Home > The Shawnee State Bank > Income and Expense
The Shawnee State Bank, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $15,541,000 | 2,171 |
| Total interest expense | $5,899,000 | 2,588 |
| Net interest income | $9,642,000 | 1,847 |
| Provision for loan and lease losses | $377,000 | 2,180 |
| Total noninterest income | $1,358,000 | 2,469 |
| Gross Fiduciary activities income | $39,000 | 1,279 |
| Service charges on deposit accounts | $681,000 | 1,988 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $638,000 | 2,457 |
| Total noninterest expense | $6,180,000 | 2,221 |
| Salaries and employee benefits | $3,784,000 | 1,752 |
| Premises and equipment expense | $611,000 | 3,149 |
| Additional noninterest expense | $1,785,000 | 2,717 |
| Pre-tax net operating income | $4,443,000 | 1,632 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,592,000 | 1,516 |
| Income before extraordinary items | $2,851,000 | 1,738 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,851,000 | 1,739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $224,000 | 2,499 |
| Cash dividends | $800,000 | 2,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,851,000 | 1,706 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $15,309,000 | 2,203 |
| Total interest expense | $5,663,000 | 2,716 |
| Net interest income | $9,646,000 | 1,849 |
| Provision for loan and lease losses | $1,184,000 | 842 |
| Total noninterest income | $1,432,000 | 2,366 |
| Gross Fiduciary activities income | $92,000 | 1,178 |
| Service charges on deposit accounts | $679,000 | 1,986 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $661,000 | 2,386 |
| Total noninterest expense | $6,268,000 | 2,182 |
| Salaries and employee benefits | $3,678,000 | 1,801 |
| Premises and equipment expense | $529,000 | 3,581 |
| Additional noninterest expense | $2,061,000 | 2,343 |
| Pre-tax net operating income | $3,626,000 | 2,028 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,307,000 | 1,860 |
| Income before extraordinary items | $2,319,000 | 2,179 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,319,000 | 2,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $216,000 | 2,379 |
| Cash dividends | $650,000 | 2,777 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,319,000 | 2,152 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $13,899,000 | 2,205 |
| Total interest expense | $4,719,000 | 2,597 |
| Net interest income | $9,180,000 | 1,975 |
| Provision for loan and lease losses | $964,000 | 951 |
| Total noninterest income | $1,419,000 | 2,408 |
| Gross Fiduciary activities income | $32,000 | 1,374 |
| Service charges on deposit accounts | $689,000 | 1,957 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $698,000 | 2,337 |
| Total noninterest expense | $5,914,000 | 2,376 |
| Salaries and employee benefits | $3,511,000 | 1,904 |
| Premises and equipment expense | $471,000 | 4,002 |
| Additional noninterest expense | $1,932,000 | 2,648 |
| Pre-tax net operating income | $3,721,000 | 1,914 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,379,000 | 1,671 |
| Income before extraordinary items | $2,342,000 | 2,090 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,342,000 | 2,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,350,000 | 736 |
| Cash dividends | $600,000 | 2,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,342,000 | 2,107 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $13,133,000 | 2,351 |
| Total interest expense | $4,716,000 | 2,733 |
| Net interest income | $8,417,000 | 2,144 |
| Provision for loan and lease losses | $525,000 | 2,025 |
| Total noninterest income | $1,590,000 | 2,328 |
| Gross Fiduciary activities income | $33,000 | 1,398 |
| Service charges on deposit accounts | $703,000 | 1,937 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $854,000 | 2,287 |
| Total noninterest expense | $6,029,000 | 2,383 |
| Salaries and employee benefits | $3,380,000 | 1,961 |
| Premises and equipment expense | $497,000 | 3,884 |
| Additional noninterest expense | $2,152,000 | 2,569 |
| Pre-tax net operating income | $3,453,000 | 1,973 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,317,000 | 1,773 |
| Income before extraordinary items | $2,136,000 | 2,342 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,136,000 | 2,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 5,115 |
| Cash dividends | $550,000 | 2,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,136,000 | 2,203 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $14,232,000 | 2,469 |
| Total interest expense | $5,900,000 | 2,823 |
| Net interest income | $8,332,000 | 2,181 |
| Provision for loan and lease losses | $775,000 | 2,197 |
| Total noninterest income | $1,288,000 | 2,695 |
| Gross Fiduciary activities income | $30,000 | 1,435 |
| Service charges on deposit accounts | $666,000 | 2,044 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $592,000 | 2,840 |
| Total noninterest expense | $5,838,000 | 2,483 |
| Salaries and employee benefits | $3,273,000 | 2,004 |
| Premises and equipment expense | $474,000 | 4,158 |
| Additional noninterest expense | $2,091,000 | 2,696 |
| Pre-tax net operating income | $3,007,000 | 2,069 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $1,133,000 | 1,866 |
| Income before extraordinary items | $1,876,000 | 2,443 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,876,000 | 2,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $307,000 | 3,279 |
| Cash dividends | $500,000 | 2,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,874,720 | 2,272 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.