Home > The State Bank of Ewen > Income and Expense
The State Bank of Ewen, Income and Expense
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $571,000 | 5,044 |
| Total interest expense | $99,000 | 4,023 |
| Net interest income | $472,000 | 5,128 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $36,000 | 5,208 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $3,000 | 5,561 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $33,000 | 4,701 |
| Total noninterest expense | $378,000 | 5,173 |
| Salaries and employee benefits | $189,000 | 5,267 |
| Premises and equipment expense | $28,000 | 5,343 |
| Additional noninterest expense | $161,000 | 4,812 |
| Pre-tax net operating income | $130,000 | 4,778 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $6,000 | 3,734 |
| Income before extraordinary items | $124,000 | 4,680 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $124,000 | 4,681 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $124,000 | 4,681 |
| Net charge-offs | $13,000 | 2,104 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $124,000 | 4,668 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $2,349,000 | 5,035 |
| Total interest expense | $405,000 | 4,002 |
| Net interest income | $1,944,000 | 5,140 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $148,000 | 5,276 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $12,000 | 5,653 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $136,000 | 4,735 |
| Total noninterest expense | $1,491,000 | 5,258 |
| Salaries and employee benefits | $711,000 | 5,391 |
| Premises and equipment expense | $121,000 | 5,366 |
| Additional noninterest expense | $659,000 | 4,861 |
| Pre-tax net operating income | $601,000 | 4,657 |
| Securities gains (losses) | $183,000 | 932 |
| Applicable income taxes | $97,000 | 3,327 |
| Income before extraordinary items | $687,000 | 4,382 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $687,000 | 4,380 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $687,000 | 4,381 |
| Net charge-offs | $134,000 | 2,336 |
| Cash dividends | $300,000 | 3,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $525,960 | 4,632 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $1,768,000 | 5,075 |
| Total interest expense | $305,000 | 4,021 |
| Net interest income | $1,463,000 | 5,185 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $116,000 | 5,297 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $9,000 | 5,714 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $107,000 | 4,728 |
| Total noninterest expense | $1,059,000 | 5,350 |
| Salaries and employee benefits | $534,000 | 5,423 |
| Premises and equipment expense | $87,000 | 5,435 |
| Additional noninterest expense | $438,000 | 5,072 |
| Pre-tax net operating income | $520,000 | 4,601 |
| Securities gains (losses) | $166,000 | 905 |
| Applicable income taxes | $81,000 | 3,339 |
| Income before extraordinary items | $605,000 | 4,241 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $605,000 | 4,240 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $605,000 | 4,241 |
| Net charge-offs | $107,000 | 2,012 |
| Cash dividends | $150,000 | 3,297 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $458,920 | 4,538 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,173,000 | 5,128 |
| Total interest expense | $201,000 | 4,061 |
| Net interest income | $972,000 | 5,238 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $83,000 | 5,295 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $6,000 | 5,777 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $77,000 | 4,681 |
| Total noninterest expense | $686,000 | 5,446 |
| Salaries and employee benefits | $346,000 | 5,507 |
| Premises and equipment expense | $59,000 | 5,484 |
| Additional noninterest expense | $281,000 | 5,179 |
| Pre-tax net operating income | $369,000 | 4,534 |
| Securities gains (losses) | $114,000 | 877 |
| Applicable income taxes | $63,000 | 3,258 |
| Income before extraordinary items | $420,000 | 4,213 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $420,000 | 4,210 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $420,000 | 4,212 |
| Net charge-offs | $52,000 | 2,116 |
| Cash dividends | $150,000 | 3,022 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $320,820 | 4,490 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $588,000 | 5,165 |
| Total interest expense | $98,000 | 4,131 |
| Net interest income | $490,000 | 5,268 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $48,000 | 5,175 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $3,000 | 5,820 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $45,000 | 4,507 |
| Total noninterest expense | $338,000 | 5,514 |
| Salaries and employee benefits | $163,000 | 5,608 |
| Premises and equipment expense | $30,000 | 5,499 |
| Additional noninterest expense | $145,000 | 5,183 |
| Pre-tax net operating income | $200,000 | 4,431 |
| Securities gains (losses) | $32,000 | 1,025 |
| Applicable income taxes | $30,000 | 3,275 |
| Income before extraordinary items | $202,000 | 4,220 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $202,000 | 4,217 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $202,000 | 4,219 |
| Net charge-offs | $19,000 | 2,012 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $174,160 | 4,371 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $2,373,000 | 5,174 |
| Total interest expense | $378,000 | 4,265 |
| Net interest income | $1,995,000 | 5,263 |
| Provision for loan and lease losses | $30,000 | 3,863 |
| Total noninterest income | $132,000 | 5,514 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $12,000 | 5,906 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $120,000 | 4,947 |
| Total noninterest expense | $1,379,000 | 5,521 |
| Salaries and employee benefits | $661,000 | 5,645 |
| Premises and equipment expense | $126,000 | 5,567 |
| Additional noninterest expense | $592,000 | 5,181 |
| Pre-tax net operating income | $718,000 | 4,543 |
| Securities gains (losses) | $4,000 | 2,883 |
| Applicable income taxes | $70,000 | 3,500 |
| Income before extraordinary items | $652,000 | 4,495 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $652,000 | 4,495 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $652,000 | 4,495 |
| Net charge-offs | $37,000 | 3,454 |
| Cash dividends | $300,000 | 3,400 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $648,400 | 4,457 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,766,000 | 5,252 |
| Total interest expense | $282,000 | 4,326 |
| Net interest income | $1,484,000 | 5,329 |
| Provision for loan and lease losses | $30,000 | 3,604 |
| Total noninterest income | $97,000 | 5,616 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $9,000 | 5,995 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $88,000 | 5,008 |
| Total noninterest expense | $1,012,000 | 5,604 |
| Salaries and employee benefits | $488,000 | 5,719 |
| Premises and equipment expense | $88,000 | 5,710 |
| Additional noninterest expense | $436,000 | 5,254 |
| Pre-tax net operating income | $539,000 | 4,647 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $65,000 | 3,512 |
| Income before extraordinary items | $474,000 | 4,638 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $474,000 | 4,640 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $474,000 | 4,641 |
| Net charge-offs | $23,000 | 3,290 |
| Cash dividends | $150,000 | 3,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $474,000 | 4,572 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,165,000 | 5,299 |
| Total interest expense | $186,000 | 4,377 |
| Net interest income | $979,000 | 5,379 |
| Provision for loan and lease losses | $25,000 | 3,365 |
| Total noninterest income | $63,000 | 5,677 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $6,000 | 6,053 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $57,000 | 5,069 |
| Total noninterest expense | $661,000 | 5,685 |
| Salaries and employee benefits | $320,000 | 5,785 |
| Premises and equipment expense | $59,000 | 5,735 |
| Additional noninterest expense | $282,000 | 5,348 |
| Pre-tax net operating income | $356,000 | 4,622 |
| Securities gains (losses) | $8,000 | 2,109 |
| Applicable income taxes | $48,000 | 3,471 |
| Income before extraordinary items | $316,000 | 4,622 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $316,000 | 4,624 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $316,000 | 4,625 |
| Net charge-offs | $22,000 | 2,884 |
| Cash dividends | $150,000 | 2,968 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $309,040 | 4,583 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $580,000 | 5,347 |
| Total interest expense | $92,000 | 4,438 |
| Net interest income | $488,000 | 5,425 |
| Provision for loan and lease losses | $15,000 | 2,956 |
| Total noninterest income | $35,000 | 5,631 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $3,000 | 6,103 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $32,000 | 4,996 |
| Total noninterest expense | $326,000 | 5,755 |
| Salaries and employee benefits | $149,000 | 5,902 |
| Premises and equipment expense | $33,000 | 5,680 |
| Additional noninterest expense | $144,000 | 5,346 |
| Pre-tax net operating income | $182,000 | 4,572 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $11,000 | 3,796 |
| Income before extraordinary items | $171,000 | 4,518 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $171,000 | 4,520 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $171,000 | 4,522 |
| Net charge-offs | $40,000 | 1,719 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $171,000 | 4,439 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,359,000 | 5,407 |
| Total interest expense | $371,000 | 4,615 |
| Net interest income | $1,988,000 | 5,482 |
| Provision for loan and lease losses | $83,000 | 3,392 |
| Total noninterest income | $152,000 | 5,650 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $13,000 | 6,221 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $139,000 | 4,931 |
| Total noninterest expense | $1,329,000 | 5,824 |
| Salaries and employee benefits | $604,000 | 5,999 |
| Premises and equipment expense | $129,000 | 5,856 |
| Additional noninterest expense | $596,000 | 5,396 |
| Pre-tax net operating income | $728,000 | 4,604 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $72,000 | 3,565 |
| Income before extraordinary items | $656,000 | 4,569 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $656,000 | 4,570 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $656,000 | 4,570 |
| Net charge-offs | $47,000 | 3,811 |
| Cash dividends | $300,000 | 3,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $656,000 | 4,518 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,749,000 | 5,495 |
| Total interest expense | $275,000 | 4,688 |
| Net interest income | $1,474,000 | 5,563 |
| Provision for loan and lease losses | $63,000 | 3,232 |
| Total noninterest income | $122,000 | 5,677 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $10,000 | 6,298 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $112,000 | 4,917 |
| Total noninterest expense | $968,000 | 5,903 |
| Salaries and employee benefits | $440,000 | 6,071 |
| Premises and equipment expense | $92,000 | 5,947 |
| Additional noninterest expense | $436,000 | 5,479 |
| Pre-tax net operating income | $565,000 | 4,649 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $57,000 | 3,603 |
| Income before extraordinary items | $508,000 | 4,582 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $508,000 | 4,582 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $508,000 | 4,583 |
| Net charge-offs | $16,000 | 3,939 |
| Cash dividends | $150,000 | 3,244 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $508,000 | 4,529 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,152,000 | 5,539 |
| Total interest expense | $184,000 | 4,732 |
| Net interest income | $968,000 | 5,621 |
| Provision for loan and lease losses | $40,000 | 3,175 |
| Total noninterest income | $87,000 | 5,632 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $7,000 | 6,336 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $80,000 | 4,832 |
| Total noninterest expense | $653,000 | 5,940 |
| Salaries and employee benefits | $299,000 | 6,104 |
| Premises and equipment expense | $65,000 | 5,944 |
| Additional noninterest expense | $289,000 | 5,523 |
| Pre-tax net operating income | $362,000 | 4,659 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $33,000 | 3,649 |
| Income before extraordinary items | $329,000 | 4,591 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $329,000 | 4,594 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $329,000 | 4,595 |
| Net charge-offs | $9,000 | 3,772 |
| Cash dividends | $150,000 | 2,917 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $329,000 | 4,541 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $578,000 | 5,582 |
| Total interest expense | $93,000 | 4,772 |
| Net interest income | $485,000 | 5,665 |
| Provision for loan and lease losses | $22,000 | 2,919 |
| Total noninterest income | $52,000 | 5,473 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $3,000 | 6,406 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $49,000 | 4,588 |
| Total noninterest expense | $328,000 | 6,003 |
| Salaries and employee benefits | $146,000 | 6,195 |
| Premises and equipment expense | $33,000 | 5,987 |
| Additional noninterest expense | $149,000 | 5,514 |
| Pre-tax net operating income | $187,000 | 4,580 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $18,000 | 3,565 |
| Income before extraordinary items | $169,000 | 4,508 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $169,000 | 4,511 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $169,000 | 4,511 |
| Net charge-offs | $-6,000 | 5,539 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $169,000 | 4,459 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,348,000 | 5,641 |
| Total interest expense | $376,000 | 5,029 |
| Net interest income | $1,972,000 | 5,693 |
| Provision for loan and lease losses | $130,000 | 3,405 |
| Total noninterest income | $133,000 | 6,000 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $14,000 | 6,485 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $119,000 | 5,201 |
| Total noninterest expense | $1,323,000 | 6,062 |
| Salaries and employee benefits | $622,000 | 6,211 |
| Premises and equipment expense | $129,000 | 6,083 |
| Additional noninterest expense | $572,000 | 5,663 |
| Pre-tax net operating income | $652,000 | 4,693 |
| Securities gains (losses) | $-1,000 | 6,053 |
| Applicable income taxes | $32,000 | 3,932 |
| Income before extraordinary items | $619,000 | 4,619 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $619,000 | 4,623 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $619,000 | 4,623 |
| Net charge-offs | $213,000 | 2,949 |
| Cash dividends | $300,000 | 3,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $619,950 | 4,561 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,754,000 | 5,708 |
| Total interest expense | $280,000 | 5,136 |
| Net interest income | $1,474,000 | 5,747 |
| Provision for loan and lease losses | $90,000 | 3,447 |
| Total noninterest income | $98,000 | 6,099 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $10,000 | 6,568 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $88,000 | 5,296 |
| Total noninterest expense | $975,000 | 6,122 |
| Salaries and employee benefits | $459,000 | 6,260 |
| Premises and equipment expense | $89,000 | 6,200 |
| Additional noninterest expense | $427,000 | 5,686 |
| Pre-tax net operating income | $507,000 | 4,753 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $43,000 | 3,790 |
| Income before extraordinary items | $464,000 | 4,703 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $464,000 | 4,705 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $464,000 | 4,706 |
| Net charge-offs | $163,000 | 2,777 |
| Cash dividends | $150,000 | 3,102 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $464,000 | 4,626 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,164,000 | 5,746 |
| Total interest expense | $185,000 | 5,197 |
| Net interest income | $979,000 | 5,779 |
| Provision for loan and lease losses | $60,000 | 3,384 |
| Total noninterest income | $63,000 | 6,150 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $7,000 | 6,596 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $56,000 | 5,394 |
| Total noninterest expense | $659,000 | 6,144 |
| Salaries and employee benefits | $311,000 | 6,290 |
| Premises and equipment expense | $61,000 | 6,216 |
| Additional noninterest expense | $287,000 | 5,691 |
| Pre-tax net operating income | $323,000 | 4,780 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $23,000 | 3,887 |
| Income before extraordinary items | $300,000 | 4,747 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $300,000 | 4,750 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $300,000 | 4,751 |
| Net charge-offs | $27,000 | 3,818 |
| Cash dividends | $150,000 | 2,739 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $300,000 | 4,634 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $586,000 | 5,782 |
| Total interest expense | $92,000 | 5,303 |
| Net interest income | $494,000 | 5,801 |
| Provision for loan and lease losses | $30,000 | 3,174 |
| Total noninterest income | $33,000 | 6,116 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $3,000 | 6,676 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $30,000 | 5,316 |
| Total noninterest expense | $324,000 | 6,224 |
| Salaries and employee benefits | $153,000 | 6,362 |
| Premises and equipment expense | $31,000 | 6,232 |
| Additional noninterest expense | $140,000 | 5,779 |
| Pre-tax net operating income | $173,000 | 4,676 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $16,000 | 3,717 |
| Income before extraordinary items | $157,000 | 4,663 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $157,000 | 4,664 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $157,000 | 4,665 |
| Net charge-offs | $13,000 | 3,331 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $157,000 | 4,562 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,482,000 | 5,816 |
| Total interest expense | $465,000 | 5,247 |
| Net interest income | $2,017,000 | 5,850 |
| Provision for loan and lease losses | $225,000 | 3,781 |
| Total noninterest income | $129,000 | 6,098 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $15,000 | 6,730 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $114,000 | 5,217 |
| Total noninterest expense | $1,326,000 | 6,282 |
| Salaries and employee benefits | $608,000 | 6,445 |
| Premises and equipment expense | $146,000 | 6,148 |
| Additional noninterest expense | $572,000 | 5,882 |
| Pre-tax net operating income | $595,000 | 4,715 |
| Securities gains (losses) | $3,000 | 3,606 |
| Applicable income taxes | $24,000 | 4,147 |
| Income before extraordinary items | $574,000 | 4,753 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $574,000 | 4,756 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $574,000 | 4,757 |
| Net charge-offs | $115,000 | 4,299 |
| Cash dividends | $575,000 | 2,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $571,120 | 4,583 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,865,000 | 5,911 |
| Total interest expense | $353,000 | 5,360 |
| Net interest income | $1,512,000 | 5,948 |
| Provision for loan and lease losses | $155,000 | 3,841 |
| Total noninterest income | $94,000 | 6,221 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $11,000 | 6,825 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $83,000 | 5,318 |
| Total noninterest expense | $972,000 | 6,363 |
| Salaries and employee benefits | $442,000 | 6,541 |
| Premises and equipment expense | $105,000 | 6,280 |
| Additional noninterest expense | $425,000 | 5,958 |
| Pre-tax net operating income | $479,000 | 4,759 |
| Securities gains (losses) | $3,000 | 3,350 |
| Applicable income taxes | $27,000 | 4,059 |
| Income before extraordinary items | $455,000 | 4,780 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $455,000 | 4,781 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $455,000 | 4,781 |
| Net charge-offs | $106,000 | 3,910 |
| Cash dividends | $425,000 | 2,209 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $452,180 | 4,611 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,242,000 | 5,964 |
| Total interest expense | $239,000 | 5,435 |
| Net interest income | $1,003,000 | 5,995 |
| Provision for loan and lease losses | $90,000 | 3,970 |
| Total noninterest income | $47,000 | 6,481 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $7,000 | 6,880 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $40,000 | 5,645 |
| Total noninterest expense | $657,000 | 6,392 |
| Salaries and employee benefits | $299,000 | 6,572 |
| Premises and equipment expense | $71,000 | 6,290 |
| Additional noninterest expense | $287,000 | 5,989 |
| Pre-tax net operating income | $303,000 | 4,818 |
| Securities gains (losses) | $-4,000 | 6,891 |
| Applicable income taxes | $12,000 | 4,173 |
| Income before extraordinary items | $287,000 | 4,876 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $287,000 | 4,879 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $287,000 | 4,879 |
| Net charge-offs | $77,000 | 3,658 |
| Cash dividends | $150,000 | 2,721 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $290,840 | 4,673 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $619,000 | 6,020 |
| Total interest expense | $125,000 | 5,451 |
| Net interest income | $494,000 | 6,061 |
| Provision for loan and lease losses | $45,000 | 3,771 |
| Total noninterest income | $19,000 | 6,683 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $4,000 | 6,891 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $15,000 | 5,956 |
| Total noninterest expense | $320,000 | 6,492 |
| Salaries and employee benefits | $141,000 | 6,696 |
| Premises and equipment expense | $33,000 | 6,408 |
| Additional noninterest expense | $146,000 | 5,972 |
| Pre-tax net operating income | $148,000 | 4,955 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $6,000 | 4,170 |
| Income before extraordinary items | $142,000 | 4,934 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $142,000 | 4,937 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $142,000 | 4,938 |
| Net charge-offs | $26,000 | 3,512 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $142,000 | 4,783 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,531,000 | 6,072 |
| Total interest expense | $521,000 | 5,775 |
| Net interest income | $2,010,000 | 6,072 |
| Provision for loan and lease losses | $260,000 | 4,310 |
| Total noninterest income | $82,000 | 6,562 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $15,000 | 6,797 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $67,000 | 5,687 |
| Total noninterest expense | $1,286,000 | 6,535 |
| Salaries and employee benefits | $581,000 | 6,742 |
| Premises and equipment expense | $128,000 | 6,596 |
| Additional noninterest expense | $577,000 | 6,057 |
| Pre-tax net operating income | $546,000 | 4,628 |
| Securities gains (losses) | $4,000 | 3,534 |
| Applicable income taxes | $-1,000 | 6,510 |
| Income before extraordinary items | $551,000 | 4,521 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $551,000 | 4,524 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $551,000 | 4,523 |
| Net charge-offs | $330,000 | 3,693 |
| Cash dividends | $325,000 | 2,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $547,000 | 4,414 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,893,000 | 6,132 |
| Total interest expense | $393,000 | 5,875 |
| Net interest income | $1,500,000 | 6,123 |
| Provision for loan and lease losses | $165,000 | 4,383 |
| Total noninterest income | $58,000 | 6,692 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $11,000 | 6,851 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $47,000 | 5,857 |
| Total noninterest expense | $936,000 | 6,611 |
| Salaries and employee benefits | $430,000 | 6,789 |
| Premises and equipment expense | $93,000 | 6,666 |
| Additional noninterest expense | $413,000 | 6,161 |
| Pre-tax net operating income | $457,000 | 4,595 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $29,000 | 3,893 |
| Income before extraordinary items | $428,000 | 4,566 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $428,000 | 4,567 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $428,000 | 4,567 |
| Net charge-offs | $259,000 | 3,406 |
| Cash dividends | $125,000 | 3,012 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $428,000 | 4,437 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,250,000 | 6,211 |
| Total interest expense | $262,000 | 5,996 |
| Net interest income | $988,000 | 6,187 |
| Provision for loan and lease losses | $90,000 | 4,488 |
| Total noninterest income | $42,000 | 6,719 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $7,000 | 6,898 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $35,000 | 5,811 |
| Total noninterest expense | $609,000 | 6,715 |
| Salaries and employee benefits | $276,000 | 6,903 |
| Premises and equipment expense | $60,000 | 6,753 |
| Additional noninterest expense | $273,000 | 6,255 |
| Pre-tax net operating income | $331,000 | 4,479 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $32,000 | 3,596 |
| Income before extraordinary items | $299,000 | 4,452 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $299,000 | 4,451 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $299,000 | 4,453 |
| Net charge-offs | $149,000 | 3,418 |
| Cash dividends | $125,000 | 2,645 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $299,000 | 4,376 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $623,000 | 6,248 |
| Total interest expense | $131,000 | 6,089 |
| Net interest income | $492,000 | 6,209 |
| Provision for loan and lease losses | $45,000 | 4,252 |
| Total noninterest income | $27,000 | 6,580 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $4,000 | 6,879 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $23,000 | 5,678 |
| Total noninterest expense | $311,000 | 6,732 |
| Salaries and employee benefits | $137,000 | 6,950 |
| Premises and equipment expense | $32,000 | 6,743 |
| Additional noninterest expense | $142,000 | 6,241 |
| Pre-tax net operating income | $163,000 | 4,542 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $16,000 | 3,560 |
| Income before extraordinary items | $147,000 | 4,490 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $147,000 | 4,489 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $147,000 | 4,490 |
| Net charge-offs | $2,000 | 4,883 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $147,000 | 4,427 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,597,000 | 6,310 |
| Total interest expense | $573,000 | 6,316 |
| Net interest income | $2,024,000 | 6,220 |
| Provision for loan and lease losses | $120,000 | 5,848 |
| Total noninterest income | $76,000 | 6,871 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $16,000 | 6,659 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $60,000 | 5,952 |
| Total noninterest expense | $1,244,000 | 6,814 |
| Salaries and employee benefits | $578,000 | 6,973 |
| Premises and equipment expense | $122,000 | 6,866 |
| Additional noninterest expense | $544,000 | 6,369 |
| Pre-tax net operating income | $736,000 | 3,853 |
| Securities gains (losses) | $-31,000 | 7,111 |
| Applicable income taxes | $84,000 | 3,350 |
| Income before extraordinary items | $621,000 | 4,023 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $621,000 | 4,022 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $621,000 | 4,023 |
| Net charge-offs | $144,000 | 5,096 |
| Cash dividends | $400,000 | 2,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $648,280 | 3,818 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,952,000 | 6,421 |
| Total interest expense | $430,000 | 6,464 |
| Net interest income | $1,522,000 | 6,313 |
| Provision for loan and lease losses | $90,000 | 5,755 |
| Total noninterest income | $52,000 | 7,058 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $12,000 | 6,750 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $40,000 | 6,202 |
| Total noninterest expense | $933,000 | 6,871 |
| Salaries and employee benefits | $433,000 | 7,038 |
| Premises and equipment expense | $88,000 | 6,996 |
| Additional noninterest expense | $412,000 | 6,408 |
| Pre-tax net operating income | $551,000 | 4,069 |
| Securities gains (losses) | $-31,000 | 7,296 |
| Applicable income taxes | $67,000 | 3,388 |
| Income before extraordinary items | $453,000 | 4,292 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $453,000 | 4,293 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $453,000 | 4,293 |
| Net charge-offs | $134,000 | 4,618 |
| Cash dividends | $275,000 | 2,420 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $479,970 | 4,039 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,292,000 | 6,475 |
| Total interest expense | $295,000 | 6,516 |
| Net interest income | $997,000 | 6,372 |
| Provision for loan and lease losses | $60,000 | 5,595 |
| Total noninterest income | $28,000 | 7,227 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $8,000 | 6,793 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $20,000 | 6,465 |
| Total noninterest expense | $612,000 | 6,942 |
| Salaries and employee benefits | $286,000 | 7,108 |
| Premises and equipment expense | $58,000 | 7,055 |
| Additional noninterest expense | $268,000 | 6,473 |
| Pre-tax net operating income | $353,000 | 4,163 |
| Securities gains (losses) | $-31,000 | 7,400 |
| Applicable income taxes | $35,000 | 3,503 |
| Income before extraordinary items | $287,000 | 4,391 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $287,000 | 4,390 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $287,000 | 4,390 |
| Net charge-offs | $96,000 | 4,293 |
| Cash dividends | $275,000 | 1,989 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $314,590 | 4,082 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $642,000 | 6,563 |
| Total interest expense | $149,000 | 6,617 |
| Net interest income | $493,000 | 6,445 |
| Provision for loan and lease losses | $30,000 | 5,300 |
| Total noninterest income | $16,000 | 7,253 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $4,000 | 6,875 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $12,000 | 6,461 |
| Total noninterest expense | $318,000 | 6,977 |
| Salaries and employee benefits | $149,000 | 7,128 |
| Premises and equipment expense | $30,000 | 7,098 |
| Additional noninterest expense | $139,000 | 6,477 |
| Pre-tax net operating income | $161,000 | 4,442 |
| Securities gains (losses) | $-49,000 | 7,629 |
| Applicable income taxes | $1,000 | 4,457 |
| Income before extraordinary items | $111,000 | 4,841 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $111,000 | 4,841 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $111,000 | 4,840 |
| Net charge-offs | $92,000 | 3,180 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $159,510 | 4,174 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,583,000 | 6,628 |
| Total interest expense | $708,000 | 6,669 |
| Net interest income | $1,875,000 | 6,484 |
| Provision for loan and lease losses | $286,000 | 5,341 |
| Total noninterest income | $94,000 | 7,023 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $16,000 | 6,954 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $78,000 | 5,945 |
| Total noninterest expense | $1,198,000 | 7,151 |
| Salaries and employee benefits | $541,000 | 7,338 |
| Premises and equipment expense | $126,000 | 7,138 |
| Additional noninterest expense | $531,000 | 6,685 |
| Pre-tax net operating income | $485,000 | 4,031 |
| Securities gains (losses) | $-231,000 | 7,444 |
| Applicable income taxes | $-46,000 | 6,435 |
| Income before extraordinary items | $300,000 | 4,463 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $300,000 | 4,463 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $300,000 | 4,464 |
| Net charge-offs | $94,000 | 5,752 |
| Cash dividends | $250,000 | 3,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $531,000 | 3,720 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,948,000 | 6,700 |
| Total interest expense | $548,000 | 6,753 |
| Net interest income | $1,400,000 | 6,526 |
| Provision for loan and lease losses | $277,000 | 4,707 |
| Total noninterest income | $71,000 | 7,147 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $12,000 | 6,996 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $59,000 | 6,062 |
| Total noninterest expense | $903,000 | 7,183 |
| Salaries and employee benefits | $413,000 | 7,366 |
| Premises and equipment expense | $94,000 | 7,199 |
| Additional noninterest expense | $396,000 | 6,711 |
| Pre-tax net operating income | $291,000 | 4,562 |
| Securities gains (losses) | $-173,000 | 7,560 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $118,000 | 5,233 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $118,000 | 5,231 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $118,000 | 5,231 |
| Net charge-offs | $44,000 | 5,771 |
| Cash dividends | $150,000 | 3,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $291,000 | 4,394 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,307,000 | 6,754 |
| Total interest expense | $375,000 | 6,825 |
| Net interest income | $932,000 | 6,550 |
| Provision for loan and lease losses | $268,000 | 3,913 |
| Total noninterest income | $47,000 | 7,216 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $8,000 | 7,058 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $39,000 | 6,109 |
| Total noninterest expense | $584,000 | 7,298 |
| Salaries and employee benefits | $270,000 | 7,470 |
| Premises and equipment expense | $65,000 | 7,214 |
| Additional noninterest expense | $249,000 | 6,854 |
| Pre-tax net operating income | $127,000 | 5,052 |
| Securities gains (losses) | $-113,000 | 7,699 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $14,000 | 5,835 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $14,000 | 5,833 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $14,000 | 5,833 |
| Net charge-offs | $47,000 | 4,972 |
| Cash dividends | $150,000 | 2,953 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $127,000 | 4,933 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $665,000 | 6,762 |
| Total interest expense | $191,000 | 6,884 |
| Net interest income | $474,000 | 6,518 |
| Provision for loan and lease losses | $9,000 | 6,357 |
| Total noninterest income | $27,000 | 7,135 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $4,000 | 7,066 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $23,000 | 6,000 |
| Total noninterest expense | $300,000 | 7,275 |
| Salaries and employee benefits | $142,000 | 7,450 |
| Premises and equipment expense | $34,000 | 7,208 |
| Additional noninterest expense | $124,000 | 6,725 |
| Pre-tax net operating income | $192,000 | 4,112 |
| Securities gains (losses) | $-40,000 | 7,924 |
| Applicable income taxes | $19,000 | 3,607 |
| Income before extraordinary items | $133,000 | 4,548 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $133,000 | 4,552 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $133,000 | 4,552 |
| Net charge-offs | $19,000 | 4,361 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $167,800 | 4,002 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,685,000 | 6,835 |
| Total interest expense | $867,000 | 7,010 |
| Net interest income | $1,818,000 | 6,620 |
| Provision for loan and lease losses | $36,000 | 6,768 |
| Total noninterest income | $91,000 | 7,393 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $17,000 | 7,079 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $74,000 | 6,311 |
| Total noninterest expense | $1,146,000 | 7,343 |
| Salaries and employee benefits | $542,000 | 7,555 |
| Premises and equipment expense | $122,000 | 7,404 |
| Additional noninterest expense | $482,000 | 6,695 |
| Pre-tax net operating income | $727,000 | 4,338 |
| Securities gains (losses) | $-356,000 | 7,455 |
| Applicable income taxes | $6,000 | 4,630 |
| Income before extraordinary items | $365,000 | 4,861 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $365,000 | 4,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,940 |
| Cash dividends | $300,000 | 4,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $713,880 | 4,046 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,002,000 | 6,910 |
| Total interest expense | $657,000 | 7,101 |
| Net interest income | $1,345,000 | 6,697 |
| Provision for loan and lease losses | $27,000 | 6,337 |
| Total noninterest income | $67,000 | 7,538 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $14,000 | 7,112 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $53,000 | 6,516 |
| Total noninterest expense | $858,000 | 7,361 |
| Salaries and employee benefits | $417,000 | 7,558 |
| Premises and equipment expense | $87,000 | 7,512 |
| Additional noninterest expense | $354,000 | 6,740 |
| Pre-tax net operating income | $527,000 | 4,855 |
| Securities gains (losses) | $-237,000 | 7,628 |
| Applicable income taxes | $91,000 | 3,664 |
| Income before extraordinary items | $199,000 | 5,700 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $199,000 | 5,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,665 |
| Cash dividends | $150,000 | 4,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $362,530 | 5,100 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,329,000 | 6,996 |
| Total interest expense | $442,000 | 7,199 |
| Net interest income | $887,000 | 6,748 |
| Provision for loan and lease losses | $18,000 | 6,030 |
| Total noninterest income | $45,000 | 7,589 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $10,000 | 7,141 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $35,000 | 6,595 |
| Total noninterest expense | $576,000 | 7,413 |
| Salaries and employee benefits | $281,000 | 7,602 |
| Premises and equipment expense | $60,000 | 7,516 |
| Additional noninterest expense | $235,000 | 6,767 |
| Pre-tax net operating income | $338,000 | 5,103 |
| Securities gains (losses) | $2,000 | 2,957 |
| Applicable income taxes | $64,000 | 3,862 |
| Income before extraordinary items | $276,000 | 5,137 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $276,000 | 5,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,312 |
| Cash dividends | $150,000 | 3,727 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $274,380 | 5,080 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $671,000 | 7,065 |
| Total interest expense | $223,000 | 7,315 |
| Net interest income | $448,000 | 6,767 |
| Provision for loan and lease losses | $9,000 | 5,509 |
| Total noninterest income | $23,000 | 7,585 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $4,000 | 7,199 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $19,000 | 6,522 |
| Total noninterest expense | $306,000 | 7,343 |
| Salaries and employee benefits | $158,000 | 7,448 |
| Premises and equipment expense | $31,000 | 7,509 |
| Additional noninterest expense | $117,000 | 6,779 |
| Pre-tax net operating income | $156,000 | 5,386 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $27,000 | 4,129 |
| Income before extraordinary items | $129,000 | 5,460 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $129,000 | 5,462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $129,000 | 5,366 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,729,000 | 7,038 |
| Total interest expense | $861,000 | 7,392 |
| Net interest income | $1,868,000 | 6,666 |
| Provision for loan and lease losses | $36,000 | 5,943 |
| Total noninterest income | $101,000 | 7,548 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $18,000 | 7,177 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $83,000 | 6,480 |
| Total noninterest expense | $1,179,000 | 7,392 |
| Salaries and employee benefits | $588,000 | 7,573 |
| Premises and equipment expense | $126,000 | 7,487 |
| Additional noninterest expense | $465,000 | 6,759 |
| Pre-tax net operating income | $754,000 | 5,297 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $158,000 | 4,084 |
| Income before extraordinary items | $596,000 | 5,358 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $596,000 | 5,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,314 |
| Cash dividends | $300,000 | 4,401 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $596,000 | 5,341 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,039,000 | 7,081 |
| Total interest expense | $638,000 | 7,447 |
| Net interest income | $1,401,000 | 6,715 |
| Provision for loan and lease losses | $27,000 | 5,609 |
| Total noninterest income | $77,000 | 7,578 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $13,000 | 7,222 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $64,000 | 6,464 |
| Total noninterest expense | $884,000 | 7,376 |
| Salaries and employee benefits | $453,000 | 7,506 |
| Premises and equipment expense | $88,000 | 7,556 |
| Additional noninterest expense | $343,000 | 6,789 |
| Pre-tax net operating income | $567,000 | 5,540 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $118,000 | 4,282 |
| Income before extraordinary items | $449,000 | 5,587 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $449,000 | 5,585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 4,329 |
| Cash dividends | $150,000 | 4,354 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $449,000 | 5,572 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,360,000 | 7,109 |
| Total interest expense | $421,000 | 7,487 |
| Net interest income | $939,000 | 6,720 |
| Provision for loan and lease losses | $18,000 | 5,390 |
| Total noninterest income | $51,000 | 7,637 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $8,000 | 7,273 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $43,000 | 6,508 |
| Total noninterest expense | $590,000 | 7,417 |
| Salaries and employee benefits | $297,000 | 7,587 |
| Premises and equipment expense | $60,000 | 7,569 |
| Additional noninterest expense | $233,000 | 6,761 |
| Pre-tax net operating income | $382,000 | 5,608 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $80,000 | 4,346 |
| Income before extraordinary items | $302,000 | 5,637 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $302,000 | 5,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 3,311 |
| Cash dividends | $150,000 | 3,935 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $302,000 | 5,618 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $681,000 | 7,136 |
| Total interest expense | $208,000 | 7,522 |
| Net interest income | $473,000 | 6,734 |
| Provision for loan and lease losses | $9,000 | 5,108 |
| Total noninterest income | $20,000 | 7,871 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $4,000 | 7,300 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $16,000 | 6,921 |
| Total noninterest expense | $298,000 | 7,441 |
| Salaries and employee benefits | $156,000 | 7,548 |
| Premises and equipment expense | $31,000 | 7,555 |
| Additional noninterest expense | $111,000 | 6,884 |
| Pre-tax net operating income | $186,000 | 5,641 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $38,000 | 4,407 |
| Income before extraordinary items | $148,000 | 5,674 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $148,000 | 5,674 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 2,972 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $148,000 | 5,658 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,688,000 | 7,007 |
| Total interest expense | $721,000 | 7,482 |
| Net interest income | $1,967,000 | 6,594 |
| Provision for loan and lease losses | $40,000 | 5,799 |
| Total noninterest income | $79,000 | 7,962 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $16,000 | 7,331 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $63,000 | 6,999 |
| Total noninterest expense | $1,180,000 | 7,422 |
| Salaries and employee benefits | $576,000 | 7,665 |
| Premises and equipment expense | $131,000 | 7,480 |
| Additional noninterest expense | $473,000 | 6,659 |
| Pre-tax net operating income | $826,000 | 5,586 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $178,000 | 4,420 |
| Income before extraordinary items | $648,000 | 5,661 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $648,000 | 5,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 3,861 |
| Cash dividends | $300,000 | 4,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $648,000 | 5,645 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,999,000 | 7,068 |
| Total interest expense | $520,000 | 7,542 |
| Net interest income | $1,479,000 | 6,653 |
| Provision for loan and lease losses | $27,000 | 5,738 |
| Total noninterest income | $57,000 | 8,066 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $12,000 | 7,403 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $45,000 | 7,069 |
| Total noninterest expense | $888,000 | 7,416 |
| Salaries and employee benefits | $440,000 | 7,626 |
| Premises and equipment expense | $98,000 | 7,496 |
| Additional noninterest expense | $350,000 | 6,708 |
| Pre-tax net operating income | $621,000 | 5,779 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $134,000 | 4,607 |
| Income before extraordinary items | $487,000 | 5,814 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $487,000 | 5,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,511 |
| Cash dividends | $150,000 | 4,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $487,000 | 5,816 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,307,000 | 7,105 |
| Total interest expense | $325,000 | 7,600 |
| Net interest income | $982,000 | 6,704 |
| Provision for loan and lease losses | $18,000 | 5,601 |
| Total noninterest income | $38,000 | 8,112 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $8,000 | 7,453 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $30,000 | 7,109 |
| Total noninterest expense | $584,000 | 7,477 |
| Salaries and employee benefits | $289,000 | 7,701 |
| Premises and equipment expense | $70,000 | 7,416 |
| Additional noninterest expense | $225,000 | 6,847 |
| Pre-tax net operating income | $418,000 | 5,805 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $91,000 | 4,629 |
| Income before extraordinary items | $327,000 | 5,827 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $327,000 | 5,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,365 |
| Cash dividends | $150,000 | 3,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $327,000 | 5,826 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $645,000 | 7,129 |
| Total interest expense | $154,000 | 7,644 |
| Net interest income | $491,000 | 6,728 |
| Provision for loan and lease losses | $9,000 | 5,345 |
| Total noninterest income | $19,000 | 8,105 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $4,000 | 7,476 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $15,000 | 7,090 |
| Total noninterest expense | $301,000 | 7,427 |
| Salaries and employee benefits | $152,000 | 7,606 |
| Premises and equipment expense | $34,000 | 7,467 |
| Additional noninterest expense | $115,000 | 6,747 |
| Pre-tax net operating income | $200,000 | 5,845 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $38,000 | 4,781 |
| Income before extraordinary items | $162,000 | 5,785 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $162,000 | 5,786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,838 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $162,000 | 5,783 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,497,000 | 7,015 |
| Total interest expense | $525,000 | 7,544 |
| Net interest income | $1,972,000 | 6,669 |
| Provision for loan and lease losses | $59,000 | 5,586 |
| Total noninterest income | $83,000 | 8,113 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $14,000 | 7,544 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $69,000 | 6,972 |
| Total noninterest expense | $1,190,000 | 7,416 |
| Salaries and employee benefits | $572,000 | 7,717 |
| Premises and equipment expense | $127,000 | 7,565 |
| Additional noninterest expense | $491,000 | 6,644 |
| Pre-tax net operating income | $806,000 | 5,858 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $169,000 | 4,873 |
| Income before extraordinary items | $637,000 | 5,866 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $637,000 | 5,870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 4,855 |
| Cash dividends | $300,000 | 4,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $637,000 | 5,840 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,853,000 | 7,047 |
| Total interest expense | $383,000 | 7,544 |
| Net interest income | $1,470,000 | 6,717 |
| Provision for loan and lease losses | $44,000 | 5,480 |
| Total noninterest income | $64,000 | 8,133 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $10,000 | 7,610 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $54,000 | 6,950 |
| Total noninterest expense | $886,000 | 7,430 |
| Salaries and employee benefits | $438,000 | 7,643 |
| Premises and equipment expense | $89,000 | 7,657 |
| Additional noninterest expense | $359,000 | 6,671 |
| Pre-tax net operating income | $604,000 | 5,993 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $128,000 | 5,002 |
| Income before extraordinary items | $476,000 | 6,007 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $476,000 | 6,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,516 |
| Cash dividends | $150,000 | 4,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $476,000 | 5,975 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,219,000 | 7,037 |
| Total interest expense | $249,000 | 7,532 |
| Net interest income | $970,000 | 6,737 |
| Provision for loan and lease losses | $24,000 | 5,514 |
| Total noninterest income | $48,000 | 8,009 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $7,000 | 7,607 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $41,000 | 6,734 |
| Total noninterest expense | $592,000 | 7,427 |
| Salaries and employee benefits | $289,000 | 7,677 |
| Premises and equipment expense | $60,000 | 7,621 |
| Additional noninterest expense | $243,000 | 6,618 |
| Pre-tax net operating income | $402,000 | 5,967 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $85,000 | 5,018 |
| Income before extraordinary items | $317,000 | 6,003 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $317,000 | 6,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,290 |
| Cash dividends | $150,000 | 3,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $317,000 | 5,949 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $605,000 | 7,082 |
| Total interest expense | $120,000 | 7,561 |
| Net interest income | $485,000 | 6,784 |
| Provision for loan and lease losses | $12,000 | 5,254 |
| Total noninterest income | $28,000 | 7,863 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $3,000 | 7,690 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $25,000 | 6,471 |
| Total noninterest expense | $286,000 | 7,558 |
| Salaries and employee benefits | $138,000 | 7,801 |
| Premises and equipment expense | $31,000 | 7,653 |
| Additional noninterest expense | $117,000 | 6,743 |
| Pre-tax net operating income | $215,000 | 5,793 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $47,000 | 4,839 |
| Income before extraordinary items | $168,000 | 5,840 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $168,000 | 5,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,869 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $168,000 | 5,803 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,429,000 | 6,958 |
| Total interest expense | $481,000 | 7,377 |
| Net interest income | $1,948,000 | 6,694 |
| Provision for loan and lease losses | $75,000 | 5,393 |
| Total noninterest income | $92,000 | 8,164 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $16,000 | 7,711 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $76,000 | 6,858 |
| Total noninterest expense | $1,166,000 | 7,501 |
| Salaries and employee benefits | $564,000 | 7,797 |
| Premises and equipment expense | $127,000 | 7,619 |
| Additional noninterest expense | $475,000 | 6,698 |
| Pre-tax net operating income | $799,000 | 5,793 |
| Securities gains (losses) | $6,000 | 3,079 |
| Applicable income taxes | $166,000 | 4,972 |
| Income before extraordinary items | $639,000 | 5,817 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $639,000 | 5,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,542 |
| Cash dividends | $300,000 | 4,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $634,260 | 5,755 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,817,000 | 6,983 |
| Total interest expense | $363,000 | 7,383 |
| Net interest income | $1,454,000 | 6,715 |
| Provision for loan and lease losses | $50,000 | 5,368 |
| Total noninterest income | $75,000 | 8,142 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $11,000 | 7,770 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $64,000 | 6,699 |
| Total noninterest expense | $871,000 | 7,476 |
| Salaries and employee benefits | $416,000 | 7,775 |
| Premises and equipment expense | $97,000 | 7,587 |
| Additional noninterest expense | $358,000 | 6,651 |
| Pre-tax net operating income | $608,000 | 5,874 |
| Securities gains (losses) | $6,000 | 2,970 |
| Applicable income taxes | $122,000 | 5,117 |
| Income before extraordinary items | $492,000 | 5,845 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $492,000 | 5,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $150,000 | 4,286 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $487,200 | 5,800 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,214,000 | 7,000 |
| Total interest expense | $246,000 | 7,414 |
| Net interest income | $968,000 | 6,746 |
| Provision for loan and lease losses | $34,000 | 5,224 |
| Total noninterest income | $49,000 | 8,203 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $7,000 | 7,820 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $42,000 | 6,726 |
| Total noninterest expense | $581,000 | 7,535 |
| Salaries and employee benefits | $281,000 | 7,812 |
| Premises and equipment expense | $61,000 | 7,711 |
| Additional noninterest expense | $239,000 | 6,676 |
| Pre-tax net operating income | $402,000 | 5,843 |
| Securities gains (losses) | $6,000 | 2,670 |
| Applicable income taxes | $79,000 | 5,131 |
| Income before extraordinary items | $329,000 | 5,832 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $329,000 | 5,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,407 |
| Cash dividends | $150,000 | 3,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $324,140 | 5,779 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $613,000 | 7,015 |
| Total interest expense | $124,000 | 7,456 |
| Net interest income | $489,000 | 6,751 |
| Provision for loan and lease losses | $17,000 | 4,995 |
| Total noninterest income | $24,000 | 8,222 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $3,000 | 7,856 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $21,000 | 6,731 |
| Total noninterest expense | $283,000 | 7,626 |
| Salaries and employee benefits | $132,000 | 7,954 |
| Premises and equipment expense | $32,000 | 7,669 |
| Additional noninterest expense | $119,000 | 6,689 |
| Pre-tax net operating income | $213,000 | 5,681 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $42,000 | 5,058 |
| Income before extraordinary items | $171,000 | 5,703 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $171,000 | 5,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $171,000 | 5,584 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,424,000 | 7,122 |
| Total interest expense | $573,000 | 7,483 |
| Net interest income | $1,851,000 | 6,820 |
| Provision for loan and lease losses | $57,000 | 6,122 |
| Total noninterest income | $86,000 | 8,448 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $15,000 | 7,882 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $71,000 | 7,063 |
| Total noninterest expense | $1,174,000 | 7,523 |
| Salaries and employee benefits | $530,000 | 7,971 |
| Premises and equipment expense | $117,000 | 7,844 |
| Additional noninterest expense | $527,000 | 6,394 |
| Pre-tax net operating income | $706,000 | 5,996 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $137,000 | 5,390 |
| Income before extraordinary items | $569,000 | 6,059 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $569,000 | 6,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,130 |
| Cash dividends | $300,000 | 4,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $569,000 | 5,900 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,806,000 | 7,217 |
| Total interest expense | $442,000 | 7,575 |
| Net interest income | $1,364,000 | 6,911 |
| Provision for loan and lease losses | $47,000 | 5,836 |
| Total noninterest income | $64,000 | 8,517 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $11,000 | 7,946 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $53,000 | 7,132 |
| Total noninterest expense | $818,000 | 7,683 |
| Salaries and employee benefits | $390,000 | 7,984 |
| Premises and equipment expense | $83,000 | 7,943 |
| Additional noninterest expense | $345,000 | 6,756 |
| Pre-tax net operating income | $563,000 | 6,023 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $114,000 | 5,428 |
| Income before extraordinary items | $449,000 | 6,100 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $449,000 | 6,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,833 |
| Cash dividends | $150,000 | 4,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $449,000 | 5,933 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,208,000 | 7,270 |
| Total interest expense | $305,000 | 7,619 |
| Net interest income | $903,000 | 6,942 |
| Provision for loan and lease losses | $32,000 | 5,704 |
| Total noninterest income | $41,000 | 8,553 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $7,000 | 7,984 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $34,000 | 7,176 |
| Total noninterest expense | $549,000 | 7,702 |
| Salaries and employee benefits | $264,000 | 7,974 |
| Premises and equipment expense | $56,000 | 7,921 |
| Additional noninterest expense | $229,000 | 6,783 |
| Pre-tax net operating income | $363,000 | 6,087 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $72,000 | 5,530 |
| Income before extraordinary items | $291,000 | 6,165 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $291,000 | 6,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,353 |
| Cash dividends | $150,000 | 3,830 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $291,000 | 5,967 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $605,000 | 7,291 |
| Total interest expense | $158,000 | 7,650 |
| Net interest income | $447,000 | 6,981 |
| Provision for loan and lease losses | $20,000 | 5,233 |
| Total noninterest income | $23,000 | 8,464 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $4,000 | 7,983 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $19,000 | 7,007 |
| Total noninterest expense | $262,000 | 7,823 |
| Salaries and employee benefits | $124,000 | 8,121 |
| Premises and equipment expense | $29,000 | 7,902 |
| Additional noninterest expense | $109,000 | 6,915 |
| Pre-tax net operating income | $188,000 | 5,985 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $39,000 | 5,433 |
| Income before extraordinary items | $149,000 | 6,035 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $149,000 | 6,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,300 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $149,000 | 5,850 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,598,000 | 7,261 |
| Total interest expense | $742,000 | 7,685 |
| Net interest income | $1,856,000 | 6,853 |
| Provision for loan and lease losses | $140,000 | 5,057 |
| Total noninterest income | $87,000 | 8,555 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $14,000 | 8,042 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $73,000 | 7,016 |
| Total noninterest expense | $1,077,000 | 7,764 |
| Salaries and employee benefits | $511,000 | 8,102 |
| Premises and equipment expense | $125,000 | 7,815 |
| Additional noninterest expense | $441,000 | 6,874 |
| Pre-tax net operating income | $726,000 | 5,993 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $155,000 | 5,481 |
| Income before extraordinary items | $571,000 | 6,093 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $571,000 | 6,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 3,486 |
| Cash dividends | $300,000 | 4,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $571,000 | 5,949 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,641,000 | 7,596 |
| Total interest expense | $963,000 | 8,098 |
| Net interest income | $1,678,000 | 7,012 |
| Provision for loan and lease losses | $60,000 | 6,353 |
| Total noninterest income | $77,000 | 8,817 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $14,000 | 8,211 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $63,000 | 7,311 |
| Total noninterest expense | $1,016,000 | 7,916 |
| Salaries and employee benefits | $497,000 | 8,195 |
| Premises and equipment expense | $123,000 | 7,956 |
| Additional noninterest expense | $396,000 | 7,174 |
| Pre-tax net operating income | $679,000 | 5,894 |
| Securities gains (losses) | $3,000 | 4,114 |
| Applicable income taxes | $137,000 | 5,593 |
| Income before extraordinary items | $545,000 | 5,866 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $545,000 | 5,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,195 |
| Cash dividends | $500,000 | 3,435 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $542,600 | 5,756 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,611,000 | 7,801 |
| Total interest expense | $984,000 | 8,259 |
| Net interest income | $1,627,000 | 7,255 |
| Provision for loan and lease losses | $59,000 | 6,345 |
| Total noninterest income | $88,000 | 8,763 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $14,000 | 8,357 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 7,070 |
| Total noninterest expense | $992,000 | 8,048 |
| Salaries and employee benefits | $467,000 | 8,416 |
| Premises and equipment expense | $137,000 | 7,794 |
| Additional noninterest expense | $388,000 | 7,244 |
| Pre-tax net operating income | $664,000 | 6,361 |
| Securities gains (losses) | $1,000 | 1,732 |
| Applicable income taxes | $131,000 | 6,146 |
| Income before extraordinary items | $534,000 | 6,151 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $534,000 | 6,149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,846 |
| Cash dividends | $310,000 | 4,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $533,200 | 6,162 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,447,000 | 7,961 |
| Total interest expense | $918,000 | 8,399 |
| Net interest income | $1,529,000 | 7,531 |
| Provision for loan and lease losses | $45,000 | 6,711 |
| Total noninterest income | $98,000 | 8,856 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $14,000 | 8,610 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 7,038 |
| Total noninterest expense | $1,026,000 | 8,041 |
| Salaries and employee benefits | $508,000 | 8,302 |
| Premises and equipment expense | $140,000 | 7,850 |
| Additional noninterest expense | $378,000 | 7,458 |
| Pre-tax net operating income | $556,000 | 6,880 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $101,000 | 6,908 |
| Income before extraordinary items | $455,000 | 6,666 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $455,000 | 6,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,882 |
| Cash dividends | $310,000 | 4,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $455,000 | 6,647 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,426,000 | 8,179 |
| Total interest expense | $973,000 | 8,492 |
| Net interest income | $1,453,000 | 7,795 |
| Provision for loan and lease losses | $48,000 | 6,686 |
| Total noninterest income | $116,000 | 8,760 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $14,000 | 8,815 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $102,000 | 6,589 |
| Total noninterest expense | $1,033,000 | 8,011 |
| Salaries and employee benefits | $529,000 | 8,178 |
| Premises and equipment expense | $147,000 | 7,718 |
| Additional noninterest expense | $357,000 | 7,605 |
| Pre-tax net operating income | $488,000 | 7,434 |
| Securities gains (losses) | $4,000 | 3,561 |
| Applicable income taxes | $92,000 | 7,652 |
| Income before extraordinary items | $400,000 | 7,219 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $400,000 | 7,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,174 |
| Cash dividends | $270,000 | 4,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $396,760 | 7,152 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,418,000 | 8,485 |
| Total interest expense | $979,000 | 8,744 |
| Net interest income | $1,439,000 | 8,129 |
| Provision for loan and lease losses | $55,000 | 6,469 |
| Total noninterest income | $125,000 | 8,972 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $15,000 | 9,215 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $110,000 | 6,518 |
| Total noninterest expense | $1,072,000 | 8,091 |
| Salaries and employee benefits | $553,000 | 8,225 |
| Premises and equipment expense | $164,000 | 7,495 |
| Additional noninterest expense | $355,000 | 7,755 |
| Pre-tax net operating income | $437,000 | 8,249 |
| Securities gains (losses) | $9,000 | 2,430 |
| Applicable income taxes | $53,000 | 9,212 |
| Income before extraordinary items | $393,000 | 7,692 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $393,000 | 7,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,227 |
| Cash dividends | $220,000 | 5,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $385,080 | 7,686 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,375,000 | 8,866 |
| Total interest expense | $986,000 | 9,057 |
| Net interest income | $1,389,000 | 8,550 |
| Provision for loan and lease losses | $40,000 | 6,972 |
| Total noninterest income | $138,000 | 9,209 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $12,000 | 9,717 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $126,000 | 6,462 |
| Total noninterest expense | $995,000 | 8,684 |
| Salaries and employee benefits | $509,000 | 8,806 |
| Premises and equipment expense | $136,000 | 8,382 |
| Additional noninterest expense | $350,000 | 8,355 |
| Pre-tax net operating income | $492,000 | 7,986 |
| Securities gains (losses) | $-2,000 | 9,485 |
| Applicable income taxes | $81,000 | 9,119 |
| Income before extraordinary items | $409,000 | 7,544 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $409,000 | 7,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,716 |
| Cash dividends | $200,000 | 5,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $410,660 | 7,477 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,241,000 | 9,353 |
| Total interest expense | $896,000 | 9,628 |
| Net interest income | $1,345,000 | 8,939 |
| Provision for loan and lease losses | $88,000 | 4,902 |
| Total noninterest income | $135,000 | 9,564 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $13,000 | 10,140 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $122,000 | 6,598 |
| Total noninterest expense | $897,000 | 9,361 |
| Salaries and employee benefits | $462,000 | 9,434 |
| Premises and equipment expense | $95,000 | 9,761 |
| Additional noninterest expense | $340,000 | 8,794 |
| Pre-tax net operating income | $495,000 | 8,467 |
| Securities gains (losses) | $11,000 | 2,318 |
| Applicable income taxes | $93,000 | 9,312 |
| Income before extraordinary items | $413,000 | 7,938 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $413,000 | 7,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 3,786 |
| Cash dividends | $200,000 | 5,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $403,980 | 8,000 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,139,000 | 9,542 |
| Total interest expense | $729,000 | 9,935 |
| Net interest income | $1,410,000 | 9,127 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $142,000 | 9,868 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $13,000 | 10,670 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 6,698 |
| Total noninterest expense | $968,000 | 9,484 |
| Salaries and employee benefits | $520,000 | 9,203 |
| Premises and equipment expense | $82,000 | 10,584 |
| Additional noninterest expense | $366,000 | 9,165 |
| Pre-tax net operating income | $584,000 | 8,096 |
| Securities gains (losses) | $-29,000 | 10,630 |
| Applicable income taxes | $108,000 | 9,171 |
| Income before extraordinary items | $447,000 | 7,749 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $447,000 | 7,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,012 |
| Cash dividends | $180,000 | 5,708 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $470,490 | 7,580 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,155,000 | 9,877 |
| Total interest expense | $789,000 | 10,098 |
| Net interest income | $1,366,000 | 9,523 |
| Provision for loan and lease losses | $10,000 | 9,731 |
| Total noninterest income | $180,000 | 9,605 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $13,000 | 11,144 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $167,000 | 6,217 |
| Total noninterest expense | $910,000 | 10,154 |
| Salaries and employee benefits | $505,000 | 9,616 |
| Premises and equipment expense | $54,000 | 12,082 |
| Additional noninterest expense | $351,000 | 9,830 |
| Pre-tax net operating income | $626,000 | 7,773 |
| Securities gains (losses) | $67,000 | 3,024 |
| Applicable income taxes | $158,000 | 8,455 |
| Income before extraordinary items | $535,000 | 7,270 |
| Extraordinary gains, net | $12,000 | 2,892 |
| Net income | $547,000 | 7,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 12,190 |
| Cash dividends | $140,000 | 6,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $483,410 | 7,434 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,446,000 | 10,011 |
| Total interest expense | $1,031,000 | 10,263 |
| Net interest income | $1,415,000 | 9,566 |
| Provision for loan and lease losses | $5,000 | 11,499 |
| Total noninterest income | $127,000 | 11,002 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $13,000 | 11,537 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $114,000 | 7,627 |
| Total noninterest expense | $889,000 | 10,557 |
| Salaries and employee benefits | $480,000 | 9,977 |
| Premises and equipment expense | $53,000 | 12,576 |
| Additional noninterest expense | $356,000 | 10,116 |
| Pre-tax net operating income | $648,000 | 7,405 |
| Securities gains (losses) | $26,000 | 5,197 |
| Applicable income taxes | $191,000 | 7,734 |
| Income before extraordinary items | $483,000 | 7,482 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $483,000 | 7,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 12,178 |
| Cash dividends | $110,000 | 6,380 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $464,280 | 7,271 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.