Home > The St. Mary Bank and Trust Company > Assets and Liabilities
The St. Mary Bank and Trust Company, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 53 | 3,309 |
| Assets and Liabilities | ||
| Total Assets: | $107,936,000 | 4,070 |
| Cash and due from depository institutions | $5,049,000 | 3,309 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $12,273,000 | 6,466 |
| Federal funds sold & reverse repurchase agreements | $5,830,000 | 2,957 |
| Net loans & leases | $81,128,000 | 3,330 |
| Loan loss allowance | $2,912,000 | 1,258 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,782,000 | 4,273 |
| Other real estate owned | $199,000 | 3,309 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,675,000 | 4,074 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $107,936,000 | 4,070 |
| Total liabilities | $97,068,000 | 4,060 |
| Total deposits | $96,577,000 | 3,842 |
| Interest-bearing deposits | $71,797,000 | 4,354 |
| Deposits held in domestic offices | $96,577,000 | 3,837 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $491,000 | 5,823 |
| Total equity capital | $10,868,000 | 4,018 |
| Total bank equity capital | $10,868,000 | 4,018 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $300,000 | 5,797 |
| Surplus | $4,700,000 | 3,017 |
| Undivided profits | $5,868,000 | 3,955 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,063,000 | 2,269 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $472,000 | 4,819 |
| Earning assets | $99,231,000 | 4,074 |
| Long-term assets (5+ years) | $14,018,000 | 3,930 |
| Average Assets, year-to-date | $110,046,200 | 3,810 |
| Average Assets, quarterly | $108,625,500 | 3,978 |
| Volatile liabilities | $16,777,000 | 3,484 |
| Insider loans | $87,000 | 8,214 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $10,371,000 | 3,528 |
| Tier 1 (core) risk-based capital | $10,776,000 | 3,905 |
| Tier 2 risk-based capital | $1,022,890 | 2,960 |
| Total risk weighted assets | $79,942,090 | 3,447 |
| Total unused commitments | $10,371,000 | 3,532 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 60 | 3,015 |
| Assets and Liabilities | ||
| Total Assets: | $113,157,000 | 3,876 |
| Cash and due from depository institutions | $5,884,000 | 3,015 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $13,408,000 | 6,415 |
| Federal funds sold & reverse repurchase agreements | $6,925,000 | 2,013 |
| Net loans & leases | $83,166,000 | 3,265 |
| Loan loss allowance | $1,881,000 | 1,885 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,635,000 | 3,009 |
| Other real estate owned | $63,000 | 3,015 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,076,000 | 5,735 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $113,157,000 | 3,876 |
| Total liabilities | $103,627,000 | 3,789 |
| Total deposits | $102,634,000 | 3,604 |
| Interest-bearing deposits | $76,337,000 | 4,128 |
| Deposits held in domestic offices | $102,634,000 | 3,596 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $993,000 | 3,592 |
| Total equity capital | $9,530,000 | 4,489 |
| Total bank equity capital | $9,530,000 | 4,489 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $300,000 | 6,047 |
| Surplus | $4,700,000 | 2,942 |
| Undivided profits | $4,530,000 | 4,755 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $937,000 | 2,592 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $99,000 | 938 |
| Income earned, not collected on loans | $466,000 | 5,028 |
| Earning assets | $103,499,000 | 3,905 |
| Long-term assets (5+ years) | $7,736,000 | 4,970 |
| Average Assets, year-to-date | $109,232,800 | 3,832 |
| Average Assets, quarterly | $112,861,500 | 3,836 |
| Volatile liabilities | $16,442,000 | 3,506 |
| Insider loans | $2,087,000 | 1,988 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $19,197,000 | 2,175 |
| Tier 1 (core) risk-based capital | $9,446,000 | 4,382 |
| Tier 2 risk-based capital | $1,035,720 | 2,834 |
| Total risk weighted assets | $82,012,020 | 3,333 |
| Total unused commitments | $19,197,000 | 2,181 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 62 | 3,056 |
| Assets and Liabilities | ||
| Total Assets: | $106,528,000 | 4,180 |
| Cash and due from depository institutions | $4,658,000 | 3,056 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $17,702,000 | 5,767 |
| Federal funds sold & reverse repurchase agreements | $6,925,000 | 1,901 |
| Net loans & leases | $72,159,000 | 3,735 |
| Loan loss allowance | $902,000 | 3,847 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,149,000 | 1,907 |
| Other real estate owned | $0 | 3,056 |
| Goodwill and other intangibles | $22,000 | 3,094 |
| All other assets | $913,000 | 6,622 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $106,528,000 | 4,180 |
| Total liabilities | $94,826,000 | 4,215 |
| Total deposits | $92,998,000 | 4,055 |
| Interest-bearing deposits | $68,917,000 | 4,647 |
| Deposits held in domestic offices | $92,998,000 | 4,043 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,087,000 | 2,702 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $741,000 | 4,454 |
| Total equity capital | $11,702,000 | 3,762 |
| Total bank equity capital | $11,702,000 | 3,762 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $300,000 | 6,402 |
| Surplus | $4,700,000 | 3,011 |
| Undivided profits | $6,702,000 | 3,538 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $548,000 | 4,087 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $44,000 | 1,314 |
| Income earned, not collected on loans | $424,000 | 5,383 |
| Earning assets | $96,786,000 | 4,226 |
| Long-term assets (5+ years) | $6,457,000 | 5,249 |
| Average Assets, year-to-date | $105,031,400 | 4,079 |
| Average Assets, quarterly | $105,772,500 | 4,156 |
| Volatile liabilities | $16,997,000 | 3,320 |
| Insider loans | $1,911,000 | 2,207 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $13,308,000 | 2,769 |
| Tier 1 (core) risk-based capital | $11,617,000 | 3,693 |
| Tier 2 risk-based capital | $902,000 | 3,286 |
| Total risk weighted assets | $73,359,900 | 3,698 |
| Total unused commitments | $13,308,000 | 2,782 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 60 | 3,248 |
| Assets and Liabilities | ||
| Total Assets: | $100,550,000 | 4,403 |
| Cash and due from depository institutions | $5,576,000 | 3,248 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $20,741,000 | 5,414 |
| Federal funds sold & reverse repurchase agreements | $8,085,000 | 1,806 |
| Net loans & leases | $59,749,000 | 4,290 |
| Loan loss allowance | $800,000 | 4,245 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $4,192,000 | 1,828 |
| Other real estate owned | $0 | 3,248 |
| Goodwill and other intangibles | $45,000 | 2,684 |
| All other assets | $2,162,000 | 3,389 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $100,550,000 | 4,403 |
| Total liabilities | $88,544,000 | 4,492 |
| Total deposits | $83,796,000 | 4,499 |
| Interest-bearing deposits | $62,984,000 | 5,081 |
| Deposits held in domestic offices | $83,796,000 | 4,491 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,613,000 | 1,766 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,135,000 | 3,264 |
| Total equity capital | $12,006,000 | 3,664 |
| Total bank equity capital | $12,006,000 | 3,664 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $300,000 | 6,747 |
| Surplus | $4,700,000 | 3,016 |
| Undivided profits | $7,006,000 | 3,484 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $320,000 | 5,442 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $429,000 | 5,449 |
| Earning assets | $88,575,000 | 4,566 |
| Long-term assets (5+ years) | $6,124,000 | 5,288 |
| Average Assets, year-to-date | $97,170,200 | 4,359 |
| Average Assets, quarterly | $97,543,000 | 4,472 |
| Volatile liabilities | $16,144,000 | 3,133 |
| Insider loans | $1,664,000 | 2,528 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $9,141,000 | 3,483 |
| Tier 1 (core) risk-based capital | $11,809,000 | 3,590 |
| Tier 2 risk-based capital | $800,000 | 3,586 |
| Total risk weighted assets | $66,476,300 | 3,959 |
| Total unused commitments | $9,141,000 | 3,496 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 64 | 3,167 |
| Assets and Liabilities | ||
| Total Assets: | $103,282,000 | 4,242 |
| Cash and due from depository institutions | $4,508,000 | 3,167 |
| Interest-bearing balances | $100,000 | 5,091 |
| Securities | $45,611,000 | 2,874 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $47,529,000 | 5,108 |
| Loan loss allowance | $686,000 | 4,898 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $4,354,000 | 1,707 |
| Other real estate owned | $0 | 3,167 |
| Goodwill and other intangibles | $68,000 | 2,438 |
| All other assets | $1,212,000 | 5,862 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $103,282,000 | 4,242 |
| Total liabilities | $92,463,000 | 4,290 |
| Total deposits | $79,306,000 | 4,684 |
| Interest-bearing deposits | $58,796,000 | 5,326 |
| Deposits held in domestic offices | $79,306,000 | 4,674 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,749,000 | 1,128 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $408,000 | 6,004 |
| Total equity capital | $10,819,000 | 3,756 |
| Total bank equity capital | $10,819,000 | 3,756 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $300,000 | 7,125 |
| Surplus | $4,100,000 | 3,238 |
| Undivided profits | $6,419,000 | 3,459 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $362,000 | 5,125 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $272,000 | 7,053 |
| Earning assets | $93,240,000 | 4,311 |
| Long-term assets (5+ years) | $11,371,000 | 3,797 |
| Average Assets, year-to-date | $103,678,400 | 4,136 |
| Average Assets, quarterly | $103,811,000 | 4,191 |
| Volatile liabilities | $21,003,000 | 2,448 |
| Insider loans | $1,404,000 | 2,835 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $6,109,000 | 4,360 |
| Tier 1 (core) risk-based capital | $11,524,000 | 3,587 |
| Tier 2 risk-based capital | $686,000 | 4,064 |
| Total risk weighted assets | $56,912,400 | 4,430 |
| Total unused commitments | $6,109,000 | 4,367 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 62 | 3,382 |
| Assets and Liabilities | ||
| Total Assets: | $99,882,000 | 4,439 |
| Cash and due from depository institutions | $2,732,000 | 3,382 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $51,245,000 | 2,702 |
| Federal funds sold & reverse repurchase agreements | $2,585,000 | 4,896 |
| Net loans & leases | $37,483,000 | 6,004 |
| Loan loss allowance | $577,000 | 5,748 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,957,000 | 1,832 |
| Other real estate owned | $163,000 | 3,382 |
| Goodwill and other intangibles | $101,000 | 2,190 |
| All other assets | $1,616,000 | 4,157 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $99,882,000 | 4,439 |
| Total liabilities | $88,881,000 | 4,536 |
| Total deposits | $88,153,000 | 4,378 |
| Interest-bearing deposits | $68,479,000 | 4,825 |
| Deposits held in domestic offices | $88,153,000 | 4,371 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $728,000 | 4,018 |
| Total equity capital | $11,001,000 | 3,705 |
| Total bank equity capital | $11,001,000 | 3,705 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $300,000 | 7,497 |
| Surplus | $4,100,000 | 3,196 |
| Undivided profits | $6,601,000 | 3,507 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $389,000 | 5,658 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $235,000 | 7,325 |
| Earning assets | $91,313,000 | 4,484 |
| Long-term assets (5+ years) | $15,256,000 | 3,259 |
| Average Assets, year-to-date | $102,053,600 | 4,256 |
| Average Assets, quarterly | $98,387,500 | 4,471 |
| Volatile liabilities | $7,892,000 | 4,859 |
| Insider loans | $1,237,000 | 3,163 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,769,000 | 5,688 |
| Tier 1 (core) risk-based capital | $10,900,000 | 3,667 |
| Tier 2 risk-based capital | $577,000 | 4,657 |
| Total risk weighted assets | $48,286,400 | 5,051 |
| Total unused commitments | $3,769,000 | 5,709 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 63 | 3,399 |
| Assets and Liabilities | ||
| Total Assets: | $106,286,000 | 4,290 |
| Cash and due from depository institutions | $3,697,000 | 3,399 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $55,588,000 | 2,446 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $40,997,000 | 5,631 |
| Loan loss allowance | $758,000 | 4,704 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $4,205,000 | 1,744 |
| Other real estate owned | $146,000 | 3,399 |
| Goodwill and other intangibles | $136,000 | 2,063 |
| All other assets | $1,517,000 | 4,558 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $106,286,000 | 4,290 |
| Total liabilities | $96,025,000 | 4,336 |
| Total deposits | $94,527,000 | 4,232 |
| Interest-bearing deposits | $75,729,000 | 4,564 |
| Deposits held in domestic offices | $94,527,000 | 4,225 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $550,000 | 2,946 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $948,000 | 3,440 |
| Total equity capital | $10,261,000 | 3,786 |
| Total bank equity capital | $10,261,000 | 3,786 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $300,000 | 7,882 |
| Surplus | $4,100,000 | 3,078 |
| Undivided profits | $5,861,000 | 3,687 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $504,000 | 5,618 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $356,000 | 5,631 |
| Earning assets | $96,585,000 | 4,298 |
| Long-term assets (5+ years) | $12,854,000 | 3,646 |
| Average Assets, year-to-date | $104,393,400 | 4,263 |
| Average Assets, quarterly | $104,375,000 | 4,321 |
| Volatile liabilities | $12,343,000 | 3,501 |
| Insider loans | $231,000 | 3,569 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,458,000 | 6,718 |
| Tier 1 (core) risk-based capital | $10,125,000 | 3,778 |
| Tier 2 risk-based capital | $622,180 | 4,354 |
| Total risk weighted assets | $49,638,880 | 4,956 |
| Total unused commitments | $2,458,000 | 6,747 |
| Derivatives | $0 | 651 |