Home > The St. Mary Bank and Trust Company > Loan Charge- Offs and Recoveries

The St. Mary Bank and Trust Company, Loan Charge- Offs and Recoveries

1998-12-31 (YTD Data)Rank
Total charge-offs$957,000965
Loans secured by real estate, total$39,0002,153
To non-U.S. addresseesNANA
Real estate loans in domestic offices$39,0002,151
Construction and land development$20,000381
Secured by farmland$0328
Total charge-offs secured by 1-4 family residential properties$19,0002,178
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$01,530
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$681,000478
Loans to individuals$237,0001,315
Credit card loan charge offs$03,663
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$237,0001,079
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,225
Total recoveries$618,000521
Loans secured by real estate, total$57,000903
To non-U.S. addresseesNANA
Real estate loans in domestic offices$57,000903
Construction and land development$0460
Secured by farmland$0446
Secured by 1-4 family residential properties - total recoveries$34,000695
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$23,000686
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$483,000248
Loans to individuals$78,0001,133
Credit card loan recoveries$02,637
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$78,000966
Loans to foreign governments and official institutions$014
Other loansNANA
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,322
Net charge-offs$339,0001,702
Loans secured by real estate, total$-18,0009,774
To non-U.S. addresseesNANA
Real estate loans in domestic offices$-18,0009,791
Construction and land development$20,000330
Secured by farmland$0259
Secured by 1-4 family residential properties- net charge-offs$-15,00010,064
Secured by multifamily residential properties$0283
Secured by nonfarm nonresidential properties$-23,00010,052
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$198,0001,125
To non-U.S. addresseesNANA
Loans to individuals$159,0001,385
Credit card loan net charge offs$03,434
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$159,0001,135
Loans to foreign governments and official institutions$010
Other loansNANA
Lease financing receivables$0278
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,029
1997-12-31 (YTD Data)Rank
Total charge-offs$1,103,000931
Loans secured by real estate, total$150,0001,121
To non-U.S. addresseesNANA
Real estate loans in domestic offices$150,0001,121
Construction and land development$3,000604
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$122,000802
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$25,0001,095
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$636,000479
Loans to individuals$317,0001,141
Credit card loan charge offs$2,0003,255
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$315,000928
Loans to foreign governments and official institutions$07
Other loansNANA
Lease financing receivables$0317
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,269
Total recoveries$70,0002,966
Loans secured by real estate, total$13,0002,182
To non-U.S. addresseesNANA
Real estate loans in domestic offices$13,0002,182
Construction and land development$0513
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$4,0002,185
Secured by multifamily residential properties$1,000314
Secured by nonfarm nonresidential properties$8,0001,084
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$12,0003,699
Loans to individuals$45,0001,782
Credit card loan recoveries$02,736
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$45,0001,592
Loans to foreign governments and official institutions$027
Other loansNANA
Lease financing receivables$0286
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,495
Net charge-offs$1,033,000789
Loans secured by real estate, total$137,000928
To non-U.S. addresseesNANA
Real estate loans in domestic offices$137,000926
Construction and land development$3,000521
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$118,000679
Secured by multifamily residential properties$-1,00010,721
Secured by nonfarm nonresidential properties$17,000988
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$624,000364
To non-U.S. addresseesNANA
Loans to individuals$272,0001,035
Credit card loan net charge offs$2,0003,043
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$270,000822
Loans to foreign governments and official institutions$07
Other loansNANA
Lease financing receivables$0291
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,019
1996-12-31 (YTD Data)Rank
Total charge-offs$301,0002,626
Loans secured by real estate, total$11,0003,781
To non-U.S. addresseesNANA
Real estate loans in domestic offices$11,0003,781
Construction and land development$0737
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$11,0002,881
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$01,929
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$80,0002,787
Loans to individuals$210,0001,542
Credit card loan charge offs$1,0003,743
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$209,0001,277
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0355
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,488
Total recoveries$67,0003,230
Loans secured by real estate, total$47,0001,285
To non-U.S. addresseesNANA
Real estate loans in domestic offices$47,0001,285
Construction and land development$0613
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$24,0001,065
Secured by multifamily residential properties$2,000357
Secured by nonfarm nonresidential properties$21,000931
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$5,0005,209
Loans to individuals$15,0003,734
Credit card loan recoveries$02,751
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$15,0003,461
Loans to foreign governments and official institutions$032
Other loansNANA
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,588
Net charge-offs$234,0002,436
Loans secured by real estate, total$-36,00010,914
To non-U.S. addresseesNANA
Real estate loans in domestic offices$-36,00010,939
Construction and land development$0634
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$-13,00010,970
Secured by multifamily residential properties$-2,00011,253
Secured by nonfarm nonresidential properties$-21,00010,952
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$75,0002,186
To non-U.S. addresseesNANA
Loans to individuals$195,0001,317
Credit card loan net charge offs$1,0003,519
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$194,0001,050
Loans to foreign governments and official institutions$05
Other loansNANA
Lease financing receivables$0316
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,236
1995-12-31 (YTD Data)Rank
Total charge-offs$278,0002,700
Loans secured by real estate, total$168,0001,299
To non-U.S. addresseesNANA
Real estate loans in domestic offices$168,0001,297
Construction and land development$0883
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$102,0001,084
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$66,0001,073
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$42,0003,797
Loans to individuals$68,0002,991
Credit card loan charge offs$04,035
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$68,0002,613
Loans to foreign governments and official institutions$015
Other loansNANA
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,401
Total recoveries$27,0005,553
Loans secured by real estate, total$9,0002,930
To non-U.S. addresseesNANA
Real estate loans in domestic offices$9,0002,929
Construction and land development$0688
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$5,0002,346
Secured by multifamily residential properties$4,000392
Secured by nonfarm nonresidential properties$02,179
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$4,0005,883
Loans to individuals$14,0003,959
Credit card loan recoveries$02,795
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$14,0003,696
Loans to foreign governments and official institutions$030
Other loansNANA
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmers$2,0001,314
Net charge-offs$251,0002,180
Loans secured by real estate, total$159,0001,079
To non-U.S. addresseesNANA
Real estate loans in domestic offices$159,0001,078
Construction and land development$0772
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$97,000920
Secured by multifamily residential properties$-4,00011,760
Secured by nonfarm nonresidential properties$66,000871
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$38,0002,936
To non-U.S. addresseesNANA
Loans to individuals$54,0002,614
Credit card loan net charge offs$03,773
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$54,0002,217
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmers$-2,0008,480
1994-12-31 (YTD Data)Rank
Total charge-offs$132,0004,387
Loans secured by real estate, total$46,0002,850
To non-U.S. addresseesNANA
Real estate loans in domestic offices$46,0002,850
Construction and land development$0994
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$3,0004,310
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$43,0001,455
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$42,0003,890
Loans to individuals$44,0003,760
Credit card loan charge offs$04,000
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$44,0003,359
Loans to foreign governments and official institutions$015
Other loansNANA
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,333
Total recoveries$181,0001,855
Loans secured by real estate, total$30,0002,030
To non-U.S. addresseesNANA
Real estate loans in domestic offices$30,0002,030
Construction and land development$0797
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$26,0001,164
Secured by multifamily residential properties$4,000403
Secured by nonfarm nonresidential properties$02,421
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$128,0001,117
Loans to individuals$23,0003,168
Credit card loan recoveries$02,801
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$23,0002,929
Loans to foreign governments and official institutions$034
Other loansNANA
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmers$2,0001,431
Net charge-offs$-49,00011,870
Loans secured by real estate, total$16,0003,358
To non-U.S. addresseesNANA
Real estate loans in domestic offices$16,0003,359
Construction and land development$0849
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$-23,00012,204
Secured by multifamily residential properties$-4,00012,407
Secured by nonfarm nonresidential properties$43,0001,205
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-86,00012,079
To non-U.S. addresseesNANA
Loans to individuals$21,0004,129
Credit card loan net charge offs$03,705
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$21,0003,593
Loans to foreign governments and official institutions$09
Other loansNANA
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmers$-2,0008,915
1993-12-31 (YTD Data)Rank
Total charge-offs$426,0002,535
Loans secured by real estate, total$136,0002,082
To non-U.S. addresseesNANA
Real estate loans in domestic offices$136,0002,081
Construction and land development$01,259
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$28,0002,760
Secured by multifamily residential properties$0764
Secured by nonfarm nonresidential properties$108,0001,245
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$205,0001,967
Loans to individuals$85,0002,745
Credit card loan charge offs$04,176
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$85,0002,418
Loans to foreign governments and official institutions$034
Other loansNANA
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmers$166,000128
Total recoveries$154,0002,279
Loans secured by real estate, total$109,000954
To non-U.S. addresseesNANA
Real estate loans in domestic offices$109,000953
Construction and land development$0926
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$87,000469
Secured by multifamily residential properties$2,000453
Secured by nonfarm nonresidential properties$20,0001,223
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$17,0004,721
Loans to individuals$28,0002,978
Credit card loan recoveries$02,866
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$28,0002,747
Loans to foreign governments and official institutions$038
Other loansNANA
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmers$1,0001,777
Net charge-offs$272,0002,604
Loans secured by real estate, total$27,0003,571
To non-U.S. addresseesNANA
Real estate loans in domestic offices$27,0003,569
Construction and land development$01,117
Secured by farmland$0548
Secured by 1-4 family residential properties- net charge-offs$-59,00013,165
Secured by multifamily residential properties$-2,00013,053
Secured by nonfarm nonresidential properties$88,0001,184
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$188,0001,602
To non-U.S. addresseesNANA
Loans to individuals$57,0002,621
Credit card loan net charge offs$03,895
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$57,0002,206
Loans to foreign governments and official institutions$028
Other loansNANA
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmers$165,00099
1992-12-31 (YTD Data)Rank
Total charge-offs$288,0004,121
Loans secured by real estate, total$218,0002,053
To non-U.S. addresseesNANA
Real estate loans in domestic offices$218,0002,053
Construction and land development$01,669
Secured by farmland$0904
Total charge-offs secured by 1-4 family residential properties$26,0003,428
Secured by multifamily residential properties$0893
Secured by nonfarm nonresidential properties$192,0001,251
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$11,0008,187
Loans to individuals$59,0004,220
Credit card loan charge offs$04,333
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$59,0003,789
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,961
Total recoveries$109,0003,067
Loans secured by real estate, total$41,0001,772
To non-U.S. addresseesNANA
Real estate loans in domestic offices$41,0001,771
Construction and land development$01,048
Secured by farmland$0870
Secured by 1-4 family residential properties - total recoveries$25,0001,278
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$16,0001,257
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$17,0004,979
Loans to individuals$51,0002,055
Credit card loan recoveries$02,868
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$51,0001,864
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmers$1,0001,878
Net charge-offs$179,0004,456
Loans secured by real estate, total$177,0002,060
To non-U.S. addresseesNANA
Real estate loans in domestic offices$177,0002,060
Construction and land development$01,547
Secured by farmland$0773
Secured by 1-4 family residential properties- net charge-offs$1,0005,587
Secured by multifamily residential properties$0849
Secured by nonfarm nonresidential properties$176,0001,213
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-6,00012,224
To non-U.S. addresseesNANA
Loans to individuals$8,0007,550
Credit card loan net charge offs$04,099
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$8,0007,040
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmers$-1,0009,681

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.