Home > The Smith County State Bank and Trust Company > Assets and Liabilities
The Smith County State Bank and Trust Company, Assets and Liabilities
| 2008-03-31 | Rank | |
| # of Employees: | 29 | 4,992 |
| Assets and Liabilities | ||
| Total Assets: | $63,196,000 | 6,379 |
| Cash and due from depository institutions | $1,566,000 | 4,992 |
| Interest-bearing balances | $0 | 6,734 |
| Securities | $28,502,000 | 3,549 |
| Federal funds sold & reverse repurchase agreements | $8,822,000 | 1,994 |
| Net loans & leases | $22,903,000 | 7,236 |
| Loan loss allowance | $355,000 | 6,716 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $347,000 | 7,306 |
| Other real estate owned | $0 | 4,992 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $1,056,000 | 6,512 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $63,196,000 | 6,379 |
| Total liabilities | $56,000,000 | 6,335 |
| Total deposits | $55,716,000 | 6,180 |
| Interest-bearing deposits | $48,275,000 | 6,090 |
| Deposits held in domestic offices | $55,716,000 | 6,179 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $284,000 | 6,806 |
| Total equity capital | $7,196,000 | 6,523 |
| Total bank equity capital | $7,196,000 | 6,523 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $254,000 | 5,200 |
| Surplus | $621,000 | 7,090 |
| Undivided profits | $6,321,000 | 4,197 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $102,000 | 6,520 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $676,000 | 4,961 |
| Earning assets | $60,227,000 | 6,270 |
| Long-term assets (5+ years) | $12,873,000 | 4,730 |
| Average Assets, year-to-date | $61,300,000 | 6,420 |
| Average Assets, quarterly | $61,300,000 | 6,420 |
| Volatile liabilities | $8,086,000 | 6,651 |
| Insider loans | $766,000 | 4,811 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $5,161,000 | 6,054 |
| Tier 1 (core) risk-based capital | $7,019,000 | 6,451 |
| Tier 2 risk-based capital | $355,000 | 6,531 |
| Total risk weighted assets | $30,229,000 | 6,968 |
| Total unused commitments | $5,161,000 | 6,058 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 29 | 4,982 |
| Assets and Liabilities | ||
| Total Assets: | $59,404,000 | 6,474 |
| Cash and due from depository institutions | $1,749,000 | 4,982 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $27,065,000 | 3,686 |
| Federal funds sold & reverse repurchase agreements | $5,859,000 | 2,244 |
| Net loans & leases | $23,657,000 | 7,207 |
| Loan loss allowance | $348,000 | 6,760 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $346,000 | 7,341 |
| Other real estate owned | $0 | 4,982 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $728,000 | 7,257 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $59,404,000 | 6,474 |
| Total liabilities | $52,345,000 | 6,443 |
| Total deposits | $52,202,000 | 6,285 |
| Interest-bearing deposits | $44,971,000 | 6,212 |
| Deposits held in domestic offices | $52,202,000 | 6,284 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $143,000 | 7,752 |
| Total equity capital | $7,059,000 | 6,544 |
| Total bank equity capital | $7,059,000 | 6,544 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $254,000 | 5,232 |
| Surplus | $621,000 | 7,112 |
| Undivided profits | $6,184,000 | 4,212 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $102,000 | 6,362 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $695,000 | 5,129 |
| Earning assets | $56,581,000 | 6,378 |
| Long-term assets (5+ years) | $9,090,000 | 5,115 |
| Average Assets, year-to-date | $58,994,400 | 6,382 |
| Average Assets, quarterly | $57,981,000 | 6,510 |
| Volatile liabilities | $7,669,000 | 6,710 |
| Insider loans | $752,000 | 4,849 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $4,593,000 | 6,158 |
| Tier 1 (core) risk-based capital | $6,996,000 | 6,470 |
| Tier 2 risk-based capital | $348,000 | 6,591 |
| Total risk weighted assets | $29,646,000 | 7,018 |
| Total unused commitments | $4,593,000 | 6,160 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 29 | 4,997 |
| Assets and Liabilities | ||
| Total Assets: | $56,558,000 | 6,604 |
| Cash and due from depository institutions | $1,446,000 | 4,997 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $30,136,000 | 3,444 |
| Federal funds sold & reverse repurchase agreements | $683,000 | 5,323 |
| Net loans & leases | $22,773,000 | 7,284 |
| Loan loss allowance | $326,000 | 6,926 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $362,000 | 7,308 |
| Other real estate owned | $0 | 4,997 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $1,158,000 | 6,515 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $56,558,000 | 6,604 |
| Total liabilities | $49,591,000 | 6,564 |
| Total deposits | $49,188,000 | 6,434 |
| Interest-bearing deposits | $43,382,000 | 6,299 |
| Deposits held in domestic offices | $49,188,000 | 6,433 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $403,000 | 6,282 |
| Total equity capital | $6,967,000 | 6,571 |
| Total bank equity capital | $6,967,000 | 6,571 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $254,000 | 5,239 |
| Surplus | $621,000 | 7,122 |
| Undivided profits | $6,092,000 | 4,277 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $103,000 | 6,260 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $996,000 | 4,247 |
| Earning assets | $53,592,000 | 6,506 |
| Long-term assets (5+ years) | $8,348,000 | 5,150 |
| Average Assets, year-to-date | $58,892,000 | 6,412 |
| Average Assets, quarterly | $57,171,000 | 6,535 |
| Volatile liabilities | $6,053,000 | 7,076 |
| Insider loans | $728,000 | 4,879 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $5,675,000 | 5,845 |
| Tier 1 (core) risk-based capital | $6,981,000 | 6,486 |
| Tier 2 risk-based capital | $326,000 | 6,757 |
| Total risk weighted assets | $28,920,000 | 7,072 |
| Total unused commitments | $5,675,000 | 5,845 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 29 | 5,043 |
| Assets and Liabilities | ||
| Total Assets: | $57,784,000 | 6,537 |
| Cash and due from depository institutions | $1,507,000 | 5,043 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $28,069,000 | 3,580 |
| Federal funds sold & reverse repurchase agreements | $2,328,000 | 4,016 |
| Net loans & leases | $24,217,000 | 7,216 |
| Loan loss allowance | $559,000 | 5,788 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $378,000 | 7,299 |
| Other real estate owned | $0 | 5,043 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $1,285,000 | 6,211 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $57,784,000 | 6,537 |
| Total liabilities | $50,957,000 | 6,524 |
| Total deposits | $50,638,000 | 6,379 |
| Interest-bearing deposits | $44,388,000 | 6,272 |
| Deposits held in domestic offices | $50,638,000 | 6,377 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $319,000 | 6,594 |
| Total equity capital | $6,827,000 | 6,562 |
| Total bank equity capital | $6,827,000 | 6,562 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $254,000 | 5,271 |
| Surplus | $621,000 | 7,156 |
| Undivided profits | $5,952,000 | 4,250 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $359,000 | 4,703 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $890,000 | 4,342 |
| Earning assets | $54,614,000 | 6,478 |
| Long-term assets (5+ years) | $7,678,000 | 5,227 |
| Average Assets, year-to-date | $59,670,000 | 6,428 |
| Average Assets, quarterly | $58,495,000 | 6,496 |
| Volatile liabilities | $5,939,000 | 7,091 |
| Insider loans | $740,000 | 4,826 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $4,762,000 | 6,187 |
| Tier 1 (core) risk-based capital | $6,931,000 | 6,497 |
| Tier 2 risk-based capital | $382,000 | 6,454 |
| Total risk weighted assets | $30,410,000 | 6,997 |
| Total unused commitments | $4,762,000 | 6,187 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 29 | 5,025 |
| Assets and Liabilities | ||
| Total Assets: | $59,206,000 | 6,511 |
| Cash and due from depository institutions | $1,214,000 | 5,025 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $28,305,000 | 3,585 |
| Federal funds sold & reverse repurchase agreements | $4,793,000 | 3,426 |
| Net loans & leases | $23,740,000 | 7,216 |
| Loan loss allowance | $542,000 | 5,861 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $337,000 | 7,430 |
| Other real estate owned | $0 | 5,025 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $817,000 | 7,068 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $59,206,000 | 6,511 |
| Total liabilities | $52,331,000 | 6,469 |
| Total deposits | $52,097,000 | 6,322 |
| Interest-bearing deposits | $45,725,000 | 6,215 |
| Deposits held in domestic offices | $52,097,000 | 6,320 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $234,000 | 7,113 |
| Total equity capital | $6,875,000 | 6,556 |
| Total bank equity capital | $6,875,000 | 6,556 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $254,000 | 5,284 |
| Surplus | $621,000 | 7,175 |
| Undivided profits | $6,000,000 | 4,292 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $358,000 | 4,566 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $740,000 | 4,837 |
| Earning assets | $56,838,000 | 6,406 |
| Long-term assets (5+ years) | $7,461,000 | 5,228 |
| Average Assets, year-to-date | $60,613,000 | 6,436 |
| Average Assets, quarterly | $60,613,000 | 6,436 |
| Volatile liabilities | $5,770,000 | 7,090 |
| Insider loans | $727,000 | 4,866 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $4,638,000 | 6,288 |
| Tier 1 (core) risk-based capital | $6,885,000 | 6,486 |
| Tier 2 risk-based capital | $393,000 | 6,406 |
| Total risk weighted assets | $31,296,000 | 6,907 |
| Total unused commitments | $4,638,000 | 6,289 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 29 | 5,036 |
| Assets and Liabilities | ||
| Total Assets: | $62,020,000 | 6,371 |
| Cash and due from depository institutions | $1,208,000 | 5,036 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $27,185,000 | 3,713 |
| Federal funds sold & reverse repurchase agreements | $7,476,000 | 2,156 |
| Net loans & leases | $24,902,000 | 7,164 |
| Loan loss allowance | $543,000 | 5,853 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $353,000 | 7,387 |
| Other real estate owned | $0 | 5,036 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $896,000 | 6,963 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $62,020,000 | 6,371 |
| Total liabilities | $54,966,000 | 6,343 |
| Total deposits | $54,826,000 | 6,192 |
| Interest-bearing deposits | $44,475,000 | 6,240 |
| Deposits held in domestic offices | $54,826,000 | 6,191 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $140,000 | 7,801 |
| Total equity capital | $7,054,000 | 6,434 |
| Total bank equity capital | $7,054,000 | 6,434 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $254,000 | 5,307 |
| Surplus | $621,000 | 7,188 |
| Undivided profits | $6,179,000 | 4,198 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $30,000 | 6,826 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $783,000 | 4,771 |
| Earning assets | $59,563,000 | 6,239 |
| Long-term assets (5+ years) | $5,390,000 | 5,703 |
| Average Assets, year-to-date | $58,671,400 | 6,401 |
| Average Assets, quarterly | $58,564,000 | 6,479 |
| Volatile liabilities | $6,392,000 | 6,996 |
| Insider loans | $774,000 | 4,744 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $5,352,000 | 5,925 |
| Tier 1 (core) risk-based capital | $7,057,000 | 6,380 |
| Tier 2 risk-based capital | $398,000 | 6,388 |
| Total risk weighted assets | $31,730,000 | 6,889 |
| Total unused commitments | $5,352,000 | 5,927 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 29 | 5,063 |
| Assets and Liabilities | ||
| Total Assets: | $55,108,000 | 6,660 |
| Cash and due from depository institutions | $1,310,000 | 5,063 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $26,773,000 | 3,789 |
| Federal funds sold & reverse repurchase agreements | $1,097,000 | 4,617 |
| Net loans & leases | $24,519,000 | 7,246 |
| Loan loss allowance | $552,000 | 5,823 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $358,000 | 7,422 |
| Other real estate owned | $0 | 5,063 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $1,051,000 | 6,701 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $55,108,000 | 6,660 |
| Total liabilities | $48,165,000 | 6,664 |
| Total deposits | $47,777,000 | 6,501 |
| Interest-bearing deposits | $42,225,000 | 6,351 |
| Deposits held in domestic offices | $47,777,000 | 6,499 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $388,000 | 6,194 |
| Total equity capital | $6,943,000 | 6,476 |
| Total bank equity capital | $6,943,000 | 6,476 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $254,000 | 5,352 |
| Surplus | $621,000 | 7,231 |
| Undivided profits | $6,068,000 | 4,243 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $38,000 | 6,792 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $972,000 | 4,073 |
| Earning assets | $52,389,000 | 6,574 |
| Long-term assets (5+ years) | $5,034,000 | 5,811 |
| Average Assets, year-to-date | $57,834,250 | 6,477 |
| Average Assets, quarterly | $56,732,000 | 6,571 |
| Volatile liabilities | $5,575,000 | 7,270 |
| Insider loans | $734,000 | 4,799 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $5,546,000 | 5,895 |
| Tier 1 (core) risk-based capital | $6,953,000 | 6,432 |
| Tier 2 risk-based capital | $381,000 | 6,499 |
| Total risk weighted assets | $30,306,000 | 6,999 |
| Total unused commitments | $5,546,000 | 5,895 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 29 | 5,082 |
| Assets and Liabilities | ||
| Total Assets: | $58,356,000 | 6,521 |
| Cash and due from depository institutions | $1,869,000 | 5,082 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $27,132,000 | 3,746 |
| Federal funds sold & reverse repurchase agreements | $2,179,000 | 3,533 |
| Net loans & leases | $25,879,000 | 7,126 |
| Loan loss allowance | $546,000 | 5,850 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $365,000 | 7,417 |
| Other real estate owned | $0 | 5,082 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $932,000 | 6,880 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $58,356,000 | 6,521 |
| Total liabilities | $51,438,000 | 6,520 |
| Total deposits | $51,141,000 | 6,353 |
| Interest-bearing deposits | $43,805,000 | 6,265 |
| Deposits held in domestic offices | $51,141,000 | 6,351 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $297,000 | 6,496 |
| Total equity capital | $6,918,000 | 6,398 |
| Total bank equity capital | $6,918,000 | 6,398 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $254,000 | 5,357 |
| Surplus | $621,000 | 7,245 |
| Undivided profits | $6,043,000 | 4,111 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $97,000 | 6,099 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $853,000 | 4,115 |
| Earning assets | $55,190,000 | 6,443 |
| Long-term assets (5+ years) | $4,809,000 | 5,834 |
| Average Assets, year-to-date | $58,743,000 | 6,476 |
| Average Assets, quarterly | $58,328,500 | 6,500 |
| Volatile liabilities | $5,260,000 | 7,342 |
| Insider loans | $721,000 | 4,841 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $5,337,000 | 6,034 |
| Tier 1 (core) risk-based capital | $6,961,000 | 6,389 |
| Tier 2 risk-based capital | $400,000 | 6,372 |
| Total risk weighted assets | $31,839,000 | 6,890 |
| Total unused commitments | $5,337,000 | 6,034 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 30 | 4,952 |
| Assets and Liabilities | ||
| Total Assets: | $58,301,000 | 6,536 |
| Cash and due from depository institutions | $1,272,000 | 4,952 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $28,719,000 | 3,669 |
| Federal funds sold & reverse repurchase agreements | $1,715,000 | 4,484 |
| Net loans & leases | $25,500,000 | 7,110 |
| Loan loss allowance | $538,000 | 5,884 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $341,000 | 7,470 |
| Other real estate owned | $0 | 4,952 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $754,000 | 7,205 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $58,301,000 | 6,536 |
| Total liabilities | $51,437,000 | 6,519 |
| Total deposits | $51,187,000 | 6,369 |
| Interest-bearing deposits | $44,822,000 | 6,230 |
| Deposits held in domestic offices | $51,187,000 | 6,367 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $250,000 | 6,738 |
| Total equity capital | $6,864,000 | 6,393 |
| Total bank equity capital | $6,864,000 | 6,393 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $254,000 | 5,357 |
| Surplus | $621,000 | 7,238 |
| Undivided profits | $5,989,000 | 4,163 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $45,000 | 6,661 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $703,000 | 4,570 |
| Earning assets | $55,934,000 | 6,411 |
| Long-term assets (5+ years) | $5,222,000 | 5,705 |
| Average Assets, year-to-date | $58,936,500 | 6,482 |
| Average Assets, quarterly | $58,936,500 | 6,482 |
| Volatile liabilities | $5,197,000 | 7,270 |
| Insider loans | $730,000 | 4,793 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $5,283,000 | 6,017 |
| Tier 1 (core) risk-based capital | $6,888,000 | 6,358 |
| Tier 2 risk-based capital | $386,000 | 6,440 |
| Total risk weighted assets | $30,723,000 | 6,931 |
| Total unused commitments | $5,283,000 | 6,018 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 30 | 4,947 |
| Assets and Liabilities | ||
| Total Assets: | $59,572,000 | 6,497 |
| Cash and due from depository institutions | $1,306,000 | 4,947 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $30,223,000 | 3,545 |
| Federal funds sold & reverse repurchase agreements | $900,000 | 4,956 |
| Net loans & leases | $25,997,000 | 7,117 |
| Loan loss allowance | $532,000 | 5,880 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $358,000 | 7,437 |
| Other real estate owned | $0 | 4,947 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $788,000 | 7,176 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $59,572,000 | 6,497 |
| Total liabilities | $52,524,000 | 6,490 |
| Total deposits | $52,400,000 | 6,300 |
| Interest-bearing deposits | $45,778,000 | 6,160 |
| Deposits held in domestic offices | $52,400,000 | 6,298 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $124,000 | 7,774 |
| Total equity capital | $7,048,000 | 6,298 |
| Total bank equity capital | $7,048,000 | 6,298 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $254,000 | 5,380 |
| Surplus | $621,000 | 7,269 |
| Undivided profits | $6,173,000 | 4,100 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,000 | 7,405 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $756,000 | 4,370 |
| Earning assets | $57,120,000 | 6,364 |
| Long-term assets (5+ years) | $6,152,000 | 5,457 |
| Average Assets, year-to-date | $59,337,000 | 6,407 |
| Average Assets, quarterly | $58,693,500 | 6,511 |
| Volatile liabilities | $4,834,000 | 7,373 |
| Insider loans | $664,000 | 4,925 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $4,626,000 | 6,161 |
| Tier 1 (core) risk-based capital | $7,058,000 | 6,273 |
| Tier 2 risk-based capital | $390,000 | 6,428 |
| Total risk weighted assets | $31,067,000 | 6,946 |
| Total unused commitments | $4,626,000 | 6,162 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 30 | 4,931 |
| Assets and Liabilities | ||
| Total Assets: | $57,815,000 | 6,574 |
| Cash and due from depository institutions | $1,620,000 | 4,931 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $29,047,000 | 3,623 |
| Federal funds sold & reverse repurchase agreements | $2,292,000 | 3,558 |
| Net loans & leases | $23,563,000 | 7,320 |
| Loan loss allowance | $530,000 | 5,915 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $374,000 | 7,399 |
| Other real estate owned | $0 | 4,931 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $919,000 | 6,865 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $57,815,000 | 6,574 |
| Total liabilities | $50,843,000 | 6,568 |
| Total deposits | $50,459,000 | 6,381 |
| Interest-bearing deposits | $45,013,000 | 6,197 |
| Deposits held in domestic offices | $50,459,000 | 6,378 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $384,000 | 5,829 |
| Total equity capital | $6,972,000 | 6,332 |
| Total bank equity capital | $6,972,000 | 6,332 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $254,000 | 5,394 |
| Surplus | $621,000 | 7,279 |
| Undivided profits | $6,097,000 | 4,176 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,000 | 7,462 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $868,000 | 3,874 |
| Earning assets | $54,902,000 | 6,471 |
| Long-term assets (5+ years) | $6,395,000 | 5,454 |
| Average Assets, year-to-date | $59,278,250 | 6,429 |
| Average Assets, quarterly | $58,312,000 | 6,521 |
| Volatile liabilities | $4,673,000 | 7,449 |
| Insider loans | $685,000 | 4,897 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $5,851,000 | 5,706 |
| Tier 1 (core) risk-based capital | $6,960,000 | 6,279 |
| Tier 2 risk-based capital | $363,000 | 6,605 |
| Total risk weighted assets | $28,879,000 | 7,111 |
| Total unused commitments | $5,851,000 | 5,706 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 30 | 4,929 |
| Assets and Liabilities | ||
| Total Assets: | $58,809,000 | 6,491 |
| Cash and due from depository institutions | $1,506,000 | 4,929 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $28,411,000 | 3,724 |
| Federal funds sold & reverse repurchase agreements | $3,275,000 | 2,780 |
| Net loans & leases | $24,271,000 | 7,243 |
| Loan loss allowance | $538,000 | 5,834 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $390,000 | 7,340 |
| Other real estate owned | $41,000 | 4,929 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $915,000 | 6,733 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $58,809,000 | 6,491 |
| Total liabilities | $51,809,000 | 6,486 |
| Total deposits | $51,460,000 | 6,311 |
| Interest-bearing deposits | $45,603,000 | 6,141 |
| Deposits held in domestic offices | $51,460,000 | 6,310 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $349,000 | 5,793 |
| Total equity capital | $7,000,000 | 6,270 |
| Total bank equity capital | $7,000,000 | 6,270 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $254,000 | 5,390 |
| Surplus | $621,000 | 7,270 |
| Undivided profits | $6,125,000 | 4,135 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $120,000 | 6,027 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $96,000 | 808 |
| Income earned, not collected on loans | $804,000 | 3,820 |
| Earning assets | $55,957,000 | 6,392 |
| Long-term assets (5+ years) | $8,052,000 | 5,101 |
| Average Assets, year-to-date | $59,766,000 | 6,404 |
| Average Assets, quarterly | $59,363,000 | 6,441 |
| Volatile liabilities | $4,312,000 | 7,481 |
| Insider loans | $702,000 | 4,804 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $5,821,000 | 5,727 |
| Tier 1 (core) risk-based capital | $6,971,000 | 6,199 |
| Tier 2 risk-based capital | $380,000 | 6,478 |
| Total risk weighted assets | $30,206,000 | 6,971 |
| Total unused commitments | $5,821,000 | 5,728 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 30 | 4,927 |
| Assets and Liabilities | ||
| Total Assets: | $59,917,000 | 6,452 |
| Cash and due from depository institutions | $1,501,000 | 4,927 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $28,084,000 | 3,800 |
| Federal funds sold & reverse repurchase agreements | $3,375,000 | 3,106 |
| Net loans & leases | $25,755,000 | 7,114 |
| Loan loss allowance | $541,000 | 5,837 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $404,000 | 7,339 |
| Other real estate owned | $0 | 4,927 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $798,000 | 7,030 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $59,917,000 | 6,452 |
| Total liabilities | $53,020,000 | 6,456 |
| Total deposits | $52,749,000 | 6,276 |
| Interest-bearing deposits | $47,047,000 | 6,101 |
| Deposits held in domestic offices | $52,749,000 | 6,274 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $271,000 | 6,268 |
| Total equity capital | $6,897,000 | 6,255 |
| Total bank equity capital | $6,897,000 | 6,255 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $254,000 | 5,430 |
| Surplus | $621,000 | 7,311 |
| Undivided profits | $6,022,000 | 4,111 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $28,000 | 7,177 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $707,000 | 4,119 |
| Earning assets | $57,214,000 | 6,338 |
| Long-term assets (5+ years) | $7,817,000 | 5,208 |
| Average Assets, year-to-date | $60,244,500 | 6,441 |
| Average Assets, quarterly | $60,244,500 | 6,441 |
| Volatile liabilities | $4,849,000 | 7,267 |
| Insider loans | $628,000 | 5,011 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $5,241,000 | 5,956 |
| Tier 1 (core) risk-based capital | $6,886,000 | 6,223 |
| Tier 2 risk-based capital | $398,000 | 6,383 |
| Total risk weighted assets | $31,696,000 | 6,879 |
| Total unused commitments | $5,241,000 | 5,957 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 30 | 4,933 |
| Assets and Liabilities | ||
| Total Assets: | $60,572,000 | 6,464 |
| Cash and due from depository institutions | $1,963,000 | 4,933 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $28,296,000 | 3,794 |
| Federal funds sold & reverse repurchase agreements | $2,950,000 | 3,253 |
| Net loans & leases | $26,209,000 | 7,098 |
| Loan loss allowance | $534,000 | 5,846 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $350,000 | 7,547 |
| Other real estate owned | $0 | 4,933 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $804,000 | 6,988 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $60,572,000 | 6,464 |
| Total liabilities | $53,513,000 | 6,458 |
| Total deposits | $53,319,000 | 6,255 |
| Interest-bearing deposits | $47,606,000 | 6,052 |
| Deposits held in domestic offices | $53,319,000 | 6,253 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $194,000 | 6,929 |
| Total equity capital | $7,059,000 | 6,213 |
| Total bank equity capital | $7,059,000 | 6,213 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $254,000 | 5,446 |
| Surplus | $621,000 | 7,334 |
| Undivided profits | $6,184,000 | 4,107 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,000 | 7,780 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $763,000 | 3,851 |
| Earning assets | $57,455,000 | 6,359 |
| Long-term assets (5+ years) | $7,982,000 | 5,247 |
| Average Assets, year-to-date | $61,579,400 | 6,290 |
| Average Assets, quarterly | $60,187,500 | 6,461 |
| Volatile liabilities | $5,108,000 | 7,195 |
| Insider loans | $663,000 | 4,927 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $5,119,000 | 5,859 |
| Tier 1 (core) risk-based capital | $6,994,000 | 6,141 |
| Tier 2 risk-based capital | $406,000 | 6,344 |
| Total risk weighted assets | $32,360,000 | 6,826 |
| Total unused commitments | $5,119,000 | 5,861 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 30 | 4,945 |
| Assets and Liabilities | ||
| Total Assets: | $59,803,000 | 6,485 |
| Cash and due from depository institutions | $2,170,000 | 4,945 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $30,065,000 | 3,617 |
| Federal funds sold & reverse repurchase agreements | $1,900,000 | 3,704 |
| Net loans & leases | $24,416,000 | 7,261 |
| Loan loss allowance | $531,000 | 5,879 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $330,000 | 7,630 |
| Other real estate owned | $0 | 4,945 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $922,000 | 6,767 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $59,803,000 | 6,485 |
| Total liabilities | $52,788,000 | 6,474 |
| Total deposits | $52,388,000 | 6,279 |
| Interest-bearing deposits | $47,211,000 | 6,057 |
| Deposits held in domestic offices | $52,388,000 | 6,276 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $400,000 | 5,495 |
| Total equity capital | $7,015,000 | 6,240 |
| Total bank equity capital | $7,015,000 | 6,240 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $254,000 | 5,473 |
| Surplus | $621,000 | 7,348 |
| Undivided profits | $6,140,000 | 4,168 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,000 | 7,906 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $870,000 | 3,577 |
| Earning assets | $56,381,000 | 6,395 |
| Long-term assets (5+ years) | $8,570,000 | 5,231 |
| Average Assets, year-to-date | $61,831,250 | 6,279 |
| Average Assets, quarterly | $61,030,500 | 6,388 |
| Volatile liabilities | $5,228,000 | 7,173 |
| Insider loans | $689,000 | 4,848 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $6,251,000 | 5,399 |
| Tier 1 (core) risk-based capital | $6,928,000 | 6,157 |
| Tier 2 risk-based capital | $386,000 | 6,491 |
| Total risk weighted assets | $30,737,000 | 6,952 |
| Total unused commitments | $6,251,000 | 5,404 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 30 | 5,013 |
| Assets and Liabilities | ||
| Total Assets: | $62,258,000 | 6,353 |
| Cash and due from depository institutions | $1,768,000 | 5,013 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $32,023,000 | 3,486 |
| Federal funds sold & reverse repurchase agreements | $2,375,000 | 3,210 |
| Net loans & leases | $24,868,000 | 7,209 |
| Loan loss allowance | $533,000 | 5,858 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $345,000 | 7,611 |
| Other real estate owned | $0 | 5,013 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $879,000 | 6,843 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $62,258,000 | 6,353 |
| Total liabilities | $55,277,000 | 6,354 |
| Total deposits | $54,949,000 | 6,138 |
| Interest-bearing deposits | $49,421,000 | 5,932 |
| Deposits held in domestic offices | $54,949,000 | 6,136 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $328,000 | 5,619 |
| Total equity capital | $6,981,000 | 6,135 |
| Total bank equity capital | $6,981,000 | 6,135 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $254,000 | 5,510 |
| Surplus | $621,000 | 7,391 |
| Undivided profits | $6,106,000 | 4,044 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,000 | 7,711 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $832,000 | 3,485 |
| Earning assets | $59,266,000 | 6,216 |
| Long-term assets (5+ years) | $8,837,000 | 5,276 |
| Average Assets, year-to-date | $62,507,330 | 6,292 |
| Average Assets, quarterly | $62,295,000 | 6,318 |
| Volatile liabilities | $4,873,000 | 7,279 |
| Insider loans | $654,000 | 4,932 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $6,386,000 | 5,368 |
| Tier 1 (core) risk-based capital | $6,929,000 | 6,114 |
| Tier 2 risk-based capital | $392,000 | 6,454 |
| Total risk weighted assets | $31,240,000 | 6,923 |
| Total unused commitments | $6,386,000 | 5,371 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 30 | 5,006 |
| Assets and Liabilities | ||
| Total Assets: | $62,332,000 | 6,347 |
| Cash and due from depository institutions | $2,248,000 | 5,006 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $31,418,000 | 3,528 |
| Federal funds sold & reverse repurchase agreements | $3,425,000 | 3,582 |
| Net loans & leases | $24,088,000 | 7,257 |
| Loan loss allowance | $539,000 | 5,829 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $364,000 | 7,551 |
| Other real estate owned | $0 | 5,006 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $789,000 | 6,975 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $62,332,000 | 6,347 |
| Total liabilities | $55,320,000 | 6,332 |
| Total deposits | $55,069,000 | 6,149 |
| Interest-bearing deposits | $50,038,000 | 5,939 |
| Deposits held in domestic offices | $55,069,000 | 6,146 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $251,000 | 6,592 |
| Total equity capital | $7,012,000 | 6,201 |
| Total bank equity capital | $7,012,000 | 6,201 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $254,000 | 5,521 |
| Surplus | $621,000 | 7,413 |
| Undivided profits | $6,137,000 | 4,187 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,000 | 7,702 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $714,000 | 3,922 |
| Earning assets | $58,931,000 | 6,261 |
| Long-term assets (5+ years) | $10,116,000 | 4,984 |
| Average Assets, year-to-date | $62,632,000 | 6,314 |
| Average Assets, quarterly | $62,632,000 | 6,314 |
| Volatile liabilities | $4,817,000 | 7,235 |
| Insider loans | $676,000 | 4,854 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $6,433,000 | 5,355 |
| Tier 1 (core) risk-based capital | $6,866,000 | 6,095 |
| Tier 2 risk-based capital | $383,000 | 6,500 |
| Total risk weighted assets | $30,478,000 | 6,954 |
| Total unused commitments | $6,433,000 | 5,366 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 30 | 5,015 |
| Assets and Liabilities | ||
| Total Assets: | $62,932,000 | 6,325 |
| Cash and due from depository institutions | $2,681,000 | 5,015 |
| Interest-bearing balances | $100,000 | 5,208 |
| Securities | $31,351,000 | 3,597 |
| Federal funds sold & reverse repurchase agreements | $3,750,000 | 2,871 |
| Net loans & leases | $23,989,000 | 7,305 |
| Loan loss allowance | $532,000 | 5,862 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $373,000 | 7,558 |
| Other real estate owned | $0 | 5,015 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $788,000 | 7,081 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $62,932,000 | 6,325 |
| Total liabilities | $55,873,000 | 6,320 |
| Total deposits | $55,685,000 | 6,122 |
| Interest-bearing deposits | $49,957,000 | 5,928 |
| Deposits held in domestic offices | $55,685,000 | 6,120 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $188,000 | 7,113 |
| Total equity capital | $7,059,000 | 6,111 |
| Total bank equity capital | $7,059,000 | 6,111 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $254,000 | 5,561 |
| Surplus | $621,000 | 7,457 |
| Undivided profits | $6,184,000 | 4,114 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $751,000 | 3,879 |
| Earning assets | $59,190,000 | 6,209 |
| Long-term assets (5+ years) | $11,719,000 | 4,703 |
| Average Assets, year-to-date | $61,855,400 | 6,250 |
| Average Assets, quarterly | $62,501,500 | 6,302 |
| Volatile liabilities | $5,008,000 | 7,188 |
| Insider loans | $698,000 | 4,791 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $6,046,000 | 5,386 |
| Tier 1 (core) risk-based capital | $6,916,000 | 6,036 |
| Tier 2 risk-based capital | $381,000 | 6,529 |
| Total risk weighted assets | $30,317,000 | 7,002 |
| Total unused commitments | $6,046,000 | 5,390 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 30 | 5,029 |
| Assets and Liabilities | ||
| Total Assets: | $62,071,000 | 6,343 |
| Cash and due from depository institutions | $2,383,000 | 5,029 |
| Interest-bearing balances | $100,000 | 5,286 |
| Securities | $31,727,000 | 3,484 |
| Federal funds sold & reverse repurchase agreements | $5,525,000 | 2,416 |
| Net loans & leases | $21,123,000 | 7,587 |
| Loan loss allowance | $530,000 | 5,889 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $373,000 | 7,592 |
| Other real estate owned | $0 | 5,029 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $940,000 | 6,732 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $62,071,000 | 6,343 |
| Total liabilities | $55,155,000 | 6,347 |
| Total deposits | $54,723,000 | 6,164 |
| Interest-bearing deposits | $48,831,000 | 6,008 |
| Deposits held in domestic offices | $54,723,000 | 6,163 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $432,000 | 5,442 |
| Total equity capital | $6,916,000 | 6,169 |
| Total bank equity capital | $6,916,000 | 6,169 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $254,000 | 5,596 |
| Surplus | $621,000 | 7,487 |
| Undivided profits | $6,041,000 | 4,206 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $231,000 | 5,804 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $885,000 | 3,496 |
| Earning assets | $58,475,000 | 6,239 |
| Long-term assets (5+ years) | $12,339,000 | 4,624 |
| Average Assets, year-to-date | $61,586,250 | 6,295 |
| Average Assets, quarterly | $61,368,000 | 6,364 |
| Volatile liabilities | $4,895,000 | 7,264 |
| Insider loans | $723,000 | 4,707 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $7,376,000 | 4,936 |
| Tier 1 (core) risk-based capital | $6,790,000 | 6,090 |
| Tier 2 risk-based capital | $362,000 | 6,689 |
| Total risk weighted assets | $28,784,000 | 7,174 |
| Total unused commitments | $7,376,000 | 4,939 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 31 | 4,937 |
| Assets and Liabilities | ||
| Total Assets: | $60,665,000 | 6,426 |
| Cash and due from depository institutions | $2,202,000 | 4,937 |
| Interest-bearing balances | $100,000 | 5,348 |
| Securities | $29,376,000 | 3,608 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 3,424 |
| Net loans & leases | $23,795,000 | 7,385 |
| Loan loss allowance | $530,000 | 5,867 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $365,000 | 7,638 |
| Other real estate owned | $0 | 4,937 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $927,000 | 6,659 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $60,665,000 | 6,426 |
| Total liabilities | $53,605,000 | 6,434 |
| Total deposits | $53,242,000 | 6,256 |
| Interest-bearing deposits | $49,047,000 | 6,008 |
| Deposits held in domestic offices | $53,242,000 | 6,255 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $363,000 | 6,001 |
| Total equity capital | $7,060,000 | 6,079 |
| Total bank equity capital | $7,060,000 | 6,079 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $254,000 | 5,608 |
| Surplus | $621,000 | 7,503 |
| Undivided profits | $6,185,000 | 4,182 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $281,000 | 5,493 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $889,000 | 3,363 |
| Earning assets | $57,271,000 | 6,312 |
| Long-term assets (5+ years) | $10,594,000 | 4,803 |
| Average Assets, year-to-date | $61,424,670 | 6,316 |
| Average Assets, quarterly | $61,103,000 | 6,362 |
| Volatile liabilities | $4,981,000 | 7,267 |
| Insider loans | $775,000 | 4,553 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $5,718,000 | 5,471 |
| Tier 1 (core) risk-based capital | $6,858,000 | 5,977 |
| Tier 2 risk-based capital | $375,000 | 6,577 |
| Total risk weighted assets | $29,854,000 | 7,085 |
| Total unused commitments | $5,718,000 | 5,482 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 31 | 4,894 |
| Assets and Liabilities | ||
| Total Assets: | $61,541,000 | 6,329 |
| Cash and due from depository institutions | $2,218,000 | 4,894 |
| Interest-bearing balances | $100,000 | 5,237 |
| Securities | $30,727,000 | 3,461 |
| Federal funds sold & reverse repurchase agreements | $3,150,000 | 4,304 |
| Net loans & leases | $24,171,000 | 7,344 |
| Loan loss allowance | $524,000 | 5,865 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $368,000 | 7,649 |
| Other real estate owned | $0 | 4,894 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $907,000 | 6,715 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,541,000 | 6,329 |
| Total liabilities | $54,472,000 | 6,343 |
| Total deposits | $54,187,000 | 6,162 |
| Interest-bearing deposits | $49,626,000 | 5,945 |
| Deposits held in domestic offices | $54,187,000 | 6,161 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $285,000 | 6,669 |
| Total equity capital | $7,069,000 | 5,997 |
| Total bank equity capital | $7,069,000 | 5,997 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $254,000 | 5,627 |
| Surplus | $621,000 | 7,527 |
| Undivided profits | $6,194,000 | 4,105 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $61,000 | 7,339 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $839,000 | 3,567 |
| Earning assets | $58,148,000 | 6,223 |
| Long-term assets (5+ years) | $11,074,000 | 4,662 |
| Average Assets, year-to-date | $61,804,500 | 6,284 |
| Average Assets, quarterly | $61,804,500 | 6,284 |
| Volatile liabilities | $4,816,000 | 7,344 |
| Insider loans | $769,000 | 4,529 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $5,227,000 | 5,595 |
| Tier 1 (core) risk-based capital | $6,821,000 | 5,931 |
| Tier 2 risk-based capital | $378,000 | 6,502 |
| Total risk weighted assets | $30,124,000 | 7,019 |
| Total unused commitments | $5,227,000 | 5,605 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 30 | 5,011 |
| Assets and Liabilities | ||
| Total Assets: | $62,068,000 | 6,280 |
| Cash and due from depository institutions | $1,963,000 | 5,011 |
| Interest-bearing balances | $100,000 | 5,143 |
| Securities | $30,930,000 | 3,449 |
| Federal funds sold & reverse repurchase agreements | $3,975,000 | 3,315 |
| Net loans & leases | $23,802,000 | 7,424 |
| Loan loss allowance | $518,000 | 5,852 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $375,000 | 7,654 |
| Other real estate owned | $0 | 5,011 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,023,000 | 6,448 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $62,068,000 | 6,280 |
| Total liabilities | $54,410,000 | 6,336 |
| Total deposits | $54,180,000 | 6,127 |
| Interest-bearing deposits | $49,320,000 | 5,928 |
| Deposits held in domestic offices | $54,180,000 | 6,124 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $230,000 | 7,240 |
| Total equity capital | $7,658,000 | 5,649 |
| Total bank equity capital | $7,658,000 | 5,649 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $254,000 | 5,642 |
| Surplus | $621,000 | 7,543 |
| Undivided profits | $6,783,000 | 3,868 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $49,000 | 7,412 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $966,000 | 3,313 |
| Earning assets | $58,807,000 | 6,144 |
| Long-term assets (5+ years) | $9,590,000 | 4,889 |
| Average Assets, year-to-date | $60,916,000 | 6,190 |
| Average Assets, quarterly | $61,766,000 | 6,261 |
| Volatile liabilities | $5,201,000 | 7,253 |
| Insider loans | $670,000 | 4,828 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $4,933,000 | 5,567 |
| Tier 1 (core) risk-based capital | $7,364,000 | 5,587 |
| Tier 2 risk-based capital | $371,000 | 6,541 |
| Total risk weighted assets | $29,517,000 | 7,096 |
| Total unused commitments | $4,933,000 | 5,570 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 31 | 4,907 |
| Assets and Liabilities | ||
| Total Assets: | $60,112,000 | 6,313 |
| Cash and due from depository institutions | $1,809,000 | 4,907 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $27,744,000 | 3,562 |
| Federal funds sold & reverse repurchase agreements | $2,875,000 | 4,027 |
| Net loans & leases | $26,185,000 | 7,220 |
| Loan loss allowance | $507,000 | 5,777 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $401,000 | 7,680 |
| Other real estate owned | $0 | 4,907 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,098,000 | 6,334 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $60,112,000 | 6,313 |
| Total liabilities | $52,308,000 | 6,382 |
| Total deposits | $52,039,000 | 6,168 |
| Interest-bearing deposits | $47,145,000 | 5,984 |
| Deposits held in domestic offices | $52,039,000 | 6,165 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $269,000 | 7,195 |
| Total equity capital | $7,804,000 | 5,446 |
| Total bank equity capital | $7,804,000 | 5,446 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $254,000 | 5,768 |
| Surplus | $621,000 | 7,697 |
| Undivided profits | $6,929,000 | 3,611 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $80,000 | 7,208 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,021,000 | 3,400 |
| Earning assets | $56,804,000 | 6,194 |
| Long-term assets (5+ years) | $8,555,000 | 5,124 |
| Average Assets, year-to-date | $58,407,200 | 6,239 |
| Average Assets, quarterly | $58,537,000 | 6,352 |
| Volatile liabilities | $4,502,000 | 7,587 |
| Insider loans | $790,000 | 4,442 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $5,485,000 | 5,331 |
| Tier 1 (core) risk-based capital | $7,600,000 | 5,369 |
| Tier 2 risk-based capital | $388,000 | 6,339 |
| Total risk weighted assets | $30,928,000 | 6,964 |
| Total unused commitments | $5,485,000 | 5,339 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 31 | 4,969 |
| Assets and Liabilities | ||
| Total Assets: | $58,576,000 | 6,332 |
| Cash and due from depository institutions | $951,000 | 4,969 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $29,468,000 | 3,488 |
| Federal funds sold & reverse repurchase agreements | $3,230,000 | 3,260 |
| Net loans & leases | $23,283,000 | 7,516 |
| Loan loss allowance | $485,000 | 5,833 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $448,000 | 7,674 |
| Other real estate owned | $0 | 4,969 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,196,000 | 5,566 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,576,000 | 6,332 |
| Total liabilities | $50,831,000 | 6,395 |
| Total deposits | $50,518,000 | 6,149 |
| Interest-bearing deposits | $44,936,000 | 6,041 |
| Deposits held in domestic offices | $50,518,000 | 6,146 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $313,000 | 7,200 |
| Total equity capital | $7,745,000 | 5,386 |
| Total bank equity capital | $7,745,000 | 5,386 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $254,000 | 5,939 |
| Surplus | $621,000 | 7,892 |
| Undivided profits | $6,870,000 | 3,493 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $56,000 | 7,403 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $630,000 | 4,290 |
| Earning assets | $55,981,000 | 6,183 |
| Long-term assets (5+ years) | $7,728,000 | 5,154 |
| Average Assets, year-to-date | $58,816,400 | 6,103 |
| Average Assets, quarterly | $58,081,500 | 6,309 |
| Volatile liabilities | $4,174,000 | 7,816 |
| Insider loans | $826,000 | 4,336 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $5,496,000 | 5,178 |
| Tier 1 (core) risk-based capital | $7,646,000 | 5,337 |
| Tier 2 risk-based capital | $374,260 | 6,358 |
| Total risk weighted assets | $29,830,060 | 6,980 |
| Total unused commitments | $5,496,000 | 5,182 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 30 | 5,233 |
| Assets and Liabilities | ||
| Total Assets: | $60,704,000 | 6,196 |
| Cash and due from depository institutions | $1,569,000 | 5,233 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $33,361,000 | 3,294 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 2,858 |
| Net loans & leases | $21,244,000 | 7,799 |
| Loan loss allowance | $464,000 | 5,928 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $495,000 | 7,733 |
| Other real estate owned | $0 | 5,233 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,035,000 | 6,072 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $60,704,000 | 6,196 |
| Total liabilities | $53,307,000 | 6,277 |
| Total deposits | $53,048,000 | 6,024 |
| Interest-bearing deposits | $47,252,000 | 5,861 |
| Deposits held in domestic offices | $53,048,000 | 6,021 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $259,000 | 7,383 |
| Total equity capital | $7,397,000 | 5,406 |
| Total bank equity capital | $7,397,000 | 5,406 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $254,000 | 6,144 |
| Surplus | $621,000 | 8,094 |
| Undivided profits | $6,522,000 | 3,438 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 8,916 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $506,000 | 4,524 |
| Earning assets | $57,605,000 | 6,048 |
| Long-term assets (5+ years) | $6,359,000 | 5,855 |
| Average Assets, year-to-date | $59,369,200 | 6,109 |
| Average Assets, quarterly | $59,415,000 | 6,226 |
| Volatile liabilities | $3,508,000 | 8,099 |
| Insider loans | $638,000 | 4,774 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $5,408,000 | 5,254 |
| Tier 1 (core) risk-based capital | $7,538,000 | 5,366 |
| Tier 2 risk-based capital | $359,240 | 6,442 |
| Total risk weighted assets | $28,634,140 | 7,117 |
| Total unused commitments | $5,408,000 | 5,257 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 33 | 4,974 |
| Assets and Liabilities | ||
| Total Assets: | $59,064,000 | 6,341 |
| Cash and due from depository institutions | $2,044,000 | 4,974 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $30,820,000 | 3,549 |
| Federal funds sold & reverse repurchase agreements | $2,725,000 | 5,066 |
| Net loans & leases | $21,875,000 | 7,715 |
| Loan loss allowance | $432,000 | 6,142 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $530,000 | 7,636 |
| Other real estate owned | $0 | 4,974 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,070,000 | 5,665 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $59,064,000 | 6,341 |
| Total liabilities | $51,482,000 | 6,422 |
| Total deposits | $51,137,000 | 6,230 |
| Interest-bearing deposits | $45,904,000 | 6,047 |
| Deposits held in domestic offices | $51,137,000 | 6,227 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $345,000 | 7,012 |
| Total equity capital | $7,582,000 | 5,439 |
| Total bank equity capital | $7,582,000 | 5,439 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $254,000 | 6,249 |
| Surplus | $621,000 | 8,223 |
| Undivided profits | $6,707,000 | 3,567 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 9,390 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $584,000 | 3,980 |
| Earning assets | $55,420,000 | 6,260 |
| Long-term assets (5+ years) | $6,752,000 | 5,614 |
| Average Assets, year-to-date | $58,367,000 | 6,194 |
| Average Assets, quarterly | $58,796,000 | 6,279 |
| Volatile liabilities | $3,132,000 | 8,177 |
| Insider loans | $563,000 | 4,996 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,996,000 | 5,892 |
| Tier 1 (core) risk-based capital | $7,468,000 | 5,319 |
| Tier 2 risk-based capital | $364,280 | 6,338 |
| Total risk weighted assets | $29,074,480 | 7,030 |
| Total unused commitments | $3,996,000 | 5,897 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 31 | 5,405 |
| Assets and Liabilities | ||
| Total Assets: | $59,015,000 | 6,416 |
| Cash and due from depository institutions | $1,824,000 | 5,405 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $32,547,000 | 3,393 |
| Federal funds sold & reverse repurchase agreements | $1,275,000 | 5,979 |
| Net loans & leases | $21,977,000 | 7,954 |
| Loan loss allowance | $413,000 | 6,437 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $285,000 | 9,020 |
| Other real estate owned | $0 | 5,405 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,107,000 | 5,628 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $59,015,000 | 6,416 |
| Total liabilities | $51,665,000 | 6,496 |
| Total deposits | $51,301,000 | 6,309 |
| Interest-bearing deposits | $45,873,000 | 6,090 |
| Deposits held in domestic offices | $51,301,000 | 6,304 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $364,000 | 7,084 |
| Total equity capital | $7,350,000 | 5,535 |
| Total bank equity capital | $7,350,000 | 5,535 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $254,000 | 6,516 |
| Surplus | $621,000 | 8,501 |
| Undivided profits | $6,475,000 | 3,666 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $38,000 | 8,820 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $581,000 | 4,085 |
| Earning assets | $55,799,000 | 6,272 |
| Long-term assets (5+ years) | $7,082,000 | 5,171 |
| Average Assets, year-to-date | $58,810,000 | 6,236 |
| Average Assets, quarterly | $58,303,500 | 6,413 |
| Volatile liabilities | $3,064,000 | 8,434 |
| Insider loans | $413,000 | 5,904 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $4,119,000 | 5,681 |
| Tier 1 (core) risk-based capital | $7,249,000 | 5,443 |
| Tier 2 risk-based capital | $352,980 | 6,479 |
| Total risk weighted assets | $28,178,380 | 7,240 |
| Total unused commitments | $4,119,000 | 5,690 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 31 | 5,680 |
| Assets and Liabilities | ||
| Total Assets: | $58,633,000 | 6,621 |
| Cash and due from depository institutions | $1,883,000 | 5,680 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $33,897,000 | 3,559 |
| Federal funds sold & reverse repurchase agreements | $1,300,000 | 5,892 |
| Net loans & leases | $20,140,000 | 8,426 |
| Loan loss allowance | $414,000 | 6,654 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $305,000 | 9,186 |
| Other real estate owned | $0 | 5,680 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,108,000 | 5,804 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,633,000 | 6,621 |
| Total liabilities | $51,528,000 | 6,690 |
| Total deposits | $51,178,000 | 6,491 |
| Interest-bearing deposits | $46,799,000 | 6,240 |
| Deposits held in domestic offices | $51,178,000 | 6,482 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $350,000 | 7,300 |
| Total equity capital | $7,105,000 | 5,740 |
| Total bank equity capital | $7,105,000 | 5,740 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $254,000 | 6,881 |
| Surplus | $621,000 | 8,828 |
| Undivided profits | $6,230,000 | 3,760 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $87,000 | 8,353 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $18,000 | 1,552 |
| Income earned, not collected on loans | $574,000 | 4,021 |
| Earning assets | $55,337,000 | 6,493 |
| Long-term assets (5+ years) | $7,493,000 | 4,880 |
| Average Assets, year-to-date | $58,432,400 | 6,473 |
| Average Assets, quarterly | $58,283,000 | 6,589 |
| Volatile liabilities | $3,733,000 | 7,964 |
| Insider loans | $430,000 | 5,914 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $4,685,000 | 5,261 |
| Tier 1 (core) risk-based capital | $7,067,000 | 5,650 |
| Tier 2 risk-based capital | $340,270 | 6,747 |
| Total risk weighted assets | $27,148,070 | 7,485 |
| Total unused commitments | $4,685,000 | 5,271 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 30 | 5,997 |
| Assets and Liabilities | ||
| Total Assets: | $59,134,000 | 6,712 |
| Cash and due from depository institutions | $1,682,000 | 5,997 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $34,951,000 | 3,627 |
| Federal funds sold & reverse repurchase agreements | $1,475,000 | 6,419 |
| Net loans & leases | $19,418,000 | 8,724 |
| Loan loss allowance | $408,000 | 6,888 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $382,000 | 8,996 |
| Other real estate owned | $0 | 5,997 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,226,000 | 5,498 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $59,134,000 | 6,712 |
| Total liabilities | $51,085,000 | 6,888 |
| Total deposits | $50,639,000 | 6,722 |
| Interest-bearing deposits | $46,437,000 | 6,401 |
| Deposits held in domestic offices | $50,639,000 | 6,715 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $446,000 | 6,694 |
| Total equity capital | $8,049,000 | 5,216 |
| Total bank equity capital | $8,049,000 | 5,216 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $254,000 | 7,243 |
| Surplus | $621,000 | 9,137 |
| Undivided profits | $7,174,000 | 3,420 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,000 | 10,220 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $576,000 | 4,162 |
| Earning assets | $55,844,000 | 6,568 |
| Long-term assets (5+ years) | $6,698,000 | 5,044 |
| Average Assets, year-to-date | $59,319,200 | 6,502 |
| Average Assets, quarterly | $58,917,500 | 6,661 |
| Volatile liabilities | $3,303,000 | 8,275 |
| Insider loans | $508,000 | 5,613 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $5,022,000 | 4,988 |
| Tier 1 (core) risk-based capital | $7,977,000 | 5,104 |
| Tier 2 risk-based capital | $333,890 | 6,906 |
| Total risk weighted assets | $26,636,890 | 7,638 |
| Total unused commitments | $5,022,000 | 5,001 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 30 | 6,160 |
| Assets and Liabilities | ||
| Total Assets: | $60,087,000 | 6,631 |
| Cash and due from depository institutions | $1,852,000 | 6,160 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $36,603,000 | 3,583 |
| Federal funds sold & reverse repurchase agreements | $685,000 | 6,269 |
| Net loans & leases | $19,375,000 | 8,877 |
| Loan loss allowance | $403,000 | 7,115 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $399,000 | 9,147 |
| Other real estate owned | $0 | 6,160 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,173,000 | 6,021 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $60,087,000 | 6,631 |
| Total liabilities | $52,418,000 | 6,820 |
| Total deposits | $52,172,000 | 6,593 |
| Interest-bearing deposits | $48,266,000 | 6,250 |
| Deposits held in domestic offices | $52,172,000 | 6,587 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $246,000 | 8,167 |
| Total equity capital | $7,669,000 | 5,105 |
| Total bank equity capital | $7,669,000 | 5,105 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $254,000 | 7,654 |
| Surplus | $621,000 | 9,460 |
| Undivided profits | $6,794,000 | 3,310 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $465,000 | 4,500 |
| Earning assets | $56,663,000 | 6,485 |
| Long-term assets (5+ years) | $7,484,000 | 4,906 |
| Average Assets, year-to-date | $61,058,000 | 6,441 |
| Average Assets, quarterly | $60,552,500 | 6,573 |
| Volatile liabilities | $2,959,000 | 8,516 |
| Insider loans | $324,000 | 6,956 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $4,695,000 | 5,089 |
| Tier 1 (core) risk-based capital | $7,756,000 | 5,140 |
| Tier 2 risk-based capital | $337,630 | 6,986 |
| Total risk weighted assets | $26,944,930 | 7,707 |
| Total unused commitments | $4,695,000 | 5,095 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 28 | 6,753 |
| Assets and Liabilities | ||
| Total Assets: | $61,076,000 | 6,753 |
| Cash and due from depository institutions | $1,776,000 | 6,753 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $37,835,000 | 3,646 |
| Federal funds sold & reverse repurchase agreements | $1,650,000 | 6,397 |
| Net loans & leases | $18,354,000 | 9,206 |
| Loan loss allowance | $396,000 | 7,465 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $368,000 | 9,653 |
| Other real estate owned | $0 | 6,753 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,093,000 | 5,701 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,076,000 | 6,753 |
| Total liabilities | $53,531,000 | 6,921 |
| Total deposits | $53,304,000 | 6,743 |
| Interest-bearing deposits | $49,384,000 | 6,400 |
| Deposits held in domestic offices | $53,304,000 | 6,736 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $227,000 | 8,733 |
| Total equity capital | $7,545,000 | 5,255 |
| Total bank equity capital | $7,545,000 | 5,255 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $254,000 | 8,059 |
| Surplus | $621,000 | 9,760 |
| Undivided profits | $6,670,000 | 3,471 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 12,424 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $394,000 | 4,732 |
| Earning assets | $57,839,000 | 6,595 |
| Long-term assets (5+ years) | $8,739,000 | 4,741 |
| Average Assets, year-to-date | $61,008,600 | 6,597 |
| Average Assets, quarterly | $60,594,000 | 6,732 |
| Volatile liabilities | $3,019,000 | 8,361 |
| Insider loans | $330,000 | 6,997 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,941,000 | 5,554 |
| Tier 1 (core) risk-based capital | $7,545,000 | 5,179 |
| Tier 2 risk-based capital | $338,080 | 7,023 |
| Total risk weighted assets | $26,988,280 | 7,758 |
| Total unused commitments | $3,941,000 | 5,575 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 28 | 6,885 |
| Assets and Liabilities | ||
| Total Assets: | $61,789,000 | 6,777 |
| Cash and due from depository institutions | $1,785,000 | 6,885 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $39,309,000 | 3,492 |
| Federal funds sold & reverse repurchase agreements | $1,750,000 | 6,956 |
| Net loans & leases | $17,534,000 | 9,496 |
| Loan loss allowance | $384,000 | 7,664 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $276,000 | 10,760 |
| Other real estate owned | $0 | 6,885 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,135,000 | 5,735 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,789,000 | 6,777 |
| Total liabilities | $54,596,000 | 6,934 |
| Total deposits | $54,150,000 | 6,804 |
| Interest-bearing deposits | $50,324,000 | 6,457 |
| Deposits held in domestic offices | $54,150,000 | 6,796 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $446,000 | 6,331 |
| Total equity capital | $7,193,000 | 5,256 |
| Total bank equity capital | $7,193,000 | 5,256 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $254,000 | 8,471 |
| Surplus | $621,000 | 9,970 |
| Undivided profits | $6,318,000 | 3,439 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,000 | 12,912 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $361,000 | 5,560 |
| Earning assets | $58,593,000 | 6,578 |
| Long-term assets (5+ years) | $8,985,000 | 4,645 |
| Average Assets, year-to-date | $61,740,800 | 6,638 |
| Average Assets, quarterly | $61,635,500 | 6,731 |
| Volatile liabilities | $2,901,000 | 8,686 |
| Insider loans | $215,000 | 3,755 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,647,000 | 5,526 |
| Tier 1 (core) risk-based capital | $7,193,000 | 5,202 |
| Tier 2 risk-based capital | $341,290 | 7,000 |
| Total risk weighted assets | $27,260,690 | 7,821 |
| Total unused commitments | $3,647,000 | 5,553 |
| Derivatives | $0 | 651 |