Home > The State Bank of Lancaster > Income and Expense

The State Bank of Lancaster, Income and Expense

1999-12-31 (YTD Data)Rank
Total interest income$31,00010,209
Total interest expense$13,00010,165
Net interest income$18,00010,207
Provision for loan and lease losses$08,503
Total noninterest income$1,00010,157
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$1,0008,846
Trading account gains and feesNANA
Additional Noninterest Income$010,153
Total noninterest expense$10,00010,218
Salaries and employee benefits$7,00010,205
Premises and equipment expense$010,185
Additional noninterest expense$3,00010,217
Pre-tax net operating income$9,0009,376
Securities gains (losses)$03,155
Applicable income taxes$6,0008,581
Income before extraordinary items$3,0009,433
Extraordinary gains, net$035
Net income$3,0009,429
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,0009,405
1998-12-31 (YTD Data)Rank
Total interest income$498,00010,221
Total interest expense$304,00010,045
Net interest income$194,00010,298
Provision for loan and lease losses$08,652
Total noninterest income$31,00010,083
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$28,0008,551
Trading account gains and feesNANA
Additional Noninterest Income$3,00010,282
Total noninterest expense$175,00010,395
Salaries and employee benefits$103,00010,364
Premises and equipment expense$16,00010,353
Additional noninterest expense$56,00010,364
Pre-tax net operating income$50,0009,615
Securities gains (losses)$04,449
Applicable income taxes$10,0009,075
Income before extraordinary items$40,0009,673
Extraordinary gains, net$032
Net income$40,0009,671
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,132
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$40,0009,609
1997-12-31 (YTD Data)Rank
Total interest income$497,00010,707
Total interest expense$279,00010,553
Net interest income$218,00010,764
Provision for loan and lease losses$1,0008,801
Total noninterest income$48,00010,319
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$34,0008,837
Trading account gains and feesNANA
Additional Noninterest Income$14,00010,198
Total noninterest expense$156,00010,861
Salaries and employee benefits$92,00010,835
Premises and equipment expense$22,00010,736
Additional noninterest expense$42,00010,856
Pre-tax net operating income$109,00010,033
Securities gains (losses)$03,944
Applicable income taxes$35,0009,485
Income before extraordinary items$74,00010,116
Extraordinary gains, net$044
Net income$74,00010,118
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,513
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$74,00010,074
1996-12-31 (YTD Data)Rank
Total interest income$474,00011,275
Total interest expense$255,00011,156
Net interest income$219,00011,314
Provision for loan and lease losses$6,0008,753
Total noninterest income$40,00011,011
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$31,0009,360
Trading account gains and feesNANA
Additional Noninterest Income$9,00011,015
Total noninterest expense$157,00011,400
Salaries and employee benefits$97,00011,361
Premises and equipment expense$17,00011,329
Additional noninterest expense$43,00011,402
Pre-tax net operating income$96,00010,382
Securities gains (losses)$04,148
Applicable income taxes$28,00010,061
Income before extraordinary items$68,00010,473
Extraordinary gains, net$053
Net income$68,00010,472
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0008,612
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$68,00010,427
1995-12-31 (YTD Data)Rank
Total interest income$450,00011,811
Total interest expense$249,00011,673
Net interest income$201,00011,863
Provision for loan and lease losses$4,0008,753
Total noninterest income$43,00011,468
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$32,0009,747
Trading account gains and feesNANA
Additional Noninterest Income$11,00011,437
Total noninterest expense$162,00011,906
Salaries and employee benefits$94,00011,885
Premises and equipment expense$15,00011,854
Additional noninterest expense$53,00011,886
Pre-tax net operating income$78,00011,191
Securities gains (losses)$03,831
Applicable income taxes$23,00010,706
Income before extraordinary items$55,00011,262
Extraordinary gains, net$065
Net income$55,00011,261
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,856
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$55,00011,234
1994-12-31 (YTD Data)Rank
Total interest income$367,00012,491
Total interest expense$187,00012,366
Net interest income$180,00012,521
Provision for loan and lease losses$6,0008,739
Total noninterest income$42,00012,095
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$31,00010,297
Trading account gains and feesNANA
Additional Noninterest Income$11,00012,029
Total noninterest expense$153,00012,557
Salaries and employee benefits$88,00012,539
Premises and equipment expense$14,00012,500
Additional noninterest expense$51,00012,543
Pre-tax net operating income$63,00011,839
Securities gains (losses)$03,600
Applicable income taxes$17,00011,218
Income before extraordinary items$46,00011,831
Extraordinary gains, net$0249
Net income$46,00011,834
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,921
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$46,00011,866
1993-12-31 (YTD Data)Rank
Total interest income$334,00013,161
Total interest expense$164,00013,086
Net interest income$170,00013,155
Provision for loan and lease losses$1,00010,323
Total noninterest income$37,00012,826
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$29,00010,780
Trading account gains and feesNANA
Additional Noninterest Income$8,00012,880
Total noninterest expense$156,00013,228
Salaries and employee benefits$84,00013,203
Premises and equipment expense$15,00013,159
Additional noninterest expense$57,00013,186
Pre-tax net operating income$50,00012,183
Securities gains (losses)$07,477
Applicable income taxes$14,00011,735
Income before extraordinary items$36,00012,341
Extraordinary gains, net$03,149
Net income$36,00012,366
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$09,922
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$36,00012,203
1992-12-31 (YTD Data)Rank
Total interest income$359,00013,798
Total interest expense$188,00013,731
Net interest income$171,00013,796
Provision for loan and lease losses$2,00011,664
Total noninterest income$41,00013,319
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$30,00011,061
Trading account gains and feesNANA
Additional Noninterest Income$11,00013,290
Total noninterest expense$172,00013,835
Salaries and employee benefits$93,00013,804
Premises and equipment expense$18,00013,712
Additional noninterest expense$61,00013,793
Pre-tax net operating income$38,00012,487
Securities gains (losses)$08,369
Applicable income taxes$11,00012,338
Income before extraordinary items$27,00012,728
Extraordinary gains, net$01,422
Net income$27,00012,724
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,00012,286
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$27,00012,493

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.