Home > The St. Mary Bank and Trust Company > Net Loans and Leases
The St. Mary Bank and Trust Company, Net Loans and Leases
| 1998-12-31 | Rank | |
| Net loans and leases | $81,128,000 | 3,330 |
| Loan loss allowance | $2,912,000 | 1,258 |
| Total loans and leases | $84,040,000 | 3,258 |
| Unearned income | $0 | 4,250 |
| Loans and leases, gross | $84,040,000 | 3,262 |
| All real estate loans | $47,531,000 | 3,671 |
| Real estate loans in domestic offices | $47,531,000 | 3,670 |
| Construction and development loans | $2,733,000 | 3,423 |
| Commercial RE | $14,837,000 | 2,977 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $3,521,000 | 1,485 |
| 1-4 family residential loans | $26,440,000 | 3,469 |
| Farmland loans | $0 | 7,140 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $959,000 | 4,485 |
| Commercial and industrial loans | $23,514,000 | 1,641 |
| To non-U.S. addressees | $0 | 219 |
| Loans to individuals | $10,228,000 | 2,699 |
| Credit card loans | $97,000 | 4,276 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $10,131,000 | 2,545 |
| All other loans & leases | $1,808,000 | 1,727 |
| Loans to foreign governments and official institutions | $0 | 85 |
| Obligations of states and political subdivisions in U.S. | $1,494,000 | 885 |
| Other loans | $202,000 | 2,567 |
| Lease financing receivables | $112,000 | 1,312 |
| Loans to depository institutions and acceptances of other banks | $0 | 600 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,365 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $8,000 | 2,325 |
| Non 1-4 family restructured loans & leases | $8,000 | 2,325 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1997-12-31 | Rank | |
| Net loans and leases | $83,166,000 | 3,265 |
| Loan loss allowance | $1,881,000 | 1,885 |
| Total loans and leases | $85,047,000 | 3,237 |
| Unearned income | $0 | 4,740 |
| Loans and leases, gross | $85,047,000 | 3,248 |
| All real estate loans | $46,519,000 | 3,749 |
| Real estate loans in domestic offices | $46,519,000 | 3,749 |
| Construction and development loans | $2,672,000 | 3,435 |
| Commercial RE | $13,225,000 | 3,221 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $3,729,000 | 1,539 |
| 1-4 family residential loans | $26,736,000 | 3,541 |
| Farmland loans | $157,000 | 6,650 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $726,000 | 5,005 |
| Commercial and industrial loans | $27,193,000 | 1,385 |
| To non-U.S. addressees | $0 | 228 |
| Loans to individuals | $10,422,000 | 2,790 |
| Credit card loans | $77,000 | 4,763 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $10,345,000 | 2,603 |
| All other loans & leases | $187,000 | 5,126 |
| Loans to foreign governments and official institutions | $0 | 94 |
| Obligations of states and political subdivisions in U.S. | $0 | 4,661 |
| Other loans | $99,000 | 3,585 |
| Lease financing receivables | $88,000 | 1,470 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,447 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $11,000 | 2,626 |
| Non 1-4 family restructured loans & leases | $11,000 | 2,626 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $72,159,000 | 3,735 |
| Loan loss allowance | $902,000 | 3,847 |
| Total loans and leases | $73,061,000 | 3,736 |
| Unearned income | $0 | 6,436 |
| Loans and leases, gross | $73,061,000 | 3,750 |
| All real estate loans | $39,599,000 | 4,287 |
| Real estate loans in domestic offices | $39,599,000 | 4,287 |
| Construction and development loans | $1,472,000 | 4,675 |
| Commercial RE | $12,307,000 | 3,361 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,557,000 | 2,023 |
| 1-4 family residential loans | $23,087,000 | 3,974 |
| Farmland loans | $176,000 | 6,814 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $828,000 | 5,036 |
| Commercial and industrial loans | $22,196,000 | 1,668 |
| To non-U.S. addressees | $0 | 238 |
| Loans to individuals | $10,337,000 | 2,936 |
| Credit card loans | $66,000 | 5,201 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $10,271,000 | 2,749 |
| All other loans & leases | $101,000 | 6,283 |
| Loans to foreign governments and official institutions | $0 | 104 |
| Obligations of states and political subdivisions in U.S. | $0 | 4,967 |
| Other loans | $86,000 | 3,968 |
| Lease financing receivables | $15,000 | 1,847 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,559 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $15,000 | 2,889 |
| Non 1-4 family restructured loans & leases | $15,000 | 2,889 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $59,749,000 | 4,290 |
| Loan loss allowance | $800,000 | 4,245 |
| Total loans and leases | $60,549,000 | 4,290 |
| Unearned income | $0 | 6,974 |
| Loans and leases, gross | $60,549,000 | 4,306 |
| All real estate loans | $30,409,000 | 5,106 |
| Real estate loans in domestic offices | $30,409,000 | 5,106 |
| Construction and development loans | $1,692,000 | 4,298 |
| Commercial RE | $9,403,000 | 3,923 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,058,000 | 3,354 |
| 1-4 family residential loans | $18,017,000 | 4,728 |
| Farmland loans | $239,000 | 6,714 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $915,000 | 5,115 |
| Commercial and industrial loans | $19,481,000 | 1,799 |
| To non-U.S. addressees | $0 | 259 |
| Loans to individuals | $9,446,000 | 3,164 |
| Credit card loans | $69,000 | 5,264 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $9,377,000 | 2,964 |
| All other loans & leases | $298,000 | 4,801 |
| Loans to foreign governments and official institutions | $0 | 113 |
| Obligations of states and political subdivisions in U.S. | $0 | 5,205 |
| Other loans | $253,000 | 2,549 |
| Lease financing receivables | $45,000 | 1,691 |
| Loans to depository institutions and acceptances of other banks | $0 | 840 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,722 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $17,000 | 3,162 |
| Non 1-4 family restructured loans & leases | $17,000 | 3,162 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $47,529,000 | 5,108 |
| Loan loss allowance | $686,000 | 4,898 |
| Total loans and leases | $48,215,000 | 5,102 |
| Unearned income | $0 | 7,666 |
| Loans and leases, gross | $48,215,000 | 5,114 |
| All real estate loans | $24,870,000 | 5,791 |
| Real estate loans in domestic offices | $24,870,000 | 5,790 |
| Construction and development loans | $1,084,000 | 5,181 |
| Commercial RE | $8,636,000 | 4,153 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,206,000 | 3,272 |
| 1-4 family residential loans | $13,696,000 | 5,594 |
| Farmland loans | $248,000 | 6,895 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,220,000 | 4,812 |
| Commercial and industrial loans | $13,430,000 | 2,364 |
| To non-U.S. addressees | $0 | 273 |
| Loans to individuals | $8,493,000 | 3,414 |
| Credit card loans | $49,000 | 5,693 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $8,444,000 | 3,207 |
| All other loans & leases | $202,000 | 5,724 |
| Loans to foreign governments and official institutions | $0 | 122 |
| Obligations of states and political subdivisions in U.S. | $0 | 5,473 |
| Other loans | $107,000 | 3,810 |
| Lease financing receivables | $95,000 | 1,465 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,805 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $40,000 | 3,307 |
| Non 1-4 family restructured loans & leases | $40,000 | 3,307 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $37,483,000 | 6,004 |
| Loan loss allowance | $577,000 | 5,748 |
| Total loans and leases | $38,060,000 | 5,998 |
| Unearned income | $0 | 8,395 |
| Loans and leases, gross | $38,060,000 | 6,011 |
| All real estate loans | $21,680,000 | 6,282 |
| Real estate loans in domestic offices | $21,680,000 | 6,281 |
| Construction and development loans | $296,000 | 7,626 |
| Commercial RE | $7,388,000 | 4,571 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $933,000 | 3,727 |
| 1-4 family residential loans | $13,063,000 | 5,851 |
| Farmland loans | $0 | 8,903 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $1,581,000 | 4,388 |
| Commercial and industrial loans | $8,696,000 | 3,345 |
| To non-U.S. addressees | $0 | 272 |
| Loans to individuals | $5,788,000 | 4,625 |
| Credit card loans | $35,000 | 6,059 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $5,753,000 | 4,368 |
| All other loans & leases | $315,000 | 5,093 |
| Loans to foreign governments and official institutions | $0 | 124 |
| Obligations of states and political subdivisions in U.S. | $0 | 5,852 |
| Other loans | $184,000 | 3,217 |
| Lease financing receivables | $131,000 | 1,314 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,850 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $43,000 | 3,830 |
| Non 1-4 family restructured loans & leases | $43,000 | 3,830 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $40,997,000 | 5,631 |
| Loan loss allowance | $758,000 | 4,704 |
| Total loans and leases | $41,755,000 | 5,627 |
| Unearned income | $0 | 9,230 |
| Loans and leases, gross | $41,755,000 | 5,642 |
| All real estate loans | $21,321,000 | 6,352 |
| Real estate loans in domestic offices | $21,321,000 | 6,350 |
| Construction and development loans | $5,000 | 10,684 |
| Commercial RE | $6,372,000 | 4,985 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $949,000 | 3,682 |
| 1-4 family residential loans | $13,995,000 | 5,724 |
| Farmland loans | $0 | 9,111 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $2,266,000 | 3,608 |
| Commercial and industrial loans | $12,049,000 | 2,618 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $5,930,000 | 4,707 |
| Credit card loans | $28,000 | 6,319 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $5,902,000 | 4,453 |
| All other loans & leases | $189,000 | 6,294 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 6,060 |
| Other loans | $20,000 | 6,965 |
| Lease financing receivables | $169,000 | 1,216 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,358 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,915 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $47,000 | 4,256 |
| Non 1-4 family restructured loans & leases | $47,000 | 4,256 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |