Home > The State Bank > Income and Expense
The State Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $79,713,000 | 640 |
| Total interest expense | $26,450,000 | 650 |
| Net interest income | $53,263,000 | 633 |
| Provision for loan and lease losses | $-58,000 | 4,288 |
| Total noninterest income | $9,348,000 | 772 |
| Gross Fiduciary activities income | $1,059,000 | 498 |
| Service charges on deposit accounts | $995,000 | 991 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,294,000 | 683 |
| Total noninterest expense | $41,391,000 | 668 |
| Salaries and employee benefits | $22,104,000 | 686 |
| Premises and equipment expense | $5,074,000 | 539 |
| Additional noninterest expense | $7,294,000 | 683 |
| Pre-tax net operating income | $21,278,000 | 654 |
| Securities gains (losses) | $12,000 | 732 |
| Applicable income taxes | $4,263,000 | 606 |
| Income before extraordinary items | $17,027,000 | 655 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $17,027,000 | 665 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $17,027,000 | 658 |
| Net charge-offs | $-588,000 | 4,548 |
| Cash dividends | $3,250,000 | 1,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $17,017,400 | 670 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $58,669,000 | 643 |
| Total interest expense | $18,357,000 | 652 |
| Net interest income | $40,312,000 | 638 |
| Provision for loan and lease losses | $132,000 | 1,975 |
| Total noninterest income | $7,227,000 | 763 |
| Gross Fiduciary activities income | $787,000 | 494 |
| Service charges on deposit accounts | $762,000 | 981 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,678,000 | 671 |
| Total noninterest expense | $31,415,000 | 662 |
| Salaries and employee benefits | $16,616,000 | 690 |
| Premises and equipment expense | $3,790,000 | 547 |
| Additional noninterest expense | $5,678,000 | 671 |
| Pre-tax net operating income | $15,992,000 | 675 |
| Securities gains (losses) | $-27,000 | 3,689 |
| Applicable income taxes | $3,199,000 | 621 |
| Income before extraordinary items | $12,766,000 | 677 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $12,766,000 | 681 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $12,766,000 | 677 |
| Net charge-offs | $-398,000 | 4,539 |
| Cash dividends | $2,750,000 | 941 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $12,787,600 | 687 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $38,242,000 | 632 |
| Total interest expense | $11,035,000 | 635 |
| Net interest income | $27,207,000 | 633 |
| Provision for loan and lease losses | $441,000 | 843 |
| Total noninterest income | $4,842,000 | 740 |
| Gross Fiduciary activities income | $486,000 | 501 |
| Service charges on deposit accounts | $500,000 | 976 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,856,000 | 633 |
| Total noninterest expense | $20,969,000 | 648 |
| Salaries and employee benefits | $11,051,000 | 685 |
| Premises and equipment expense | $2,569,000 | 529 |
| Additional noninterest expense | $3,856,000 | 633 |
| Pre-tax net operating income | $10,639,000 | 666 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $2,134,000 | 637 |
| Income before extraordinary items | $8,505,000 | 690 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $8,505,000 | 702 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $8,505,000 | 690 |
| Net charge-offs | $41,000 | 1,255 |
| Cash dividends | $1,750,000 | 973 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $8,505,000 | 694 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $18,683,000 | 638 |
| Total interest expense | $4,966,000 | 617 |
| Net interest income | $13,717,000 | 639 |
| Provision for loan and lease losses | $236,000 | 808 |
| Total noninterest income | $2,344,000 | 745 |
| Gross Fiduciary activities income | $226,000 | 529 |
| Service charges on deposit accounts | $250,000 | 991 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,868,000 | 640 |
| Total noninterest expense | $10,303,000 | 665 |
| Salaries and employee benefits | $5,572,000 | 696 |
| Premises and equipment expense | $1,322,000 | 538 |
| Additional noninterest expense | $1,868,000 | 640 |
| Pre-tax net operating income | $5,522,000 | 670 |
| Securities gains (losses) | $14,000 | 508 |
| Applicable income taxes | $1,113,000 | 629 |
| Income before extraordinary items | $4,423,000 | 684 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,423,000 | 683 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $4,423,000 | 683 |
| Net charge-offs | $16,000 | 1,193 |
| Cash dividends | $750,000 | 976 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $4,411,800 | 696 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $59,241,000 | 656 |
| Total interest expense | $5,927,000 | 696 |
| Net interest income | $53,314,000 | 640 |
| Provision for loan and lease losses | $3,105,000 | 385 |
| Total noninterest income | $10,097,000 | 753 |
| Gross Fiduciary activities income | $1,004,000 | 514 |
| Service charges on deposit accounts | $1,086,000 | 947 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,007,000 | 654 |
| Total noninterest expense | $39,901,000 | 667 |
| Salaries and employee benefits | $21,236,000 | 705 |
| Premises and equipment expense | $5,372,000 | 507 |
| Additional noninterest expense | $8,007,000 | 654 |
| Pre-tax net operating income | $20,405,000 | 742 |
| Securities gains (losses) | $-115,000 | 3,946 |
| Applicable income taxes | $4,056,000 | 683 |
| Income before extraordinary items | $16,234,000 | 748 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $16,234,000 | 749 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $16,234,000 | 749 |
| Net charge-offs | $605,000 | 539 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $16,326,000 | 760 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $41,460,000 | 666 |
| Total interest expense | $2,600,000 | 816 |
| Net interest income | $38,860,000 | 645 |
| Provision for loan and lease losses | $2,258,000 | 366 |
| Total noninterest income | $8,128,000 | 737 |
| Gross Fiduciary activities income | $794,000 | 503 |
| Service charges on deposit accounts | $816,000 | 959 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,518,000 | 633 |
| Total noninterest expense | $30,313,000 | 655 |
| Salaries and employee benefits | $15,938,000 | 705 |
| Premises and equipment expense | $4,056,000 | 504 |
| Additional noninterest expense | $6,518,000 | 633 |
| Pre-tax net operating income | $14,417,000 | 776 |
| Securities gains (losses) | $-117,000 | 4,256 |
| Applicable income taxes | $2,850,000 | 716 |
| Income before extraordinary items | $11,450,000 | 795 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $11,450,000 | 795 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $11,450,000 | 795 |
| Net charge-offs | $558,000 | 416 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $11,543,600 | 802 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $25,721,000 | 670 |
| Total interest expense | $1,095,000 | 1,054 |
| Net interest income | $24,626,000 | 653 |
| Provision for loan and lease losses | $1,027,000 | 413 |
| Total noninterest income | $5,698,000 | 704 |
| Gross Fiduciary activities income | $523,000 | 463 |
| Service charges on deposit accounts | $527,000 | 974 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,648,000 | 621 |
| Total noninterest expense | $20,369,000 | 637 |
| Salaries and employee benefits | $10,647,000 | 700 |
| Premises and equipment expense | $2,695,000 | 502 |
| Additional noninterest expense | $7,027,000 | 573 |
| Pre-tax net operating income | $8,928,000 | 786 |
| Securities gains (losses) | $-78,000 | 4,324 |
| Applicable income taxes | $1,757,000 | 719 |
| Income before extraordinary items | $7,093,000 | 798 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $7,093,000 | 798 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $7,093,000 | 798 |
| Net charge-offs | $527,000 | 329 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $7,155,400 | 804 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $12,308,000 | 676 |
| Total interest expense | $493,000 | 1,109 |
| Net interest income | $11,815,000 | 656 |
| Provision for loan and lease losses | $502,000 | 331 |
| Total noninterest income | $2,862,000 | 716 |
| Gross Fiduciary activities income | $281,000 | 466 |
| Service charges on deposit accounts | $256,000 | 987 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,325,000 | 634 |
| Total noninterest expense | $9,944,000 | 663 |
| Salaries and employee benefits | $5,207,000 | 710 |
| Premises and equipment expense | $1,357,000 | 507 |
| Additional noninterest expense | $3,380,000 | 589 |
| Pre-tax net operating income | $4,231,000 | 788 |
| Securities gains (losses) | $-46,000 | 4,438 |
| Applicable income taxes | $829,000 | 724 |
| Income before extraordinary items | $3,356,000 | 806 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,356,000 | 805 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $3,356,000 | 806 |
| Net charge-offs | $2,000 | 1,559 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $3,392,800 | 811 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $46,926,000 | 721 |
| Total interest expense | $2,295,000 | 1,173 |
| Net interest income | $44,631,000 | 699 |
| Provision for loan and lease losses | $-180,000 | 4,298 |
| Total noninterest income | $14,208,000 | 665 |
| Gross Fiduciary activities income | $1,044,000 | 469 |
| Service charges on deposit accounts | $834,000 | 1,103 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,330,000 | 583 |
| Total noninterest expense | $36,926,000 | 694 |
| Salaries and employee benefits | $19,856,000 | 735 |
| Premises and equipment expense | $4,621,000 | 575 |
| Additional noninterest expense | $12,449,000 | 643 |
| Pre-tax net operating income | $22,093,000 | 681 |
| Securities gains (losses) | $-29,000 | 4,487 |
| Applicable income taxes | $4,432,000 | 684 |
| Income before extraordinary items | $17,632,000 | 712 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $17,632,000 | 713 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $17,632,000 | 713 |
| Net charge-offs | $220,000 | 983 |
| Cash dividends | $20,000,000 | 297 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $17,655,200 | 693 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $35,170,000 | 733 |
| Total interest expense | $1,776,000 | 1,210 |
| Net interest income | $33,394,000 | 705 |
| Provision for loan and lease losses | $-218,000 | 4,456 |
| Total noninterest income | $11,079,000 | 657 |
| Gross Fiduciary activities income | $799,000 | 465 |
| Service charges on deposit accounts | $608,000 | 1,121 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,672,000 | 588 |
| Total noninterest expense | $27,380,000 | 712 |
| Salaries and employee benefits | $14,850,000 | 747 |
| Premises and equipment expense | $3,409,000 | 590 |
| Additional noninterest expense | $9,121,000 | 648 |
| Pre-tax net operating income | $17,311,000 | 681 |
| Securities gains (losses) | $-20,000 | 4,633 |
| Applicable income taxes | $3,481,000 | 683 |
| Income before extraordinary items | $13,810,000 | 714 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $13,810,000 | 714 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $13,810,000 | 714 |
| Net charge-offs | $182,000 | 829 |
| Cash dividends | $2,500,000 | 981 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $13,826,000 | 700 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $23,581,000 | 721 |
| Total interest expense | $1,228,000 | 1,219 |
| Net interest income | $22,353,000 | 700 |
| Provision for loan and lease losses | $218,000 | 1,132 |
| Total noninterest income | $8,154,000 | 619 |
| Gross Fiduciary activities income | $505,000 | 469 |
| Service charges on deposit accounts | $389,000 | 1,123 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,260,000 | 544 |
| Total noninterest expense | $18,012,000 | 717 |
| Salaries and employee benefits | $9,864,000 | 753 |
| Premises and equipment expense | $2,201,000 | 610 |
| Additional noninterest expense | $5,947,000 | 645 |
| Pre-tax net operating income | $12,277,000 | 643 |
| Securities gains (losses) | $-16,000 | 4,687 |
| Applicable income taxes | $2,476,000 | 645 |
| Income before extraordinary items | $9,785,000 | 669 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $9,785,000 | 669 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $9,785,000 | 669 |
| Net charge-offs | $318,000 | 502 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $9,797,800 | 657 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $11,921,000 | 712 |
| Total interest expense | $571,000 | 1,373 |
| Net interest income | $11,350,000 | 679 |
| Provision for loan and lease losses | $212,000 | 773 |
| Total noninterest income | $3,897,000 | 641 |
| Gross Fiduciary activities income | $249,000 | 472 |
| Service charges on deposit accounts | $191,000 | 1,137 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,457,000 | 573 |
| Total noninterest expense | $8,877,000 | 724 |
| Salaries and employee benefits | $4,892,000 | 749 |
| Premises and equipment expense | $1,057,000 | 650 |
| Additional noninterest expense | $2,928,000 | 647 |
| Pre-tax net operating income | $6,158,000 | 650 |
| Securities gains (losses) | $-18,000 | 4,716 |
| Applicable income taxes | $1,257,000 | 640 |
| Income before extraordinary items | $4,883,000 | 681 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $4,883,000 | 681 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $4,883,000 | 681 |
| Net charge-offs | $12,000 | 1,315 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $4,897,400 | 662 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $45,986,000 | 734 |
| Total interest expense | $5,320,000 | 890 |
| Net interest income | $40,666,000 | 711 |
| Provision for loan and lease losses | $5,634,000 | 517 |
| Total noninterest income | $18,967,000 | 517 |
| Gross Fiduciary activities income | $967,000 | 468 |
| Service charges on deposit accounts | $819,000 | 1,115 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,181,000 | 447 |
| Total noninterest expense | $34,211,000 | 732 |
| Salaries and employee benefits | $17,817,000 | 789 |
| Premises and equipment expense | $4,071,000 | 645 |
| Additional noninterest expense | $12,323,000 | 610 |
| Pre-tax net operating income | $19,788,000 | 596 |
| Securities gains (losses) | $19,000 | 2,125 |
| Applicable income taxes | $4,005,000 | 575 |
| Income before extraordinary items | $15,802,000 | 637 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $15,802,000 | 636 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $15,802,000 | 637 |
| Net charge-offs | $547,000 | 919 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $15,786,800 | 612 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $34,362,000 | 731 |
| Total interest expense | $4,448,000 | 854 |
| Net interest income | $29,914,000 | 714 |
| Provision for loan and lease losses | $4,652,000 | 514 |
| Total noninterest income | $14,257,000 | 494 |
| Gross Fiduciary activities income | $715,000 | 462 |
| Service charges on deposit accounts | $609,000 | 1,113 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,933,000 | 426 |
| Total noninterest expense | $23,370,000 | 774 |
| Salaries and employee benefits | $12,897,000 | 800 |
| Premises and equipment expense | $3,050,000 | 634 |
| Additional noninterest expense | $7,423,000 | 733 |
| Pre-tax net operating income | $16,149,000 | 529 |
| Securities gains (losses) | $23,000 | 1,862 |
| Applicable income taxes | $3,308,000 | 503 |
| Income before extraordinary items | $12,864,000 | 559 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $12,864,000 | 559 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $12,864,000 | 559 |
| Net charge-offs | $365,000 | 922 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $12,845,600 | 536 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $22,290,000 | 752 |
| Total interest expense | $3,379,000 | 820 |
| Net interest income | $18,911,000 | 749 |
| Provision for loan and lease losses | $3,543,000 | 503 |
| Total noninterest income | $9,079,000 | 483 |
| Gross Fiduciary activities income | $462,000 | 465 |
| Service charges on deposit accounts | $398,000 | 1,147 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,219,000 | 406 |
| Total noninterest expense | $15,260,000 | 791 |
| Salaries and employee benefits | $8,373,000 | 809 |
| Premises and equipment expense | $2,013,000 | 639 |
| Additional noninterest expense | $4,874,000 | 733 |
| Pre-tax net operating income | $9,187,000 | 549 |
| Securities gains (losses) | $20,000 | 1,679 |
| Applicable income taxes | $1,877,000 | 524 |
| Income before extraordinary items | $7,330,000 | 592 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $7,330,000 | 591 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $7,330,000 | 592 |
| Net charge-offs | $365,000 | 722 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $7,314,000 | 564 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $11,070,000 | 758 |
| Total interest expense | $1,935,000 | 811 |
| Net interest income | $9,135,000 | 750 |
| Provision for loan and lease losses | $1,542,000 | 463 |
| Total noninterest income | $3,779,000 | 517 |
| Gross Fiduciary activities income | $259,000 | 455 |
| Service charges on deposit accounts | $242,000 | 1,139 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,278,000 | 433 |
| Total noninterest expense | $7,564,000 | 795 |
| Salaries and employee benefits | $4,136,000 | 816 |
| Premises and equipment expense | $1,031,000 | 627 |
| Additional noninterest expense | $2,397,000 | 751 |
| Pre-tax net operating income | $3,808,000 | 594 |
| Securities gains (losses) | $18,000 | 1,156 |
| Applicable income taxes | $777,000 | 549 |
| Income before extraordinary items | $3,049,000 | 638 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,049,000 | 638 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $3,049,000 | 638 |
| Net charge-offs | $105,000 | 859 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $3,034,600 | 622 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $43,553,000 | 781 |
| Total interest expense | $7,730,000 | 857 |
| Net interest income | $35,823,000 | 765 |
| Provision for loan and lease losses | $1,335,000 | 732 |
| Total noninterest income | $8,179,000 | 803 |
| Gross Fiduciary activities income | $852,000 | 485 |
| Service charges on deposit accounts | $1,042,000 | 1,109 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,285,000 | 707 |
| Total noninterest expense | $26,856,000 | 858 |
| Salaries and employee benefits | $14,831,000 | 872 |
| Premises and equipment expense | $3,900,000 | 652 |
| Additional noninterest expense | $8,125,000 | 842 |
| Pre-tax net operating income | $15,811,000 | 725 |
| Securities gains (losses) | $44,000 | 1,287 |
| Applicable income taxes | $3,221,000 | 673 |
| Income before extraordinary items | $12,634,000 | 768 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $12,634,000 | 769 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $12,634,000 | 769 |
| Net charge-offs | $10,000 | 3,318 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $12,598,800 | 753 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $32,470,000 | 788 |
| Total interest expense | $5,802,000 | 863 |
| Net interest income | $26,668,000 | 774 |
| Provision for loan and lease losses | $899,000 | 766 |
| Total noninterest income | $6,031,000 | 807 |
| Gross Fiduciary activities income | $637,000 | 486 |
| Service charges on deposit accounts | $779,000 | 1,117 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,615,000 | 711 |
| Total noninterest expense | $19,525,000 | 873 |
| Salaries and employee benefits | $10,816,000 | 885 |
| Premises and equipment expense | $2,802,000 | 683 |
| Additional noninterest expense | $5,907,000 | 855 |
| Pre-tax net operating income | $12,275,000 | 718 |
| Securities gains (losses) | $50,000 | 1,068 |
| Applicable income taxes | $2,507,000 | 671 |
| Income before extraordinary items | $9,818,000 | 749 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $9,818,000 | 751 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $9,818,000 | 750 |
| Net charge-offs | $-26,000 | 4,671 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $9,778,000 | 739 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $21,065,000 | 806 |
| Total interest expense | $3,844,000 | 852 |
| Net interest income | $17,221,000 | 791 |
| Provision for loan and lease losses | $477,000 | 888 |
| Total noninterest income | $3,738,000 | 839 |
| Gross Fiduciary activities income | $413,000 | 491 |
| Service charges on deposit accounts | $507,000 | 1,127 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,818,000 | 736 |
| Total noninterest expense | $12,827,000 | 886 |
| Salaries and employee benefits | $7,139,000 | 890 |
| Premises and equipment expense | $1,819,000 | 707 |
| Additional noninterest expense | $3,869,000 | 877 |
| Pre-tax net operating income | $7,655,000 | 729 |
| Securities gains (losses) | $34,000 | 860 |
| Applicable income taxes | $1,561,000 | 668 |
| Income before extraordinary items | $6,128,000 | 774 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $6,128,000 | 775 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $6,128,000 | 774 |
| Net charge-offs | $-49,000 | 4,905 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $6,100,800 | 760 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $10,439,000 | 811 |
| Total interest expense | $1,873,000 | 840 |
| Net interest income | $8,566,000 | 794 |
| Provision for loan and lease losses | $213,000 | 897 |
| Total noninterest income | $1,506,000 | 944 |
| Gross Fiduciary activities income | $172,000 | 521 |
| Service charges on deposit accounts | $254,000 | 1,114 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,080,000 | 855 |
| Total noninterest expense | $6,402,000 | 881 |
| Salaries and employee benefits | $3,568,000 | 895 |
| Premises and equipment expense | $898,000 | 724 |
| Additional noninterest expense | $1,936,000 | 862 |
| Pre-tax net operating income | $3,457,000 | 777 |
| Securities gains (losses) | $14,000 | 643 |
| Applicable income taxes | $702,000 | 703 |
| Income before extraordinary items | $2,769,000 | 830 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,769,000 | 830 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $2,769,000 | 829 |
| Net charge-offs | $-44,000 | 5,041 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $2,757,800 | 819 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $36,363,000 | 869 |
| Total interest expense | $4,984,000 | 916 |
| Net interest income | $31,379,000 | 850 |
| Provision for loan and lease losses | $1,057,000 | 841 |
| Total noninterest income | $8,303,000 | 786 |
| Gross Fiduciary activities income | $896,000 | 483 |
| Service charges on deposit accounts | $1,124,000 | 1,055 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,283,000 | 696 |
| Total noninterest expense | $24,900,000 | 884 |
| Salaries and employee benefits | $13,311,000 | 924 |
| Premises and equipment expense | $3,358,000 | 746 |
| Additional noninterest expense | $8,231,000 | 828 |
| Pre-tax net operating income | $13,725,000 | 805 |
| Securities gains (losses) | $-34,000 | 4,753 |
| Applicable income taxes | $2,583,000 | 730 |
| Income before extraordinary items | $11,108,000 | 839 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $11,108,000 | 837 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $11,108,000 | 838 |
| Net charge-offs | $172,000 | 1,763 |
| Cash dividends | $1,500,000 | 1,725 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $11,135,540 | 835 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $26,429,000 | 880 |
| Total interest expense | $3,265,000 | 978 |
| Net interest income | $23,164,000 | 861 |
| Provision for loan and lease losses | $767,000 | 806 |
| Total noninterest income | $6,568,000 | 763 |
| Gross Fiduciary activities income | $686,000 | 474 |
| Service charges on deposit accounts | $848,000 | 1,049 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $5,034,000 | 679 |
| Total noninterest expense | $18,106,000 | 904 |
| Salaries and employee benefits | $9,923,000 | 933 |
| Premises and equipment expense | $2,472,000 | 761 |
| Additional noninterest expense | $5,711,000 | 865 |
| Pre-tax net operating income | $10,859,000 | 761 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $2,014,000 | 727 |
| Income before extraordinary items | $8,845,000 | 797 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $8,845,000 | 796 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $8,845,000 | 796 |
| Net charge-offs | $224,000 | 1,162 |
| Cash dividends | $1,500,000 | 1,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $8,845,000 | 794 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $17,114,000 | 894 |
| Total interest expense | $1,855,000 | 1,082 |
| Net interest income | $15,259,000 | 861 |
| Provision for loan and lease losses | $576,000 | 736 |
| Total noninterest income | $3,813,000 | 840 |
| Gross Fiduciary activities income | $461,000 | 470 |
| Service charges on deposit accounts | $557,000 | 1,064 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,795,000 | 753 |
| Total noninterest expense | $12,127,000 | 913 |
| Salaries and employee benefits | $6,579,000 | 937 |
| Premises and equipment expense | $1,655,000 | 762 |
| Additional noninterest expense | $3,893,000 | 851 |
| Pre-tax net operating income | $6,369,000 | 848 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $1,289,000 | 731 |
| Income before extraordinary items | $5,080,000 | 887 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $5,080,000 | 885 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $5,080,000 | 886 |
| Net charge-offs | $146,000 | 1,094 |
| Cash dividends | $1,000,000 | 1,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $5,080,000 | 879 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $8,379,000 | 902 |
| Total interest expense | $839,000 | 1,129 |
| Net interest income | $7,540,000 | 865 |
| Provision for loan and lease losses | $275,000 | 752 |
| Total noninterest income | $1,803,000 | 851 |
| Gross Fiduciary activities income | $246,000 | 464 |
| Service charges on deposit accounts | $283,000 | 1,050 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $1,274,000 | 783 |
| Total noninterest expense | $6,185,000 | 900 |
| Salaries and employee benefits | $3,291,000 | 944 |
| Premises and equipment expense | $842,000 | 759 |
| Additional noninterest expense | $2,052,000 | 801 |
| Pre-tax net operating income | $2,883,000 | 894 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $582,000 | 772 |
| Income before extraordinary items | $2,301,000 | 950 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $2,301,000 | 950 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $2,301,000 | 950 |
| Net charge-offs | $153,000 | 674 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $2,301,000 | 942 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $30,149,000 | 953 |
| Total interest expense | $2,451,000 | 1,314 |
| Net interest income | $27,698,000 | 909 |
| Provision for loan and lease losses | $609,000 | 1,266 |
| Total noninterest income | $8,950,000 | 749 |
| Gross Fiduciary activities income | $829,000 | 486 |
| Service charges on deposit accounts | $1,099,000 | 1,093 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $7,022,000 | 665 |
| Total noninterest expense | $23,007,000 | 934 |
| Salaries and employee benefits | $12,409,000 | 963 |
| Premises and equipment expense | $3,113,000 | 805 |
| Additional noninterest expense | $7,485,000 | 871 |
| Pre-tax net operating income | $13,032,000 | 783 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $3,910,000 | 791 |
| Income before extraordinary items | $9,122,000 | 810 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $9,122,000 | 811 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $9,122,000 | 810 |
| Net charge-offs | $-143,000 | 5,380 |
| Cash dividends | $2,950,000 | 1,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $9,122,000 | 798 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $21,262,000 | 1,010 |
| Total interest expense | $1,694,000 | 1,379 |
| Net interest income | $19,568,000 | 964 |
| Provision for loan and lease losses | $261,000 | 1,774 |
| Total noninterest income | $7,140,000 | 723 |
| Gross Fiduciary activities income | $613,000 | 491 |
| Service charges on deposit accounts | $928,000 | 983 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $5,599,000 | 634 |
| Total noninterest expense | $16,477,000 | 979 |
| Salaries and employee benefits | $8,827,000 | 1,017 |
| Premises and equipment expense | $2,408,000 | 782 |
| Additional noninterest expense | $5,242,000 | 937 |
| Pre-tax net operating income | $9,970,000 | 772 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $2,868,000 | 714 |
| Income before extraordinary items | $7,102,000 | 841 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $7,102,000 | 842 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $7,102,000 | 841 |
| Net charge-offs | $-126,000 | 5,403 |
| Cash dividends | $2,750,000 | 819 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $7,102,000 | 834 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $13,688,000 | 1,031 |
| Total interest expense | $1,076,000 | 1,400 |
| Net interest income | $12,612,000 | 994 |
| Provision for loan and lease losses | $125,000 | 1,998 |
| Total noninterest income | $3,668,000 | 865 |
| Gross Fiduciary activities income | $389,000 | 505 |
| Service charges on deposit accounts | $528,000 | 1,128 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $2,751,000 | 779 |
| Total noninterest expense | $10,844,000 | 990 |
| Salaries and employee benefits | $5,814,000 | 1,031 |
| Premises and equipment expense | $1,753,000 | 728 |
| Additional noninterest expense | $3,277,000 | 989 |
| Pre-tax net operating income | $5,311,000 | 943 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $1,704,000 | 749 |
| Income before extraordinary items | $3,607,000 | 1,075 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,607,000 | 1,075 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,607,000 | 1,075 |
| Net charge-offs | $-92,000 | 5,421 |
| Cash dividends | $2,750,000 | 579 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $3,607,000 | 1,066 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $6,426,000 | 1,082 |
| Total interest expense | $554,000 | 1,349 |
| Net interest income | $5,872,000 | 1,053 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $1,400,000 | 1,051 |
| Gross Fiduciary activities income | $186,000 | 521 |
| Service charges on deposit accounts | $243,000 | 1,216 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $971,000 | 976 |
| Total noninterest expense | $5,128,000 | 1,052 |
| Salaries and employee benefits | $2,783,000 | 1,089 |
| Premises and equipment expense | $696,000 | 895 |
| Additional noninterest expense | $1,649,000 | 971 |
| Pre-tax net operating income | $2,144,000 | 1,108 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $696,000 | 853 |
| Income before extraordinary items | $1,448,000 | 1,261 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,448,000 | 1,260 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,448,000 | 1,261 |
| Net charge-offs | $-27,000 | 5,356 |
| Cash dividends | $3,000,000 | 280 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,448,000 | 1,244 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $18,641,000 | 1,368 |
| Total interest expense | $1,837,000 | 1,518 |
| Net interest income | $16,804,000 | 1,359 |
| Provision for loan and lease losses | $-900,000 | 5,813 |
| Total noninterest income | $6,974,000 | 904 |
| Gross Fiduciary activities income | $782,000 | 498 |
| Service charges on deposit accounts | $736,000 | 1,550 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $5,456,000 | 791 |
| Total noninterest expense | $16,179,000 | 1,239 |
| Salaries and employee benefits | $9,301,000 | 1,219 |
| Premises and equipment expense | $2,175,000 | 1,093 |
| Additional noninterest expense | $4,703,000 | 1,329 |
| Pre-tax net operating income | $8,499,000 | 1,051 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $2,929,000 | 795 |
| Income before extraordinary items | $5,570,000 | 1,267 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,570,000 | 1,266 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $5,570,000 | 1,266 |
| Net charge-offs | $-247,000 | 5,692 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $15,250,000 | 36 |
| Net operating income | $5,570,000 | 1,244 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $13,694,000 | 1,397 |
| Total interest expense | $1,368,000 | 1,533 |
| Net interest income | $12,326,000 | 1,385 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $5,153,000 | 914 |
| Gross Fiduciary activities income | $599,000 | 494 |
| Service charges on deposit accounts | $518,000 | 1,633 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $4,036,000 | 792 |
| Total noninterest expense | $11,875,000 | 1,273 |
| Salaries and employee benefits | $6,825,000 | 1,241 |
| Premises and equipment expense | $1,632,000 | 1,092 |
| Additional noninterest expense | $3,418,000 | 1,365 |
| Pre-tax net operating income | $5,604,000 | 1,188 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $1,934,000 | 884 |
| Income before extraordinary items | $3,670,000 | 1,437 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,670,000 | 1,437 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,670,000 | 1,437 |
| Net charge-offs | $-140,000 | 5,657 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $3,670,000 | 1,393 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $9,036,000 | 1,409 |
| Total interest expense | $904,000 | 1,534 |
| Net interest income | $8,132,000 | 1,402 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $3,187,000 | 954 |
| Gross Fiduciary activities income | $379,000 | 505 |
| Service charges on deposit accounts | $334,000 | 1,668 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,474,000 | 831 |
| Total noninterest expense | $7,880,000 | 1,279 |
| Salaries and employee benefits | $4,617,000 | 1,234 |
| Premises and equipment expense | $1,067,000 | 1,111 |
| Additional noninterest expense | $2,196,000 | 1,412 |
| Pre-tax net operating income | $3,439,000 | 1,275 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $1,184,000 | 955 |
| Income before extraordinary items | $2,255,000 | 1,519 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,255,000 | 1,518 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,255,000 | 1,519 |
| Net charge-offs | $-74,000 | 5,614 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $2,255,000 | 1,477 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $4,526,000 | 1,400 |
| Total interest expense | $450,000 | 1,539 |
| Net interest income | $4,076,000 | 1,399 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $1,573,000 | 929 |
| Gross Fiduciary activities income | $167,000 | 543 |
| Service charges on deposit accounts | $167,000 | 1,651 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $1,239,000 | 805 |
| Total noninterest expense | $4,002,000 | 1,265 |
| Salaries and employee benefits | $2,386,000 | 1,208 |
| Premises and equipment expense | $524,000 | 1,140 |
| Additional noninterest expense | $1,092,000 | 1,414 |
| Pre-tax net operating income | $1,647,000 | 1,297 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $567,000 | 962 |
| Income before extraordinary items | $1,080,000 | 1,522 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,080,000 | 1,523 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,080,000 | 1,523 |
| Net charge-offs | $-57,000 | 5,761 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,080,000 | 1,487 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $16,653,000 | 1,481 |
| Total interest expense | $1,710,000 | 1,592 |
| Net interest income | $14,943,000 | 1,481 |
| Provision for loan and lease losses | $-1,000,000 | 6,040 |
| Total noninterest income | $6,409,000 | 950 |
| Gross Fiduciary activities income | $682,000 | 538 |
| Service charges on deposit accounts | $760,000 | 1,536 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $4,967,000 | 821 |
| Total noninterest expense | $14,741,000 | 1,335 |
| Salaries and employee benefits | $8,621,000 | 1,270 |
| Premises and equipment expense | $2,115,000 | 1,123 |
| Additional noninterest expense | $4,005,000 | 1,520 |
| Pre-tax net operating income | $7,611,000 | 1,121 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $2,596,000 | 837 |
| Income before extraordinary items | $5,015,000 | 1,352 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $5,015,000 | 1,352 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,015,000 | 1,352 |
| Net charge-offs | $-99,000 | 5,716 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $5,015,000 | 1,328 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $12,170,000 | 1,535 |
| Total interest expense | $1,264,000 | 1,624 |
| Net interest income | $10,906,000 | 1,531 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $4,949,000 | 932 |
| Gross Fiduciary activities income | $525,000 | 533 |
| Service charges on deposit accounts | $569,000 | 1,557 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,855,000 | 811 |
| Total noninterest expense | $11,072,000 | 1,335 |
| Salaries and employee benefits | $6,463,000 | 1,283 |
| Premises and equipment expense | $1,585,000 | 1,141 |
| Additional noninterest expense | $3,024,000 | 1,516 |
| Pre-tax net operating income | $4,783,000 | 1,321 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $1,642,000 | 970 |
| Income before extraordinary items | $3,141,000 | 1,566 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,141,000 | 1,566 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,141,000 | 1,567 |
| Net charge-offs | $-33,000 | 5,488 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $3,141,000 | 1,527 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $7,939,000 | 1,575 |
| Total interest expense | $836,000 | 1,652 |
| Net interest income | $7,103,000 | 1,563 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $3,426,000 | 911 |
| Gross Fiduciary activities income | $346,000 | 544 |
| Service charges on deposit accounts | $379,000 | 1,539 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,701,000 | 779 |
| Total noninterest expense | $7,413,000 | 1,336 |
| Salaries and employee benefits | $4,329,000 | 1,280 |
| Premises and equipment expense | $1,053,000 | 1,148 |
| Additional noninterest expense | $2,031,000 | 1,521 |
| Pre-tax net operating income | $3,116,000 | 1,333 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $1,075,000 | 977 |
| Income before extraordinary items | $2,041,000 | 1,589 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,041,000 | 1,592 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,041,000 | 1,592 |
| Net charge-offs | $73,000 | 2,000 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $2,041,000 | 1,547 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,933,000 | 1,576 |
| Total interest expense | $416,000 | 1,674 |
| Net interest income | $3,517,000 | 1,573 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $1,657,000 | 901 |
| Gross Fiduciary activities income | $158,000 | 566 |
| Service charges on deposit accounts | $182,000 | 1,564 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,317,000 | 751 |
| Total noninterest expense | $3,713,000 | 1,331 |
| Salaries and employee benefits | $2,185,000 | 1,277 |
| Premises and equipment expense | $536,000 | 1,132 |
| Additional noninterest expense | $992,000 | 1,538 |
| Pre-tax net operating income | $1,461,000 | 1,371 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $512,000 | 995 |
| Income before extraordinary items | $949,000 | 1,680 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $949,000 | 1,682 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $949,000 | 1,682 |
| Net charge-offs | $-47,000 | 5,930 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $949,000 | 1,615 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $14,655,000 | 1,709 |
| Total interest expense | $1,288,000 | 2,137 |
| Net interest income | $13,367,000 | 1,653 |
| Provision for loan and lease losses | $-450,000 | 6,239 |
| Total noninterest income | $5,727,000 | 991 |
| Gross Fiduciary activities income | $627,000 | 566 |
| Service charges on deposit accounts | $834,000 | 1,517 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $4,266,000 | 863 |
| Total noninterest expense | $13,977,000 | 1,382 |
| Salaries and employee benefits | $7,748,000 | 1,366 |
| Premises and equipment expense | $2,009,000 | 1,189 |
| Additional noninterest expense | $4,220,000 | 1,494 |
| Pre-tax net operating income | $5,567,000 | 1,386 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $1,930,000 | 1,008 |
| Income before extraordinary items | $3,637,000 | 1,705 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,637,000 | 1,706 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,637,000 | 1,704 |
| Net charge-offs | $44,000 | 3,867 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,637,000 | 1,681 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $10,704,000 | 1,769 |
| Total interest expense | $883,000 | 2,338 |
| Net interest income | $9,821,000 | 1,692 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $4,183,000 | 1,014 |
| Gross Fiduciary activities income | $473,000 | 560 |
| Service charges on deposit accounts | $613,000 | 1,552 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $3,097,000 | 875 |
| Total noninterest expense | $10,318,000 | 1,406 |
| Salaries and employee benefits | $5,679,000 | 1,400 |
| Premises and equipment expense | $1,503,000 | 1,197 |
| Additional noninterest expense | $3,136,000 | 1,510 |
| Pre-tax net operating income | $3,686,000 | 1,560 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $1,274,000 | 1,110 |
| Income before extraordinary items | $2,412,000 | 1,899 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,412,000 | 1,899 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,412,000 | 1,898 |
| Net charge-offs | $118,000 | 2,532 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,412,000 | 1,857 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $6,995,000 | 1,799 |
| Total interest expense | $554,000 | 2,467 |
| Net interest income | $6,441,000 | 1,708 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $2,809,000 | 991 |
| Gross Fiduciary activities income | $302,000 | 572 |
| Service charges on deposit accounts | $392,000 | 1,594 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $2,115,000 | 840 |
| Total noninterest expense | $7,002,000 | 1,390 |
| Salaries and employee benefits | $3,798,000 | 1,394 |
| Premises and equipment expense | $1,009,000 | 1,203 |
| Additional noninterest expense | $2,195,000 | 1,445 |
| Pre-tax net operating income | $2,248,000 | 1,648 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $779,000 | 1,153 |
| Income before extraordinary items | $1,469,000 | 2,015 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,469,000 | 2,018 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,469,000 | 2,017 |
| Net charge-offs | $70,000 | 2,501 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,469,000 | 1,961 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,439,000 | 1,817 |
| Total interest expense | $265,000 | 2,560 |
| Net interest income | $3,174,000 | 1,715 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $1,221,000 | 1,084 |
| Gross Fiduciary activities income | $155,000 | 567 |
| Service charges on deposit accounts | $192,000 | 1,603 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $874,000 | 940 |
| Total noninterest expense | $3,406,000 | 1,428 |
| Salaries and employee benefits | $1,830,000 | 1,444 |
| Premises and equipment expense | $506,000 | 1,228 |
| Additional noninterest expense | $1,070,000 | 1,469 |
| Pre-tax net operating income | $989,000 | 1,788 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $341,000 | 1,224 |
| Income before extraordinary items | $648,000 | 2,141 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $648,000 | 2,143 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $648,000 | 2,143 |
| Net charge-offs | $-16,000 | 5,951 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $648,000 | 2,095 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $12,360,000 | 2,006 |
| Total interest expense | $950,000 | 3,068 |
| Net interest income | $11,410,000 | 1,877 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $6,202,000 | 970 |
| Gross Fiduciary activities income | $563,000 | 574 |
| Service charges on deposit accounts | $847,000 | 1,568 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $4,792,000 | 833 |
| Total noninterest expense | $13,731,000 | 1,431 |
| Salaries and employee benefits | $6,920,000 | 1,499 |
| Premises and equipment expense | $1,996,000 | 1,189 |
| Additional noninterest expense | $4,815,000 | 1,384 |
| Pre-tax net operating income | $3,881,000 | 1,759 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $-2,918,000 | 6,738 |
| Income before extraordinary items | $6,799,000 | 917 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,799,000 | 918 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $6,799,000 | 918 |
| Net charge-offs | $42,000 | 4,476 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $6,799,000 | 893 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $9,051,000 | 2,053 |
| Total interest expense | $710,000 | 3,140 |
| Net interest income | $8,341,000 | 1,921 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $4,719,000 | 976 |
| Gross Fiduciary activities income | $421,000 | 577 |
| Service charges on deposit accounts | $630,000 | 1,592 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,668,000 | 839 |
| Total noninterest expense | $10,270,000 | 1,438 |
| Salaries and employee benefits | $5,236,000 | 1,493 |
| Premises and equipment expense | $1,506,000 | 1,197 |
| Additional noninterest expense | $3,528,000 | 1,411 |
| Pre-tax net operating income | $2,790,000 | 1,860 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $28,000 | 3,971 |
| Income before extraordinary items | $2,762,000 | 1,627 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,762,000 | 1,629 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,762,000 | 1,631 |
| Net charge-offs | $151,000 | 2,858 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,762,000 | 1,586 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,844,000 | 2,116 |
| Total interest expense | $482,000 | 3,159 |
| Net interest income | $5,362,000 | 1,964 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $2,901,000 | 1,041 |
| Gross Fiduciary activities income | $276,000 | 584 |
| Service charges on deposit accounts | $412,000 | 1,592 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,213,000 | 913 |
| Total noninterest expense | $6,715,000 | 1,468 |
| Salaries and employee benefits | $3,451,000 | 1,510 |
| Premises and equipment expense | $1,053,000 | 1,130 |
| Additional noninterest expense | $2,211,000 | 1,475 |
| Pre-tax net operating income | $1,548,000 | 2,147 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $24,000 | 3,862 |
| Income before extraordinary items | $1,524,000 | 1,903 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,524,000 | 1,910 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,524,000 | 1,909 |
| Net charge-offs | $243,000 | 1,899 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,524,000 | 1,833 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,839,000 | 2,196 |
| Total interest expense | $246,000 | 3,201 |
| Net interest income | $2,593,000 | 2,033 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $1,374,000 | 1,093 |
| Gross Fiduciary activities income | $136,000 | 593 |
| Service charges on deposit accounts | $208,000 | 1,573 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,030,000 | 973 |
| Total noninterest expense | $3,335,000 | 1,485 |
| Salaries and employee benefits | $1,685,000 | 1,558 |
| Premises and equipment expense | $492,000 | 1,232 |
| Additional noninterest expense | $1,158,000 | 1,409 |
| Pre-tax net operating income | $632,000 | 2,464 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $15,000 | 3,753 |
| Income before extraordinary items | $617,000 | 2,209 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $617,000 | 2,211 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $617,000 | 2,211 |
| Net charge-offs | $260,000 | 1,170 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $617,000 | 2,128 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $12,158,000 | 2,153 |
| Total interest expense | $1,565,000 | 2,619 |
| Net interest income | $10,593,000 | 2,044 |
| Provision for loan and lease losses | $-508,000 | 6,988 |
| Total noninterest income | $5,165,000 | 1,131 |
| Gross Fiduciary activities income | $534,000 | 583 |
| Service charges on deposit accounts | $976,000 | 1,449 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $3,655,000 | 1,030 |
| Total noninterest expense | $14,038,000 | 1,408 |
| Salaries and employee benefits | $6,775,000 | 1,500 |
| Premises and equipment expense | $2,136,000 | 1,110 |
| Additional noninterest expense | $5,127,000 | 1,326 |
| Pre-tax net operating income | $2,228,000 | 2,620 |
| Securities gains (losses) | $25,000 | 3,094 |
| Applicable income taxes | $130,000 | 3,323 |
| Income before extraordinary items | $2,123,000 | 2,477 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,123,000 | 2,478 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,123,000 | 2,478 |
| Net charge-offs | $2,683,000 | 917 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,099,500 | 2,375 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $9,249,000 | 2,155 |
| Total interest expense | $1,283,000 | 2,554 |
| Net interest income | $7,966,000 | 2,066 |
| Provision for loan and lease losses | $93,000 | 4,431 |
| Total noninterest income | $3,493,000 | 1,196 |
| Gross Fiduciary activities income | $400,000 | 584 |
| Service charges on deposit accounts | $720,000 | 1,479 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,373,000 | 1,116 |
| Total noninterest expense | $10,061,000 | 1,461 |
| Salaries and employee benefits | $4,875,000 | 1,547 |
| Premises and equipment expense | $1,588,000 | 1,123 |
| Additional noninterest expense | $3,598,000 | 1,423 |
| Pre-tax net operating income | $1,305,000 | 3,142 |
| Securities gains (losses) | $134,000 | 1,762 |
| Applicable income taxes | $-93,000 | 6,905 |
| Income before extraordinary items | $1,532,000 | 2,604 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,532,000 | 2,605 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,532,000 | 2,605 |
| Net charge-offs | $1,989,000 | 931 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,398,000 | 2,636 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,160,000 | 2,163 |
| Total interest expense | $930,000 | 2,443 |
| Net interest income | $5,230,000 | 2,095 |
| Provision for loan and lease losses | $943,000 | 1,153 |
| Total noninterest income | $2,289,000 | 1,203 |
| Gross Fiduciary activities income | $269,000 | 595 |
| Service charges on deposit accounts | $470,000 | 1,492 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,550,000 | 1,111 |
| Total noninterest expense | $6,835,000 | 1,433 |
| Salaries and employee benefits | $3,332,000 | 1,517 |
| Premises and equipment expense | $1,050,000 | 1,135 |
| Additional noninterest expense | $2,453,000 | 1,392 |
| Pre-tax net operating income | $-259,000 | 6,666 |
| Securities gains (losses) | $18,000 | 2,529 |
| Applicable income taxes | $-93,000 | 7,013 |
| Income before extraordinary items | $-148,000 | 6,674 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-148,000 | 6,674 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-148,000 | 6,674 |
| Net charge-offs | $2,025,000 | 684 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-159,520 | 6,609 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,106,000 | 2,175 |
| Total interest expense | $513,000 | 2,312 |
| Net interest income | $2,593,000 | 2,120 |
| Provision for loan and lease losses | $863,000 | 698 |
| Total noninterest income | $1,136,000 | 1,211 |
| Gross Fiduciary activities income | $134,000 | 594 |
| Service charges on deposit accounts | $235,000 | 1,486 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $767,000 | 1,109 |
| Total noninterest expense | $3,542,000 | 1,382 |
| Salaries and employee benefits | $1,723,000 | 1,486 |
| Premises and equipment expense | $517,000 | 1,159 |
| Additional noninterest expense | $1,302,000 | 1,288 |
| Pre-tax net operating income | $-676,000 | 7,101 |
| Securities gains (losses) | $18,000 | 1,629 |
| Applicable income taxes | $-94,000 | 7,162 |
| Income before extraordinary items | $-564,000 | 7,090 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-564,000 | 7,089 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-564,000 | 7,090 |
| Net charge-offs | $1,353,000 | 549 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-579,480 | 7,081 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $13,150,000 | 2,117 |
| Total interest expense | $2,545,000 | 2,274 |
| Net interest income | $10,605,000 | 2,054 |
| Provision for loan and lease losses | $3,110,000 | 1,165 |
| Total noninterest income | $5,011,000 | 1,046 |
| Gross Fiduciary activities income | $508,000 | 553 |
| Service charges on deposit accounts | $1,202,000 | 1,228 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $3,301,000 | 969 |
| Total noninterest expense | $12,977,000 | 1,505 |
| Salaries and employee benefits | $6,763,000 | 1,461 |
| Premises and equipment expense | $2,153,000 | 1,161 |
| Additional noninterest expense | $4,061,000 | 1,683 |
| Pre-tax net operating income | $-471,000 | 6,393 |
| Securities gains (losses) | $5,000 | 3,498 |
| Applicable income taxes | $181,000 | 2,990 |
| Income before extraordinary items | $-647,000 | 6,537 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-647,000 | 6,537 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-647,000 | 6,536 |
| Net charge-offs | $5,004,000 | 791 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-652,000 | 6,504 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $9,974,000 | 2,131 |
| Total interest expense | $1,996,000 | 2,254 |
| Net interest income | $7,978,000 | 2,061 |
| Provision for loan and lease losses | $2,510,000 | 1,063 |
| Total noninterest income | $3,904,000 | 1,013 |
| Gross Fiduciary activities income | $373,000 | 557 |
| Service charges on deposit accounts | $916,000 | 1,208 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $2,615,000 | 925 |
| Total noninterest expense | $9,555,000 | 1,533 |
| Salaries and employee benefits | $5,085,000 | 1,456 |
| Premises and equipment expense | $1,650,000 | 1,146 |
| Additional noninterest expense | $2,820,000 | 1,800 |
| Pre-tax net operating income | $-183,000 | 6,372 |
| Securities gains (losses) | $5,000 | 3,216 |
| Applicable income taxes | $-153,000 | 7,055 |
| Income before extraordinary items | $-25,000 | 6,300 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-25,000 | 6,302 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-25,000 | 6,302 |
| Net charge-offs | $3,450,000 | 844 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-28,200 | 6,205 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,661,000 | 2,144 |
| Total interest expense | $1,410,000 | 2,226 |
| Net interest income | $5,251,000 | 2,086 |
| Provision for loan and lease losses | $1,525,000 | 1,099 |
| Total noninterest income | $2,282,000 | 1,116 |
| Gross Fiduciary activities income | $246,000 | 564 |
| Service charges on deposit accounts | $609,000 | 1,190 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,427,000 | 1,059 |
| Total noninterest expense | $6,022,000 | 1,630 |
| Salaries and employee benefits | $3,296,000 | 1,520 |
| Premises and equipment expense | $1,125,000 | 1,137 |
| Additional noninterest expense | $1,601,000 | 2,114 |
| Pre-tax net operating income | $-14,000 | 6,242 |
| Securities gains (losses) | $5,000 | 2,547 |
| Applicable income taxes | $-185,000 | 7,203 |
| Income before extraordinary items | $176,000 | 5,186 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $176,000 | 5,185 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $176,000 | 5,186 |
| Net charge-offs | $2,624,000 | 765 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $172,800 | 5,122 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,379,000 | 2,120 |
| Total interest expense | $739,000 | 2,203 |
| Net interest income | $2,640,000 | 2,063 |
| Provision for loan and lease losses | $795,000 | 1,030 |
| Total noninterest income | $1,177,000 | 1,085 |
| Gross Fiduciary activities income | $123,000 | 576 |
| Service charges on deposit accounts | $307,000 | 1,166 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $747,000 | 1,026 |
| Total noninterest expense | $3,094,000 | 1,605 |
| Salaries and employee benefits | $1,673,000 | 1,512 |
| Premises and equipment expense | $572,000 | 1,150 |
| Additional noninterest expense | $849,000 | 1,990 |
| Pre-tax net operating income | $-72,000 | 6,610 |
| Securities gains (losses) | $5,000 | 1,451 |
| Applicable income taxes | $30,000 | 3,187 |
| Income before extraordinary items | $-97,000 | 6,715 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-97,000 | 6,715 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-97,000 | 6,715 |
| Net charge-offs | $1,807,000 | 577 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-102,000 | 6,713 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $15,073,000 | 2,002 |
| Total interest expense | $4,103,000 | 1,951 |
| Net interest income | $10,970,000 | 1,981 |
| Provision for loan and lease losses | $6,934,000 | 882 |
| Total noninterest income | $5,288,000 | 1,046 |
| Gross Fiduciary activities income | $504,000 | 550 |
| Service charges on deposit accounts | $1,505,000 | 1,012 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $3,279,000 | 995 |
| Total noninterest expense | $13,127,000 | 1,507 |
| Salaries and employee benefits | $6,387,000 | 1,541 |
| Premises and equipment expense | $2,472,000 | 1,060 |
| Additional noninterest expense | $4,268,000 | 1,678 |
| Pre-tax net operating income | $-3,803,000 | 7,016 |
| Securities gains (losses) | $62,000 | 2,518 |
| Applicable income taxes | $-747,000 | 7,255 |
| Income before extraordinary items | $-2,994,000 | 6,995 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,994,000 | 6,995 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-2,994,000 | 6,996 |
| Net charge-offs | $5,496,000 | 935 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-3,043,600 | 6,980 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $11,511,000 | 2,012 |
| Total interest expense | $3,229,000 | 1,931 |
| Net interest income | $8,282,000 | 1,995 |
| Provision for loan and lease losses | $6,234,000 | 736 |
| Total noninterest income | $3,868,000 | 1,028 |
| Gross Fiduciary activities income | $412,000 | 534 |
| Service charges on deposit accounts | $1,168,000 | 1,003 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $2,288,000 | 1,008 |
| Total noninterest expense | $9,865,000 | 1,495 |
| Salaries and employee benefits | $4,788,000 | 1,541 |
| Premises and equipment expense | $1,893,000 | 1,040 |
| Additional noninterest expense | $3,184,000 | 1,674 |
| Pre-tax net operating income | $-3,949,000 | 7,295 |
| Securities gains (losses) | $82,000 | 2,089 |
| Applicable income taxes | $-846,000 | 7,464 |
| Income before extraordinary items | $-3,021,000 | 7,275 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-3,021,000 | 7,275 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-3,021,000 | 7,275 |
| Net charge-offs | $3,367,000 | 1,041 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-3,084,960 | 7,265 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,783,000 | 2,010 |
| Total interest expense | $2,226,000 | 1,946 |
| Net interest income | $5,557,000 | 1,993 |
| Provision for loan and lease losses | $3,584,000 | 829 |
| Total noninterest income | $2,618,000 | 1,000 |
| Gross Fiduciary activities income | $288,000 | 532 |
| Service charges on deposit accounts | $810,000 | 981 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,520,000 | 967 |
| Total noninterest expense | $6,582,000 | 1,497 |
| Salaries and employee benefits | $3,214,000 | 1,534 |
| Premises and equipment expense | $1,249,000 | 1,067 |
| Additional noninterest expense | $2,119,000 | 1,658 |
| Pre-tax net operating income | $-1,991,000 | 7,269 |
| Securities gains (losses) | $82,000 | 1,559 |
| Applicable income taxes | $-775,000 | 7,569 |
| Income before extraordinary items | $-1,134,000 | 7,132 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,134,000 | 7,131 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,134,000 | 7,132 |
| Net charge-offs | $1,563,000 | 1,337 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,186,480 | 7,128 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,932,000 | 2,036 |
| Total interest expense | $1,152,000 | 1,988 |
| Net interest income | $2,780,000 | 2,012 |
| Provision for loan and lease losses | $1,135,000 | 1,078 |
| Total noninterest income | $1,329,000 | 965 |
| Gross Fiduciary activities income | $162,000 | 509 |
| Service charges on deposit accounts | $438,000 | 893 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $729,000 | 987 |
| Total noninterest expense | $3,447,000 | 1,453 |
| Salaries and employee benefits | $1,619,000 | 1,543 |
| Premises and equipment expense | $620,000 | 1,106 |
| Additional noninterest expense | $1,208,000 | 1,462 |
| Pre-tax net operating income | $-473,000 | 7,162 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-59,000 | 7,359 |
| Income before extraordinary items | $-414,000 | 7,192 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-414,000 | 7,194 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-414,000 | 7,193 |
| Net charge-offs | $38,000 | 3,956 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-414,000 | 7,169 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $17,888,000 | 1,887 |
| Total interest expense | $6,305,000 | 1,847 |
| Net interest income | $11,583,000 | 1,913 |
| Provision for loan and lease losses | $11,040,000 | 800 |
| Total noninterest income | $4,805,000 | 1,138 |
| Gross Fiduciary activities income | $568,000 | 519 |
| Service charges on deposit accounts | $1,775,000 | 975 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,462,000 | 1,189 |
| Total noninterest expense | $14,063,000 | 1,468 |
| Salaries and employee benefits | $6,649,000 | 1,505 |
| Premises and equipment expense | $2,643,000 | 1,027 |
| Additional noninterest expense | $4,771,000 | 1,561 |
| Pre-tax net operating income | $-8,715,000 | 7,431 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $948,000 | 1,003 |
| Income before extraordinary items | $-9,663,000 | 7,543 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-9,663,000 | 7,542 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-9,663,000 | 7,542 |
| Net charge-offs | $9,779,000 | 700 |
| Cash dividends | $750,000 | 2,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-9,663,000 | 7,550 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $13,730,000 | 1,890 |
| Total interest expense | $4,984,000 | 1,830 |
| Net interest income | $8,746,000 | 1,893 |
| Provision for loan and lease losses | $8,631,000 | 700 |
| Total noninterest income | $4,039,000 | 1,037 |
| Gross Fiduciary activities income | $469,000 | 487 |
| Service charges on deposit accounts | $1,289,000 | 1,005 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $2,281,000 | 1,050 |
| Total noninterest expense | $10,602,000 | 1,447 |
| Salaries and employee benefits | $5,170,000 | 1,477 |
| Premises and equipment expense | $2,001,000 | 1,027 |
| Additional noninterest expense | $3,431,000 | 1,577 |
| Pre-tax net operating income | $-6,448,000 | 7,588 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $3,086,000 | 322 |
| Income before extraordinary items | $-9,534,000 | 7,766 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-9,534,000 | 7,766 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-9,534,000 | 7,766 |
| Net charge-offs | $4,891,000 | 829 |
| Cash dividends | $750,000 | 1,553 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-9,534,000 | 7,774 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $9,265,000 | 1,905 |
| Total interest expense | $3,496,000 | 1,844 |
| Net interest income | $5,769,000 | 1,902 |
| Provision for loan and lease losses | $6,881,000 | 601 |
| Total noninterest income | $3,167,000 | 917 |
| Gross Fiduciary activities income | $345,000 | 475 |
| Service charges on deposit accounts | $821,000 | 1,049 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,001,000 | 883 |
| Total noninterest expense | $7,300,000 | 1,422 |
| Salaries and employee benefits | $3,578,000 | 1,453 |
| Premises and equipment expense | $1,374,000 | 1,020 |
| Additional noninterest expense | $2,348,000 | 1,559 |
| Pre-tax net operating income | $-5,245,000 | 7,756 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $3,150,000 | 242 |
| Income before extraordinary items | $-8,395,000 | 7,919 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-8,395,000 | 7,918 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-8,395,000 | 7,918 |
| Net charge-offs | $3,671,000 | 727 |
| Cash dividends | $750,000 | 1,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-8,395,000 | 7,922 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,791,000 | 1,865 |
| Total interest expense | $1,760,000 | 1,891 |
| Net interest income | $3,031,000 | 1,830 |
| Provision for loan and lease losses | $1,425,000 | 955 |
| Total noninterest income | $1,624,000 | 872 |
| Gross Fiduciary activities income | $150,000 | 512 |
| Service charges on deposit accounts | $389,000 | 1,066 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,085,000 | 797 |
| Total noninterest expense | $3,793,000 | 1,317 |
| Salaries and employee benefits | $1,976,000 | 1,308 |
| Premises and equipment expense | $713,000 | 1,004 |
| Additional noninterest expense | $1,104,000 | 1,468 |
| Pre-tax net operating income | $-563,000 | 7,387 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-169,000 | 7,675 |
| Income before extraordinary items | $-394,000 | 7,333 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-394,000 | 7,334 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-394,000 | 7,334 |
| Net charge-offs | $367,000 | 1,619 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-394,000 | 7,292 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $20,634,000 | 1,855 |
| Total interest expense | $8,330,000 | 1,890 |
| Net interest income | $12,304,000 | 1,811 |
| Provision for loan and lease losses | $5,610,000 | 934 |
| Total noninterest income | $5,796,000 | 935 |
| Gross Fiduciary activities income | $783,000 | 463 |
| Service charges on deposit accounts | $2,196,000 | 805 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,817,000 | 1,016 |
| Total noninterest expense | $14,286,000 | 1,366 |
| Salaries and employee benefits | $7,820,000 | 1,290 |
| Premises and equipment expense | $3,069,000 | 899 |
| Additional noninterest expense | $3,397,000 | 1,805 |
| Pre-tax net operating income | $-1,796,000 | 7,301 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-829,000 | 7,652 |
| Income before extraordinary items | $-967,000 | 6,973 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-967,000 | 6,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,164,000 | 966 |
| Cash dividends | $400,000 | 3,667 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-967,000 | 7,094 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $15,812,000 | 1,853 |
| Total interest expense | $6,486,000 | 1,903 |
| Net interest income | $9,326,000 | 1,802 |
| Provision for loan and lease losses | $3,380,000 | 833 |
| Total noninterest income | $4,376,000 | 972 |
| Gross Fiduciary activities income | $612,000 | 458 |
| Service charges on deposit accounts | $1,690,000 | 785 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,074,000 | 1,082 |
| Total noninterest expense | $10,797,000 | 1,333 |
| Salaries and employee benefits | $6,046,000 | 1,268 |
| Premises and equipment expense | $2,332,000 | 888 |
| Additional noninterest expense | $2,419,000 | 1,828 |
| Pre-tax net operating income | $-475,000 | 7,244 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-314,000 | 7,751 |
| Income before extraordinary items | $-161,000 | 6,856 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-161,000 | 6,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,529,000 | 1,002 |
| Cash dividends | $200,000 | 3,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-161,000 | 7,032 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $10,684,000 | 1,863 |
| Total interest expense | $4,556,000 | 1,897 |
| Net interest income | $6,128,000 | 1,832 |
| Provision for loan and lease losses | $3,005,000 | 600 |
| Total noninterest income | $2,927,000 | 986 |
| Gross Fiduciary activities income | $432,000 | 457 |
| Service charges on deposit accounts | $1,102,000 | 787 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,393,000 | 1,113 |
| Total noninterest expense | $7,340,000 | 1,305 |
| Salaries and employee benefits | $4,187,000 | 1,231 |
| Premises and equipment expense | $1,586,000 | 873 |
| Additional noninterest expense | $1,567,000 | 1,850 |
| Pre-tax net operating income | $-1,290,000 | 8,025 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-527,000 | 8,185 |
| Income before extraordinary items | $-763,000 | 7,878 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-763,000 | 7,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $382,000 | 1,554 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-763,000 | 7,856 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,576,000 | 1,842 |
| Total interest expense | $2,474,000 | 1,880 |
| Net interest income | $3,102,000 | 1,802 |
| Provision for loan and lease losses | $530,000 | 970 |
| Total noninterest income | $1,490,000 | 974 |
| Gross Fiduciary activities income | $203,000 | 480 |
| Service charges on deposit accounts | $565,000 | 762 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $722,000 | 1,088 |
| Total noninterest expense | $3,651,000 | 1,316 |
| Salaries and employee benefits | $2,125,000 | 1,220 |
| Premises and equipment expense | $785,000 | 878 |
| Additional noninterest expense | $741,000 | 1,903 |
| Pre-tax net operating income | $411,000 | 3,486 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $118,000 | 2,609 |
| Income before extraordinary items | $293,000 | 3,853 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $293,000 | 3,856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 2,501 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $293,000 | 3,764 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $24,717,000 | 1,732 |
| Total interest expense | $10,126,000 | 1,930 |
| Net interest income | $14,591,000 | 1,558 |
| Provision for loan and lease losses | $5,395,000 | 383 |
| Total noninterest income | $6,223,000 | 921 |
| Gross Fiduciary activities income | $798,000 | 477 |
| Service charges on deposit accounts | $2,513,000 | 706 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,912,000 | 1,038 |
| Total noninterest expense | $14,222,000 | 1,299 |
| Salaries and employee benefits | $8,283,000 | 1,207 |
| Premises and equipment expense | $3,064,000 | 864 |
| Additional noninterest expense | $2,875,000 | 1,913 |
| Pre-tax net operating income | $1,197,000 | 4,373 |
| Securities gains (losses) | $2,000 | 1,832 |
| Applicable income taxes | $159,000 | 4,078 |
| Income before extraordinary items | $1,040,000 | 4,225 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,040,000 | 4,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,601,000 | 336 |
| Cash dividends | $866,000 | 2,865 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,038,260 | 4,229 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $18,802,000 | 1,719 |
| Total interest expense | $7,517,000 | 1,948 |
| Net interest income | $11,285,000 | 1,518 |
| Provision for loan and lease losses | $5,085,000 | 250 |
| Total noninterest income | $4,698,000 | 909 |
| Gross Fiduciary activities income | $617,000 | 465 |
| Service charges on deposit accounts | $1,875,000 | 691 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,206,000 | 1,031 |
| Total noninterest expense | $10,678,000 | 1,288 |
| Salaries and employee benefits | $6,337,000 | 1,178 |
| Premises and equipment expense | $2,249,000 | 876 |
| Additional noninterest expense | $2,092,000 | 1,933 |
| Pre-tax net operating income | $220,000 | 6,893 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-119,000 | 8,257 |
| Income before extraordinary items | $339,000 | 6,108 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $339,000 | 6,105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $754,000 | 801 |
| Cash dividends | $866,000 | 2,220 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $339,000 | 6,097 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $12,626,000 | 1,724 |
| Total interest expense | $4,952,000 | 1,978 |
| Net interest income | $7,674,000 | 1,492 |
| Provision for loan and lease losses | $630,000 | 842 |
| Total noninterest income | $3,091,000 | 949 |
| Gross Fiduciary activities income | $401,000 | 480 |
| Service charges on deposit accounts | $1,245,000 | 698 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,445,000 | 1,077 |
| Total noninterest expense | $7,226,000 | 1,293 |
| Salaries and employee benefits | $4,414,000 | 1,157 |
| Premises and equipment expense | $1,535,000 | 869 |
| Additional noninterest expense | $1,277,000 | 2,103 |
| Pre-tax net operating income | $2,909,000 | 1,589 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $861,000 | 1,422 |
| Income before extraordinary items | $2,048,000 | 1,688 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,048,000 | 1,688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 1,995 |
| Cash dividends | $866,000 | 1,727 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,048,000 | 1,666 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $6,351,000 | 1,705 |
| Total interest expense | $2,484,000 | 1,956 |
| Net interest income | $3,867,000 | 1,476 |
| Provision for loan and lease losses | $235,000 | 1,023 |
| Total noninterest income | $1,546,000 | 924 |
| Gross Fiduciary activities income | $206,000 | 476 |
| Service charges on deposit accounts | $620,000 | 682 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $720,000 | 1,058 |
| Total noninterest expense | $3,623,000 | 1,288 |
| Salaries and employee benefits | $2,238,000 | 1,155 |
| Premises and equipment expense | $754,000 | 889 |
| Additional noninterest expense | $631,000 | 2,080 |
| Pre-tax net operating income | $1,555,000 | 1,490 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $462,000 | 1,361 |
| Income before extraordinary items | $1,093,000 | 1,580 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,093,000 | 1,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 1,766 |
| Cash dividends | $433,000 | 1,587 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,093,000 | 1,567 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $24,711,000 | 1,637 |
| Total interest expense | $9,009,000 | 1,850 |
| Net interest income | $15,702,000 | 1,448 |
| Provision for loan and lease losses | $720,000 | 1,378 |
| Total noninterest income | $6,320,000 | 904 |
| Gross Fiduciary activities income | $707,000 | 498 |
| Service charges on deposit accounts | $2,667,000 | 653 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,946,000 | 1,010 |
| Total noninterest expense | $14,793,000 | 1,215 |
| Salaries and employee benefits | $8,769,000 | 1,102 |
| Premises and equipment expense | $3,024,000 | 831 |
| Additional noninterest expense | $3,000,000 | 1,762 |
| Pre-tax net operating income | $6,509,000 | 1,492 |
| Securities gains (losses) | $-2,000 | 6,862 |
| Applicable income taxes | $1,944,000 | 1,367 |
| Income before extraordinary items | $4,563,000 | 1,585 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,563,000 | 1,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $548,000 | 1,096 |
| Cash dividends | $5,771,000 | 625 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,564,400 | 1,572 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $18,405,000 | 1,618 |
| Total interest expense | $6,566,000 | 1,845 |
| Net interest income | $11,839,000 | 1,465 |
| Provision for loan and lease losses | $520,000 | 1,351 |
| Total noninterest income | $4,651,000 | 926 |
| Gross Fiduciary activities income | $442,000 | 546 |
| Service charges on deposit accounts | $1,975,000 | 670 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,234,000 | 1,017 |
| Total noninterest expense | $11,294,000 | 1,210 |
| Salaries and employee benefits | $6,794,000 | 1,084 |
| Premises and equipment expense | $2,251,000 | 849 |
| Additional noninterest expense | $2,249,000 | 1,735 |
| Pre-tax net operating income | $4,676,000 | 1,598 |
| Securities gains (losses) | $-2,000 | 7,192 |
| Applicable income taxes | $1,389,000 | 1,472 |
| Income before extraordinary items | $3,285,000 | 1,694 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,285,000 | 1,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $432,000 | 906 |
| Cash dividends | $1,876,000 | 1,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,286,400 | 1,677 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $12,101,000 | 1,607 |
| Total interest expense | $4,190,000 | 1,831 |
| Net interest income | $7,911,000 | 1,456 |
| Provision for loan and lease losses | $360,000 | 1,269 |
| Total noninterest income | $3,048,000 | 937 |
| Gross Fiduciary activities income | $311,000 | 537 |
| Service charges on deposit accounts | $1,263,000 | 689 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,474,000 | 1,024 |
| Total noninterest expense | $7,544,000 | 1,213 |
| Salaries and employee benefits | $4,565,000 | 1,073 |
| Premises and equipment expense | $1,486,000 | 860 |
| Additional noninterest expense | $1,493,000 | 1,767 |
| Pre-tax net operating income | $3,055,000 | 1,624 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $907,000 | 1,512 |
| Income before extraordinary items | $2,148,000 | 1,698 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,148,000 | 1,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $189,000 | 1,140 |
| Cash dividends | $1,876,000 | 879 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,148,000 | 1,681 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,964,000 | 1,583 |
| Total interest expense | $2,026,000 | 1,797 |
| Net interest income | $3,938,000 | 1,456 |
| Provision for loan and lease losses | $200,000 | 1,130 |
| Total noninterest income | $1,452,000 | 962 |
| Gross Fiduciary activities income | $97,000 | 649 |
| Service charges on deposit accounts | $584,000 | 721 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $771,000 | 982 |
| Total noninterest expense | $3,690,000 | 1,238 |
| Salaries and employee benefits | $2,286,000 | 1,076 |
| Premises and equipment expense | $704,000 | 900 |
| Additional noninterest expense | $700,000 | 1,863 |
| Pre-tax net operating income | $1,500,000 | 1,630 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $441,000 | 1,539 |
| Income before extraordinary items | $1,059,000 | 1,690 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,059,000 | 1,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 730 |
| Cash dividends | $437,000 | 1,517 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,059,000 | 1,678 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $21,490,000 | 1,563 |
| Total interest expense | $6,337,000 | 1,788 |
| Net interest income | $15,153,000 | 1,444 |
| Provision for loan and lease losses | $710,000 | 1,400 |
| Total noninterest income | $5,888,000 | 957 |
| Gross Fiduciary activities income | $528,000 | 571 |
| Service charges on deposit accounts | $2,499,000 | 700 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,861,000 | 1,055 |
| Total noninterest expense | $13,774,000 | 1,249 |
| Salaries and employee benefits | $8,122,000 | 1,147 |
| Premises and equipment expense | $2,729,000 | 870 |
| Additional noninterest expense | $2,923,000 | 1,728 |
| Pre-tax net operating income | $6,557,000 | 1,454 |
| Securities gains (losses) | $-104,000 | 8,444 |
| Applicable income taxes | $2,012,000 | 1,357 |
| Income before extraordinary items | $4,441,000 | 1,582 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,441,000 | 1,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $440,000 | 1,289 |
| Cash dividends | $1,942,000 | 1,513 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,512,760 | 1,532 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $15,837,000 | 1,547 |
| Total interest expense | $4,470,000 | 1,795 |
| Net interest income | $11,367,000 | 1,417 |
| Provision for loan and lease losses | $500,000 | 1,397 |
| Total noninterest income | $4,421,000 | 958 |
| Gross Fiduciary activities income | $456,000 | 528 |
| Service charges on deposit accounts | $1,882,000 | 696 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,083,000 | 1,086 |
| Total noninterest expense | $10,372,000 | 1,241 |
| Salaries and employee benefits | $6,144,000 | 1,119 |
| Premises and equipment expense | $2,044,000 | 858 |
| Additional noninterest expense | $2,184,000 | 1,713 |
| Pre-tax net operating income | $4,916,000 | 1,458 |
| Securities gains (losses) | $-108,000 | 8,639 |
| Applicable income taxes | $1,521,000 | 1,369 |
| Income before extraordinary items | $3,287,000 | 1,601 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,287,000 | 1,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 2,444 |
| Cash dividends | $1,524,000 | 1,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,360,440 | 1,540 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $10,309,000 | 1,537 |
| Total interest expense | $2,793,000 | 1,802 |
| Net interest income | $7,516,000 | 1,401 |
| Provision for loan and lease losses | $350,000 | 1,336 |
| Total noninterest income | $2,837,000 | 971 |
| Gross Fiduciary activities income | $311,000 | 525 |
| Service charges on deposit accounts | $1,218,000 | 689 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,308,000 | 1,107 |
| Total noninterest expense | $6,861,000 | 1,234 |
| Salaries and employee benefits | $4,051,000 | 1,123 |
| Premises and equipment expense | $1,376,000 | 844 |
| Additional noninterest expense | $1,434,000 | 1,724 |
| Pre-tax net operating income | $3,142,000 | 1,491 |
| Securities gains (losses) | $-110,000 | 8,719 |
| Applicable income taxes | $891,000 | 1,495 |
| Income before extraordinary items | $2,141,000 | 1,606 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,141,000 | 1,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 1,956 |
| Cash dividends | $1,084,000 | 1,211 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,219,100 | 1,530 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $5,017,000 | 1,558 |
| Total interest expense | $1,301,000 | 1,832 |
| Net interest income | $3,716,000 | 1,419 |
| Provision for loan and lease losses | $140,000 | 1,548 |
| Total noninterest income | $1,382,000 | 972 |
| Gross Fiduciary activities income | $149,000 | 543 |
| Service charges on deposit accounts | $572,000 | 713 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $661,000 | 1,088 |
| Total noninterest expense | $3,368,000 | 1,261 |
| Salaries and employee benefits | $2,047,000 | 1,114 |
| Premises and equipment expense | $686,000 | 855 |
| Additional noninterest expense | $635,000 | 1,932 |
| Pre-tax net operating income | $1,590,000 | 1,435 |
| Securities gains (losses) | $-111,000 | 8,845 |
| Applicable income taxes | $433,000 | 1,519 |
| Income before extraordinary items | $1,046,000 | 1,594 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,046,000 | 1,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 1,867 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,124,810 | 1,481 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $18,129,000 | 1,593 |
| Total interest expense | $5,273,000 | 1,556 |
| Net interest income | $12,856,000 | 1,585 |
| Provision for loan and lease losses | $803,000 | 1,277 |
| Total noninterest income | $5,937,000 | 926 |
| Gross Fiduciary activities income | $558,000 | 533 |
| Service charges on deposit accounts | $2,781,000 | 627 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,598,000 | 1,097 |
| Total noninterest expense | $12,587,000 | 1,304 |
| Salaries and employee benefits | $7,109,000 | 1,231 |
| Premises and equipment expense | $2,765,000 | 820 |
| Additional noninterest expense | $2,713,000 | 1,798 |
| Pre-tax net operating income | $5,403,000 | 1,576 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,520,000 | 1,587 |
| Income before extraordinary items | $3,883,000 | 1,660 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,883,000 | 1,661 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 3,535 |
| Cash dividends | $1,869,000 | 1,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,883,000 | 1,613 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $13,227,000 | 1,615 |
| Total interest expense | $3,950,000 | 1,527 |
| Net interest income | $9,277,000 | 1,638 |
| Provision for loan and lease losses | $657,000 | 1,152 |
| Total noninterest income | $4,111,000 | 1,017 |
| Gross Fiduciary activities income | $428,000 | 524 |
| Service charges on deposit accounts | $2,126,000 | 626 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,557,000 | 1,294 |
| Total noninterest expense | $9,380,000 | 1,315 |
| Salaries and employee benefits | $5,294,000 | 1,241 |
| Premises and equipment expense | $2,014,000 | 836 |
| Additional noninterest expense | $2,072,000 | 1,734 |
| Pre-tax net operating income | $3,351,000 | 1,870 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $895,000 | 1,948 |
| Income before extraordinary items | $2,456,000 | 1,930 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,456,000 | 1,931 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,031 |
| Cash dividends | $1,458,000 | 1,304 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,456,000 | 1,881 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $8,647,000 | 1,631 |
| Total interest expense | $2,573,000 | 1,543 |
| Net interest income | $6,074,000 | 1,653 |
| Provision for loan and lease losses | $438,000 | 1,142 |
| Total noninterest income | $2,798,000 | 982 |
| Gross Fiduciary activities income | $295,000 | 517 |
| Service charges on deposit accounts | $1,397,000 | 625 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,106,000 | 1,238 |
| Total noninterest expense | $6,178,000 | 1,324 |
| Salaries and employee benefits | $3,492,000 | 1,250 |
| Premises and equipment expense | $1,295,000 | 862 |
| Additional noninterest expense | $1,391,000 | 1,717 |
| Pre-tax net operating income | $2,256,000 | 1,857 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $594,000 | 1,942 |
| Income before extraordinary items | $1,662,000 | 1,896 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,662,000 | 1,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 3,038 |
| Cash dividends | $1,458,000 | 926 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,662,000 | 1,847 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,330,000 | 1,632 |
| Total interest expense | $1,279,000 | 1,570 |
| Net interest income | $3,051,000 | 1,635 |
| Provision for loan and lease losses | $219,000 | 1,087 |
| Total noninterest income | $1,416,000 | 955 |
| Gross Fiduciary activities income | $144,000 | 532 |
| Service charges on deposit accounts | $683,000 | 627 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $589,000 | 1,159 |
| Total noninterest expense | $3,083,000 | 1,335 |
| Salaries and employee benefits | $1,779,000 | 1,243 |
| Premises and equipment expense | $618,000 | 934 |
| Additional noninterest expense | $686,000 | 1,733 |
| Pre-tax net operating income | $1,165,000 | 1,767 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $310,000 | 1,876 |
| Income before extraordinary items | $855,000 | 1,827 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $855,000 | 1,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 2,425 |
| Cash dividends | $1,458,000 | 485 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $855,000 | 1,746 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $16,124,000 | 1,764 |
| Total interest expense | $4,886,000 | 1,833 |
| Net interest income | $11,238,000 | 1,724 |
| Provision for loan and lease losses | $1,266,000 | 935 |
| Total noninterest income | $6,320,000 | 935 |
| Gross Fiduciary activities income | $507,000 | 559 |
| Service charges on deposit accounts | $2,867,000 | 594 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,946,000 | 1,106 |
| Total noninterest expense | $11,600,000 | 1,383 |
| Salaries and employee benefits | $6,309,000 | 1,361 |
| Premises and equipment expense | $2,366,000 | 959 |
| Additional noninterest expense | $2,925,000 | 1,666 |
| Pre-tax net operating income | $4,692,000 | 1,721 |
| Securities gains (losses) | $24,000 | 3,094 |
| Applicable income taxes | $1,220,000 | 1,918 |
| Income before extraordinary items | $3,496,000 | 1,779 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,496,000 | 1,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,118,000 | 840 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,478,240 | 1,708 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $12,031,000 | 1,802 |
| Total interest expense | $3,600,000 | 1,940 |
| Net interest income | $8,431,000 | 1,744 |
| Provision for loan and lease losses | $1,062,000 | 847 |
| Total noninterest income | $5,027,000 | 923 |
| Gross Fiduciary activities income | $373,000 | 568 |
| Service charges on deposit accounts | $2,155,000 | 604 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,499,000 | 1,055 |
| Total noninterest expense | $8,885,000 | 1,372 |
| Salaries and employee benefits | $4,954,000 | 1,320 |
| Premises and equipment expense | $1,719,000 | 1,008 |
| Additional noninterest expense | $2,212,000 | 1,648 |
| Pre-tax net operating income | $3,511,000 | 1,783 |
| Securities gains (losses) | $24,000 | 2,852 |
| Applicable income taxes | $907,000 | 2,008 |
| Income before extraordinary items | $2,628,000 | 1,839 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,628,000 | 1,839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,054,000 | 670 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,610,240 | 1,750 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,862,000 | 1,870 |
| Total interest expense | $2,309,000 | 2,083 |
| Net interest income | $5,553,000 | 1,753 |
| Provision for loan and lease losses | $858,000 | 722 |
| Total noninterest income | $3,369,000 | 917 |
| Gross Fiduciary activities income | $233,000 | 595 |
| Service charges on deposit accounts | $1,396,000 | 611 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,740,000 | 1,006 |
| Total noninterest expense | $5,878,000 | 1,372 |
| Salaries and employee benefits | $3,292,000 | 1,319 |
| Premises and equipment expense | $1,147,000 | 1,001 |
| Additional noninterest expense | $1,439,000 | 1,673 |
| Pre-tax net operating income | $2,186,000 | 1,897 |
| Securities gains (losses) | $24,000 | 2,506 |
| Applicable income taxes | $567,000 | 2,127 |
| Income before extraordinary items | $1,643,000 | 1,939 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,643,000 | 1,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $994,000 | 529 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,625,240 | 1,849 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,910,000 | 1,879 |
| Total interest expense | $1,155,000 | 2,117 |
| Net interest income | $2,755,000 | 1,765 |
| Provision for loan and lease losses | $204,000 | 1,346 |
| Total noninterest income | $1,458,000 | 995 |
| Gross Fiduciary activities income | $112,000 | 610 |
| Service charges on deposit accounts | $648,000 | 638 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $698,000 | 1,169 |
| Total noninterest expense | $2,928,000 | 1,372 |
| Salaries and employee benefits | $1,682,000 | 1,294 |
| Premises and equipment expense | $579,000 | 994 |
| Additional noninterest expense | $667,000 | 1,762 |
| Pre-tax net operating income | $1,081,000 | 1,906 |
| Securities gains (losses) | $12,000 | 2,102 |
| Applicable income taxes | $280,000 | 2,147 |
| Income before extraordinary items | $813,000 | 1,945 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $813,000 | 1,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $174,000 | 1,025 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $804,120 | 1,860 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $15,924,000 | 1,937 |
| Total interest expense | $5,099,000 | 2,204 |
| Net interest income | $10,825,000 | 1,790 |
| Provision for loan and lease losses | $287,000 | 3,571 |
| Total noninterest income | $5,175,000 | 1,024 |
| Gross Fiduciary activities income | $540,000 | 551 |
| Service charges on deposit accounts | $2,115,000 | 764 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,520,000 | 1,123 |
| Total noninterest expense | $10,906,000 | 1,410 |
| Salaries and employee benefits | $5,875,000 | 1,377 |
| Premises and equipment expense | $2,371,000 | 921 |
| Additional noninterest expense | $2,660,000 | 1,757 |
| Pre-tax net operating income | $4,807,000 | 1,695 |
| Securities gains (losses) | $1,000 | 4,369 |
| Applicable income taxes | $1,430,000 | 1,714 |
| Income before extraordinary items | $3,378,000 | 1,770 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,378,000 | 1,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $320,000 | 2,267 |
| Cash dividends | $799,000 | 2,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,377,300 | 1,721 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $19,561,000 | 1,742 |
| Total interest expense | $8,108,000 | 1,996 |
| Net interest income | $11,453,000 | 1,551 |
| Provision for loan and lease losses | $593,000 | 1,928 |
| Total noninterest income | $4,482,000 | 1,086 |
| Gross Fiduciary activities income | $418,000 | 650 |
| Service charges on deposit accounts | $1,827,000 | 805 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,237,000 | 1,145 |
| Total noninterest expense | $10,287,000 | 1,425 |
| Salaries and employee benefits | $5,477,000 | 1,373 |
| Premises and equipment expense | $2,080,000 | 1,011 |
| Additional noninterest expense | $2,730,000 | 1,687 |
| Pre-tax net operating income | $5,055,000 | 1,420 |
| Securities gains (losses) | $648,000 | 534 |
| Applicable income taxes | $1,719,000 | 1,331 |
| Income before extraordinary items | $3,984,000 | 1,374 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,984,000 | 1,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $553,000 | 1,453 |
| Cash dividends | $1,768,000 | 1,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,530,400 | 1,455 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $21,670,000 | 1,591 |
| Total interest expense | $9,103,000 | 1,891 |
| Net interest income | $12,567,000 | 1,401 |
| Provision for loan and lease losses | $500,000 | 1,862 |
| Total noninterest income | $4,606,000 | 982 |
| Gross Fiduciary activities income | $695,000 | 503 |
| Service charges on deposit accounts | $1,729,000 | 788 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,182,000 | 1,070 |
| Total noninterest expense | $10,641,000 | 1,302 |
| Salaries and employee benefits | $5,451,000 | 1,303 |
| Premises and equipment expense | $2,172,000 | 923 |
| Additional noninterest expense | $3,018,000 | 1,490 |
| Pre-tax net operating income | $6,032,000 | 1,228 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,733,000 | 1,328 |
| Income before extraordinary items | $4,299,000 | 1,224 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,299,000 | 1,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $607,000 | 1,077 |
| Cash dividends | $1,659,000 | 1,546 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $4,299,000 | 1,221 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $21,214,000 | 1,548 |
| Total interest expense | $8,013,000 | 1,865 |
| Net interest income | $13,201,000 | 1,319 |
| Provision for loan and lease losses | $545,000 | 1,647 |
| Total noninterest income | $4,372,000 | 1,027 |
| Gross Fiduciary activities income | $582,000 | 596 |
| Service charges on deposit accounts | $1,972,000 | 668 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,818,000 | 1,233 |
| Total noninterest expense | $11,192,000 | 1,232 |
| Salaries and employee benefits | $5,537,000 | 1,249 |
| Premises and equipment expense | $2,226,000 | 900 |
| Additional noninterest expense | $3,429,000 | 1,349 |
| Pre-tax net operating income | $5,836,000 | 1,315 |
| Securities gains (losses) | $25,000 | 1,278 |
| Applicable income taxes | $1,782,000 | 1,369 |
| Income before extraordinary items | $4,079,000 | 1,329 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,079,000 | 1,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $367,000 | 1,556 |
| Cash dividends | $1,586,000 | 1,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $4,061,500 | 1,313 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $21,440,000 | 1,511 |
| Total interest expense | $8,648,000 | 1,771 |
| Net interest income | $12,792,000 | 1,328 |
| Provision for loan and lease losses | $724,000 | 1,271 |
| Total noninterest income | $4,077,000 | 1,075 |
| Gross Fiduciary activities income | $562,000 | 601 |
| Service charges on deposit accounts | $1,766,000 | 693 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,749,000 | 1,267 |
| Total noninterest expense | $10,687,000 | 1,237 |
| Salaries and employee benefits | $5,004,000 | 1,313 |
| Premises and equipment expense | $2,119,000 | 912 |
| Additional noninterest expense | $3,564,000 | 1,250 |
| Pre-tax net operating income | $5,458,000 | 1,379 |
| Securities gains (losses) | $112,000 | 1,209 |
| Applicable income taxes | $1,728,000 | 1,437 |
| Income before extraordinary items | $3,842,000 | 1,379 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,842,000 | 1,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $896,000 | 826 |
| Cash dividends | $1,464,000 | 1,704 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,764,720 | 1,354 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $21,582,000 | 1,526 |
| Total interest expense | $9,167,000 | 1,701 |
| Net interest income | $12,415,000 | 1,389 |
| Provision for loan and lease losses | $624,000 | 1,459 |
| Total noninterest income | $3,569,000 | 1,160 |
| Gross Fiduciary activities income | $511,000 | 649 |
| Service charges on deposit accounts | $1,584,000 | 799 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,474,000 | 1,336 |
| Total noninterest expense | $10,306,000 | 1,288 |
| Salaries and employee benefits | $4,925,000 | 1,339 |
| Premises and equipment expense | $2,105,000 | 949 |
| Additional noninterest expense | $3,276,000 | 1,335 |
| Pre-tax net operating income | $5,054,000 | 1,533 |
| Securities gains (losses) | $-12,000 | 10,127 |
| Applicable income taxes | $1,580,000 | 1,635 |
| Income before extraordinary items | $3,462,000 | 1,552 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,462,000 | 1,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $505,000 | 1,322 |
| Cash dividends | $1,784,000 | 1,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,470,280 | 1,515 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $20,502,000 | 1,634 |
| Total interest expense | $8,571,000 | 1,838 |
| Net interest income | $11,931,000 | 1,494 |
| Provision for loan and lease losses | $648,000 | 1,422 |
| Total noninterest income | $3,475,000 | 1,221 |
| Gross Fiduciary activities income | $350,000 | 817 |
| Service charges on deposit accounts | $1,439,000 | 916 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,686,000 | 1,305 |
| Total noninterest expense | $10,126,000 | 1,418 |
| Salaries and employee benefits | $4,661,000 | 1,445 |
| Premises and equipment expense | $1,962,000 | 1,077 |
| Additional noninterest expense | $3,503,000 | 1,515 |
| Pre-tax net operating income | $4,632,000 | 1,571 |
| Securities gains (losses) | $-67,000 | 11,117 |
| Applicable income taxes | $1,332,000 | 1,807 |
| Income before extraordinary items | $3,233,000 | 1,529 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,233,000 | 1,531 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $430,000 | 1,598 |
| Cash dividends | $1,291,000 | 1,778 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,280,570 | 1,480 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $18,988,000 | 1,787 |
| Total interest expense | $7,893,000 | 1,987 |
| Net interest income | $11,095,000 | 1,619 |
| Provision for loan and lease losses | $540,000 | 1,477 |
| Total noninterest income | $3,177,000 | 1,313 |
| Gross Fiduciary activities income | $271,000 | 928 |
| Service charges on deposit accounts | $1,314,000 | 1,017 |
| Trading account gains and fees | $9,000 | 434 |
| Additional Noninterest Income | $1,583,000 | 1,333 |
| Total noninterest expense | $9,200,000 | 1,544 |
| Salaries and employee benefits | $4,289,000 | 1,552 |
| Premises and equipment expense | $1,671,000 | 1,243 |
| Additional noninterest expense | $3,240,000 | 1,584 |
| Pre-tax net operating income | $4,532,000 | 1,624 |
| Securities gains (losses) | $-117,000 | 11,554 |
| Applicable income taxes | $1,390,000 | 1,763 |
| Income before extraordinary items | $3,025,000 | 1,682 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,025,000 | 1,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,210 |
| Cash dividends | $1,114,000 | 1,854 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,105,730 | 1,619 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $15,395,000 | 2,010 |
| Total interest expense | $5,984,000 | 2,085 |
| Net interest income | $9,411,000 | 1,921 |
| Provision for loan and lease losses | $263,000 | 2,499 |
| Total noninterest income | $2,754,000 | 1,452 |
| Gross Fiduciary activities income | $245,000 | 971 |
| Service charges on deposit accounts | $1,109,000 | 1,202 |
| Trading account gains and fees | $26,000 | 326 |
| Additional Noninterest Income | $1,374,000 | 1,480 |
| Total noninterest expense | $8,229,000 | 1,773 |
| Salaries and employee benefits | $3,784,000 | 1,781 |
| Premises and equipment expense | $1,402,000 | 1,477 |
| Additional noninterest expense | $3,043,000 | 1,782 |
| Pre-tax net operating income | $3,673,000 | 1,941 |
| Securities gains (losses) | $-32,000 | 10,707 |
| Applicable income taxes | $1,054,000 | 2,118 |
| Income before extraordinary items | $2,587,000 | 1,886 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,587,000 | 1,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $274,000 | 2,023 |
| Cash dividends | $957,000 | 2,001 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,609,720 | 1,867 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $14,010,000 | 2,218 |
| Total interest expense | $5,599,000 | 2,312 |
| Net interest income | $8,411,000 | 2,146 |
| Provision for loan and lease losses | $542,000 | 1,986 |
| Total noninterest income | $3,065,000 | 1,434 |
| Gross Fiduciary activities income | $208,000 | 1,053 |
| Service charges on deposit accounts | $1,304,000 | 1,008 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,553,000 | 1,513 |
| Total noninterest expense | $7,449,000 | 1,977 |
| Salaries and employee benefits | $3,376,000 | 1,966 |
| Premises and equipment expense | $1,181,000 | 1,782 |
| Additional noninterest expense | $2,892,000 | 1,965 |
| Pre-tax net operating income | $3,485,000 | 1,959 |
| Securities gains (losses) | $2,000 | 6,773 |
| Applicable income taxes | $1,018,000 | 2,206 |
| Income before extraordinary items | $2,469,000 | 2,030 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,469,000 | 2,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $350,000 | 2,243 |
| Cash dividends | $931,000 | 1,893 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,467,580 | 1,905 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $14,734,000 | 2,385 |
| Total interest expense | $6,336,000 | 2,658 |
| Net interest income | $8,398,000 | 2,167 |
| Provision for loan and lease losses | $1,105,000 | 1,720 |
| Total noninterest income | $2,723,000 | 1,557 |
| Gross Fiduciary activities income | $136,000 | 1,176 |
| Service charges on deposit accounts | $1,169,000 | 1,129 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,418,000 | 1,572 |
| Total noninterest expense | $6,727,000 | 2,193 |
| Salaries and employee benefits | $3,072,000 | 2,136 |
| Premises and equipment expense | $1,095,000 | 1,927 |
| Additional noninterest expense | $2,560,000 | 2,277 |
| Pre-tax net operating income | $3,289,000 | 1,887 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $963,000 | 2,183 |
| Income before extraordinary items | $2,328,000 | 1,971 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,328,000 | 2,003 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $686,000 | 2,006 |
| Cash dividends | $871,000 | 1,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,326,580 | 1,818 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.