Home > The Southgate Bank > Income and Expense
The Southgate Bank, Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,016,000 | 6,369 |
| Total interest expense | $1,977,000 | 7,160 |
| Net interest income | $3,039,000 | 5,652 |
| Provision for loan and lease losses | $60,000 | 8,535 |
| Total noninterest income | $593,000 | 5,000 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $336,000 | 4,066 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $257,000 | 4,876 |
| Total noninterest expense | $3,228,000 | 4,230 |
| Salaries and employee benefits | $1,424,000 | 4,428 |
| Premises and equipment expense | $544,000 | 3,687 |
| Additional noninterest expense | $1,260,000 | 4,152 |
| Pre-tax net operating income | $344,000 | 9,749 |
| Securities gains (losses) | $141,000 | 2,495 |
| Applicable income taxes | $54,000 | 11,145 |
| Income before extraordinary items | $431,000 | 7,921 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $431,000 | 8,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,032,000 | 1,528 |
| Cash dividends | $150,000 | 5,711 |
| Sale, conversion, retirement of capital stock, net | $150,000 | 768 |
| Net operating income | $305,510 | 8,874 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.