Home > The Shelby County State Bank > Assets and Liabilities
The Shelby County State Bank, Assets and Liabilities
| 1993-12-31 | Rank | |
| # of Employees: | 48 | 4,316 |
| Assets and Liabilities | ||
| Total Assets: | $130,033,000 | 3,492 |
| Cash and due from depository institutions | $7,564,000 | 4,316 |
| Interest-bearing balances | $1,177,000 | 3,172 |
| Securities | $55,927,000 | 2,476 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 4,365 |
| Net loans & leases | $60,023,000 | 4,106 |
| Loan loss allowance | $934,000 | 3,917 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,011,000 | 6,084 |
| Other real estate owned | $410,000 | 4,316 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,098,000 | 3,353 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $130,033,000 | 3,492 |
| Total liabilities | $112,419,000 | 3,661 |
| Total deposits | $111,894,000 | 3,501 |
| Interest-bearing deposits | $100,094,000 | 3,394 |
| Deposits held in domestic offices | $111,894,000 | 3,493 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $525,000 | 5,158 |
| Total equity capital | $17,614,000 | 2,290 |
| Total bank equity capital | $17,614,000 | 2,290 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,023,000 | 3,722 |
| Surplus | $3,977,000 | 3,356 |
| Undivided profits | $12,614,000 | 1,878 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $406,000 | 5,527 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,073,000 | 1,617 |
| Earning assets | $120,127,000 | 3,462 |
| Long-term assets (5+ years) | $24,872,000 | 2,231 |
| Average Assets, year-to-date | $128,617,000 | 3,442 |
| Average Assets, quarterly | $129,447,000 | 3,487 |
| Volatile liabilities | $4,075,000 | 7,251 |
| Insider loans | $40,000 | 10,827 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $4,000 | 1,678 |
| Unused loan commitments | $11,608,000 | 2,776 |
| Tier 1 (core) risk-based capital | $17,614,000 | 2,221 |
| Tier 2 risk-based capital | $903,580 | 3,169 |
| Total risk weighted assets | $72,255,880 | 3,546 |
| Total unused commitments | $11,608,000 | 2,798 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 47 | 4,481 |
| Assets and Liabilities | ||
| Total Assets: | $128,921,000 | 3,602 |
| Cash and due from depository institutions | $10,254,000 | 4,481 |
| Interest-bearing balances | $1,139,000 | 3,566 |
| Securities | $56,875,000 | 2,385 |
| Federal funds sold & reverse repurchase agreements | $2,200,000 | 6,106 |
| Net loans & leases | $56,030,000 | 4,409 |
| Loan loss allowance | $730,000 | 4,838 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,107,000 | 5,807 |
| Other real estate owned | $252,000 | 4,481 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,203,000 | 3,285 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $128,921,000 | 3,602 |
| Total liabilities | $112,345,000 | 3,772 |
| Total deposits | $111,835,000 | 3,621 |
| Interest-bearing deposits | $99,715,000 | 3,542 |
| Deposits held in domestic offices | $111,835,000 | 3,612 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $510,000 | 5,734 |
| Total equity capital | $16,576,000 | 2,318 |
| Total bank equity capital | $16,576,000 | 2,318 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,023,000 | 3,885 |
| Surplus | $3,977,000 | 3,237 |
| Undivided profits | $11,576,000 | 1,894 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $528,000 | 5,460 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,093,000 | 1,774 |
| Earning assets | $116,244,000 | 3,639 |
| Long-term assets (5+ years) | $22,101,000 | 2,407 |
| Average Assets, year-to-date | $124,215,600 | 3,649 |
| Average Assets, quarterly | $126,247,000 | 3,640 |
| Volatile liabilities | $3,648,000 | 7,803 |
| Insider loans | $7,000 | 9,040 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $11,094,000 | 2,739 |
| Tier 1 (core) risk-based capital | $16,576,000 | 2,258 |
| Tier 2 risk-based capital | $730,000 | 3,829 |
| Total risk weighted assets | $70,911,400 | 3,668 |
| Total unused commitments | $11,094,000 | 2,753 |
| Derivatives | $0 | 651 |