Home > The State Bank and Trust Company > Income and Expense

The State Bank and Trust Company, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$17,334,000810
Total interest expense$5,738,000873
Net interest income$11,596,000771
Provision for loan and lease losses$387,000702
Total noninterest income$3,755,000588
Gross Fiduciary activities income$880,000367
Service charges on deposit accounts$289,000915
Trading account gains and fees$107,00093
Additional Noninterest Income$2,479,000546
Total noninterest expense$11,206,000678
Salaries and employee benefits$5,915,000707
Premises and equipment expense$1,832,000404
Additional noninterest expense$2,479,000546
Pre-tax net operating income$3,758,000890
Securities gains (losses)$0665
Applicable income taxes$724,000796
Income before extraordinary items$3,034,000912
Extraordinary gains, net$047
Net income$3,034,000924
Minority interest net income$065
Net income of bank and minority interests.$3,034,000912
Net charge-offs$84,000848
Cash dividends$10,000,000187
Sale, conversion, retirement of capital stock, net$0467
Net operating income$3,034,000914
2024-12-31 (YTD Data)Rank
Total interest income$64,199,000841
Total interest expense$22,910,000925
Net interest income$41,289,000799
Provision for loan and lease losses$124,0002,376
Total noninterest income$16,067,000567
Gross Fiduciary activities income$3,468,000355
Service charges on deposit accounts$1,155,000922
Trading account gains and fees$240,000109
Additional Noninterest Income$11,204,000521
Total noninterest expense$41,318,000700
Salaries and employee benefits$22,341,000712
Premises and equipment expense$6,469,000436
Additional noninterest expense$11,204,000521
Pre-tax net operating income$15,914,000811
Securities gains (losses)$0940
Applicable income taxes$2,954,000743
Income before extraordinary items$12,960,000823
Extraordinary gains, net$053
Net income$12,960,000829
Minority interest net income$090
Net income of bank and minority interests.$12,960,000823
Net charge-offs$251,0001,265
Cash dividends$5,000,000860
Sale, conversion, retirement of capital stock, net$0564
Net operating income$12,960,000831
2024-09-30 (YTD Data)Rank
Total interest income$47,396,000845
Total interest expense$17,330,000920
Net interest income$30,066,000814
Provision for loan and lease losses$200,0001,718
Total noninterest income$11,594,000569
Gross Fiduciary activities income$2,574,000363
Service charges on deposit accounts$859,000917
Trading account gains and fees$32,000130
Additional Noninterest Income$8,129,000531
Total noninterest expense$30,749,000698
Salaries and employee benefits$16,443,000712
Premises and equipment expense$4,829,000441
Additional noninterest expense$8,129,000531
Pre-tax net operating income$10,711,000875
Securities gains (losses)$0930
Applicable income taxes$1,941,000804
Income before extraordinary items$8,770,000870
Extraordinary gains, net$051
Net income$8,770,000882
Minority interest net income$082
Net income of bank and minority interests.$8,770,000872
Net charge-offs$69,0001,557
Cash dividends$5,000,000623
Sale, conversion, retirement of capital stock, net$0527
Net operating income$8,770,000870
2024-06-30 (YTD Data)Rank
Total interest income$30,881,000847
Total interest expense$11,351,000921
Net interest income$19,530,000825
Provision for loan and lease losses$02,935
Total noninterest income$7,789,000570
Gross Fiduciary activities income$1,694,000362
Service charges on deposit accounts$561,000922
Trading account gains and fees$0145
Additional Noninterest Income$5,534,000510
Total noninterest expense$20,019,000716
Salaries and employee benefits$10,689,000735
Premises and equipment expense$3,228,000439
Additional noninterest expense$5,534,000510
Pre-tax net operating income$7,300,000853
Securities gains (losses)$0628
Applicable income taxes$1,077,000906
Income before extraordinary items$6,223,000827
Extraordinary gains, net$052
Net income$6,223,000836
Minority interest net income$084
Net income of bank and minority interests.$6,223,000829
Net charge-offs$42,0001,476
Cash dividends$02,949
Sale, conversion, retirement of capital stock, net$0496
Net operating income$6,223,000833
2024-03-31 (YTD Data)Rank
Total interest income$15,260,000857
Total interest expense$5,737,000911
Net interest income$9,523,000848
Provision for loan and lease losses$-1,0004,118
Total noninterest income$3,747,000575
Gross Fiduciary activities income$891,000330
Service charges on deposit accounts$286,000905
Trading account gains and fees$0121
Additional Noninterest Income$2,570,000535
Total noninterest expense$9,731,000741
Salaries and employee benefits$5,035,000783
Premises and equipment expense$1,631,000439
Additional noninterest expense$2,570,000535
Pre-tax net operating income$3,540,000859
Securities gains (losses)$0689
Applicable income taxes$674,000768
Income before extraordinary items$2,866,000894
Extraordinary gains, net$051
Net income$2,866,000903
Minority interest net income$072
Net income of bank and minority interests.$2,866,000894
Net charge-offs$57,000899
Cash dividends$02,345
Sale, conversion, retirement of capital stock, net$0434
Net operating income$2,866,000886
2023-12-31 (YTD Data)Rank
Total interest income$58,056,000818
Total interest expense$17,385,000868
Net interest income$40,671,000798
Provision for loan and lease losses$314,0001,617
Total noninterest income$15,154,000560
Gross Fiduciary activities income$3,640,000307
Service charges on deposit accounts$1,129,000915
Trading account gains and fees$132,00097
Additional Noninterest Income$10,253,000527
Total noninterest expense$40,483,000678
Salaries and employee benefits$21,458,000713
Premises and equipment expense$6,306,000455
Additional noninterest expense$10,253,000527
Pre-tax net operating income$15,028,000858
Securities gains (losses)$1,453,00055
Applicable income taxes$3,191,000724
Income before extraordinary items$13,290,000804
Extraordinary gains, net$054
Net income$13,290,000816
Minority interest net income$088
Net income of bank and minority interests.$13,290,000807
Net charge-offs$91,0001,548
Cash dividends$10,000,000489
Sale, conversion, retirement of capital stock, net$0540
Net operating income$12,113,070867
2023-09-30 (YTD Data)Rank
Total interest income$687,0004,498
Total interest expense$10,0004,506
Net interest income$75,899,000366
Provision for loan and lease lossesNANA
Total noninterest income$1,6264,560
Gross Fiduciary activities income$3948
Service charges on deposit accounts$5024,422
Trading account gains and fees$0125
Additional Noninterest Income$200,0003,482
Total noninterest expense$04,577
Salaries and employee benefitsNANA
Premises and equipment expense$04,553
Additional noninterest expense$14,6354,385
Pre-tax net operating income$04,367
Securities gains (losses)$23,000419
Applicable income taxes$03,407
Income before extraordinary items$19,0004,344
Extraordinary gains, net$13,339,00029
Net income$9,143,000895
Minority interest net income$1,208,00024
Net income of bank and minority interests.$04,357
Net charge-offs$02,641
Cash dividends$2,465,0001,028
Sale, conversion, retirement of capital stock, net$23500
Net operating income$04,379
2023-06-30 (YTD Data)Rank
Total interest income$28,185,000804
Total interest expense$7,352,000850
Net interest income$20,833,000790
Provision for loan and lease losses$395,000892
Total noninterest income$7,430,000558
Gross Fiduciary activities income$1,910,000291
Service charges on deposit accounts$557,000913
Trading account gains and fees$6,000102
Additional Noninterest Income$4,957,000541
Total noninterest expense$20,192,000671
Salaries and employee benefits$10,902,000697
Premises and equipment expense$3,146,000447
Additional noninterest expense$4,957,000541
Pre-tax net operating income$7,676,000884
Securities gains (losses)$0938
Applicable income taxes$1,461,000799
Income before extraordinary items$6,215,000889
Extraordinary gains, net$051
Net income$6,215,000901
Minority interest net income$081
Net income of bank and minority interests.$6,215,000889
Net charge-offs$83,000992
Cash dividends$5,000,000429
Sale, conversion, retirement of capital stock, net$0486
Net operating income$6,215,000900
2023-03-31 (YTD Data)Rank
Total interest income$13,803,000813
Total interest expense$3,141,000862
Net interest income$10,662,000783
Provision for loan and lease losses$250,000770
Total noninterest income$3,429,000581
Gross Fiduciary activities income$922,000307
Service charges on deposit accounts$272,000945
Trading account gains and fees$6,00095
Additional Noninterest Income$2,229,000568
Total noninterest expense$10,215,000674
Salaries and employee benefits$5,567,000697
Premises and equipment expense$1,599,000452
Additional noninterest expense$2,229,000568
Pre-tax net operating income$3,626,000948
Securities gains (losses)$0950
Applicable income taxes$700,000846
Income before extraordinary items$2,926,000963
Extraordinary gains, net$04
Net income$2,926,000962
Minority interest net income$048
Net income of bank and minority interests.$2,926,000962
Net charge-offs$61,000734
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,926,000978
2022-12-31 (YTD Data)Rank
Total interest income$44,539,000821
Total interest expense$4,031,000927
Net interest income$40,508,000814
Provision for loan and lease losses$03,012
Total noninterest income$16,502,000545
Gross Fiduciary activities income$3,757,000307
Service charges on deposit accounts$1,223,000875
Trading account gains and fees$19,000108
Additional Noninterest Income$11,503,000512
Total noninterest expense$40,285,000661
Salaries and employee benefits$22,612,000663
Premises and equipment expense$5,906,000469
Additional noninterest expense$11,503,000512
Pre-tax net operating income$16,725,000869
Securities gains (losses)$0691
Applicable income taxes$3,299,000784
Income before extraordinary items$13,426,000890
Extraordinary gains, net$05
Net income$13,426,000891
Minority interest net income$063
Net income of bank and minority interests.$13,426,000891
Net charge-offs$-14,0003,721
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$13,426,000915
2022-09-30 (YTD Data)Rank
Total interest income$31,613,000830
Total interest expense$2,326,000880
Net interest income$29,287,000832
Provision for loan and lease losses$02,835
Total noninterest income$13,006,000523
Gross Fiduciary activities income$2,842,000304
Service charges on deposit accounts$898,000895
Trading account gains and fees$3,000109
Additional Noninterest Income$9,263,000497
Total noninterest expense$30,422,000652
Salaries and employee benefits$17,271,000656
Premises and equipment expense$4,299,000483
Additional noninterest expense$9,263,000497
Pre-tax net operating income$11,871,000898
Securities gains (losses)$0740
Applicable income taxes$2,349,000815
Income before extraordinary items$9,522,000927
Extraordinary gains, net$04
Net income$9,522,000927
Minority interest net income$057
Net income of bank and minority interests.$9,522,000927
Net charge-offs$-19,0003,796
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$9,522,000944
2022-06-30 (YTD Data)Rank
Total interest income$19,858,000837
Total interest expense$1,286,000897
Net interest income$18,572,000838
Provision for loan and lease losses$02,599
Total noninterest income$9,340,000493
Gross Fiduciary activities income$1,926,000268
Service charges on deposit accounts$587,000898
Trading account gains and fees$3,000105
Additional Noninterest Income$6,824,000482
Total noninterest expense$20,431,000635
Salaries and employee benefits$11,767,000632
Premises and equipment expense$2,795,000487
Additional noninterest expense$5,869,000673
Pre-tax net operating income$7,481,000891
Securities gains (losses)$0687
Applicable income taxes$1,487,000795
Income before extraordinary items$5,994,000909
Extraordinary gains, net$04
Net income$5,994,000909
Minority interest net income$060
Net income of bank and minority interests.$5,994,000909
Net charge-offs$4,0001,826
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$5,994,000927
2022-03-31 (YTD Data)Rank
Total interest income$9,390,000851
Total interest expense$671,000812
Net interest income$8,719,000853
Provision for loan and lease losses$02,285
Total noninterest income$5,208,000475
Gross Fiduciary activities income$982,000271
Service charges on deposit accounts$283,000923
Trading account gains and fees$0103
Additional Noninterest Income$3,943,000445
Total noninterest expense$10,123,000650
Salaries and employee benefits$5,806,000648
Premises and equipment expense$1,428,000487
Additional noninterest expense$2,889,000669
Pre-tax net operating income$3,804,000854
Securities gains (losses)$0623
Applicable income taxes$762,000769
Income before extraordinary items$3,042,000879
Extraordinary gains, net$04
Net income$3,042,000878
Minority interest net income$050
Net income of bank and minority interests.$3,042,000879
Net charge-offs$01,838
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$3,042,000892
2021-12-31 (YTD Data)Rank
Total interest income$41,881,000795
Total interest expense$3,359,000816
Net interest income$38,522,000794
Provision for loan and lease losses$1,050,000568
Total noninterest income$28,999,000402
Gross Fiduciary activities income$3,869,000266
Service charges on deposit accounts$1,093,000912
Trading account gains and fees$242,000107
Additional Noninterest Income$23,795,000375
Total noninterest expense$43,141,000610
Salaries and employee benefits$25,664,000580
Premises and equipment expense$5,669,000484
Additional noninterest expense$11,808,000672
Pre-tax net operating income$23,330,000654
Securities gains (losses)$02,062
Applicable income taxes$4,757,000649
Income before extraordinary items$18,573,000684
Extraordinary gains, net$010
Net income$18,573,000686
Minority interest net income$074
Net income of bank and minority interests.$18,573,000685
Net charge-offs$-180,0004,521
Cash dividends$5,000,000790
Sale, conversion, retirement of capital stock, net$0582
Net operating income$18,573,000673
2021-09-30 (YTD Data)Rank
Total interest income$31,883,000797
Total interest expense$2,672,000822
Net interest income$29,211,000802
Provision for loan and lease losses$1,050,000415
Total noninterest income$22,865,000397
Gross Fiduciary activities income$2,858,000268
Service charges on deposit accounts$802,000919
Trading account gains and fees$133,000110
Additional Noninterest Income$19,072,000359
Total noninterest expense$32,009,000616
Salaries and employee benefits$19,288,000582
Premises and equipment expense$4,108,000499
Additional noninterest expense$8,613,000685
Pre-tax net operating income$19,017,000640
Securities gains (losses)$02,015
Applicable income taxes$3,890,000633
Income before extraordinary items$15,127,000656
Extraordinary gains, net$08
Net income$15,127,000656
Minority interest net income$069
Net income of bank and minority interests.$15,127,000656
Net charge-offs$-188,0004,640
Cash dividends$5,000,000590
Sale, conversion, retirement of capital stock, net$0543
Net operating income$15,127,000644
2021-06-30 (YTD Data)Rank
Total interest income$20,856,000806
Total interest expense$1,911,000805
Net interest income$18,945,000805
Provision for loan and lease losses$750,000409
Total noninterest income$16,615,000373
Gross Fiduciary activities income$1,877,000268
Service charges on deposit accounts$518,000915
Trading account gains and fees$133,000104
Additional Noninterest Income$14,087,000339
Total noninterest expense$21,103,000611
Salaries and employee benefits$12,884,000576
Premises and equipment expense$2,692,000508
Additional noninterest expense$5,527,000700
Pre-tax net operating income$13,707,000593
Securities gains (losses)$01,818
Applicable income taxes$2,809,000589
Income before extraordinary items$10,898,000621
Extraordinary gains, net$06
Net income$10,898,000621
Minority interest net income$067
Net income of bank and minority interests.$10,898,000621
Net charge-offs$18,0001,542
Cash dividends$5,000,000441
Sale, conversion, retirement of capital stock, net$0517
Net operating income$10,898,000610
2021-03-31 (YTD Data)Rank
Total interest income$10,699,000779
Total interest expense$1,030,000778
Net interest income$9,669,000788
Provision for loan and lease losses$750,000237
Total noninterest income$10,450,000328
Gross Fiduciary activities income$912,000270
Service charges on deposit accounts$252,000917
Trading account gains and fees$133,00098
Additional Noninterest Income$9,153,000291
Total noninterest expense$10,417,000623
Salaries and employee benefits$6,329,000587
Premises and equipment expense$1,325,000514
Additional noninterest expense$2,763,000687
Pre-tax net operating income$8,952,000491
Securities gains (losses)$01,392
Applicable income taxes$1,873,000485
Income before extraordinary items$7,079,000509
Extraordinary gains, net$03
Net income$7,079,000509
Minority interest net income$055
Net income of bank and minority interests.$7,079,000509
Net charge-offs$-2,0003,357
Cash dividends$5,000,000236
Sale, conversion, retirement of capital stock, net$0482
Net operating income$7,079,000500
2020-12-31 (YTD Data)Rank
Total interest income$42,598,000786
Total interest expense$6,449,000740
Net interest income$36,149,000799
Provision for loan and lease losses$4,500,000612
Total noninterest income$28,454,000383
Gross Fiduciary activities income$3,311,000267
Service charges on deposit accounts$1,029,000927
Trading account gains and fees$355,000117
Additional Noninterest Income$23,759,000359
Total noninterest expense$40,093,000631
Salaries and employee benefits$24,412,000581
Premises and equipment expense$5,564,000478
Additional noninterest expense$10,117,000730
Pre-tax net operating income$20,010,000587
Securities gains (losses)$02,675
Applicable income taxes$4,055,000566
Income before extraordinary items$15,955,000634
Extraordinary gains, net$04
Net income$15,955,000633
Minority interest net income$072
Net income of bank and minority interests.$15,955,000634
Net charge-offs$680,000822
Cash dividends$24,025,000247
Sale, conversion, retirement of capital stock, net$0566
Net operating income$15,955,000607
2020-09-30 (YTD Data)Rank
Total interest income$32,017,000786
Total interest expense$5,163,000749
Net interest income$26,854,000795
Provision for loan and lease losses$3,700,000612
Total noninterest income$19,990,000393
Gross Fiduciary activities income$2,434,000265
Service charges on deposit accounts$770,000921
Trading account gains and fees$282,000111
Additional Noninterest Income$16,504,000367
Total noninterest expense$29,787,000617
Salaries and employee benefits$18,101,000575
Premises and equipment expense$4,097,000477
Additional noninterest expense$7,589,000720
Pre-tax net operating income$13,357,000626
Securities gains (losses)$02,494
Applicable income taxes$2,699,000599
Income before extraordinary items$10,658,000663
Extraordinary gains, net$04
Net income$10,658,000662
Minority interest net income$065
Net income of bank and minority interests.$10,658,000663
Net charge-offs$662,000640
Cash dividends$19,525,000234
Sale, conversion, retirement of capital stock, net$0532
Net operating income$10,658,000633
2020-06-30 (YTD Data)Rank
Total interest income$21,218,000797
Total interest expense$3,669,000769
Net interest income$17,549,000808
Provision for loan and lease losses$1,900,000743
Total noninterest income$10,049,000447
Gross Fiduciary activities income$1,578,000270
Service charges on deposit accounts$504,000952
Trading account gains and fees$228,000106
Additional Noninterest Income$7,739,000425
Total noninterest expense$18,894,000644
Salaries and employee benefits$11,353,000599
Premises and equipment expense$2,596,000511
Additional noninterest expense$4,945,000726
Pre-tax net operating income$6,804,000711
Securities gains (losses)$02,249
Applicable income taxes$1,348,000655
Income before extraordinary items$5,456,000781
Extraordinary gains, net$04
Net income$5,456,000781
Minority interest net income$065
Net income of bank and minority interests.$5,456,000781
Net charge-offs$641,000512
Cash dividends$15,525,000209
Sale, conversion, retirement of capital stock, net$0504
Net operating income$5,456,000755
2020-03-31 (YTD Data)Rank
Total interest income$10,632,000796
Total interest expense$2,008,000788
Net interest income$8,624,000801
Provision for loan and lease losses$600,000790
Total noninterest income$1,951,000828
Gross Fiduciary activities income$781,000276
Service charges on deposit accounts$284,000998
Trading account gains and fees$180,00094
Additional Noninterest Income$706,0001,230
Total noninterest expense$8,940,000681
Salaries and employee benefits$5,221,000663
Premises and equipment expense$1,270,000524
Additional noninterest expense$2,449,000742
Pre-tax net operating income$1,035,0001,785
Securities gains (losses)$01,705
Applicable income taxes$176,0001,491
Income before extraordinary items$859,0001,868
Extraordinary gains, net$04
Net income$859,0001,868
Minority interest net income$056
Net income of bank and minority interests.$859,0001,868
Net charge-offs$397,000432
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$859,0001,841
2019-12-31 (YTD Data)Rank
Total interest income$44,362,000765
Total interest expense$9,144,000743
Net interest income$35,218,000775
Provision for loan and lease losses$800,0001,075
Total noninterest income$17,035,000477
Gross Fiduciary activities income$3,137,000273
Service charges on deposit accounts$2,499,000502
Trading account gains and fees$513,000101
Additional Noninterest Income$10,886,000492
Total noninterest expense$36,034,000652
Salaries and employee benefits$21,198,000620
Premises and equipment expense$4,967,000529
Additional noninterest expense$9,869,000715
Pre-tax net operating income$15,419,000733
Securities gains (losses)$206,000626
Applicable income taxes$3,099,000680
Income before extraordinary items$12,526,000777
Extraordinary gains, net$011
Net income$12,526,000778
Minority interest net income$076
Net income of bank and minority interests.$12,526,000778
Net charge-offs$213,0001,624
Cash dividends$6,000,000690
Sale, conversion, retirement of capital stock, net$0626
Net operating income$12,361,200763
2019-09-30 (YTD Data)Rank
Total interest income$33,164,000772
Total interest expense$6,634,000765
Net interest income$26,530,000777
Provision for loan and lease losses$500,0001,154
Total noninterest income$11,421,000517
Gross Fiduciary activities income$2,318,000275
Service charges on deposit accounts$1,850,000507
Trading account gains and fees$394,000101
Additional Noninterest Income$6,859,000554
Total noninterest expense$26,221,000676
Salaries and employee benefits$15,309,000646
Premises and equipment expense$3,733,000531
Additional noninterest expense$7,179,000737
Pre-tax net operating income$11,230,000765
Securities gains (losses)$206,000524
Applicable income taxes$2,260,000715
Income before extraordinary items$9,176,000794
Extraordinary gains, net$011
Net income$9,176,000795
Minority interest net income$072
Net income of bank and minority interests.$9,176,000795
Net charge-offs$175,0001,392
Cash dividends$6,000,000529
Sale, conversion, retirement of capital stock, net$0590
Net operating income$9,011,200792
2019-06-30 (YTD Data)Rank
Total interest income$21,625,000789
Total interest expense$4,253,000775
Net interest income$17,372,000786
Provision for loan and lease losses$200,0001,556
Total noninterest income$6,408,000566
Gross Fiduciary activities income$1,530,000277
Service charges on deposit accounts$1,193,000522
Trading account gains and fees$161,000108
Additional Noninterest Income$3,524,000651
Total noninterest expense$16,906,000694
Salaries and employee benefits$9,818,000672
Premises and equipment expense$2,441,000543
Additional noninterest expense$4,647,000759
Pre-tax net operating income$6,674,000818
Securities gains (losses)$206,000372
Applicable income taxes$1,351,000739
Income before extraordinary items$5,529,000857
Extraordinary gains, net$011
Net income$5,529,000857
Minority interest net income$069
Net income of bank and minority interests.$5,529,000857
Net charge-offs$61,0001,698
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$5,364,200861
2019-03-31 (YTD Data)Rank
Total interest income$10,482,000807
Total interest expense$2,044,000785
Net interest income$8,438,000806
Provision for loan and lease losses$03,406
Total noninterest income$3,052,000579
Gross Fiduciary activities income$750,000278
Service charges on deposit accounts$570,000536
Trading account gains and fees$78,000108
Additional Noninterest Income$1,654,000649
Total noninterest expense$8,174,000710
Salaries and employee benefits$4,766,000694
Premises and equipment expense$1,273,000524
Additional noninterest expense$2,135,000799
Pre-tax net operating income$3,316,000814
Securities gains (losses)$01,087
Applicable income taxes$651,000733
Income before extraordinary items$2,665,000867
Extraordinary gains, net$05
Net income$2,665,000866
Minority interest net income$052
Net income of bank and minority interests.$2,665,000866
Net charge-offs$47,0001,246
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,665,000848
2018-12-31 (YTD Data)Rank
Total interest income$39,479,000800
Total interest expense$5,812,000814
Net interest income$33,667,000795
Provision for loan and lease losses$600,0001,277
Total noninterest income$16,418,000479
Gross Fiduciary activities income$2,853,000288
Service charges on deposit accounts$2,408,000532
Trading account gains and fees$146,000110
Additional Noninterest Income$11,011,000472
Total noninterest expense$33,402,000681
Salaries and employee benefits$20,307,000616
Premises and equipment expense$4,657,000545
Additional noninterest expense$8,438,000816
Pre-tax net operating income$16,083,000709
Securities gains (losses)$70,000374
Applicable income taxes$3,211,000641
Income before extraordinary items$12,942,000725
Extraordinary gains, net$06
Net income$12,942,000723
Minority interest net income$072
Net income of bank and minority interests.$12,942,000723
Net charge-offs$363,0001,182
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$12,886,000731
2018-09-30 (YTD Data)Rank
Total interest income$28,840,000804
Total interest expense$3,894,000848
Net interest income$24,946,000793
Provision for loan and lease losses$600,000982
Total noninterest income$12,437,000485
Gross Fiduciary activities income$2,141,000287
Service charges on deposit accounts$1,793,000539
Trading account gains and fees$140,000116
Additional Noninterest Income$8,363,000472
Total noninterest expense$24,905,000679
Salaries and employee benefits$15,276,000618
Premises and equipment expense$3,483,000549
Additional noninterest expense$6,146,000814
Pre-tax net operating income$11,878,000715
Securities gains (losses)$70,000360
Applicable income taxes$2,370,000655
Income before extraordinary items$9,578,000742
Extraordinary gains, net$05
Net income$9,578,000741
Minority interest net income$066
Net income of bank and minority interests.$9,578,000741
Net charge-offs$41,0002,333
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$9,522,000738
2018-06-30 (YTD Data)Rank
Total interest income$18,582,000824
Total interest expense$2,271,000883
Net interest income$16,311,000807
Provision for loan and lease losses$600,000688
Total noninterest income$8,261,000486
Gross Fiduciary activities income$1,425,000291
Service charges on deposit accounts$1,190,000540
Trading account gains and fees$119,000101
Additional Noninterest Income$5,527,000475
Total noninterest expense$16,369,000691
Salaries and employee benefits$9,978,000624
Premises and equipment expense$2,319,000552
Additional noninterest expense$4,072,000813
Pre-tax net operating income$7,603,000724
Securities gains (losses)$0961
Applicable income taxes$1,461,000676
Income before extraordinary items$6,142,000757
Extraordinary gains, net$06
Net income$6,142,000756
Minority interest net income$065
Net income of bank and minority interests.$6,142,000756
Net charge-offs$36,0001,938
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$6,142,000754
2018-03-31 (YTD Data)Rank
Total interest income$8,851,000854
Total interest expense$1,064,000897
Net interest income$7,787,000835
Provision for loan and lease losses$300,000673
Total noninterest income$3,967,000492
Gross Fiduciary activities income$721,000289
Service charges on deposit accounts$581,000547
Trading account gains and fees$31,000106
Additional Noninterest Income$2,634,000472
Total noninterest expense$8,108,000705
Salaries and employee benefits$4,851,000652
Premises and equipment expense$1,224,000529
Additional noninterest expense$2,033,000808
Pre-tax net operating income$3,346,000777
Securities gains (losses)$0735
Applicable income taxes$659,000701
Income before extraordinary items$2,687,000822
Extraordinary gains, net$07
Net income$2,687,000822
Minority interest net income$052
Net income of bank and minority interests.$2,687,000822
Net charge-offs$10,0001,963
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,687,000816
2017-12-31 (YTD Data)Rank
Total interest income$32,480,000886
Total interest expense$3,790,000875
Net interest income$28,690,000880
Provision for loan and lease losses$400,0001,645
Total noninterest income$16,562,000486
Gross Fiduciary activities income$2,776,000287
Service charges on deposit accounts$2,414,000531
Trading account gains and fees$163,000116
Additional Noninterest Income$11,209,000480
Total noninterest expense$29,426,000745
Salaries and employee benefits$17,927,000686
Premises and equipment expense$4,289,000570
Additional noninterest expense$7,210,000909
Pre-tax net operating income$15,426,000678
Securities gains (losses)$119,000563
Applicable income taxes$3,208,000913
Income before extraordinary items$12,337,000622
Extraordinary gains, net$09
Net income$12,337,000622
Minority interest net income$076
Net income of bank and minority interests.$12,337,000622
Net charge-offs$195,0001,857
Cash dividends$2,000,0001,415
Sale, conversion, retirement of capital stock, net$0711
Net operating income$12,242,990621
2017-09-30 (YTD Data)Rank
Total interest income$23,718,000906
Total interest expense$2,763,000877
Net interest income$20,955,000902
Provision for loan and lease losses$200,0002,013
Total noninterest income$12,618,000494
Gross Fiduciary activities income$2,049,000290
Service charges on deposit accounts$1,787,000538
Trading account gains and fees$134,000113
Additional Noninterest Income$8,648,000470
Total noninterest expense$21,855,000748
Salaries and employee benefits$13,378,000689
Premises and equipment expense$3,119,000598
Additional noninterest expense$5,358,000917
Pre-tax net operating income$11,518,000688
Securities gains (losses)$119,000528
Applicable income taxes$3,721,000596
Income before extraordinary items$7,916,000775
Extraordinary gains, net$09
Net income$7,916,000774
Minority interest net income$071
Net income of bank and minority interests.$7,916,000775
Net charge-offs$165,0001,540
Cash dividends$2,000,0001,042
Sale, conversion, retirement of capital stock, net$0677
Net operating income$7,835,080764
2017-06-30 (YTD Data)Rank
Total interest income$15,381,000926
Total interest expense$1,767,000890
Net interest income$13,614,000919
Provision for loan and lease losses$200,0001,539
Total noninterest income$8,004,000501
Gross Fiduciary activities income$1,353,000290
Service charges on deposit accounts$1,182,000540
Trading account gains and fees$34,000121
Additional Noninterest Income$5,435,000491
Total noninterest expense$14,198,000767
Salaries and employee benefits$8,730,000706
Premises and equipment expense$2,049,000609
Additional noninterest expense$3,419,000956
Pre-tax net operating income$7,220,000703
Securities gains (losses)$01,906
Applicable income taxes$2,332,000601
Income before extraordinary items$4,888,000813
Extraordinary gains, net$011
Net income$4,888,000812
Minority interest net income$071
Net income of bank and minority interests.$4,888,000813
Net charge-offs$100,0001,521
Cash dividends$2,000,000754
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,888,000801
2017-03-31 (YTD Data)Rank
Total interest income$7,414,000954
Total interest expense$838,000914
Net interest income$6,576,000951
Provision for loan and lease losses$03,537
Total noninterest income$3,667,000529
Gross Fiduciary activities income$668,000292
Service charges on deposit accounts$579,000544
Trading account gains and fees$34,000117
Additional Noninterest Income$2,386,000526
Total noninterest expense$6,881,000794
Salaries and employee benefits$4,193,000740
Premises and equipment expense$1,006,000625
Additional noninterest expense$1,682,000956
Pre-tax net operating income$3,362,000740
Securities gains (losses)$01,153
Applicable income taxes$1,082,000625
Income before extraordinary items$2,280,000834
Extraordinary gains, net$08
Net income$2,280,000834
Minority interest net income$055
Net income of bank and minority interests.$2,280,000834
Net charge-offs$46,0001,386
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,280,000822
2016-12-31 (YTD Data)Rank
Total interest income$29,051,000941
Total interest expense$2,946,000982
Net interest income$26,105,000924
Provision for loan and lease losses$759,0001,136
Total noninterest income$16,893,000475
Gross Fiduciary activities income$2,560,000289
Service charges on deposit accounts$2,442,000536
Trading account gains and fees$365,000112
Additional Noninterest Income$11,526,000465
Total noninterest expense$28,270,000761
Salaries and employee benefits$16,886,000709
Premises and equipment expense$3,942,000627
Additional noninterest expense$7,442,000893
Pre-tax net operating income$13,969,000684
Securities gains (losses)$262,000727
Applicable income taxes$4,569,000586
Income before extraordinary items$9,662,000788
Extraordinary gains, net$05
Net income$9,662,000788
Minority interest net income$082
Net income of bank and minority interests.$9,662,000787
Net charge-offs$24,0003,562
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$9,483,840778
2016-09-30 (YTD Data)Rank
Total interest income$21,538,000948
Total interest expense$2,148,0001,010
Net interest income$19,390,000930
Provision for loan and lease losses$257,0001,787
Total noninterest income$11,890,000493
Gross Fiduciary activities income$1,910,000291
Service charges on deposit accounts$1,850,000525
Trading account gains and fees$365,000100
Additional Noninterest Income$7,765,000504
Total noninterest expense$20,827,000774
Salaries and employee benefits$12,361,000716
Premises and equipment expense$2,872,000648
Additional noninterest expense$5,594,000887
Pre-tax net operating income$10,196,000706
Securities gains (losses)$262,000658
Applicable income taxes$3,349,000607
Income before extraordinary items$7,109,000795
Extraordinary gains, net$05
Net income$7,109,000796
Minority interest net income$071
Net income of bank and minority interests.$7,109,000795
Net charge-offs$-73,0005,488
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$6,930,840793
2016-06-30 (YTD Data)Rank
Total interest income$14,039,000962
Total interest expense$1,383,0001,037
Net interest income$12,656,000948
Provision for loan and lease losses$256,0001,391
Total noninterest income$7,117,000536
Gross Fiduciary activities income$1,260,000292
Service charges on deposit accounts$1,230,000524
Trading account gains and fees$209,00094
Additional Noninterest Income$4,418,000549
Total noninterest expense$13,342,000800
Salaries and employee benefits$7,825,000751
Premises and equipment expense$1,903,000652
Additional noninterest expense$3,614,000919
Pre-tax net operating income$6,175,000753
Securities gains (losses)$203,000594
Applicable income taxes$2,030,000642
Income before extraordinary items$4,348,000849
Extraordinary gains, net$016
Net income$4,348,000848
Minority interest net income$071
Net income of bank and minority interests.$4,348,000848
Net charge-offs$-204,0005,855
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$4,209,960847
2016-03-31 (YTD Data)Rank
Total interest income$6,826,000996
Total interest expense$656,0001,094
Net interest income$6,170,000967
Provision for loan and lease losses$255,000776
Total noninterest income$3,094,000564
Gross Fiduciary activities income$624,000293
Service charges on deposit accounts$618,000518
Trading account gains and fees$117,00090
Additional Noninterest Income$1,735,000639
Total noninterest expense$6,428,000824
Salaries and employee benefits$3,645,000807
Premises and equipment expense$949,000663
Additional noninterest expense$1,834,000888
Pre-tax net operating income$2,581,000875
Securities gains (losses)$111,000481
Applicable income taxes$848,000710
Income before extraordinary items$1,844,000973
Extraordinary gains, net$012
Net income$1,844,000974
Minority interest net income$062
Net income of bank and minority interests.$1,844,000974
Net charge-offs$40,0001,582
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,768,520986
2015-12-31 (YTD Data)Rank
Total interest income$25,927,0001,004
Total interest expense$2,371,0001,171
Net interest income$23,556,000979
Provision for loan and lease losses$1,106,000748
Total noninterest income$14,722,000508
Gross Fiduciary activities income$2,545,000294
Service charges on deposit accounts$2,516,000530
Trading account gains and fees$122,000111
Additional Noninterest Income$9,539,000507
Total noninterest expense$25,013,000829
Salaries and employee benefits$14,420,000796
Premises and equipment expense$3,452,000711
Additional noninterest expense$7,141,000913
Pre-tax net operating income$12,159,000738
Securities gains (losses)$03,216
Applicable income taxes$3,790,000639
Income before extraordinary items$8,369,000855
Extraordinary gains, net$023
Net income$8,369,000856
Minority interest net income$081
Net income of bank and minority interests.$8,369,000855
Net charge-offs$887,000760
Cash dividends$1,000,0002,106
Sale, conversion, retirement of capital stock, net$0804
Net operating income$8,369,000838
2015-09-30 (YTD Data)Rank
Total interest income$19,305,0001,017
Total interest expense$1,781,0001,188
Net interest income$17,524,000991
Provision for loan and lease losses$956,000626
Total noninterest income$11,210,000515
Gross Fiduciary activities income$1,910,000297
Service charges on deposit accounts$1,871,000537
Trading account gains and fees$113,000112
Additional Noninterest Income$7,316,000520
Total noninterest expense$18,581,000845
Salaries and employee benefits$10,697,000813
Premises and equipment expense$2,590,000722
Additional noninterest expense$5,294,000926
Pre-tax net operating income$9,197,000750
Securities gains (losses)$03,031
Applicable income taxes$2,867,000654
Income before extraordinary items$6,330,000852
Extraordinary gains, net$021
Net income$6,330,000852
Minority interest net income$078
Net income of bank and minority interests.$6,330,000852
Net charge-offs$651,000718
Cash dividends$1,000,0001,586
Sale, conversion, retirement of capital stock, net$0773
Net operating income$6,330,000830
2015-06-30 (YTD Data)Rank
Total interest income$12,588,0001,036
Total interest expense$1,190,0001,189
Net interest income$11,398,0001,013
Provision for loan and lease losses$855,000490
Total noninterest income$7,509,000510
Gross Fiduciary activities income$1,288,000296
Service charges on deposit accounts$1,208,000545
Trading account gains and fees$91,000117
Additional Noninterest Income$4,922,000517
Total noninterest expense$12,437,000853
Salaries and employee benefits$7,169,000810
Premises and equipment expense$1,722,000732
Additional noninterest expense$3,546,000919
Pre-tax net operating income$5,615,000806
Securities gains (losses)$02,636
Applicable income taxes$1,736,000707
Income before extraordinary items$3,879,000921
Extraordinary gains, net$022
Net income$3,879,000921
Minority interest net income$075
Net income of bank and minority interests.$3,879,000921
Net charge-offs$620,000531
Cash dividends$1,000,0001,209
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,879,000887
2015-03-31 (YTD Data)Rank
Total interest income$6,174,0001,050
Total interest expense$592,0001,188
Net interest income$5,582,0001,029
Provision for loan and lease losses$354,000555
Total noninterest income$3,331,000541
Gross Fiduciary activities income$652,000292
Service charges on deposit accounts$573,000559
Trading account gains and fees$91,000100
Additional Noninterest Income$2,015,000564
Total noninterest expense$6,114,000859
Salaries and employee benefits$3,355,000850
Premises and equipment expense$883,000727
Additional noninterest expense$1,876,000855
Pre-tax net operating income$2,445,000889
Securities gains (losses)$02,027
Applicable income taxes$743,000770
Income before extraordinary items$1,702,0001,006
Extraordinary gains, net$013
Net income$1,702,0001,006
Minority interest net income$064
Net income of bank and minority interests.$1,702,0001,007
Net charge-offs$295,000539
Cash dividends$500,0001,094
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,702,000974
2014-12-31 (YTD Data)Rank
Total interest income$24,449,0001,047
Total interest expense$2,338,0001,238
Net interest income$22,111,0001,019
Provision for loan and lease losses$462,0001,536
Total noninterest income$11,567,000581
Gross Fiduciary activities income$2,609,000291
Service charges on deposit accounts$2,452,000558
Trading account gains and fees$0180
Additional Noninterest Income$6,506,000621
Total noninterest expense$23,446,000858
Salaries and employee benefits$12,683,000860
Premises and equipment expense$3,541,000700
Additional noninterest expense$7,222,000902
Pre-tax net operating income$9,770,000848
Securities gains (losses)$160,000936
Applicable income taxes$2,978,000717
Income before extraordinary items$6,952,000959
Extraordinary gains, net$017
Net income$6,952,000958
Minority interest net income$084
Net income of bank and minority interests.$6,952,000958
Net charge-offs$655,0001,223
Cash dividends$5,000,000591
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,840,000949
2014-09-30 (YTD Data)Rank
Total interest income$18,240,0001,062
Total interest expense$1,757,0001,253
Net interest income$16,483,0001,034
Provision for loan and lease losses$312,0001,597
Total noninterest income$8,787,000573
Gross Fiduciary activities income$1,960,000292
Service charges on deposit accounts$1,826,000556
Trading account gains and fees$0174
Additional Noninterest Income$5,001,000615
Total noninterest expense$17,547,000858
Salaries and employee benefits$9,640,000853
Premises and equipment expense$2,656,000693
Additional noninterest expense$5,251,000921
Pre-tax net operating income$7,411,000850
Securities gains (losses)$56,0001,383
Applicable income taxes$2,242,000731
Income before extraordinary items$5,225,000958
Extraordinary gains, net$015
Net income$5,225,000957
Minority interest net income$081
Net income of bank and minority interests.$5,225,000957
Net charge-offs$562,0001,055
Cash dividends$3,750,000560
Sale, conversion, retirement of capital stock, net$0819
Net operating income$5,185,800938
2014-06-30 (YTD Data)Rank
Total interest income$11,913,0001,074
Total interest expense$1,157,0001,277
Net interest income$10,756,0001,048
Provision for loan and lease losses$161,0001,832
Total noninterest income$5,269,000615
Gross Fiduciary activities income$1,322,000290
Service charges on deposit accounts$1,165,000570
Trading account gains and fees$0172
Additional Noninterest Income$2,782,000684
Total noninterest expense$11,595,000863
Salaries and employee benefits$6,315,000866
Premises and equipment expense$1,797,000692
Additional noninterest expense$3,483,000924
Pre-tax net operating income$4,269,000957
Securities gains (losses)$56,0001,110
Applicable income taxes$1,286,000793
Income before extraordinary items$3,039,0001,056
Extraordinary gains, net$020
Net income$3,039,0001,056
Minority interest net income$080
Net income of bank and minority interests.$3,039,0001,057
Net charge-offs$557,000802
Cash dividends$2,500,000534
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,999,8001,053
2014-03-31 (YTD Data)Rank
Total interest income$5,753,0001,112
Total interest expense$577,0001,299
Net interest income$5,176,0001,082
Provision for loan and lease losses$10,0003,356
Total noninterest income$2,303,000655
Gross Fiduciary activities income$659,000289
Service charges on deposit accounts$558,000593
Trading account gains and fees$0147
Additional Noninterest Income$1,086,000786
Total noninterest expense$5,534,000910
Salaries and employee benefits$2,994,000925
Premises and equipment expense$931,000686
Additional noninterest expense$1,609,0001,005
Pre-tax net operating income$1,935,0001,012
Securities gains (losses)$01,715
Applicable income taxes$553,000866
Income before extraordinary items$1,382,0001,120
Extraordinary gains, net$016
Net income$1,382,0001,121
Minority interest net income$066
Net income of bank and minority interests.$1,382,0001,121
Net charge-offs$247,000819
Cash dividends$1,250,000501
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,382,0001,105
2013-12-31 (YTD Data)Rank
Total interest income$24,882,0001,015
Total interest expense$2,582,0001,308
Net interest income$22,300,000976
Provision for loan and lease losses$904,0001,194
Total noninterest income$12,875,000558
Gross Fiduciary activities income$2,744,000275
Service charges on deposit accounts$2,368,000583
Trading account gains and fees$46,000156
Additional Noninterest Income$7,717,000585
Total noninterest expense$24,099,000850
Salaries and employee benefits$12,759,000839
Premises and equipment expense$3,558,000691
Additional noninterest expense$7,782,000867
Pre-tax net operating income$10,172,000766
Securities gains (losses)$48,0001,821
Applicable income taxes$3,139,000645
Income before extraordinary items$7,081,000888
Extraordinary gains, net$029
Net income$7,081,000890
Minority interest net income$090
Net income of bank and minority interests.$7,081,000890
Net charge-offs$751,0001,549
Cash dividends$4,000,000686
Sale, conversion, retirement of capital stock, net$0924
Net operating income$7,047,880872
2013-09-30 (YTD Data)Rank
Total interest income$18,938,0001,011
Total interest expense$1,982,0001,317
Net interest income$16,956,000965
Provision for loan and lease losses$903,000948
Total noninterest income$10,129,000554
Gross Fiduciary activities income$2,041,000274
Service charges on deposit accounts$1,747,000585
Trading account gains and fees$46,000148
Additional Noninterest Income$6,295,000560
Total noninterest expense$18,499,000828
Salaries and employee benefits$9,878,000821
Premises and equipment expense$2,812,000661
Additional noninterest expense$5,809,000869
Pre-tax net operating income$7,683,000766
Securities gains (losses)$48,0001,686
Applicable income taxes$2,376,000641
Income before extraordinary items$5,355,000891
Extraordinary gains, net$025
Net income$5,355,000893
Minority interest net income$084
Net income of bank and minority interests.$5,355,000893
Net charge-offs$594,0001,431
Cash dividends$3,000,000641
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,321,880875
2013-06-30 (YTD Data)Rank
Total interest income$12,767,000993
Total interest expense$1,358,0001,316
Net interest income$11,409,000937
Provision for loan and lease losses$500,0001,162
Total noninterest income$6,708,000565
Gross Fiduciary activities income$1,354,000274
Service charges on deposit accounts$1,147,000580
Trading account gains and fees$0157
Additional Noninterest Income$4,207,000561
Total noninterest expense$12,542,000813
Salaries and employee benefits$6,710,000811
Premises and equipment expense$1,845,000667
Additional noninterest expense$3,987,000848
Pre-tax net operating income$5,075,000764
Securities gains (losses)$20,0002,017
Applicable income taxes$1,568,000646
Income before extraordinary items$3,527,000882
Extraordinary gains, net$022
Net income$3,527,000882
Minority interest net income$082
Net income of bank and minority interests.$3,527,000884
Net charge-offs$298,0001,699
Cash dividends$2,000,000614
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,513,200851
2013-03-31 (YTD Data)Rank
Total interest income$6,407,000989
Total interest expense$698,0001,325
Net interest income$5,709,000938
Provision for loan and lease losses$300,000980
Total noninterest income$3,240,000576
Gross Fiduciary activities income$675,000273
Service charges on deposit accounts$565,000587
Trading account gains and fees$0148
Additional Noninterest Income$2,000,000585
Total noninterest expense$6,132,000835
Salaries and employee benefits$3,221,000853
Premises and equipment expense$978,000644
Additional noninterest expense$1,933,000872
Pre-tax net operating income$2,517,000759
Securities gains (losses)$20,0001,261
Applicable income taxes$781,000649
Income before extraordinary items$1,756,000873
Extraordinary gains, net$010
Net income$1,756,000874
Minority interest net income$076
Net income of bank and minority interests.$1,756,000875
Net charge-offs$119,0001,755
Cash dividends$1,000,000526
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,742,200836
2012-12-31 (YTD Data)Rank
Total interest income$26,235,000999
Total interest expense$3,445,0001,307
Net interest income$22,790,000959
Provision for loan and lease losses$1,354,0001,426
Total noninterest income$12,687,000570
Gross Fiduciary activities income$2,552,000270
Service charges on deposit accounts$2,389,000594
Trading account gains and fees$80,000121
Additional Noninterest Income$7,666,000588
Total noninterest expense$24,974,000798
Salaries and employee benefits$13,204,000793
Premises and equipment expense$3,593,000671
Additional noninterest expense$8,177,000862
Pre-tax net operating income$9,149,000792
Securities gains (losses)$03,810
Applicable income taxes$2,717,000672
Income before extraordinary items$6,432,000940
Extraordinary gains, net$029
Net income$6,432,000940
Minority interest net income$093
Net income of bank and minority interests.$6,432,000940
Net charge-offs$772,0002,098
Cash dividends$4,600,000621
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$6,432,000872
2012-09-30 (YTD Data)Rank
Total interest income$19,879,0001,007
Total interest expense$2,697,0001,310
Net interest income$17,182,000961
Provision for loan and lease losses$953,0001,484
Total noninterest income$8,779,000598
Gross Fiduciary activities income$1,918,000269
Service charges on deposit accounts$1,796,000602
Trading account gains and fees$40,000124
Additional Noninterest Income$5,025,000638
Total noninterest expense$18,596,000803
Salaries and employee benefits$9,713,000806
Premises and equipment expense$2,732,000671
Additional noninterest expense$6,151,000853
Pre-tax net operating income$6,412,000874
Securities gains (losses)$03,575
Applicable income taxes$1,874,000748
Income before extraordinary items$4,538,0001,021
Extraordinary gains, net$020
Net income$4,538,0001,021
Minority interest net income$086
Net income of bank and minority interests.$4,538,0001,021
Net charge-offs$486,0002,226
Cash dividends$1,600,000946
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,538,000963
2012-06-30 (YTD Data)Rank
Total interest income$13,210,0001,022
Total interest expense$1,899,0001,275
Net interest income$11,311,000974
Provision for loan and lease losses$651,0001,483
Total noninterest income$5,764,000608
Gross Fiduciary activities income$1,266,000269
Service charges on deposit accounts$1,184,000606
Trading account gains and fees$40,000120
Additional Noninterest Income$3,274,000647
Total noninterest expense$12,529,000795
Salaries and employee benefits$6,430,000806
Premises and equipment expense$1,772,000688
Additional noninterest expense$4,327,000810
Pre-tax net operating income$3,895,000932
Securities gains (losses)$03,178
Applicable income taxes$1,132,000802
Income before extraordinary items$2,763,0001,084
Extraordinary gains, net$019
Net income$2,763,0001,085
Minority interest net income$084
Net income of bank and minority interests.$2,763,0001,084
Net charge-offs$261,0002,456
Cash dividends$1,600,000642
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,763,0001,020
2012-03-31 (YTD Data)Rank
Total interest income$6,508,0001,049
Total interest expense$996,0001,270
Net interest income$5,512,000995
Provision for loan and lease losses$451,0001,137
Total noninterest income$3,033,000580
Gross Fiduciary activities income$648,000263
Service charges on deposit accounts$574,000617
Trading account gains and fees$21,000119
Additional Noninterest Income$1,790,000599
Total noninterest expense$6,447,000773
Salaries and employee benefits$3,152,000816
Premises and equipment expense$901,000675
Additional noninterest expense$2,394,000722
Pre-tax net operating income$1,647,0001,070
Securities gains (losses)$02,210
Applicable income taxes$464,000945
Income before extraordinary items$1,183,0001,228
Extraordinary gains, net$019
Net income$1,183,0001,228
Minority interest net income$078
Net income of bank and minority interests.$1,183,0001,229
Net charge-offs$371,0001,298
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,183,0001,162
2011-12-31 (YTD Data)Rank
Total interest income$27,638,0001,007
Total interest expense$5,297,0001,133
Net interest income$22,341,000980
Provision for loan and lease losses$2,000,0001,561
Total noninterest income$8,576,000701
Gross Fiduciary activities income$2,619,000222
Service charges on deposit accounts$2,341,000628
Trading account gains and fees$0146
Additional Noninterest Income$3,616,000911
Total noninterest expense$24,099,000823
Salaries and employee benefits$11,934,000828
Premises and equipment expense$2,868,000881
Additional noninterest expense$9,297,000771
Pre-tax net operating income$4,818,0001,217
Securities gains (losses)$1,871,000250
Applicable income taxes$1,846,000854
Income before extraordinary items$4,843,0001,033
Extraordinary gains, net$029
Net income$4,843,0001,033
Minority interest net income$096
Net income of bank and minority interests.$4,843,0001,033
Net charge-offs$2,486,0001,357
Cash dividends$2,000,000950
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,495,8801,337
2011-09-30 (YTD Data)Rank
Total interest income$20,858,0001,013
Total interest expense$4,204,0001,120
Net interest income$16,654,000997
Provision for loan and lease losses$1,700,0001,386
Total noninterest income$5,766,000754
Gross Fiduciary activities income$1,995,000222
Service charges on deposit accounts$1,744,000639
Trading account gains and fees$0145
Additional Noninterest Income$2,027,0001,104
Total noninterest expense$18,328,000806
Salaries and employee benefits$8,959,000829
Premises and equipment expense$2,159,000885
Additional noninterest expense$7,210,000732
Pre-tax net operating income$2,392,0001,808
Securities gains (losses)$1,871,000197
Applicable income taxes$1,081,0001,025
Income before extraordinary items$3,182,0001,217
Extraordinary gains, net$021
Net income$3,182,0001,217
Minority interest net income$087
Net income of bank and minority interests.$3,182,0001,217
Net charge-offs$2,180,0001,156
Cash dividends$1,400,000888
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,778,7501,917
2011-06-30 (YTD Data)Rank
Total interest income$13,941,0001,026
Total interest expense$3,076,0001,066
Net interest income$10,865,0001,020
Provision for loan and lease losses$1,400,0001,191
Total noninterest income$3,920,000748
Gross Fiduciary activities income$1,363,000215
Service charges on deposit accounts$1,131,000649
Trading account gains and fees$0153
Additional Noninterest Income$1,426,0001,060
Total noninterest expense$12,583,000803
Salaries and employee benefits$5,900,000849
Premises and equipment expense$1,432,000893
Additional noninterest expense$5,251,000693
Pre-tax net operating income$802,0002,938
Securities gains (losses)$1,871,000114
Applicable income taxes$652,0001,077
Income before extraordinary items$2,021,0001,239
Extraordinary gains, net$015
Net income$2,021,0001,238
Minority interest net income$089
Net income of bank and minority interests.$2,021,0001,239
Net charge-offs$1,671,0001,033
Cash dividends$800,000975
Sale, conversion, retirement of capital stock, net$0986
Net operating income$599,0403,107
2011-03-31 (YTD Data)Rank
Total interest income$6,852,0001,056
Total interest expense$1,608,0001,062
Net interest income$5,244,0001,054
Provision for loan and lease losses$500,0001,414
Total noninterest income$1,973,000744
Gross Fiduciary activities income$694,000218
Service charges on deposit accounts$539,000668
Trading account gains and fees$0158
Additional Noninterest Income$740,0001,032
Total noninterest expense$5,734,000874
Salaries and employee benefits$2,903,000870
Premises and equipment expense$737,000895
Additional noninterest expense$2,094,000849
Pre-tax net operating income$983,0001,461
Securities gains (losses)$01,772
Applicable income taxes$201,0001,508
Income before extraordinary items$782,0001,511
Extraordinary gains, net$09
Net income$782,0001,511
Minority interest net income$086
Net income of bank and minority interests.$782,0001,511
Net charge-offs$622,0001,165
Cash dividends$400,000888
Sale, conversion, retirement of capital stock, net$0925
Net operating income$782,0001,464
2010-12-31 (YTD Data)Rank
Total interest income$29,857,0001,027
Total interest expense$7,952,0001,044
Net interest income$21,905,0001,009
Provision for loan and lease losses$7,600,000834
Total noninterest income$10,907,000593
Gross Fiduciary activities income$2,549,000223
Service charges on deposit accounts$2,300,000648
Trading account gains and fees$0175
Additional Noninterest Income$6,058,000645
Total noninterest expense$26,345,000754
Salaries and employee benefits$12,091,000821
Premises and equipment expense$2,697,000950
Additional noninterest expense$11,557,000665
Pre-tax net operating income$-1,133,0006,538
Securities gains (losses)$488,000912
Applicable income taxes$-769,0007,266
Income before extraordinary items$124,0005,529
Extraordinary gains, net$029
Net income$124,0005,529
Minority interest net income$0111
Net income of bank and minority interests.$124,0005,530
Net charge-offs$7,915,000721
Cash dividends$450,0002,473
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-188,3206,084
2010-09-30 (YTD Data)Rank
Total interest income$22,462,0001,041
Total interest expense$6,109,0001,056
Net interest income$16,353,0001,019
Provision for loan and lease losses$5,800,000781
Total noninterest income$7,400,000623
Gross Fiduciary activities income$1,888,000218
Service charges on deposit accounts$1,726,000662
Trading account gains and fees$0165
Additional Noninterest Income$3,786,000696
Total noninterest expense$19,683,000747
Salaries and employee benefits$9,153,000795
Premises and equipment expense$2,007,000960
Additional noninterest expense$8,523,000638
Pre-tax net operating income$-1,730,0007,011
Securities gains (losses)$488,000754
Applicable income taxes$-845,0007,463
Income before extraordinary items$-397,0006,611
Extraordinary gains, net$023
Net income$-397,0006,611
Minority interest net income$0110
Net income of bank and minority interests.$-397,0006,611
Net charge-offs$6,379,000667
Cash dividends$450,0001,884
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-709,3206,733
2010-06-30 (YTD Data)Rank
Total interest income$15,158,0001,043
Total interest expense$4,164,0001,077
Net interest income$10,994,0001,009
Provision for loan and lease losses$4,900,000645
Total noninterest income$4,326,000678
Gross Fiduciary activities income$1,250,000220
Service charges on deposit accounts$1,128,000682
Trading account gains and fees$0152
Additional Noninterest Income$1,948,000817
Total noninterest expense$12,698,000775
Salaries and employee benefits$6,135,000789
Premises and equipment expense$1,349,000975
Additional noninterest expense$5,214,000696
Pre-tax net operating income$-2,278,0007,317
Securities gains (losses)$488,000487
Applicable income taxes$-845,0007,586
Income before extraordinary items$-945,0007,069
Extraordinary gains, net$019
Net income$-945,0007,068
Minority interest net income$0105
Net income of bank and minority interests.$-945,0007,069
Net charge-offs$4,929,000579
Cash dividends$450,0001,446
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-1,257,3207,154
2010-03-31 (YTD Data)Rank
Total interest income$7,499,0001,066
Total interest expense$2,154,0001,090
Net interest income$5,345,0001,045
Provision for loan and lease losses$1,400,000933
Total noninterest income$2,229,000654
Gross Fiduciary activities income$634,000221
Service charges on deposit accounts$551,000701
Trading account gains and fees$0175
Additional Noninterest Income$1,044,000771
Total noninterest expense$6,058,000814
Salaries and employee benefits$2,969,000831
Premises and equipment expense$709,000954
Additional noninterest expense$2,380,000762
Pre-tax net operating income$116,0004,882
Securities gains (losses)$488,000260
Applicable income taxes$70,0002,471
Income before extraordinary items$534,0002,028
Extraordinary gains, net$016
Net income$534,0002,026
Minority interest net income$091
Net income of bank and minority interests.$534,0002,028
Net charge-offs$2,355,000581
Cash dividends$450,000752
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$104,5604,809
2009-12-31 (YTD Data)Rank
Total interest income$32,680,0001,043
Total interest expense$9,888,0001,204
Net interest income$22,792,000948
Provision for loan and lease losses$5,747,0001,286
Total noninterest income$9,771,000650
Gross Fiduciary activities income$2,436,000218
Service charges on deposit accounts$2,432,000689
Trading account gains and fees$0211
Additional Noninterest Income$4,903,000724
Total noninterest expense$25,495,000827
Salaries and employee benefits$12,375,000793
Premises and equipment expense$2,777,000979
Additional noninterest expense$10,343,000767
Pre-tax net operating income$1,321,0002,550
Securities gains (losses)$960,000519
Applicable income taxes$219,0002,305
Income before extraordinary items$2,062,0001,620
Extraordinary gains, net$034
Net income$2,062,0001,618
Minority interest net income$0115
Net income of bank and minority interests.$2,062,0001,619
Net charge-offs$3,738,0001,403
Cash dividends$2,400,000754
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,198,0002,433
2009-09-30 (YTD Data)Rank
Total interest income$24,663,0001,053
Total interest expense$7,636,0001,225
Net interest income$17,027,000959
Provision for loan and lease losses$2,200,0001,792
Total noninterest income$7,263,000659
Gross Fiduciary activities income$1,817,000217
Service charges on deposit accounts$1,787,000696
Trading account gains and fees$0212
Additional Noninterest Income$3,659,000740
Total noninterest expense$19,038,000825
Salaries and employee benefits$9,369,000793
Premises and equipment expense$2,108,000969
Additional noninterest expense$7,561,000758
Pre-tax net operating income$3,052,0001,071
Securities gains (losses)$428,000784
Applicable income taxes$841,000964
Income before extraordinary items$2,639,0001,027
Extraordinary gains, net$027
Net income$2,639,0001,025
Minority interest net income$0118
Net income of bank and minority interests.$2,639,0001,027
Net charge-offs$1,287,0001,932
Cash dividends$1,800,000707
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,313,7201,149
2009-06-30 (YTD Data)Rank
Total interest income$16,450,0001,080
Total interest expense$5,220,0001,264
Net interest income$11,230,000959
Provision for loan and lease losses$1,300,0001,775
Total noninterest income$4,965,000654
Gross Fiduciary activities income$1,200,000222
Service charges on deposit accounts$1,131,000727
Trading account gains and fees$0193
Additional Noninterest Income$2,634,000703
Total noninterest expense$12,803,000837
Salaries and employee benefits$6,262,000814
Premises and equipment expense$1,412,000993
Additional noninterest expense$5,129,000756
Pre-tax net operating income$2,092,0001,081
Securities gains (losses)$478,000524
Applicable income taxes$657,000864
Income before extraordinary items$1,913,000992
Extraordinary gains, net$021
Net income$1,913,000992
Minority interest net income$0112
Net income of bank and minority interests.$1,913,000992
Net charge-offs$448,0002,465
Cash dividends$1,200,000745
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,559,2801,176
2009-03-31 (YTD Data)Rank
Total interest income$8,158,0001,098
Total interest expense$2,719,0001,258
Net interest income$5,439,000994
Provision for loan and lease losses$500,0001,760
Total noninterest income$2,448,000648
Gross Fiduciary activities income$581,000228
Service charges on deposit accounts$526,000762
Trading account gains and fees$0171
Additional Noninterest Income$1,341,000677
Total noninterest expense$6,303,000801
Salaries and employee benefits$3,057,000833
Premises and equipment expense$712,0001,005
Additional noninterest expense$2,534,000674
Pre-tax net operating income$1,084,0001,186
Securities gains (losses)$54,0001,270
Applicable income taxes$275,0001,137
Income before extraordinary items$863,0001,266
Extraordinary gains, net$015
Net income$863,0001,267
Minority interest net income$0102
Net income of bank and minority interests.$863,0001,268
Net charge-offs$172,0002,282
Cash dividends$600,000715
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$821,9601,266
2008-12-31 (YTD Data)Rank
Total interest income$32,745,0001,167
Total interest expense$13,417,0001,202
Net interest income$19,328,0001,142
Provision for loan and lease losses$725,0003,190
Total noninterest income$7,814,000728
Gross Fiduciary activities income$2,993,000208
Service charges on deposit accounts$2,260,000773
Trading account gains and fees$0154
Additional Noninterest Income$2,561,0001,099
Total noninterest expense$20,019,000992
Salaries and employee benefits$9,080,0001,082
Premises and equipment expense$2,466,0001,123
Additional noninterest expense$8,473,000779
Pre-tax net operating income$6,398,000874
Securities gains (losses)$03,220
Applicable income taxes$1,796,000740
Income before extraordinary items$4,602,000886
Extraordinary gains, net$039
Net income$4,602,000886
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$799,0002,202
Cash dividends$21,800,000166
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,602,000959
2008-09-30 (YTD Data)Rank
Total interest income$24,531,0001,195
Total interest expense$10,463,0001,207
Net interest income$14,068,0001,204
Provision for loan and lease losses$575,0002,534
Total noninterest income$6,001,000748
Gross Fiduciary activities income$2,372,000207
Service charges on deposit accounts$1,706,000775
Trading account gains and fees$0148
Additional Noninterest Income$1,923,0001,137
Total noninterest expense$14,649,0001,012
Salaries and employee benefits$6,818,0001,105
Premises and equipment expense$1,836,0001,133
Additional noninterest expense$5,995,000776
Pre-tax net operating income$4,845,0001,051
Securities gains (losses)$03,106
Applicable income taxes$1,371,000904
Income before extraordinary items$3,474,0001,068
Extraordinary gains, net$031
Net income$3,474,0001,067
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$508,0001,945
Cash dividends$600,0002,477
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,474,0001,124
2008-06-30 (YTD Data)Rank
Total interest income$16,490,0001,199
Total interest expense$7,314,0001,200
Net interest income$9,176,0001,218
Provision for loan and lease losses$425,0002,083
Total noninterest income$3,785,000790
Gross Fiduciary activities income$1,622,000208
Service charges on deposit accounts$1,121,000777
Trading account gains and fees$0149
Additional Noninterest Income$1,042,0001,358
Total noninterest expense$9,683,0001,015
Salaries and employee benefits$4,612,0001,113
Premises and equipment expense$1,250,0001,113
Additional noninterest expense$3,821,000793
Pre-tax net operating income$2,853,0001,242
Securities gains (losses)$231,000555
Applicable income taxes$866,0001,054
Income before extraordinary items$2,218,0001,251
Extraordinary gains, net$021
Net income$2,218,0001,252
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$169,0002,402
Cash dividends$600,0002,026
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,051,6801,316
2008-03-31 (YTD Data)Rank
Total interest income$8,151,0001,241
Total interest expense$3,856,0001,211
Net interest income$4,295,0001,292
Provision for loan and lease losses$200,0001,810
Total noninterest income$1,938,000774
Gross Fiduciary activities income$831,000208
Service charges on deposit accounts$548,000783
Trading account gains and fees$0158
Additional Noninterest Income$559,0001,304
Total noninterest expense$4,843,0001,007
Salaries and employee benefits$2,297,0001,124
Premises and equipment expense$631,0001,112
Additional noninterest expense$1,915,000761
Pre-tax net operating income$1,190,0001,533
Securities gains (losses)$231,000407
Applicable income taxes$393,0001,211
Income before extraordinary items$1,028,0001,463
Extraordinary gains, net$015
Net income$1,028,0001,466
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$174,0001,369
Cash dividends$600,0001,164
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$861,6801,649
2007-12-31 (YTD Data)Rank
Total interest income$33,158,0001,275
Total interest expense$16,300,0001,219
Net interest income$16,858,0001,327
Provision for loan and lease losses$550,0002,187
Total noninterest income$7,917,000753
Gross Fiduciary activities income$3,294,000206
Service charges on deposit accounts$2,244,000790
Trading account gains and fees$0178
Additional Noninterest Income$2,379,0001,208
Total noninterest expense$19,691,000953
Salaries and employee benefits$8,779,0001,144
Premises and equipment expense$2,483,0001,072
Additional noninterest expense$8,429,000678
Pre-tax net operating income$4,534,0001,792
Securities gains (losses)$2,0001,832
Applicable income taxes$1,263,0001,596
Income before extraordinary items$3,273,0001,901
Extraordinary gains, net$039
Net income$3,273,0001,900
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$277,0002,404
Cash dividends$1,200,0002,329
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,271,5601,883
2007-09-30 (YTD Data)Rank
Total interest income$24,721,0001,285
Total interest expense$12,148,0001,230
Net interest income$12,573,0001,339
Provision for loan and lease losses$400,0001,861
Total noninterest income$6,042,000743
Gross Fiduciary activities income$2,453,000207
Service charges on deposit accounts$1,650,000793
Trading account gains and fees$0184
Additional Noninterest Income$1,939,0001,150
Total noninterest expense$15,010,000927
Salaries and employee benefits$6,675,0001,128
Premises and equipment expense$1,955,000995
Additional noninterest expense$6,380,000653
Pre-tax net operating income$3,205,0001,992
Securities gains (losses)$01,655
Applicable income taxes$866,0001,795
Income before extraordinary items$2,339,0002,099
Extraordinary gains, net$033
Net income$2,339,0002,097
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$181,0002,095
Cash dividends$900,0002,149
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,339,0002,079
2007-06-30 (YTD Data)Rank
Total interest income$16,339,0001,308
Total interest expense$7,936,0001,257
Net interest income$8,403,0001,352
Provision for loan and lease losses$250,0001,793
Total noninterest income$4,273,000720
Gross Fiduciary activities income$1,660,000209
Service charges on deposit accounts$1,031,000861
Trading account gains and fees$0168
Additional Noninterest Income$1,582,0001,009
Total noninterest expense$10,206,000915
Salaries and employee benefits$4,505,0001,132
Premises and equipment expense$1,338,000977
Additional noninterest expense$4,363,000646
Pre-tax net operating income$2,220,0001,982
Securities gains (losses)$01,444
Applicable income taxes$595,0001,852
Income before extraordinary items$1,625,0002,087
Extraordinary gains, net$029
Net income$1,625,0002,086
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$143,0001,663
Cash dividends$600,0002,169
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,625,0002,070
2007-03-31 (YTD Data)Rank
Total interest income$8,070,0001,322
Total interest expense$3,940,0001,250
Net interest income$4,130,0001,374
Provision for loan and lease losses$100,0002,001
Total noninterest income$2,416,000638
Gross Fiduciary activities income$818,000207
Service charges on deposit accounts$513,000833
Trading account gains and fees$0195
Additional Noninterest Income$1,085,000784
Total noninterest expense$5,495,000844
Salaries and employee benefits$2,404,0001,069
Premises and equipment expense$682,000962
Additional noninterest expense$2,409,000588
Pre-tax net operating income$951,0002,257
Securities gains (losses)$01,187
Applicable income taxes$244,0002,125
Income before extraordinary items$707,0002,303
Extraordinary gains, net$022
Net income$707,0002,303
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0001,766
Cash dividends$300,0001,961
Sale, conversion, retirement of capital stock, net$0885
Net operating income$707,0002,280
2006-12-31 (YTD Data)Rank
Total interest income$25,949,0001,538
Total interest expense$11,817,0001,419
Net interest income$14,132,0001,619
Provision for loan and lease losses$283,0002,898
Total noninterest income$4,217,0001,249
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,676,0001,054
Trading account gains and fees$0130
Additional Noninterest Income$2,541,0001,123
Total noninterest expense$13,493,0001,332
Salaries and employee benefits$4,386,0002,228
Premises and equipment expense$1,458,0001,743
Additional noninterest expense$7,649,000707
Pre-tax net operating income$4,573,0002,028
Securities gains (losses)$-50,0007,943
Applicable income taxes$996,0002,201
Income before extraordinary items$3,527,0002,005
Extraordinary gains, net$051
Net income$3,527,0002,006
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$509,0001,158
Cash dividends$1,200,0002,241
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,566,0001,967
2006-09-30 (YTD Data)Rank
Total interest income$19,035,0001,564
Total interest expense$8,790,0001,387
Net interest income$10,245,0001,692
Provision for loan and lease losses$394,0001,725
Total noninterest income$2,892,0001,341
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,283,0001,036
Trading account gains and fees$0126
Additional Noninterest Income$1,609,0001,303
Total noninterest expense$9,601,0001,402
Salaries and employee benefits$3,236,0002,266
Premises and equipment expense$1,051,0001,805
Additional noninterest expense$5,314,000770
Pre-tax net operating income$3,142,0002,248
Securities gains (losses)$01,388
Applicable income taxes$637,0002,502
Income before extraordinary items$2,505,0002,147
Extraordinary gains, net$045
Net income$2,505,0002,149
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$255,0001,289
Cash dividends$900,0002,057
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,505,0002,133
2006-06-30 (YTD Data)Rank
Total interest income$12,293,0001,581
Total interest expense$5,329,0001,459
Net interest income$6,964,0001,655
Provision for loan and lease losses$360,0001,269
Total noninterest income$1,797,0001,415
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$865,0001,017
Trading account gains and fees$0126
Additional Noninterest Income$932,0001,432
Total noninterest expense$6,406,0001,408
Salaries and employee benefits$2,113,0002,323
Premises and equipment expense$673,0001,872
Additional noninterest expense$3,620,000751
Pre-tax net operating income$1,995,0002,314
Securities gains (losses)$01,185
Applicable income taxes$411,0002,582
Income before extraordinary items$1,584,0002,239
Extraordinary gains, net$039
Net income$1,584,0002,242
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$132,0001,447
Cash dividends$600,0002,089
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,584,0002,227
2006-03-31 (YTD Data)Rank
Total interest income$5,901,0001,609
Total interest expense$2,419,0001,522
Net interest income$3,482,0001,651
Provision for loan and lease losses$246,000948
Total noninterest income$864,0001,419
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$440,000970
Trading account gains and fees$0115
Additional Noninterest Income$424,0001,508
Total noninterest expense$3,251,0001,390
Salaries and employee benefits$1,040,0002,360
Premises and equipment expense$343,0001,838
Additional noninterest expense$1,868,000729
Pre-tax net operating income$849,0002,591
Securities gains (losses)$0955
Applicable income taxes$159,0002,951
Income before extraordinary items$690,0002,469
Extraordinary gains, net$021
Net income$690,0002,471
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$144,000765
Cash dividends$300,0001,914
Sale, conversion, retirement of capital stock, net$0648
Net operating income$690,0002,448
2005-12-31 (YTD Data)Rank
Total interest income$21,159,0001,601
Total interest expense$7,775,0001,457
Net interest income$13,384,0001,636
Provision for loan and lease losses$697,0001,434
Total noninterest income$4,072,0001,256
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,728,0001,020
Trading account gains and fees$0138
Additional Noninterest Income$2,344,0001,210
Total noninterest expense$14,222,0001,222
Salaries and employee benefits$6,982,0001,335
Premises and equipment expense$1,533,0001,589
Additional noninterest expense$5,707,000907
Pre-tax net operating income$2,537,0003,129
Securities gains (losses)$25,0001,178
Applicable income taxes$447,0003,537
Income before extraordinary items$2,115,0002,949
Extraordinary gains, net$046
Net income$2,115,0002,950
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$726,000862
Cash dividends$365,0004,118
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,094,2502,949
2005-09-30 (YTD Data)Rank
Total interest income$15,461,0001,590
Total interest expense$5,606,0001,435
Net interest income$9,855,0001,648
Provision for loan and lease losses$547,0001,296
Total noninterest income$3,086,0001,258
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,312,0001,001
Trading account gains and fees$0126
Additional Noninterest Income$1,774,0001,200
Total noninterest expense$10,658,0001,211
Salaries and employee benefits$5,314,0001,305
Premises and equipment expense$1,100,0001,658
Additional noninterest expense$4,244,000896
Pre-tax net operating income$1,736,0003,396
Securities gains (losses)$25,0001,139
Applicable income taxes$288,0003,869
Income before extraordinary items$1,473,0003,172
Extraordinary gains, net$035
Net income$1,473,0003,173
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$627,000697
Cash dividends$365,0003,248
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,452,0003,169
2005-06-30 (YTD Data)Rank
Total interest income$10,047,0001,595
Total interest expense$3,536,0001,417
Net interest income$6,511,0001,653
Provision for loan and lease losses$446,0001,095
Total noninterest income$2,008,0001,257
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$824,0001,044
Trading account gains and fees$0116
Additional Noninterest Income$1,184,0001,193
Total noninterest expense$6,984,0001,216
Salaries and employee benefits$3,448,0001,329
Premises and equipment expense$693,0001,727
Additional noninterest expense$2,843,000887
Pre-tax net operating income$1,089,0003,500
Securities gains (losses)$-9,0008,110
Applicable income taxes$160,0004,150
Income before extraordinary items$920,0003,296
Extraordinary gains, net$030
Net income$920,0003,298
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$458,000635
Cash dividends$115,0004,144
Sale, conversion, retirement of capital stock, net$0643
Net operating income$927,6503,233
2005-03-31 (YTD Data)Rank
Total interest income$4,959,0001,584
Total interest expense$1,690,0001,416
Net interest income$3,269,0001,629
Provision for loan and lease losses$-24,0008,764
Total noninterest income$1,032,0001,220
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$407,0001,014
Trading account gains and fees$0115
Additional Noninterest Income$625,0001,138
Total noninterest expense$3,303,0001,288
Salaries and employee benefits$1,617,0001,423
Premises and equipment expense$341,0001,757
Additional noninterest expense$1,345,000930
Pre-tax net operating income$1,022,0002,132
Securities gains (losses)$-9,0008,513
Applicable income taxes$239,0002,331
Income before extraordinary items$774,0002,143
Extraordinary gains, net$024
Net income$774,0002,144
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$185,000725
Cash dividends$115,0002,810
Sale, conversion, retirement of capital stock, net$0491
Net operating income$780,8402,096
2004-12-31 (YTD Data)Rank
Total interest income$19,489,0001,480
Total interest expense$6,372,0001,291
Net interest income$13,117,0001,546
Provision for loan and lease losses$1,803,000597
Total noninterest income$4,085,0001,256
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,872,000936
Trading account gains and fees$0138
Additional Noninterest Income$2,213,0001,235
Total noninterest expense$13,002,0001,264
Salaries and employee benefits$6,345,0001,397
Premises and equipment expense$1,214,0001,891
Additional noninterest expense$5,443,000918
Pre-tax net operating income$2,397,0003,109
Securities gains (losses)$241,000739
Applicable income taxes$539,0003,219
Income before extraordinary items$2,099,0002,800
Extraordinary gains, net$034
Net income$2,099,0002,802
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,142,000264
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,906,2002,981
2004-09-30 (YTD Data)Rank
Total interest income$14,610,0001,469
Total interest expense$4,767,0001,267
Net interest income$9,843,0001,530
Provision for loan and lease losses$1,653,000481
Total noninterest income$3,115,0001,265
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,431,000914
Trading account gains and fees$0134
Additional Noninterest Income$1,684,0001,217
Total noninterest expense$9,633,0001,280
Salaries and employee benefits$4,760,0001,394
Premises and equipment expense$884,0001,953
Additional noninterest expense$3,989,000933
Pre-tax net operating income$1,672,0003,334
Securities gains (losses)$236,000697
Applicable income taxes$386,0003,369
Income before extraordinary items$1,522,0002,914
Extraordinary gains, net$026
Net income$1,522,0002,915
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,730,000229
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,333,2003,191
2004-06-30 (YTD Data)Rank
Total interest income$9,620,0001,475
Total interest expense$3,231,0001,223
Net interest income$6,389,0001,561
Provision for loan and lease losses$784,000646
Total noninterest income$2,074,0001,259
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$962,000890
Trading account gains and fees$0130
Additional Noninterest Income$1,112,0001,229
Total noninterest expense$6,613,0001,226
Salaries and employee benefits$3,250,0001,344
Premises and equipment expense$578,0001,990
Additional noninterest expense$2,785,000891
Pre-tax net operating income$1,066,0003,384
Securities gains (losses)$124,000905
Applicable income taxes$235,0003,499
Income before extraordinary items$955,0003,048
Extraordinary gains, net$021
Net income$955,0003,048
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$798,000506
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$855,8003,246
2004-03-31 (YTD Data)Rank
Total interest income$4,890,0001,451
Total interest expense$1,669,0001,200
Net interest income$3,221,0001,547
Provision for loan and lease losses$479,000539
Total noninterest income$1,031,0001,229
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$485,000869
Trading account gains and fees$0121
Additional Noninterest Income$546,0001,212
Total noninterest expense$3,262,0001,248
Salaries and employee benefits$1,634,0001,361
Premises and equipment expense$302,0001,921
Additional noninterest expense$1,326,000937
Pre-tax net operating income$511,0003,459
Securities gains (losses)$61,0001,087
Applicable income taxes$104,0003,719
Income before extraordinary items$468,0003,098
Extraordinary gains, net$016
Net income$468,0003,098
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0001,764
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$417,9803,271
2003-12-31 (YTD Data)Rank
Total interest income$22,605,0001,260
Total interest expense$9,297,000968
Net interest income$13,308,0001,462
Provision for loan and lease losses$-21,0008,933
Total noninterest income$3,922,0001,359
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,772,000975
Trading account gains and fees$0160
Additional Noninterest Income$2,150,0001,401
Total noninterest expense$14,150,0001,144
Salaries and employee benefits$6,028,0001,418
Premises and equipment expense$1,217,0001,878
Additional noninterest expense$6,905,000752
Pre-tax net operating income$3,101,0002,434
Securities gains (losses)$04,500
Applicable income taxes$887,0002,346
Income before extraordinary items$2,214,0002,647
Extraordinary gains, net$054
Net income$2,214,0002,650
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,287,000315
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,214,0002,520
2003-09-30 (YTD Data)Rank
Total interest income$17,480,0001,253
Total interest expense$7,355,000948
Net interest income$10,125,0001,451
Provision for loan and lease losses$1,288,000725
Total noninterest income$2,964,0001,376
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,272,0001,031
Trading account gains and fees$0153
Additional Noninterest Income$1,692,0001,408
Total noninterest expense$10,851,0001,124
Salaries and employee benefits$4,445,0001,464
Premises and equipment expense$928,0001,854
Additional noninterest expense$5,478,000719
Pre-tax net operating income$950,0004,691
Securities gains (losses)$04,204
Applicable income taxes$215,0004,542
Income before extraordinary items$735,0004,852
Extraordinary gains, net$040
Net income$735,0004,852
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,007,000271
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$735,0004,659
2003-06-30 (YTD Data)Rank
Total interest income$12,193,0001,213
Total interest expense$5,120,000939
Net interest income$7,073,0001,386
Provision for loan and lease losses$1,288,000539
Total noninterest income$1,933,0001,398
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$838,0001,027
Trading account gains and fees$0150
Additional Noninterest Income$1,095,0001,415
Total noninterest expense$7,613,0001,070
Salaries and employee benefits$2,919,0001,478
Premises and equipment expense$599,0001,904
Additional noninterest expense$4,095,000656
Pre-tax net operating income$105,0007,962
Securities gains (losses)$03,782
Applicable income taxes$-19,0009,025
Income before extraordinary items$124,0007,707
Extraordinary gains, net$030
Net income$124,0007,709
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,891,000219
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$124,0007,530
2003-03-31 (YTD Data)Rank
Total interest income$6,461,0001,138
Total interest expense$2,660,000922
Net interest income$3,801,0001,286
Provision for loan and lease losses$988,000385
Total noninterest income$814,0001,558
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$398,0001,042
Trading account gains and fees$0134
Additional Noninterest Income$416,0001,692
Total noninterest expense$3,470,0001,157
Salaries and employee benefits$1,262,0001,694
Premises and equipment expense$320,0001,788
Additional noninterest expense$1,888,000686
Pre-tax net operating income$157,0006,379
Securities gains (losses)$02,891
Applicable income taxes$28,0005,789
Income before extraordinary items$129,0006,386
Extraordinary gains, net$021
Net income$129,0006,385
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,562,000153
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$129,0006,205
2002-12-31 (YTD Data)Rank
Total interest income$29,600,0001,041
Total interest expense$13,999,000799
Net interest income$15,601,0001,234
Provision for loan and lease losses$9,538,000253
Total noninterest income$2,899,0001,604
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,686,000955
Trading account gains and fees$0153
Additional Noninterest Income$1,213,0001,925
Total noninterest expense$12,368,0001,240
Salaries and employee benefits$6,025,0001,350
Premises and equipment expense$1,057,0002,071
Additional noninterest expense$5,286,000940
Pre-tax net operating income$-3,406,0009,293
Securities gains (losses)$-537,0009,266
Applicable income taxes$-1,440,0009,309
Income before extraordinary items$-2,503,0009,297
Extraordinary gains, net$070
Net income$-2,503,0009,295
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,342,000255
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-2,159,3209,260
2001-12-31 (YTD Data)Rank
Total interest income$33,065,0001,034
Total interest expense$17,916,000917
Net interest income$15,149,0001,171
Provision for loan and lease losses$6,433,000301
Total noninterest income$3,133,0001,431
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,608,000919
Trading account gains and fees$0177
Additional Noninterest Income$1,525,0001,497
Total noninterest expense$10,501,0001,398
Salaries and employee benefits$5,423,0001,385
Premises and equipment expense$1,000,0002,130
Additional noninterest expense$4,078,0001,173
Pre-tax net operating income$1,348,0004,134
Securities gains (losses)$220,0001,124
Applicable income taxes$423,0003,630
Income before extraordinary items$1,145,0003,924
Extraordinary gains, net$0105
Net income$1,145,0003,925
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,468,000338
Cash dividends$2,000,0001,312
Sale, conversion, retirement of capital stock, net$0922
Net operating income$984,4004,212
2000-12-31 (YTD Data)Rank
Total interest income$33,353,0001,061
Total interest expense$17,714,000999
Net interest income$15,639,0001,123
Provision for loan and lease losses$1,200,000908
Total noninterest income$2,404,0001,640
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,148,0001,178
Trading account gains and fees$0180
Additional Noninterest Income$1,256,0001,605
Total noninterest expense$10,021,0001,383
Salaries and employee benefits$5,342,0001,336
Premises and equipment expense$1,079,0001,927
Additional noninterest expense$3,600,0001,260
Pre-tax net operating income$6,822,0001,112
Securities gains (losses)$-39,0009,081
Applicable income taxes$2,152,0001,079
Income before extraordinary items$4,631,0001,138
Extraordinary gains, net$038
Net income$4,631,0001,138
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$775,000899
Cash dividends$8,500,000433
Sale, conversion, retirement of capital stock, net$0969
Net operating income$4,657,5201,130
1999-12-31 (YTD Data)Rank
Total interest income$28,066,0001,159
Total interest expense$13,366,0001,139
Net interest income$14,700,0001,198
Provision for loan and lease losses$720,0001,277
Total noninterest income$2,248,0001,707
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$972,0001,349
Trading account gains and fees$0173
Additional Noninterest Income$1,276,0001,561
Total noninterest expense$10,369,0001,340
Salaries and employee benefits$5,646,0001,216
Premises and equipment expense$1,090,0001,876
Additional noninterest expense$3,633,0001,262
Pre-tax net operating income$5,859,0001,312
Securities gains (losses)$5,0002,145
Applicable income taxes$1,830,0001,336
Income before extraordinary items$4,034,0001,345
Extraordinary gains, net$035
Net income$4,034,0001,345
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$162,0002,719
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$4,030,5501,326
1998-12-31 (YTD Data)Rank
Total interest income$25,486,0001,267
Total interest expense$11,927,0001,300
Net interest income$13,559,0001,247
Provision for loan and lease losses$720,0001,275
Total noninterest income$2,587,0001,504
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$777,0001,638
Trading account gains and fees$0224
Additional Noninterest Income$1,810,0001,238
Total noninterest expense$10,596,0001,248
Salaries and employee benefits$5,501,0001,195
Premises and equipment expense$1,062,0001,854
Additional noninterest expense$4,033,0001,117
Pre-tax net operating income$4,830,0001,531
Securities gains (losses)$37,0001,967
Applicable income taxes$1,501,0001,631
Income before extraordinary items$3,366,0001,568
Extraordinary gains, net$032
Net income$3,366,0001,568
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$722,000953
Cash dividends$2,500,0001,112
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,340,4701,518
1997-12-31 (YTD Data)Rank
Total interest income$22,764,0001,442
Total interest expense$10,352,0001,500
Net interest income$12,412,0001,390
Provision for loan and lease losses$720,0001,297
Total noninterest income$1,867,0001,872
Gross Fiduciary activities income$574,000608
Service charges on deposit accounts$664,0001,976
Trading account gains and fees$0239
Additional Noninterest Income$629,0002,394
Total noninterest expense$8,068,0001,630
Salaries and employee benefits$3,934,0001,671
Premises and equipment expense$890,0002,208
Additional noninterest expense$3,244,0001,345
Pre-tax net operating income$5,491,0001,415
Securities gains (losses)$57,0001,267
Applicable income taxes$1,702,0001,521
Income before extraordinary items$3,846,0001,418
Extraordinary gains, net$044
Net income$3,846,0001,419
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$282,0002,036
Cash dividends$5,590,000577
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,806,6701,395
1996-12-31 (YTD Data)Rank
Total interest income$20,121,0001,667
Total interest expense$8,941,0001,759
Net interest income$11,180,0001,590
Provision for loan and lease losses$720,0001,294
Total noninterest income$3,454,0001,231
Gross Fiduciary activities income$2,343,000328
Service charges on deposit accounts$784,0001,715
Trading account gains and fees$0262
Additional Noninterest Income$327,0003,872
Total noninterest expense$8,849,0001,602
Salaries and employee benefits$4,038,0001,646
Premises and equipment expense$1,137,0001,771
Additional noninterest expense$3,674,0001,451
Pre-tax net operating income$5,065,0001,419
Securities gains (losses)$22,0001,932
Applicable income taxes$1,613,0001,492
Income before extraordinary items$3,474,0001,423
Extraordinary gains, net$053
Net income$3,474,0001,425
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$319,0001,984
Cash dividends$1,687,0001,453
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,459,0401,394
1995-12-31 (YTD Data)Rank
Total interest income$18,619,0001,819
Total interest expense$8,761,0001,806
Net interest income$9,858,0001,814
Provision for loan and lease losses$1,059,000897
Total noninterest income$2,996,0001,363
Gross Fiduciary activities income$1,862,000389
Service charges on deposit accounts$744,0001,830
Trading account gains and fees$0522
Additional Noninterest Income$390,0003,359
Total noninterest expense$7,285,0001,906
Salaries and employee benefits$3,461,0001,914
Premises and equipment expense$910,0002,203
Additional noninterest expense$2,914,0001,740
Pre-tax net operating income$4,510,0001,634
Securities gains (losses)$03,831
Applicable income taxes$1,421,0001,723
Income before extraordinary items$3,089,0001,647
Extraordinary gains, net$065
Net income$3,089,0001,646
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,319,000739
Cash dividends$2,240,0001,136
Sale, conversion, retirement of capital stock, net$0809
Net operating income$3,089,0001,631
1994-12-31 (YTD Data)Rank
Total interest income$15,531,0001,986
Total interest expense$6,426,0001,938
Net interest income$9,105,0001,992
Provision for loan and lease losses$456,0001,657
Total noninterest income$2,901,0001,405
Gross Fiduciary activities income$1,717,000401
Service charges on deposit accounts$706,0001,908
Trading account gains and fees$0475
Additional Noninterest Income$478,0003,034
Total noninterest expense$7,218,0001,982
Salaries and employee benefits$3,160,0002,093
Premises and equipment expense$911,0002,216
Additional noninterest expense$3,147,0001,733
Pre-tax net operating income$4,332,0001,659
Securities gains (losses)$-9,0009,765
Applicable income taxes$1,358,0001,697
Income before extraordinary items$2,965,0001,647
Extraordinary gains, net$0249
Net income$2,965,0001,646
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$211,0002,402
Cash dividends$3,250,000759
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,971,2101,654
1993-12-31 (YTD Data)Rank
Total interest income$15,015,0002,098
Total interest expense$6,192,0002,104
Net interest income$8,823,0002,050
Provision for loan and lease losses$622,0001,801
Total noninterest income$2,889,0001,513
Gross Fiduciary activities income$1,550,000437
Service charges on deposit accounts$736,0001,860
Trading account gains and fees$0532
Additional Noninterest Income$603,0002,887
Total noninterest expense$6,855,0002,135
Salaries and employee benefits$3,109,0002,123
Premises and equipment expense$954,0002,154
Additional noninterest expense$2,792,0002,024
Pre-tax net operating income$4,235,0001,636
Securities gains (losses)$-5,00012,580
Applicable income taxes$1,287,0001,815
Income before extraordinary items$2,943,0001,712
Extraordinary gains, net$03,149
Net income$2,943,0001,767
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$427,0001,972
Cash dividends$825,0002,084
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,946,5001,611
1992-12-31 (YTD Data)Rank
Total interest income$15,800,0002,233
Total interest expense$7,531,0002,255
Net interest income$8,269,0002,195
Provision for loan and lease losses$574,0002,711
Total noninterest income$2,446,0001,683
Gross Fiduciary activities income$1,306,000481
Service charges on deposit accounts$709,0001,904
Trading account gains and fees$0504
Additional Noninterest Income$431,0003,530
Total noninterest expense$6,652,0002,216
Salaries and employee benefits$3,137,0002,099
Premises and equipment expense$793,0002,625
Additional noninterest expense$2,722,0002,162
Pre-tax net operating income$3,489,0001,770
Securities gains (losses)$203,0001,995
Applicable income taxes$1,046,0002,022
Income before extraordinary items$2,646,0001,728
Extraordinary gains, net$01,422
Net income$2,646,0001,747
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$250,0003,718
Cash dividends$650,0002,259
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,499,8401,677

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.