Home > The State Bank of Coloma > Income and Expense
The State Bank of Coloma, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,071,000 | 8,914 |
| Total interest expense | $890,000 | 9,004 |
| Net interest income | $1,181,000 | 8,732 |
| Provision for loan and lease losses | $144,000 | 4,243 |
| Total noninterest income | $94,000 | 9,532 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $56,000 | 8,255 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 8,946 |
| Total noninterest expense | $1,044,000 | 8,193 |
| Salaries and employee benefits | $544,000 | 8,294 |
| Premises and equipment expense | $57,000 | 10,024 |
| Additional noninterest expense | $443,000 | 6,984 |
| Pre-tax net operating income | $87,000 | 10,112 |
| Securities gains (losses) | $-7,000 | 9,846 |
| Applicable income taxes | $16,000 | 9,792 |
| Income before extraordinary items | $64,000 | 10,163 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $64,000 | 10,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $308,000 | 1,926 |
| Cash dividends | $81,000 | 6,745 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $69,600 | 10,100 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,345,000 | 8,912 |
| Total interest expense | $933,000 | 9,228 |
| Net interest income | $1,412,000 | 8,484 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $87,000 | 10,143 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $58,000 | 8,618 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 9,892 |
| Total noninterest expense | $1,015,000 | 8,625 |
| Salaries and employee benefits | $546,000 | 8,526 |
| Premises and equipment expense | $62,000 | 10,297 |
| Additional noninterest expense | $407,000 | 7,824 |
| Pre-tax net operating income | $484,000 | 8,036 |
| Securities gains (losses) | $-13,000 | 10,409 |
| Applicable income taxes | $141,000 | 8,010 |
| Income before extraordinary items | $330,000 | 8,161 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $330,000 | 8,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 5,007 |
| Cash dividends | $431,000 | 3,723 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $339,100 | 8,039 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,042,000 | 9,651 |
| Total interest expense | $851,000 | 9,783 |
| Net interest income | $1,191,000 | 9,357 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $122,000 | 9,820 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $67,000 | 8,689 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 8,981 |
| Total noninterest expense | $1,009,000 | 8,912 |
| Salaries and employee benefits | $517,000 | 8,966 |
| Premises and equipment expense | $49,000 | 11,117 |
| Additional noninterest expense | $443,000 | 7,765 |
| Pre-tax net operating income | $304,000 | 9,716 |
| Securities gains (losses) | $-18,000 | 10,494 |
| Applicable income taxes | $93,000 | 9,312 |
| Income before extraordinary items | $193,000 | 10,006 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $193,000 | 10,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-72,000 | 11,613 |
| Cash dividends | $81,000 | 7,154 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $205,060 | 9,846 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,862,000 | 10,057 |
| Total interest expense | $718,000 | 10,005 |
| Net interest income | $1,144,000 | 9,924 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $115,000 | 10,409 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 8,589 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 10,653 |
| Total noninterest expense | $1,082,000 | 9,045 |
| Salaries and employee benefits | $577,000 | 8,778 |
| Premises and equipment expense | $53,000 | 11,525 |
| Additional noninterest expense | $452,000 | 8,294 |
| Pre-tax net operating income | $177,000 | 11,075 |
| Securities gains (losses) | $-47,000 | 10,984 |
| Applicable income taxes | $30,000 | 10,923 |
| Income before extraordinary items | $100,000 | 11,384 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $100,000 | 11,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-87,000 | 12,173 |
| Cash dividends | $81,000 | 7,276 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $136,190 | 11,036 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,769,000 | 10,656 |
| Total interest expense | $812,000 | 9,986 |
| Net interest income | $957,000 | 10,935 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $209,000 | 9,060 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $97,000 | 8,461 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 7,533 |
| Total noninterest expense | $889,000 | 10,250 |
| Salaries and employee benefits | $447,000 | 10,187 |
| Premises and equipment expense | $77,000 | 11,269 |
| Additional noninterest expense | $365,000 | 9,662 |
| Pre-tax net operating income | $277,000 | 10,418 |
| Securities gains (losses) | $121,000 | 2,242 |
| Applicable income taxes | $173,000 | 8,146 |
| Income before extraordinary items | $225,000 | 10,341 |
| Extraordinary gains, net | $40,000 | 2,305 |
| Net income | $265,000 | 10,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 7,654 |
| Cash dividends | $81,000 | 7,267 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $147,560 | 11,024 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,123,000 | 10,653 |
| Total interest expense | $1,100,000 | 9,983 |
| Net interest income | $1,023,000 | 11,016 |
| Provision for loan and lease losses | $163,000 | 5,860 |
| Total noninterest income | $180,000 | 9,820 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $64,000 | 9,773 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $116,000 | 7,567 |
| Total noninterest expense | $836,000 | 10,824 |
| Salaries and employee benefits | $363,000 | 11,305 |
| Premises and equipment expense | $61,000 | 12,225 |
| Additional noninterest expense | $412,000 | 9,419 |
| Pre-tax net operating income | $204,000 | 11,037 |
| Securities gains (losses) | $62,000 | 3,771 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $266,000 | 9,716 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $266,000 | 9,853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 5,646 |
| Cash dividends | $77,000 | 7,084 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $204,000 | 10,197 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.