Home > The State Bank > Income and Expense
The State Bank, Income and Expense
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $621,000 | 8,206 |
| Total interest expense | $229,000 | 8,025 |
| Net interest income | $392,000 | 8,242 |
| Provision for loan and lease losses | $9,000 | 6,053 |
| Total noninterest income | $46,000 | 7,943 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $31,000 | 6,823 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $15,000 | 7,801 |
| Total noninterest expense | $319,000 | 8,312 |
| Salaries and employee benefits | $132,000 | 8,532 |
| Premises and equipment expense | $41,000 | 8,054 |
| Additional noninterest expense | $146,000 | 7,658 |
| Pre-tax net operating income | $110,000 | 7,632 |
| Securities gains (losses) | $-9,000 | 7,829 |
| Applicable income taxes | $19,000 | 5,826 |
| Income before extraordinary items | $82,000 | 7,668 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $82,000 | 7,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $89,290 | 7,621 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $319,000 | 8,208 |
| Total interest expense | $116,000 | 8,004 |
| Net interest income | $203,000 | 8,232 |
| Provision for loan and lease losses | $4,000 | 5,752 |
| Total noninterest income | $20,000 | 8,055 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $12,000 | 7,044 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,000 | 7,731 |
| Total noninterest expense | $149,000 | 8,400 |
| Salaries and employee benefits | $72,000 | 8,507 |
| Premises and equipment expense | $20,000 | 8,084 |
| Additional noninterest expense | $57,000 | 8,006 |
| Pre-tax net operating income | $70,000 | 7,436 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $14,000 | 5,578 |
| Income before extraordinary items | $56,000 | 7,431 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $56,000 | 7,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $56,000 | 7,436 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,082,000 | 8,258 |
| Total interest expense | $377,000 | 7,962 |
| Net interest income | $705,000 | 8,336 |
| Provision for loan and lease losses | $18,000 | 6,565 |
| Total noninterest income | $166,000 | 7,346 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $73,000 | 6,700 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $93,000 | 6,517 |
| Total noninterest expense | $681,000 | 8,274 |
| Salaries and employee benefits | $298,000 | 8,491 |
| Premises and equipment expense | $70,000 | 8,226 |
| Additional noninterest expense | $313,000 | 7,570 |
| Pre-tax net operating income | $172,000 | 7,774 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $17,000 | 6,385 |
| Income before extraordinary items | $155,000 | 7,770 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $155,000 | 7,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 4,365 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $155,000 | 7,735 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $778,000 | 8,336 |
| Total interest expense | $264,000 | 8,030 |
| Net interest income | $514,000 | 8,394 |
| Provision for loan and lease losses | $14,000 | 6,380 |
| Total noninterest income | $94,000 | 7,750 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $60,000 | 6,625 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $34,000 | 7,520 |
| Total noninterest expense | $494,000 | 8,294 |
| Salaries and employee benefits | $220,000 | 8,496 |
| Premises and equipment expense | $61,000 | 8,092 |
| Additional noninterest expense | $213,000 | 7,737 |
| Pre-tax net operating income | $100,000 | 8,015 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $15,000 | 6,406 |
| Income before extraordinary items | $85,000 | 8,037 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $85,000 | 8,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 3,581 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $85,000 | 8,006 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $499,000 | 8,377 |
| Total interest expense | $156,000 | 8,141 |
| Net interest income | $343,000 | 8,413 |
| Provision for loan and lease losses | $9,000 | 6,195 |
| Total noninterest income | $68,000 | 7,644 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $42,000 | 6,539 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $26,000 | 7,352 |
| Total noninterest expense | $328,000 | 8,301 |
| Salaries and employee benefits | $145,000 | 8,517 |
| Premises and equipment expense | $38,000 | 8,174 |
| Additional noninterest expense | $145,000 | 7,694 |
| Pre-tax net operating income | $74,000 | 8,010 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $15,000 | 6,238 |
| Income before extraordinary items | $59,000 | 8,041 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $59,000 | 8,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 2,796 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $59,000 | 8,008 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $240,000 | 8,477 |
| Total interest expense | $68,000 | 8,289 |
| Net interest income | $172,000 | 8,495 |
| Provision for loan and lease losses | $5,000 | 5,826 |
| Total noninterest income | $29,000 | 7,826 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $20,000 | 6,602 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $9,000 | 7,829 |
| Total noninterest expense | $179,000 | 8,282 |
| Salaries and employee benefits | $83,000 | 8,480 |
| Premises and equipment expense | $19,000 | 8,223 |
| Additional noninterest expense | $77,000 | 7,634 |
| Pre-tax net operating income | $17,000 | 8,284 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $17,000 | 8,267 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $17,000 | 8,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 1,757 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $17,000 | 8,243 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $943,000 | 8,442 |
| Total interest expense | $260,000 | 8,242 |
| Net interest income | $683,000 | 8,459 |
| Provision for loan and lease losses | $18,000 | 6,797 |
| Total noninterest income | $187,000 | 7,261 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $85,000 | 6,695 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $102,000 | 6,384 |
| Total noninterest expense | $629,000 | 8,457 |
| Salaries and employee benefits | $301,000 | 8,599 |
| Premises and equipment expense | $66,000 | 8,404 |
| Additional noninterest expense | $262,000 | 7,917 |
| Pre-tax net operating income | $223,000 | 7,703 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $33,000 | 6,294 |
| Income before extraordinary items | $190,000 | 7,697 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $190,000 | 7,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $190,000 | 7,658 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $692,000 | 8,509 |
| Total interest expense | $190,000 | 8,312 |
| Net interest income | $502,000 | 8,523 |
| Provision for loan and lease losses | $14,000 | 6,593 |
| Total noninterest income | $156,000 | 7,115 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $62,000 | 6,768 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $94,000 | 6,030 |
| Total noninterest expense | $483,000 | 8,435 |
| Salaries and employee benefits | $215,000 | 8,654 |
| Premises and equipment expense | $55,000 | 8,312 |
| Additional noninterest expense | $213,000 | 7,802 |
| Pre-tax net operating income | $161,000 | 7,872 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $36,000 | 6,170 |
| Income before extraordinary items | $125,000 | 7,944 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $125,000 | 7,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $125,000 | 7,895 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $454,000 | 8,582 |
| Total interest expense | $122,000 | 8,405 |
| Net interest income | $332,000 | 8,580 |
| Provision for loan and lease losses | $9,000 | 6,446 |
| Total noninterest income | $126,000 | 6,806 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $40,000 | 6,850 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $86,000 | 5,466 |
| Total noninterest expense | $318,000 | 8,502 |
| Salaries and employee benefits | $136,000 | 8,753 |
| Premises and equipment expense | $35,000 | 8,395 |
| Additional noninterest expense | $147,000 | 7,770 |
| Pre-tax net operating income | $131,000 | 7,685 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $26,000 | 6,137 |
| Income before extraordinary items | $105,000 | 7,728 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $105,000 | 7,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $105,000 | 7,661 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $229,000 | 8,614 |
| Total interest expense | $60,000 | 8,485 |
| Net interest income | $169,000 | 8,601 |
| Provision for loan and lease losses | $5,000 | 6,071 |
| Total noninterest income | $37,000 | 7,710 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $18,000 | 6,945 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $19,000 | 6,892 |
| Total noninterest expense | $132,000 | 8,731 |
| Salaries and employee benefits | $69,000 | 8,785 |
| Premises and equipment expense | $18,000 | 8,372 |
| Additional noninterest expense | $45,000 | 8,517 |
| Pre-tax net operating income | $69,000 | 7,617 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $15,000 | 6,000 |
| Income before extraordinary items | $54,000 | 7,710 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $54,000 | 7,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $54,000 | 7,642 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $951,000 | 8,629 |
| Total interest expense | $293,000 | 8,481 |
| Net interest income | $658,000 | 8,624 |
| Provision for loan and lease losses | $47,000 | 6,392 |
| Total noninterest income | $127,000 | 8,028 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $66,000 | 7,169 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $61,000 | 7,285 |
| Total noninterest expense | $516,000 | 8,814 |
| Salaries and employee benefits | $253,000 | 8,894 |
| Premises and equipment expense | $64,000 | 8,564 |
| Additional noninterest expense | $199,000 | 8,449 |
| Pre-tax net operating income | $222,000 | 7,748 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $41,000 | 6,412 |
| Income before extraordinary items | $181,000 | 7,858 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $181,000 | 7,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,825 |
| Cash dividends | $85,000 | 5,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $181,000 | 7,727 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $710,000 | 8,719 |
| Total interest expense | $226,000 | 8,563 |
| Net interest income | $484,000 | 8,712 |
| Provision for loan and lease losses | $4,000 | 7,376 |
| Total noninterest income | $102,000 | 7,998 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $47,000 | 7,276 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $55,000 | 7,077 |
| Total noninterest expense | $386,000 | 8,840 |
| Salaries and employee benefits | $176,000 | 8,969 |
| Premises and equipment expense | $47,000 | 8,619 |
| Additional noninterest expense | $163,000 | 8,339 |
| Pre-tax net operating income | $196,000 | 7,748 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $42,000 | 6,352 |
| Income before extraordinary items | $154,000 | 7,876 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $154,000 | 7,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,378 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $154,000 | 7,728 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $468,000 | 8,770 |
| Total interest expense | $155,000 | 8,612 |
| Net interest income | $313,000 | 8,766 |
| Provision for loan and lease losses | $4,000 | 7,175 |
| Total noninterest income | $75,000 | 7,859 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $30,000 | 7,331 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $45,000 | 6,742 |
| Total noninterest expense | $271,000 | 8,815 |
| Salaries and employee benefits | $121,000 | 8,989 |
| Premises and equipment expense | $29,000 | 8,703 |
| Additional noninterest expense | $121,000 | 8,157 |
| Pre-tax net operating income | $113,000 | 7,898 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $23,000 | 6,516 |
| Income before extraordinary items | $90,000 | 8,057 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $90,000 | 8,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,737 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $90,000 | 7,893 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $227,000 | 8,853 |
| Total interest expense | $77,000 | 8,703 |
| Net interest income | $150,000 | 8,847 |
| Provision for loan and lease losses | $3,000 | 6,662 |
| Total noninterest income | $53,000 | 7,265 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $15,000 | 7,293 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $38,000 | 5,786 |
| Total noninterest expense | $141,000 | 8,808 |
| Salaries and employee benefits | $56,000 | 9,064 |
| Premises and equipment expense | $14,000 | 8,741 |
| Additional noninterest expense | $71,000 | 7,907 |
| Pre-tax net operating income | $59,000 | 7,854 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $13,000 | 6,407 |
| Income before extraordinary items | $46,000 | 7,974 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $46,000 | 7,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $46,000 | 7,823 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $929,000 | 8,920 |
| Total interest expense | $335,000 | 8,822 |
| Net interest income | $594,000 | 8,902 |
| Provision for loan and lease losses | $15,000 | 7,642 |
| Total noninterest income | $175,000 | 7,563 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $69,000 | 7,157 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $106,000 | 6,325 |
| Total noninterest expense | $533,000 | 8,923 |
| Salaries and employee benefits | $249,000 | 9,061 |
| Premises and equipment expense | $57,000 | 8,790 |
| Additional noninterest expense | $227,000 | 8,352 |
| Pre-tax net operating income | $221,000 | 7,853 |
| Securities gains (losses) | $5,000 | 3,957 |
| Applicable income taxes | $42,000 | 6,656 |
| Income before extraordinary items | $184,000 | 7,930 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $184,000 | 7,931 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $72,000 | 5,795 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $179,950 | 7,831 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,027,000 | 9,134 |
| Total interest expense | $465,000 | 9,072 |
| Net interest income | $562,000 | 9,105 |
| Provision for loan and lease losses | $15,000 | 7,716 |
| Total noninterest income | $136,000 | 8,019 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $58,000 | 7,433 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $78,000 | 6,933 |
| Total noninterest expense | $513,000 | 9,147 |
| Salaries and employee benefits | $242,000 | 9,275 |
| Premises and equipment expense | $50,000 | 9,122 |
| Additional noninterest expense | $221,000 | 8,492 |
| Pre-tax net operating income | $170,000 | 8,018 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $15,000 | 7,441 |
| Income before extraordinary items | $155,000 | 7,995 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $155,000 | 7,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,947 |
| Cash dividends | $35,000 | 6,288 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $155,000 | 7,880 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,171,000 | 9,250 |
| Total interest expense | $451,000 | 9,341 |
| Net interest income | $720,000 | 9,065 |
| Provision for loan and lease losses | $13,000 | 7,828 |
| Total noninterest income | $93,000 | 8,700 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $46,000 | 7,725 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 7,934 |
| Total noninterest expense | $550,000 | 9,259 |
| Salaries and employee benefits | $308,000 | 9,215 |
| Premises and equipment expense | $34,000 | 9,622 |
| Additional noninterest expense | $208,000 | 8,716 |
| Pre-tax net operating income | $250,000 | 8,130 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $87,000 | 6,691 |
| Income before extraordinary items | $163,000 | 8,329 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $163,000 | 8,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 9,082 |
| Cash dividends | $37,000 | 6,532 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $163,000 | 8,332 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $996,000 | 9,620 |
| Total interest expense | $402,000 | 9,640 |
| Net interest income | $594,000 | 9,526 |
| Provision for loan and lease losses | $13,000 | 7,957 |
| Total noninterest income | $92,000 | 8,950 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $38,000 | 8,115 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 7,918 |
| Total noninterest expense | $466,000 | 9,724 |
| Salaries and employee benefits | $273,000 | 9,613 |
| Premises and equipment expense | $37,000 | 9,880 |
| Additional noninterest expense | $156,000 | 9,465 |
| Pre-tax net operating income | $207,000 | 8,545 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $70,000 | 7,338 |
| Income before extraordinary items | $137,000 | 8,732 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $137,000 | 8,729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,310 |
| Cash dividends | $135,000 | 5,778 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $137,000 | 8,693 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,010,000 | 9,849 |
| Total interest expense | $395,000 | 9,898 |
| Net interest income | $615,000 | 9,695 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $143,000 | 8,329 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $44,000 | 8,188 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 6,659 |
| Total noninterest expense | $520,000 | 9,709 |
| Salaries and employee benefits | $317,000 | 9,517 |
| Premises and equipment expense | $37,000 | 10,081 |
| Additional noninterest expense | $166,000 | 9,501 |
| Pre-tax net operating income | $238,000 | 8,728 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $76,000 | 7,886 |
| Income before extraordinary items | $162,000 | 8,893 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $162,000 | 8,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,842 |
| Cash dividends | $85,000 | 6,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $162,000 | 8,831 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $978,000 | 10,322 |
| Total interest expense | $395,000 | 10,345 |
| Net interest income | $583,000 | 10,219 |
| Provision for loan and lease losses | $4,000 | 8,695 |
| Total noninterest income | $112,000 | 9,195 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $40,000 | 8,677 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 7,635 |
| Total noninterest expense | $535,000 | 10,000 |
| Salaries and employee benefits | $278,000 | 10,107 |
| Premises and equipment expense | $40,000 | 10,440 |
| Additional noninterest expense | $217,000 | 9,200 |
| Pre-tax net operating income | $156,000 | 9,813 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $53,000 | 9,212 |
| Income before extraordinary items | $103,000 | 9,944 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $103,000 | 9,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $62,000 | 7,014 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $103,000 | 9,900 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $958,000 | 10,877 |
| Total interest expense | $393,000 | 10,889 |
| Net interest income | $565,000 | 10,743 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $118,000 | 9,560 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $39,000 | 9,136 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 7,772 |
| Total noninterest expense | $445,000 | 10,812 |
| Salaries and employee benefits | $253,000 | 10,702 |
| Premises and equipment expense | $37,000 | 10,993 |
| Additional noninterest expense | $155,000 | 10,489 |
| Pre-tax net operating income | $238,000 | 9,557 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $80,000 | 9,145 |
| Income before extraordinary items | $159,000 | 9,703 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $159,000 | 9,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $76,000 | 7,109 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $158,330 | 9,643 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $888,000 | 11,440 |
| Total interest expense | $372,000 | 11,405 |
| Net interest income | $516,000 | 11,366 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $112,000 | 10,027 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $36,000 | 9,652 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 8,106 |
| Total noninterest expense | $430,000 | 11,332 |
| Salaries and employee benefits | $244,000 | 11,208 |
| Premises and equipment expense | $33,000 | 11,548 |
| Additional noninterest expense | $153,000 | 11,018 |
| Pre-tax net operating income | $198,000 | 10,473 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $63,000 | 9,922 |
| Income before extraordinary items | $135,000 | 10,607 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $135,000 | 10,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 10,260 |
| Cash dividends | $30,000 | 8,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $135,000 | 10,580 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $802,000 | 12,065 |
| Total interest expense | $294,000 | 12,058 |
| Net interest income | $508,000 | 11,978 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $71,000 | 11,467 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $43,000 | 9,936 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 10,920 |
| Total noninterest expense | $384,000 | 12,097 |
| Salaries and employee benefits | $223,000 | 11,900 |
| Premises and equipment expense | $27,000 | 12,284 |
| Additional noninterest expense | $134,000 | 11,975 |
| Pre-tax net operating income | $195,000 | 10,930 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $59,000 | 10,250 |
| Income before extraordinary items | $136,000 | 10,984 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $136,000 | 10,991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $136,000 | 11,037 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $655,000 | 12,873 |
| Total interest expense | $220,000 | 12,933 |
| Net interest income | $435,000 | 12,728 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $152,000 | 10,163 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $48,000 | 10,145 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 7,749 |
| Total noninterest expense | $430,000 | 12,508 |
| Salaries and employee benefits | $263,000 | 12,050 |
| Premises and equipment expense | $33,000 | 12,758 |
| Additional noninterest expense | $134,000 | 12,612 |
| Pre-tax net operating income | $158,000 | 11,415 |
| Securities gains (losses) | $-1,000 | 12,247 |
| Applicable income taxes | $27,000 | 11,459 |
| Income before extraordinary items | $130,000 | 11,455 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $130,000 | 11,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 9,724 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $130,830 | 11,237 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $675,000 | 13,523 |
| Total interest expense | $244,000 | 13,613 |
| Net interest income | $431,000 | 13,301 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $150,000 | 10,494 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $43,000 | 10,593 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 7,823 |
| Total noninterest expense | $419,000 | 13,076 |
| Salaries and employee benefits | $263,000 | 12,461 |
| Premises and equipment expense | $31,000 | 13,377 |
| Additional noninterest expense | $125,000 | 13,276 |
| Pre-tax net operating income | $162,000 | 11,403 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $35,000 | 11,656 |
| Income before extraordinary items | $127,000 | 11,587 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $127,000 | 11,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 12,178 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $127,000 | 11,263 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.