Home > The State Bank of Conway Springs > Income and Expense
The State Bank of Conway Springs, Income and Expense
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $764,000 | 6,561 |
| Total interest expense | $124,000 | 6,185 |
| Net interest income | $640,000 | 6,588 |
| Provision for loan and lease losses | $4,000 | 4,866 |
| Total noninterest income | $64,000 | 6,377 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $52,000 | 5,749 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $12,000 | 6,385 |
| Total noninterest expense | $480,000 | 6,689 |
| Salaries and employee benefits | $227,000 | 6,742 |
| Premises and equipment expense | $53,000 | 6,559 |
| Additional noninterest expense | $200,000 | 6,491 |
| Pre-tax net operating income | $220,000 | 5,615 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $79,000 | 3,455 |
| Income before extraordinary items | $141,000 | 5,858 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $141,000 | 5,860 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $141,000 | 5,860 |
| Net charge-offs | $1,000 | 5,139 |
| Cash dividends | $50,000 | 3,541 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $141,000 | 5,800 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $506,000 | 6,613 |
| Total interest expense | $84,000 | 6,242 |
| Net interest income | $422,000 | 6,639 |
| Provision for loan and lease losses | $2,000 | 4,732 |
| Total noninterest income | $42,000 | 6,418 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $34,000 | 5,767 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $8,000 | 6,417 |
| Total noninterest expense | $324,000 | 6,735 |
| Salaries and employee benefits | $156,000 | 6,784 |
| Premises and equipment expense | $35,000 | 6,594 |
| Additional noninterest expense | $133,000 | 6,532 |
| Pre-tax net operating income | $138,000 | 5,652 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $49,000 | 3,518 |
| Income before extraordinary items | $89,000 | 5,912 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $89,000 | 5,914 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $89,000 | 5,914 |
| Net charge-offs | $-1,000 | 5,537 |
| Cash dividends | $25,000 | 3,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $89,000 | 5,821 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $250,000 | 6,683 |
| Total interest expense | $43,000 | 6,303 |
| Net interest income | $207,000 | 6,713 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $21,000 | 6,451 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $17,000 | 5,778 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,000 | 6,468 |
| Total noninterest expense | $157,000 | 6,810 |
| Salaries and employee benefits | $76,000 | 6,858 |
| Premises and equipment expense | $16,000 | 6,693 |
| Additional noninterest expense | $65,000 | 6,627 |
| Pre-tax net operating income | $71,000 | 5,613 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $25,000 | 3,473 |
| Income before extraordinary items | $46,000 | 5,906 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $46,000 | 5,908 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $46,000 | 5,908 |
| Net charge-offs | $-1,000 | 5,189 |
| Cash dividends | $25,000 | 2,541 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $46,000 | 5,824 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,011,000 | 6,782 |
| Total interest expense | $202,000 | 6,391 |
| Net interest income | $809,000 | 6,797 |
| Provision for loan and lease losses | $18,000 | 5,630 |
| Total noninterest income | $115,000 | 6,194 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $100,000 | 5,434 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $15,000 | 6,343 |
| Total noninterest expense | $644,000 | 6,882 |
| Salaries and employee benefits | $286,000 | 6,942 |
| Premises and equipment expense | $68,000 | 6,772 |
| Additional noninterest expense | $290,000 | 6,649 |
| Pre-tax net operating income | $262,000 | 5,523 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $76,000 | 3,689 |
| Income before extraordinary items | $186,000 | 5,830 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $186,000 | 5,828 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $186,000 | 5,829 |
| Net charge-offs | $0 | 5,985 |
| Cash dividends | $50,000 | 4,180 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $186,000 | 5,654 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $772,000 | 6,870 |
| Total interest expense | $157,000 | 6,488 |
| Net interest income | $615,000 | 6,891 |
| Provision for loan and lease losses | $18,000 | 5,434 |
| Total noninterest income | $87,000 | 6,282 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $74,000 | 5,532 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $13,000 | 6,438 |
| Total noninterest expense | $476,000 | 6,975 |
| Salaries and employee benefits | $210,000 | 7,043 |
| Premises and equipment expense | $53,000 | 6,841 |
| Additional noninterest expense | $213,000 | 6,751 |
| Pre-tax net operating income | $208,000 | 5,654 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $62,000 | 3,678 |
| Income before extraordinary items | $146,000 | 5,947 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $146,000 | 5,946 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $146,000 | 5,946 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $50,000 | 3,541 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $146,000 | 5,802 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $533,000 | 6,907 |
| Total interest expense | $109,000 | 6,537 |
| Net interest income | $424,000 | 6,933 |
| Provision for loan and lease losses | $12,000 | 5,300 |
| Total noninterest income | $62,000 | 6,263 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $53,000 | 5,430 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $9,000 | 6,480 |
| Total noninterest expense | $327,000 | 7,012 |
| Salaries and employee benefits | $143,000 | 7,097 |
| Premises and equipment expense | $36,000 | 6,872 |
| Additional noninterest expense | $148,000 | 6,777 |
| Pre-tax net operating income | $147,000 | 5,611 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $57,000 | 3,457 |
| Income before extraordinary items | $90,000 | 6,006 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $90,000 | 6,006 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $90,000 | 6,006 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $50,000 | 3,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $90,000 | 5,854 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $279,000 | 6,940 |
| Total interest expense | $56,000 | 6,591 |
| Net interest income | $223,000 | 6,961 |
| Provision for loan and lease losses | $6,000 | 4,993 |
| Total noninterest income | $31,000 | 6,338 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $26,000 | 5,450 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $5,000 | 6,528 |
| Total noninterest expense | $158,000 | 7,090 |
| Salaries and employee benefits | $69,000 | 7,168 |
| Premises and equipment expense | $16,000 | 6,969 |
| Additional noninterest expense | $73,000 | 6,822 |
| Pre-tax net operating income | $90,000 | 5,514 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $29,000 | 3,455 |
| Income before extraordinary items | $61,000 | 5,862 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $61,000 | 5,862 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $61,000 | 5,862 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $25,000 | 2,597 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $61,000 | 5,711 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,015,000 | 7,073 |
| Total interest expense | $272,000 | 6,649 |
| Net interest income | $743,000 | 7,115 |
| Provision for loan and lease losses | $10,000 | 6,349 |
| Total noninterest income | $107,000 | 6,368 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $98,000 | 5,544 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $9,000 | 6,552 |
| Total noninterest expense | $628,000 | 7,168 |
| Salaries and employee benefits | $257,000 | 7,247 |
| Premises and equipment expense | $72,000 | 7,029 |
| Additional noninterest expense | $299,000 | 6,867 |
| Pre-tax net operating income | $212,000 | 5,474 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $212,000 | 5,516 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $212,000 | 5,518 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $212,000 | 5,518 |
| Net charge-offs | $25,000 | 5,823 |
| Cash dividends | $50,000 | 3,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $212,000 | 5,400 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $777,000 | 7,138 |
| Total interest expense | $212,000 | 6,714 |
| Net interest income | $565,000 | 7,181 |
| Provision for loan and lease losses | $4,000 | 6,329 |
| Total noninterest income | $72,000 | 6,559 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $66,000 | 5,704 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $6,000 | 6,732 |
| Total noninterest expense | $458,000 | 7,232 |
| Salaries and employee benefits | $184,000 | 7,326 |
| Premises and equipment expense | $55,000 | 7,076 |
| Additional noninterest expense | $219,000 | 6,935 |
| Pre-tax net operating income | $175,000 | 5,565 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $175,000 | 5,593 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $175,000 | 5,594 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $175,000 | 5,594 |
| Net charge-offs | $26,000 | 5,405 |
| Cash dividends | $50,000 | 3,376 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $175,000 | 5,462 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $517,000 | 7,203 |
| Total interest expense | $144,000 | 6,778 |
| Net interest income | $373,000 | 7,243 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $47,000 | 6,631 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $42,000 | 5,758 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,000 | 6,772 |
| Total noninterest expense | $308,000 | 7,299 |
| Salaries and employee benefits | $122,000 | 7,402 |
| Premises and equipment expense | $34,000 | 7,191 |
| Additional noninterest expense | $152,000 | 6,974 |
| Pre-tax net operating income | $112,000 | 5,631 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $112,000 | 5,610 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $112,000 | 5,609 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $112,000 | 5,610 |
| Net charge-offs | $20,000 | 5,048 |
| Cash dividends | $25,000 | 3,250 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $112,000 | 5,523 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $265,000 | 7,239 |
| Total interest expense | $72,000 | 6,857 |
| Net interest income | $193,000 | 7,281 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $22,000 | 6,736 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $19,000 | 5,858 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $3,000 | 6,858 |
| Total noninterest expense | $155,000 | 7,354 |
| Salaries and employee benefits | $58,000 | 7,466 |
| Premises and equipment expense | $16,000 | 7,255 |
| Additional noninterest expense | $81,000 | 6,956 |
| Pre-tax net operating income | $60,000 | 5,619 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $60,000 | 5,555 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $60,000 | 5,553 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $60,000 | 5,554 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $25,000 | 2,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $60,000 | 5,505 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,130,000 | 7,297 |
| Total interest expense | $292,000 | 7,077 |
| Net interest income | $838,000 | 7,289 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $121,000 | 6,513 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $101,000 | 5,469 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $20,000 | 6,604 |
| Total noninterest expense | $681,000 | 7,394 |
| Salaries and employee benefits | $315,000 | 7,449 |
| Premises and equipment expense | $76,000 | 7,276 |
| Additional noninterest expense | $290,000 | 7,142 |
| Pre-tax net operating income | $278,000 | 4,965 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $278,000 | 5,015 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $278,000 | 5,018 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $278,000 | 5,018 |
| Net charge-offs | $-11,000 | 7,446 |
| Cash dividends | $25,000 | 4,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $278,000 | 4,872 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $869,000 | 7,386 |
| Total interest expense | $219,000 | 7,214 |
| Net interest income | $650,000 | 7,365 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $94,000 | 6,609 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $75,000 | 5,574 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $19,000 | 6,686 |
| Total noninterest expense | $510,000 | 7,479 |
| Salaries and employee benefits | $244,000 | 7,514 |
| Premises and equipment expense | $57,000 | 7,348 |
| Additional noninterest expense | $209,000 | 7,254 |
| Pre-tax net operating income | $234,000 | 5,122 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $234,000 | 5,156 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $234,000 | 5,158 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $234,000 | 5,159 |
| Net charge-offs | $-11,000 | 7,481 |
| Cash dividends | $25,000 | 3,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $234,000 | 4,988 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $596,000 | 7,430 |
| Total interest expense | $149,000 | 7,284 |
| Net interest income | $447,000 | 7,412 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $57,000 | 6,728 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $52,000 | 5,529 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $5,000 | 7,045 |
| Total noninterest expense | $338,000 | 7,547 |
| Salaries and employee benefits | $161,000 | 7,590 |
| Premises and equipment expense | $36,000 | 7,436 |
| Additional noninterest expense | $141,000 | 7,301 |
| Pre-tax net operating income | $166,000 | 5,112 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $166,000 | 5,118 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $166,000 | 5,121 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $166,000 | 5,120 |
| Net charge-offs | $-11,000 | 7,498 |
| Cash dividends | $25,000 | 3,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $166,000 | 4,962 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $310,000 | 7,499 |
| Total interest expense | $75,000 | 7,384 |
| Net interest income | $235,000 | 7,462 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $28,000 | 6,814 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $25,000 | 5,612 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $3,000 | 7,164 |
| Total noninterest expense | $164,000 | 7,670 |
| Salaries and employee benefits | $75,000 | 7,723 |
| Premises and equipment expense | $18,000 | 7,509 |
| Additional noninterest expense | $71,000 | 7,380 |
| Pre-tax net operating income | $99,000 | 5,062 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $99,000 | 4,997 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $99,000 | 4,998 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $99,000 | 4,997 |
| Net charge-offs | $-10,000 | 7,490 |
| Cash dividends | $25,000 | 2,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $99,000 | 4,884 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,203,000 | 7,595 |
| Total interest expense | $320,000 | 7,539 |
| Net interest income | $883,000 | 7,549 |
| Provision for loan and lease losses | $40,000 | 6,951 |
| Total noninterest income | $111,000 | 6,904 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $107,000 | 5,657 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $4,000 | 7,315 |
| Total noninterest expense | $886,000 | 7,513 |
| Salaries and employee benefits | $500,000 | 7,431 |
| Premises and equipment expense | $71,000 | 7,629 |
| Additional noninterest expense | $315,000 | 7,377 |
| Pre-tax net operating income | $68,000 | 5,196 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-6,000 | 6,210 |
| Income before extraordinary items | $74,000 | 5,261 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $74,000 | 5,259 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $74,000 | 5,259 |
| Net charge-offs | $76,000 | 5,926 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $74,000 | 5,195 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $907,000 | 7,673 |
| Total interest expense | $242,000 | 7,639 |
| Net interest income | $665,000 | 7,618 |
| Provision for loan and lease losses | $40,000 | 6,665 |
| Total noninterest income | $88,000 | 6,960 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $84,000 | 5,633 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $4,000 | 7,458 |
| Total noninterest expense | $510,000 | 7,792 |
| Salaries and employee benefits | $253,000 | 7,806 |
| Premises and equipment expense | $56,000 | 7,665 |
| Additional noninterest expense | $201,000 | 7,584 |
| Pre-tax net operating income | $203,000 | 4,912 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $64,000 | 3,176 |
| Income before extraordinary items | $139,000 | 5,137 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $139,000 | 5,137 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $139,000 | 5,137 |
| Net charge-offs | $78,000 | 5,294 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $139,000 | 5,082 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $610,000 | 7,745 |
| Total interest expense | $162,000 | 7,739 |
| Net interest income | $448,000 | 7,661 |
| Provision for loan and lease losses | $40,000 | 6,240 |
| Total noninterest income | $49,000 | 7,176 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $45,000 | 5,954 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $4,000 | 7,529 |
| Total noninterest expense | $347,000 | 7,857 |
| Salaries and employee benefits | $170,000 | 7,883 |
| Premises and equipment expense | $38,000 | 7,728 |
| Additional noninterest expense | $139,000 | 7,614 |
| Pre-tax net operating income | $110,000 | 5,147 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $34,000 | 3,401 |
| Income before extraordinary items | $76,000 | 5,384 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $76,000 | 5,381 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $76,000 | 5,381 |
| Net charge-offs | $94,000 | 4,310 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $76,000 | 5,297 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $304,000 | 7,812 |
| Total interest expense | $84,000 | 7,795 |
| Net interest income | $220,000 | 7,705 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $24,000 | 7,263 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $21,000 | 6,011 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $3,000 | 7,508 |
| Total noninterest expense | $163,000 | 7,932 |
| Salaries and employee benefits | $80,000 | 7,969 |
| Premises and equipment expense | $17,000 | 7,834 |
| Additional noninterest expense | $66,000 | 7,609 |
| Pre-tax net operating income | $81,000 | 5,245 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $20,000 | 3,565 |
| Income before extraordinary items | $61,000 | 5,533 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $61,000 | 5,536 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $61,000 | 5,536 |
| Net charge-offs | $-4,000 | 7,635 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $61,000 | 5,352 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,181,000 | 7,882 |
| Total interest expense | $399,000 | 7,846 |
| Net interest income | $782,000 | 7,825 |
| Provision for loan and lease losses | $120,000 | 5,805 |
| Total noninterest income | $106,000 | 7,244 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $102,000 | 5,877 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $4,000 | 7,828 |
| Total noninterest expense | $660,000 | 7,966 |
| Salaries and employee benefits | $315,000 | 8,039 |
| Premises and equipment expense | $86,000 | 7,745 |
| Additional noninterest expense | $259,000 | 7,638 |
| Pre-tax net operating income | $108,000 | 5,994 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $8,000 | 4,579 |
| Income before extraordinary items | $100,000 | 5,859 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $100,000 | 5,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 4,868 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $100,000 | 6,007 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $887,000 | 7,970 |
| Total interest expense | $307,000 | 7,922 |
| Net interest income | $580,000 | 7,917 |
| Provision for loan and lease losses | $120,000 | 4,934 |
| Total noninterest income | $86,000 | 7,263 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $82,000 | 5,812 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,000 | 7,959 |
| Total noninterest expense | $476,000 | 8,038 |
| Salaries and employee benefits | $233,000 | 8,103 |
| Premises and equipment expense | $57,000 | 7,886 |
| Additional noninterest expense | $186,000 | 7,704 |
| Pre-tax net operating income | $70,000 | 6,516 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,000 | 5,240 |
| Income before extraordinary items | $69,000 | 6,323 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $69,000 | 6,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,887 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $69,000 | 6,477 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $594,000 | 8,030 |
| Total interest expense | $212,000 | 7,990 |
| Net interest income | $382,000 | 7,968 |
| Provision for loan and lease losses | $120,000 | 3,966 |
| Total noninterest income | $59,000 | 7,304 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $56,000 | 5,799 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $3,000 | 8,035 |
| Total noninterest expense | $312,000 | 8,109 |
| Salaries and employee benefits | $150,000 | 8,192 |
| Premises and equipment expense | $36,000 | 7,974 |
| Additional noninterest expense | $126,000 | 7,742 |
| Pre-tax net operating income | $9,000 | 6,890 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,000 | 5,487 |
| Income before extraordinary items | $8,000 | 6,966 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $8,000 | 6,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 2,946 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $8,000 | 6,912 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $288,000 | 8,114 |
| Total interest expense | $108,000 | 8,048 |
| Net interest income | $180,000 | 8,073 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $31,000 | 7,280 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $28,000 | 5,782 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $3,000 | 7,909 |
| Total noninterest expense | $155,000 | 8,162 |
| Salaries and employee benefits | $75,000 | 8,230 |
| Premises and equipment expense | $18,000 | 8,010 |
| Additional noninterest expense | $62,000 | 7,770 |
| Pre-tax net operating income | $56,000 | 6,536 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $1,000 | 5,476 |
| Income before extraordinary items | $55,000 | 6,507 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $55,000 | 6,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,393 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $55,000 | 6,417 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,055,000 | 8,165 |
| Total interest expense | $447,000 | 8,026 |
| Net interest income | $608,000 | 8,181 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $115,000 | 7,426 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $107,000 | 5,945 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $8,000 | 8,113 |
| Total noninterest expense | $661,000 | 8,143 |
| Salaries and employee benefits | $297,000 | 8,285 |
| Premises and equipment expense | $110,000 | 7,640 |
| Additional noninterest expense | $254,000 | 7,766 |
| Pre-tax net operating income | $62,000 | 7,259 |
| Securities gains (losses) | $1,000 | 1,983 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $63,000 | 7,279 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $63,000 | 7,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 4,663 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $62,000 | 7,257 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $778,000 | 8,227 |
| Total interest expense | $333,000 | 8,080 |
| Net interest income | $445,000 | 8,257 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $90,000 | 7,426 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $83,000 | 5,921 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $7,000 | 8,132 |
| Total noninterest expense | $484,000 | 8,147 |
| Salaries and employee benefits | $222,000 | 8,279 |
| Premises and equipment expense | $26,000 | 8,367 |
| Additional noninterest expense | $236,000 | 7,460 |
| Pre-tax net operating income | $51,000 | 7,490 |
| Securities gains (losses) | $1,000 | 1,492 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $52,000 | 7,483 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $52,000 | 7,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 3,603 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $51,000 | 7,471 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $537,000 | 8,275 |
| Total interest expense | $218,000 | 8,144 |
| Net interest income | $319,000 | 8,280 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $59,000 | 7,489 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $53,000 | 6,010 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $6,000 | 8,115 |
| Total noninterest expense | $324,000 | 8,192 |
| Salaries and employee benefits | $143,000 | 8,348 |
| Premises and equipment expense | $17,000 | 8,412 |
| Additional noninterest expense | $164,000 | 7,418 |
| Pre-tax net operating income | $54,000 | 7,503 |
| Securities gains (losses) | $1,000 | 1,305 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $55,000 | 7,450 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $55,000 | 7,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-50,000 | 8,285 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $54,000 | 7,446 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $267,000 | 8,333 |
| Total interest expense | $111,000 | 8,176 |
| Net interest income | $156,000 | 8,346 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $30,000 | 7,460 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $25,000 | 6,052 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $5,000 | 7,889 |
| Total noninterest expense | $171,000 | 8,164 |
| Salaries and employee benefits | $72,000 | 8,393 |
| Premises and equipment expense | $8,000 | 8,463 |
| Additional noninterest expense | $91,000 | 7,255 |
| Pre-tax net operating income | $15,000 | 7,702 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $15,000 | 7,694 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $15,000 | 7,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,212 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $15,000 | 7,671 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,104,000 | 8,213 |
| Total interest expense | $421,000 | 8,054 |
| Net interest income | $683,000 | 8,227 |
| Provision for loan and lease losses | $15,000 | 6,428 |
| Total noninterest income | $109,000 | 7,647 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $98,000 | 6,179 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $11,000 | 8,227 |
| Total noninterest expense | $644,000 | 8,259 |
| Salaries and employee benefits | $311,000 | 8,348 |
| Premises and equipment expense | $34,000 | 8,495 |
| Additional noninterest expense | $299,000 | 7,594 |
| Pre-tax net operating income | $133,000 | 7,615 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $133,000 | 7,554 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $133,000 | 7,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 3,898 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $133,000 | 7,546 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $823,000 | 8,283 |
| Total interest expense | $309,000 | 8,111 |
| Net interest income | $514,000 | 8,295 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $83,000 | 7,714 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $73,000 | 6,264 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $10,000 | 8,238 |
| Total noninterest expense | $470,000 | 8,293 |
| Salaries and employee benefits | $220,000 | 8,420 |
| Premises and equipment expense | $28,000 | 8,531 |
| Additional noninterest expense | $222,000 | 7,620 |
| Pre-tax net operating income | $127,000 | 7,716 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $127,000 | 7,593 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $127,000 | 7,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 3,782 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $127,000 | 7,595 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $534,000 | 8,346 |
| Total interest expense | $203,000 | 8,123 |
| Net interest income | $331,000 | 8,384 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $52,000 | 7,818 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $46,000 | 6,355 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,000 | 8,317 |
| Total noninterest expense | $318,000 | 8,317 |
| Salaries and employee benefits | $153,000 | 8,435 |
| Premises and equipment expense | $19,000 | 8,552 |
| Additional noninterest expense | $146,000 | 7,658 |
| Pre-tax net operating income | $65,000 | 7,879 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $65,000 | 7,799 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $65,000 | 7,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 2,703 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $65,000 | 7,801 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $259,000 | 8,380 |
| Total interest expense | $91,000 | 8,206 |
| Net interest income | $168,000 | 8,397 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $25,000 | 7,837 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $21,000 | 6,441 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,000 | 8,174 |
| Total noninterest expense | $153,000 | 8,371 |
| Salaries and employee benefits | $74,000 | 8,485 |
| Premises and equipment expense | $9,000 | 8,564 |
| Additional noninterest expense | $70,000 | 7,732 |
| Pre-tax net operating income | $40,000 | 7,821 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $40,000 | 7,690 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $40,000 | 7,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 1,969 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $40,000 | 7,693 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $935,000 | 8,381 |
| Total interest expense | $301,000 | 8,183 |
| Net interest income | $634,000 | 8,405 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $113,000 | 7,814 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $101,000 | 6,278 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $12,000 | 8,364 |
| Total noninterest expense | $738,000 | 8,174 |
| Salaries and employee benefits | $386,000 | 8,252 |
| Premises and equipment expense | $33,000 | 8,647 |
| Additional noninterest expense | $319,000 | 7,531 |
| Pre-tax net operating income | $9,000 | 8,218 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $9,000 | 8,250 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $9,000 | 8,251 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,513 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $9,000 | 8,223 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $701,000 | 8,415 |
| Total interest expense | $224,000 | 8,199 |
| Net interest income | $477,000 | 8,453 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $85,000 | 7,840 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $78,000 | 6,278 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $7,000 | 8,472 |
| Total noninterest expense | $547,000 | 8,184 |
| Salaries and employee benefits | $288,000 | 8,237 |
| Premises and equipment expense | $26,000 | 8,639 |
| Additional noninterest expense | $233,000 | 7,581 |
| Pre-tax net operating income | $15,000 | 8,290 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $15,000 | 8,311 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $15,000 | 8,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,957 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $15,000 | 8,281 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $442,000 | 8,474 |
| Total interest expense | $136,000 | 8,243 |
| Net interest income | $306,000 | 8,495 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $56,000 | 7,853 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $50,000 | 6,311 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $6,000 | 8,403 |
| Total noninterest expense | $353,000 | 8,224 |
| Salaries and employee benefits | $189,000 | 8,263 |
| Premises and equipment expense | $18,000 | 8,624 |
| Additional noninterest expense | $146,000 | 7,679 |
| Pre-tax net operating income | $9,000 | 8,322 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $9,000 | 8,341 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $9,000 | 8,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,238 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $9,000 | 8,311 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $220,000 | 8,550 |
| Total interest expense | $65,000 | 8,326 |
| Net interest income | $155,000 | 8,568 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $29,000 | 7,826 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $25,000 | 6,268 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,000 | 8,331 |
| Total noninterest expense | $179,000 | 8,282 |
| Salaries and employee benefits | $96,000 | 8,315 |
| Premises and equipment expense | $29,000 | 7,764 |
| Additional noninterest expense | $54,000 | 8,182 |
| Pre-tax net operating income | $5,000 | 8,386 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $5,000 | 8,412 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $5,000 | 8,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $5,000 | 8,382 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $888,000 | 8,491 |
| Total interest expense | $246,000 | 8,305 |
| Net interest income | $642,000 | 8,501 |
| Provision for loan and lease losses | $28,000 | 6,505 |
| Total noninterest income | $144,000 | 7,667 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $123,000 | 6,131 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $21,000 | 8,187 |
| Total noninterest expense | $782,000 | 8,192 |
| Salaries and employee benefits | $425,000 | 8,223 |
| Premises and equipment expense | $103,000 | 7,933 |
| Additional noninterest expense | $254,000 | 7,971 |
| Pre-tax net operating income | $-24,000 | 8,425 |
| Securities gains (losses) | $4,000 | 3,277 |
| Applicable income taxes | $-7,000 | 8,562 |
| Income before extraordinary items | $-13,000 | 8,451 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-13,000 | 8,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 8,544 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-15,600 | 8,424 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $647,000 | 8,561 |
| Total interest expense | $183,000 | 8,353 |
| Net interest income | $464,000 | 8,577 |
| Provision for loan and lease losses | $23,000 | 6,245 |
| Total noninterest income | $114,000 | 7,623 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $94,000 | 6,151 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $20,000 | 8,070 |
| Total noninterest expense | $589,000 | 8,189 |
| Salaries and employee benefits | $327,000 | 8,163 |
| Premises and equipment expense | $74,000 | 7,978 |
| Additional noninterest expense | $188,000 | 7,989 |
| Pre-tax net operating income | $-34,000 | 8,535 |
| Securities gains (losses) | $4,000 | 3,145 |
| Applicable income taxes | $-6,000 | 8,703 |
| Income before extraordinary items | $-24,000 | 8,543 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-24,000 | 8,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,421 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-27,200 | 8,521 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $429,000 | 8,624 |
| Total interest expense | $124,000 | 8,389 |
| Net interest income | $305,000 | 8,633 |
| Provision for loan and lease losses | $15,000 | 6,089 |
| Total noninterest income | $75,000 | 7,690 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $66,000 | 6,081 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $9,000 | 8,365 |
| Total noninterest expense | $380,000 | 8,277 |
| Salaries and employee benefits | $211,000 | 8,271 |
| Premises and equipment expense | $51,000 | 7,970 |
| Additional noninterest expense | $118,000 | 8,119 |
| Pre-tax net operating income | $-15,000 | 8,569 |
| Securities gains (losses) | $4,000 | 2,826 |
| Applicable income taxes | $-6,000 | 8,761 |
| Income before extraordinary items | $-5,000 | 8,592 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-5,000 | 8,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,320 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-7,560 | 8,552 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $209,000 | 8,686 |
| Total interest expense | $65,000 | 8,400 |
| Net interest income | $144,000 | 8,716 |
| Provision for loan and lease losses | $8,000 | 5,831 |
| Total noninterest income | $45,000 | 7,394 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $35,000 | 5,922 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $10,000 | 7,740 |
| Total noninterest expense | $189,000 | 8,320 |
| Salaries and employee benefits | $103,000 | 8,352 |
| Premises and equipment expense | $26,000 | 7,959 |
| Additional noninterest expense | $60,000 | 8,152 |
| Pre-tax net operating income | $-8,000 | 8,596 |
| Securities gains (losses) | $2,000 | 2,612 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-6,000 | 8,634 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-6,000 | 8,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,741 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-8,000 | 8,582 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $753,000 | 8,784 |
| Total interest expense | $267,000 | 8,568 |
| Net interest income | $486,000 | 8,819 |
| Provision for loan and lease losses | $30,000 | 6,766 |
| Total noninterest income | $125,000 | 8,047 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $113,000 | 6,360 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $12,000 | 8,712 |
| Total noninterest expense | $724,000 | 8,403 |
| Salaries and employee benefits | $343,000 | 8,609 |
| Premises and equipment expense | $101,000 | 8,054 |
| Additional noninterest expense | $280,000 | 7,891 |
| Pre-tax net operating income | $-143,000 | 8,660 |
| Securities gains (losses) | $10,000 | 3,613 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-133,000 | 8,740 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-133,000 | 8,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,889 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-143,000 | 8,677 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $526,000 | 8,906 |
| Total interest expense | $205,000 | 8,648 |
| Net interest income | $321,000 | 8,957 |
| Provision for loan and lease losses | $23,000 | 6,658 |
| Total noninterest income | $100,000 | 8,029 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $81,000 | 6,482 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $19,000 | 8,294 |
| Total noninterest expense | $549,000 | 8,400 |
| Salaries and employee benefits | $259,000 | 8,620 |
| Premises and equipment expense | $76,000 | 8,069 |
| Additional noninterest expense | $214,000 | 7,870 |
| Pre-tax net operating income | $-151,000 | 8,792 |
| Securities gains (losses) | $11,000 | 3,280 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-140,000 | 8,859 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-140,000 | 8,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 3,899 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-151,000 | 8,801 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $351,000 | 8,949 |
| Total interest expense | $140,000 | 8,705 |
| Net interest income | $211,000 | 8,992 |
| Provision for loan and lease losses | $15,000 | 6,544 |
| Total noninterest income | $60,000 | 8,151 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $48,000 | 6,655 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $12,000 | 8,333 |
| Total noninterest expense | $367,000 | 8,417 |
| Salaries and employee benefits | $168,000 | 8,674 |
| Premises and equipment expense | $49,000 | 8,115 |
| Additional noninterest expense | $150,000 | 7,776 |
| Pre-tax net operating income | $-111,000 | 8,835 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-111,000 | 8,927 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-111,000 | 8,927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 3,896 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-111,000 | 8,842 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $184,000 | 8,986 |
| Total interest expense | $72,000 | 8,761 |
| Net interest income | $112,000 | 9,024 |
| Provision for loan and lease losses | $8,000 | 6,296 |
| Total noninterest income | $27,000 | 8,282 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $22,000 | 6,745 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,000 | 8,460 |
| Total noninterest expense | $178,000 | 8,507 |
| Salaries and employee benefits | $84,000 | 8,713 |
| Premises and equipment expense | $25,000 | 8,112 |
| Additional noninterest expense | $69,000 | 7,971 |
| Pre-tax net operating income | $-47,000 | 8,882 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $-1,000 | 8,975 |
| Income before extraordinary items | $-46,000 | 8,948 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-46,000 | 8,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 2,432 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-46,000 | 8,859 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $876,000 | 8,945 |
| Total interest expense | $356,000 | 8,775 |
| Net interest income | $520,000 | 8,980 |
| Provision for loan and lease losses | $84,000 | 5,998 |
| Total noninterest income | $133,000 | 8,026 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $105,000 | 6,494 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $28,000 | 8,260 |
| Total noninterest expense | $738,000 | 8,475 |
| Salaries and employee benefits | $281,000 | 8,957 |
| Premises and equipment expense | $101,000 | 8,155 |
| Additional noninterest expense | $356,000 | 7,436 |
| Pre-tax net operating income | $-169,000 | 8,817 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-37,000 | 8,966 |
| Income before extraordinary items | $-132,000 | 8,864 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-132,000 | 8,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,965 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-132,000 | 8,804 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,143,000 | 9,036 |
| Total interest expense | $530,000 | 8,966 |
| Net interest income | $613,000 | 9,016 |
| Provision for loan and lease losses | $164,000 | 4,603 |
| Total noninterest income | $174,000 | 7,585 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $144,000 | 5,880 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $30,000 | 8,341 |
| Total noninterest expense | $716,000 | 8,645 |
| Salaries and employee benefits | $304,000 | 9,049 |
| Premises and equipment expense | $113,000 | 8,103 |
| Additional noninterest expense | $299,000 | 7,868 |
| Pre-tax net operating income | $-93,000 | 8,859 |
| Securities gains (losses) | $17,000 | 3,266 |
| Applicable income taxes | $-32,000 | 9,096 |
| Income before extraordinary items | $-44,000 | 8,891 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-44,000 | 8,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,890 |
| Cash dividends | $25,000 | 6,381 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-54,880 | 8,831 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,306,000 | 9,146 |
| Total interest expense | $567,000 | 9,115 |
| Net interest income | $739,000 | 9,025 |
| Provision for loan and lease losses | $30,000 | 7,204 |
| Total noninterest income | $152,000 | 7,857 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $139,000 | 5,921 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 9,267 |
| Total noninterest expense | $647,000 | 8,975 |
| Salaries and employee benefits | $290,000 | 9,308 |
| Premises and equipment expense | $88,000 | 8,649 |
| Additional noninterest expense | $269,000 | 8,202 |
| Pre-tax net operating income | $214,000 | 8,313 |
| Securities gains (losses) | $1,000 | 1,732 |
| Applicable income taxes | $66,000 | 6,992 |
| Income before extraordinary items | $149,000 | 8,423 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $149,000 | 8,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 4,647 |
| Cash dividends | $50,000 | 6,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $148,310 | 8,432 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,288,000 | 9,326 |
| Total interest expense | $557,000 | 9,312 |
| Net interest income | $731,000 | 9,217 |
| Provision for loan and lease losses | $18,000 | 7,756 |
| Total noninterest income | $156,000 | 8,032 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $117,000 | 6,410 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 8,465 |
| Total noninterest expense | $629,000 | 9,235 |
| Salaries and employee benefits | $301,000 | 9,459 |
| Premises and equipment expense | $86,000 | 8,905 |
| Additional noninterest expense | $242,000 | 8,638 |
| Pre-tax net operating income | $240,000 | 8,384 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $66,000 | 7,402 |
| Income before extraordinary items | $174,000 | 8,475 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $174,000 | 8,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,387 |
| Cash dividends | $50,000 | 6,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $174,000 | 8,440 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,342,000 | 9,486 |
| Total interest expense | $605,000 | 9,460 |
| Net interest income | $737,000 | 9,406 |
| Provision for loan and lease losses | $18,000 | 7,833 |
| Total noninterest income | $152,000 | 8,197 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $130,000 | 6,272 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 9,387 |
| Total noninterest expense | $637,000 | 9,310 |
| Salaries and employee benefits | $306,000 | 9,596 |
| Premises and equipment expense | $84,000 | 9,069 |
| Additional noninterest expense | $247,000 | 8,632 |
| Pre-tax net operating income | $234,000 | 8,748 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $62,000 | 8,116 |
| Income before extraordinary items | $172,000 | 8,828 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $172,000 | 8,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 9,764 |
| Cash dividends | $50,000 | 6,861 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $172,000 | 8,765 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,266,000 | 9,970 |
| Total interest expense | $560,000 | 9,941 |
| Net interest income | $706,000 | 9,928 |
| Provision for loan and lease losses | $18,000 | 7,986 |
| Total noninterest income | $150,000 | 8,575 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $129,000 | 6,577 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 9,798 |
| Total noninterest expense | $562,000 | 9,891 |
| Salaries and employee benefits | $251,000 | 10,268 |
| Premises and equipment expense | $67,000 | 9,785 |
| Additional noninterest expense | $244,000 | 8,915 |
| Pre-tax net operating income | $276,000 | 9,141 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $92,000 | 8,530 |
| Income before extraordinary items | $184,000 | 9,299 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $184,000 | 9,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,573 |
| Cash dividends | $50,000 | 7,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $184,000 | 9,257 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,168,000 | 10,571 |
| Total interest expense | $527,000 | 10,506 |
| Net interest income | $641,000 | 10,544 |
| Provision for loan and lease losses | $18,000 | 8,074 |
| Total noninterest income | $158,000 | 8,897 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $120,000 | 7,065 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 9,447 |
| Total noninterest expense | $496,000 | 10,609 |
| Salaries and employee benefits | $226,000 | 10,869 |
| Premises and equipment expense | $59,000 | 10,387 |
| Additional noninterest expense | $211,000 | 9,812 |
| Pre-tax net operating income | $285,000 | 9,233 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $101,000 | 8,731 |
| Income before extraordinary items | $184,000 | 9,454 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $184,000 | 9,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,676 |
| Cash dividends | $50,000 | 7,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $184,000 | 9,394 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,081,000 | 11,145 |
| Total interest expense | $474,000 | 11,115 |
| Net interest income | $607,000 | 11,100 |
| Provision for loan and lease losses | $18,000 | 7,795 |
| Total noninterest income | $160,000 | 9,143 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $137,000 | 6,949 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 10,706 |
| Total noninterest expense | $513,000 | 10,966 |
| Salaries and employee benefits | $217,000 | 11,387 |
| Premises and equipment expense | $61,000 | 10,750 |
| Additional noninterest expense | $235,000 | 9,999 |
| Pre-tax net operating income | $236,000 | 10,219 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $80,000 | 9,585 |
| Income before extraordinary items | $155,000 | 10,416 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $155,000 | 10,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,275 |
| Cash dividends | $50,000 | 7,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $155,660 | 10,386 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $963,000 | 11,782 |
| Total interest expense | $389,000 | 11,644 |
| Net interest income | $574,000 | 11,787 |
| Provision for loan and lease losses | $18,000 | 7,907 |
| Total noninterest income | $157,000 | 9,573 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $132,000 | 7,306 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 11,111 |
| Total noninterest expense | $500,000 | 11,618 |
| Salaries and employee benefits | $209,000 | 12,002 |
| Premises and equipment expense | $70,000 | 10,970 |
| Additional noninterest expense | $221,000 | 10,880 |
| Pre-tax net operating income | $213,000 | 10,793 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $58,000 | 10,278 |
| Income before extraordinary items | $155,000 | 10,754 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $155,000 | 10,759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $45,000 | 8,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $155,000 | 10,802 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $932,000 | 12,434 |
| Total interest expense | $382,000 | 12,307 |
| Net interest income | $550,000 | 12,393 |
| Provision for loan and lease losses | $27,000 | 8,602 |
| Total noninterest income | $115,000 | 10,961 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $86,000 | 8,815 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 11,374 |
| Total noninterest expense | $460,000 | 12,359 |
| Salaries and employee benefits | $201,000 | 12,630 |
| Premises and equipment expense | $52,000 | 12,143 |
| Additional noninterest expense | $207,000 | 11,629 |
| Pre-tax net operating income | $178,000 | 11,234 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $46,000 | 11,040 |
| Income before extraordinary items | $132,000 | 11,431 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $132,000 | 11,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 6,663 |
| Cash dividends | $45,000 | 8,091 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $132,000 | 11,220 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $977,000 | 13,063 |
| Total interest expense | $454,000 | 12,950 |
| Net interest income | $523,000 | 12,997 |
| Provision for loan and lease losses | $29,000 | 10,079 |
| Total noninterest income | $97,000 | 11,805 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $65,000 | 9,734 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 11,632 |
| Total noninterest expense | $447,000 | 12,914 |
| Salaries and employee benefits | $170,000 | 13,413 |
| Premises and equipment expense | $69,000 | 11,913 |
| Additional noninterest expense | $208,000 | 12,136 |
| Pre-tax net operating income | $144,000 | 11,591 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $34,000 | 11,696 |
| Income before extraordinary items | $110,000 | 11,805 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $110,000 | 11,882 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 10,608 |
| Cash dividends | $45,000 | 7,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $110,000 | 11,494 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.