Home > The Southgate Bank > Loan Charge- Offs and Recoveries
The Southgate Bank, Loan Charge- Offs and Recoveries
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,181,000 | 1,621 |
| Loans secured by real estate, total | $347,000 | 1,604 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $347,000 | 1,604 |
| Construction and land development | $145,000 | 710 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $202,000 | 1,012 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $0 | 3,945 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $754,000 | 987 |
| Loans to individuals | $80,000 | 3,506 |
| Credit card loan charge offs | $0 | 4,333 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $80,000 | 3,119 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,961 |
| Total recoveries | $149,000 | 2,461 |
| Loans secured by real estate, total | $48,000 | 1,605 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $48,000 | 1,605 |
| Construction and land development | $45,000 | 379 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $3,000 | 3,371 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $83,000 | 1,912 |
| Loans to individuals | $18,000 | 4,087 |
| Credit card loan recoveries | $0 | 2,868 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $18,000 | 3,830 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 2,110 |
| Net charge-offs | $1,032,000 | 1,528 |
| Loans secured by real estate, total | $299,000 | 1,572 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $299,000 | 1,572 |
| Construction and land development | $100,000 | 759 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $199,000 | 906 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $0 | 3,618 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $671,000 | 924 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $62,000 | 3,233 |
| Credit card loan net charge offs | $0 | 4,099 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $62,000 | 2,796 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,543 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.