Home > The Seymour National Bank > Income and Expense
The Seymour National Bank, Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $12,248,000 | 2,865 |
| Total interest expense | $5,754,000 | 2,895 |
| Net interest income | $6,494,000 | 2,818 |
| Provision for loan and lease losses | $270,000 | 4,396 |
| Total noninterest income | $762,000 | 4,113 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $498,000 | 2,793 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $264,000 | 4,795 |
| Total noninterest expense | $3,980,000 | 3,516 |
| Salaries and employee benefits | $2,145,000 | 3,008 |
| Premises and equipment expense | $465,000 | 4,231 |
| Additional noninterest expense | $1,370,000 | 3,876 |
| Pre-tax net operating income | $3,006,000 | 2,070 |
| Securities gains (losses) | $-6,000 | 13,123 |
| Applicable income taxes | $1,097,000 | 1,940 |
| Income before extraordinary items | $1,903,000 | 2,403 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,903,000 | 2,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $357,000 | 3,024 |
| Cash dividends | $201,000 | 4,974 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,906,840 | 2,227 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.