Home > The Shelby State Bank > Income and Expense

The Shelby State Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$13,106,0002,472
Total interest expense$2,730,0002,740
Net interest income$10,376,0002,339
Provision for loan and lease losses$03,275
Total noninterest income$3,705,0001,430
Gross Fiduciary activities income$0981
Service charges on deposit accounts$749,0001,260
Trading account gains and fees$0123
Additional Noninterest Income$2,956,0001,265
Total noninterest expense$11,665,0001,841
Salaries and employee benefits$6,594,0001,835
Premises and equipment expense$1,229,0001,776
Additional noninterest expense$2,956,0001,265
Pre-tax net operating income$2,416,0002,742
Securities gains (losses)$-52,0003,661
Applicable income taxes$264,0002,308
Income before extraordinary items$2,100,0002,730
Extraordinary gains, net$054
Net income$2,100,0002,758
Minority interest net income$088
Net income of bank and minority interests.$2,100,0002,732
Net charge-offs$14,0002,331
Cash dividends$907,0002,268
Sale, conversion, retirement of capital stock, net$0540
Net operating income$2,146,2802,731
2023-09-30 (YTD Data)Rank
Total interest income$9,770,0002,459
Total interest expense$1,973,0002,662
Net interest income$7,797,0002,346
Provision for loan and lease losses$03,085
Total noninterest income$2,486,0001,540
Gross Fiduciary activities income$0950
Service charges on deposit accounts$570,0001,235
Trading account gains and fees$0125
Additional Noninterest Income$1,916,0001,392
Total noninterest expense$8,733,0001,853
Salaries and employee benefits$4,923,0001,850
Premises and equipment expense$930,0001,773
Additional noninterest expense$1,916,0001,392
Pre-tax net operating income$1,550,0002,985
Securities gains (losses)$-52,0003,837
Applicable income taxes$195,0002,365
Income before extraordinary items$1,303,0003,001
Extraordinary gains, net$052
Net income$1,303,0003,032
Minority interest net income$081
Net income of bank and minority interests.$1,303,0003,002
Net charge-offs$11,0002,102
Cash dividends$687,0002,010
Sale, conversion, retirement of capital stock, net$0507
Net operating income$1,348,2402,988
2023-06-30 (YTD Data)Rank
Total interest income$6,384,0002,453
Total interest expense$1,254,0002,566
Net interest income$5,130,0002,383
Provision for loan and lease losses$02,940
Total noninterest income$1,719,0001,432
Gross Fiduciary activities income$0931
Service charges on deposit accounts$374,0001,239
Trading account gains and fees$0112
Additional Noninterest Income$1,345,0001,265
Total noninterest expense$5,830,0001,843
Salaries and employee benefits$3,358,0001,818
Premises and equipment expense$608,0001,786
Additional noninterest expense$1,345,0001,264
Pre-tax net operating income$1,019,0003,018
Securities gains (losses)$-52,0004,093
Applicable income taxes$108,0002,506
Income before extraordinary items$859,0003,039
Extraordinary gains, net$051
Net income$859,0003,072
Minority interest net income$081
Net income of bank and minority interests.$859,0003,038
Net charge-offs$6,0001,974
Cash dividends$467,0002,017
Sale, conversion, retirement of capital stock, net$0486
Net operating income$905,2803,006
2023-03-31 (YTD Data)Rank
Total interest income$3,122,0002,476
Total interest expense$510,0002,621
Net interest income$2,612,0002,376
Provision for loan and lease losses$02,612
Total noninterest income$926,0001,360
Gross Fiduciary activities income$0913
Service charges on deposit accounts$180,0001,288
Trading account gains and fees$097
Additional Noninterest Income$746,0001,182
Total noninterest expense$2,967,0001,846
Salaries and employee benefits$1,746,0001,796
Premises and equipment expense$311,0001,791
Additional noninterest expense$746,0001,182
Pre-tax net operating income$571,0002,955
Securities gains (losses)$-52,0004,264
Applicable income taxes$42,0002,635
Income before extraordinary items$477,0002,996
Extraordinary gains, net$04
Net income$477,0002,995
Minority interest net income$048
Net income of bank and minority interests.$477,0002,996
Net charge-offs$02,062
Cash dividends$220,0001,755
Sale, conversion, retirement of capital stock, net$0430
Net operating income$524,8402,885
2022-12-31 (YTD Data)Rank
Total interest income$11,266,0002,362
Total interest expense$400,0003,484
Net interest income$10,866,0002,262
Provision for loan and lease losses$03,012
Total noninterest income$3,078,0001,600
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$741,0001,281
Trading account gains and fees$0116
Additional Noninterest Income$2,337,0001,485
Total noninterest expense$11,232,0001,855
Salaries and employee benefits$6,515,0001,840
Premises and equipment expense$1,199,0001,817
Additional noninterest expense$2,337,0001,485
Pre-tax net operating income$2,712,0002,774
Securities gains (losses)$-100,0003,909
Applicable income taxes$417,0002,166
Income before extraordinary items$2,195,0002,837
Extraordinary gains, net$05
Net income$2,195,0002,834
Minority interest net income$063
Net income of bank and minority interests.$2,195,0002,836
Net charge-offs$123,0001,142
Cash dividends$838,0002,299
Sale, conversion, retirement of capital stock, net$0568
Net operating income$2,279,0002,822
2022-09-30 (YTD Data)Rank
Total interest income$8,167,0002,360
Total interest expense$163,0003,889
Net interest income$8,004,0002,246
Provision for loan and lease losses$02,835
Total noninterest income$2,256,0001,654
Gross Fiduciary activities income$0968
Service charges on deposit accounts$554,0001,298
Trading account gains and fees$0111
Additional Noninterest Income$1,702,0001,530
Total noninterest expense$8,342,0001,871
Salaries and employee benefits$4,804,0001,859
Premises and equipment expense$917,0001,803
Additional noninterest expense$1,702,0001,530
Pre-tax net operating income$1,918,0002,831
Securities gains (losses)$0740
Applicable income taxes$351,0002,083
Income before extraordinary items$1,567,0002,882
Extraordinary gains, net$04
Net income$1,567,0002,880
Minority interest net income$057
Net income of bank and minority interests.$1,567,0002,881
Net charge-offs$119,000869
Cash dividends$618,0002,035
Sale, conversion, retirement of capital stock, net$0519
Net operating income$1,567,0002,916
2022-06-30 (YTD Data)Rank
Total interest income$5,255,0002,370
Total interest expense$101,0003,927
Net interest income$5,154,0002,269
Provision for loan and lease losses$02,599
Total noninterest income$1,523,0001,621
Gross Fiduciary activities income$0925
Service charges on deposit accounts$360,0001,302
Trading account gains and fees$0108
Additional Noninterest Income$1,163,0001,529
Total noninterest expense$5,556,0001,862
Salaries and employee benefits$3,186,0001,865
Premises and equipment expense$626,0001,774
Additional noninterest expense$1,744,0001,781
Pre-tax net operating income$1,121,0002,880
Securities gains (losses)$0687
Applicable income taxes$204,0002,117
Income before extraordinary items$917,0002,921
Extraordinary gains, net$04
Net income$917,0002,920
Minority interest net income$060
Net income of bank and minority interests.$917,0002,921
Net charge-offs$3,0001,878
Cash dividends$461,0001,957
Sale, conversion, retirement of capital stock, net$0494
Net operating income$917,0002,955
2022-03-31 (YTD Data)Rank
Total interest income$2,580,0002,359
Total interest expense$50,0003,919
Net interest income$2,530,0002,251
Provision for loan and lease losses$02,285
Total noninterest income$801,0001,579
Gross Fiduciary activities income$0892
Service charges on deposit accounts$178,0001,299
Trading account gains and fees$0103
Additional Noninterest Income$623,0001,472
Total noninterest expense$2,755,0001,859
Salaries and employee benefits$1,569,0001,875
Premises and equipment expense$321,0001,756
Additional noninterest expense$865,0001,768
Pre-tax net operating income$576,0002,759
Securities gains (losses)$0623
Applicable income taxes$106,0002,027
Income before extraordinary items$470,0002,812
Extraordinary gains, net$04
Net income$470,0002,810
Minority interest net income$050
Net income of bank and minority interests.$470,0002,812
Net charge-offs$1,0001,671
Cash dividends$220,0001,685
Sale, conversion, retirement of capital stock, net$0453
Net operating income$470,0002,844
2021-12-31 (YTD Data)Rank
Total interest income$11,110,0002,311
Total interest expense$301,0003,760
Net interest income$10,809,0002,205
Provision for loan and lease losses$545,000979
Total noninterest income$4,941,0001,324
Gross Fiduciary activities income$0994
Service charges on deposit accounts$540,0001,525
Trading account gains and fees$0132
Additional Noninterest Income$4,401,0001,167
Total noninterest expense$12,280,0001,717
Salaries and employee benefits$7,324,0001,661
Premises and equipment expense$1,323,0001,688
Additional noninterest expense$3,633,0001,706
Pre-tax net operating income$2,925,0002,718
Securities gains (losses)$4,0001,879
Applicable income taxes$653,0001,921
Income before extraordinary items$2,276,0002,866
Extraordinary gains, net$3,480,0004
Net income$5,756,0001,707
Minority interest net income$074
Net income of bank and minority interests.$5,756,0001,708
Net charge-offs$8,0002,344
Cash dividends$979,0002,267
Sale, conversion, retirement of capital stock, net$0582
Net operating income$2,272,8402,850
2021-09-30 (YTD Data)Rank
Total interest income$8,382,0002,354
Total interest expense$248,0003,747
Net interest income$8,134,0002,239
Provision for loan and lease losses$245,0001,314
Total noninterest income$3,897,0001,309
Gross Fiduciary activities income$0957
Service charges on deposit accounts$347,0001,671
Trading account gains and fees$0132
Additional Noninterest Income$3,550,0001,137
Total noninterest expense$9,187,0001,718
Salaries and employee benefits$5,680,0001,636
Premises and equipment expense$965,0001,754
Additional noninterest expense$2,542,0001,800
Pre-tax net operating income$2,599,0002,621
Securities gains (losses)$5,0001,760
Applicable income taxes$552,0001,911
Income before extraordinary items$2,052,0002,765
Extraordinary gains, net$08
Net income$2,052,0002,764
Minority interest net income$069
Net income of bank and minority interests.$2,052,0002,765
Net charge-offs$3,0002,246
Cash dividends$707,0002,030
Sale, conversion, retirement of capital stock, net$0543
Net operating income$2,048,0502,745
2021-06-30 (YTD Data)Rank
Total interest income$5,446,0002,388
Total interest expense$195,0003,631
Net interest income$5,251,0002,270
Provision for loan and lease losses$225,0001,102
Total noninterest income$2,756,0001,245
Gross Fiduciary activities income$0951
Service charges on deposit accounts$215,0001,712
Trading account gains and fees$0133
Additional Noninterest Income$2,541,0001,102
Total noninterest expense$5,969,0001,744
Salaries and employee benefits$3,677,0001,657
Premises and equipment expense$641,0001,744
Additional noninterest expense$1,651,0001,816
Pre-tax net operating income$1,813,0002,531
Securities gains (losses)$4,0001,607
Applicable income taxes$385,0001,864
Income before extraordinary items$1,432,0002,693
Extraordinary gains, net$06
Net income$1,432,0002,692
Minority interest net income$067
Net income of bank and minority interests.$1,432,0002,693
Net charge-offs$2,0002,060
Cash dividends$461,0002,035
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,428,8402,670
2021-03-31 (YTD Data)Rank
Total interest income$2,724,0002,377
Total interest expense$122,0003,444
Net interest income$2,602,0002,256
Provision for loan and lease losses$200,000806
Total noninterest income$1,489,0001,187
Gross Fiduciary activities income$0922
Service charges on deposit accounts$103,0001,750
Trading account gains and fees$0127
Additional Noninterest Income$1,386,0001,037
Total noninterest expense$2,976,0001,732
Salaries and employee benefits$1,809,0001,668
Premises and equipment expense$332,0001,710
Additional noninterest expense$835,0001,770
Pre-tax net operating income$915,0002,495
Securities gains (losses)$2,0001,277
Applicable income taxes$194,0001,835
Income before extraordinary items$723,0002,657
Extraordinary gains, net$03
Net income$723,0002,655
Minority interest net income$055
Net income of bank and minority interests.$723,0002,657
Net charge-offs$4,0001,577
Cash dividends$220,0001,762
Sale, conversion, retirement of capital stock, net$0482
Net operating income$721,4202,623
2020-12-31 (YTD Data)Rank
Total interest income$10,720,0002,417
Total interest expense$897,0003,101
Net interest income$9,823,0002,280
Provision for loan and lease losses$475,0002,298
Total noninterest income$4,544,0001,339
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$450,0001,734
Trading account gains and fees$0133
Additional Noninterest Income$4,094,0001,183
Total noninterest expense$11,372,0001,767
Salaries and employee benefits$6,823,0001,706
Premises and equipment expense$1,245,0001,760
Additional noninterest expense$3,304,0001,788
Pre-tax net operating income$2,520,0002,664
Securities gains (losses)$-22,0004,878
Applicable income taxes$388,0002,120
Income before extraordinary items$2,110,0002,762
Extraordinary gains, net$04
Net income$2,110,0002,760
Minority interest net income$072
Net income of bank and minority interests.$2,110,0002,762
Net charge-offs$210,0001,521
Cash dividends$660,0002,597
Sale, conversion, retirement of capital stock, net$0566
Net operating income$2,128,4802,704
2020-09-30 (YTD Data)Rank
Total interest income$8,005,0002,432
Total interest expense$726,0003,091
Net interest income$7,279,0002,313
Provision for loan and lease losses$325,0002,346
Total noninterest income$3,215,0001,361
Gross Fiduciary activities income$0981
Service charges on deposit accounts$321,0001,786
Trading account gains and fees$0125
Additional Noninterest Income$2,894,0001,189
Total noninterest expense$8,426,0001,768
Salaries and employee benefits$5,058,0001,715
Premises and equipment expense$904,0001,791
Additional noninterest expense$2,464,0001,758
Pre-tax net operating income$1,743,0002,775
Securities gains (losses)$-28,0004,887
Applicable income taxes$267,0002,181
Income before extraordinary items$1,448,0002,881
Extraordinary gains, net$04
Net income$1,448,0002,880
Minority interest net income$065
Net income of bank and minority interests.$1,448,0002,881
Net charge-offs$204,0001,253
Cash dividends$440,0002,443
Sale, conversion, retirement of capital stock, net$0532
Net operating income$1,471,5202,808
2020-06-30 (YTD Data)Rank
Total interest income$5,300,0002,469
Total interest expense$516,0003,090
Net interest income$4,784,0002,343
Provision for loan and lease losses$200,0002,381
Total noninterest income$2,050,0001,339
Gross Fiduciary activities income$0970
Service charges on deposit accounts$203,0001,891
Trading account gains and fees$0123
Additional Noninterest Income$1,847,0001,145
Total noninterest expense$5,482,0001,801
Salaries and employee benefits$3,255,0001,760
Premises and equipment expense$605,0001,784
Additional noninterest expense$1,622,0001,772
Pre-tax net operating income$1,152,0002,746
Securities gains (losses)$-33,0004,895
Applicable income taxes$172,0002,182
Income before extraordinary items$947,0002,880
Extraordinary gains, net$04
Net income$947,0002,879
Minority interest net income$065
Net income of bank and minority interests.$947,0002,880
Net charge-offs$35,0001,923
Cash dividends$293,0002,438
Sale, conversion, retirement of capital stock, net$0504
Net operating income$975,0502,790
2020-03-31 (YTD Data)Rank
Total interest income$2,687,0002,439
Total interest expense$272,0003,140
Net interest income$2,415,0002,281
Provision for loan and lease losses$50,0002,502
Total noninterest income$1,028,0001,258
Gross Fiduciary activities income$0941
Service charges on deposit accounts$151,0001,621
Trading account gains and fees$0106
Additional Noninterest Income$877,0001,071
Total noninterest expense$2,785,0001,786
Salaries and employee benefits$1,671,0001,733
Premises and equipment expense$318,0001,743
Additional noninterest expense$796,0001,832
Pre-tax net operating income$608,0002,537
Securities gains (losses)$-47,0004,940
Applicable income taxes$86,0002,064
Income before extraordinary items$475,0002,700
Extraordinary gains, net$04
Net income$475,0002,699
Minority interest net income$056
Net income of bank and minority interests.$475,0002,701
Net charge-offs$7,0001,991
Cash dividends$220,0001,878
Sale, conversion, retirement of capital stock, net$0482
Net operating income$514,9502,584
2019-12-31 (YTD Data)Rank
Total interest income$10,409,0002,524
Total interest expense$992,0003,317
Net interest income$9,417,0002,348
Provision for loan and lease losses$70,0003,172
Total noninterest income$3,802,0001,362
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$644,0001,598
Trading account gains and fees$0135
Additional Noninterest Income$3,158,0001,162
Total noninterest expense$10,988,0001,774
Salaries and employee benefits$6,534,0001,721
Premises and equipment expense$1,304,0001,688
Additional noninterest expense$3,150,0001,840
Pre-tax net operating income$2,161,0002,927
Securities gains (losses)$-12,0004,819
Applicable income taxes$289,0002,385
Income before extraordinary items$1,860,0002,995
Extraordinary gains, net$011
Net income$1,860,0002,994
Minority interest net income$076
Net income of bank and minority interests.$1,860,0002,996
Net charge-offs$37,0002,812
Cash dividends$975,0002,384
Sale, conversion, retirement of capital stock, net$0626
Net operating income$1,870,4402,953
2019-09-30 (YTD Data)Rank
Total interest income$7,760,0002,569
Total interest expense$709,0003,407
Net interest income$7,051,0002,387
Provision for loan and lease losses$70,0002,898
Total noninterest income$2,868,0001,348
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$476,0001,610
Trading account gains and fees$0129
Additional Noninterest Income$2,392,0001,140
Total noninterest expense$8,211,0001,787
Salaries and employee benefits$4,884,0001,736
Premises and equipment expense$971,0001,709
Additional noninterest expense$2,356,0001,838
Pre-tax net operating income$1,638,0002,991
Securities gains (losses)$-1,0004,641
Applicable income taxes$244,0002,376
Income before extraordinary items$1,393,0003,055
Extraordinary gains, net$011
Net income$1,393,0003,055
Minority interest net income$072
Net income of bank and minority interests.$1,393,0003,055
Net charge-offs$-4,0004,209
Cash dividends$681,0002,212
Sale, conversion, retirement of capital stock, net$0590
Net operating income$1,393,8503,024
2019-06-30 (YTD Data)Rank
Total interest income$5,084,0002,592
Total interest expense$443,0003,482
Net interest income$4,641,0002,418
Provision for loan and lease losses$70,0002,482
Total noninterest income$1,885,0001,327
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$306,0001,635
Trading account gains and fees$0131
Additional Noninterest Income$1,579,0001,121
Total noninterest expense$5,404,0001,806
Salaries and employee benefits$3,212,0001,755
Premises and equipment expense$630,0001,761
Additional noninterest expense$1,562,0001,870
Pre-tax net operating income$1,052,0003,031
Securities gains (losses)$-4,0004,803
Applicable income taxes$150,0002,415
Income before extraordinary items$898,0003,092
Extraordinary gains, net$011
Net income$898,0003,090
Minority interest net income$069
Net income of bank and minority interests.$898,0003,090
Net charge-offs$-14,0004,574
Cash dividends$462,0002,192
Sale, conversion, retirement of capital stock, net$0573
Net operating income$901,4403,060
2019-03-31 (YTD Data)Rank
Total interest income$2,486,0002,637
Total interest expense$205,0003,566
Net interest income$2,281,0002,452
Provision for loan and lease losses$40,0002,260
Total noninterest income$942,0001,290
Gross Fiduciary activities income$0972
Service charges on deposit accounts$146,0001,675
Trading account gains and fees$0126
Additional Noninterest Income$796,0001,057
Total noninterest expense$2,657,0001,840
Salaries and employee benefits$1,586,0001,788
Premises and equipment expense$319,0001,765
Additional noninterest expense$752,0001,917
Pre-tax net operating income$526,0003,004
Securities gains (losses)$01,087
Applicable income taxes$73,0002,388
Income before extraordinary items$453,0003,030
Extraordinary gains, net$05
Net income$453,0003,028
Minority interest net income$052
Net income of bank and minority interests.$453,0003,029
Net charge-offs$40,0001,335
Cash dividends$220,0001,984
Sale, conversion, retirement of capital stock, net$0529
Net operating income$453,0003,020
2018-12-31 (YTD Data)Rank
Total interest income$9,464,0002,628
Total interest expense$583,0003,725
Net interest income$8,881,0002,474
Provision for loan and lease losses$122,0002,832
Total noninterest income$3,575,0001,368
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$668,0001,594
Trading account gains and fees$0126
Additional Noninterest Income$2,907,0001,163
Total noninterest expense$10,218,0001,875
Salaries and employee benefits$5,972,0001,815
Premises and equipment expense$1,177,0001,834
Additional noninterest expense$3,069,0001,882
Pre-tax net operating income$2,116,0003,046
Securities gains (losses)$-3,0004,159
Applicable income taxes$321,0002,338
Income before extraordinary items$1,792,0003,105
Extraordinary gains, net$06
Net income$1,792,0003,104
Minority interest net income$072
Net income of bank and minority interests.$1,792,0003,104
Net charge-offs$21,0003,086
Cash dividends$975,0002,267
Sale, conversion, retirement of capital stock, net$0671
Net operating income$1,794,5503,095
2018-09-30 (YTD Data)Rank
Total interest income$7,009,0002,646
Total interest expense$419,0003,741
Net interest income$6,590,0002,496
Provision for loan and lease losses$122,0002,445
Total noninterest income$2,697,0001,377
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$505,0001,590
Trading account gains and fees$0138
Additional Noninterest Income$2,192,0001,184
Total noninterest expense$7,671,0001,859
Salaries and employee benefits$4,459,0001,828
Premises and equipment expense$900,0001,825
Additional noninterest expense$2,312,0001,869
Pre-tax net operating income$1,494,0003,204
Securities gains (losses)$-3,0004,544
Applicable income taxes$276,0002,291
Income before extraordinary items$1,215,0003,292
Extraordinary gains, net$05
Net income$1,215,0003,291
Minority interest net income$066
Net income of bank and minority interests.$1,215,0003,291
Net charge-offs$14,0002,857
Cash dividends$682,0002,078
Sale, conversion, retirement of capital stock, net$0633
Net operating income$1,217,4303,286
2018-06-30 (YTD Data)Rank
Total interest income$4,602,0002,664
Total interest expense$276,0003,695
Net interest income$4,326,0002,523
Provision for loan and lease losses$77,0002,410
Total noninterest income$1,802,0001,377
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$334,0001,594
Trading account gains and fees$0130
Additional Noninterest Income$1,468,0001,176
Total noninterest expense$5,116,0001,879
Salaries and employee benefits$2,965,0001,839
Premises and equipment expense$608,0001,818
Additional noninterest expense$1,543,0001,873
Pre-tax net operating income$935,0003,264
Securities gains (losses)$-3,0004,784
Applicable income taxes$180,0002,304
Income before extraordinary items$752,0003,395
Extraordinary gains, net$06
Net income$752,0003,394
Minority interest net income$065
Net income of bank and minority interests.$752,0003,394
Net charge-offs$03,209
Cash dividends$461,0002,098
Sale, conversion, retirement of capital stock, net$0620
Net operating income$754,4303,385
2018-03-31 (YTD Data)Rank
Total interest income$2,284,0002,671
Total interest expense$129,0003,754
Net interest income$2,155,0002,530
Provision for loan and lease losses$50,0002,055
Total noninterest income$906,0001,360
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$164,0001,618
Trading account gains and fees$0123
Additional Noninterest Income$742,0001,148
Total noninterest expense$2,552,0001,901
Salaries and employee benefits$1,471,0001,874
Premises and equipment expense$317,0001,785
Additional noninterest expense$764,0001,892
Pre-tax net operating income$459,0003,237
Securities gains (losses)$0735
Applicable income taxes$87,0002,275
Income before extraordinary items$372,0003,362
Extraordinary gains, net$07
Net income$372,0003,362
Minority interest net income$052
Net income of bank and minority interests.$372,0003,362
Net charge-offs$3,0002,344
Cash dividends$220,0001,833
Sale, conversion, retirement of capital stock, net$0580
Net operating income$372,0003,360
2017-12-31 (YTD Data)Rank
Total interest income$8,830,0002,684
Total interest expense$541,0003,555
Net interest income$8,289,0002,574
Provision for loan and lease losses$200,0002,355
Total noninterest income$3,548,0001,399
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$703,0001,564
Trading account gains and fees$0151
Additional Noninterest Income$2,845,0001,211
Total noninterest expense$9,620,0001,976
Salaries and employee benefits$5,447,0001,960
Premises and equipment expense$1,017,0002,085
Additional noninterest expense$3,156,0001,855
Pre-tax net operating income$2,017,0003,104
Securities gains (losses)$4,0001,851
Applicable income taxes$632,0002,243
Income before extraordinary items$1,389,0003,252
Extraordinary gains, net$09
Net income$1,389,0003,250
Minority interest net income$076
Net income of bank and minority interests.$1,389,0003,252
Net charge-offs$202,0001,824
Cash dividends$976,0002,250
Sale, conversion, retirement of capital stock, net$0711
Net operating income$1,386,2403,233
2017-09-30 (YTD Data)Rank
Total interest income$6,522,0002,722
Total interest expense$407,0003,560
Net interest income$6,115,0002,619
Provision for loan and lease losses$170,0002,190
Total noninterest income$2,698,0001,398
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$530,0001,564
Trading account gains and fees$0145
Additional Noninterest Income$2,168,0001,201
Total noninterest expense$7,204,0001,970
Salaries and employee benefits$4,063,0001,980
Premises and equipment expense$769,0002,079
Additional noninterest expense$2,372,0001,855
Pre-tax net operating income$1,439,0003,252
Securities gains (losses)$02,274
Applicable income taxes$403,0002,249
Income before extraordinary items$1,036,0003,485
Extraordinary gains, net$09
Net income$1,036,0003,485
Minority interest net income$071
Net income of bank and minority interests.$1,036,0003,485
Net charge-offs$131,0001,712
Cash dividends$682,0002,100
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,036,0003,450
2017-06-30 (YTD Data)Rank
Total interest income$4,232,0002,759
Total interest expense$268,0003,551
Net interest income$3,964,0002,669
Provision for loan and lease losses$60,0002,608
Total noninterest income$1,773,0001,423
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$347,0001,578
Trading account gains and fees$0139
Additional Noninterest Income$1,426,0001,226
Total noninterest expense$4,760,0001,985
Salaries and employee benefits$2,665,0002,013
Premises and equipment expense$518,0002,063
Additional noninterest expense$1,577,0001,856
Pre-tax net operating income$917,0003,264
Securities gains (losses)$01,906
Applicable income taxes$254,0002,285
Income before extraordinary items$663,0003,506
Extraordinary gains, net$011
Net income$663,0003,505
Minority interest net income$071
Net income of bank and minority interests.$663,0003,506
Net charge-offs$97,0001,546
Cash dividends$462,0002,111
Sale, conversion, retirement of capital stock, net$0659
Net operating income$663,0003,484
2017-03-31 (YTD Data)Rank
Total interest income$2,066,0002,804
Total interest expense$128,0003,610
Net interest income$1,938,0002,710
Provision for loan and lease losses$03,537
Total noninterest income$859,0001,437
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$167,0001,615
Trading account gains and fees$0142
Additional Noninterest Income$692,0001,241
Total noninterest expense$2,350,0002,036
Salaries and employee benefits$1,316,0002,055
Premises and equipment expense$267,0002,041
Additional noninterest expense$767,0001,902
Pre-tax net operating income$447,0003,265
Securities gains (losses)$01,153
Applicable income taxes$122,0002,288
Income before extraordinary items$325,0003,485
Extraordinary gains, net$08
Net income$325,0003,484
Minority interest net income$055
Net income of bank and minority interests.$325,0003,485
Net charge-offs$10,0002,203
Cash dividends$220,0001,894
Sale, conversion, retirement of capital stock, net$0632
Net operating income$325,0003,460
2016-12-31 (YTD Data)Rank
Total interest income$8,192,0002,800
Total interest expense$495,0003,659
Net interest income$7,697,0002,698
Provision for loan and lease losses$04,332
Total noninterest income$3,762,0001,401
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$698,0001,618
Trading account gains and fees$0170
Additional Noninterest Income$3,064,0001,191
Total noninterest expense$9,412,0002,013
Salaries and employee benefits$5,368,0001,980
Premises and equipment expense$1,059,0002,048
Additional noninterest expense$2,985,0001,992
Pre-tax net operating income$2,047,0003,011
Securities gains (losses)$128,0001,163
Applicable income taxes$466,0002,312
Income before extraordinary items$1,709,0003,055
Extraordinary gains, net$05
Net income$1,709,0003,054
Minority interest net income$082
Net income of bank and minority interests.$1,709,0003,054
Net charge-offs$55,0003,070
Cash dividends$966,0002,262
Sale, conversion, retirement of capital stock, net$0759
Net operating income$1,607,8803,102
2016-09-30 (YTD Data)Rank
Total interest income$6,122,0002,807
Total interest expense$366,0003,703
Net interest income$5,756,0002,710
Provision for loan and lease losses$04,186
Total noninterest income$2,921,0001,366
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$524,0001,624
Trading account gains and fees$0169
Additional Noninterest Income$2,397,0001,158
Total noninterest expense$7,110,0002,004
Salaries and employee benefits$4,068,0001,953
Premises and equipment expense$795,0002,056
Additional noninterest expense$2,247,0001,972
Pre-tax net operating income$1,567,0003,034
Securities gains (losses)$128,0001,092
Applicable income taxes$488,0002,074
Income before extraordinary items$1,207,0003,199
Extraordinary gains, net$05
Net income$1,207,0003,199
Minority interest net income$071
Net income of bank and minority interests.$1,207,0003,199
Net charge-offs$36,0002,795
Cash dividends$682,0002,077
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,116,1203,263
2016-06-30 (YTD Data)Rank
Total interest income$4,039,0002,845
Total interest expense$239,0003,762
Net interest income$3,800,0002,730
Provision for loan and lease losses$04,017
Total noninterest income$1,967,0001,330
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$337,0001,650
Trading account gains and fees$0157
Additional Noninterest Income$1,630,0001,120
Total noninterest expense$4,665,0002,037
Salaries and employee benefits$2,684,0001,977
Premises and equipment expense$502,0002,145
Additional noninterest expense$1,479,0001,996
Pre-tax net operating income$1,102,0002,899
Securities gains (losses)$36,0001,641
Applicable income taxes$326,0002,064
Income before extraordinary items$812,0003,163
Extraordinary gains, net$016
Net income$812,0003,160
Minority interest net income$071
Net income of bank and minority interests.$812,0003,161
Net charge-offs$27,0002,572
Cash dividends$462,0002,091
Sale, conversion, retirement of capital stock, net$0705
Net operating income$786,4403,152
2016-03-31 (YTD Data)Rank
Total interest income$2,010,0002,855
Total interest expense$119,0003,790
Net interest income$1,891,0002,733
Provision for loan and lease losses$03,656
Total noninterest income$1,091,0001,217
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$164,0001,676
Trading account gains and fees$0142
Additional Noninterest Income$927,000989
Total noninterest expense$2,355,0002,023
Salaries and employee benefits$1,348,0001,973
Premises and equipment expense$259,0002,103
Additional noninterest expense$748,0001,953
Pre-tax net operating income$627,0002,674
Securities gains (losses)$02,077
Applicable income taxes$181,0001,929
Income before extraordinary items$446,0002,939
Extraordinary gains, net$012
Net income$446,0002,938
Minority interest net income$062
Net income of bank and minority interests.$446,0002,939
Net charge-offs$12,0002,244
Cash dividends$220,0001,865
Sale, conversion, retirement of capital stock, net$0659
Net operating income$446,0002,886
2015-12-31 (YTD Data)Rank
Total interest income$7,932,0002,855
Total interest expense$438,0003,976
Net interest income$7,494,0002,724
Provision for loan and lease losses$04,380
Total noninterest income$3,439,0001,450
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$692,0001,664
Trading account gains and fees$0159
Additional Noninterest Income$2,747,0001,235
Total noninterest expense$8,878,0002,112
Salaries and employee benefits$5,026,0002,046
Premises and equipment expense$1,045,0002,110
Additional noninterest expense$2,807,0002,131
Pre-tax net operating income$2,055,0002,958
Securities gains (losses)$140,000944
Applicable income taxes$535,0002,168
Income before extraordinary items$1,660,0003,048
Extraordinary gains, net$023
Net income$1,660,0003,049
Minority interest net income$081
Net income of bank and minority interests.$1,660,0003,050
Net charge-offs$143,0002,304
Cash dividends$1,938,0001,399
Sale, conversion, retirement of capital stock, net$0804
Net operating income$1,553,6003,117
2015-09-30 (YTD Data)Rank
Total interest income$5,887,0002,898
Total interest expense$318,0004,097
Net interest income$5,569,0002,767
Provision for loan and lease losses$04,232
Total noninterest income$2,573,0001,468
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$513,0001,688
Trading account gains and fees$0153
Additional Noninterest Income$2,060,0001,259
Total noninterest expense$6,701,0002,099
Salaries and employee benefits$3,795,0002,041
Premises and equipment expense$802,0002,102
Additional noninterest expense$2,104,0002,108
Pre-tax net operating income$1,441,0003,153
Securities gains (losses)$74,0001,213
Applicable income taxes$418,0002,160
Income before extraordinary items$1,097,0003,339
Extraordinary gains, net$021
Net income$1,097,0003,337
Minority interest net income$078
Net income of bank and minority interests.$1,097,0003,338
Net charge-offs$72,0002,462
Cash dividends$1,665,0001,133
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,043,7203,371
2015-06-30 (YTD Data)Rank
Total interest income$3,899,0002,906
Total interest expense$206,0004,188
Net interest income$3,693,0002,777
Provision for loan and lease losses$04,069
Total noninterest income$1,568,0001,572
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$331,0001,711
Trading account gains and fees$0157
Additional Noninterest Income$1,237,0001,347
Total noninterest expense$4,454,0002,119
Salaries and employee benefits$2,501,0002,083
Premises and equipment expense$542,0002,089
Additional noninterest expense$1,411,0002,109
Pre-tax net operating income$807,0003,410
Securities gains (losses)$74,000998
Applicable income taxes$234,0002,324
Income before extraordinary items$647,0003,540
Extraordinary gains, net$022
Net income$647,0003,540
Minority interest net income$075
Net income of bank and minority interests.$647,0003,541
Net charge-offs$59,0002,188
Cash dividends$479,0001,987
Sale, conversion, retirement of capital stock, net$0751
Net operating income$592,9803,629
2015-03-31 (YTD Data)Rank
Total interest income$1,940,0002,918
Total interest expense$105,0004,202
Net interest income$1,835,0002,785
Provision for loan and lease losses$03,703
Total noninterest income$857,0001,435
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$158,0001,757
Trading account gains and fees$0152
Additional Noninterest Income$699,0001,199
Total noninterest expense$2,262,0002,095
Salaries and employee benefits$1,250,0002,082
Premises and equipment expense$280,0002,062
Additional noninterest expense$732,0002,026
Pre-tax net operating income$430,0003,269
Securities gains (losses)$74,000692
Applicable income taxes$137,0002,186
Income before extraordinary items$367,0003,287
Extraordinary gains, net$013
Net income$367,0003,290
Minority interest net income$064
Net income of bank and minority interests.$367,0003,290
Net charge-offs$62,0001,410
Cash dividends$228,0001,756
Sale, conversion, retirement of capital stock, net$0697
Net operating income$312,9803,488
2014-12-31 (YTD Data)Rank
Total interest income$8,071,0002,874
Total interest expense$499,0004,013
Net interest income$7,572,0002,746
Provision for loan and lease losses$04,603
Total noninterest income$3,575,0001,376
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$686,0001,774
Trading account gains and fees$0180
Additional Noninterest Income$2,889,0001,115
Total noninterest expense$9,133,0002,062
Salaries and employee benefits$4,957,0002,066
Premises and equipment expense$1,099,0002,080
Additional noninterest expense$3,077,0001,993
Pre-tax net operating income$2,014,0002,963
Securities gains (losses)$8,0002,740
Applicable income taxes$476,0002,248
Income before extraordinary items$1,546,0003,194
Extraordinary gains, net$017
Net income$1,546,0003,194
Minority interest net income$084
Net income of bank and minority interests.$1,546,0003,195
Net charge-offs$191,0002,516
Cash dividends$989,0002,063
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,539,9203,140
2014-09-30 (YTD Data)Rank
Total interest income$6,092,0002,890
Total interest expense$394,0003,980
Net interest income$5,698,0002,757
Provision for loan and lease losses$04,401
Total noninterest income$2,797,0001,353
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$505,0001,813
Trading account gains and fees$0174
Additional Noninterest Income$2,292,0001,092
Total noninterest expense$6,912,0002,053
Salaries and employee benefits$3,784,0002,039
Premises and equipment expense$843,0002,052
Additional noninterest expense$2,285,0002,004
Pre-tax net operating income$1,583,0002,942
Securities gains (losses)$8,0002,425
Applicable income taxes$456,0002,055
Income before extraordinary items$1,135,0003,254
Extraordinary gains, net$015
Net income$1,135,0003,253
Minority interest net income$081
Net income of bank and minority interests.$1,135,0003,255
Net charge-offs$169,0002,178
Cash dividends$706,0001,866
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,129,3203,227
2014-06-30 (YTD Data)Rank
Total interest income$4,063,0002,890
Total interest expense$274,0003,935
Net interest income$3,789,0002,755
Provision for loan and lease losses$04,196
Total noninterest income$1,847,0001,344
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$321,0001,850
Trading account gains and fees$0172
Additional Noninterest Income$1,526,0001,086
Total noninterest expense$4,584,0002,066
Salaries and employee benefits$2,565,0002,012
Premises and equipment expense$570,0002,043
Additional noninterest expense$1,449,0002,086
Pre-tax net operating income$1,052,0002,875
Securities gains (losses)$02,580
Applicable income taxes$311,0002,006
Income before extraordinary items$741,0003,242
Extraordinary gains, net$020
Net income$741,0003,248
Minority interest net income$080
Net income of bank and minority interests.$741,0003,248
Net charge-offs$105,0002,141
Cash dividends$478,0001,865
Sale, conversion, retirement of capital stock, net$0794
Net operating income$741,0003,198
2014-03-31 (YTD Data)Rank
Total interest income$2,055,0002,868
Total interest expense$137,0003,990
Net interest income$1,918,0002,722
Provision for loan and lease losses$03,817
Total noninterest income$945,0001,302
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$151,0001,921
Trading account gains and fees$0147
Additional Noninterest Income$794,0001,019
Total noninterest expense$2,300,0002,065
Salaries and employee benefits$1,298,0001,997
Premises and equipment expense$305,0001,952
Additional noninterest expense$697,0002,158
Pre-tax net operating income$563,0002,688
Securities gains (losses)$01,715
Applicable income taxes$167,0001,900
Income before extraordinary items$396,0003,020
Extraordinary gains, net$016
Net income$396,0003,023
Minority interest net income$066
Net income of bank and minority interests.$396,0003,023
Net charge-offs$95,0001,407
Cash dividends$228,0001,666
Sale, conversion, retirement of capital stock, net$0747
Net operating income$396,0002,984
2013-12-31 (YTD Data)Rank
Total interest income$8,293,0002,864
Total interest expense$638,0003,962
Net interest income$7,655,0002,720
Provision for loan and lease losses$275,0002,557
Total noninterest income$3,281,0001,525
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$712,0001,807
Trading account gains and fees$0184
Additional Noninterest Income$2,569,0001,275
Total noninterest expense$8,580,0002,197
Salaries and employee benefits$4,902,0002,087
Premises and equipment expense$1,074,0002,108
Additional noninterest expense$2,604,0002,369
Pre-tax net operating income$2,081,0002,783
Securities gains (losses)$87,0001,426
Applicable income taxes$577,0002,006
Income before extraordinary items$1,591,0003,047
Extraordinary gains, net$029
Net income$1,591,0003,049
Minority interest net income$090
Net income of bank and minority interests.$1,591,0003,050
Net charge-offs$144,0003,376
Cash dividends$928,0002,033
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,527,4903,061
2013-09-30 (YTD Data)Rank
Total interest income$6,278,0002,857
Total interest expense$493,0003,979
Net interest income$5,785,0002,699
Provision for loan and lease losses$275,0002,169
Total noninterest income$2,559,0001,504
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$534,0001,808
Trading account gains and fees$0180
Additional Noninterest Income$2,025,0001,261
Total noninterest expense$6,439,0002,196
Salaries and employee benefits$3,741,0002,053
Premises and equipment expense$843,0002,047
Additional noninterest expense$1,855,0002,469
Pre-tax net operating income$1,630,0002,781
Securities gains (losses)$5,0002,677
Applicable income taxes$466,0001,981
Income before extraordinary items$1,169,0003,122
Extraordinary gains, net$025
Net income$1,169,0003,126
Minority interest net income$084
Net income of bank and minority interests.$1,169,0003,126
Net charge-offs$140,0002,942
Cash dividends$699,0001,790
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,165,4503,055
2013-06-30 (YTD Data)Rank
Total interest income$4,175,0002,861
Total interest expense$342,0003,946
Net interest income$3,833,0002,707
Provision for loan and lease losses$240,0001,905
Total noninterest income$1,663,0001,538
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$354,0001,795
Trading account gains and fees$0157
Additional Noninterest Income$1,309,0001,308
Total noninterest expense$4,232,0002,235
Salaries and employee benefits$2,430,0002,112
Premises and equipment expense$538,0002,132
Additional noninterest expense$1,264,0002,421
Pre-tax net operating income$1,024,0002,854
Securities gains (losses)$5,0002,459
Applicable income taxes$289,0002,059
Income before extraordinary items$740,0003,215
Extraordinary gains, net$022
Net income$740,0003,218
Minority interest net income$082
Net income of bank and minority interests.$740,0003,219
Net charge-offs$69,0003,088
Cash dividends$471,0001,757
Sale, conversion, retirement of capital stock, net$0838
Net operating income$736,4003,131
2013-03-31 (YTD Data)Rank
Total interest income$2,078,0002,891
Total interest expense$179,0003,932
Net interest income$1,899,0002,736
Provision for loan and lease losses$150,0001,610
Total noninterest income$801,0001,569
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$169,0001,858
Trading account gains and fees$0148
Additional Noninterest Income$632,0001,342
Total noninterest expense$2,094,0002,274
Salaries and employee benefits$1,204,0002,141
Premises and equipment expense$280,0002,091
Additional noninterest expense$610,0002,502
Pre-tax net operating income$456,0003,052
Securities gains (losses)$01,966
Applicable income taxes$125,0002,188
Income before extraordinary items$331,0003,385
Extraordinary gains, net$010
Net income$331,0003,385
Minority interest net income$076
Net income of bank and minority interests.$331,0003,387
Net charge-offs$11,0003,407
Cash dividends$229,0001,532
Sale, conversion, retirement of capital stock, net$0789
Net operating income$331,0003,282
2012-12-31 (YTD Data)Rank
Total interest income$8,612,0002,927
Total interest expense$725,0004,327
Net interest income$7,887,0002,695
Provision for loan and lease losses$1,220,0001,536
Total noninterest income$3,119,0001,598
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$738,0001,808
Trading account gains and fees$0166
Additional Noninterest Income$2,381,0001,384
Total noninterest expense$8,153,0002,313
Salaries and employee benefits$4,604,0002,172
Premises and equipment expense$1,053,0002,181
Additional noninterest expense$2,496,0002,569
Pre-tax net operating income$1,633,0003,180
Securities gains (losses)$393,0001,129
Applicable income taxes$496,0002,186
Income before extraordinary items$1,530,0003,094
Extraordinary gains, net$029
Net income$1,530,0003,093
Minority interest net income$093
Net income of bank and minority interests.$1,530,0003,093
Net charge-offs$1,199,0001,633
Cash dividends$1,029,0001,901
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,231,3203,344
2012-09-30 (YTD Data)Rank
Total interest income$6,463,0002,976
Total interest expense$539,0004,468
Net interest income$5,924,0002,738
Provision for loan and lease losses$825,0001,671
Total noninterest income$2,334,0001,601
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$543,0001,860
Trading account gains and fees$0157
Additional Noninterest Income$1,791,0001,376
Total noninterest expense$6,119,0002,317
Salaries and employee benefits$3,506,0002,129
Premises and equipment expense$807,0002,156
Additional noninterest expense$1,806,0002,662
Pre-tax net operating income$1,314,0003,132
Securities gains (losses)$393,000900
Applicable income taxes$486,0001,979
Income before extraordinary items$1,221,0003,036
Extraordinary gains, net$020
Net income$1,221,0003,036
Minority interest net income$086
Net income of bank and minority interests.$1,221,0003,035
Net charge-offs$814,0001,658
Cash dividends$745,0001,616
Sale, conversion, retirement of capital stock, net$0952
Net operating income$938,0403,403
2012-06-30 (YTD Data)Rank
Total interest income$4,269,0003,028
Total interest expense$356,0004,608
Net interest income$3,913,0002,759
Provision for loan and lease losses$675,0001,451
Total noninterest income$1,534,0001,597
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$357,0001,871
Trading account gains and fees$0153
Additional Noninterest Income$1,177,0001,357
Total noninterest expense$4,063,0002,337
Salaries and employee benefits$2,290,0002,179
Premises and equipment expense$536,0002,152
Additional noninterest expense$1,237,0002,609
Pre-tax net operating income$709,0003,508
Securities gains (losses)$393,000699
Applicable income taxes$311,0002,022
Income before extraordinary items$791,0003,065
Extraordinary gains, net$019
Net income$791,0003,065
Minority interest net income$084
Net income of bank and minority interests.$791,0003,065
Net charge-offs$537,0001,688
Cash dividends$496,0001,628
Sale, conversion, retirement of capital stock, net$0928
Net operating income$508,0403,764
2012-03-31 (YTD Data)Rank
Total interest income$2,132,0003,050
Total interest expense$176,0004,739
Net interest income$1,956,0002,775
Provision for loan and lease losses$425,0001,210
Total noninterest income$798,0001,529
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$177,0001,874
Trading account gains and fees$0148
Additional Noninterest Income$621,0001,291
Total noninterest expense$1,968,0002,405
Salaries and employee benefits$1,115,0002,238
Premises and equipment expense$254,0002,276
Additional noninterest expense$599,0002,668
Pre-tax net operating income$361,0003,492
Securities gains (losses)$02,210
Applicable income taxes$92,0002,524
Income before extraordinary items$269,0003,835
Extraordinary gains, net$019
Net income$269,0003,838
Minority interest net income$078
Net income of bank and minority interests.$269,0003,838
Net charge-offs$461,0001,152
Cash dividends$229,0001,489
Sale, conversion, retirement of capital stock, net$0861
Net operating income$269,0003,674
2011-12-31 (YTD Data)Rank
Total interest income$8,832,0003,077
Total interest expense$1,474,0003,489
Net interest income$7,358,0002,933
Provision for loan and lease losses$500,0003,454
Total noninterest income$2,977,0001,508
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$770,0001,839
Trading account gains and fees$0146
Additional Noninterest Income$2,207,0001,270
Total noninterest expense$7,394,0002,542
Salaries and employee benefits$4,284,0002,265
Premises and equipment expense$958,0002,497
Additional noninterest expense$2,152,0002,930
Pre-tax net operating income$2,441,0002,166
Securities gains (losses)$108,0001,999
Applicable income taxes$697,0001,683
Income before extraordinary items$1,852,0002,400
Extraordinary gains, net$029
Net income$1,852,0002,400
Minority interest net income$096
Net income of bank and minority interests.$1,852,0002,401
Net charge-offs$340,0003,652
Cash dividends$1,127,0001,495
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,773,1602,398
2011-09-30 (YTD Data)Rank
Total interest income$6,621,0003,107
Total interest expense$1,231,0003,337
Net interest income$5,390,0003,016
Provision for loan and lease losses$305,0003,578
Total noninterest income$2,288,0001,464
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$581,0001,832
Trading account gains and fees$0145
Additional Noninterest Income$1,707,0001,240
Total noninterest expense$5,633,0002,508
Salaries and employee benefits$3,268,0002,218
Premises and equipment expense$775,0002,370
Additional noninterest expense$1,590,0002,984
Pre-tax net operating income$1,740,0002,319
Securities gains (losses)$96,0001,825
Applicable income taxes$520,0001,704
Income before extraordinary items$1,316,0002,557
Extraordinary gains, net$021
Net income$1,316,0002,559
Minority interest net income$087
Net income of bank and minority interests.$1,316,0002,559
Net charge-offs$236,0003,527
Cash dividends$822,0001,332
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,246,8802,558
2011-06-30 (YTD Data)Rank
Total interest income$4,381,0003,154
Total interest expense$883,0003,261
Net interest income$3,498,0003,083
Provision for loan and lease losses$195,0003,582
Total noninterest income$1,531,0001,457
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$382,0001,835
Trading account gains and fees$0153
Additional Noninterest Income$1,149,0001,224
Total noninterest expense$3,770,0002,519
Salaries and employee benefits$2,157,0002,254
Premises and equipment expense$527,0002,350
Additional noninterest expense$1,086,0002,985
Pre-tax net operating income$1,064,0002,438
Securities gains (losses)$30,0001,889
Applicable income taxes$302,0001,787
Income before extraordinary items$792,0002,692
Extraordinary gains, net$015
Net income$792,0002,692
Minority interest net income$089
Net income of bank and minority interests.$792,0002,692
Net charge-offs$160,0003,330
Cash dividends$593,0001,274
Sale, conversion, retirement of capital stock, net$0986
Net operating income$770,4002,654
2011-03-31 (YTD Data)Rank
Total interest income$2,188,0003,171
Total interest expense$461,0003,249
Net interest income$1,727,0003,115
Provision for loan and lease losses$135,0002,993
Total noninterest income$825,0001,391
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$188,0001,836
Trading account gains and fees$0158
Additional Noninterest Income$637,0001,132
Total noninterest expense$1,888,0002,534
Salaries and employee benefits$1,085,0002,257
Premises and equipment expense$273,0002,307
Additional noninterest expense$530,0003,031
Pre-tax net operating income$529,0002,461
Securities gains (losses)$2,0001,590
Applicable income taxes$143,0001,840
Income before extraordinary items$388,0002,742
Extraordinary gains, net$09
Net income$388,0002,741
Minority interest net income$086
Net income of bank and minority interests.$388,0002,742
Net charge-offs$74,0003,022
Cash dividends$297,0001,149
Sale, conversion, retirement of capital stock, net$0925
Net operating income$386,5402,682
2010-12-31 (YTD Data)Rank
Total interest income$9,082,0003,194
Total interest expense$1,981,0003,597
Net interest income$7,101,0003,033
Provision for loan and lease losses$515,0004,071
Total noninterest income$2,896,0001,595
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$800,0001,827
Trading account gains and fees$0175
Additional Noninterest Income$2,096,0001,367
Total noninterest expense$7,471,0002,588
Salaries and employee benefits$4,234,0002,277
Premises and equipment expense$1,032,0002,415
Additional noninterest expense$2,205,0002,978
Pre-tax net operating income$2,011,0002,229
Securities gains (losses)$173,0001,708
Applicable income taxes$548,0001,793
Income before extraordinary items$1,636,0002,368
Extraordinary gains, net$029
Net income$1,636,0002,366
Minority interest net income$0111
Net income of bank and minority interests.$1,636,0002,369
Net charge-offs$400,0003,933
Cash dividends$1,031,0001,439
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,506,2502,414
2010-09-30 (YTD Data)Rank
Total interest income$6,848,0003,250
Total interest expense$1,477,0003,744
Net interest income$5,371,0003,049
Provision for loan and lease losses$405,0003,885
Total noninterest income$2,206,0001,565
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$603,0001,879
Trading account gains and fees$0165
Additional Noninterest Income$1,603,0001,279
Total noninterest expense$5,771,0002,510
Salaries and employee benefits$3,257,0002,230
Premises and equipment expense$801,0002,382
Additional noninterest expense$1,713,0002,830
Pre-tax net operating income$1,401,0002,512
Securities gains (losses)$173,0001,490
Applicable income taxes$437,0001,793
Income before extraordinary items$1,137,0002,653
Extraordinary gains, net$023
Net income$1,137,0002,651
Minority interest net income$0110
Net income of bank and minority interests.$1,137,0002,655
Net charge-offs$347,0003,540
Cash dividends$735,0001,355
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,012,4402,726
2010-06-30 (YTD Data)Rank
Total interest income$4,550,0003,293
Total interest expense$967,0003,895
Net interest income$3,583,0003,059
Provision for loan and lease losses$395,0003,213
Total noninterest income$1,521,0001,497
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$432,0001,759
Trading account gains and fees$0152
Additional Noninterest Income$1,089,0001,221
Total noninterest expense$3,876,0002,496
Salaries and employee benefits$2,165,0002,242
Premises and equipment expense$525,0002,427
Additional noninterest expense$1,186,0002,749
Pre-tax net operating income$833,0002,723
Securities gains (losses)$173,0001,031
Applicable income taxes$278,0001,813
Income before extraordinary items$728,0002,680
Extraordinary gains, net$019
Net income$728,0002,675
Minority interest net income$0105
Net income of bank and minority interests.$728,0002,679
Net charge-offs$223,0003,406
Cash dividends$482,0001,385
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$603,4402,946
2010-03-31 (YTD Data)Rank
Total interest income$2,289,0003,331
Total interest expense$485,0004,018
Net interest income$1,804,0003,069
Provision for loan and lease losses$135,0003,577
Total noninterest income$756,0001,499
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$201,0001,867
Trading account gains and fees$0175
Additional Noninterest Income$555,0001,190
Total noninterest expense$1,925,0002,538
Salaries and employee benefits$1,075,0002,294
Premises and equipment expense$275,0002,383
Additional noninterest expense$575,0002,813
Pre-tax net operating income$500,0002,414
Securities gains (losses)$1,0002,151
Applicable income taxes$137,0001,814
Income before extraordinary items$364,0002,726
Extraordinary gains, net$016
Net income$364,0002,724
Minority interest net income$091
Net income of bank and minority interests.$364,0002,726
Net charge-offs$178,0002,563
Cash dividends$238,0001,268
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$363,2702,623
2009-12-31 (YTD Data)Rank
Total interest income$9,749,0003,294
Total interest expense$2,520,0003,870
Net interest income$7,229,0002,984
Provision for loan and lease losses$465,0004,649
Total noninterest income$2,871,0001,665
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$884,0001,880
Trading account gains and fees$0211
Additional Noninterest Income$1,987,0001,379
Total noninterest expense$7,713,0002,560
Salaries and employee benefits$4,189,0002,357
Premises and equipment expense$1,072,0002,441
Additional noninterest expense$2,452,0002,791
Pre-tax net operating income$1,922,0001,975
Securities gains (losses)$32,0002,849
Applicable income taxes$435,0001,679
Income before extraordinary items$1,519,0002,099
Extraordinary gains, net$034
Net income$1,519,0002,096
Minority interest net income$0115
Net income of bank and minority interests.$1,519,0002,098
Net charge-offs$290,0004,536
Cash dividends$1,008,0001,612
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,494,0402,099
2009-09-30 (YTD Data)Rank
Total interest income$7,245,0003,363
Total interest expense$1,978,0003,875
Net interest income$5,267,0003,051
Provision for loan and lease losses$200,0005,146
Total noninterest income$2,184,0001,675
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$651,0001,912
Trading account gains and fees$0212
Additional Noninterest Income$1,533,0001,371
Total noninterest expense$5,821,0002,539
Salaries and employee benefits$3,128,0002,381
Premises and equipment expense$818,0002,429
Additional noninterest expense$1,875,0002,709
Pre-tax net operating income$1,430,0002,126
Securities gains (losses)$6,0003,115
Applicable income taxes$380,0001,684
Income before extraordinary items$1,056,0002,399
Extraordinary gains, net$027
Net income$1,056,0002,397
Minority interest net income$0118
Net income of bank and minority interests.$1,056,0002,400
Net charge-offs$135,0004,746
Cash dividends$722,0001,608
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,051,5602,353
2009-06-30 (YTD Data)Rank
Total interest income$4,719,0003,452
Total interest expense$1,396,0003,852
Net interest income$3,323,0003,179
Provision for loan and lease losses$190,0004,393
Total noninterest income$1,490,0001,663
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$424,0001,931
Trading account gains and fees$0193
Additional Noninterest Income$1,066,0001,368
Total noninterest expense$3,825,0002,610
Salaries and employee benefits$2,076,0002,435
Premises and equipment expense$560,0002,393
Additional noninterest expense$1,189,0002,852
Pre-tax net operating income$798,0002,522
Securities gains (losses)$5,0002,770
Applicable income taxes$200,0001,951
Income before extraordinary items$603,0002,765
Extraordinary gains, net$021
Net income$603,0002,763
Minority interest net income$0112
Net income of bank and minority interests.$603,0002,765
Net charge-offs$109,0004,158
Cash dividends$491,0001,664
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$599,2502,680
2009-03-31 (YTD Data)Rank
Total interest income$2,353,0003,504
Total interest expense$736,0003,813
Net interest income$1,617,0003,239
Provision for loan and lease losses$125,0003,535
Total noninterest income$726,0001,657
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$204,0001,933
Trading account gains and fees$0171
Additional Noninterest Income$522,0001,356
Total noninterest expense$1,910,0002,530
Salaries and employee benefits$1,031,0002,488
Premises and equipment expense$305,0002,267
Additional noninterest expense$574,0002,664
Pre-tax net operating income$308,0003,302
Securities gains (losses)$3,0002,164
Applicable income taxes$68,0002,577
Income before extraordinary items$243,0003,496
Extraordinary gains, net$015
Net income$243,0003,497
Minority interest net income$0102
Net income of bank and minority interests.$243,0003,497
Net charge-offs$44,0003,696
Cash dividends$231,0001,595
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$240,6603,377
2008-12-31 (YTD Data)Rank
Total interest income$10,011,0003,518
Total interest expense$3,471,0003,868
Net interest income$6,540,0003,244
Provision for loan and lease losses$655,0003,346
Total noninterest income$2,743,0001,693
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$958,0001,821
Trading account gains and fees$0154
Additional Noninterest Income$1,785,0001,409
Total noninterest expense$7,355,0002,573
Salaries and employee benefits$4,145,0002,427
Premises and equipment expense$990,0002,649
Additional noninterest expense$2,220,0002,592
Pre-tax net operating income$1,273,0003,308
Securities gains (losses)$197,000722
Applicable income taxes$259,0002,564
Income before extraordinary items$1,211,0002,894
Extraordinary gains, net$039
Net income$1,211,0002,893
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$408,0003,093
Cash dividends$923,0002,443
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,049,4603,344
2008-09-30 (YTD Data)Rank
Total interest income$7,532,0003,586
Total interest expense$2,690,0003,890
Net interest income$4,842,0003,302
Provision for loan and lease losses$275,0003,694
Total noninterest income$2,045,0001,750
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$721,0001,826
Trading account gains and fees$0148
Additional Noninterest Income$1,324,0001,486
Total noninterest expense$5,471,0002,579
Salaries and employee benefits$3,144,0002,428
Premises and equipment expense$724,0002,711
Additional noninterest expense$1,603,0002,619
Pre-tax net operating income$1,141,0003,415
Securities gains (losses)$1,0002,971
Applicable income taxes$274,0002,564
Income before extraordinary items$868,0003,406
Extraordinary gains, net$031
Net income$868,0003,405
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$350,0002,377
Cash dividends$692,0002,307
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$867,2403,543
2008-06-30 (YTD Data)Rank
Total interest income$5,064,0003,614
Total interest expense$1,848,0003,935
Net interest income$3,216,0003,306
Provision for loan and lease losses$165,0003,451
Total noninterest income$1,396,0001,740
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$481,0001,810
Trading account gains and fees$0149
Additional Noninterest Income$915,0001,492
Total noninterest expense$3,590,0002,619
Salaries and employee benefits$2,113,0002,437
Premises and equipment expense$478,0002,742
Additional noninterest expense$999,0002,743
Pre-tax net operating income$857,0003,284
Securities gains (losses)$03,233
Applicable income taxes$209,0002,632
Income before extraordinary items$648,0003,473
Extraordinary gains, net$021
Net income$648,0003,474
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$112,0002,885
Cash dividends$462,0002,401
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$648,0003,423
2008-03-31 (YTD Data)Rank
Total interest income$2,568,0003,648
Total interest expense$1,015,0003,873
Net interest income$1,553,0003,401
Provision for loan and lease losses$75,0003,123
Total noninterest income$705,0001,741
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$235,0001,807
Trading account gains and fees$0158
Additional Noninterest Income$470,0001,479
Total noninterest expense$1,761,0002,660
Salaries and employee benefits$1,022,0002,532
Premises and equipment expense$249,0002,673
Additional noninterest expense$490,0002,771
Pre-tax net operating income$422,0003,421
Securities gains (losses)$02,688
Applicable income taxes$101,0002,793
Income before extraordinary items$321,0003,640
Extraordinary gains, net$015
Net income$321,0003,644
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,0002,038
Cash dividends$231,0002,168
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$321,0003,555
2007-12-31 (YTD Data)Rank
Total interest income$10,897,0003,555
Total interest expense$4,360,0003,797
Net interest income$6,537,0003,280
Provision for loan and lease losses$76,0005,240
Total noninterest income$2,817,0001,715
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,071,0001,667
Trading account gains and fees$0178
Additional Noninterest Income$1,746,0001,500
Total noninterest expense$6,939,0002,613
Salaries and employee benefits$3,931,0002,522
Premises and equipment expense$934,0002,716
Additional noninterest expense$2,074,0002,575
Pre-tax net operating income$2,339,0002,969
Securities gains (losses)$02,146
Applicable income taxes$572,0002,577
Income before extraordinary items$1,767,0003,078
Extraordinary gains, net$039
Net income$1,767,0003,077
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0004,332
Cash dividends$1,225,0002,303
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,767,0003,070
2007-09-30 (YTD Data)Rank
Total interest income$8,179,0003,554
Total interest expense$3,242,0003,833
Net interest income$4,937,0003,265
Provision for loan and lease losses$61,0004,820
Total noninterest income$2,112,0001,721
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$824,0001,603
Trading account gains and fees$0184
Additional Noninterest Income$1,288,0001,526
Total noninterest expense$5,138,0002,620
Salaries and employee benefits$2,920,0002,544
Premises and equipment expense$714,0002,669
Additional noninterest expense$1,504,0002,613
Pre-tax net operating income$1,850,0002,999
Securities gains (losses)$01,655
Applicable income taxes$487,0002,569
Income before extraordinary items$1,363,0003,173
Extraordinary gains, net$033
Net income$1,363,0003,172
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0004,724
Cash dividends$676,0002,525
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,363,0003,157
2007-06-30 (YTD Data)Rank
Total interest income$5,367,0003,601
Total interest expense$2,107,0003,896
Net interest income$3,260,0003,318
Provision for loan and lease losses$46,0004,481
Total noninterest income$1,432,0001,727
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$538,0001,642
Trading account gains and fees$0168
Additional Noninterest Income$894,0001,509
Total noninterest expense$3,467,0002,624
Salaries and employee benefits$1,976,0002,549
Premises and equipment expense$483,0002,662
Additional noninterest expense$1,008,0002,612
Pre-tax net operating income$1,179,0003,157
Securities gains (losses)$01,444
Applicable income taxes$304,0002,720
Income before extraordinary items$875,0003,318
Extraordinary gains, net$029
Net income$875,0003,317
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0004,420
Cash dividends$440,0002,633
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$875,0003,298
2007-03-31 (YTD Data)Rank
Total interest income$2,668,0003,599
Total interest expense$1,038,0003,915
Net interest income$1,630,0003,315
Provision for loan and lease losses$30,0003,737
Total noninterest income$722,0001,697
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$260,0001,656
Trading account gains and fees$0195
Additional Noninterest Income$462,0001,445
Total noninterest expense$1,736,0002,628
Salaries and employee benefits$977,0002,593
Premises and equipment expense$272,0002,394
Additional noninterest expense$487,0002,680
Pre-tax net operating income$586,0003,173
Securities gains (losses)$01,187
Applicable income taxes$151,0002,733
Income before extraordinary items$435,0003,310
Extraordinary gains, net$022
Net income$435,0003,310
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0002,972
Cash dividends$220,0002,317
Sale, conversion, retirement of capital stock, net$0885
Net operating income$435,0003,286
2006-12-31 (YTD Data)Rank
Total interest income$9,984,0003,570
Total interest expense$3,549,0003,878
Net interest income$6,435,0003,334
Provision for loan and lease losses$151,0004,031
Total noninterest income$2,947,0001,660
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,194,0001,500
Trading account gains and fees$0130
Additional Noninterest Income$1,753,0001,484
Total noninterest expense$6,846,0002,569
Salaries and employee benefits$3,980,0002,452
Premises and equipment expense$1,123,0002,216
Additional noninterest expense$1,743,0002,901
Pre-tax net operating income$2,385,0003,233
Securities gains (losses)$4,0001,309
Applicable income taxes$568,0002,964
Income before extraordinary items$1,821,0003,317
Extraordinary gains, net$051
Net income$1,821,0003,316
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0003,535
Cash dividends$1,115,0002,382
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,817,9603,305
2006-09-30 (YTD Data)Rank
Total interest income$7,330,0003,611
Total interest expense$2,554,0003,899
Net interest income$4,776,0003,392
Provision for loan and lease losses$136,0003,555
Total noninterest income$2,260,0001,624
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$905,0001,496
Trading account gains and fees$0126
Additional Noninterest Income$1,355,0001,464
Total noninterest expense$5,208,0002,527
Salaries and employee benefits$3,082,0002,389
Premises and equipment expense$867,0002,157
Additional noninterest expense$1,259,0002,992
Pre-tax net operating income$1,692,0003,501
Securities gains (losses)$01,388
Applicable income taxes$439,0003,043
Income before extraordinary items$1,253,0003,624
Extraordinary gains, net$045
Net income$1,253,0003,626
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0003,229
Cash dividends$674,0002,491
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,253,0003,615
2006-06-30 (YTD Data)Rank
Total interest income$4,742,0003,638
Total interest expense$1,624,0003,913
Net interest income$3,118,0003,452
Provision for loan and lease losses$121,0002,975
Total noninterest income$1,565,0001,574
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$578,0001,537
Trading account gains and fees$0126
Additional Noninterest Income$987,0001,367
Total noninterest expense$3,492,0002,528
Salaries and employee benefits$2,093,0002,350
Premises and equipment expense$613,0002,045
Additional noninterest expense$786,0003,182
Pre-tax net operating income$1,070,0003,640
Securities gains (losses)$01,185
Applicable income taxes$270,0003,182
Income before extraordinary items$800,0003,751
Extraordinary gains, net$039
Net income$800,0003,754
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0004,558
Cash dividends$440,0002,564
Sale, conversion, retirement of capital stock, net$0887
Net operating income$800,0003,743
2006-03-31 (YTD Data)Rank
Total interest income$2,321,0003,648
Total interest expense$767,0003,931
Net interest income$1,554,0003,439
Provision for loan and lease losses$93,0002,093
Total noninterest income$843,0001,449
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$264,0001,612
Trading account gains and fees$0115
Additional Noninterest Income$579,0001,204
Total noninterest expense$1,759,0002,522
Salaries and employee benefits$1,061,0002,324
Premises and equipment expense$307,0002,047
Additional noninterest expense$391,0003,191
Pre-tax net operating income$545,0003,550
Securities gains (losses)$0955
Applicable income taxes$132,0003,216
Income before extraordinary items$413,0003,617
Extraordinary gains, net$021
Net income$413,0003,616
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0001,568
Cash dividends$220,0002,296
Sale, conversion, retirement of capital stock, net$0648
Net operating income$413,0003,598
2005-12-31 (YTD Data)Rank
Total interest income$8,259,0003,669
Total interest expense$2,194,0004,163
Net interest income$6,065,0003,388
Provision for loan and lease losses$113,0004,668
Total noninterest income$2,665,0001,779
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$959,0001,797
Trading account gains and fees$0138
Additional Noninterest Income$1,706,0001,511
Total noninterest expense$7,159,0002,338
Salaries and employee benefits$4,195,0002,185
Premises and equipment expense$1,189,0002,018
Additional noninterest expense$1,775,0002,787
Pre-tax net operating income$1,458,0004,457
Securities gains (losses)$43,000979
Applicable income taxes$270,0004,268
Income before extraordinary items$1,231,0004,285
Extraordinary gains, net$046
Net income$1,231,0004,286
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0004,650
Cash dividends$1,101,0002,277
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,195,7404,325
2005-09-30 (YTD Data)Rank
Total interest income$6,009,0003,707
Total interest expense$1,523,0004,242
Net interest income$4,486,0003,421
Provision for loan and lease losses$113,0003,996
Total noninterest income$1,940,0001,826
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$710,0001,810
Trading account gains and fees$0126
Additional Noninterest Income$1,230,0001,560
Total noninterest expense$5,186,0002,392
Salaries and employee benefits$3,027,0002,253
Premises and equipment expense$855,0002,080
Additional noninterest expense$1,304,0002,819
Pre-tax net operating income$1,127,0004,476
Securities gains (losses)$43,000942
Applicable income taxes$204,0004,388
Income before extraordinary items$966,0004,256
Extraordinary gains, net$035
Net income$966,0004,257
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0004,341
Cash dividends$661,0002,388
Sale, conversion, retirement of capital stock, net$0769
Net operating income$930,3104,326
2005-06-30 (YTD Data)Rank
Total interest income$3,885,0003,731
Total interest expense$933,0004,342
Net interest income$2,952,0003,443
Provision for loan and lease losses$90,0003,491
Total noninterest income$1,307,0001,797
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$458,0001,829
Trading account gains and fees$0116
Additional Noninterest Income$849,0001,511
Total noninterest expense$3,413,0002,404
Salaries and employee benefits$2,008,0002,251
Premises and equipment expense$562,0002,106
Additional noninterest expense$843,0002,877
Pre-tax net operating income$756,0004,418
Securities gains (losses)$43,000851
Applicable income taxes$142,0004,334
Income before extraordinary items$657,0004,175
Extraordinary gains, net$030
Net income$657,0004,176
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0004,061
Cash dividends$441,0002,410
Sale, conversion, retirement of capital stock, net$0643
Net operating income$621,7404,270
2005-03-31 (YTD Data)Rank
Total interest income$1,911,0003,735
Total interest expense$441,0004,386
Net interest income$1,470,0003,456
Provision for loan and lease losses$45,0003,327
Total noninterest income$665,0001,724
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$211,0001,918
Trading account gains and fees$0115
Additional Noninterest Income$454,0001,418
Total noninterest expense$1,649,0002,486
Salaries and employee benefits$977,0002,324
Premises and equipment expense$272,0002,187
Additional noninterest expense$400,0003,010
Pre-tax net operating income$441,0004,017
Securities gains (losses)$01,685
Applicable income taxes$82,0004,078
Income before extraordinary items$359,0003,902
Extraordinary gains, net$024
Net income$359,0003,904
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0003,504
Cash dividends$220,0002,102
Sale, conversion, retirement of capital stock, net$0491
Net operating income$359,0003,854
2004-12-31 (YTD Data)Rank
Total interest income$7,573,0003,563
Total interest expense$1,595,0004,350
Net interest income$5,978,0003,302
Provision for loan and lease losses$70,0005,501
Total noninterest income$2,350,0001,959
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$837,0002,053
Trading account gains and fees$0138
Additional Noninterest Income$1,513,0001,628
Total noninterest expense$6,133,0002,579
Salaries and employee benefits$3,615,0002,409
Premises and equipment expense$910,0002,501
Additional noninterest expense$1,608,0002,959
Pre-tax net operating income$2,125,0003,375
Securities gains (losses)$5,0003,151
Applicable income taxes$429,0003,595
Income before extraordinary items$1,701,0003,320
Extraordinary gains, net$034
Net income$1,701,0003,318
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$112,0003,462
Cash dividends$1,046,0002,244
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,697,0003,257
2004-09-30 (YTD Data)Rank
Total interest income$5,642,0003,562
Total interest expense$1,171,0004,360
Net interest income$4,471,0003,294
Provision for loan and lease losses$55,0005,258
Total noninterest income$1,727,0002,002
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$625,0002,086
Trading account gains and fees$0134
Additional Noninterest Income$1,102,0001,657
Total noninterest expense$4,451,0002,639
Salaries and employee benefits$2,648,0002,439
Premises and equipment expense$650,0002,595
Additional noninterest expense$1,153,0003,047
Pre-tax net operating income$1,692,0003,304
Securities gains (losses)$03,710
Applicable income taxes$375,0003,419
Income before extraordinary items$1,317,0003,317
Extraordinary gains, net$026
Net income$1,317,0003,318
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$89,0002,980
Cash dividends$627,0002,346
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,317,0003,230
2004-06-30 (YTD Data)Rank
Total interest income$3,738,0003,573
Total interest expense$774,0004,371
Net interest income$2,964,0003,301
Provision for loan and lease losses$30,0005,293
Total noninterest income$1,160,0001,976
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$379,0002,249
Trading account gains and fees$0130
Additional Noninterest Income$781,0001,569
Total noninterest expense$2,950,0002,656
Salaries and employee benefits$1,769,0002,424
Premises and equipment expense$427,0002,629
Additional noninterest expense$754,0003,106
Pre-tax net operating income$1,144,0003,221
Securities gains (losses)$03,413
Applicable income taxes$251,0003,386
Income before extraordinary items$893,0003,241
Extraordinary gains, net$021
Net income$893,0003,241
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0003,672
Cash dividends$418,0002,396
Sale, conversion, retirement of capital stock, net$0638
Net operating income$893,0003,152
2004-03-31 (YTD Data)Rank
Total interest income$1,886,0003,546
Total interest expense$395,0004,375
Net interest income$1,491,0003,278
Provision for loan and lease losses$15,0005,048
Total noninterest income$584,0001,930
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$170,0002,405
Trading account gains and fees$0121
Additional Noninterest Income$414,0001,503
Total noninterest expense$1,440,0002,737
Salaries and employee benefits$880,0002,464
Premises and equipment expense$218,0002,599
Additional noninterest expense$342,0003,360
Pre-tax net operating income$620,0002,999
Securities gains (losses)$02,934
Applicable income taxes$131,0003,339
Income before extraordinary items$489,0002,999
Extraordinary gains, net$016
Net income$489,0002,999
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,405
Cash dividends$209,0002,117
Sale, conversion, retirement of capital stock, net$0464
Net operating income$489,0002,892
2003-12-31 (YTD Data)Rank
Total interest income$8,099,0003,409
Total interest expense$2,032,0003,984
Net interest income$6,067,0003,150
Provision for loan and lease losses$168,0004,383
Total noninterest income$2,097,0002,249
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$626,0002,621
Trading account gains and fees$0160
Additional Noninterest Income$1,471,0001,850
Total noninterest expense$5,533,0002,801
Salaries and employee benefits$3,269,0002,560
Premises and equipment expense$850,0002,609
Additional noninterest expense$1,414,0003,252
Pre-tax net operating income$2,463,0002,924
Securities gains (losses)$18,0003,281
Applicable income taxes$563,0003,177
Income before extraordinary items$1,918,0002,956
Extraordinary gains, net$054
Net income$1,918,0002,955
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$131,0003,600
Cash dividends$990,0002,355
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,904,1402,851
2003-09-30 (YTD Data)Rank
Total interest income$6,129,0003,429
Total interest expense$1,610,0003,926
Net interest income$4,519,0003,182
Provision for loan and lease losses$163,0003,753
Total noninterest income$1,586,0002,267
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$481,0002,564
Trading account gains and fees$0153
Additional Noninterest Income$1,105,0001,909
Total noninterest expense$4,074,0002,854
Salaries and employee benefits$2,411,0002,611
Premises and equipment expense$618,0002,700
Additional noninterest expense$1,045,0003,266
Pre-tax net operating income$1,868,0002,989
Securities gains (losses)$04,204
Applicable income taxes$455,0003,192
Income before extraordinary items$1,413,0003,106
Extraordinary gains, net$040
Net income$1,413,0003,105
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$114,0003,038
Cash dividends$594,0002,450
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,413,0002,948
2003-06-30 (YTD Data)Rank
Total interest income$4,116,0003,431
Total interest expense$1,157,0003,785
Net interest income$2,959,0003,228
Provision for loan and lease losses$95,0003,952
Total noninterest income$720,0002,951
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$315,0002,552
Trading account gains and fees$0150
Additional Noninterest Income$405,0002,782
Total noninterest expense$2,400,0003,159
Salaries and employee benefits$1,376,0003,011
Premises and equipment expense$403,0002,744
Additional noninterest expense$621,0003,615
Pre-tax net operating income$1,184,0003,112
Securities gains (losses)$03,782
Applicable income taxes$259,0003,492
Income before extraordinary items$925,0003,143
Extraordinary gains, net$030
Net income$925,0003,142
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0003,218
Cash dividends$396,0002,496
Sale, conversion, retirement of capital stock, net$0589
Net operating income$925,0002,977
2003-03-31 (YTD Data)Rank
Total interest income$2,070,0003,424
Total interest expense$596,0003,773
Net interest income$1,474,0003,223
Provision for loan and lease losses$58,0003,492
Total noninterest income$385,0002,743
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$155,0002,520
Trading account gains and fees$0134
Additional Noninterest Income$230,0002,478
Total noninterest expense$1,205,0003,135
Salaries and employee benefits$688,0003,003
Premises and equipment expense$206,0002,704
Additional noninterest expense$311,0003,559
Pre-tax net operating income$596,0003,096
Securities gains (losses)$02,891
Applicable income taxes$135,0003,410
Income before extraordinary items$461,0003,126
Extraordinary gains, net$021
Net income$461,0003,124
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0002,298
Cash dividends$198,0002,280
Sale, conversion, retirement of capital stock, net$0419
Net operating income$461,0002,966
2002-12-31 (YTD Data)Rank
Total interest income$8,646,0003,418
Total interest expense$2,828,0003,708
Net interest income$5,818,0003,228
Provision for loan and lease losses$190,0004,470
Total noninterest income$1,348,0002,832
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$694,0002,263
Trading account gains and fees$0153
Additional Noninterest Income$654,0002,821
Total noninterest expense$4,674,0003,105
Salaries and employee benefits$2,698,0002,909
Premises and equipment expense$823,0002,623
Additional noninterest expense$1,153,0003,735
Pre-tax net operating income$2,302,0003,076
Securities gains (losses)$20,0003,147
Applicable income taxes$519,0003,373
Income before extraordinary items$1,803,0003,036
Extraordinary gains, net$070
Net income$1,803,0003,035
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$232,0002,789
Cash dividends$1,042,0002,165
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,787,4002,962
2001-12-31 (YTD Data)Rank
Total interest income$9,865,0003,353
Total interest expense$4,064,0003,751
Net interest income$5,801,0003,028
Provision for loan and lease losses$130,0005,052
Total noninterest income$1,016,0003,306
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$628,0002,352
Trading account gains and fees$0177
Additional Noninterest Income$388,0003,596
Total noninterest expense$4,514,0003,089
Salaries and employee benefits$2,592,0002,860
Premises and equipment expense$752,0002,783
Additional noninterest expense$1,170,0003,587
Pre-tax net operating income$2,173,0002,989
Securities gains (losses)$18,0003,221
Applicable income taxes$564,0003,086
Income before extraordinary items$1,627,0003,035
Extraordinary gains, net$0105
Net income$1,627,0003,039
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$97,0004,101
Cash dividends$875,0002,492
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,613,6802,954
2000-12-31 (YTD Data)Rank
Total interest income$9,780,0003,464
Total interest expense$4,051,0003,929
Net interest income$5,729,0003,079
Provision for loan and lease losses$180,0003,942
Total noninterest income$882,0003,438
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$659,0002,094
Trading account gains and fees$0180
Additional Noninterest Income$223,0004,540
Total noninterest expense$4,351,0003,097
Salaries and employee benefits$2,516,0002,817
Premises and equipment expense$601,0003,271
Additional noninterest expense$1,234,0003,340
Pre-tax net operating income$2,080,0003,223
Securities gains (losses)$-6,0008,044
Applicable income taxes$583,0003,170
Income before extraordinary items$1,491,0003,274
Extraordinary gains, net$038
Net income$1,491,0003,273
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$98,0003,623
Cash dividends$701,0002,899
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,495,3203,257
1999-12-31 (YTD Data)Rank
Total interest income$9,268,0003,443
Total interest expense$3,735,0003,808
Net interest income$5,533,0003,139
Provision for loan and lease losses$180,0003,760
Total noninterest income$817,0003,571
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$622,0002,132
Trading account gains and fees$0173
Additional Noninterest Income$195,0004,999
Total noninterest expense$4,020,0003,300
Salaries and employee benefits$2,256,0003,083
Premises and equipment expense$610,0003,203
Additional noninterest expense$1,154,0003,567
Pre-tax net operating income$2,150,0003,158
Securities gains (losses)$-3,0008,917
Applicable income taxes$567,0003,345
Income before extraordinary items$1,580,0003,120
Extraordinary gains, net$035
Net income$1,580,0003,120
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0004,193
Cash dividends$554,0003,302
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,582,2203,085
1998-12-31 (YTD Data)Rank
Total interest income$8,813,0003,599
Total interest expense$3,726,0003,904
Net interest income$5,087,0003,336
Provision for loan and lease losses$170,0003,903
Total noninterest income$707,0003,951
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$494,0002,585
Trading account gains and fees$0224
Additional Noninterest Income$213,0004,806
Total noninterest expense$3,815,0003,363
Salaries and employee benefits$2,084,0003,203
Premises and equipment expense$561,0003,376
Additional noninterest expense$1,170,0003,449
Pre-tax net operating income$1,809,0003,616
Securities gains (losses)$04,449
Applicable income taxes$475,0003,972
Income before extraordinary items$1,334,0003,594
Extraordinary gains, net$032
Net income$1,334,0003,594
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$171,0002,703
Cash dividends$555,0003,289
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,334,0003,497
1997-12-31 (YTD Data)Rank
Total interest income$8,218,0003,876
Total interest expense$3,435,0004,202
Net interest income$4,783,0003,634
Provision for loan and lease losses$36,0007,137
Total noninterest income$678,0004,062
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$462,0002,829
Trading account gains and fees$0239
Additional Noninterest Income$216,0004,771
Total noninterest expense$3,521,0003,589
Salaries and employee benefits$1,944,0003,401
Premises and equipment expense$576,0003,268
Additional noninterest expense$1,001,0003,905
Pre-tax net operating income$1,904,0003,698
Securities gains (losses)$03,944
Applicable income taxes$521,0004,091
Income before extraordinary items$1,383,0003,605
Extraordinary gains, net$044
Net income$1,383,0003,606
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0005,336
Cash dividends$432,0003,795
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,383,0003,527
1996-12-31 (YTD Data)Rank
Total interest income$8,235,0003,922
Total interest expense$3,532,0004,161
Net interest income$4,703,0003,749
Provision for loan and lease losses$120,0004,568
Total noninterest income$539,0004,909
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$377,0003,508
Trading account gains and feesNANA
Additional Noninterest Income$162,0005,740
Total noninterest expense$3,482,0003,783
Salaries and employee benefits$1,827,0003,621
Premises and equipment expense$601,0003,214
Additional noninterest expense$1,054,0004,216
Pre-tax net operating income$1,640,0004,049
Securities gains (losses)$04,148
Applicable income taxes$460,0004,430
Income before extraordinary items$1,180,0003,926
Extraordinary gains, net$053
Net income$1,180,0003,927
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0005,641
Cash dividends$1,065,0002,039
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,180,0003,881
1995-12-31 (YTD Data)Rank
Total interest income$7,895,0004,060
Total interest expense$3,397,0004,272
Net interest income$4,498,0003,902
Provision for loan and lease losses$30,0007,070
Total noninterest income$446,0005,577
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$317,0004,096
Trading account gains and feesNANA
Additional Noninterest Income$129,0006,436
Total noninterest expense$3,281,0003,967
Salaries and employee benefits$1,670,0003,882
Premises and equipment expense$532,0003,562
Additional noninterest expense$1,079,0004,094
Pre-tax net operating income$1,633,0004,152
Securities gains (losses)$03,831
Applicable income taxes$454,0004,503
Income before extraordinary items$1,179,0004,018
Extraordinary gains, net$065
Net income$1,179,0004,015
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0008,657
Cash dividends$735,0002,577
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,179,0003,996
1994-12-31 (YTD Data)Rank
Total interest income$6,765,0004,356
Total interest expense$2,403,0004,812
Net interest income$4,362,0004,037
Provision for loan and lease losses$30,0007,083
Total noninterest income$443,0005,741
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$290,0004,488
Trading account gains and feesNANA
Additional Noninterest Income$153,0006,154
Total noninterest expense$3,244,0004,123
Salaries and employee benefits$1,611,0004,007
Premises and equipment expense$503,0003,783
Additional noninterest expense$1,130,0004,270
Pre-tax net operating income$1,531,0004,341
Securities gains (losses)$10,0002,219
Applicable income taxes$429,0004,533
Income before extraordinary items$1,112,0004,131
Extraordinary gains, net$0249
Net income$1,112,0004,135
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0005,032
Cash dividends$855,0002,164
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,104,8004,203
1993-12-31 (YTD Data)Rank
Total interest income$6,428,0004,662
Total interest expense$2,488,0004,825
Net interest income$3,940,0004,470
Provision for loan and lease losses$30,0008,397
Total noninterest income$395,0006,540
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$277,0004,737
Trading account gains and feesNANA
Additional Noninterest Income$118,0007,354
Total noninterest expense$3,089,0004,396
Salaries and employee benefits$1,582,0004,073
Premises and equipment expense$490,0003,933
Additional noninterest expense$1,017,0004,856
Pre-tax net operating income$1,216,0005,133
Securities gains (losses)$07,477
Applicable income taxes$303,0006,046
Income before extraordinary items$913,0005,038
Extraordinary gains, net$26,0002,568
Net income$939,0005,070
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,00011,543
Cash dividends$562,0002,797
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$913,0004,814
1992-12-31 (YTD Data)Rank
Total interest income$7,163,0004,741
Total interest expense$3,220,0004,874
Net interest income$3,943,0004,510
Provision for loan and lease losses$90,0007,540
Total noninterest income$385,0006,687
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$210,0005,805
Trading account gains and feesNANA
Additional Noninterest Income$175,0006,128
Total noninterest expense$3,052,0004,454
Salaries and employee benefits$1,564,0004,066
Premises and equipment expense$383,0004,960
Additional noninterest expense$1,105,0004,672
Pre-tax net operating income$1,186,0004,962
Securities gains (losses)$4,0007,235
Applicable income taxes$277,0006,260
Income before extraordinary items$913,0004,878
Extraordinary gains, net$01,422
Net income$913,0004,926
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,00012,871
Cash dividends$538,0002,625
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$909,9204,572

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.