Home > The State Bank of Lancaster > Assets and Liabilities
The State Bank of Lancaster, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 3 | 10,141 |
| Assets and Liabilities | ||
| Total Assets: | $7,933,000 | 10,114 |
| Cash and due from depository institutions | $266,000 | 10,141 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $3,819,000 | 9,084 |
| Federal funds sold & reverse repurchase agreements | $775,000 | 5,283 |
| Net loans & leases | $2,777,000 | 10,065 |
| Loan loss allowance | $31,000 | 10,011 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $194,000 | 9,116 |
| Other real estate owned | $0 | 10,141 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $102,000 | 10,080 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $7,933,000 | 10,114 |
| Total liabilities | $7,220,000 | 10,038 |
| Total deposits | $7,126,000 | 10,001 |
| Interest-bearing deposits | $6,417,000 | 9,927 |
| Deposits held in domestic offices | $7,126,000 | 10,001 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $94,000 | 9,481 |
| Total equity capital | $713,000 | 10,168 |
| Total bank equity capital | $713,000 | 10,168 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $100,000 | 7,691 |
| Surplus | $610,000 | 8,101 |
| Undivided profits | $3,000 | 9,144 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $37,000 | 9,813 |
| Earning assets | $7,371,000 | 10,078 |
| Long-term assets (5+ years) | $141,000 | 8,876 |
| Average Assets, year-to-date | $7,631,800 | 10,106 |
| Average Assets, quarterly | $7,732,500 | 10,107 |
| Volatile liabilities | $1,614,000 | 9,262 |
| Insider loans | $0 | 9,133 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $226,000 | 9,570 |
| Tier 1 (core) risk-based capital | $713,000 | 10,165 |
| Tier 2 risk-based capital | $31,000 | 9,993 |
| Total risk weighted assets | $3,287,500 | 10,126 |
| Total unused commitments | $226,000 | 9,572 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 3 | 10,389 |
| Assets and Liabilities | ||
| Total Assets: | $7,544,000 | 10,367 |
| Cash and due from depository institutions | $381,000 | 10,389 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $3,669,000 | 9,234 |
| Federal funds sold & reverse repurchase agreements | $425,000 | 7,878 |
| Net loans & leases | $2,956,000 | 10,291 |
| Loan loss allowance | $46,000 | 10,141 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $19,000 | 10,337 |
| Other real estate owned | $0 | 10,389 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $94,000 | 10,324 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $7,544,000 | 10,367 |
| Total liabilities | $6,945,000 | 10,289 |
| Total deposits | $6,905,000 | 10,255 |
| Interest-bearing deposits | $6,221,000 | 10,172 |
| Deposits held in domestic offices | $6,905,000 | 10,255 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $40,000 | 10,312 |
| Total equity capital | $599,000 | 10,430 |
| Total bank equity capital | $599,000 | 10,430 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $100,000 | 7,849 |
| Surplus | $100,000 | 9,549 |
| Undivided profits | $399,000 | 9,134 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,000 | 9,128 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $34,000 | 10,086 |
| Earning assets | $7,050,000 | 10,324 |
| Long-term assets (5+ years) | $96,000 | 9,087 |
| Average Assets, year-to-date | $7,258,400 | 10,371 |
| Average Assets, quarterly | $7,440,500 | 10,363 |
| Volatile liabilities | $1,683,000 | 9,261 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $350,000 | 9,569 |
| Tier 1 (core) risk-based capital | $599,000 | 10,428 |
| Tier 2 risk-based capital | $38,560 | 10,157 |
| Total risk weighted assets | $3,077,660 | 10,360 |
| Total unused commitments | $350,000 | 9,572 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 3 | 10,842 |
| Assets and Liabilities | ||
| Total Assets: | $6,994,000 | 10,850 |
| Cash and due from depository institutions | $206,000 | 10,842 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $2,416,000 | 10,185 |
| Federal funds sold & reverse repurchase agreements | $775,000 | 6,777 |
| Net loans & leases | $3,488,000 | 10,736 |
| Loan loss allowance | $46,000 | 10,603 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $25,000 | 10,727 |
| Other real estate owned | $0 | 10,842 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $84,000 | 10,814 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $6,994,000 | 10,850 |
| Total liabilities | $6,435,000 | 10,784 |
| Total deposits | $6,395,000 | 10,749 |
| Interest-bearing deposits | $5,831,000 | 10,646 |
| Deposits held in domestic offices | $6,395,000 | 10,749 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $40,000 | 10,768 |
| Total equity capital | $559,000 | 10,891 |
| Total bank equity capital | $559,000 | 10,891 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $100,000 | 8,205 |
| Surplus | $100,000 | 9,957 |
| Undivided profits | $359,000 | 9,683 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $41,000 | 10,507 |
| Earning assets | $6,679,000 | 10,800 |
| Long-term assets (5+ years) | $181,000 | 9,343 |
| Average Assets, year-to-date | $6,902,000 | 10,845 |
| Average Assets, quarterly | $6,918,500 | 10,849 |
| Volatile liabilities | $1,436,000 | 9,781 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $350,000 | 9,857 |
| Tier 1 (core) risk-based capital | $559,000 | 10,889 |
| Tier 2 risk-based capital | $41,110 | 10,596 |
| Total risk weighted assets | $3,283,710 | 10,809 |
| Total unused commitments | $350,000 | 9,862 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 3 | 11,364 |
| Assets and Liabilities | ||
| Total Assets: | $6,778,000 | 11,379 |
| Cash and due from depository institutions | $272,000 | 11,364 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $2,606,000 | 10,678 |
| Federal funds sold & reverse repurchase agreements | $250,000 | 7,979 |
| Net loans & leases | $3,546,000 | 11,246 |
| Loan loss allowance | $45,000 | 11,141 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $30,000 | 11,221 |
| Other real estate owned | $0 | 11,364 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $74,000 | 11,377 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $6,778,000 | 11,379 |
| Total liabilities | $6,293,000 | 11,332 |
| Total deposits | $6,248,000 | 11,294 |
| Interest-bearing deposits | $5,728,000 | 11,197 |
| Deposits held in domestic offices | $6,248,000 | 11,294 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $45,000 | 11,246 |
| Total equity capital | $485,000 | 11,435 |
| Total bank equity capital | $485,000 | 11,435 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $100,000 | 8,632 |
| Surplus | $100,000 | 10,449 |
| Undivided profits | $285,000 | 10,240 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $30,000 | 11,095 |
| Earning assets | $6,402,000 | 11,334 |
| Long-term assets (5+ years) | $291,000 | 9,563 |
| Average Assets, year-to-date | $6,555,600 | 11,382 |
| Average Assets, quarterly | $6,777,000 | 11,375 |
| Volatile liabilities | $1,480,000 | 10,002 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $220,000 | 10,389 |
| Tier 1 (core) risk-based capital | $485,000 | 11,435 |
| Tier 2 risk-based capital | $40,950 | 11,107 |
| Total risk weighted assets | $3,271,750 | 11,322 |
| Total unused commitments | $220,000 | 10,395 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 3 | 11,879 |
| Assets and Liabilities | ||
| Total Assets: | $6,349,000 | 11,907 |
| Cash and due from depository institutions | $419,000 | 11,879 |
| Interest-bearing balances | $100,000 | 4,830 |
| Securities | $2,510,000 | 11,206 |
| Federal funds sold & reverse repurchase agreements | $325,000 | 8,688 |
| Net loans & leases | $2,994,000 | 11,804 |
| Loan loss allowance | $40,000 | 11,695 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $36,000 | 11,684 |
| Other real estate owned | $0 | 11,879 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $65,000 | 11,915 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $6,349,000 | 11,907 |
| Total liabilities | $5,932,000 | 11,864 |
| Total deposits | $5,888,000 | 11,830 |
| Interest-bearing deposits | $5,412,000 | 11,743 |
| Deposits held in domestic offices | $5,888,000 | 11,830 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $44,000 | 11,774 |
| Total equity capital | $417,000 | 11,956 |
| Total bank equity capital | $417,000 | 11,956 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $100,000 | 9,051 |
| Surplus | $100,000 | 10,896 |
| Undivided profits | $217,000 | 10,922 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,000 | 10,838 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $26,000 | 11,648 |
| Earning assets | $5,929,000 | 11,866 |
| Long-term assets (5+ years) | $296,000 | 9,937 |
| Average Assets, year-to-date | $6,228,800 | 11,913 |
| Average Assets, quarterly | $6,337,000 | 11,907 |
| Volatile liabilities | $1,500,000 | 10,199 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $193,000 | 10,769 |
| Tier 1 (core) risk-based capital | $417,000 | 11,954 |
| Tier 2 risk-based capital | $34,900 | 11,666 |
| Total risk weighted assets | $2,787,100 | 11,875 |
| Total unused commitments | $193,000 | 10,774 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 3 | 12,513 |
| Assets and Liabilities | ||
| Total Assets: | $6,045,000 | 12,553 |
| Cash and due from depository institutions | $957,000 | 12,513 |
| Interest-bearing balances | $600,000 | 3,055 |
| Securities | $1,957,000 | 12,072 |
| Federal funds sold & reverse repurchase agreements | $125,000 | 7,980 |
| Net loans & leases | $2,929,000 | 12,442 |
| Loan loss allowance | $36,000 | 12,363 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $26,000 | 12,363 |
| Other real estate owned | $0 | 12,513 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $51,000 | 12,584 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $6,045,000 | 12,553 |
| Total liabilities | $5,683,000 | 12,522 |
| Total deposits | $5,651,000 | 12,483 |
| Interest-bearing deposits | $5,315,000 | 12,375 |
| Deposits held in domestic offices | $5,651,000 | 12,483 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $32,000 | 12,434 |
| Total equity capital | $362,000 | 12,588 |
| Total bank equity capital | $362,000 | 12,588 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $100,000 | 9,549 |
| Surplus | $100,000 | 11,405 |
| Undivided profits | $162,000 | 11,139 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $24,000 | 12,275 |
| Earning assets | $5,611,000 | 12,506 |
| Long-term assets (5+ years) | $528,000 | 10,107 |
| Average Assets, year-to-date | $5,777,800 | 12,562 |
| Average Assets, quarterly | $5,936,000 | 12,554 |
| Volatile liabilities | $1,400,000 | 10,507 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $158,000 | 11,307 |
| Tier 1 (core) risk-based capital | $362,000 | 12,589 |
| Tier 2 risk-based capital | $32,960 | 12,314 |
| Total risk weighted assets | $2,633,460 | 12,510 |
| Total unused commitments | $158,000 | 11,310 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 3 | 13,181 |
| Assets and Liabilities | ||
| Total Assets: | $5,470,000 | 13,244 |
| Cash and due from depository institutions | $1,444,000 | 13,181 |
| Interest-bearing balances | $1,199,000 | 3,133 |
| Securities | $1,583,000 | 12,718 |
| Federal funds sold & reverse repurchase agreements | $200,000 | 9,883 |
| Net loans & leases | $2,180,000 | 13,185 |
| Loan loss allowance | $30,000 | 13,071 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $22,000 | 13,053 |
| Other real estate owned | $0 | 13,181 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $41,000 | 13,277 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $5,470,000 | 13,244 |
| Total liabilities | $5,154,000 | 13,219 |
| Total deposits | $5,131,000 | 13,191 |
| Interest-bearing deposits | $4,719,000 | 13,090 |
| Deposits held in domestic offices | $5,131,000 | 13,191 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $23,000 | 13,161 |
| Total equity capital | $316,000 | 13,205 |
| Total bank equity capital | $316,000 | 13,205 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $100,000 | 10,031 |
| Surplus | $100,000 | 11,922 |
| Undivided profits | $116,000 | 11,902 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 12,424 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $16,000 | 13,001 |
| Earning assets | $5,162,000 | 13,192 |
| Long-term assets (5+ years) | $334,000 | 10,895 |
| Average Assets, year-to-date | $5,238,000 | 13,249 |
| Average Assets, quarterly | $5,380,500 | 13,246 |
| Volatile liabilities | $1,300,000 | 10,829 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $77,000 | 11,927 |
| Tier 1 (core) risk-based capital | $316,000 | 13,204 |
| Tier 2 risk-based capital | $27,470 | 12,948 |
| Total risk weighted assets | $2,195,270 | 13,208 |
| Total unused commitments | $77,000 | 11,933 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 3 | 13,811 |
| Assets and Liabilities | ||
| Total Assets: | $5,098,000 | 13,881 |
| Cash and due from depository institutions | $1,337,000 | 13,811 |
| Interest-bearing balances | $1,099,000 | 3,618 |
| Securities | $1,490,000 | 13,281 |
| Federal funds sold & reverse repurchase agreements | $175,000 | 10,986 |
| Net loans & leases | $2,024,000 | 13,811 |
| Loan loss allowance | $29,000 | 13,663 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $24,000 | 13,656 |
| Other real estate owned | $0 | 13,811 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $48,000 | 13,906 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $5,098,000 | 13,881 |
| Total liabilities | $4,818,000 | 13,846 |
| Total deposits | $4,787,000 | 13,821 |
| Interest-bearing deposits | $4,396,000 | 13,726 |
| Deposits held in domestic offices | $4,787,000 | 13,821 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $31,000 | 13,731 |
| Total equity capital | $280,000 | 13,810 |
| Total bank equity capital | $280,000 | 13,810 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $100,000 | 10,493 |
| Surplus | $100,000 | 12,397 |
| Undivided profits | $80,000 | 12,284 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 13,091 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $16,000 | 13,619 |
| Earning assets | $4,788,000 | 13,824 |
| Long-term assets (5+ years) | $329,000 | 11,264 |
| Average Assets, year-to-date | $4,913,200 | 13,886 |
| Average Assets, quarterly | $5,002,000 | 13,882 |
| Volatile liabilities | $1,300,000 | 11,203 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $14,000 | 12,511 |
| Tier 1 (core) risk-based capital | $280,000 | 13,805 |
| Tier 2 risk-based capital | $27,530 | 13,479 |
| Total risk weighted assets | $2,200,830 | 13,833 |
| Total unused commitments | $14,000 | 12,513 |
| Derivatives | $0 | 651 |