Home > The Solomon State Bank > Income and Expense
The Solomon State Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $8,868,000 | 2,992 |
| Total interest expense | $2,258,000 | 2,915 |
| Net interest income | $6,610,000 | 2,974 |
| Provision for loan and lease losses | $0 | 3,275 |
| Total noninterest income | $188,000 | 4,058 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $48,000 | 3,839 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $140,000 | 3,858 |
| Total noninterest expense | $3,028,000 | 3,683 |
| Salaries and employee benefits | $1,842,000 | 3,556 |
| Premises and equipment expense | $278,000 | 3,652 |
| Additional noninterest expense | $140,000 | 3,858 |
| Pre-tax net operating income | $3,770,000 | 2,239 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $156,000 | 2,580 |
| Income before extraordinary items | $3,614,000 | 2,113 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,614,000 | 2,137 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $3,614,000 | 2,116 |
| Net charge-offs | $-113,000 | 4,361 |
| Cash dividends | $2,500,000 | 1,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $3,614,000 | 2,142 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $6,476,000 | 3,002 |
| Total interest expense | $1,543,000 | 2,910 |
| Net interest income | $4,933,000 | 2,999 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $164,000 | 3,986 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $35,000 | 3,878 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 3,755 |
| Total noninterest expense | $2,345,000 | 3,636 |
| Salaries and employee benefits | $1,433,000 | 3,486 |
| Premises and equipment expense | $215,000 | 3,646 |
| Additional noninterest expense | $129,000 | 3,753 |
| Pre-tax net operating income | $2,752,000 | 2,333 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $108,000 | 2,667 |
| Income before extraordinary items | $2,644,000 | 2,192 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,644,000 | 2,214 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,644,000 | 2,194 |
| Net charge-offs | $-93,000 | 4,346 |
| Cash dividends | $2,100,000 | 1,134 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,644,000 | 2,214 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $4,231,000 | 3,009 |
| Total interest expense | $951,000 | 2,855 |
| Net interest income | $3,280,000 | 3,029 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $141,000 | 3,834 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $23,000 | 3,900 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $118,000 | 3,568 |
| Total noninterest expense | $1,620,000 | 3,590 |
| Salaries and employee benefits | $987,000 | 3,461 |
| Premises and equipment expense | $145,000 | 3,633 |
| Additional noninterest expense | $118,000 | 3,553 |
| Pre-tax net operating income | $1,801,000 | 2,373 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $67,000 | 2,734 |
| Income before extraordinary items | $1,734,000 | 2,223 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,734,000 | 2,250 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,734,000 | 2,223 |
| Net charge-offs | $-71,000 | 4,396 |
| Cash dividends | $1,600,000 | 1,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,734,000 | 2,242 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,087,000 | 3,026 |
| Total interest expense | $419,000 | 2,813 |
| Net interest income | $1,668,000 | 3,007 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $118,000 | 3,469 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $9,000 | 4,053 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $109,000 | 3,068 |
| Total noninterest expense | $753,000 | 3,717 |
| Salaries and employee benefits | $494,000 | 3,504 |
| Premises and equipment expense | $62,000 | 3,834 |
| Additional noninterest expense | $109,000 | 3,068 |
| Pre-tax net operating income | $1,033,000 | 2,261 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $29,000 | 2,815 |
| Income before extraordinary items | $1,004,000 | 2,088 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,004,000 | 2,087 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,004,000 | 2,088 |
| Net charge-offs | $-35,000 | 4,355 |
| Cash dividends | $600,000 | 1,112 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,004,000 | 2,116 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $7,726,000 | 2,906 |
| Total interest expense | $1,091,000 | 2,295 |
| Net interest income | $6,635,000 | 2,967 |
| Provision for loan and lease losses | $600,000 | 1,102 |
| Total noninterest income | $100,000 | 4,414 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $50,000 | 3,931 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 4,373 |
| Total noninterest expense | $2,947,000 | 3,741 |
| Salaries and employee benefits | $1,801,000 | 3,609 |
| Premises and equipment expense | $277,000 | 3,730 |
| Additional noninterest expense | $50,000 | 4,373 |
| Pre-tax net operating income | $3,188,000 | 2,583 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $100,000 | 3,010 |
| Income before extraordinary items | $3,088,000 | 2,418 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,088,000 | 2,416 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $3,088,000 | 2,417 |
| Net charge-offs | $-14,000 | 3,721 |
| Cash dividends | $3,100,000 | 1,111 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $3,088,000 | 2,446 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $5,664,000 | 2,888 |
| Total interest expense | $717,000 | 2,170 |
| Net interest income | $4,947,000 | 2,949 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $76,000 | 4,438 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $37,000 | 3,970 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 4,396 |
| Total noninterest expense | $2,221,000 | 3,726 |
| Salaries and employee benefits | $1,380,000 | 3,574 |
| Premises and equipment expense | $221,000 | 3,689 |
| Additional noninterest expense | $39,000 | 4,396 |
| Pre-tax net operating income | $2,802,000 | 2,366 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $78,000 | 2,993 |
| Income before extraordinary items | $2,724,000 | 2,190 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,724,000 | 2,189 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,724,000 | 2,189 |
| Net charge-offs | $-1,000 | 3,079 |
| Cash dividends | $3,100,000 | 826 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,724,000 | 2,226 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $3,681,000 | 2,894 |
| Total interest expense | $446,000 | 2,104 |
| Net interest income | $3,235,000 | 2,944 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $53,000 | 4,428 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $24,000 | 4,027 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 4,390 |
| Total noninterest expense | $1,485,000 | 3,721 |
| Salaries and employee benefits | $932,000 | 3,569 |
| Premises and equipment expense | $135,000 | 3,794 |
| Additional noninterest expense | $418,000 | 3,852 |
| Pre-tax net operating income | $1,803,000 | 2,339 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $35,000 | 3,084 |
| Income before extraordinary items | $1,768,000 | 2,142 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,768,000 | 2,142 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,768,000 | 2,142 |
| Net charge-offs | $15,000 | 1,434 |
| Cash dividends | $2,600,000 | 695 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,768,000 | 2,181 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,792,000 | 2,885 |
| Total interest expense | $233,000 | 2,006 |
| Net interest income | $1,559,000 | 2,960 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $30,000 | 4,392 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $13,000 | 3,977 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 4,323 |
| Total noninterest expense | $680,000 | 3,843 |
| Salaries and employee benefits | $451,000 | 3,622 |
| Premises and equipment expense | $56,000 | 3,984 |
| Additional noninterest expense | $173,000 | 4,054 |
| Pre-tax net operating income | $909,000 | 2,228 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $-4,000 | 4,609 |
| Income before extraordinary items | $913,000 | 2,031 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $913,000 | 2,030 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $913,000 | 2,031 |
| Net charge-offs | $33,000 | 812 |
| Cash dividends | $1,600,000 | 535 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $913,000 | 2,048 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $7,772,000 | 2,848 |
| Total interest expense | $1,370,000 | 1,788 |
| Net interest income | $6,402,000 | 2,978 |
| Provision for loan and lease losses | $400,000 | 1,195 |
| Total noninterest income | $116,000 | 4,506 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $53,000 | 3,975 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 4,494 |
| Total noninterest expense | $2,727,000 | 3,870 |
| Salaries and employee benefits | $1,700,000 | 3,720 |
| Premises and equipment expense | $243,000 | 3,943 |
| Additional noninterest expense | $784,000 | 3,964 |
| Pre-tax net operating income | $3,391,000 | 2,537 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $174,000 | 2,773 |
| Income before extraordinary items | $3,217,000 | 2,452 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $3,217,000 | 2,452 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $3,217,000 | 2,453 |
| Net charge-offs | $-35,000 | 4,004 |
| Cash dividends | $3,150,000 | 1,132 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $3,217,000 | 2,430 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $5,892,000 | 2,892 |
| Total interest expense | $1,101,000 | 1,774 |
| Net interest income | $4,791,000 | 3,027 |
| Provision for loan and lease losses | $400,000 | 973 |
| Total noninterest income | $93,000 | 4,552 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $40,000 | 4,006 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 4,517 |
| Total noninterest expense | $2,104,000 | 3,868 |
| Salaries and employee benefits | $1,356,000 | 3,680 |
| Premises and equipment expense | $189,000 | 3,959 |
| Additional noninterest expense | $559,000 | 4,063 |
| Pre-tax net operating income | $2,380,000 | 2,729 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $129,000 | 2,806 |
| Income before extraordinary items | $2,251,000 | 2,652 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,251,000 | 2,652 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,251,000 | 2,652 |
| Net charge-offs | $-21,000 | 3,900 |
| Cash dividends | $3,150,000 | 821 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,251,000 | 2,628 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $3,949,000 | 2,902 |
| Total interest expense | $772,000 | 1,772 |
| Net interest income | $3,177,000 | 3,046 |
| Provision for loan and lease losses | $300,000 | 865 |
| Total noninterest income | $67,000 | 4,548 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $27,000 | 3,997 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 4,500 |
| Total noninterest expense | $1,434,000 | 3,853 |
| Salaries and employee benefits | $944,000 | 3,637 |
| Premises and equipment expense | $116,000 | 4,059 |
| Additional noninterest expense | $374,000 | 4,055 |
| Pre-tax net operating income | $1,510,000 | 2,762 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $91,000 | 2,780 |
| Income before extraordinary items | $1,419,000 | 2,710 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,419,000 | 2,709 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,419,000 | 2,710 |
| Net charge-offs | $2,000 | 2,060 |
| Cash dividends | $2,650,000 | 684 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,419,000 | 2,682 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,985,000 | 2,881 |
| Total interest expense | $398,000 | 1,806 |
| Net interest income | $1,587,000 | 3,023 |
| Provision for loan and lease losses | $175,000 | 881 |
| Total noninterest income | $41,000 | 4,445 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $13,000 | 4,030 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 4,334 |
| Total noninterest expense | $690,000 | 3,911 |
| Salaries and employee benefits | $470,000 | 3,645 |
| Premises and equipment expense | $45,000 | 4,290 |
| Additional noninterest expense | $175,000 | 4,141 |
| Pre-tax net operating income | $763,000 | 2,723 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $31,000 | 2,908 |
| Income before extraordinary items | $732,000 | 2,637 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $732,000 | 2,635 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $732,000 | 2,637 |
| Net charge-offs | $-11,000 | 4,101 |
| Cash dividends | $2,000,000 | 449 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $732,000 | 2,605 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $8,619,000 | 2,753 |
| Total interest expense | $2,266,000 | 1,823 |
| Net interest income | $6,353,000 | 2,966 |
| Provision for loan and lease losses | $700,000 | 1,931 |
| Total noninterest income | $410,000 | 3,793 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $64,000 | 3,995 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $346,000 | 3,506 |
| Total noninterest expense | $3,004,000 | 3,812 |
| Salaries and employee benefits | $1,716,000 | 3,780 |
| Premises and equipment expense | $257,000 | 4,003 |
| Additional noninterest expense | $1,031,000 | 3,651 |
| Pre-tax net operating income | $3,059,000 | 2,402 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $98,000 | 2,941 |
| Income before extraordinary items | $2,961,000 | 2,328 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,961,000 | 2,328 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,961,000 | 2,328 |
| Net charge-offs | $454,000 | 1,040 |
| Cash dividends | $4,920,000 | 779 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,961,000 | 2,277 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $6,543,000 | 2,741 |
| Total interest expense | $1,806,000 | 1,828 |
| Net interest income | $4,737,000 | 2,986 |
| Provision for loan and lease losses | $350,000 | 2,281 |
| Total noninterest income | $339,000 | 3,702 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $47,000 | 4,026 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $292,000 | 3,375 |
| Total noninterest expense | $2,374,000 | 3,730 |
| Salaries and employee benefits | $1,341,000 | 3,713 |
| Premises and equipment expense | $201,000 | 3,972 |
| Additional noninterest expense | $832,000 | 3,531 |
| Pre-tax net operating income | $2,352,000 | 2,368 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $54,000 | 3,047 |
| Income before extraordinary items | $2,298,000 | 2,256 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,298,000 | 2,256 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,298,000 | 2,256 |
| Net charge-offs | $446,000 | 800 |
| Cash dividends | $2,920,000 | 828 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,298,000 | 2,196 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $4,412,000 | 2,766 |
| Total interest expense | $1,269,000 | 1,849 |
| Net interest income | $3,143,000 | 3,014 |
| Provision for loan and lease losses | $250,000 | 2,200 |
| Total noninterest income | $176,000 | 3,913 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $34,000 | 3,978 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $142,000 | 3,633 |
| Total noninterest expense | $1,540,000 | 3,778 |
| Salaries and employee benefits | $915,000 | 3,694 |
| Premises and equipment expense | $124,000 | 4,066 |
| Additional noninterest expense | $501,000 | 3,699 |
| Pre-tax net operating income | $1,529,000 | 2,363 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $19,000 | 3,240 |
| Income before extraordinary items | $1,510,000 | 2,229 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,510,000 | 2,228 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,510,000 | 2,229 |
| Net charge-offs | $546,000 | 562 |
| Cash dividends | $2,600,000 | 657 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,510,000 | 2,190 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,257,000 | 2,737 |
| Total interest expense | $672,000 | 1,899 |
| Net interest income | $1,585,000 | 2,982 |
| Provision for loan and lease losses | $100,000 | 1,942 |
| Total noninterest income | $39,000 | 4,510 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $20,000 | 4,020 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 4,467 |
| Total noninterest expense | $810,000 | 3,752 |
| Salaries and employee benefits | $455,000 | 3,743 |
| Premises and equipment expense | $45,000 | 4,419 |
| Additional noninterest expense | $310,000 | 3,391 |
| Pre-tax net operating income | $714,000 | 2,319 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $-18,000 | 4,882 |
| Income before extraordinary items | $732,000 | 2,103 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $732,000 | 2,102 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $732,000 | 2,103 |
| Net charge-offs | $74,000 | 1,023 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $732,000 | 2,071 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $9,214,000 | 2,712 |
| Total interest expense | $2,787,000 | 1,900 |
| Net interest income | $6,427,000 | 2,970 |
| Provision for loan and lease losses | $550,000 | 1,403 |
| Total noninterest income | $281,000 | 4,210 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $84,000 | 4,087 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $197,000 | 3,956 |
| Total noninterest expense | $3,150,000 | 3,821 |
| Salaries and employee benefits | $1,855,000 | 3,739 |
| Premises and equipment expense | $297,000 | 3,923 |
| Additional noninterest expense | $998,000 | 3,796 |
| Pre-tax net operating income | $3,008,000 | 2,453 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $146,000 | 2,824 |
| Income before extraordinary items | $2,862,000 | 2,361 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,862,000 | 2,363 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,862,000 | 2,363 |
| Net charge-offs | $-147,000 | 4,955 |
| Cash dividends | $1,250,000 | 2,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,862,000 | 2,324 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $6,919,000 | 2,741 |
| Total interest expense | $2,072,000 | 1,926 |
| Net interest income | $4,847,000 | 3,004 |
| Provision for loan and lease losses | $300,000 | 1,600 |
| Total noninterest income | $245,000 | 4,126 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $64,000 | 4,132 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $181,000 | 3,820 |
| Total noninterest expense | $2,491,000 | 3,767 |
| Salaries and employee benefits | $1,496,000 | 3,626 |
| Premises and equipment expense | $225,000 | 3,964 |
| Additional noninterest expense | $770,000 | 3,782 |
| Pre-tax net operating income | $2,301,000 | 2,498 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $96,000 | 2,954 |
| Income before extraordinary items | $2,205,000 | 2,383 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,205,000 | 2,384 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,205,000 | 2,384 |
| Net charge-offs | $64,000 | 2,060 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,205,000 | 2,353 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $4,548,000 | 2,781 |
| Total interest expense | $1,338,000 | 1,943 |
| Net interest income | $3,210,000 | 3,033 |
| Provision for loan and lease losses | $275,000 | 1,307 |
| Total noninterest income | $208,000 | 3,905 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $43,000 | 4,149 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $165,000 | 3,493 |
| Total noninterest expense | $1,673,000 | 3,790 |
| Salaries and employee benefits | $1,041,000 | 3,585 |
| Premises and equipment expense | $133,000 | 4,144 |
| Additional noninterest expense | $499,000 | 3,850 |
| Pre-tax net operating income | $1,470,000 | 2,542 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $59,000 | 3,000 |
| Income before extraordinary items | $1,411,000 | 2,410 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,411,000 | 2,410 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,411,000 | 2,410 |
| Net charge-offs | $220,000 | 935 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,411,000 | 2,386 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,262,000 | 2,804 |
| Total interest expense | $663,000 | 1,914 |
| Net interest income | $1,599,000 | 3,061 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $51,000 | 4,535 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $21,000 | 4,185 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 4,379 |
| Total noninterest expense | $925,000 | 3,645 |
| Salaries and employee benefits | $620,000 | 3,322 |
| Premises and equipment expense | $54,000 | 4,425 |
| Additional noninterest expense | $251,000 | 3,859 |
| Pre-tax net operating income | $725,000 | 2,525 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $27,000 | 3,011 |
| Income before extraordinary items | $698,000 | 2,373 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $698,000 | 2,371 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $698,000 | 2,372 |
| Net charge-offs | $2,000 | 2,456 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $698,000 | 2,360 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $9,014,000 | 2,719 |
| Total interest expense | $2,128,000 | 1,857 |
| Net interest income | $6,886,000 | 2,934 |
| Provision for loan and lease losses | $2,820,000 | 389 |
| Total noninterest income | $197,000 | 4,652 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $96,000 | 4,173 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 4,563 |
| Total noninterest expense | $2,474,000 | 4,286 |
| Salaries and employee benefits | $1,426,000 | 4,243 |
| Premises and equipment expense | $242,000 | 4,320 |
| Additional noninterest expense | $806,000 | 4,211 |
| Pre-tax net operating income | $1,789,000 | 3,296 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $76,000 | 3,218 |
| Income before extraordinary items | $1,713,000 | 3,165 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,713,000 | 3,164 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,713,000 | 3,164 |
| Net charge-offs | $5,550,000 | 188 |
| Cash dividends | $3,130,000 | 1,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,713,000 | 3,162 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $6,953,000 | 2,656 |
| Total interest expense | $1,491,000 | 1,876 |
| Net interest income | $5,462,000 | 2,833 |
| Provision for loan and lease losses | $400,000 | 1,318 |
| Total noninterest income | $145,000 | 4,717 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $73,000 | 4,211 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 4,668 |
| Total noninterest expense | $2,140,000 | 4,100 |
| Salaries and employee benefits | $1,313,000 | 3,941 |
| Premises and equipment expense | $205,000 | 4,193 |
| Additional noninterest expense | $622,000 | 4,193 |
| Pre-tax net operating income | $3,067,000 | 2,093 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $130,000 | 2,839 |
| Income before extraordinary items | $2,937,000 | 1,938 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,937,000 | 1,935 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,937,000 | 1,937 |
| Net charge-offs | $562,000 | 667 |
| Cash dividends | $3,130,000 | 759 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,937,000 | 1,926 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,592,000 | 2,666 |
| Total interest expense | $924,000 | 1,895 |
| Net interest income | $3,668,000 | 2,824 |
| Provision for loan and lease losses | $400,000 | 972 |
| Total noninterest income | $101,000 | 4,740 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $49,000 | 4,234 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 4,649 |
| Total noninterest expense | $1,429,000 | 4,132 |
| Salaries and employee benefits | $861,000 | 4,001 |
| Premises and equipment expense | $127,000 | 4,322 |
| Additional noninterest expense | $441,000 | 4,146 |
| Pre-tax net operating income | $1,940,000 | 2,146 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $82,000 | 2,858 |
| Income before extraordinary items | $1,858,000 | 1,991 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,858,000 | 1,989 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,858,000 | 1,990 |
| Net charge-offs | $236,000 | 850 |
| Cash dividends | $2,730,000 | 607 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,858,000 | 1,980 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,263,000 | 2,694 |
| Total interest expense | $445,000 | 1,868 |
| Net interest income | $1,818,000 | 2,859 |
| Provision for loan and lease losses | $250,000 | 792 |
| Total noninterest income | $49,000 | 4,784 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $26,000 | 4,184 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 4,761 |
| Total noninterest expense | $737,000 | 4,136 |
| Salaries and employee benefits | $462,000 | 3,904 |
| Premises and equipment expense | $53,000 | 4,589 |
| Additional noninterest expense | $222,000 | 4,171 |
| Pre-tax net operating income | $880,000 | 2,224 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $36,000 | 2,911 |
| Income before extraordinary items | $844,000 | 2,092 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $844,000 | 2,091 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $844,000 | 2,092 |
| Net charge-offs | $174,000 | 623 |
| Cash dividends | $1,930,000 | 448 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $844,000 | 2,082 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $9,013,000 | 2,646 |
| Total interest expense | $1,706,000 | 1,732 |
| Net interest income | $7,307,000 | 2,807 |
| Provision for loan and lease losses | $782,000 | 1,067 |
| Total noninterest income | $243,000 | 4,700 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $111,000 | 4,227 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $132,000 | 4,587 |
| Total noninterest expense | $2,960,000 | 4,137 |
| Salaries and employee benefits | $1,765,000 | 3,996 |
| Premises and equipment expense | $247,000 | 4,467 |
| Additional noninterest expense | $948,000 | 4,106 |
| Pre-tax net operating income | $3,808,000 | 2,113 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $163,000 | 3,071 |
| Income before extraordinary items | $3,645,000 | 1,732 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,645,000 | 1,732 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,645,000 | 1,732 |
| Net charge-offs | $881,000 | 764 |
| Cash dividends | $2,896,000 | 1,060 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $3,645,000 | 1,714 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $6,761,000 | 2,660 |
| Total interest expense | $1,265,000 | 1,743 |
| Net interest income | $5,496,000 | 2,821 |
| Provision for loan and lease losses | $600,000 | 1,016 |
| Total noninterest income | $180,000 | 4,767 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $85,000 | 4,241 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 4,688 |
| Total noninterest expense | $2,191,000 | 4,195 |
| Salaries and employee benefits | $1,358,000 | 3,963 |
| Premises and equipment expense | $188,000 | 4,467 |
| Additional noninterest expense | $645,000 | 4,290 |
| Pre-tax net operating income | $2,885,000 | 2,129 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $123,000 | 3,060 |
| Income before extraordinary items | $2,762,000 | 1,858 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,762,000 | 1,858 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,762,000 | 1,858 |
| Net charge-offs | $454,000 | 862 |
| Cash dividends | $2,896,000 | 792 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,762,000 | 1,829 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,497,000 | 2,651 |
| Total interest expense | $838,000 | 1,710 |
| Net interest income | $3,659,000 | 2,814 |
| Provision for loan and lease losses | $200,000 | 1,539 |
| Total noninterest income | $135,000 | 4,667 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $57,000 | 4,239 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 4,515 |
| Total noninterest expense | $1,442,000 | 4,235 |
| Salaries and employee benefits | $899,000 | 4,002 |
| Premises and equipment expense | $123,000 | 4,521 |
| Additional noninterest expense | $420,000 | 4,339 |
| Pre-tax net operating income | $2,152,000 | 1,920 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $91,000 | 2,977 |
| Income before extraordinary items | $2,061,000 | 1,668 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,061,000 | 1,667 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,061,000 | 1,668 |
| Net charge-offs | $166,000 | 1,179 |
| Cash dividends | $2,448,000 | 648 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,061,000 | 1,649 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,245,000 | 2,641 |
| Total interest expense | $418,000 | 1,701 |
| Net interest income | $1,827,000 | 2,817 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $61,000 | 4,807 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $27,000 | 4,309 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 4,675 |
| Total noninterest expense | $732,000 | 4,253 |
| Salaries and employee benefits | $482,000 | 3,912 |
| Premises and equipment expense | $55,000 | 4,709 |
| Additional noninterest expense | $195,000 | 4,518 |
| Pre-tax net operating income | $1,156,000 | 1,768 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $48,000 | 2,916 |
| Income before extraordinary items | $1,108,000 | 1,550 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,108,000 | 1,550 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,108,000 | 1,550 |
| Net charge-offs | $57,000 | 1,242 |
| Cash dividends | $1,348,000 | 564 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,108,000 | 1,531 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $9,273,000 | 2,565 |
| Total interest expense | $1,729,000 | 1,590 |
| Net interest income | $7,544,000 | 2,738 |
| Provision for loan and lease losses | $1,135,000 | 824 |
| Total noninterest income | $396,000 | 4,384 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $126,000 | 4,240 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $270,000 | 4,050 |
| Total noninterest expense | $2,886,000 | 4,311 |
| Salaries and employee benefits | $1,770,000 | 4,053 |
| Premises and equipment expense | $307,000 | 4,274 |
| Additional noninterest expense | $809,000 | 4,534 |
| Pre-tax net operating income | $3,919,000 | 1,968 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $172,000 | 3,021 |
| Income before extraordinary items | $3,747,000 | 1,741 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,747,000 | 1,740 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,747,000 | 1,740 |
| Net charge-offs | $712,000 | 857 |
| Cash dividends | $3,458,000 | 921 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,747,000 | 1,701 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $7,002,000 | 2,562 |
| Total interest expense | $1,302,000 | 1,588 |
| Net interest income | $5,700,000 | 2,725 |
| Provision for loan and lease losses | $1,035,000 | 667 |
| Total noninterest income | $291,000 | 4,430 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $94,000 | 4,274 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $197,000 | 4,129 |
| Total noninterest expense | $2,225,000 | 4,277 |
| Salaries and employee benefits | $1,361,000 | 4,014 |
| Premises and equipment expense | $246,000 | 4,169 |
| Additional noninterest expense | $618,000 | 4,535 |
| Pre-tax net operating income | $2,731,000 | 2,099 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $118,000 | 3,128 |
| Income before extraordinary items | $2,613,000 | 1,880 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,613,000 | 1,880 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,613,000 | 1,880 |
| Net charge-offs | $524,000 | 770 |
| Cash dividends | $2,948,000 | 785 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,613,000 | 1,827 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,670,000 | 2,551 |
| Total interest expense | $857,000 | 1,604 |
| Net interest income | $3,813,000 | 2,724 |
| Provision for loan and lease losses | $905,000 | 544 |
| Total noninterest income | $223,000 | 4,266 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $60,000 | 4,336 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $163,000 | 3,884 |
| Total noninterest expense | $1,496,000 | 4,287 |
| Salaries and employee benefits | $900,000 | 4,064 |
| Premises and equipment expense | $172,000 | 4,099 |
| Additional noninterest expense | $424,000 | 4,531 |
| Pre-tax net operating income | $1,635,000 | 2,250 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $70,000 | 3,208 |
| Income before extraordinary items | $1,565,000 | 2,042 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,565,000 | 2,042 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,565,000 | 2,042 |
| Net charge-offs | $473,000 | 620 |
| Cash dividends | $2,500,000 | 640 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,565,000 | 1,982 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,346,000 | 2,539 |
| Total interest expense | $421,000 | 1,628 |
| Net interest income | $1,925,000 | 2,709 |
| Provision for loan and lease losses | $430,000 | 528 |
| Total noninterest income | $96,000 | 4,443 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $27,000 | 4,472 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $69,000 | 4,036 |
| Total noninterest expense | $688,000 | 4,485 |
| Salaries and employee benefits | $485,000 | 3,951 |
| Premises and equipment expense | $60,000 | 4,758 |
| Additional noninterest expense | $143,000 | 5,199 |
| Pre-tax net operating income | $903,000 | 2,074 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $38,000 | 3,144 |
| Income before extraordinary items | $865,000 | 1,853 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $865,000 | 1,854 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $865,000 | 1,854 |
| Net charge-offs | $210,000 | 633 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $865,000 | 1,811 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $9,435,000 | 2,485 |
| Total interest expense | $1,486,000 | 1,791 |
| Net interest income | $7,949,000 | 2,612 |
| Provision for loan and lease losses | $870,000 | 918 |
| Total noninterest income | $420,000 | 4,425 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $132,000 | 4,334 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $288,000 | 4,028 |
| Total noninterest expense | $3,112,000 | 4,259 |
| Salaries and employee benefits | $1,758,000 | 4,176 |
| Premises and equipment expense | $267,000 | 4,671 |
| Additional noninterest expense | $1,087,000 | 4,126 |
| Pre-tax net operating income | $4,387,000 | 1,750 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $1,681,000 | 1,141 |
| Income before extraordinary items | $2,706,000 | 2,206 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,706,000 | 2,206 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,706,000 | 2,207 |
| Net charge-offs | $455,000 | 1,255 |
| Cash dividends | $1,350,000 | 1,759 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,706,000 | 2,162 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $7,109,000 | 2,495 |
| Total interest expense | $1,069,000 | 1,862 |
| Net interest income | $6,040,000 | 2,598 |
| Provision for loan and lease losses | $470,000 | 1,089 |
| Total noninterest income | $279,000 | 4,615 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $97,000 | 4,393 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $182,000 | 4,255 |
| Total noninterest expense | $2,330,000 | 4,279 |
| Salaries and employee benefits | $1,333,000 | 4,164 |
| Premises and equipment expense | $192,000 | 4,780 |
| Additional noninterest expense | $805,000 | 4,166 |
| Pre-tax net operating income | $3,519,000 | 1,680 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $1,272,000 | 1,169 |
| Income before extraordinary items | $2,247,000 | 2,069 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,247,000 | 2,070 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,247,000 | 2,070 |
| Net charge-offs | $293,000 | 1,216 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,247,000 | 2,015 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,737,000 | 2,499 |
| Total interest expense | $668,000 | 1,967 |
| Net interest income | $4,069,000 | 2,575 |
| Provision for loan and lease losses | $320,000 | 1,050 |
| Total noninterest income | $155,000 | 4,829 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $62,000 | 4,455 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $93,000 | 4,596 |
| Total noninterest expense | $1,574,000 | 4,299 |
| Salaries and employee benefits | $876,000 | 4,241 |
| Premises and equipment expense | $133,000 | 4,759 |
| Additional noninterest expense | $565,000 | 4,098 |
| Pre-tax net operating income | $2,330,000 | 1,678 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $835,000 | 1,176 |
| Income before extraordinary items | $1,495,000 | 2,056 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,495,000 | 2,058 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,495,000 | 2,058 |
| Net charge-offs | $257,000 | 1,022 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,495,000 | 2,006 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,343,000 | 2,529 |
| Total interest expense | $316,000 | 2,074 |
| Net interest income | $2,027,000 | 2,571 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $76,000 | 4,850 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $31,000 | 4,446 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $45,000 | 4,630 |
| Total noninterest expense | $778,000 | 4,355 |
| Salaries and employee benefits | $470,000 | 4,114 |
| Premises and equipment expense | $50,000 | 5,238 |
| Additional noninterest expense | $258,000 | 4,299 |
| Pre-tax net operating income | $1,325,000 | 1,487 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $438,000 | 1,110 |
| Income before extraordinary items | $887,000 | 1,765 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $887,000 | 1,767 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $887,000 | 1,767 |
| Net charge-offs | $219,000 | 678 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $887,000 | 1,702 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $9,472,000 | 2,530 |
| Total interest expense | $1,439,000 | 1,963 |
| Net interest income | $8,033,000 | 2,608 |
| Provision for loan and lease losses | $800,000 | 1,021 |
| Total noninterest income | $367,000 | 4,751 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $146,000 | 4,430 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $221,000 | 4,406 |
| Total noninterest expense | $3,064,000 | 4,432 |
| Salaries and employee benefits | $1,692,000 | 4,364 |
| Premises and equipment expense | $297,000 | 4,698 |
| Additional noninterest expense | $1,075,000 | 4,292 |
| Pre-tax net operating income | $4,536,000 | 1,666 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $1,659,000 | 1,123 |
| Income before extraordinary items | $2,877,000 | 2,083 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,877,000 | 2,083 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,877,000 | 2,082 |
| Net charge-offs | $687,000 | 1,177 |
| Cash dividends | $800,000 | 2,300 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,877,000 | 2,040 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $7,130,000 | 2,534 |
| Total interest expense | $1,117,000 | 1,924 |
| Net interest income | $6,013,000 | 2,627 |
| Provision for loan and lease losses | $800,000 | 805 |
| Total noninterest income | $309,000 | 4,623 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $109,000 | 4,486 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $200,000 | 4,205 |
| Total noninterest expense | $2,226,000 | 4,528 |
| Salaries and employee benefits | $1,303,000 | 4,312 |
| Premises and equipment expense | $220,000 | 4,758 |
| Additional noninterest expense | $703,000 | 4,608 |
| Pre-tax net operating income | $3,296,000 | 1,717 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $1,201,000 | 1,150 |
| Income before extraordinary items | $2,095,000 | 2,149 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,095,000 | 2,147 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,095,000 | 2,147 |
| Net charge-offs | $480,000 | 1,191 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,095,000 | 2,102 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,761,000 | 2,521 |
| Total interest expense | $775,000 | 1,893 |
| Net interest income | $3,986,000 | 2,631 |
| Provision for loan and lease losses | $500,000 | 845 |
| Total noninterest income | $200,000 | 4,661 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $71,000 | 4,525 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $129,000 | 4,236 |
| Total noninterest expense | $1,538,000 | 4,483 |
| Salaries and employee benefits | $880,000 | 4,308 |
| Premises and equipment expense | $160,000 | 4,643 |
| Additional noninterest expense | $498,000 | 4,492 |
| Pre-tax net operating income | $2,148,000 | 1,709 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $758,000 | 1,175 |
| Income before extraordinary items | $1,390,000 | 2,110 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,390,000 | 2,114 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,390,000 | 2,113 |
| Net charge-offs | $281,000 | 1,308 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,390,000 | 2,047 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,372,000 | 2,536 |
| Total interest expense | $408,000 | 1,829 |
| Net interest income | $1,964,000 | 2,672 |
| Provision for loan and lease losses | $200,000 | 985 |
| Total noninterest income | $83,000 | 4,897 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $34,000 | 4,570 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $49,000 | 4,588 |
| Total noninterest expense | $845,000 | 4,293 |
| Salaries and employee benefits | $473,000 | 4,184 |
| Premises and equipment expense | $68,000 | 5,000 |
| Additional noninterest expense | $304,000 | 4,070 |
| Pre-tax net operating income | $1,002,000 | 1,766 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $353,000 | 1,187 |
| Income before extraordinary items | $649,000 | 2,135 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $649,000 | 2,137 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $649,000 | 2,137 |
| Net charge-offs | $98,000 | 1,384 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $649,000 | 2,089 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $9,798,000 | 2,473 |
| Total interest expense | $1,767,000 | 1,904 |
| Net interest income | $8,031,000 | 2,596 |
| Provision for loan and lease losses | $985,000 | 1,117 |
| Total noninterest income | $307,000 | 5,107 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $136,000 | 4,745 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $171,000 | 4,810 |
| Total noninterest expense | $3,052,000 | 4,572 |
| Salaries and employee benefits | $1,755,000 | 4,378 |
| Premises and equipment expense | $300,000 | 4,858 |
| Additional noninterest expense | $997,000 | 4,580 |
| Pre-tax net operating income | $4,301,000 | 1,622 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $1,581,000 | 1,088 |
| Income before extraordinary items | $2,720,000 | 2,044 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,720,000 | 2,049 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,720,000 | 2,049 |
| Net charge-offs | $571,000 | 1,880 |
| Cash dividends | $420,000 | 2,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,720,000 | 1,998 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,360,000 | 2,486 |
| Total interest expense | $1,321,000 | 1,956 |
| Net interest income | $6,039,000 | 2,599 |
| Provision for loan and lease losses | $660,000 | 1,246 |
| Total noninterest income | $145,000 | 5,733 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $99,000 | 4,835 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $46,000 | 5,821 |
| Total noninterest expense | $2,245,000 | 4,628 |
| Salaries and employee benefits | $1,332,000 | 4,368 |
| Premises and equipment expense | $228,000 | 4,852 |
| Additional noninterest expense | $685,000 | 4,803 |
| Pre-tax net operating income | $3,279,000 | 1,619 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $1,201,000 | 1,098 |
| Income before extraordinary items | $2,078,000 | 2,066 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,078,000 | 2,073 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,078,000 | 2,072 |
| Net charge-offs | $457,000 | 1,678 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,078,000 | 1,997 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,929,000 | 2,467 |
| Total interest expense | $905,000 | 1,938 |
| Net interest income | $4,024,000 | 2,601 |
| Provision for loan and lease losses | $660,000 | 914 |
| Total noninterest income | $87,000 | 5,859 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $65,000 | 4,850 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $22,000 | 6,044 |
| Total noninterest expense | $1,445,000 | 4,739 |
| Salaries and employee benefits | $882,000 | 4,411 |
| Premises and equipment expense | $147,000 | 4,943 |
| Additional noninterest expense | $416,000 | 5,006 |
| Pre-tax net operating income | $2,006,000 | 1,712 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $718,000 | 1,177 |
| Income before extraordinary items | $1,288,000 | 2,178 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,288,000 | 2,186 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,288,000 | 2,184 |
| Net charge-offs | $342,000 | 1,560 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,288,000 | 2,089 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,482,000 | 2,467 |
| Total interest expense | $465,000 | 1,946 |
| Net interest income | $2,017,000 | 2,595 |
| Provision for loan and lease losses | $300,000 | 980 |
| Total noninterest income | $47,000 | 5,809 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $32,000 | 4,852 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $15,000 | 5,890 |
| Total noninterest expense | $621,000 | 5,139 |
| Salaries and employee benefits | $426,000 | 4,524 |
| Premises and equipment expense | $60,000 | 5,343 |
| Additional noninterest expense | $135,000 | 5,836 |
| Pre-tax net operating income | $1,143,000 | 1,528 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $388,000 | 1,110 |
| Income before extraordinary items | $755,000 | 1,885 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $755,000 | 1,887 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $755,000 | 1,887 |
| Net charge-offs | $101,000 | 1,882 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $755,000 | 1,805 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $10,027,000 | 2,561 |
| Total interest expense | $2,070,000 | 2,081 |
| Net interest income | $7,957,000 | 2,674 |
| Provision for loan and lease losses | $1,875,000 | 1,123 |
| Total noninterest income | $194,000 | 5,722 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $152,000 | 4,758 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $42,000 | 5,953 |
| Total noninterest expense | $2,637,000 | 5,046 |
| Salaries and employee benefits | $1,664,000 | 4,591 |
| Premises and equipment expense | $283,000 | 5,092 |
| Additional noninterest expense | $690,000 | 5,569 |
| Pre-tax net operating income | $3,639,000 | 1,764 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $1,352,000 | 1,183 |
| Income before extraordinary items | $2,287,000 | 2,351 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,287,000 | 2,352 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,287,000 | 2,353 |
| Net charge-offs | $679,000 | 2,266 |
| Cash dividends | $3,000,000 | 868 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,287,000 | 2,228 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,484,000 | 2,618 |
| Total interest expense | $1,566,000 | 2,139 |
| Net interest income | $5,918,000 | 2,740 |
| Provision for loan and lease losses | $1,425,000 | 1,124 |
| Total noninterest income | $149,000 | 5,776 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $115,000 | 4,816 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $34,000 | 6,036 |
| Total noninterest expense | $1,865,000 | 5,227 |
| Salaries and employee benefits | $1,199,000 | 4,708 |
| Premises and equipment expense | $207,000 | 5,198 |
| Additional noninterest expense | $459,000 | 5,838 |
| Pre-tax net operating income | $2,777,000 | 1,796 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $988,000 | 1,242 |
| Income before extraordinary items | $1,789,000 | 2,307 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,789,000 | 2,307 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,789,000 | 2,307 |
| Net charge-offs | $548,000 | 2,069 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,789,000 | 2,182 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,022,000 | 2,621 |
| Total interest expense | $1,067,000 | 2,165 |
| Net interest income | $3,955,000 | 2,743 |
| Provision for loan and lease losses | $875,000 | 1,215 |
| Total noninterest income | $103,000 | 5,759 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $75,000 | 4,853 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $28,000 | 5,924 |
| Total noninterest expense | $1,224,000 | 5,295 |
| Salaries and employee benefits | $808,000 | 4,708 |
| Premises and equipment expense | $132,000 | 5,299 |
| Additional noninterest expense | $284,000 | 5,996 |
| Pre-tax net operating income | $1,959,000 | 1,710 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $690,000 | 1,188 |
| Income before extraordinary items | $1,269,000 | 2,173 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,269,000 | 2,173 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,269,000 | 2,173 |
| Net charge-offs | $378,000 | 2,060 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,269,000 | 2,057 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,516,000 | 2,639 |
| Total interest expense | $543,000 | 2,201 |
| Net interest income | $1,973,000 | 2,757 |
| Provision for loan and lease losses | $375,000 | 1,298 |
| Total noninterest income | $55,000 | 5,734 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $40,000 | 4,716 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $15,000 | 5,956 |
| Total noninterest expense | $600,000 | 5,377 |
| Salaries and employee benefits | $393,000 | 4,816 |
| Premises and equipment expense | $66,000 | 5,331 |
| Additional noninterest expense | $141,000 | 6,030 |
| Pre-tax net operating income | $1,053,000 | 1,606 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $367,000 | 1,141 |
| Income before extraordinary items | $686,000 | 2,037 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $686,000 | 2,038 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $686,000 | 2,039 |
| Net charge-offs | $381,000 | 1,281 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $686,000 | 1,937 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $10,504,000 | 2,652 |
| Total interest expense | $2,648,000 | 2,176 |
| Net interest income | $7,856,000 | 2,787 |
| Provision for loan and lease losses | $1,600,000 | 1,807 |
| Total noninterest income | $195,000 | 5,758 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $162,000 | 4,756 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $33,000 | 6,166 |
| Total noninterest expense | $2,640,000 | 5,206 |
| Salaries and employee benefits | $1,572,000 | 4,835 |
| Premises and equipment expense | $269,000 | 5,467 |
| Additional noninterest expense | $799,000 | 5,415 |
| Pre-tax net operating income | $3,811,000 | 1,489 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $1,369,000 | 1,061 |
| Income before extraordinary items | $2,442,000 | 1,911 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,442,000 | 1,912 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,442,000 | 1,912 |
| Net charge-offs | $603,000 | 2,950 |
| Cash dividends | $100,000 | 3,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,442,000 | 1,824 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,901,000 | 2,669 |
| Total interest expense | $2,055,000 | 2,195 |
| Net interest income | $5,846,000 | 2,805 |
| Provision for loan and lease losses | $1,150,000 | 1,804 |
| Total noninterest income | $152,000 | 5,817 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $125,000 | 4,728 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $27,000 | 6,233 |
| Total noninterest expense | $1,922,000 | 5,296 |
| Salaries and employee benefits | $1,161,000 | 4,877 |
| Premises and equipment expense | $191,000 | 5,611 |
| Additional noninterest expense | $570,000 | 5,559 |
| Pre-tax net operating income | $2,926,000 | 1,521 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $1,065,000 | 1,035 |
| Income before extraordinary items | $1,861,000 | 1,950 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,861,000 | 1,950 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,861,000 | 1,950 |
| Net charge-offs | $612,000 | 2,447 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,861,000 | 1,855 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,270,000 | 2,689 |
| Total interest expense | $1,389,000 | 2,256 |
| Net interest income | $3,881,000 | 2,816 |
| Provision for loan and lease losses | $750,000 | 1,800 |
| Total noninterest income | $101,000 | 5,841 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $81,000 | 4,772 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $20,000 | 6,250 |
| Total noninterest expense | $1,321,000 | 5,271 |
| Salaries and employee benefits | $800,000 | 4,818 |
| Premises and equipment expense | $124,000 | 5,711 |
| Additional noninterest expense | $397,000 | 5,551 |
| Pre-tax net operating income | $1,911,000 | 1,513 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $703,000 | 1,025 |
| Income before extraordinary items | $1,208,000 | 1,949 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,208,000 | 1,949 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,208,000 | 1,949 |
| Net charge-offs | $241,000 | 2,921 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,208,000 | 1,877 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,602,000 | 2,734 |
| Total interest expense | $704,000 | 2,306 |
| Net interest income | $1,898,000 | 2,849 |
| Provision for loan and lease losses | $300,000 | 1,892 |
| Total noninterest income | $52,000 | 5,888 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $39,000 | 4,792 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $13,000 | 6,201 |
| Total noninterest expense | $686,000 | 5,207 |
| Salaries and employee benefits | $390,000 | 4,936 |
| Premises and equipment expense | $51,000 | 6,089 |
| Additional noninterest expense | $245,000 | 5,053 |
| Pre-tax net operating income | $964,000 | 1,496 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $364,000 | 956 |
| Income before extraordinary items | $600,000 | 1,912 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $600,000 | 1,911 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $600,000 | 1,912 |
| Net charge-offs | $30,000 | 3,773 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $600,000 | 1,864 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $10,717,000 | 2,780 |
| Total interest expense | $3,644,000 | 2,171 |
| Net interest income | $7,073,000 | 3,045 |
| Provision for loan and lease losses | $1,170,000 | 2,820 |
| Total noninterest income | $217,000 | 5,843 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $176,000 | 4,644 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $41,000 | 6,252 |
| Total noninterest expense | $2,587,000 | 5,414 |
| Salaries and employee benefits | $1,569,000 | 4,934 |
| Premises and equipment expense | $252,000 | 5,790 |
| Additional noninterest expense | $766,000 | 5,707 |
| Pre-tax net operating income | $3,533,000 | 1,406 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $1,267,000 | 1,019 |
| Income before extraordinary items | $2,266,000 | 1,813 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,266,000 | 1,814 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,266,000 | 1,815 |
| Net charge-offs | $456,000 | 3,777 |
| Cash dividends | $1,100,000 | 1,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,266,000 | 1,742 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,026,000 | 2,838 |
| Total interest expense | $2,832,000 | 2,191 |
| Net interest income | $5,194,000 | 3,139 |
| Provision for loan and lease losses | $770,000 | 2,905 |
| Total noninterest income | $162,000 | 5,969 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $131,000 | 4,730 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $31,000 | 6,404 |
| Total noninterest expense | $1,909,000 | 5,496 |
| Salaries and employee benefits | $1,115,000 | 5,122 |
| Premises and equipment expense | $213,000 | 5,605 |
| Additional noninterest expense | $581,000 | 5,722 |
| Pre-tax net operating income | $2,677,000 | 1,466 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $957,000 | 1,034 |
| Income before extraordinary items | $1,720,000 | 1,921 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,720,000 | 1,922 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,720,000 | 1,923 |
| Net charge-offs | $316,000 | 3,660 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,720,000 | 1,820 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,300,000 | 2,894 |
| Total interest expense | $1,926,000 | 2,235 |
| Net interest income | $3,374,000 | 3,191 |
| Provision for loan and lease losses | $470,000 | 2,946 |
| Total noninterest income | $112,000 | 5,919 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $88,000 | 4,706 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $24,000 | 6,327 |
| Total noninterest expense | $1,278,000 | 5,502 |
| Salaries and employee benefits | $775,000 | 5,018 |
| Premises and equipment expense | $126,000 | 5,870 |
| Additional noninterest expense | $377,000 | 5,785 |
| Pre-tax net operating income | $1,738,000 | 1,495 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $621,000 | 1,031 |
| Income before extraordinary items | $1,117,000 | 1,925 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,117,000 | 1,925 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,117,000 | 1,925 |
| Net charge-offs | $149,000 | 3,836 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,117,000 | 1,836 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,601,000 | 2,994 |
| Total interest expense | $975,000 | 2,306 |
| Net interest income | $1,626,000 | 3,329 |
| Provision for loan and lease losses | $160,000 | 3,259 |
| Total noninterest income | $57,000 | 5,949 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $42,000 | 4,797 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $15,000 | 6,257 |
| Total noninterest expense | $634,000 | 5,599 |
| Salaries and employee benefits | $378,000 | 5,142 |
| Premises and equipment expense | $55,000 | 6,222 |
| Additional noninterest expense | $201,000 | 5,683 |
| Pre-tax net operating income | $889,000 | 1,472 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $313,000 | 1,019 |
| Income before extraordinary items | $576,000 | 1,893 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $576,000 | 1,891 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $576,000 | 1,893 |
| Net charge-offs | $153,000 | 2,697 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $576,000 | 1,823 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,401,000 | 3,138 |
| Total interest expense | $4,411,000 | 2,526 |
| Net interest income | $5,990,000 | 3,475 |
| Provision for loan and lease losses | $434,000 | 4,758 |
| Total noninterest income | $258,000 | 5,854 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $188,000 | 4,751 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $70,000 | 6,045 |
| Total noninterest expense | $2,495,000 | 5,692 |
| Salaries and employee benefits | $1,445,000 | 5,307 |
| Premises and equipment expense | $235,000 | 6,196 |
| Additional noninterest expense | $815,000 | 5,782 |
| Pre-tax net operating income | $3,319,000 | 1,220 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $1,232,000 | 836 |
| Income before extraordinary items | $2,087,000 | 1,589 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,087,000 | 1,587 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,087,000 | 1,588 |
| Net charge-offs | $261,000 | 4,668 |
| Cash dividends | $615,000 | 2,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,087,000 | 1,546 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,768,000 | 3,196 |
| Total interest expense | $3,388,000 | 2,580 |
| Net interest income | $4,380,000 | 3,549 |
| Provision for loan and lease losses | $290,000 | 4,636 |
| Total noninterest income | $173,000 | 6,134 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $140,000 | 4,795 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $33,000 | 6,638 |
| Total noninterest expense | $1,702,000 | 5,944 |
| Salaries and employee benefits | $1,055,000 | 5,420 |
| Premises and equipment expense | $171,000 | 6,292 |
| Additional noninterest expense | $476,000 | 6,369 |
| Pre-tax net operating income | $2,561,000 | 1,263 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $921,000 | 894 |
| Income before extraordinary items | $1,640,000 | 1,632 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,640,000 | 1,630 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,640,000 | 1,632 |
| Net charge-offs | $189,000 | 4,310 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,640,000 | 1,592 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,189,000 | 3,224 |
| Total interest expense | $2,294,000 | 2,646 |
| Net interest income | $2,895,000 | 3,557 |
| Provision for loan and lease losses | $100,000 | 5,300 |
| Total noninterest income | $115,000 | 6,178 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $90,000 | 4,852 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $25,000 | 6,587 |
| Total noninterest expense | $1,136,000 | 5,986 |
| Salaries and employee benefits | $698,000 | 5,502 |
| Premises and equipment expense | $96,000 | 6,654 |
| Additional noninterest expense | $342,000 | 6,212 |
| Pre-tax net operating income | $1,774,000 | 1,298 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $666,000 | 859 |
| Income before extraordinary items | $1,108,000 | 1,675 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,108,000 | 1,672 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,108,000 | 1,674 |
| Net charge-offs | $136,000 | 3,890 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,108,000 | 1,640 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,568,000 | 3,267 |
| Total interest expense | $1,160,000 | 2,710 |
| Net interest income | $1,408,000 | 3,627 |
| Provision for loan and lease losses | $55,000 | 4,803 |
| Total noninterest income | $61,000 | 6,076 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $44,000 | 4,850 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $17,000 | 6,333 |
| Total noninterest expense | $530,000 | 6,121 |
| Salaries and employee benefits | $319,000 | 5,824 |
| Premises and equipment expense | $49,000 | 6,650 |
| Additional noninterest expense | $162,000 | 6,123 |
| Pre-tax net operating income | $884,000 | 1,463 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $314,000 | 1,015 |
| Income before extraordinary items | $570,000 | 1,883 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $570,000 | 1,885 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $570,000 | 1,885 |
| Net charge-offs | $32,000 | 3,957 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $570,000 | 1,779 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,260,000 | 3,458 |
| Total interest expense | $5,032,000 | 2,951 |
| Net interest income | $5,228,000 | 3,819 |
| Provision for loan and lease losses | $450,000 | 3,957 |
| Total noninterest income | $227,000 | 6,304 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $191,000 | 4,891 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $36,000 | 7,061 |
| Total noninterest expense | $2,247,000 | 5,916 |
| Salaries and employee benefits | $1,348,000 | 5,640 |
| Premises and equipment expense | $229,000 | 6,427 |
| Additional noninterest expense | $670,000 | 5,931 |
| Pre-tax net operating income | $2,758,000 | 1,937 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $746,000 | 1,461 |
| Income before extraordinary items | $2,012,000 | 1,984 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,012,000 | 1,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 4,351 |
| Cash dividends | $485,000 | 3,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,012,000 | 2,105 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,669,000 | 3,524 |
| Total interest expense | $3,824,000 | 3,025 |
| Net interest income | $3,845,000 | 3,896 |
| Provision for loan and lease losses | $175,000 | 4,422 |
| Total noninterest income | $167,000 | 6,440 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $138,000 | 4,991 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $29,000 | 7,145 |
| Total noninterest expense | $1,615,000 | 6,019 |
| Salaries and employee benefits | $961,000 | 5,815 |
| Premises and equipment expense | $173,000 | 6,435 |
| Additional noninterest expense | $481,000 | 6,012 |
| Pre-tax net operating income | $2,222,000 | 2,125 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $513,000 | 1,871 |
| Income before extraordinary items | $1,709,000 | 2,056 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,709,000 | 2,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,447 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,709,000 | 2,163 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,112,000 | 3,589 |
| Total interest expense | $2,617,000 | 3,062 |
| Net interest income | $2,495,000 | 3,976 |
| Provision for loan and lease losses | $100,000 | 4,246 |
| Total noninterest income | $112,000 | 6,490 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $90,000 | 5,031 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $22,000 | 7,103 |
| Total noninterest expense | $1,048,000 | 6,145 |
| Salaries and employee benefits | $650,000 | 5,815 |
| Premises and equipment expense | $114,000 | 6,502 |
| Additional noninterest expense | $284,000 | 6,316 |
| Pre-tax net operating income | $1,459,000 | 2,250 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $234,000 | 2,514 |
| Income before extraordinary items | $1,225,000 | 2,153 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,225,000 | 2,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,297 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,225,000 | 2,112 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,568,000 | 3,648 |
| Total interest expense | $1,343,000 | 3,166 |
| Net interest income | $1,225,000 | 4,047 |
| Provision for loan and lease losses | $75,000 | 3,123 |
| Total noninterest income | $56,000 | 6,473 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $43,000 | 5,092 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $13,000 | 6,970 |
| Total noninterest expense | $509,000 | 6,256 |
| Salaries and employee benefits | $313,000 | 5,968 |
| Premises and equipment expense | $51,000 | 6,733 |
| Additional noninterest expense | $145,000 | 6,270 |
| Pre-tax net operating income | $697,000 | 2,424 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $220,000 | 1,845 |
| Income before extraordinary items | $477,000 | 2,801 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $477,000 | 2,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,186 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $477,000 | 2,724 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,981,000 | 3,768 |
| Total interest expense | $5,043,000 | 3,446 |
| Net interest income | $4,938,000 | 4,041 |
| Provision for loan and lease losses | $837,000 | 1,630 |
| Total noninterest income | $272,000 | 6,223 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $184,000 | 5,067 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $88,000 | 6,406 |
| Total noninterest expense | $2,116,000 | 6,068 |
| Salaries and employee benefits | $1,289,000 | 5,774 |
| Premises and equipment expense | $258,000 | 6,176 |
| Additional noninterest expense | $569,000 | 6,274 |
| Pre-tax net operating income | $2,257,000 | 3,060 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,107,000 | 1,739 |
| Income before extraordinary items | $1,150,000 | 4,021 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,150,000 | 4,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $399,000 | 1,961 |
| Cash dividends | $390,000 | 4,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,150,000 | 4,020 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,375,000 | 3,816 |
| Total interest expense | $3,699,000 | 3,502 |
| Net interest income | $3,676,000 | 4,074 |
| Provision for loan and lease losses | $82,000 | 4,473 |
| Total noninterest income | $216,000 | 6,159 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $131,000 | 5,182 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $85,000 | 6,067 |
| Total noninterest expense | $1,566,000 | 6,086 |
| Salaries and employee benefits | $946,000 | 5,814 |
| Premises and equipment expense | $199,000 | 6,094 |
| Additional noninterest expense | $421,000 | 6,264 |
| Pre-tax net operating income | $2,244,000 | 2,631 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $824,000 | 1,869 |
| Income before extraordinary items | $1,420,000 | 3,094 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,420,000 | 3,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $244,000 | 1,709 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,420,000 | 3,077 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,829,000 | 3,883 |
| Total interest expense | $2,397,000 | 3,569 |
| Net interest income | $2,432,000 | 4,125 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $104,000 | 6,789 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $82,000 | 5,310 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $22,000 | 7,282 |
| Total noninterest expense | $1,020,000 | 6,202 |
| Salaries and employee benefits | $614,000 | 5,941 |
| Premises and equipment expense | $122,000 | 6,326 |
| Additional noninterest expense | $284,000 | 6,256 |
| Pre-tax net operating income | $1,516,000 | 2,657 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $525,000 | 1,989 |
| Income before extraordinary items | $991,000 | 3,057 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $991,000 | 3,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $204,000 | 1,322 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $991,000 | 3,040 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,389,000 | 3,903 |
| Total interest expense | $1,178,000 | 3,581 |
| Net interest income | $1,211,000 | 4,131 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $58,000 | 6,588 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $38,000 | 5,408 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $20,000 | 6,614 |
| Total noninterest expense | $533,000 | 6,119 |
| Salaries and employee benefits | $332,000 | 5,768 |
| Premises and equipment expense | $64,000 | 6,249 |
| Additional noninterest expense | $137,000 | 6,368 |
| Pre-tax net operating income | $736,000 | 2,707 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $256,000 | 2,058 |
| Income before extraordinary items | $480,000 | 3,123 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $480,000 | 3,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 1,654 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $480,000 | 3,098 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,740,000 | 3,960 |
| Total interest expense | $4,072,000 | 3,555 |
| Net interest income | $4,668,000 | 4,226 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $207,000 | 6,876 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $176,000 | 5,230 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $31,000 | 7,671 |
| Total noninterest expense | $1,929,000 | 6,253 |
| Salaries and employee benefits | $1,152,000 | 6,033 |
| Premises and equipment expense | $206,000 | 6,668 |
| Additional noninterest expense | $571,000 | 6,196 |
| Pre-tax net operating income | $2,946,000 | 2,813 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,076,000 | 2,093 |
| Income before extraordinary items | $1,870,000 | 3,241 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,870,000 | 3,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 4,238 |
| Cash dividends | $275,000 | 4,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,870,000 | 3,232 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,393,000 | 3,995 |
| Total interest expense | $2,954,000 | 3,549 |
| Net interest income | $3,439,000 | 4,305 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $157,000 | 6,885 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $132,000 | 5,276 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $25,000 | 7,685 |
| Total noninterest expense | $1,441,000 | 6,270 |
| Salaries and employee benefits | $872,000 | 5,982 |
| Premises and equipment expense | $161,000 | 6,593 |
| Additional noninterest expense | $408,000 | 6,336 |
| Pre-tax net operating income | $2,155,000 | 2,965 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $785,000 | 2,227 |
| Income before extraordinary items | $1,370,000 | 3,403 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,370,000 | 3,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 3,924 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,370,000 | 3,396 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,161,000 | 4,016 |
| Total interest expense | $1,907,000 | 3,513 |
| Net interest income | $2,254,000 | 4,367 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $106,000 | 6,883 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $83,000 | 5,395 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $23,000 | 7,410 |
| Total noninterest expense | $972,000 | 6,254 |
| Salaries and employee benefits | $573,000 | 6,043 |
| Premises and equipment expense | $88,000 | 7,009 |
| Additional noninterest expense | $311,000 | 5,963 |
| Pre-tax net operating income | $1,388,000 | 3,042 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $505,000 | 2,293 |
| Income before extraordinary items | $883,000 | 3,492 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $883,000 | 3,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 2,906 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $883,000 | 3,480 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,046,000 | 4,011 |
| Total interest expense | $923,000 | 3,466 |
| Net interest income | $1,123,000 | 4,365 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $55,000 | 6,782 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $40,000 | 5,407 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $15,000 | 7,090 |
| Total noninterest expense | $529,000 | 6,014 |
| Salaries and employee benefits | $305,000 | 5,876 |
| Premises and equipment expense | $47,000 | 6,882 |
| Additional noninterest expense | $177,000 | 5,560 |
| Pre-tax net operating income | $649,000 | 3,139 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $233,000 | 2,381 |
| Income before extraordinary items | $416,000 | 3,589 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $416,000 | 3,588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 1,247 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $416,000 | 3,572 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,546,000 | 3,930 |
| Total interest expense | $3,102,000 | 3,239 |
| Net interest income | $4,444,000 | 4,297 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $233,000 | 6,806 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $194,000 | 5,097 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $39,000 | 7,645 |
| Total noninterest expense | $1,778,000 | 6,426 |
| Salaries and employee benefits | $1,051,000 | 6,208 |
| Premises and equipment expense | $190,000 | 6,821 |
| Additional noninterest expense | $537,000 | 6,369 |
| Pre-tax net operating income | $2,899,000 | 2,832 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,060,000 | 2,186 |
| Income before extraordinary items | $1,839,000 | 3,302 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,839,000 | 3,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 2,992 |
| Cash dividends | $276,000 | 4,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,839,000 | 3,268 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,548,000 | 3,935 |
| Total interest expense | $2,236,000 | 3,202 |
| Net interest income | $3,312,000 | 4,325 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $173,000 | 6,853 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $144,000 | 5,163 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $29,000 | 7,683 |
| Total noninterest expense | $1,272,000 | 6,573 |
| Salaries and employee benefits | $733,000 | 6,405 |
| Premises and equipment expense | $152,000 | 6,687 |
| Additional noninterest expense | $387,000 | 6,454 |
| Pre-tax net operating income | $2,213,000 | 2,827 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $813,000 | 2,177 |
| Income before extraordinary items | $1,400,000 | 3,305 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,400,000 | 3,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 2,298 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,400,000 | 3,263 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,641,000 | 3,921 |
| Total interest expense | $1,434,000 | 3,161 |
| Net interest income | $2,207,000 | 4,299 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $115,000 | 6,841 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $94,000 | 5,172 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $21,000 | 7,597 |
| Total noninterest expense | $849,000 | 6,580 |
| Salaries and employee benefits | $479,000 | 6,470 |
| Premises and equipment expense | $95,000 | 6,804 |
| Additional noninterest expense | $275,000 | 6,250 |
| Pre-tax net operating income | $1,473,000 | 2,798 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $540,000 | 2,149 |
| Income before extraordinary items | $933,000 | 3,261 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $933,000 | 3,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 2,400 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $933,000 | 3,214 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,801,000 | 3,919 |
| Total interest expense | $700,000 | 3,114 |
| Net interest income | $1,101,000 | 4,318 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $58,000 | 6,821 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $42,000 | 5,359 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $16,000 | 7,179 |
| Total noninterest expense | $429,000 | 6,577 |
| Salaries and employee benefits | $245,000 | 6,442 |
| Premises and equipment expense | $41,000 | 7,173 |
| Additional noninterest expense | $143,000 | 6,156 |
| Pre-tax net operating income | $730,000 | 2,766 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $266,000 | 2,170 |
| Income before extraordinary items | $464,000 | 3,232 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $464,000 | 3,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 2,822 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $464,000 | 3,193 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,930,000 | 3,838 |
| Total interest expense | $2,674,000 | 2,896 |
| Net interest income | $4,256,000 | 4,293 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $262,000 | 6,675 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $218,000 | 5,049 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $44,000 | 7,564 |
| Total noninterest expense | $1,808,000 | 6,352 |
| Salaries and employee benefits | $954,000 | 6,430 |
| Premises and equipment expense | $204,000 | 6,715 |
| Additional noninterest expense | $650,000 | 5,761 |
| Pre-tax net operating income | $2,710,000 | 2,805 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $996,000 | 2,166 |
| Income before extraordinary items | $1,714,000 | 3,296 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,714,000 | 3,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 3,699 |
| Cash dividends | $225,000 | 4,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,714,000 | 3,220 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,122,000 | 3,860 |
| Total interest expense | $1,966,000 | 2,885 |
| Net interest income | $3,156,000 | 4,321 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $187,000 | 6,807 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $157,000 | 5,164 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $30,000 | 7,707 |
| Total noninterest expense | $1,312,000 | 6,415 |
| Salaries and employee benefits | $697,000 | 6,479 |
| Premises and equipment expense | $145,000 | 6,805 |
| Additional noninterest expense | $470,000 | 5,812 |
| Pre-tax net operating income | $2,031,000 | 2,842 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $748,000 | 2,207 |
| Income before extraordinary items | $1,283,000 | 3,380 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,283,000 | 3,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 3,331 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,283,000 | 3,295 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,372,000 | 3,885 |
| Total interest expense | $1,284,000 | 2,923 |
| Net interest income | $2,088,000 | 4,343 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $116,000 | 6,962 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $94,000 | 5,405 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $22,000 | 7,639 |
| Total noninterest expense | $862,000 | 6,503 |
| Salaries and employee benefits | $459,000 | 6,558 |
| Premises and equipment expense | $86,000 | 7,074 |
| Additional noninterest expense | $317,000 | 5,812 |
| Pre-tax net operating income | $1,342,000 | 2,829 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $492,000 | 2,232 |
| Income before extraordinary items | $850,000 | 3,366 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $850,000 | 3,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 3,713 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $850,000 | 3,262 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,685,000 | 3,893 |
| Total interest expense | $649,000 | 2,937 |
| Net interest income | $1,036,000 | 4,373 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $61,000 | 6,830 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $47,000 | 5,338 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $14,000 | 7,349 |
| Total noninterest expense | $427,000 | 6,573 |
| Salaries and employee benefits | $246,000 | 6,394 |
| Premises and equipment expense | $48,000 | 6,879 |
| Additional noninterest expense | $133,000 | 6,356 |
| Pre-tax net operating income | $670,000 | 2,793 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $243,000 | 2,241 |
| Income before extraordinary items | $427,000 | 3,332 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $427,000 | 3,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,263 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $427,000 | 3,216 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,723,000 | 3,949 |
| Total interest expense | $2,954,000 | 2,912 |
| Net interest income | $3,769,000 | 4,561 |
| Provision for loan and lease losses | $105,000 | 5,236 |
| Total noninterest income | $213,000 | 7,240 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $168,000 | 5,642 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $45,000 | 7,676 |
| Total noninterest expense | $1,576,000 | 6,756 |
| Salaries and employee benefits | $869,000 | 6,690 |
| Premises and equipment expense | $182,000 | 6,996 |
| Additional noninterest expense | $525,000 | 6,402 |
| Pre-tax net operating income | $2,301,000 | 3,075 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $843,000 | 2,443 |
| Income before extraordinary items | $1,458,000 | 3,633 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,458,000 | 3,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 4,205 |
| Cash dividends | $125,000 | 5,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,458,000 | 3,476 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,040,000 | 4,001 |
| Total interest expense | $2,262,000 | 2,939 |
| Net interest income | $2,778,000 | 4,636 |
| Provision for loan and lease losses | $105,000 | 4,577 |
| Total noninterest income | $161,000 | 7,266 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $123,000 | 5,743 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $38,000 | 7,573 |
| Total noninterest expense | $1,201,000 | 6,702 |
| Salaries and employee benefits | $673,000 | 6,594 |
| Premises and equipment expense | $134,000 | 7,062 |
| Additional noninterest expense | $394,000 | 6,381 |
| Pre-tax net operating income | $1,633,000 | 3,328 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $598,000 | 2,672 |
| Income before extraordinary items | $1,035,000 | 3,904 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,035,000 | 3,903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,535 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,035,000 | 3,745 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,363,000 | 4,040 |
| Total interest expense | $1,533,000 | 2,985 |
| Net interest income | $1,830,000 | 4,658 |
| Provision for loan and lease losses | $50,000 | 5,111 |
| Total noninterest income | $103,000 | 7,341 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $79,000 | 5,792 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $24,000 | 7,615 |
| Total noninterest expense | $796,000 | 6,725 |
| Salaries and employee benefits | $437,000 | 6,700 |
| Premises and equipment expense | $87,000 | 7,105 |
| Additional noninterest expense | $272,000 | 6,275 |
| Pre-tax net operating income | $1,087,000 | 3,316 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $403,000 | 2,673 |
| Income before extraordinary items | $684,000 | 3,933 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $684,000 | 3,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,683 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $684,000 | 3,749 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,674,000 | 4,085 |
| Total interest expense | $776,000 | 3,018 |
| Net interest income | $898,000 | 4,709 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $54,000 | 7,230 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $37,000 | 5,850 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $17,000 | 7,158 |
| Total noninterest expense | $402,000 | 6,700 |
| Salaries and employee benefits | $227,000 | 6,595 |
| Premises and equipment expense | $38,000 | 7,422 |
| Additional noninterest expense | $137,000 | 6,250 |
| Pre-tax net operating income | $520,000 | 3,403 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $195,000 | 2,740 |
| Income before extraordinary items | $325,000 | 4,016 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $325,000 | 4,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,858 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $325,000 | 3,825 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,649,000 | 4,218 |
| Total interest expense | $3,303,000 | 3,259 |
| Net interest income | $3,346,000 | 4,912 |
| Provision for loan and lease losses | $161,000 | 4,784 |
| Total noninterest income | $212,000 | 7,192 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $149,000 | 5,848 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $63,000 | 7,257 |
| Total noninterest expense | $1,508,000 | 6,823 |
| Salaries and employee benefits | $811,000 | 6,846 |
| Premises and equipment expense | $213,000 | 6,621 |
| Additional noninterest expense | $484,000 | 6,594 |
| Pre-tax net operating income | $1,889,000 | 3,565 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $691,000 | 2,877 |
| Income before extraordinary items | $1,198,000 | 4,094 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,198,000 | 4,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,760 |
| Cash dividends | $135,000 | 5,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,198,000 | 3,983 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,873,000 | 4,489 |
| Total interest expense | $3,970,000 | 3,814 |
| Net interest income | $2,903,000 | 5,184 |
| Provision for loan and lease losses | $120,000 | 5,188 |
| Total noninterest income | $195,000 | 7,358 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $130,000 | 6,083 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $65,000 | 7,257 |
| Total noninterest expense | $1,449,000 | 6,904 |
| Salaries and employee benefits | $766,000 | 6,925 |
| Premises and equipment expense | $201,000 | 6,776 |
| Additional noninterest expense | $482,000 | 6,558 |
| Pre-tax net operating income | $1,529,000 | 3,805 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $560,000 | 3,106 |
| Income before extraordinary items | $969,000 | 4,361 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $969,000 | 4,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,802 |
| Cash dividends | $150,000 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $969,000 | 4,246 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,348,000 | 4,901 |
| Total interest expense | $3,619,000 | 4,288 |
| Net interest income | $2,729,000 | 5,495 |
| Provision for loan and lease losses | $205,000 | 3,684 |
| Total noninterest income | $224,000 | 7,037 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $121,000 | 6,214 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $103,000 | 6,363 |
| Total noninterest expense | $1,371,000 | 7,066 |
| Salaries and employee benefits | $751,000 | 6,973 |
| Premises and equipment expense | $218,000 | 6,486 |
| Additional noninterest expense | $402,000 | 7,129 |
| Pre-tax net operating income | $1,377,000 | 4,323 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $499,000 | 3,491 |
| Income before extraordinary items | $878,000 | 4,750 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $878,000 | 4,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 3,226 |
| Cash dividends | $60,000 | 6,304 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $878,000 | 4,758 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,472,000 | 5,257 |
| Total interest expense | $3,034,000 | 4,558 |
| Net interest income | $2,438,000 | 5,890 |
| Provision for loan and lease losses | $103,000 | 5,155 |
| Total noninterest income | $204,000 | 7,450 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $121,000 | 6,327 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 7,068 |
| Total noninterest expense | $1,297,000 | 7,320 |
| Salaries and employee benefits | $709,000 | 7,196 |
| Premises and equipment expense | $201,000 | 6,799 |
| Additional noninterest expense | $387,000 | 7,379 |
| Pre-tax net operating income | $1,242,000 | 4,664 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $446,000 | 3,880 |
| Income before extraordinary items | $796,000 | 5,109 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $796,000 | 5,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 3,998 |
| Cash dividends | $60,000 | 6,490 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $796,000 | 5,072 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,424,000 | 5,359 |
| Total interest expense | $3,106,000 | 4,593 |
| Net interest income | $2,318,000 | 6,106 |
| Provision for loan and lease losses | $136,000 | 4,376 |
| Total noninterest income | $190,000 | 7,704 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $117,000 | 6,528 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 7,394 |
| Total noninterest expense | $1,275,000 | 7,334 |
| Salaries and employee benefits | $695,000 | 7,212 |
| Premises and equipment expense | $196,000 | 6,786 |
| Additional noninterest expense | $384,000 | 7,357 |
| Pre-tax net operating income | $1,097,000 | 5,147 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $391,000 | 4,485 |
| Income before extraordinary items | $706,000 | 5,596 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $706,000 | 5,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,157 |
| Cash dividends | $60,000 | 6,728 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $706,000 | 5,477 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,051,000 | 5,767 |
| Total interest expense | $2,848,000 | 4,931 |
| Net interest income | $2,203,000 | 6,523 |
| Provision for loan and lease losses | $80,000 | 5,644 |
| Total noninterest income | $165,000 | 8,364 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $129,000 | 6,577 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 9,049 |
| Total noninterest expense | $1,249,000 | 7,502 |
| Salaries and employee benefits | $708,000 | 7,278 |
| Premises and equipment expense | $198,000 | 6,892 |
| Additional noninterest expense | $343,000 | 7,870 |
| Pre-tax net operating income | $1,039,000 | 5,719 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $388,000 | 4,968 |
| Income before extraordinary items | $651,000 | 6,112 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $651,000 | 6,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,572 |
| Cash dividends | $50,000 | 7,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $651,000 | 6,068 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,436,000 | 6,460 |
| Total interest expense | $2,356,000 | 5,740 |
| Net interest income | $2,080,000 | 6,987 |
| Provision for loan and lease losses | $35,000 | 7,226 |
| Total noninterest income | $138,000 | 9,209 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $115,000 | 7,175 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 10,237 |
| Total noninterest expense | $1,095,000 | 8,343 |
| Salaries and employee benefits | $612,000 | 8,050 |
| Premises and equipment expense | $129,000 | 8,550 |
| Additional noninterest expense | $354,000 | 8,324 |
| Pre-tax net operating income | $1,088,000 | 5,450 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $419,000 | 4,747 |
| Income before extraordinary items | $669,000 | 5,898 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $669,000 | 5,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,559 |
| Cash dividends | $50,000 | 7,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $669,000 | 5,846 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,890,000 | 7,125 |
| Total interest expense | $2,085,000 | 6,289 |
| Net interest income | $1,805,000 | 7,756 |
| Provision for loan and lease losses | $35,000 | 6,883 |
| Total noninterest income | $174,000 | 8,894 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $107,000 | 7,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 8,479 |
| Total noninterest expense | $939,000 | 9,217 |
| Salaries and employee benefits | $553,000 | 8,698 |
| Premises and equipment expense | $95,000 | 9,761 |
| Additional noninterest expense | $291,000 | 9,330 |
| Pre-tax net operating income | $1,005,000 | 5,983 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $362,000 | 5,306 |
| Income before extraordinary items | $643,000 | 6,355 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $643,000 | 6,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,816 |
| Cash dividends | $50,000 | 7,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $643,000 | 6,340 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,272,000 | 7,660 |
| Total interest expense | $1,493,000 | 6,914 |
| Net interest income | $1,779,000 | 8,097 |
| Provision for loan and lease losses | $25,000 | 7,401 |
| Total noninterest income | $136,000 | 10,003 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $98,000 | 8,150 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 10,284 |
| Total noninterest expense | $1,065,000 | 9,106 |
| Salaries and employee benefits | $554,000 | 8,928 |
| Premises and equipment expense | $111,000 | 9,669 |
| Additional noninterest expense | $400,000 | 8,832 |
| Pre-tax net operating income | $825,000 | 6,748 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $327,000 | 5,543 |
| Income before extraordinary items | $498,000 | 7,338 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $498,000 | 7,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,826 |
| Cash dividends | $236,000 | 5,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $498,000 | 7,362 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,060,000 | 8,227 |
| Total interest expense | $1,402,000 | 7,530 |
| Net interest income | $1,658,000 | 8,617 |
| Provision for loan and lease losses | $10,000 | 9,731 |
| Total noninterest income | $138,000 | 10,455 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $81,000 | 8,972 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 9,699 |
| Total noninterest expense | $1,117,000 | 9,265 |
| Salaries and employee benefits | $547,000 | 9,250 |
| Premises and equipment expense | $85,000 | 10,978 |
| Additional noninterest expense | $485,000 | 8,376 |
| Pre-tax net operating income | $669,000 | 7,522 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $252,000 | 6,760 |
| Income before extraordinary items | $417,000 | 8,264 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $417,000 | 8,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 11,543 |
| Cash dividends | $168,000 | 5,852 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $417,000 | 7,996 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,288,000 | 8,486 |
| Total interest expense | $1,644,000 | 8,066 |
| Net interest income | $1,644,000 | 8,821 |
| Provision for loan and lease losses | $40,000 | 9,471 |
| Total noninterest income | $84,000 | 12,175 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $64,000 | 9,773 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 12,557 |
| Total noninterest expense | $1,106,000 | 9,483 |
| Salaries and employee benefits | $545,000 | 9,320 |
| Premises and equipment expense | $84,000 | 11,345 |
| Additional noninterest expense | $475,000 | 8,697 |
| Pre-tax net operating income | $584,000 | 7,840 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $209,000 | 7,384 |
| Income before extraordinary items | $375,000 | 8,465 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $375,000 | 8,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 11,020 |
| Cash dividends | $275,000 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $375,000 | 8,099 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.