,585 |
| Pre-tax net operating income | $381,000 | 5,616 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $5,000 | 5,893 |
| Income before extraordinary items | $376,000 | 5,202 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $376,000 | 5,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-73,000 | 8,372 |
| Cash dividends | $96,000 | 4,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $376,000 | 5,189 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $542,000 | 7,553 |
| Total interest expense | $204,000 | 7,551 |
| Net interest income | $338,000 | 7,459 |
| Provision for loan and lease losses | $-65,000 | 8,527 |
| Total noninterest income | $26,000 | 7,612 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $8,000 | 7,097 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $18,000 | 6,767 |
| Total noninterest expense | $177,000 | 8,133 |
| Salaries and employee benefits | $98,000 | 8,151 |
| Premises and equipment expense | $8,000 | 8,463 |
| Additional noninterest expense | $71,000 | 7,661 |
| Pre-tax net operating income | $252,000 | 5,034 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $2,000 | 5,948 |
| Income before extraordinary items | $250,000 | 4,560 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $250,000 | 4,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-69,000 | 8,450 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $250,000 | 4,546 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,040,000 | 7,506 |
| Total interest expense | $775,000 | 7,382 |
| Net interest income | $1,265,000 | 7,498 |
| Provision for loan and lease losses | $170,000 | 3,852 |
| Total noninterest income | $103,000 | 7,703 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $49,000 | 6,910 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $54,000 | 7,164 |
| Total noninterest expense | $976,000 | 7,753 |
| Salaries and employee benefits | $531,000 | 7,785 |
| Premises and equipment expense | $47,000 | 8,385 |
| Additional noninterest expense | $398,000 | 7,070 |
| Pre-tax net operating income | $222,000 | 7,330 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $10,000 | 6,155 |
| Income before extraordinary items | $212,000 | 7,225 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $212,000 | 7,226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 2,851 |
| Cash dividends | $163,000 | 5,125 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $212,000 | 7,215 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,495,000 | 7,595 |
| Total interest expense | $518,000 | 7,547 |
| Net interest income | $977,000 | 7,508 |
| Provision for loan and lease losses | $135,000 | 3,558 |
| Total noninterest income | $78,000 | 7,776 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $38,000 | 6,969 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $40,000 | 7,204 |
| Total noninterest expense | $492,000 | 8,254 |
| Salaries and employee benefits | $300,000 | 8,156 |
| Premises and equipment expense | $28,000 | 8,531 |
| Additional noninterest expense | $164,000 | 8,039 |
| Pre-tax net operating income | $428,000 | 6,504 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $10,000 | 6,224 |
| Income before extraordinary items | $418,000 | 6,150 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $418,000 | 6,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 2,886 |
| Cash dividends | $163,000 | 4,366 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $418,000 | 6,148 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $930,000 | 7,724 |
| Total interest expense | $306,000 | 7,676 |
| Net interest income | $624,000 | 7,620 |
| Provision for loan and lease losses | $95,000 | 3,398 |
| Total noninterest income | $65,000 | 7,601 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $27,000 | 6,945 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $38,000 | 6,794 |
| Total noninterest expense | $323,000 | 8,299 |
| Salaries and employee benefits | $198,000 | 8,212 |
| Premises and equipment expense | $17,000 | 8,587 |
| Additional noninterest expense | $108,000 | 8,070 |
| Pre-tax net operating income | $271,000 | 6,635 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $7,000 | 6,238 |
| Income before extraordinary items | $264,000 | 6,277 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $264,000 | 6,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,393 |
| Cash dividends | $163,000 | 3,915 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $264,000 | 6,281 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $435,000 | 7,829 |
| Total interest expense | $118,000 | 7,982 |
| Net interest income | $317,000 | 7,623 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $35,000 | 7,491 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $13,000 | 6,977 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $22,000 | 6,566 |
| Total noninterest expense | $164,000 | 8,292 |
| Salaries and employee benefits | $97,000 | 8,248 |
| Premises and equipment expense | $9,000 | 8,564 |
| Additional noninterest expense | $58,000 | 7,984 |
| Pre-tax net operating income | $173,000 | 6,125 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $3,000 | 6,254 |
| Income before extraordinary items | $170,000 | 5,681 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $170,000 | 5,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 2,616 |
| Cash dividends | $84,000 | 3,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $170,000 | 5,675 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,333,000 | 8,058 |
| Total interest expense | $334,000 | 8,100 |
| Net interest income | $999,000 | 7,936 |
| Provision for loan and lease losses | $37,000 | 6,037 |
| Total noninterest income | $97,000 | 7,970 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $43,000 | 7,182 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $54,000 | 7,294 |
| Total noninterest expense | $786,000 | 8,091 |
| Salaries and employee benefits | $472,000 | 7,992 |
| Premises and equipment expense | $74,000 | 8,187 |
| Additional noninterest expense | $240,000 | 7,985 |
| Pre-tax net operating income | $273,000 | 7,492 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $13,000 | 6,454 |
| Income before extraordinary items | $260,000 | 7,341 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $260,000 | 7,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 8,352 |
| Cash dividends | $276,000 | 4,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $260,000 | 7,322 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $957,000 | 8,136 |
| Total interest expense | $218,000 | 8,216 |
| Net interest income | $739,000 | 8,003 |
| Provision for loan and lease losses | $37,000 | 5,628 |
| Total noninterest income | $69,000 | 8,064 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $31,000 | 7,250 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $38,000 | 7,396 |
| Total noninterest expense | $434,000 | 8,445 |
| Salaries and employee benefits | $280,000 | 8,264 |
| Premises and equipment expense | $19,000 | 8,716 |
| Additional noninterest expense | $135,000 | 8,332 |
| Pre-tax net operating income | $337,000 | 7,037 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $7,000 | 6,626 |
| Income before extraordinary items | $330,000 | 6,767 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $330,000 | 6,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,234 |
| Cash dividends | $216,000 | 3,962 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $330,000 | 6,720 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $607,000 | 8,206 |
| Total interest expense | $124,000 | 8,312 |
| Net interest income | $483,000 | 8,049 |
| Provision for loan and lease losses | $5,000 | 6,409 |
| Total noninterest income | $44,000 | 8,099 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $18,000 | 7,341 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $26,000 | 7,352 |
| Total noninterest expense | $238,000 | 8,594 |
| Salaries and employee benefits | $149,000 | 8,501 |
| Premises and equipment expense | $13,000 | 8,711 |
| Additional noninterest expense | $76,000 | 8,476 |
| Pre-tax net operating income | $284,000 | 6,681 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $5,000 | 6,626 |
| Income before extraordinary items | $279,000 | 6,270 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $279,000 | 6,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,046 |
| Cash dividends | $132,000 | 4,006 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $279,000 | 6,220 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $283,000 | 8,342 |
| Total interest expense | $53,000 | 8,474 |
| Net interest income | $230,000 | 8,200 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $24,000 | 8,024 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $9,000 | 7,376 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $15,000 | 7,267 |
| Total noninterest expense | $114,000 | 8,678 |
| Salaries and employee benefits | $73,000 | 8,578 |
| Premises and equipment expense | $8,000 | 8,706 |
| Additional noninterest expense | $33,000 | 8,638 |
| Pre-tax net operating income | $140,000 | 6,689 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $2,000 | 6,630 |
| Income before extraordinary items | $138,000 | 6,283 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $138,000 | 6,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,027 |
| Cash dividends | $60,000 | 3,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $138,000 | 6,234 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $931,000 | 8,455 |
| Total interest expense | $169,000 | 8,559 |
| Net interest income | $762,000 | 8,356 |
| Provision for loan and lease losses | $-125,000 | 8,806 |
| Total noninterest income | $90,000 | 8,196 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $44,000 | 7,380 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $46,000 | 7,502 |
| Total noninterest expense | $649,000 | 8,418 |
| Salaries and employee benefits | $395,000 | 8,319 |
| Premises and equipment expense | $54,000 | 8,552 |
| Additional noninterest expense | $200,000 | 8,305 |
| Pre-tax net operating income | $328,000 | 7,351 |
| Securities gains (losses) | $1,000 | 3,645 |
| Applicable income taxes | $9,000 | 6,781 |
| Income before extraordinary items | $320,000 | 7,141 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $320,000 | 7,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 8,624 |
| Cash dividends | $226,000 | 4,721 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $319,030 | 7,092 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $674,000 | 8,533 |
| Total interest expense | $128,000 | 8,604 |
| Net interest income | $546,000 | 8,438 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $70,000 | 8,209 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $35,000 | 7,384 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $35,000 | 7,515 |
| Total noninterest expense | $386,000 | 8,668 |
| Salaries and employee benefits | $254,000 | 8,493 |
| Premises and equipment expense | $22,000 | 8,846 |
| Additional noninterest expense | $110,000 | 8,619 |
| Pre-tax net operating income | $230,000 | 7,550 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $5,000 | 6,948 |
| Income before extraordinary items | $225,000 | 7,338 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $225,000 | 7,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,375 |
| Cash dividends | $172,000 | 4,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $225,000 | 7,273 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $454,000 | 8,582 |
| Total interest expense | $87,000 | 8,659 |
| Net interest income | $367,000 | 8,480 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $48,000 | 8,220 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $23,000 | 7,421 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $25,000 | 7,479 |
| Total noninterest expense | $267,000 | 8,694 |
| Salaries and employee benefits | $173,000 | 8,525 |
| Premises and equipment expense | $16,000 | 8,866 |
| Additional noninterest expense | $78,000 | 8,608 |
| Pre-tax net operating income | $148,000 | 7,558 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $3,000 | 6,985 |
| Income before extraordinary items | $145,000 | 7,372 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $145,000 | 7,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,198 |
| Cash dividends | $130,000 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $145,000 | 7,303 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $231,000 | 8,608 |
| Total interest expense | $45,000 | 8,685 |
| Net interest income | $186,000 | 8,506 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $26,000 | 8,131 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $11,000 | 7,439 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $15,000 | 7,252 |
| Total noninterest expense | $129,000 | 8,750 |
| Salaries and employee benefits | $85,000 | 8,586 |
| Premises and equipment expense | $6,000 | 8,944 |
| Additional noninterest expense | $38,000 | 8,683 |
| Pre-tax net operating income | $83,000 | 7,426 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $2,000 | 6,854 |
| Income before extraordinary items | $81,000 | 7,198 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $81,000 | 7,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,873 |
| Cash dividends | $82,000 | 3,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $81,000 | 7,123 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $989,000 | 8,596 |
| Total interest expense | $248,000 | 8,616 |
| Net interest income | $741,000 | 8,501 |
| Provision for loan and lease losses | $-79,000 | 9,013 |
| Total noninterest income | $97,000 | 8,329 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $57,000 | 7,321 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $40,000 | 7,815 |
| Total noninterest expense | $651,000 | 8,550 |
| Salaries and employee benefits | $381,000 | 8,487 |
| Premises and equipment expense | $51,000 | 8,750 |
| Additional noninterest expense | $219,000 | 8,314 |
| Pre-tax net operating income | $266,000 | 7,569 |
| Securities gains (losses) | $-4,000 | 8,670 |
| Applicable income taxes | $34,000 | 6,523 |
| Income before extraordinary items | $228,000 | 7,633 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $228,000 | 7,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,519 |
| Cash dividends | $285,000 | 4,462 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $231,480 | 7,479 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $750,000 | 8,667 |
| Total interest expense | $198,000 | 8,675 |
| Net interest income | $552,000 | 8,576 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $52,000 | 8,687 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $42,000 | 7,400 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $10,000 | 8,693 |
| Total noninterest expense | $428,000 | 8,736 |
| Salaries and employee benefits | $269,000 | 8,564 |
| Premises and equipment expense | $15,000 | 9,123 |
| Additional noninterest expense | $144,000 | 8,506 |
| Pre-tax net operating income | $176,000 | 7,844 |
| Securities gains (losses) | $-4,000 | 8,850 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $172,000 | 7,773 |
| Extraordinary gains, net | $-4,000 | 9,209 |
| Net income | $168,000 | 7,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,184 |
| Cash dividends | $213,000 | 3,940 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $176,000 | 7,599 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $513,000 | 8,693 |
| Total interest expense | $139,000 | 8,712 |
| Net interest income | $374,000 | 8,597 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $37,000 | 8,650 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $28,000 | 7,416 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $9,000 | 8,523 |
| Total noninterest expense | $283,000 | 8,757 |
| Salaries and employee benefits | $171,000 | 8,652 |
| Premises and equipment expense | $14,000 | 9,079 |
| Additional noninterest expense | $98,000 | 8,486 |
| Pre-tax net operating income | $128,000 | 7,783 |
| Securities gains (losses) | $-4,000 | 8,976 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $124,000 | 7,707 |
| Extraordinary gains, net | $-3,000 | 9,246 |
| Net income | $121,000 | 7,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,910 |
| Cash dividends | $201,000 | 3,433 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $128,000 | 7,492 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $269,000 | 8,718 |
| Total interest expense | $72,000 | 8,761 |
| Net interest income | $197,000 | 8,580 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $19,000 | 8,654 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $12,000 | 7,514 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $7,000 | 8,228 |
| Total noninterest expense | $157,000 | 8,678 |
| Salaries and employee benefits | $85,000 | 8,697 |
| Premises and equipment expense | $11,000 | 8,922 |
| Additional noninterest expense | $61,000 | 8,180 |
| Pre-tax net operating income | $59,000 | 7,854 |
| Securities gains (losses) | $-4,000 | 9,096 |
| Applicable income taxes | $2,000 | 7,162 |
| Income before extraordinary items | $53,000 | 7,823 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $53,000 | 7,823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-47,000 | 9,095 |
| Cash dividends | $159,000 | 2,463 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $56,840 | 7,616 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,147,000 | 8,726 |
| Total interest expense | $418,000 | 8,608 |
| Net interest income | $729,000 | 8,697 |
| Provision for loan and lease losses | $396,000 | 2,872 |
| Total noninterest income | $69,000 | 8,761 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $56,000 | 7,422 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $13,000 | 8,786 |
| Total noninterest expense | $617,000 | 8,729 |
| Salaries and employee benefits | $364,000 | 8,643 |
| Premises and equipment expense | $46,000 | 8,965 |
| Additional noninterest expense | $207,000 | 8,517 |
| Pre-tax net operating income | $-215,000 | 8,839 |
| Securities gains (losses) | $128,000 | 1,526 |
| Applicable income taxes | $4,000 | 7,480 |
| Income before extraordinary items | $-91,000 | 8,829 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-91,000 | 8,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $323,000 | 2,259 |
| Cash dividends | $126,000 | 5,360 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-219,000 | 8,862 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,410,000 | 8,822 |
| Total interest expense | $663,000 | 8,694 |
| Net interest income | $747,000 | 8,777 |
| Provision for loan and lease losses | $294,000 | 3,273 |
| Total noninterest income | $62,000 | 9,022 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $38,000 | 7,831 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $24,000 | 8,562 |
| Total noninterest expense | $569,000 | 9,007 |
| Salaries and employee benefits | $330,000 | 8,930 |
| Premises and equipment expense | $52,000 | 9,091 |
| Additional noninterest expense | $187,000 | 8,764 |
| Pre-tax net operating income | $-54,000 | 8,817 |
| Securities gains (losses) | $47,000 | 2,415 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-7,000 | 8,825 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-7,000 | 8,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $294,000 | 2,274 |
| Cash dividends | $102,000 | 5,720 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-54,000 | 8,828 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,677,000 | 8,758 |
| Total interest expense | $709,000 | 8,847 |
| Net interest income | $968,000 | 8,554 |
| Provision for loan and lease losses | $44,000 | 6,751 |
| Total noninterest income | $49,000 | 9,349 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $37,000 | 7,929 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 9,315 |
| Total noninterest expense | $577,000 | 9,169 |
| Salaries and employee benefits | $371,000 | 8,897 |
| Premises and equipment expense | $45,000 | 9,456 |
| Additional noninterest expense | $161,000 | 9,151 |
| Pre-tax net operating income | $396,000 | 7,490 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $22,000 | 7,798 |
| Income before extraordinary items | $374,000 | 7,015 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $374,000 | 7,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,408 |
| Cash dividends | $435,000 | 3,807 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $374,000 | 7,013 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,540,000 | 9,023 |
| Total interest expense | $628,000 | 9,141 |
| Net interest income | $912,000 | 8,829 |
| Provision for loan and lease losses | $-52,000 | 10,062 |
| Total noninterest income | $43,000 | 9,694 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $34,000 | 8,210 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 9,783 |
| Total noninterest expense | $578,000 | 9,392 |
| Salaries and employee benefits | $367,000 | 9,081 |
| Premises and equipment expense | $36,000 | 9,893 |
| Additional noninterest expense | $175,000 | 9,281 |
| Pre-tax net operating income | $429,000 | 7,454 |
| Securities gains (losses) | $54,000 | 957 |
| Applicable income taxes | $31,000 | 7,987 |
| Income before extraordinary items | $452,000 | 6,685 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $452,000 | 6,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-133,000 | 10,082 |
| Cash dividends | $402,000 | 3,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $401,240 | 6,957 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,605,000 | 9,159 |
| Total interest expense | $644,000 | 9,353 |
| Net interest income | $961,000 | 8,889 |
| Provision for loan and lease losses | $-135,000 | 10,347 |
| Total noninterest income | $43,000 | 9,939 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $33,000 | 8,449 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 9,972 |
| Total noninterest expense | $594,000 | 9,453 |
| Salaries and employee benefits | $371,000 | 9,146 |
| Premises and equipment expense | $53,000 | 9,747 |
| Additional noninterest expense | $170,000 | 9,462 |
| Pre-tax net operating income | $545,000 | 7,174 |
| Securities gains (losses) | $18,000 | 2,506 |
| Applicable income taxes | $42,000 | 8,467 |
| Income before extraordinary items | $521,000 | 6,481 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $521,000 | 6,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-135,000 | 10,306 |
| Cash dividends | $378,000 | 4,127 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $504,260 | 6,467 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,592,000 | 9,559 |
| Total interest expense | $664,000 | 9,642 |
| Net interest income | $928,000 | 9,360 |
| Provision for loan and lease losses | $-3,000 | 10,586 |
| Total noninterest income | $43,000 | 10,405 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $31,000 | 8,897 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 10,305 |
| Total noninterest expense | $601,000 | 9,741 |
| Salaries and employee benefits | $391,000 | 9,316 |
| Premises and equipment expense | $46,000 | 10,292 |
| Additional noninterest expense | $164,000 | 9,840 |
| Pre-tax net operating income | $373,000 | 8,595 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $88,000 | 8,602 |
| Income before extraordinary items | $286,000 | 8,482 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $286,000 | 8,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 9,638 |
| Cash dividends | $125,000 | 6,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $285,240 | 8,454 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,518,000 | 10,075 |
| Total interest expense | $628,000 | 10,186 |
| Net interest income | $890,000 | 9,860 |
| Provision for loan and lease losses | $-5,000 | 11,061 |
| Total noninterest income | $45,000 | 10,935 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $34,000 | 9,277 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 10,919 |
| Total noninterest expense | $599,000 | 10,172 |
| Salaries and employee benefits | $397,000 | 9,624 |
| Premises and equipment expense | $47,000 | 10,725 |
| Additional noninterest expense | $155,000 | 10,489 |
| Pre-tax net operating income | $341,000 | 8,854 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $98,000 | 8,783 |
| Income before extraordinary items | $243,000 | 8,897 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $243,000 | 8,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 10,158 |
| Cash dividends | $150,000 | 5,964 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $243,000 | 8,836 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,419,000 | 10,660 |
| Total interest expense | $579,000 | 10,747 |
| Net interest income | $840,000 | 10,418 |
| Provision for loan and lease losses | $-5,000 | 11,373 |
| Total noninterest income | $41,000 | 11,499 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $32,000 | 9,747 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 11,559 |
| Total noninterest expense | $622,000 | 10,482 |
| Salaries and employee benefits | $435,000 | 9,659 |
| Premises and equipment expense | $29,000 | 11,637 |
| Additional noninterest expense | $158,000 | 10,957 |
| Pre-tax net operating income | $264,000 | 10,012 |
| Securities gains (losses) | $-6,000 | 9,789 |
| Applicable income taxes | $77,000 | 9,650 |
| Income before extraordinary items | $181,000 | 10,153 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $181,000 | 10,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 10,354 |
| Cash dividends | $78,000 | 7,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $185,200 | 10,075 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,357,000 | 11,024 |
| Total interest expense | $492,000 | 11,139 |
| Net interest income | $865,000 | 10,836 |
| Provision for loan and lease losses | $49,000 | 6,214 |
| Total noninterest income | $46,000 | 12,016 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $28,000 | 10,369 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 11,564 |
| Total noninterest expense | $659,000 | 10,869 |
| Salaries and employee benefits | $427,000 | 10,034 |
| Premises and equipment expense | $34,000 | 12,133 |
| Additional noninterest expense | $198,000 | 11,176 |
| Pre-tax net operating income | $203,000 | 10,876 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $53,000 | 10,390 |
| Income before extraordinary items | $150,000 | 10,820 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $150,000 | 10,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,160 |
| Cash dividends | $90,000 | 7,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $150,000 | 10,872 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,365,000 | 11,531 |
| Total interest expense | $518,000 | 11,603 |
| Net interest income | $847,000 | 11,354 |
| Provision for loan and lease losses | $147,000 | 4,724 |
| Total noninterest income | $52,000 | 12,494 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $39,000 | 10,450 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 12,543 |
| Total noninterest expense | $598,000 | 11,668 |
| Salaries and employee benefits | $381,000 | 10,825 |
| Premises and equipment expense | $33,000 | 12,758 |
| Additional noninterest expense | $184,000 | 11,957 |
| Pre-tax net operating income | $154,000 | 11,442 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $40,000 | 11,152 |
| Income before extraordinary items | $114,000 | 11,662 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $114,000 | 11,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 4,062 |
| Cash dividends | $78,000 | 7,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $114,000 | 11,459 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,584,000 | 11,764 |
| Total interest expense | $706,000 | 11,780 |
| Net interest income | $878,000 | 11,601 |
| Provision for loan and lease losses | $15,000 | 10,851 |
| Total noninterest income | $60,000 | 12,846 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $18,000 | 11,411 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 10,916 |
| Total noninterest expense | $732,000 | 11,340 |
| Salaries and employee benefits | $478,000 | 10,004 |
| Premises and equipment expense | $45,000 | 12,878 |
| Additional noninterest expense | $209,000 | 12,115 |
| Pre-tax net operating income | $191,000 | 11,156 |
| Securities gains (losses) | $13,000 | 6,142 |
| Applicable income taxes | $37,000 | 11,601 |
| Income before extraordinary items | $167,000 | 11,035 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $167,000 | 11,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 9,510 |
| Cash dividends | $139,000 | 5,950 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $156,340 | 10,842 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.