Home > The Shelby County State Bank > Income and Expense
The Shelby County State Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,558,000 | 3,589 |
| Total interest expense | $3,699,000 | 3,408 |
| Net interest income | $4,859,000 | 3,667 |
| Provision for loan and lease losses | $220,000 | 3,693 |
| Total noninterest income | $706,000 | 4,413 |
| Gross Fiduciary activities income | $13,000 | 1,482 |
| Service charges on deposit accounts | $581,000 | 2,368 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $112,000 | 7,533 |
| Total noninterest expense | $3,201,000 | 4,263 |
| Salaries and employee benefits | $1,621,000 | 3,980 |
| Premises and equipment expense | $405,000 | 4,666 |
| Additional noninterest expense | $1,175,000 | 4,270 |
| Pre-tax net operating income | $2,144,000 | 3,093 |
| Securities gains (losses) | $40,000 | 3,728 |
| Applicable income taxes | $544,000 | 3,887 |
| Income before extraordinary items | $1,640,000 | 2,979 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,640,000 | 3,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 8,052 |
| Cash dividends | $604,000 | 2,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,610,000 | 2,870 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,556,000 | 3,652 |
| Total interest expense | $4,509,000 | 3,644 |
| Net interest income | $5,047,000 | 3,598 |
| Provision for loan and lease losses | $240,000 | 4,686 |
| Total noninterest income | $605,000 | 4,926 |
| Gross Fiduciary activities income | $3,000 | 1,618 |
| Service charges on deposit accounts | $471,000 | 2,964 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $131,000 | 7,138 |
| Total noninterest expense | $3,072,000 | 4,424 |
| Salaries and employee benefits | $1,551,000 | 4,093 |
| Premises and equipment expense | $357,000 | 5,287 |
| Additional noninterest expense | $1,164,000 | 4,464 |
| Pre-tax net operating income | $2,340,000 | 2,662 |
| Securities gains (losses) | $12,000 | 6,245 |
| Applicable income taxes | $626,000 | 3,312 |
| Income before extraordinary items | $1,726,000 | 2,661 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,726,000 | 2,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 4,797 |
| Cash dividends | $410,000 | 3,240 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,717,240 | 2,476 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.