Home > The State Bank and Trust Company > Net charge- offs to loans
The State Bank and Trust Company, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0092% | 2,311 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0063% | 864 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0136% | 511 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0155% | 466 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,668 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2260% | 1,869 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5141% | 461 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1935% | 1,845 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0028% | 2,435 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 925 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 216,943.0000% | 11 |
| Percentage Net Loans Charged-off: Commercial and industrial | 78.0000% | 4 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0059% | 2,539 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3953% | 282 |
| Percentage Net Loans Charged-off: Other loans to individual | 18,375.0000% | 2 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 17.4723% | 28 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0170% | 1,578 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0126% | 472 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0282% | 271 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0321% | 241 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3490% | 1,235 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8612% | 238 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1870% | 1,596 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0251% | 1,187 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0152% | 324 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0346% | 186 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0396% | 164 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6574% | 815 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6593% | 77 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2419% | 1,275 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0016% | 3,404 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0001% | 3,059 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0003% | 3,342 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0004% | 3,423 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,408 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0824% | 4,323 |
| Percentage Net Loans Charged-off: Credit card loans | -1.0579% | 4,710 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0210% | 2,479 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0029% | 3,343 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0002% | 3,010 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0005% | 3,340 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0005% | 3,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,111 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1594% | 4,423 |
| Percentage Net Loans Charged-off: Credit card loans | -1.7610% | 4,750 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0098% | 2,310 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0009% | 2,116 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0003% | 2,970 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0007% | 3,298 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0008% | 3,393 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0708% | 1,899 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4271% | 351 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0315% | 1,982 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 1,838 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 3,207 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0015% | 3,490 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0017% | 3,571 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0306% | 1,754 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5778% | 285 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0342% | 3,850 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0210% | 4,001 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 3,219 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0023% | 3,378 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0028% | 3,463 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1566% | 4,287 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4064% | 1,008 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5063% | 83 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0258% | 2,305 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0290% | 4,116 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 3,285 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0031% | 3,484 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0037% | 3,563 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1972% | 4,407 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4665% | 810 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9139% | 75 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0455% | 1,983 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0042% | 2,007 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 3,438 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0047% | 3,652 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0057% | 3,749 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,104 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3634% | 936 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7868% | 125 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0680% | 1,628 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0009% | 3,043 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0173% | 4,231 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0447% | 4,427 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0546% | 4,507 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7758% | 577 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0819% | 66 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2351% | 1,039 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0778% | 1,696 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0075% | 1,719 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0183% | 1,172 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0169% | 340 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0186% | 1,097 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3267% | 887 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4852% | 1,254 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1264% | 248 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2478% | 1,759 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1012% | 1,302 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0085% | 1,456 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0207% | 967 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0225% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0203% | 921 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4463% | 651 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5327% | 1,118 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0332% | 256 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3114% | 1,489 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1485% | 973 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0103% | 1,210 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0249% | 823 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0302% | 726 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7282% | 436 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4540% | 1,351 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2727% | 365 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3308% | 1,466 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1896% | 717 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 3,662 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0029% | 3,877 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0035% | 3,946 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1575% | 291 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3308% | 1,550 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2256% | 417 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3470% | 1,407 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0263% | 2,872 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0044% | 2,052 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0104% | 1,633 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0210% | 3,539 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0172% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1064% | 1,739 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3786% | 1,861 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2860% | 293 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1261% | 2,641 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0289% | 2,513 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0021% | 1,849 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0050% | 1,479 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0280% | 3,612 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0121% | 1,260 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1452% | 1,319 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2972% | 1,970 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8063% | 217 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0223% | 4,427 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0153% | 2,591 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0038% | 4,011 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0092% | 4,237 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0421% | 3,697 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0019% | 3,977 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0767% | 1,269 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3900% | 1,601 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3482% | 173 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0169% | 2,676 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0241% | 1,966 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0064% | 4,261 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0156% | 4,494 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0760% | 3,808 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0019% | 4,097 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1601% | 772 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2729% | 1,730 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1305% | 256 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0342% | 2,215 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0486% | 2,460 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0096% | 2,013 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0031% | 4,432 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0075% | 4,243 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0287% | 1,514 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0022% | 3,491 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0361% | 1,333 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2148% | 1,286 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6387% | 1,284 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0248% | 84 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0280% | 3,189 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0074% | 3,156 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0049% | 1,831 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0041% | 4,510 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0100% | 4,289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0183% | 1,456 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0262% | 3,699 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0292% | 1,237 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,906 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2115% | 2,222 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5490% | 343 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0254% | 2,956 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0099% | 2,783 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0088% | 1,466 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0062% | 4,633 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0150% | 4,336 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0318% | 1,107 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0267% | 3,733 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0463% | 924 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1710% | 2,244 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3565% | 345 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,753 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0056% | 2,531 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0076% | 1,137 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0340% | 346 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0297% | 4,408 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0092% | 4,452 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0361% | 3,844 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0023% | 4,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0355% | 4,543 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2692% | 979 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0293% | 3,221 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0237% | 1,981 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0122% | 1,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0508% | 1,532 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1087% | 399 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0344% | 1,694 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0448% | 2,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2859% | 2,374 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2751% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1260% | 2,917 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0335% | 2,762 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0253% | 1,691 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0166% | 897 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0503% | 1,378 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1210% | 345 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0302% | 1,571 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0607% | 1,671 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3252% | 2,090 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3583% | 396 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1576% | 2,539 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0309% | 2,587 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0162% | 1,652 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 4,623 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0439% | 1,305 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1135% | 316 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0237% | 1,438 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0906% | 1,311 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3106% | 1,976 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0409% | 429 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1925% | 2,205 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0287% | 2,179 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0344% | 1,072 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0912% | 783 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1930% | 197 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0616% | 852 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1263% | 2,241 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8909% | 378 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0040% | 4,111 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0635% | 1,586 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1171% | 798 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0543% | 1,823 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1307% | 498 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0317% | 2,085 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2975% | 5,344 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1193% | 5,340 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5617% | 616 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2382% | 5,434 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0143% | 5,039 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0163% | 4,943 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0131% | 2,274 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0046% | 4,852 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0379% | 1,822 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0782% | 523 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0260% | 1,927 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1608% | 5,180 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1799% | 5,391 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4418% | 599 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2879% | 5,460 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0129% | 5,057 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0694% | 5,498 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0169% | 4,951 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0071% | 5,007 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0369% | 5,327 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1558% | 4,312 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0014% | 4,729 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3420% | 5,468 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3440% | 5,539 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3334% | 572 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4611% | 5,581 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0101% | 5,068 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0278% | 2,382 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0181% | 5,033 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0461% | 5,452 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1995% | 4,361 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2961% | 717 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0493% | 4,911 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6647% | 436 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1735% | 5,173 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1649% | 1,718 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0895% | 1,733 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2028% | 767 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0490% | 2,356 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0319% | 847 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0542% | 2,208 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5813% | 895 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3277% | 2,153 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4490% | 657 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3070% | 2,092 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0173% | 5,153 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1635% | 1,519 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1138% | 1,362 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2748% | 536 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0483% | 2,170 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0099% | 4,147 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0662% | 1,881 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4707% | 839 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,397 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2465% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0418% | 5,072 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0237% | 5,260 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2363% | 1,095 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1570% | 1,054 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3442% | 448 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0958% | 1,550 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0100% | 4,176 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1285% | 1,293 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6990% | 585 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0271% | 2,989 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3684% | 538 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0317% | 4,944 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0251% | 5,295 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2265% | 1,038 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2785% | 599 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7002% | 210 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0916% | 1,250 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0100% | 4,221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1236% | 1,056 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0378% | 1,056 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1075% | 5,220 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1266% | 5,213 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0260% | 849 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1300% | 2,715 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0124% | 3,654 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0377% | 5,769 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0025% | 4,902 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0656% | 2,749 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1608% | 793 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0359% | 2,958 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7029% | 998 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1232% | 3,270 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 778 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1402% | 3,029 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0182% | 5,387 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1501% | 2,288 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0137% | 5,566 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0524% | 5,905 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0129% | 3,094 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0984% | 848 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0135% | 5,729 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9409% | 675 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0815% | 3,229 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 720 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0914% | 3,036 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0242% | 5,472 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2252% | 1,691 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0243% | 5,771 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0057% | 5,532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0560% | 6,088 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0504% | 793 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0883% | 6,179 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4427% | 484 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,292 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,146 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0243% | 5,508 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2038% | 1,526 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0622% | 6,078 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0057% | 5,650 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1517% | 6,343 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1949% | 4,743 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1386% | 6,309 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4978% | 372 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,584 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1587% | 3,216 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2018% | 2,313 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0381% | 2,407 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0323% | 5,199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4763% | 1,169 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9194% | 420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3377% | 1,506 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0202% | 5,136 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2728% | 2,845 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 806 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2798% | 2,669 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0259% | 5,611 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1680% | 2,876 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2153% | 2,073 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0020% | 2,342 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0433% | 5,269 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5450% | 991 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2083% | 332 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3367% | 1,450 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0238% | 5,119 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2263% | 2,782 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 736 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2289% | 2,609 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0262% | 5,661 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1270% | 3,106 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1601% | 2,306 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0045% | 2,017 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0657% | 5,294 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4078% | 1,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7878% | 474 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2883% | 1,573 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0306% | 5,131 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4045% | 2,001 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4050% | 1,877 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0266% | 5,664 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1020% | 2,836 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1225% | 2,134 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0119% | 1,389 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1292% | 5,360 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3287% | 1,330 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8124% | 376 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1708% | 1,676 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0104% | 4,886 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4452% | 1,729 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4452% | 1,590 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0262% | 5,703 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1679% | 4,034 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1974% | 3,285 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0903% | 2,726 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0624% | 5,493 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4172% | 2,064 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0428% | 631 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2044% | 2,828 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0674% | 3,278 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1989% | 3,461 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2198% | 3,186 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0285% | 5,931 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1417% | 3,980 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1966% | 3,103 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1141% | 2,323 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0805% | 5,530 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3949% | 2,026 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9639% | 630 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2013% | 2,669 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0998% | 6,048 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2363% | 3,045 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2780% | 2,678 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0150% | 5,897 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1149% | 4,026 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2128% | 2,867 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0289% | 6,620 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1234% | 5,554 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5714% | 1,505 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6453% | 377 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2046% | 2,452 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3326% | 6,465 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2122% | 2,924 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2759% | 2,513 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0226% | 5,933 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3298% | 2,332 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1799% | 2,566 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0031% | 6,439 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2573% | 5,620 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4908% | 1,479 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6479% | 346 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0922% | 2,416 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0911% | 920 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5268% | 1,778 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6585% | 1,417 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0226% | 5,968 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5617% | 2,772 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5691% | 2,459 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1785% | 1,068 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3863% | 791 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2343% | 3,247 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8009% | 970 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0250% | 4,516 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6612% | 2,464 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6756% | 2,291 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6933% | 1,973 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6591% | 2,275 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7565% | 1,848 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3243% | 838 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0040% | 5,622 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6495% | 1,696 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7363% | 912 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6172% | 1,696 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3543% | 2,676 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7870% | 1,876 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7869% | 1,601 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7634% | 1,973 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8618% | 1,594 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6069% | 645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6596% | 1,618 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7934% | 811 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6088% | 1,625 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5120% | 2,155 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6491% | 2,060 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6156% | 1,816 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5738% | 2,052 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4704% | 1,958 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3231% | 1,292 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8439% | 1,089 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3862% | 453 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6397% | 1,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1655% | 1,164 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9314% | 1,441 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7637% | 1,333 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7544% | 1,216 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8244% | 1,048 |
| Percentage Net Loans Charged-off:Construction & development | 2.0266% | 2,050 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3994% | 493 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.9827% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3805% | 1,018 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0579% | 840 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4898% | 946 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0488% | 1,589 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6986% | 2,811 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8717% | 1,026 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8342% | 952 |
| Percentage Net Loans Charged-off:Construction & development | -0.1215% | 6,974 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.0665% | 320 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.0317% | 298 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8355% | 1,441 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8041% | 902 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8459% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6830% | 1,136 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7668% | 2,446 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1478% | 838 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9255% | 885 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.0317% | 334 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.2136% | 172 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6565% | 1,603 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5312% | 941 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6971% | 1,479 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8451% | 749 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9960% | 1,919 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0352% | 840 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6226% | 545 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.9358% | 211 |
| Percentage Net Loans Charged-off: Multi-family residential | 12.2684% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3029% | 1,991 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3119% | 806 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3001% | 1,901 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1152% | 2,556 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0145% | 1,779 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8191% | 2,780 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7135% | 2,400 |
| Percentage Net Loans Charged-off:Construction & development | 5.2792% | 1,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1775% | 2,530 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0118% | 1,297 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7350% | 1,020 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0942% | 1,159 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5173% | 2,284 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7098% | 3,454 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0120% | 633 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0046% | 6,578 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3788% | 3,758 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2069% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2460% | 1,832 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2623% | 2,538 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3900% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2247% | 2,553 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1584% | 2,180 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7639% | 2,986 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0181% | 468 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0061% | 6,579 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1988% | 4,293 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1015% | 3,775 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1042% | 1,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1418% | 2,764 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1828% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1299% | 2,652 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5509% | 2,592 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8758% | 2,548 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6423% | 409 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1532% | 3,731 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0956% | 2,931 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0141% | 7,740 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2146% | 1,806 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2316% | 707 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2098% | 1,676 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3482% | 2,046 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6649% | 2,606 |
| Percentage Net Loans Charged-off: Credit card loans | -4.4568% | 1,676 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1947% | 4,241 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1798% | 2,992 |
| Percentage Net Loans Charged-off:Construction & development | 0.3044% | 2,256 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1530% | 1,542 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2484% | 1,944 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4881% | 715 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1689% | 2,225 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2175% | 3,515 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3352% | 4,365 |
| Percentage Net Loans Charged-off: Credit card loans | -52.5000% | 1,872 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2289% | 1,301 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1696% | 3,604 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1480% | 2,486 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2097% | 932 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0082% | 6,211 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1669% | 1,881 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3091% | 697 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1174% | 2,059 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2016% | 2,832 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2277% | 4,335 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3015% | 1,030 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0848% | 4,049 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0659% | 2,737 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1452% | 1,676 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2278% | 625 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1171% | 1,686 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1596% | 2,450 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1673% | 4,191 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1768% | 2,308 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1354% | 1,513 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2893% | 866 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4551% | 332 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2339% | 895 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3264% | 1,401 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4125% | 2,710 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0724% | 4,484 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0352% | 3,148 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0172% | 1,504 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0630% | 2,253 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1492% | 623 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0348% | 2,503 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0273% | 3,735 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8997% | 1,810 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0951% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0635% | 3,857 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0443% | 2,170 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0149% | 1,068 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0857% | 1,517 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2034% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0472% | 1,797 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0141% | 6,866 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6617% | 2,138 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1242% | 1,148 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0759% | 3,122 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0459% | 1,726 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0228% | 756 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0818% | 1,306 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1740% | 353 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0527% | 1,402 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0296% | 6,959 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8816% | 1,500 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1930% | 951 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0514% | 2,939 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0166% | 1,602 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0467% | 407 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0033% | 7,678 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0044% | 7,690 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0330% | 6,981 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5542% | 2,019 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3910% | 589 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1747% | 2,212 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1369% | 1,039 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2913% | 451 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0596% | 1,862 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1257% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0401% | 1,994 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0364% | 7,201 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6621% | 737 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9099% | 614 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1184% | 2,408 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0240% | 2,156 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0442% | 759 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0168% | 2,113 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1636% | 283 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0257% | 8,049 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0158% | 6,847 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8600% | 546 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8913% | 860 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0935% | 2,572 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0347% | 1,646 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0689% | 564 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0209% | 1,703 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1575% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0178% | 8,002 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0068% | 6,613 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2560% | 975 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7051% | 849 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2105% | 1,261 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0890% | 779 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1605% | 265 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0698% | 880 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3247% | 127 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2080% | 1,194 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8263% | 675 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6482% | 564 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2800% | 1,697 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0600% | 1,783 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0944% | 800 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0598% | 1,872 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0748% | 1,633 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5391% | 1,809 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0154% | 638 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5991% | 447 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0584% | 1,392 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3253% | 1,235 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0640% | 1,493 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0778% | 683 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0809% | 1,397 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1007% | 1,210 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6874% | 1,286 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1767% | 519 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0722% | 337 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0766% | 1,169 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3586% | 1,072 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0398% | 1,646 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0035% | 788 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0833% | 1,215 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1027% | 1,054 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8570% | 1,013 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4026% | 457 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2853% | 253 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2934% | 1,155 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1028% | 824 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0072% | 490 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2163% | 578 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2629% | 499 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9770% | 720 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2412% | 3,415 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7978% | 814 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6125% | 230 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 7,867 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0661% | 1,125 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0112% | 8,111 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1533% | 339 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0527% | 8,445 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.8629% | 171 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8438% | 2,459 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7023% | 728 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0550% | 7,280 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9250% | 160 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0350% | 8,412 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0051% | 8,209 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0115% | 8,096 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2018% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0679% | 8,500 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.7860% | 121 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8957% | 2,130 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0800% | 625 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0723% | 7,314 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6175% | 738 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0596% | 8,535 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0038% | 8,272 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0332% | 8,369 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3010% | 162 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1278% | 8,654 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0729% | 559 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6086% | 2,841 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8112% | 505 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1107% | 7,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0960% | 2,944 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0195% | 1,656 |
| Percentage Net Loans Charged-off:Construction & development | -0.2925% | 7,921 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0153% | 8,457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0637% | 1,139 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0834% | 978 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1599% | 1,676 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5933% | 2,666 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4212% | 348 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2255% | 7,503 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3964% | 363 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2876% | 767 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4181% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2015% | 1,116 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2626% | 906 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4542% | 506 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5327% | 1,318 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5896% | 239 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0110% | 7,262 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6795% | 247 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3030% | 627 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5330% | 376 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1777% | 1,033 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2310% | 839 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2812% | 318 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7145% | 997 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4385% | 369 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1882% | 7,694 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3481% | 153 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3290% | 553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4316% | 384 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3493% | 557 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4519% | 445 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.3095% | 193 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8852% | 892 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8017% | 352 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3518% | 7,797 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.0986% | 75 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3640% | 429 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8007% | 186 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 11.6061% | 83 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7120% | 573 |
| Percentage Net Loans Charged-off: Credit card loans | 6.7706% | 300 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2460% | 7,713 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9823% | 265 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2018% | 1,072 |
| Percentage Net Loans Charged-off:Construction & development | -0.2700% | 8,189 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1780% | 893 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3291% | 665 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2282% | 278 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3554% | 633 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.0826% | 354 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4752% | 1,410 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1247% | 908 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2193% | 1,376 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2920% | 505 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0326% | 2,751 |
| Percentage Net Loans Charged-off:Construction & development | -0.2300% | 8,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0719% | 1,039 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0423% | 2,232 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0536% | 1,970 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3253% | 588 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6004% | 3,685 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5232% | 741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2911% | 8,200 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2372% | 2,741 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0331% | 533 |
| Percentage Net Loans Charged-off:Construction & development | -0.1084% | 1,429 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0798% | 308 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0978% | 251 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3118% | 590 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0402% | 393 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5666% | 385 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0700% | 317 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0557% | 5,896 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0453% | 478 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0020% | 409 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0196% | 761 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1978% | 147 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0163% | 1,411 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0012% | 1,234 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3378% | 964 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2178% | 736 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0120% | 1,268 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2932% | 2,516 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1784% | 159 |
| Percentage Net Loans Charged-off:Construction & development | 5.4910% | 5 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1784% | 1,365 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0333% | 591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0392% | 508 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6045% | 287 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4149% | 913 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2848% | 754 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0036% | 405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1300% | 4,913 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1687% | 4,545 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7558% | 981 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1257% | 5,206 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2767% | 4,450 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1845% | 7,485 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |