Home > The State Bank of Hammond > Income and Expense

The State Bank of Hammond, Income and Expense

2001-12-31 (YTD Data)Rank
Total interest income$968,0009,174
Total interest expense$465,0009,072
Net interest income$503,0009,182
Provision for loan and lease losses$24,0007,420
Total noninterest income$135,0008,036
Gross Fiduciary activities income$74,0001,061
Service charges on deposit accounts$39,0007,812
Trading account gains and fees$0177
Additional Noninterest Income$22,0008,652
Total noninterest expense$481,0009,218
Salaries and employee benefits$232,0009,312
Premises and equipment expense$56,0009,022
Additional noninterest expense$193,0008,715
Pre-tax net operating income$133,0008,173
Securities gains (losses)$04,612
Applicable income taxes$07,903
Income before extraordinary items$133,0008,138
Extraordinary gains, net$0105
Net income$133,0008,138
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$96,0004,122
Cash dividends$50,0006,151
Sale, conversion, retirement of capital stock, net$0922
Net operating income$133,0008,027
2000-12-31 (YTD Data)Rank
Total interest income$1,092,0009,329
Total interest expense$528,0009,195
Net interest income$564,0009,343
Provision for loan and lease losses$08,337
Total noninterest income$117,0008,343
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$41,0007,829
Trading account gains and feesNANA
Additional Noninterest Income$76,0007,011
Total noninterest expense$444,0009,503
Salaries and employee benefits$217,0009,581
Premises and equipment expense$58,0009,224
Additional noninterest expense$169,0009,078
Pre-tax net operating income$237,0008,203
Securities gains (losses)$01,956
Applicable income taxes$08,362
Income before extraordinary items$237,0007,863
Extraordinary gains, net$038
Net income$237,0007,863
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0006,148
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$237,0007,860
1999-12-31 (YTD Data)Rank
Total interest income$1,129,0009,494
Total interest expense$562,0009,302
Net interest income$567,0009,564
Provision for loan and lease losses$373,0002,221
Total noninterest income$100,0008,822
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$57,0007,665
Trading account gains and feesNANA
Additional Noninterest Income$43,0008,297
Total noninterest expense$432,0009,790
Salaries and employee benefits$217,0009,849
Premises and equipment expense$53,0009,580
Additional noninterest expense$162,0009,416
Pre-tax net operating income$-138,0009,564
Securities gains (losses)$03,155
Applicable income taxes$08,765
Income before extraordinary items$-138,0009,606
Extraordinary gains, net$035
Net income$-138,0009,606
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$273,0001,953
Cash dividends$130,0005,805
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$-138,0009,583
1998-12-31 (YTD Data)Rank
Total interest income$1,297,0009,537
Total interest expense$625,0009,411
Net interest income$672,0009,555
Provision for loan and lease losses$393,0002,093
Total noninterest income$141,0008,365
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$56,0007,895
Trading account gains and feesNANA
Additional Noninterest Income$85,0007,031
Total noninterest expense$398,00010,060
Salaries and employee benefits$213,00010,052
Premises and equipment expense$57,0009,657
Additional noninterest expense$128,0009,882
Pre-tax net operating income$22,0009,712
Securities gains (losses)$10,0002,952
Applicable income taxes$16,0008,961
Income before extraordinary items$16,0009,773
Extraordinary gains, net$032
Net income$16,0009,771
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$393,0001,527
Cash dividends$154,0005,743
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$9,6009,747
1997-12-31 (YTD Data)Rank
Total interest income$1,318,0009,906
Total interest expense$608,0009,805
Net interest income$710,0009,914
Provision for loan and lease losses$8,0008,510
Total noninterest income$174,0008,220
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$76,0007,739
Trading account gains and feesNANA
Additional Noninterest Income$98,0006,853
Total noninterest expense$391,00010,498
Salaries and employee benefits$212,00010,479
Premises and equipment expense$59,0009,970
Additional noninterest expense$120,00010,343
Pre-tax net operating income$485,0008,005
Securities gains (losses)$30,0001,635
Applicable income taxes$197,0006,916
Income before extraordinary items$318,0008,241
Extraordinary gains, net$044
Net income$318,0008,243
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0007,548
Cash dividends$100,0006,450
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$298,8008,342
1996-12-31 (YTD Data)Rank
Total interest income$1,162,00010,576
Total interest expense$548,00010,451
Net interest income$614,00010,620
Provision for loan and lease losses$09,041
Total noninterest income$150,0009,008
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$74,0008,175
Trading account gains and feesNANA
Additional Noninterest Income$76,0007,879
Total noninterest expense$375,00011,044
Salaries and employee benefits$201,00011,010
Premises and equipment expense$58,00010,410
Additional noninterest expense$116,00010,939
Pre-tax net operating income$389,0008,571
Securities gains (losses)$2,0003,501
Applicable income taxes$131,0008,193
Income before extraordinary items$260,0008,751
Extraordinary gains, net$053
Net income$260,0008,750
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0008,019
Cash dividends$130,0006,269
Sale, conversion, retirement of capital stock, net$0953
Net operating income$258,6808,700
1995-12-31 (YTD Data)Rank
Total interest income$1,019,00011,245
Total interest expense$478,00011,097
Net interest income$541,00011,300
Provision for loan and lease losses$08,958
Total noninterest income$143,0009,428
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$60,0008,928
Trading account gains and feesNANA
Additional Noninterest Income$83,0007,842
Total noninterest expense$381,00011,492
Salaries and employee benefits$183,00011,579
Premises and equipment expense$45,00011,233
Additional noninterest expense$153,00011,018
Pre-tax net operating income$303,0009,720
Securities gains (losses)$38,0001,486
Applicable income taxes$107,0009,035
Income before extraordinary items$234,0009,560
Extraordinary gains, net$065
Net income$234,0009,565
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0008,482
Cash dividends$210,0005,348
Sale, conversion, retirement of capital stock, net$0809
Net operating income$207,7809,821
1994-12-31 (YTD Data)Rank
Total interest income$906,00011,880
Total interest expense$357,00011,798
Net interest income$549,00011,861
Provision for loan and lease losses$09,146
Total noninterest income$137,0009,976
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$52,0009,629
Trading account gains and feesNANA
Additional Noninterest Income$85,0008,027
Total noninterest expense$383,00012,100
Salaries and employee benefits$179,00012,203
Premises and equipment expense$43,00011,893
Additional noninterest expense$161,00011,649
Pre-tax net operating income$303,00010,126
Securities gains (losses)$-141,00011,754
Applicable income taxes$103,0009,288
Income before extraordinary items$59,00011,738
Extraordinary gains, net$0249
Net income$59,00011,746
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0008,524
Cash dividends$140,0006,251
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$149,24010,885
1993-12-31 (YTD Data)Rank
Total interest income$893,00012,515
Total interest expense$394,00012,257
Net interest income$499,00012,554
Provision for loan and lease losses$010,371
Total noninterest income$134,00010,548
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$53,0009,944
Trading account gains and feesNANA
Additional Noninterest Income$81,0008,582
Total noninterest expense$403,00012,631
Salaries and employee benefits$195,00012,686
Premises and equipment expense$50,00012,210
Additional noninterest expense$158,00012,313
Pre-tax net operating income$230,00010,786
Securities gains (losses)$191,0001,749
Applicable income taxes$149,0008,674
Income before extraordinary items$272,0009,793
Extraordinary gains, net$-64,00012,794
Net income$208,00010,657
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0009,724
Cash dividends$190,0005,586
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$147,85011,023
1992-12-31 (YTD Data)Rank
Total interest income$1,045,00012,949
Total interest expense$525,00012,651
Net interest income$520,00013,009
Provision for loan and lease losses$011,756
Total noninterest income$111,00011,429
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$44,00010,547
Trading account gains and feesNANA
Additional Noninterest Income$67,0009,442
Total noninterest expense$407,00013,131
Salaries and employee benefits$198,00013,184
Premises and equipment expense$37,00013,172
Additional noninterest expense$172,00012,638
Pre-tax net operating income$224,00010,846
Securities gains (losses)$219,0001,887
Applicable income taxes$155,0008,485
Income before extraordinary items$288,0009,463
Extraordinary gains, net$01,422
Net income$288,0009,598
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0009,962
Cash dividends$280,0004,201
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$145,65010,997

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.