Home > The Signature Bank > Assets and Liabilities
The Signature Bank, Assets and Liabilities
| 2007-06-30 | Rank | |
| # of Employees: | 152 | 1,132 |
| Assets and Liabilities | ||
| Total Assets: | $1,002,849,000 | 662 |
| Cash and due from depository institutions | $13,619,000 | 1,132 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $20,449,000 | 4,429 |
| Federal funds sold & reverse repurchase agreements | $2,671,000 | 3,790 |
| Net loans & leases | $823,740,000 | 582 |
| Loan loss allowance | $8,690,000 | 625 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $21,241,000 | 511 |
| Other real estate owned | $288,000 | 1,132 |
| Goodwill and other intangibles | $112,585,000 | 171 |
| All other assets | $8,256,000 | 2,086 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $1,002,849,000 | 662 |
| Total liabilities | $814,781,000 | 730 |
| Total deposits | $574,973,000 | 905 |
| Interest-bearing deposits | $510,974,000 | 872 |
| Deposits held in domestic offices | $574,973,000 | 903 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $222,526,000 | 195 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $12,000,000 | 2,275 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,282,000 | 1,097 |
| Total equity capital | $188,068,000 | 416 |
| Total bank equity capital | $188,068,000 | 416 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,875,000 | 1,535 |
| Surplus | $182,130,000 | 252 |
| Undivided profits | $3,063,000 | 5,602 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $814,000 | 3,274 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $456,000 | 349 |
| Income earned, not collected on loans | $4,428,000 | 891 |
| Earning assets | $846,860,000 | 719 |
| Long-term assets (5+ years) | $40,238,000 | 2,216 |
| Average Assets, year-to-date | $936,893,670 | 697 |
| Average Assets, quarterly | $979,276,000 | 677 |
| Volatile liabilities | $319,623,000 | 474 |
| Insider loans | $26,013,000 | 212 |
| FHLB advances | $12,000,000 | 2,155 |
| Loans and leases held for sale | $12,600,000 | 225 |
| Unused loan commitments | $145,288,000 | 785 |
| Tier 1 (core) risk-based capital | $75,483,000 | 829 |
| Tier 2 risk-based capital | $8,690,000 | 652 |
| Total risk weighted assets | $839,518,000 | 603 |
| Total unused commitments | $145,288,000 | 785 |
| Derivatives | $26,170,000 | 356 |
| 2007-03-31 | Rank | |
| # of Employees: | 150 | 1,133 |
| Assets and Liabilities | ||
| Total Assets: | $955,703,000 | 686 |
| Cash and due from depository institutions | $16,609,000 | 1,133 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $18,448,000 | 4,717 |
| Federal funds sold & reverse repurchase agreements | $2,429,000 | 4,732 |
| Net loans & leases | $780,331,000 | 591 |
| Loan loss allowance | $7,579,000 | 691 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $20,024,000 | 534 |
| Other real estate owned | $288,000 | 1,133 |
| Goodwill and other intangibles | $106,619,000 | 169 |
| All other assets | $10,955,000 | 1,584 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $955,703,000 | 686 |
| Total liabilities | $771,247,000 | 766 |
| Total deposits | $614,675,000 | 825 |
| Interest-bearing deposits | $544,749,000 | 815 |
| Deposits held in domestic offices | $614,675,000 | 822 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $133,596,000 | 252 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $19,000,000 | 1,700 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $3,976,000 | 1,399 |
| Total equity capital | $184,456,000 | 418 |
| Total bank equity capital | $184,456,000 | 418 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,875,000 | 1,518 |
| Surplus | $181,480,000 | 247 |
| Undivided profits | $101,000 | 7,707 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,409,000 | 1,429 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $579,000 | 286 |
| Income earned, not collected on loans | $4,435,000 | 857 |
| Earning assets | $801,208,000 | 751 |
| Long-term assets (5+ years) | $41,695,000 | 2,136 |
| Average Assets, year-to-date | $903,916,000 | 719 |
| Average Assets, quarterly | $903,916,000 | 719 |
| Volatile liabilities | $241,151,000 | 617 |
| Insider loans | $26,470,000 | 206 |
| FHLB advances | $19,000,000 | 1,613 |
| Loans and leases held for sale | $14,534,000 | 206 |
| Unused loan commitments | $166,799,000 | 705 |
| Tier 1 (core) risk-based capital | $77,839,000 | 788 |
| Tier 2 risk-based capital | $7,579,000 | 715 |
| Total risk weighted assets | $794,175,000 | 622 |
| Total unused commitments | $166,799,000 | 705 |
| Derivatives | $27,590,000 | 353 |
| 2006-12-31 | Rank | |
| # of Employees: | 149 | 1,142 |
| Assets and Liabilities | ||
| Total Assets: | $852,129,000 | 765 |
| Cash and due from depository institutions | $13,258,000 | 1,142 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $22,477,000 | 4,216 |
| Federal funds sold & reverse repurchase agreements | $10,932,000 | 1,507 |
| Net loans & leases | $766,842,000 | 599 |
| Loan loss allowance | $7,638,000 | 668 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $15,793,000 | 684 |
| Other real estate owned | $295,000 | 1,142 |
| Goodwill and other intangibles | $13,851,000 | 530 |
| All other assets | $8,681,000 | 1,953 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $852,129,000 | 765 |
| Total liabilities | $760,901,000 | 772 |
| Total deposits | $619,758,000 | 814 |
| Interest-bearing deposits | $550,642,000 | 785 |
| Deposits held in domestic offices | $619,758,000 | 810 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $118,679,000 | 281 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $19,603,000 | 1,751 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,861,000 | 1,805 |
| Total equity capital | $91,228,000 | 731 |
| Total bank equity capital | $91,228,000 | 731 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $2,875,000 | 1,509 |
| Surplus | $65,675,000 | 495 |
| Undivided profits | $22,678,000 | 1,594 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,497,000 | 1,268 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $656,000 | 241 |
| Income earned, not collected on loans | $4,313,000 | 900 |
| Earning assets | $800,251,000 | 740 |
| Long-term assets (5+ years) | $39,985,000 | 2,158 |
| Average Assets, year-to-date | $822,030,000 | 758 |
| Average Assets, quarterly | $849,763,000 | 759 |
| Volatile liabilities | $247,187,000 | 670 |
| Insider loans | $36,168,000 | 137 |
| FHLB advances | $19,603,000 | 1,658 |
| Loans and leases held for sale | $10,635,000 | 249 |
| Unused loan commitments | $164,544,000 | 695 |
| Tier 1 (core) risk-based capital | $77,377,000 | 785 |
| Tier 2 risk-based capital | $7,638,000 | 706 |
| Total risk weighted assets | $781,438,000 | 630 |
| Total unused commitments | $164,544,000 | 695 |
| Derivatives | $23,326,000 | 362 |
| 2006-09-30 | Rank | |
| # of Employees: | 149 | 1,166 |
| Assets and Liabilities | ||
| Total Assets: | $847,397,000 | 766 |
| Cash and due from depository institutions | $12,865,000 | 1,166 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $23,017,000 | 4,197 |
| Federal funds sold & reverse repurchase agreements | $7,928,000 | 1,752 |
| Net loans & leases | $760,248,000 | 603 |
| Loan loss allowance | $7,592,000 | 686 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $15,746,000 | 671 |
| Other real estate owned | $288,000 | 1,166 |
| Goodwill and other intangibles | $13,982,000 | 528 |
| All other assets | $13,323,000 | 1,358 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $847,397,000 | 766 |
| Total liabilities | $758,552,000 | 764 |
| Total deposits | $600,419,000 | 827 |
| Interest-bearing deposits | $528,235,000 | 810 |
| Deposits held in domestic offices | $600,419,000 | 824 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,619,000 | 776 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $133,642,000 | 416 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,872,000 | 1,787 |
| Total equity capital | $88,845,000 | 762 |
| Total bank equity capital | $88,845,000 | 762 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,875,000 | 1,501 |
| Surplus | $65,675,000 | 494 |
| Undivided profits | $20,295,000 | 1,744 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,342,000 | 2,055 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $323,000 | 421 |
| Income earned, not collected on loans | $4,167,000 | 929 |
| Earning assets | $791,193,000 | 750 |
| Long-term assets (5+ years) | $40,442,000 | 2,133 |
| Average Assets, year-to-date | $814,505,250 | 776 |
| Average Assets, quarterly | $835,914,500 | 770 |
| Volatile liabilities | $225,199,000 | 743 |
| Insider loans | $36,167,000 | 141 |
| FHLB advances | $133,642,000 | 364 |
| Loans and leases held for sale | $8,682,000 | 268 |
| Unused loan commitments | $141,331,000 | 804 |
| Tier 1 (core) risk-based capital | $74,863,000 | 813 |
| Tier 2 risk-based capital | $7,592,000 | 716 |
| Total risk weighted assets | $780,809,000 | 630 |
| Total unused commitments | $141,331,000 | 804 |
| Derivatives | $22,603,000 | 378 |
| 2006-06-30 | Rank | |
| # of Employees: | 149 | 1,166 |
| Assets and Liabilities | ||
| Total Assets: | $824,432,000 | 781 |
| Cash and due from depository institutions | $16,268,000 | 1,166 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $22,067,000 | 4,288 |
| Federal funds sold & reverse repurchase agreements | $10,400,000 | 1,221 |
| Net loans & leases | $733,165,000 | 623 |
| Loan loss allowance | $7,294,000 | 703 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $15,791,000 | 658 |
| Other real estate owned | $866,000 | 1,166 |
| Goodwill and other intangibles | $14,112,000 | 517 |
| All other assets | $11,763,000 | 1,516 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $824,432,000 | 781 |
| Total liabilities | $737,901,000 | 787 |
| Total deposits | $580,209,000 | 842 |
| Interest-bearing deposits | $502,156,000 | 837 |
| Deposits held in domestic offices | $580,209,000 | 840 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $48,617,000 | 492 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $105,683,000 | 513 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,392,000 | 1,422 |
| Total equity capital | $86,531,000 | 755 |
| Total bank equity capital | $86,531,000 | 755 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $2,875,000 | 1,494 |
| Surplus | $65,675,000 | 489 |
| Undivided profits | $17,981,000 | 1,834 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,254,000 | 2,028 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $298,000 | 467 |
| Income earned, not collected on loans | $3,620,000 | 978 |
| Earning assets | $765,632,000 | 766 |
| Long-term assets (5+ years) | $44,469,000 | 1,980 |
| Average Assets, year-to-date | $803,541,330 | 784 |
| Average Assets, quarterly | $810,527,500 | 784 |
| Volatile liabilities | $237,013,000 | 695 |
| Insider loans | $23,620,000 | 229 |
| FHLB advances | $105,683,000 | 453 |
| Loans and leases held for sale | $11,050,000 | 250 |
| Unused loan commitments | $127,136,000 | 871 |
| Tier 1 (core) risk-based capital | $72,419,000 | 820 |
| Tier 2 risk-based capital | $7,294,000 | 728 |
| Total risk weighted assets | $743,823,000 | 650 |
| Total unused commitments | $127,136,000 | 872 |
| Derivatives | $28,115,000 | 345 |
| 2006-03-31 | Rank | |
| # of Employees: | 149 | 1,141 |
| Assets and Liabilities | ||
| Total Assets: | $796,623,000 | 788 |
| Cash and due from depository institutions | $20,160,000 | 1,141 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $25,086,000 | 4,023 |
| Federal funds sold & reverse repurchase agreements | $12,490,000 | 1,203 |
| Net loans & leases | $698,971,000 | 627 |
| Loan loss allowance | $6,974,000 | 717 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $15,247,000 | 665 |
| Other real estate owned | $881,000 | 1,141 |
| Goodwill and other intangibles | $14,243,000 | 495 |
| All other assets | $9,545,000 | 1,746 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $796,623,000 | 788 |
| Total liabilities | $712,357,000 | 794 |
| Total deposits | $611,541,000 | 794 |
| Interest-bearing deposits | $535,144,000 | 777 |
| Deposits held in domestic offices | $611,541,000 | 792 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $62,429,000 | 408 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $35,223,000 | 1,169 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $3,164,000 | 1,513 |
| Total equity capital | $84,266,000 | 757 |
| Total bank equity capital | $84,266,000 | 757 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,875,000 | 1,482 |
| Surplus | $65,675,000 | 470 |
| Undivided profits | $15,716,000 | 2,071 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,505,000 | 1,694 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,040,000 | 180 |
| Income earned, not collected on loans | $3,331,000 | 994 |
| Earning assets | $736,547,000 | 780 |
| Long-term assets (5+ years) | $40,649,000 | 2,068 |
| Average Assets, year-to-date | $793,096,000 | 787 |
| Average Assets, quarterly | $793,096,000 | 787 |
| Volatile liabilities | $185,914,000 | 814 |
| Insider loans | $23,779,000 | 224 |
| FHLB advances | $35,223,000 | 1,096 |
| Loans and leases held for sale | $8,530,000 | 257 |
| Unused loan commitments | $137,319,000 | 801 |
| Tier 1 (core) risk-based capital | $70,023,000 | 833 |
| Tier 2 risk-based capital | $6,974,000 | 731 |
| Total risk weighted assets | $713,604,000 | 656 |
| Total unused commitments | $137,319,000 | 801 |
| Derivatives | $22,246,000 | 366 |
| 2005-12-31 | Rank | |
| # of Employees: | 142 | 1,185 |
| Assets and Liabilities | ||
| Total Assets: | $789,569,000 | 790 |
| Cash and due from depository institutions | $18,174,000 | 1,185 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $31,125,000 | 3,471 |
| Federal funds sold & reverse repurchase agreements | $21,435,000 | 606 |
| Net loans & leases | $679,232,000 | 628 |
| Loan loss allowance | $6,746,000 | 731 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $14,903,000 | 662 |
| Other real estate owned | $361,000 | 1,185 |
| Goodwill and other intangibles | $14,374,000 | 484 |
| All other assets | $9,965,000 | 1,678 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $789,569,000 | 790 |
| Total liabilities | $707,231,000 | 787 |
| Total deposits | $586,619,000 | 813 |
| Interest-bearing deposits | $511,633,000 | 793 |
| Deposits held in domestic offices | $586,619,000 | 811 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $33,030,000 | 588 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $84,263,000 | 602 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,319,000 | 1,437 |
| Total equity capital | $82,338,000 | 762 |
| Total bank equity capital | $82,338,000 | 762 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,875,000 | 1,468 |
| Surplus | $65,675,000 | 462 |
| Undivided profits | $13,788,000 | 2,315 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,399,000 | 1,773 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $730,000 | 223 |
| Income earned, not collected on loans | $3,079,000 | 1,072 |
| Earning assets | $731,792,000 | 771 |
| Long-term assets (5+ years) | $44,310,000 | 1,930 |
| Average Assets, year-to-date | $746,985,400 | 791 |
| Average Assets, quarterly | $767,778,500 | 799 |
| Volatile liabilities | $189,495,000 | 806 |
| Insider loans | $52,403,000 | 84 |
| FHLB advances | $84,263,000 | 532 |
| Loans and leases held for sale | $11,386,000 | 230 |
| Unused loan commitments | $148,074,000 | 744 |
| Tier 1 (core) risk-based capital | $67,964,000 | 841 |
| Tier 2 risk-based capital | $6,746,000 | 739 |
| Total risk weighted assets | $690,550,000 | 666 |
| Total unused commitments | $148,074,000 | 744 |
| Derivatives | $21,772,000 | 342 |
| 2005-09-30 | Rank | |
| # of Employees: | 146 | 1,150 |
| Assets and Liabilities | ||
| Total Assets: | $745,988,000 | 810 |
| Cash and due from depository institutions | $16,080,000 | 1,150 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $25,655,000 | 3,938 |
| Federal funds sold & reverse repurchase agreements | $10,104,000 | 1,278 |
| Net loans & leases | $653,952,000 | 634 |
| Loan loss allowance | $6,533,000 | 746 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $14,937,000 | 646 |
| Other real estate owned | $361,000 | 1,150 |
| Goodwill and other intangibles | $14,505,000 | 458 |
| All other assets | $10,394,000 | 1,567 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $745,988,000 | 810 |
| Total liabilities | $665,301,000 | 820 |
| Total deposits | $555,565,000 | 842 |
| Interest-bearing deposits | $484,606,000 | 808 |
| Deposits held in domestic offices | $555,565,000 | 840 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,477,000 | 735 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $85,804,000 | 587 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,455,000 | 1,766 |
| Total equity capital | $80,687,000 | 754 |
| Total bank equity capital | $80,687,000 | 754 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,875,000 | 1,440 |
| Surplus | $65,675,000 | 445 |
| Undivided profits | $12,137,000 | 2,587 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,673,000 | 722 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $911,000 | 198 |
| Income earned, not collected on loans | $2,711,000 | 1,168 |
| Earning assets | $689,711,000 | 803 |
| Long-term assets (5+ years) | $35,642,000 | 2,275 |
| Average Assets, year-to-date | $736,339,500 | 789 |
| Average Assets, quarterly | $754,331,500 | 793 |
| Volatile liabilities | $177,631,000 | 818 |
| Insider loans | $51,180,000 | 87 |
| FHLB advances | $85,804,000 | 522 |
| Loans and leases held for sale | $10,722,000 | 266 |
| Unused loan commitments | $168,679,000 | 671 |
| Tier 1 (core) risk-based capital | $66,182,000 | 833 |
| Tier 2 risk-based capital | $6,533,000 | 750 |
| Total risk weighted assets | $651,944,000 | 683 |
| Total unused commitments | $168,679,000 | 672 |
| Derivatives | $20,042,000 | 351 |
| 2005-06-30 | Rank | |
| # of Employees: | 138 | 1,222 |
| Assets and Liabilities | ||
| Total Assets: | $762,675,000 | 771 |
| Cash and due from depository institutions | $15,873,000 | 1,222 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $23,686,000 | 4,180 |
| Federal funds sold & reverse repurchase agreements | $9,371,000 | 1,251 |
| Net loans & leases | $674,446,000 | 599 |
| Loan loss allowance | $6,589,000 | 728 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $14,341,000 | 667 |
| Other real estate owned | $352,000 | 1,222 |
| Goodwill and other intangibles | $14,636,000 | 441 |
| All other assets | $9,970,000 | 1,587 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $762,675,000 | 771 |
| Total liabilities | $684,063,000 | 772 |
| Total deposits | $555,886,000 | 811 |
| Interest-bearing deposits | $508,597,000 | 751 |
| Deposits held in domestic offices | $555,886,000 | 810 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,853,000 | 625 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $96,844,000 | 553 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,480,000 | 1,654 |
| Total equity capital | $78,612,000 | 763 |
| Total bank equity capital | $78,612,000 | 763 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,875,000 | 1,420 |
| Surplus | $65,675,000 | 435 |
| Undivided profits | $10,062,000 | 3,016 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,886,000 | 675 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,012,000 | 184 |
| Income earned, not collected on loans | $2,545,000 | 1,135 |
| Earning assets | $707,503,000 | 761 |
| Long-term assets (5+ years) | $46,855,000 | 1,875 |
| Average Assets, year-to-date | $733,123,330 | 781 |
| Average Assets, quarterly | $752,817,500 | 774 |
| Volatile liabilities | $195,462,000 | 733 |
| Insider loans | $53,642,000 | 80 |
| FHLB advances | $96,844,000 | 487 |
| Loans and leases held for sale | $22,155,000 | 183 |
| Unused loan commitments | $167,497,000 | 660 |
| Tier 1 (core) risk-based capital | $63,976,000 | 843 |
| Tier 2 risk-based capital | $6,589,000 | 719 |
| Total risk weighted assets | $665,724,000 | 646 |
| Total unused commitments | $167,497,000 | 660 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 132 | 1,283 |
| Assets and Liabilities | ||
| Total Assets: | $742,960,000 | 786 |
| Cash and due from depository institutions | $15,119,000 | 1,283 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $28,438,000 | 3,767 |
| Federal funds sold & reverse repurchase agreements | $12,811,000 | 969 |
| Net loans & leases | $649,404,000 | 604 |
| Loan loss allowance | $6,372,000 | 743 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $11,903,000 | 814 |
| Other real estate owned | $352,000 | 1,283 |
| Goodwill and other intangibles | $14,766,000 | 424 |
| All other assets | $10,167,000 | 1,552 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $742,960,000 | 786 |
| Total liabilities | $666,212,000 | 785 |
| Total deposits | $533,179,000 | 825 |
| Interest-bearing deposits | $463,553,000 | 805 |
| Deposits held in domestic offices | $533,179,000 | 822 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,941,000 | 604 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $101,884,000 | 512 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,208,000 | 1,813 |
| Total equity capital | $76,748,000 | 753 |
| Total bank equity capital | $76,748,000 | 753 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,875,000 | 1,417 |
| Surplus | $65,675,000 | 429 |
| Undivided profits | $8,198,000 | 3,417 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,303,000 | 1,155 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $597,000 | 279 |
| Income earned, not collected on loans | $2,280,000 | 1,241 |
| Earning assets | $690,653,000 | 775 |
| Long-term assets (5+ years) | $41,441,000 | 2,093 |
| Average Assets, year-to-date | $718,347,500 | 801 |
| Average Assets, quarterly | $718,347,500 | 801 |
| Volatile liabilities | $181,774,000 | 749 |
| Insider loans | $53,231,000 | 73 |
| FHLB advances | $101,884,000 | 452 |
| Loans and leases held for sale | $18,532,000 | 178 |
| Unused loan commitments | $162,175,000 | 653 |
| Tier 1 (core) risk-based capital | $61,982,000 | 861 |
| Tier 2 risk-based capital | $6,372,000 | 735 |
| Total risk weighted assets | $639,603,000 | 655 |
| Total unused commitments | $162,175,000 | 654 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 127 | 1,351 |
| Assets and Liabilities | ||
| Total Assets: | $693,735,000 | 831 |
| Cash and due from depository institutions | $13,225,000 | 1,351 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $31,459,000 | 3,510 |
| Federal funds sold & reverse repurchase agreements | $4,557,000 | 2,409 |
| Net loans & leases | $607,420,000 | 646 |
| Loan loss allowance | $6,172,000 | 770 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $12,077,000 | 802 |
| Other real estate owned | $352,000 | 1,351 |
| Goodwill and other intangibles | $14,887,000 | 417 |
| All other assets | $9,758,000 | 1,562 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $693,735,000 | 831 |
| Total liabilities | $618,553,000 | 835 |
| Total deposits | $498,000,000 | 881 |
| Interest-bearing deposits | $430,724,000 | 867 |
| Deposits held in domestic offices | $498,000,000 | 879 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,446,000 | 628 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $83,924,000 | 625 |
| Subordinated debt | $6,000,000 | 160 |
| All other liabilities | $3,183,000 | 1,323 |
| Total equity capital | $75,182,000 | 778 |
| Total bank equity capital | $75,182,000 | 778 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,875,000 | 1,399 |
| Surplus | $65,675,000 | 430 |
| Undivided profits | $6,632,000 | 3,952 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,565,000 | 1,038 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $893,000 | 202 |
| Income earned, not collected on loans | $2,177,000 | 1,279 |
| Earning assets | $643,436,000 | 825 |
| Long-term assets (5+ years) | $37,568,000 | 2,283 |
| Average Assets, year-to-date | $476,642,800 | 1,154 |
| Average Assets, quarterly | $678,080,000 | 840 |
| Volatile liabilities | $154,600,000 | 831 |
| Insider loans | $54,787,000 | 67 |
| FHLB advances | $83,924,000 | 549 |
| Loans and leases held for sale | $13,541,000 | 217 |
| Unused loan commitments | $167,092,000 | 629 |
| Tier 1 (core) risk-based capital | $60,395,000 | 883 |
| Tier 2 risk-based capital | $11,372,000 | 475 |
| Total risk weighted assets | $593,934,000 | 693 |
| Total unused commitments | $167,092,000 | 629 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 130 | 1,312 |
| Assets and Liabilities | ||
| Total Assets: | $662,425,000 | 859 |
| Cash and due from depository institutions | $12,638,000 | 1,312 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $27,067,000 | 3,889 |
| Federal funds sold & reverse repurchase agreements | $9,278,000 | 1,232 |
| Net loans & leases | $577,437,000 | 663 |
| Loan loss allowance | $6,173,000 | 766 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $12,056,000 | 771 |
| Other real estate owned | $669,000 | 1,312 |
| Goodwill and other intangibles | $14,918,000 | 411 |
| All other assets | $8,362,000 | 1,738 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $662,425,000 | 859 |
| Total liabilities | $596,720,000 | 853 |
| Total deposits | $505,364,000 | 851 |
| Interest-bearing deposits | $441,187,000 | 836 |
| Deposits held in domestic offices | $505,364,000 | 846 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,990,000 | 694 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $61,359,000 | 761 |
| Subordinated debt | $6,000,000 | 163 |
| All other liabilities | $1,007,000 | 3,180 |
| Total equity capital | $65,705,000 | 862 |
| Total bank equity capital | $65,705,000 | 862 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,875,000 | 1,388 |
| Surplus | $55,357,000 | 481 |
| Undivided profits | $7,473,000 | 3,713 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,649,000 | 1,050 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,254,000 | 156 |
| Income earned, not collected on loans | $2,549,000 | 1,076 |
| Earning assets | $613,782,000 | 844 |
| Long-term assets (5+ years) | $41,823,000 | 2,147 |
| Average Assets, year-to-date | $422,369,750 | 1,316 |
| Average Assets, quarterly | $508,342,500 | 1,110 |
| Volatile liabilities | $130,852,000 | 919 |
| Insider loans | $56,050,000 | 62 |
| FHLB advances | $60,964,000 | 692 |
| Loans and leases held for sale | $12,042,000 | 229 |
| Unused loan commitments | $163,905,000 | 624 |
| Tier 1 (core) risk-based capital | $50,787,000 | 1,042 |
| Tier 2 risk-based capital | $11,373,000 | 464 |
| Total risk weighted assets | $574,902,000 | 700 |
| Total unused commitments | $163,905,000 | 625 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 51 | 3,309 |
| Assets and Liabilities | ||
| Total Assets: | $354,260,000 | 1,633 |
| Cash and due from depository institutions | $9,481,000 | 3,309 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $13,566,000 | 5,844 |
| Federal funds sold & reverse repurchase agreements | $11,571,000 | 937 |
| Net loans & leases | $307,139,000 | 1,209 |
| Loan loss allowance | $3,039,000 | 1,521 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $7,612,000 | 1,289 |
| Other real estate owned | $0 | 3,309 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $4,891,000 | 2,660 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $354,260,000 | 1,633 |
| Total liabilities | $323,903,000 | 1,613 |
| Total deposits | $267,270,000 | 1,707 |
| Interest-bearing deposits | $232,844,000 | 1,666 |
| Deposits held in domestic offices | $267,270,000 | 1,702 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,592,000 | 1,163 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $40,500,000 | 1,053 |
| Subordinated debt | $6,000,000 | 172 |
| All other liabilities | $541,000 | 4,344 |
| Total equity capital | $30,357,000 | 1,805 |
| Total bank equity capital | $30,357,000 | 1,805 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,875,000 | 1,388 |
| Surplus | $22,012,000 | 1,011 |
| Undivided profits | $5,470,000 | 4,286 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $455,000 | 4,214 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $201,000 | 612 |
| Income earned, not collected on loans | $924,000 | 3,159 |
| Earning assets | $332,276,000 | 1,597 |
| Long-term assets (5+ years) | $3,781,000 | 6,617 |
| Average Assets, year-to-date | $342,351,330 | 1,646 |
| Average Assets, quarterly | $349,506,000 | 1,642 |
| Volatile liabilities | $75,031,000 | 1,456 |
| Insider loans | $31,783,000 | 128 |
| FHLB advances | $40,500,000 | 959 |
| Loans and leases held for sale | $6,276,000 | 324 |
| Unused loan commitments | $82,328,000 | 1,047 |
| Tier 1 (core) risk-based capital | $30,357,000 | 1,720 |
| Tier 2 risk-based capital | $9,039,000 | 552 |
| Total risk weighted assets | $317,348,000 | 1,233 |
| Total unused commitments | $82,328,000 | 1,047 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 51 | 3,290 |
| Assets and Liabilities | ||
| Total Assets: | $344,752,000 | 1,663 |
| Cash and due from depository institutions | $8,466,000 | 3,290 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $13,602,000 | 5,814 |
| Federal funds sold & reverse repurchase agreements | $9,009,000 | 1,637 |
| Net loans & leases | $301,272,000 | 1,199 |
| Loan loss allowance | $3,002,000 | 1,534 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $7,607,000 | 1,262 |
| Other real estate owned | $0 | 3,290 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $4,796,000 | 2,569 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $344,752,000 | 1,663 |
| Total liabilities | $315,199,000 | 1,637 |
| Total deposits | $254,083,000 | 1,790 |
| Interest-bearing deposits | $219,732,000 | 1,769 |
| Deposits held in domestic offices | $254,083,000 | 1,785 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,262,000 | 1,118 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $45,000,000 | 908 |
| Subordinated debt | $6,000,000 | 172 |
| All other liabilities | $854,000 | 3,584 |
| Total equity capital | $29,553,000 | 1,894 |
| Total bank equity capital | $29,553,000 | 1,894 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,875,000 | 1,379 |
| Surplus | $22,012,000 | 999 |
| Undivided profits | $4,666,000 | 4,845 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $342,000 | 4,883 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $99,000 | 881 |
| Income earned, not collected on loans | $1,020,000 | 2,842 |
| Earning assets | $323,883,000 | 1,622 |
| Long-term assets (5+ years) | $5,966,000 | 5,955 |
| Average Assets, year-to-date | $336,397,000 | 1,670 |
| Average Assets, quarterly | $336,397,000 | 1,670 |
| Volatile liabilities | $76,978,000 | 1,365 |
| Insider loans | $26,944,000 | 148 |
| FHLB advances | $45,000,000 | 824 |
| Loans and leases held for sale | $4,025,000 | 456 |
| Unused loan commitments | $81,717,000 | 1,024 |
| Tier 1 (core) risk-based capital | $29,553,000 | 1,752 |
| Tier 2 risk-based capital | $9,002,000 | 549 |
| Total risk weighted assets | $307,563,000 | 1,245 |
| Total unused commitments | $81,717,000 | 1,026 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 57 | 3,010 |
| Assets and Liabilities | ||
| Total Assets: | $328,042,000 | 1,729 |
| Cash and due from depository institutions | $8,699,000 | 3,010 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $14,652,000 | 5,695 |
| Federal funds sold & reverse repurchase agreements | $9,870,000 | 1,195 |
| Net loans & leases | $282,815,000 | 1,274 |
| Loan loss allowance | $2,845,000 | 1,604 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $7,472,000 | 1,282 |
| Other real estate owned | $0 | 3,010 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $4,534,000 | 2,704 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $328,042,000 | 1,729 |
| Total liabilities | $299,081,000 | 1,715 |
| Total deposits | $241,389,000 | 1,881 |
| Interest-bearing deposits | $199,449,000 | 1,929 |
| Deposits held in domestic offices | $241,389,000 | 1,876 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,124,000 | 1,119 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $40,000,000 | 1,015 |
| Subordinated debt | $6,000,000 | 175 |
| All other liabilities | $1,568,000 | 2,243 |
| Total equity capital | $28,961,000 | 1,890 |
| Total bank equity capital | $28,961,000 | 1,890 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,875,000 | 1,386 |
| Surplus | $22,012,000 | 977 |
| Undivided profits | $4,074,000 | 5,116 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $341,000 | 4,908 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $992,000 | 3,019 |
| Earning assets | $307,337,000 | 1,684 |
| Long-term assets (5+ years) | $6,728,000 | 5,743 |
| Average Assets, year-to-date | $299,528,400 | 1,816 |
| Average Assets, quarterly | $319,098,000 | 1,760 |
| Volatile liabilities | $66,357,000 | 1,539 |
| Insider loans | $23,347,000 | 180 |
| FHLB advances | $40,000,000 | 912 |
| Loans and leases held for sale | $1,185,000 | 822 |
| Unused loan commitments | $82,829,000 | 984 |
| Tier 1 (core) risk-based capital | $28,961,000 | 1,772 |
| Tier 2 risk-based capital | $8,845,000 | 553 |
| Total risk weighted assets | $291,101,000 | 1,322 |
| Total unused commitments | $82,829,000 | 985 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 58 | 2,970 |
| Assets and Liabilities | ||
| Total Assets: | $310,154,000 | 1,822 |
| Cash and due from depository institutions | $11,006,000 | 2,970 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $13,736,000 | 5,768 |
| Federal funds sold & reverse repurchase agreements | $10,322,000 | 1,389 |
| Net loans & leases | $264,867,000 | 1,353 |
| Loan loss allowance | $2,685,000 | 1,725 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,660,000 | 1,442 |
| Other real estate owned | $0 | 2,970 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $3,563,000 | 3,214 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $310,154,000 | 1,822 |
| Total liabilities | $280,957,000 | 1,809 |
| Total deposits | $241,163,000 | 1,886 |
| Interest-bearing deposits | $207,616,000 | 1,872 |
| Deposits held in domestic offices | $241,163,000 | 1,883 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,694,000 | 1,128 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $23,500,000 | 1,429 |
| Subordinated debt | $6,000,000 | 172 |
| All other liabilities | $600,000 | 4,530 |
| Total equity capital | $29,197,000 | 1,875 |
| Total bank equity capital | $29,197,000 | 1,875 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,875,000 | 1,380 |
| Surplus | $22,012,000 | 977 |
| Undivided profits | $4,310,000 | 5,006 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $294,000 | 5,377 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $923,000 | 3,381 |
| Earning assets | $288,925,000 | 1,790 |
| Long-term assets (5+ years) | $2,418,000 | 7,132 |
| Average Assets, year-to-date | $292,400,000 | 1,880 |
| Average Assets, quarterly | $307,704,000 | 1,816 |
| Volatile liabilities | $47,747,000 | 1,993 |
| Insider loans | $24,005,000 | 174 |
| FHLB advances | $23,500,000 | 1,315 |
| Loans and leases held for sale | $1,316,000 | 1,009 |
| Unused loan commitments | $76,407,000 | 1,069 |
| Tier 1 (core) risk-based capital | $29,197,000 | 1,764 |
| Tier 2 risk-based capital | $8,685,000 | 570 |
| Total risk weighted assets | $268,892,000 | 1,428 |
| Total unused commitments | $76,407,000 | 1,071 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 58 | 2,974 |
| Assets and Liabilities | ||
| Total Assets: | $305,254,000 | 1,829 |
| Cash and due from depository institutions | $14,054,000 | 2,974 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $13,867,000 | 5,694 |
| Federal funds sold & reverse repurchase agreements | $4,122,000 | 3,369 |
| Net loans & leases | $263,392,000 | 1,342 |
| Loan loss allowance | $2,620,000 | 1,721 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,337,000 | 1,488 |
| Other real estate owned | $0 | 2,974 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $3,482,000 | 3,154 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $305,254,000 | 1,829 |
| Total liabilities | $280,438,000 | 1,795 |
| Total deposits | $240,003,000 | 1,874 |
| Interest-bearing deposits | $200,894,000 | 1,911 |
| Deposits held in domestic offices | $240,003,000 | 1,869 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,377,000 | 1,034 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $23,500,000 | 1,414 |
| Subordinated debt | $6,000,000 | 156 |
| All other liabilities | $558,000 | 4,795 |
| Total equity capital | $24,816,000 | 2,214 |
| Total bank equity capital | $24,816,000 | 2,214 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,875,000 | 1,370 |
| Surplus | $18,512,000 | 1,095 |
| Undivided profits | $3,429,000 | 5,602 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $551,000 | 4,145 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $971,000 | 3,085 |
| Earning assets | $281,381,000 | 1,814 |
| Long-term assets (5+ years) | $3,417,000 | 6,709 |
| Average Assets, year-to-date | $286,482,000 | 1,905 |
| Average Assets, quarterly | $291,965,000 | 1,893 |
| Volatile liabilities | $46,662,000 | 2,003 |
| Insider loans | $21,803,000 | 183 |
| FHLB advances | $23,500,000 | 1,303 |
| Loans and leases held for sale | $3,998,000 | 784 |
| Unused loan commitments | $60,403,000 | 1,244 |
| Tier 1 (core) risk-based capital | $24,816,000 | 2,063 |
| Tier 2 risk-based capital | $8,620,000 | 554 |
| Total risk weighted assets | $261,696,000 | 1,446 |
| Total unused commitments | $60,403,000 | 1,253 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 57 | 3,006 |
| Assets and Liabilities | ||
| Total Assets: | $278,676,000 | 1,964 |
| Cash and due from depository institutions | $7,593,000 | 3,006 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $13,968,000 | 5,685 |
| Federal funds sold & reverse repurchase agreements | $2,471,000 | 4,887 |
| Net loans & leases | $244,804,000 | 1,414 |
| Loan loss allowance | $2,424,000 | 1,813 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $6,302,000 | 1,478 |
| Other real estate owned | $0 | 3,006 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $3,538,000 | 3,078 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $278,676,000 | 1,964 |
| Total liabilities | $261,781,000 | 1,885 |
| Total deposits | $212,430,000 | 2,089 |
| Interest-bearing deposits | $182,004,000 | 2,088 |
| Deposits held in domestic offices | $212,430,000 | 2,085 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,752,000 | 956 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $32,000,000 | 1,098 |
| Subordinated debt | $6,000,000 | 151 |
| All other liabilities | $599,000 | 4,644 |
| Total equity capital | $16,895,000 | 3,101 |
| Total bank equity capital | $16,895,000 | 3,101 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,875,000 | 1,373 |
| Surplus | $11,192,000 | 1,661 |
| Undivided profits | $2,828,000 | 5,966 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $588,000 | 3,951 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $968,000 | 3,147 |
| Earning assets | $261,243,000 | 1,916 |
| Long-term assets (5+ years) | $1,916,000 | 7,309 |
| Average Assets, year-to-date | $277,096,000 | 1,952 |
| Average Assets, quarterly | $277,096,000 | 1,952 |
| Volatile liabilities | $51,762,000 | 1,782 |
| Insider loans | $19,983,000 | 209 |
| FHLB advances | $32,000,000 | 1,008 |
| Loans and leases held for sale | $4,846,000 | 633 |
| Unused loan commitments | $52,476,000 | 1,334 |
| Tier 1 (core) risk-based capital | $16,895,000 | 2,923 |
| Tier 2 risk-based capital | $8,424,000 | 557 |
| Total risk weighted assets | $242,837,000 | 1,526 |
| Total unused commitments | $52,476,000 | 1,345 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 52 | 3,209 |
| Assets and Liabilities | ||
| Total Assets: | $275,516,000 | 1,953 |
| Cash and due from depository institutions | $14,670,000 | 3,209 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $13,662,000 | 5,706 |
| Federal funds sold & reverse repurchase agreements | $4,056,000 | 3,254 |
| Net loans & leases | $233,398,000 | 1,481 |
| Loan loss allowance | $2,301,000 | 1,860 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,294,000 | 1,473 |
| Other real estate owned | $0 | 3,209 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $3,436,000 | 3,118 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $275,516,000 | 1,953 |
| Total liabilities | $260,012,000 | 1,870 |
| Total deposits | $203,566,000 | 2,133 |
| Interest-bearing deposits | $170,376,000 | 2,191 |
| Deposits held in domestic offices | $203,566,000 | 2,130 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,720,000 | 902 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $37,000,000 | 1,004 |
| Subordinated debt | $6,000,000 | 148 |
| All other liabilities | $726,000 | 4,188 |
| Total equity capital | $15,504,000 | 3,301 |
| Total bank equity capital | $15,504,000 | 3,301 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,875,000 | 1,367 |
| Surplus | $10,192,000 | 1,752 |
| Undivided profits | $2,437,000 | 6,308 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $801,000 | 3,183 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $938,000 | 3,413 |
| Earning assets | $251,116,000 | 1,949 |
| Long-term assets (5+ years) | $2,475,000 | 7,006 |
| Average Assets, year-to-date | $236,883,200 | 2,161 |
| Average Assets, quarterly | $261,542,500 | 2,031 |
| Volatile liabilities | $56,759,000 | 1,645 |
| Insider loans | $18,535,000 | 211 |
| FHLB advances | $37,000,000 | 901 |
| Loans and leases held for sale | $5,642,000 | 662 |
| Unused loan commitments | $45,308,000 | 1,456 |
| Tier 1 (core) risk-based capital | $15,504,000 | 3,100 |
| Tier 2 risk-based capital | $8,301,000 | 558 |
| Total risk weighted assets | $228,631,000 | 1,592 |
| Total unused commitments | $45,308,000 | 1,457 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 46 | 3,598 |
| Assets and Liabilities | ||
| Total Assets: | $218,766,000 | 2,317 |
| Cash and due from depository institutions | $9,776,000 | 3,598 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $19,893,000 | 4,544 |
| Federal funds sold & reverse repurchase agreements | $13,310,000 | 1,097 |
| Net loans & leases | $167,150,000 | 1,961 |
| Loan loss allowance | $1,643,000 | 2,390 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $6,562,000 | 1,350 |
| Other real estate owned | $0 | 3,598 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $2,075,000 | 4,450 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $218,766,000 | 2,317 |
| Total liabilities | $204,455,000 | 2,236 |
| Total deposits | $171,964,000 | 2,397 |
| Interest-bearing deposits | $146,669,000 | 2,405 |
| Deposits held in domestic offices | $171,964,000 | 2,391 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,253,000 | 806 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $10,500,000 | 2,081 |
| Subordinated debt | $4,000,000 | 171 |
| All other liabilities | $738,000 | 4,276 |
| Total equity capital | $14,311,000 | 3,327 |
| Total bank equity capital | $14,311,000 | 3,327 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,875,000 | 1,361 |
| Surplus | $10,192,000 | 1,662 |
| Undivided profits | $1,244,000 | 7,305 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $566,000 | 3,915 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $750,000 | 4,453 |
| Earning assets | $200,353,000 | 2,320 |
| Long-term assets (5+ years) | $3,817,000 | 6,562 |
| Average Assets, year-to-date | $192,166,800 | 2,526 |
| Average Assets, quarterly | $213,711,000 | 2,361 |
| Volatile liabilities | $51,067,000 | 1,721 |
| Insider loans | $17,439,000 | 218 |
| FHLB advances | $10,500,000 | 1,931 |
| Loans and leases held for sale | $3,406,000 | 723 |
| Unused loan commitments | $32,255,000 | 1,755 |
| Tier 1 (core) risk-based capital | $14,311,000 | 3,194 |
| Tier 2 risk-based capital | $5,643,000 | 726 |
| Total risk weighted assets | $174,887,000 | 1,926 |
| Total unused commitments | $32,255,000 | 1,760 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 32 | 4,871 |
| Assets and Liabilities | ||
| Total Assets: | $159,776,000 | 2,999 |
| Cash and due from depository institutions | $10,116,000 | 4,871 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $15,334,000 | 5,504 |
| Federal funds sold & reverse repurchase agreements | $6,607,000 | 1,831 |
| Net loans & leases | $122,652,000 | 2,544 |
| Loan loss allowance | $1,232,000 | 2,906 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,729,000 | 2,354 |
| Other real estate owned | $0 | 4,871 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,338,000 | 5,218 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $159,776,000 | 2,999 |
| Total liabilities | $146,919,000 | 2,938 |
| Total deposits | $133,165,000 | 2,927 |
| Interest-bearing deposits | $114,991,000 | 2,932 |
| Deposits held in domestic offices | $133,165,000 | 2,923 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,793,000 | 1,108 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $3,000,000 | 3,490 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $961,000 | 3,708 |
| Total equity capital | $12,857,000 | 3,553 |
| Total bank equity capital | $12,857,000 | 3,553 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,875,000 | 1,367 |
| Surplus | $9,192,000 | 1,791 |
| Undivided profits | $790,000 | 7,964 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $521,000 | 3,651 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $834,000 | 3,271 |
| Earning assets | $144,593,000 | 3,029 |
| Long-term assets (5+ years) | $5,175,000 | 5,946 |
| Average Assets, year-to-date | $126,254,800 | 3,511 |
| Average Assets, quarterly | $149,075,500 | 3,136 |
| Volatile liabilities | $38,689,000 | 2,167 |
| Insider loans | $11,625,000 | 356 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $523,000 | 917 |
| Unused loan commitments | $25,678,000 | 1,957 |
| Tier 1 (core) risk-based capital | $12,857,000 | 3,429 |
| Tier 2 risk-based capital | $1,232,000 | 2,721 |
| Total risk weighted assets | $126,556,800 | 2,510 |
| Total unused commitments | $25,678,000 | 1,959 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 26 | 5,778 |
| Assets and Liabilities | ||
| Total Assets: | $93,542,000 | 4,654 |
| Cash and due from depository institutions | $3,407,000 | 5,778 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $7,806,000 | 7,721 |
| Federal funds sold & reverse repurchase agreements | $3,511,000 | 2,549 |
| Net loans & leases | $74,994,000 | 3,764 |
| Loan loss allowance | $773,000 | 4,218 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,001,000 | 2,852 |
| Other real estate owned | $0 | 5,778 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $823,000 | 6,803 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $93,542,000 | 4,654 |
| Total liabilities | $85,288,000 | 4,620 |
| Total deposits | $80,878,000 | 4,526 |
| Interest-bearing deposits | $72,429,000 | 4,342 |
| Deposits held in domestic offices | $80,878,000 | 4,521 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,854,000 | 1,929 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $556,000 | 5,001 |
| Total equity capital | $8,254,000 | 4,989 |
| Total bank equity capital | $8,254,000 | 4,989 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,875,000 | 1,368 |
| Surplus | $5,125,000 | 2,920 |
| Undivided profits | $254,000 | 8,790 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $91,000 | 6,988 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $418,000 | 5,246 |
| Earning assets | $86,311,000 | 4,639 |
| Long-term assets (5+ years) | $4,092,000 | 6,652 |
| Average Assets, year-to-date | $86,832,000 | 4,799 |
| Average Assets, quarterly | $93,276,000 | 4,646 |
| Volatile liabilities | $17,147,000 | 3,862 |
| Insider loans | $10,861,000 | 378 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $223,000 | 1,175 |
| Unused loan commitments | $12,070,000 | 3,311 |
| Tier 1 (core) risk-based capital | $8,254,000 | 4,985 |
| Tier 2 risk-based capital | $773,000 | 3,929 |
| Total risk weighted assets | $78,172,200 | 3,700 |
| Total unused commitments | $12,070,000 | 3,314 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 20 | 6,877 |
| Assets and Liabilities | ||
| Total Assets: | $78,596,000 | 5,278 |
| Cash and due from depository institutions | $4,690,000 | 6,877 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $9,479,000 | 7,265 |
| Federal funds sold & reverse repurchase agreements | $6,000,000 | 2,876 |
| Net loans & leases | $56,572,000 | 4,516 |
| Loan loss allowance | $562,000 | 5,197 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,091,000 | 5,710 |
| Other real estate owned | $0 | 6,877 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $764,000 | 6,862 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $78,596,000 | 5,278 |
| Total liabilities | $71,474,000 | 5,221 |
| Total deposits | $64,529,000 | 5,368 |
| Interest-bearing deposits | $56,392,000 | 5,269 |
| Deposits held in domestic offices | $64,529,000 | 5,364 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,615,000 | 1,254 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $330,000 | 7,151 |
| Total equity capital | $7,122,000 | 5,699 |
| Total bank equity capital | $7,122,000 | 5,699 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,875,000 | 1,319 |
| Surplus | $4,475,000 | 3,156 |
| Undivided profits | $-228,000 | 9,921 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $61,000 | 7,929 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $328,000 | 6,237 |
| Earning assets | $72,051,000 | 5,266 |
| Long-term assets (5+ years) | $6,370,000 | 5,734 |
| Average Assets, year-to-date | $66,078,600 | 5,732 |
| Average Assets, quarterly | $83,713,000 | 4,956 |
| Volatile liabilities | $16,524,000 | 3,530 |
| Insider loans | $8,701,000 | 460 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $422,000 | 1,311 |
| Unused loan commitments | $6,940,000 | 4,534 |
| Tier 1 (core) risk-based capital | $7,122,000 | 5,523 |
| Tier 2 risk-based capital | $562,000 | 4,801 |
| Total risk weighted assets | $59,416,100 | 4,443 |
| Total unused commitments | $6,940,000 | 4,540 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 12 | 8,855 |
| Assets and Liabilities | ||
| Total Assets: | $47,022,000 | 7,292 |
| Cash and due from depository institutions | $1,670,000 | 8,855 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $10,055,000 | 7,399 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 2,692 |
| Net loans & leases | $29,590,000 | 6,902 |
| Loan loss allowance | $119,000 | 9,853 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $342,000 | 8,726 |
| Other real estate owned | $0 | 8,855 |
| Goodwill and other intangibles | $53,000 | 2,918 |
| All other assets | $312,000 | 9,720 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $47,022,000 | 7,292 |
| Total liabilities | $41,594,000 | 7,319 |
| Total deposits | $36,943,000 | 7,598 |
| Interest-bearing deposits | $30,867,000 | 7,655 |
| Deposits held in domestic offices | $36,943,000 | 7,595 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,479,000 | 1,584 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $172,000 | 9,336 |
| Total equity capital | $5,428,000 | 6,813 |
| Total bank equity capital | $5,428,000 | 6,813 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,875,000 | 1,298 |
| Surplus | $2,875,000 | 4,321 |
| Undivided profits | $-322,000 | 10,529 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $154,000 | 8,960 |
| Earning assets | $44,645,000 | 7,151 |
| Long-term assets (5+ years) | $988,000 | 8,512 |
| Average Assets, year-to-date | $30,265,670 | 8,699 |
| Average Assets, quarterly | $40,504,500 | 7,804 |
| Volatile liabilities | $8,944,000 | 5,368 |
| Insider loans | $3,616,000 | 1,156 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $5,922,000 | 4,776 |
| Tier 1 (core) risk-based capital | $5,375,000 | 6,708 |
| Tier 2 risk-based capital | $119,000 | 9,623 |
| Total risk weighted assets | $33,182,600 | 6,614 |
| Total unused commitments | $5,922,000 | 4,781 |
| Derivatives | $0 | 533 |