Home > The State Bank of Annawan > Income and Expense
The State Bank of Annawan, Income and Expense
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $998,000 | 8,053 |
| Total interest expense | $487,000 | 7,782 |
| Net interest income | $511,000 | 8,166 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $34,000 | 8,113 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $10,000 | 7,287 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $24,000 | 7,528 |
| Total noninterest expense | $375,000 | 8,323 |
| Salaries and employee benefits | $202,000 | 8,321 |
| Premises and equipment expense | $44,000 | 8,169 |
| Additional noninterest expense | $129,000 | 8,129 |
| Pre-tax net operating income | $170,000 | 7,073 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $44,000 | 5,031 |
| Income before extraordinary items | $126,000 | 7,143 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $126,000 | 7,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $126,000 | 7,130 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $464,000 | 8,356 |
| Total interest expense | $217,000 | 8,148 |
| Net interest income | $247,000 | 8,399 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $15,000 | 8,290 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $6,000 | 7,346 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $9,000 | 7,947 |
| Total noninterest expense | $176,000 | 8,511 |
| Salaries and employee benefits | $94,000 | 8,498 |
| Premises and equipment expense | $20,000 | 8,368 |
| Additional noninterest expense | $62,000 | 8,409 |
| Pre-tax net operating income | $86,000 | 7,328 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $4,000 | 5,967 |
| Income before extraordinary items | $82,000 | 7,246 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $82,000 | 7,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $82,000 | 7,244 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $495,000 | 7,699 |
| Total interest expense | $239,000 | 7,317 |
| Net interest income | $256,000 | 7,879 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $31,000 | 7,421 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $5,000 | 7,254 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $26,000 | 6,219 |
| Total noninterest expense | $232,000 | 7,818 |
| Salaries and employee benefits | $149,000 | 7,617 |
| Premises and equipment expense | $27,000 | 7,716 |
| Additional noninterest expense | $56,000 | 7,966 |
| Pre-tax net operating income | $55,000 | 7,218 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $4,000 | 5,783 |
| Income before extraordinary items | $51,000 | 7,142 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $51,000 | 7,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $20,000 | 3,814 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $51,000 | 7,129 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,921,000 | 7,603 |
| Total interest expense | $904,000 | 7,116 |
| Net interest income | $1,017,000 | 7,826 |
| Provision for loan and lease losses | $22,000 | 6,257 |
| Total noninterest income | $85,000 | 7,895 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $25,000 | 7,222 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $60,000 | 7,056 |
| Total noninterest expense | $943,000 | 7,805 |
| Salaries and employee benefits | $605,000 | 7,581 |
| Premises and equipment expense | $119,000 | 7,603 |
| Additional noninterest expense | $219,000 | 8,012 |
| Pre-tax net operating income | $137,000 | 7,596 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $18,000 | 5,959 |
| Income before extraordinary items | $119,000 | 7,605 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $119,000 | 7,607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $80,000 | 5,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $119,000 | 7,598 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,408,000 | 7,697 |
| Total interest expense | $647,000 | 7,196 |
| Net interest income | $761,000 | 7,910 |
| Provision for loan and lease losses | $18,000 | 6,058 |
| Total noninterest income | $67,000 | 7,933 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $19,000 | 7,290 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $48,000 | 6,985 |
| Total noninterest expense | $708,000 | 7,797 |
| Salaries and employee benefits | $454,000 | 7,564 |
| Premises and equipment expense | $86,000 | 7,657 |
| Additional noninterest expense | $168,000 | 8,016 |
| Pre-tax net operating income | $102,000 | 7,800 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $11,000 | 6,190 |
| Income before extraordinary items | $91,000 | 7,772 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $91,000 | 7,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $55,000 | 4,993 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $91,000 | 7,774 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $918,000 | 7,745 |
| Total interest expense | $418,000 | 7,205 |
| Net interest income | $500,000 | 7,967 |
| Provision for loan and lease losses | $12,000 | 5,878 |
| Total noninterest income | $49,000 | 7,888 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $13,000 | 7,334 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $36,000 | 6,875 |
| Total noninterest expense | $470,000 | 7,827 |
| Salaries and employee benefits | $304,000 | 7,601 |
| Premises and equipment expense | $54,000 | 7,758 |
| Additional noninterest expense | $112,000 | 8,033 |
| Pre-tax net operating income | $67,000 | 7,867 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $8,000 | 6,196 |
| Income before extraordinary items | $59,000 | 7,849 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $59,000 | 7,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $55,000 | 4,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $59,000 | 7,852 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $445,000 | 7,801 |
| Total interest expense | $202,000 | 7,211 |
| Net interest income | $243,000 | 8,020 |
| Provision for loan and lease losses | $6,000 | 5,562 |
| Total noninterest income | $18,000 | 8,147 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $5,000 | 7,423 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $13,000 | 7,271 |
| Total noninterest expense | $238,000 | 7,820 |
| Salaries and employee benefits | $153,000 | 7,593 |
| Premises and equipment expense | $28,000 | 7,712 |
| Additional noninterest expense | $57,000 | 8,006 |
| Pre-tax net operating income | $17,000 | 8,059 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $3,000 | 6,254 |
| Income before extraordinary items | $14,000 | 8,060 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $14,000 | 8,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $28,000 | 3,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $14,000 | 8,054 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,619,000 | 7,779 |
| Total interest expense | $642,000 | 7,211 |
| Net interest income | $977,000 | 7,972 |
| Provision for loan and lease losses | $24,000 | 6,374 |
| Total noninterest income | $88,000 | 8,055 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $24,000 | 7,422 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $64,000 | 7,088 |
| Total noninterest expense | $904,000 | 7,907 |
| Salaries and employee benefits | $578,000 | 7,693 |
| Premises and equipment expense | $112,000 | 7,731 |
| Additional noninterest expense | $214,000 | 8,139 |
| Pre-tax net operating income | $137,000 | 7,877 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $3,000 | 6,741 |
| Income before extraordinary items | $134,000 | 7,852 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $134,000 | 7,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $107,000 | 5,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $134,000 | 7,816 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,184,000 | 7,840 |
| Total interest expense | $451,000 | 7,276 |
| Net interest income | $733,000 | 8,018 |
| Provision for loan and lease losses | $18,000 | 6,207 |
| Total noninterest income | $75,000 | 7,974 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $19,000 | 7,463 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $56,000 | 6,894 |
| Total noninterest expense | $689,000 | 7,866 |
| Salaries and employee benefits | $439,000 | 7,640 |
| Premises and equipment expense | $90,000 | 7,632 |
| Additional noninterest expense | $160,000 | 8,147 |
| Pre-tax net operating income | $101,000 | 8,011 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $3,000 | 6,760 |
| Income before extraordinary items | $98,000 | 7,979 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $98,000 | 7,980 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $79,000 | 4,833 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $98,000 | 7,947 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $772,000 | 7,863 |
| Total interest expense | $284,000 | 7,295 |
| Net interest income | $488,000 | 8,032 |
| Provision for loan and lease losses | $12,000 | 5,987 |
| Total noninterest income | $53,000 | 7,908 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $11,000 | 7,506 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $42,000 | 6,689 |
| Total noninterest expense | $462,000 | 7,874 |
| Salaries and employee benefits | $295,000 | 7,641 |
| Premises and equipment expense | $59,000 | 7,657 |
| Additional noninterest expense | $108,000 | 8,120 |
| Pre-tax net operating income | $67,000 | 8,044 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $3,000 | 6,722 |
| Income before extraordinary items | $64,000 | 8,004 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $64,000 | 8,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $51,000 | 4,712 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $64,000 | 7,970 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $376,000 | 7,958 |
| Total interest expense | $131,000 | 7,400 |
| Net interest income | $245,000 | 8,099 |
| Provision for loan and lease losses | $6,000 | 5,706 |
| Total noninterest income | $22,000 | 8,118 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $6,000 | 7,541 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $16,000 | 7,179 |
| Total noninterest expense | $231,000 | 7,941 |
| Salaries and employee benefits | $149,000 | 7,680 |
| Premises and equipment expense | $30,000 | 7,706 |
| Additional noninterest expense | $52,000 | 8,214 |
| Pre-tax net operating income | $30,000 | 8,144 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $3,000 | 6,538 |
| Income before extraordinary items | $27,000 | 8,139 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $27,000 | 8,139 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $25,000 | 3,673 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $27,000 | 8,113 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,447,000 | 7,965 |
| Total interest expense | $500,000 | 7,308 |
| Net interest income | $947,000 | 8,097 |
| Provision for loan and lease losses | $55,000 | 5,837 |
| Total noninterest income | $78,000 | 8,323 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $23,000 | 7,628 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $55,000 | 7,297 |
| Total noninterest expense | $900,000 | 7,980 |
| Salaries and employee benefits | $582,000 | 7,729 |
| Premises and equipment expense | $116,000 | 7,765 |
| Additional noninterest expense | $202,000 | 8,292 |
| Pre-tax net operating income | $70,000 | 8,193 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $13,000 | 6,689 |
| Income before extraordinary items | $57,000 | 8,257 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $57,000 | 8,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 3,848 |
| Cash dividends | $88,000 | 5,595 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $57,000 | 8,213 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,072,000 | 8,015 |
| Total interest expense | $378,000 | 7,312 |
| Net interest income | $694,000 | 8,166 |
| Provision for loan and lease losses | $49,000 | 5,424 |
| Total noninterest income | $58,000 | 8,371 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $18,000 | 7,662 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $40,000 | 7,356 |
| Total noninterest expense | $682,000 | 7,951 |
| Salaries and employee benefits | $439,000 | 7,670 |
| Premises and equipment expense | $88,000 | 7,742 |
| Additional noninterest expense | $155,000 | 8,274 |
| Pre-tax net operating income | $21,000 | 8,408 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $13,000 | 6,704 |
| Income before extraordinary items | $8,000 | 8,473 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $8,000 | 8,476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 3,013 |
| Cash dividends | $60,000 | 4,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $8,000 | 8,433 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $708,000 | 8,076 |
| Total interest expense | $257,000 | 7,334 |
| Net interest income | $451,000 | 8,261 |
| Provision for loan and lease losses | $6,000 | 6,548 |
| Total noninterest income | $41,000 | 8,369 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $12,000 | 7,713 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $29,000 | 7,273 |
| Total noninterest expense | $462,000 | 7,980 |
| Salaries and employee benefits | $298,000 | 7,693 |
| Premises and equipment expense | $63,000 | 7,651 |
| Additional noninterest expense | $101,000 | 8,339 |
| Pre-tax net operating income | $24,000 | 8,393 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $13,000 | 6,532 |
| Income before extraordinary items | $11,000 | 8,504 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $11,000 | 8,505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $30,000 | 4,858 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $11,000 | 8,446 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $351,000 | 8,128 |
| Total interest expense | $134,000 | 7,289 |
| Net interest income | $217,000 | 8,353 |
| Provision for loan and lease losses | $3,000 | 6,219 |
| Total noninterest income | $18,000 | 8,495 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $6,000 | 7,724 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $12,000 | 7,544 |
| Total noninterest expense | $230,000 | 8,027 |
| Salaries and employee benefits | $147,000 | 7,742 |
| Premises and equipment expense | $32,000 | 7,669 |
| Additional noninterest expense | $51,000 | 8,372 |
| Pre-tax net operating income | $2,000 | 8,516 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $7,000 | 6,445 |
| Income before extraordinary items | $-5,000 | 8,626 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-5,000 | 8,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-5,000 | 8,570 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,541,000 | 8,037 |
| Total interest expense | $598,000 | 7,394 |
| Net interest income | $943,000 | 8,192 |
| Provision for loan and lease losses | $27,000 | 6,871 |
| Total noninterest income | $84,000 | 8,463 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $24,000 | 7,788 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $60,000 | 7,309 |
| Total noninterest expense | $906,000 | 8,066 |
| Salaries and employee benefits | $586,000 | 7,756 |
| Premises and equipment expense | $130,000 | 7,667 |
| Additional noninterest expense | $190,000 | 8,506 |
| Pre-tax net operating income | $94,000 | 8,224 |
| Securities gains (losses) | $106,000 | 1,841 |
| Applicable income taxes | $-4,000 | 8,723 |
| Income before extraordinary items | $204,000 | 7,744 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $204,000 | 7,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $135,000 | 5,331 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $98,000 | 8,113 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,181,000 | 8,087 |
| Total interest expense | $457,000 | 7,503 |
| Net interest income | $724,000 | 8,219 |
| Provision for loan and lease losses | $22,000 | 6,688 |
| Total noninterest income | $66,000 | 8,490 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $19,000 | 7,837 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $47,000 | 7,300 |
| Total noninterest expense | $674,000 | 8,072 |
| Salaries and employee benefits | $436,000 | 7,736 |
| Premises and equipment expense | $97,000 | 7,691 |
| Additional noninterest expense | $141,000 | 8,532 |
| Pre-tax net operating income | $94,000 | 8,260 |
| Securities gains (losses) | $104,000 | 1,710 |
| Applicable income taxes | $-6,000 | 8,891 |
| Income before extraordinary items | $204,000 | 7,565 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $204,000 | 7,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $79,000 | 4,906 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $100,000 | 8,090 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $801,000 | 8,127 |
| Total interest expense | $314,000 | 7,554 |
| Net interest income | $487,000 | 8,246 |
| Provision for loan and lease losses | $15,000 | 6,544 |
| Total noninterest income | $46,000 | 8,450 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $12,000 | 7,878 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $34,000 | 7,176 |
| Total noninterest expense | $452,000 | 8,098 |
| Salaries and employee benefits | $291,000 | 7,764 |
| Premises and equipment expense | $66,000 | 7,663 |
| Additional noninterest expense | $95,000 | 8,526 |
| Pre-tax net operating income | $66,000 | 8,257 |
| Securities gains (losses) | $53,000 | 1,969 |
| Applicable income taxes | $-7,000 | 8,971 |
| Income before extraordinary items | $126,000 | 7,685 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $126,000 | 7,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $52,000 | 4,722 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $73,000 | 8,054 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $411,000 | 8,127 |
| Total interest expense | $162,000 | 7,591 |
| Net interest income | $249,000 | 8,253 |
| Provision for loan and lease losses | $7,000 | 6,361 |
| Total noninterest income | $17,000 | 8,734 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $6,000 | 7,883 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $11,000 | 7,783 |
| Total noninterest expense | $222,000 | 8,157 |
| Salaries and employee benefits | $144,000 | 7,818 |
| Premises and equipment expense | $32,000 | 7,760 |
| Additional noninterest expense | $46,000 | 8,601 |
| Pre-tax net operating income | $37,000 | 8,200 |
| Securities gains (losses) | $21,000 | 1,872 |
| Applicable income taxes | $-9,000 | 9,068 |
| Income before extraordinary items | $67,000 | 7,552 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $67,000 | 7,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $26,000 | 3,666 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $46,000 | 7,823 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,797,000 | 8,075 |
| Total interest expense | $805,000 | 7,495 |
| Net interest income | $992,000 | 8,274 |
| Provision for loan and lease losses | $24,000 | 7,371 |
| Total noninterest income | $84,000 | 8,598 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $24,000 | 7,934 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $60,000 | 7,355 |
| Total noninterest expense | $887,000 | 8,179 |
| Salaries and employee benefits | $576,000 | 7,815 |
| Premises and equipment expense | $119,000 | 7,896 |
| Additional noninterest expense | $192,000 | 8,615 |
| Pre-tax net operating income | $165,000 | 8,063 |
| Securities gains (losses) | $92,000 | 1,828 |
| Applicable income taxes | $19,000 | 7,067 |
| Income before extraordinary items | $238,000 | 7,633 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $238,000 | 7,632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 4,036 |
| Cash dividends | $91,000 | 5,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $152,440 | 7,971 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,119,000 | 8,095 |
| Total interest expense | $1,148,000 | 7,708 |
| Net interest income | $971,000 | 8,351 |
| Provision for loan and lease losses | $12,000 | 7,834 |
| Total noninterest income | $91,000 | 8,639 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $27,000 | 8,030 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $64,000 | 7,283 |
| Total noninterest expense | $891,000 | 8,234 |
| Salaries and employee benefits | $573,000 | 7,795 |
| Premises and equipment expense | $113,000 | 8,103 |
| Additional noninterest expense | $205,000 | 8,609 |
| Pre-tax net operating income | $159,000 | 8,070 |
| Securities gains (losses) | $76,000 | 1,986 |
| Applicable income taxes | $9,000 | 7,619 |
| Income before extraordinary items | $226,000 | 7,561 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $226,000 | 7,564 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $101,000 | 5,725 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $153,040 | 7,897 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,278,000 | 8,147 |
| Total interest expense | $1,208,000 | 7,790 |
| Net interest income | $1,070,000 | 8,347 |
| Provision for loan and lease losses | $12,000 | 7,853 |
| Total noninterest income | $4,000 | 9,801 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $33,000 | 8,025 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-29,000 | 9,914 |
| Total noninterest expense | $835,000 | 8,462 |
| Salaries and employee benefits | $559,000 | 7,926 |
| Premises and equipment expense | $104,000 | 8,374 |
| Additional noninterest expense | $172,000 | 9,046 |
| Pre-tax net operating income | $227,000 | 8,248 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $26,000 | 7,705 |
| Income before extraordinary items | $201,000 | 8,058 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $201,000 | 8,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $665,000 | 3,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $201,000 | 8,058 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,215,000 | 8,232 |
| Total interest expense | $1,130,000 | 7,833 |
| Net interest income | $1,085,000 | 8,435 |
| Provision for loan and lease losses | $12,000 | 7,978 |
| Total noninterest income | $54,000 | 9,529 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $33,000 | 8,233 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 9,216 |
| Total noninterest expense | $825,000 | 8,657 |
| Salaries and employee benefits | $526,000 | 8,182 |
| Premises and equipment expense | $108,000 | 8,478 |
| Additional noninterest expense | $191,000 | 9,118 |
| Pre-tax net operating income | $302,000 | 8,084 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $58,000 | 7,529 |
| Income before extraordinary items | $244,000 | 7,978 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $244,000 | 7,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,737 |
| Cash dividends | $485,000 | 3,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $244,000 | 7,950 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,291,000 | 8,321 |
| Total interest expense | $1,161,000 | 8,001 |
| Net interest income | $1,130,000 | 8,503 |
| Provision for loan and lease losses | $4,000 | 8,522 |
| Total noninterest income | $68,000 | 9,547 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $25,000 | 8,609 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 8,420 |
| Total noninterest expense | $854,000 | 8,588 |
| Salaries and employee benefits | $556,000 | 8,005 |
| Premises and equipment expense | $108,000 | 8,537 |
| Additional noninterest expense | $190,000 | 9,239 |
| Pre-tax net operating income | $340,000 | 8,175 |
| Securities gains (losses) | $30,000 | 2,123 |
| Applicable income taxes | $92,000 | 7,652 |
| Income before extraordinary items | $278,000 | 8,052 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $278,000 | 8,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,217 |
| Cash dividends | $296,000 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $255,500 | 8,146 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,371,000 | 8,552 |
| Total interest expense | $1,154,000 | 8,246 |
| Net interest income | $1,217,000 | 8,650 |
| Provision for loan and lease losses | $11,000 | 8,366 |
| Total noninterest income | $97,000 | 9,481 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $29,000 | 8,938 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 7,765 |
| Total noninterest expense | $823,000 | 8,954 |
| Salaries and employee benefits | $532,000 | 8,381 |
| Premises and equipment expense | $107,000 | 8,804 |
| Additional noninterest expense | $184,000 | 9,612 |
| Pre-tax net operating income | $480,000 | 8,032 |
| Securities gains (losses) | $9,000 | 2,430 |
| Applicable income taxes | $137,000 | 7,803 |
| Income before extraordinary items | $352,000 | 7,977 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $352,000 | 7,980 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $312,000 | 4,467 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $345,520 | 7,982 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,312,000 | 8,963 |
| Total interest expense | $1,106,000 | 8,675 |
| Net interest income | $1,206,000 | 9,017 |
| Provision for loan and lease losses | $8,000 | 8,671 |
| Total noninterest income | $72,000 | 10,431 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 8,785 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 10,411 |
| Total noninterest expense | $796,000 | 9,436 |
| Salaries and employee benefits | $507,000 | 8,829 |
| Premises and equipment expense | $111,000 | 8,998 |
| Additional noninterest expense | $178,000 | 10,199 |
| Pre-tax net operating income | $474,000 | 8,094 |
| Securities gains (losses) | $25,000 | 1,832 |
| Applicable income taxes | $137,000 | 8,089 |
| Income before extraordinary items | $362,000 | 7,915 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $362,000 | 7,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,914 |
| Cash dividends | $247,000 | 5,020 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $343,750 | 7,998 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,264,000 | 9,309 |
| Total interest expense | $1,060,000 | 9,041 |
| Net interest income | $1,204,000 | 9,319 |
| Provision for loan and lease losses | $44,000 | 6,492 |
| Total noninterest income | $88,000 | 10,550 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $61,000 | 8,893 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 10,452 |
| Total noninterest expense | $803,000 | 9,756 |
| Salaries and employee benefits | $479,000 | 9,289 |
| Premises and equipment expense | $105,000 | 9,481 |
| Additional noninterest expense | $219,000 | 10,198 |
| Pre-tax net operating income | $445,000 | 8,778 |
| Securities gains (losses) | $76,000 | 1,076 |
| Applicable income taxes | $156,000 | 8,168 |
| Income before extraordinary items | $365,000 | 8,348 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $365,000 | 8,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,662 |
| Cash dividends | $245,000 | 5,050 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $311,800 | 8,777 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,056,000 | 9,697 |
| Total interest expense | $898,000 | 9,139 |
| Net interest income | $1,158,000 | 9,876 |
| Provision for loan and lease losses | $19,000 | 7,864 |
| Total noninterest income | $16,000 | 12,418 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $76,000 | 8,813 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-60,000 | 12,610 |
| Total noninterest expense | $868,000 | 9,915 |
| Salaries and employee benefits | $457,000 | 9,770 |
| Premises and equipment expense | $123,000 | 9,301 |
| Additional noninterest expense | $288,000 | 10,093 |
| Pre-tax net operating income | $287,000 | 10,221 |
| Securities gains (losses) | $-8,000 | 9,681 |
| Applicable income taxes | $68,000 | 10,056 |
| Income before extraordinary items | $211,000 | 10,149 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $211,000 | 10,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 4,182 |
| Cash dividends | $240,000 | 5,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $217,080 | 10,133 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,079,000 | 10,023 |
| Total interest expense | $908,000 | 9,516 |
| Net interest income | $1,171,000 | 10,163 |
| Provision for loan and lease losses | $17,000 | 9,280 |
| Total noninterest income | $153,000 | 10,142 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $91,000 | 8,658 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 9,431 |
| Total noninterest expense | $924,000 | 10,088 |
| Salaries and employee benefits | $508,000 | 9,593 |
| Premises and equipment expense | $114,000 | 9,987 |
| Additional noninterest expense | $302,000 | 10,426 |
| Pre-tax net operating income | $383,000 | 9,547 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $115,000 | 9,413 |
| Income before extraordinary items | $268,000 | 9,836 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $268,000 | 9,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 9,031 |
| Cash dividends | $639,000 | 2,548 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $268,000 | 9,582 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,488,000 | 9,943 |
| Total interest expense | $1,088,000 | 10,028 |
| Net interest income | $1,400,000 | 9,622 |
| Provision for loan and lease losses | $409,000 | 3,414 |
| Total noninterest income | $163,000 | 10,221 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $103,000 | 8,425 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 9,797 |
| Total noninterest expense | $981,000 | 10,066 |
| Salaries and employee benefits | $499,000 | 9,796 |
| Premises and equipment expense | $101,000 | 10,706 |
| Additional noninterest expense | $381,000 | 9,802 |
| Pre-tax net operating income | $173,000 | 11,312 |
| Securities gains (losses) | $605,000 | 930 |
| Applicable income taxes | $243,000 | 6,773 |
| Income before extraordinary items | $535,000 | 7,035 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $535,000 | 7,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $388,000 | 2,878 |
| Cash dividends | $295,000 | 4,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $117,550 | 11,392 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.