Home > The State Bank of Jerseyville > Income and Expense
The State Bank of Jerseyville, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,559,000 | 2,783 |
| Total interest expense | $6,979,000 | 2,411 |
| Net interest income | $5,580,000 | 3,152 |
| Provision for loan and lease losses | $475,000 | 1,976 |
| Total noninterest income | $796,000 | 3,670 |
| Gross Fiduciary activities income | $63,000 | 1,013 |
| Service charges on deposit accounts | $388,000 | 3,325 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $345,000 | 3,650 |
| Total noninterest expense | $3,624,000 | 3,591 |
| Salaries and employee benefits | $2,015,000 | 3,437 |
| Premises and equipment expense | $450,000 | 4,129 |
| Additional noninterest expense | $1,159,000 | 3,547 |
| Pre-tax net operating income | $2,277,000 | 3,009 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $818,000 | 2,478 |
| Income before extraordinary items | $1,459,000 | 3,327 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,459,000 | 3,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $513,000 | 1,226 |
| Cash dividends | $250,000 | 4,756 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,459,000 | 3,313 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,016,000 | 2,931 |
| Total interest expense | $5,689,000 | 2,592 |
| Net interest income | $5,327,000 | 3,259 |
| Provision for loan and lease losses | $342,000 | 2,405 |
| Total noninterest income | $867,000 | 3,428 |
| Gross Fiduciary activities income | $63,000 | 1,065 |
| Service charges on deposit accounts | $389,000 | 3,284 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $415,000 | 3,326 |
| Total noninterest expense | $3,608,000 | 3,623 |
| Salaries and employee benefits | $2,060,000 | 3,354 |
| Premises and equipment expense | $449,000 | 4,131 |
| Additional noninterest expense | $1,099,000 | 3,715 |
| Pre-tax net operating income | $2,244,000 | 3,042 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $816,000 | 2,603 |
| Income before extraordinary items | $1,428,000 | 3,371 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,428,000 | 3,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 3,549 |
| Cash dividends | $1,175,000 | 2,022 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,428,000 | 3,337 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,273,000 | 3,151 |
| Total interest expense | $5,280,000 | 2,847 |
| Net interest income | $4,993,000 | 3,396 |
| Provision for loan and lease losses | $90,000 | 5,311 |
| Total noninterest income | $755,000 | 3,768 |
| Gross Fiduciary activities income | $146,000 | 938 |
| Service charges on deposit accounts | $324,000 | 3,696 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $285,000 | 4,140 |
| Total noninterest expense | $3,329,000 | 3,766 |
| Salaries and employee benefits | $1,857,000 | 3,576 |
| Premises and equipment expense | $438,000 | 4,110 |
| Additional noninterest expense | $1,034,000 | 3,851 |
| Pre-tax net operating income | $2,329,000 | 2,960 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $818,000 | 2,695 |
| Income before extraordinary items | $1,511,000 | 3,240 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,511,000 | 3,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,323 |
| Cash dividends | $720,000 | 2,796 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,511,000 | 3,149 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,237,000 | 3,498 |
| Total interest expense | $4,400,000 | 3,358 |
| Net interest income | $4,837,000 | 3,606 |
| Provision for loan and lease losses | $91,000 | 5,357 |
| Total noninterest income | $583,000 | 4,500 |
| Gross Fiduciary activities income | $46,000 | 1,185 |
| Service charges on deposit accounts | $330,000 | 3,780 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $207,000 | 4,872 |
| Total noninterest expense | $3,105,000 | 3,986 |
| Salaries and employee benefits | $1,711,000 | 3,817 |
| Premises and equipment expense | $392,000 | 4,512 |
| Additional noninterest expense | $1,002,000 | 3,900 |
| Pre-tax net operating income | $2,224,000 | 3,222 |
| Securities gains (losses) | $3,000 | 3,097 |
| Applicable income taxes | $718,000 | 3,177 |
| Income before extraordinary items | $1,509,000 | 3,336 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,509,000 | 3,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,655 |
| Cash dividends | $723,000 | 2,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,506,960 | 3,266 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,914,000 | 4,082 |
| Total interest expense | $3,695,000 | 3,979 |
| Net interest income | $4,219,000 | 4,120 |
| Provision for loan and lease losses | $30,000 | 7,397 |
| Total noninterest income | $471,000 | 5,369 |
| Gross Fiduciary activities income | $35,000 | 1,287 |
| Service charges on deposit accounts | $254,000 | 4,775 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $182,000 | 5,438 |
| Total noninterest expense | $2,851,000 | 4,478 |
| Salaries and employee benefits | $1,598,000 | 4,073 |
| Premises and equipment expense | $354,000 | 4,982 |
| Additional noninterest expense | $899,000 | 4,756 |
| Pre-tax net operating income | $1,809,000 | 3,704 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $574,000 | 3,716 |
| Income before extraordinary items | $1,237,000 | 3,778 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,237,000 | 3,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 10,905 |
| Cash dividends | $720,000 | 2,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,235,640 | 3,733 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,852,000 | 4,653 |
| Total interest expense | $3,251,000 | 4,425 |
| Net interest income | $3,601,000 | 4,730 |
| Provision for loan and lease losses | $12,000 | 8,132 |
| Total noninterest income | $420,000 | 5,807 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $220,000 | 5,343 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $200,000 | 5,136 |
| Total noninterest expense | $2,392,000 | 5,190 |
| Salaries and employee benefits | $1,394,000 | 4,575 |
| Premises and equipment expense | $233,000 | 6,618 |
| Additional noninterest expense | $765,000 | 5,443 |
| Pre-tax net operating income | $1,617,000 | 4,188 |
| Securities gains (losses) | $-2,000 | 9,253 |
| Applicable income taxes | $508,000 | 4,150 |
| Income before extraordinary items | $1,107,000 | 4,230 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,107,000 | 4,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,576 |
| Cash dividends | $720,000 | 2,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,108,380 | 4,204 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,167,000 | 4,751 |
| Total interest expense | $2,488,000 | 4,675 |
| Net interest income | $3,679,000 | 4,719 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $436,000 | 5,808 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $222,000 | 5,476 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $214,000 | 5,051 |
| Total noninterest expense | $2,279,000 | 5,569 |
| Salaries and employee benefits | $1,228,000 | 5,145 |
| Premises and equipment expense | $223,000 | 7,003 |
| Additional noninterest expense | $828,000 | 5,544 |
| Pre-tax net operating income | $1,776,000 | 3,792 |
| Securities gains (losses) | $22,000 | 1,687 |
| Applicable income taxes | $568,000 | 3,670 |
| Income before extraordinary items | $1,230,000 | 3,765 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,230,000 | 3,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,696 |
| Cash dividends | $899,000 | 2,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,215,040 | 3,836 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,306,000 | 4,746 |
| Total interest expense | $2,550,000 | 4,731 |
| Net interest income | $3,756,000 | 4,657 |
| Provision for loan and lease losses | $60,000 | 6,949 |
| Total noninterest income | $379,000 | 6,712 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $152,000 | 7,042 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $227,000 | 5,286 |
| Total noninterest expense | $2,302,000 | 5,664 |
| Salaries and employee benefits | $1,222,000 | 5,152 |
| Premises and equipment expense | $240,000 | 6,887 |
| Additional noninterest expense | $840,000 | 5,685 |
| Pre-tax net operating income | $1,773,000 | 3,738 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $559,000 | 3,803 |
| Income before extraordinary items | $1,217,000 | 3,964 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,217,000 | 4,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 11,729 |
| Cash dividends | $945,000 | 1,868 |
| Sale, conversion, retirement of capital stock, net | $356,000 | 664 |
| Net operating income | $1,214,930 | 3,765 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,717,000 | 4,999 |
| Total interest expense | $3,225,000 | 4,869 |
| Net interest income | $3,492,000 | 5,019 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $342,000 | 7,198 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $137,000 | 7,474 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $205,000 | 5,595 |
| Total noninterest expense | $2,242,000 | 5,819 |
| Salaries and employee benefits | $1,188,000 | 5,215 |
| Premises and equipment expense | $242,000 | 6,944 |
| Additional noninterest expense | $812,000 | 5,995 |
| Pre-tax net operating income | $1,592,000 | 3,826 |
| Securities gains (losses) | $4,000 | 7,235 |
| Applicable income taxes | $481,000 | 4,117 |
| Income before extraordinary items | $1,115,000 | 4,070 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,115,000 | 4,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $221,000 | 3,986 |
| Cash dividends | $858,000 | 1,785 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,112,200 | 3,785 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.