Home > The Seymour Bank > Income and Expense
The Seymour Bank, Income and Expense
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $11,283,000 | 2,860 |
| Total interest expense | $4,843,000 | 2,529 |
| Net interest income | $6,440,000 | 3,026 |
| Provision for loan and lease losses | $86,000 | 2,595 |
| Total noninterest income | $1,351,000 | 2,391 |
| Gross Fiduciary activities income | $0 | 1,000 |
| Service charges on deposit accounts | $248,000 | 2,439 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,103,000 | 2,151 |
| Total noninterest expense | $6,353,000 | 2,768 |
| Salaries and employee benefits | $3,399,000 | 2,808 |
| Premises and equipment expense | $890,000 | 2,189 |
| Additional noninterest expense | $1,103,000 | 2,151 |
| Pre-tax net operating income | $1,352,000 | 3,232 |
| Securities gains (losses) | $0 | 940 |
| Applicable income taxes | $221,000 | 2,318 |
| Income before extraordinary items | $1,131,000 | 3,267 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,131,000 | 3,299 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,131,000 | 3,267 |
| Net charge-offs | $69,000 | 1,939 |
| Cash dividends | $0 | 3,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $1,131,000 | 3,282 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $8,306,000 | 2,872 |
| Total interest expense | $3,564,000 | 2,534 |
| Net interest income | $4,742,000 | 3,039 |
| Provision for loan and lease losses | $48,000 | 2,572 |
| Total noninterest income | $1,009,000 | 2,386 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $213,000 | 2,274 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $796,000 | 2,173 |
| Total noninterest expense | $4,755,000 | 2,747 |
| Salaries and employee benefits | $2,567,000 | 2,791 |
| Premises and equipment expense | $672,000 | 2,172 |
| Additional noninterest expense | $796,000 | 2,173 |
| Pre-tax net operating income | $948,000 | 3,312 |
| Securities gains (losses) | $0 | 930 |
| Applicable income taxes | $146,000 | 2,397 |
| Income before extraordinary items | $802,000 | 3,330 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $802,000 | 3,367 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $802,000 | 3,333 |
| Net charge-offs | $31,000 | 1,939 |
| Cash dividends | $0 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $802,000 | 3,339 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $5,413,000 | 2,893 |
| Total interest expense | $2,341,000 | 2,529 |
| Net interest income | $3,072,000 | 3,068 |
| Provision for loan and lease losses | $52,000 | 2,255 |
| Total noninterest income | $641,000 | 2,415 |
| Gross Fiduciary activities income | $0 | 962 |
| Service charges on deposit accounts | $122,000 | 2,434 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $519,000 | 2,166 |
| Total noninterest expense | $3,111,000 | 2,755 |
| Salaries and employee benefits | $1,704,000 | 2,787 |
| Premises and equipment expense | $449,000 | 2,162 |
| Additional noninterest expense | $519,000 | 2,166 |
| Pre-tax net operating income | $550,000 | 3,429 |
| Securities gains (losses) | $0 | 628 |
| Applicable income taxes | $72,000 | 2,536 |
| Income before extraordinary items | $478,000 | 3,397 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $478,000 | 3,437 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $478,000 | 3,400 |
| Net charge-offs | $12,000 | 1,964 |
| Cash dividends | $0 | 2,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $478,000 | 3,414 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $2,650,000 | 2,898 |
| Total interest expense | $1,184,000 | 2,490 |
| Net interest income | $1,466,000 | 3,130 |
| Provision for loan and lease losses | $41,000 | 1,784 |
| Total noninterest income | $309,000 | 2,403 |
| Gross Fiduciary activities income | $0 | 895 |
| Service charges on deposit accounts | $62,000 | 2,418 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $247,000 | 2,158 |
| Total noninterest expense | $1,555,000 | 2,759 |
| Salaries and employee benefits | $848,000 | 2,793 |
| Premises and equipment expense | $250,000 | 2,052 |
| Additional noninterest expense | $247,000 | 2,158 |
| Pre-tax net operating income | $179,000 | 3,658 |
| Securities gains (losses) | $0 | 689 |
| Applicable income taxes | $24,000 | 2,654 |
| Income before extraordinary items | $155,000 | 3,670 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $155,000 | 3,708 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $155,000 | 3,671 |
| Net charge-offs | $0 | 2,217 |
| Cash dividends | $0 | 2,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $155,000 | 3,670 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $9,478,000 | 2,919 |
| Total interest expense | $2,940,000 | 2,638 |
| Net interest income | $6,538,000 | 2,987 |
| Provision for loan and lease losses | $371,000 | 1,493 |
| Total noninterest income | $1,360,000 | 2,391 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $308,000 | 2,158 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,052,000 | 2,238 |
| Total noninterest expense | $6,339,000 | 2,696 |
| Salaries and employee benefits | $3,255,000 | 2,823 |
| Premises and equipment expense | $985,000 | 2,043 |
| Additional noninterest expense | $1,052,000 | 2,238 |
| Pre-tax net operating income | $1,188,000 | 3,446 |
| Securities gains (losses) | $-131,000 | 3,847 |
| Applicable income taxes | $124,000 | 2,696 |
| Income before extraordinary items | $933,000 | 3,532 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $933,000 | 3,569 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $933,000 | 3,533 |
| Net charge-offs | $18,000 | 2,246 |
| Cash dividends | $712,000 | 2,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $1,048,280 | 3,449 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $6,975,000 | 2,915 |
| Total interest expense | $1,874,000 | 2,723 |
| Net interest income | $5,101,000 | 2,947 |
| Provision for loan and lease losses | $323,000 | 1,289 |
| Total noninterest income | $989,000 | 2,430 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $216,000 | 2,253 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $773,000 | 2,243 |
| Total noninterest expense | $4,619,000 | 2,737 |
| Salaries and employee benefits | $2,441,000 | 2,818 |
| Premises and equipment expense | $756,000 | 2,019 |
| Additional noninterest expense | $773,000 | 2,243 |
| Pre-tax net operating income | $1,148,000 | 3,311 |
| Securities gains (losses) | $-131,000 | 4,070 |
| Applicable income taxes | $146,000 | 2,506 |
| Income before extraordinary items | $871,000 | 3,418 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $871,000 | 3,450 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $871,000 | 3,418 |
| Net charge-offs | $13,000 | 2,056 |
| Cash dividends | $712,000 | 1,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $983,660 | 3,338 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $4,531,000 | 2,926 |
| Total interest expense | $1,034,000 | 2,779 |
| Net interest income | $3,497,000 | 2,931 |
| Provision for loan and lease losses | $278,000 | 1,110 |
| Total noninterest income | $687,000 | 2,340 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $151,000 | 2,182 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $536,000 | 2,128 |
| Total noninterest expense | $3,003,000 | 2,762 |
| Salaries and employee benefits | $1,628,000 | 2,816 |
| Premises and equipment expense | $506,000 | 2,005 |
| Additional noninterest expense | $536,000 | 2,125 |
| Pre-tax net operating income | $903,000 | 3,149 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $141,000 | 2,362 |
| Income before extraordinary items | $762,000 | 3,172 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $762,000 | 3,205 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $762,000 | 3,171 |
| Net charge-offs | $8,000 | 1,884 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $762,000 | 3,184 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,191,000 | 2,966 |
| Total interest expense | $423,000 | 2,800 |
| Net interest income | $1,768,000 | 2,935 |
| Provision for loan and lease losses | $56,000 | 1,641 |
| Total noninterest income | $316,000 | 2,434 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $63,000 | 2,425 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $253,000 | 2,176 |
| Total noninterest expense | $1,497,000 | 2,810 |
| Salaries and employee benefits | $824,000 | 2,843 |
| Premises and equipment expense | $223,000 | 2,197 |
| Additional noninterest expense | $253,000 | 2,176 |
| Pre-tax net operating income | $531,000 | 3,031 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $93,000 | 2,191 |
| Income before extraordinary items | $438,000 | 3,078 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $438,000 | 3,077 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $438,000 | 3,078 |
| Net charge-offs | $9,000 | 1,398 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $438,000 | 3,101 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $7,722,000 | 2,909 |
| Total interest expense | $1,071,000 | 2,323 |
| Net interest income | $6,651,000 | 2,963 |
| Provision for loan and lease losses | $266,000 | 1,600 |
| Total noninterest income | $1,484,000 | 2,359 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $183,000 | 2,843 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,301,000 | 2,054 |
| Total noninterest expense | $5,797,000 | 2,801 |
| Salaries and employee benefits | $3,126,000 | 2,881 |
| Premises and equipment expense | $856,000 | 2,208 |
| Additional noninterest expense | $1,301,000 | 2,054 |
| Pre-tax net operating income | $2,072,000 | 3,091 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $310,000 | 2,394 |
| Income before extraordinary items | $1,762,000 | 3,085 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,762,000 | 3,082 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $1,762,000 | 3,084 |
| Net charge-offs | $-34,000 | 3,970 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $1,762,000 | 3,121 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $5,669,000 | 2,887 |
| Total interest expense | $762,000 | 2,096 |
| Net interest income | $4,907,000 | 2,960 |
| Provision for loan and lease losses | $248,000 | 1,349 |
| Total noninterest income | $1,147,000 | 2,343 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $159,000 | 2,700 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $988,000 | 2,067 |
| Total noninterest expense | $4,278,000 | 2,810 |
| Salaries and employee benefits | $2,374,000 | 2,845 |
| Premises and equipment expense | $623,000 | 2,274 |
| Additional noninterest expense | $988,000 | 2,067 |
| Pre-tax net operating income | $1,528,000 | 3,082 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $255,000 | 2,335 |
| Income before extraordinary items | $1,273,000 | 3,114 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,273,000 | 3,112 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,273,000 | 3,113 |
| Net charge-offs | $8,000 | 1,888 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,273,000 | 3,145 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $3,678,000 | 2,895 |
| Total interest expense | $507,000 | 1,937 |
| Net interest income | $3,171,000 | 2,977 |
| Provision for loan and lease losses | $34,000 | 2,060 |
| Total noninterest income | $832,000 | 2,266 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $100,000 | 2,777 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $732,000 | 2,009 |
| Total noninterest expense | $2,815,000 | 2,825 |
| Salaries and employee benefits | $1,582,000 | 2,852 |
| Premises and equipment expense | $416,000 | 2,272 |
| Additional noninterest expense | $817,000 | 2,947 |
| Pre-tax net operating income | $1,154,000 | 2,850 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $193,000 | 2,158 |
| Income before extraordinary items | $961,000 | 2,868 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $961,000 | 2,867 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $961,000 | 2,868 |
| Net charge-offs | $8,000 | 1,644 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $961,000 | 2,905 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,800,000 | 2,878 |
| Total interest expense | $268,000 | 1,830 |
| Net interest income | $1,532,000 | 2,986 |
| Provision for loan and lease losses | $14,000 | 1,948 |
| Total noninterest income | $352,000 | 2,404 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $50,000 | 2,748 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $302,000 | 2,176 |
| Total noninterest expense | $1,380,000 | 2,865 |
| Salaries and employee benefits | $777,000 | 2,884 |
| Premises and equipment expense | $201,000 | 2,327 |
| Additional noninterest expense | $402,000 | 2,961 |
| Pre-tax net operating income | $490,000 | 2,924 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $81,000 | 2,209 |
| Income before extraordinary items | $409,000 | 2,955 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $409,000 | 2,954 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $409,000 | 2,955 |
| Net charge-offs | $-2,000 | 3,266 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $409,000 | 2,982 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $7,367,000 | 2,922 |
| Total interest expense | $1,026,000 | 2,170 |
| Net interest income | $6,341,000 | 2,987 |
| Provision for loan and lease losses | $-149,000 | 4,273 |
| Total noninterest income | $1,368,000 | 2,646 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $201,000 | 2,688 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,167,000 | 2,476 |
| Total noninterest expense | $5,530,000 | 2,847 |
| Salaries and employee benefits | $3,039,000 | 2,908 |
| Premises and equipment expense | $902,000 | 2,160 |
| Additional noninterest expense | $1,589,000 | 3,002 |
| Pre-tax net operating income | $2,328,000 | 2,975 |
| Securities gains (losses) | $119,000 | 788 |
| Applicable income taxes | $387,000 | 2,279 |
| Income before extraordinary items | $2,060,000 | 2,985 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,060,000 | 2,985 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,060,000 | 2,985 |
| Net charge-offs | $-6,000 | 3,525 |
| Cash dividends | $300,000 | 3,096 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $1,960,040 | 3,030 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $5,613,000 | 2,953 |
| Total interest expense | $762,000 | 2,285 |
| Net interest income | $4,851,000 | 3,013 |
| Provision for loan and lease losses | $-173,000 | 4,427 |
| Total noninterest income | $974,000 | 2,739 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $151,000 | 2,689 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $823,000 | 2,576 |
| Total noninterest expense | $4,225,000 | 2,838 |
| Salaries and employee benefits | $2,293,000 | 2,913 |
| Premises and equipment expense | $736,000 | 2,083 |
| Additional noninterest expense | $1,196,000 | 3,000 |
| Pre-tax net operating income | $1,773,000 | 3,070 |
| Securities gains (losses) | $61,000 | 982 |
| Applicable income taxes | $333,000 | 2,246 |
| Income before extraordinary items | $1,501,000 | 3,128 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,501,000 | 3,128 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,501,000 | 3,128 |
| Net charge-offs | $-11,000 | 3,687 |
| Cash dividends | $300,000 | 2,640 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,450,980 | 3,163 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $3,908,000 | 2,920 |
| Total interest expense | $507,000 | 2,355 |
| Net interest income | $3,401,000 | 2,946 |
| Provision for loan and lease losses | $-117,000 | 4,502 |
| Total noninterest income | $629,000 | 2,740 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $95,000 | 2,714 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $534,000 | 2,569 |
| Total noninterest expense | $2,697,000 | 2,906 |
| Salaries and employee benefits | $1,528,000 | 2,914 |
| Premises and equipment expense | $413,000 | 2,297 |
| Additional noninterest expense | $756,000 | 3,095 |
| Pre-tax net operating income | $1,450,000 | 2,820 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $250,000 | 2,154 |
| Income before extraordinary items | $1,200,000 | 2,926 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,200,000 | 2,925 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,200,000 | 2,926 |
| Net charge-offs | $-9,000 | 3,778 |
| Cash dividends | $300,000 | 2,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,200,000 | 2,906 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,052,000 | 2,824 |
| Total interest expense | $259,000 | 2,393 |
| Net interest income | $1,793,000 | 2,840 |
| Provision for loan and lease losses | $-103,000 | 4,666 |
| Total noninterest income | $304,000 | 2,788 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $49,000 | 2,669 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $255,000 | 2,602 |
| Total noninterest expense | $1,272,000 | 2,993 |
| Salaries and employee benefits | $743,000 | 2,948 |
| Premises and equipment expense | $159,000 | 2,690 |
| Additional noninterest expense | $370,000 | 3,084 |
| Pre-tax net operating income | $928,000 | 2,472 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $144,000 | 2,035 |
| Income before extraordinary items | $784,000 | 2,540 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $784,000 | 2,538 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $784,000 | 2,540 |
| Net charge-offs | $-8,000 | 3,977 |
| Cash dividends | $300,000 | 1,548 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $784,000 | 2,510 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $7,266,000 | 3,027 |
| Total interest expense | $1,443,000 | 2,444 |
| Net interest income | $5,823,000 | 3,100 |
| Provision for loan and lease losses | $157,000 | 3,228 |
| Total noninterest income | $493,000 | 3,626 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $189,000 | 2,840 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $304,000 | 3,617 |
| Total noninterest expense | $5,113,000 | 2,959 |
| Salaries and employee benefits | $2,867,000 | 3,015 |
| Premises and equipment expense | $812,000 | 2,324 |
| Additional noninterest expense | $1,434,000 | 3,124 |
| Pre-tax net operating income | $1,046,000 | 3,658 |
| Securities gains (losses) | $482,000 | 614 |
| Applicable income taxes | $264,000 | 2,390 |
| Income before extraordinary items | $1,264,000 | 3,396 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,264,000 | 3,396 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,264,000 | 3,396 |
| Net charge-offs | $-17,000 | 4,360 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $863,940 | 3,735 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $5,546,000 | 3,029 |
| Total interest expense | $1,136,000 | 2,471 |
| Net interest income | $4,410,000 | 3,092 |
| Provision for loan and lease losses | $195,000 | 2,796 |
| Total noninterest income | $746,000 | 2,844 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $145,000 | 2,830 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $601,000 | 2,651 |
| Total noninterest expense | $3,843,000 | 2,953 |
| Salaries and employee benefits | $2,155,000 | 2,991 |
| Premises and equipment expense | $622,000 | 2,287 |
| Additional noninterest expense | $1,066,000 | 3,114 |
| Pre-tax net operating income | $1,118,000 | 3,315 |
| Securities gains (losses) | $167,000 | 980 |
| Applicable income taxes | $234,000 | 2,275 |
| Income before extraordinary items | $1,051,000 | 3,291 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,051,000 | 3,291 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,051,000 | 3,291 |
| Net charge-offs | $-12,000 | 4,294 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $914,060 | 3,413 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $3,764,000 | 3,031 |
| Total interest expense | $781,000 | 2,534 |
| Net interest income | $2,983,000 | 3,100 |
| Provision for loan and lease losses | $200,000 | 2,381 |
| Total noninterest income | $472,000 | 2,859 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $89,000 | 2,956 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $383,000 | 2,653 |
| Total noninterest expense | $2,583,000 | 2,937 |
| Salaries and employee benefits | $1,439,000 | 3,001 |
| Premises and equipment expense | $427,000 | 2,239 |
| Additional noninterest expense | $717,000 | 3,100 |
| Pre-tax net operating income | $672,000 | 3,436 |
| Securities gains (losses) | $167,000 | 771 |
| Applicable income taxes | $145,000 | 2,297 |
| Income before extraordinary items | $694,000 | 3,285 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $694,000 | 3,284 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $694,000 | 3,285 |
| Net charge-offs | $-5,000 | 4,124 |
| Cash dividends | $600,000 | 1,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $555,390 | 3,482 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,875,000 | 3,036 |
| Total interest expense | $417,000 | 2,567 |
| Net interest income | $1,458,000 | 3,103 |
| Provision for loan and lease losses | $185,000 | 1,504 |
| Total noninterest income | $204,000 | 2,988 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $54,000 | 2,968 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $150,000 | 2,772 |
| Total noninterest expense | $1,323,000 | 2,919 |
| Salaries and employee benefits | $739,000 | 2,976 |
| Premises and equipment expense | $196,000 | 2,372 |
| Additional noninterest expense | $388,000 | 2,987 |
| Pre-tax net operating income | $154,000 | 4,009 |
| Securities gains (losses) | $167,000 | 436 |
| Applicable income taxes | $28,000 | 2,733 |
| Income before extraordinary items | $293,000 | 3,315 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $293,000 | 3,315 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $293,000 | 3,316 |
| Net charge-offs | $0 | 2,581 |
| Cash dividends | $600,000 | 1,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $141,030 | 3,980 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $6,988,000 | 3,185 |
| Total interest expense | $1,506,000 | 2,738 |
| Net interest income | $5,482,000 | 3,256 |
| Provision for loan and lease losses | $-110,000 | 4,990 |
| Total noninterest income | $1,084,000 | 2,710 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $242,000 | 2,921 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $842,000 | 2,453 |
| Total noninterest expense | $5,307,000 | 2,899 |
| Salaries and employee benefits | $2,829,000 | 3,042 |
| Premises and equipment expense | $852,000 | 2,256 |
| Additional noninterest expense | $1,626,000 | 2,928 |
| Pre-tax net operating income | $1,369,000 | 3,509 |
| Securities gains (losses) | $31,000 | 1,450 |
| Applicable income taxes | $200,000 | 2,634 |
| Income before extraordinary items | $1,200,000 | 3,568 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,200,000 | 3,569 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,200,000 | 3,569 |
| Net charge-offs | $-260,000 | 5,024 |
| Cash dividends | $1,050,000 | 2,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,173,340 | 3,566 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $5,174,000 | 3,249 |
| Total interest expense | $1,076,000 | 2,820 |
| Net interest income | $4,098,000 | 3,302 |
| Provision for loan and lease losses | $-191,000 | 5,135 |
| Total noninterest income | $819,000 | 2,710 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $185,000 | 2,929 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $634,000 | 2,438 |
| Total noninterest expense | $3,953,000 | 2,924 |
| Salaries and employee benefits | $2,104,000 | 3,068 |
| Premises and equipment expense | $654,000 | 2,231 |
| Additional noninterest expense | $1,195,000 | 2,983 |
| Pre-tax net operating income | $1,155,000 | 3,447 |
| Securities gains (losses) | $14,000 | 1,557 |
| Applicable income taxes | $222,000 | 2,443 |
| Income before extraordinary items | $947,000 | 3,578 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $947,000 | 3,578 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $947,000 | 3,578 |
| Net charge-offs | $-256,000 | 5,103 |
| Cash dividends | $1,050,000 | 1,754 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $935,660 | 3,564 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $3,372,000 | 3,295 |
| Total interest expense | $674,000 | 2,896 |
| Net interest income | $2,698,000 | 3,342 |
| Provision for loan and lease losses | $-186,000 | 5,205 |
| Total noninterest income | $543,000 | 2,697 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $124,000 | 2,919 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $419,000 | 2,425 |
| Total noninterest expense | $2,583,000 | 2,982 |
| Salaries and employee benefits | $1,389,000 | 3,095 |
| Premises and equipment expense | $423,000 | 2,289 |
| Additional noninterest expense | $771,000 | 3,083 |
| Pre-tax net operating income | $844,000 | 3,323 |
| Securities gains (losses) | $14,000 | 1,135 |
| Applicable income taxes | $175,000 | 2,298 |
| Income before extraordinary items | $683,000 | 3,470 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $683,000 | 3,467 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $683,000 | 3,469 |
| Net charge-offs | $-249,000 | 5,174 |
| Cash dividends | $1,050,000 | 1,380 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $671,800 | 3,467 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,628,000 | 3,367 |
| Total interest expense | $318,000 | 2,949 |
| Net interest income | $1,310,000 | 3,427 |
| Provision for loan and lease losses | $-14,000 | 5,213 |
| Total noninterest income | $252,000 | 2,740 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $63,000 | 2,887 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $189,000 | 2,463 |
| Total noninterest expense | $1,319,000 | 2,964 |
| Salaries and employee benefits | $686,000 | 3,140 |
| Premises and equipment expense | $193,000 | 2,437 |
| Additional noninterest expense | $440,000 | 2,814 |
| Pre-tax net operating income | $257,000 | 3,953 |
| Securities gains (losses) | $14,000 | 643 |
| Applicable income taxes | $50,000 | 2,639 |
| Income before extraordinary items | $221,000 | 3,997 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $221,000 | 3,995 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $221,000 | 3,996 |
| Net charge-offs | $1,000 | 2,582 |
| Cash dividends | $1,050,000 | 783 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $209,520 | 4,047 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $6,295,000 | 3,349 |
| Total interest expense | $978,000 | 2,960 |
| Net interest income | $5,317,000 | 3,382 |
| Provision for loan and lease losses | $19,000 | 3,857 |
| Total noninterest income | $991,000 | 2,864 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $260,000 | 2,954 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $731,000 | 2,607 |
| Total noninterest expense | $4,953,000 | 3,071 |
| Salaries and employee benefits | $2,758,000 | 3,104 |
| Premises and equipment expense | $773,000 | 2,414 |
| Additional noninterest expense | $1,422,000 | 3,268 |
| Pre-tax net operating income | $1,336,000 | 3,685 |
| Securities gains (losses) | $-11,000 | 4,441 |
| Applicable income taxes | $244,000 | 2,551 |
| Income before extraordinary items | $1,081,000 | 3,805 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,081,000 | 3,803 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,081,000 | 3,804 |
| Net charge-offs | $67,000 | 2,430 |
| Cash dividends | $600,000 | 2,778 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,090,020 | 3,798 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $4,668,000 | 3,386 |
| Total interest expense | $713,000 | 2,932 |
| Net interest income | $3,955,000 | 3,426 |
| Provision for loan and lease losses | $46,000 | 3,230 |
| Total noninterest income | $788,000 | 2,818 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $192,000 | 2,987 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $596,000 | 2,531 |
| Total noninterest expense | $3,520,000 | 3,179 |
| Salaries and employee benefits | $2,029,000 | 3,140 |
| Premises and equipment expense | $542,000 | 2,539 |
| Additional noninterest expense | $949,000 | 3,498 |
| Pre-tax net operating income | $1,177,000 | 3,530 |
| Securities gains (losses) | $-12,000 | 4,815 |
| Applicable income taxes | $221,000 | 2,467 |
| Income before extraordinary items | $944,000 | 3,664 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $944,000 | 3,663 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $944,000 | 3,663 |
| Net charge-offs | $43,000 | 2,303 |
| Cash dividends | $600,000 | 2,189 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $953,720 | 3,661 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,081,000 | 3,388 |
| Total interest expense | $463,000 | 2,904 |
| Net interest income | $2,618,000 | 3,443 |
| Provision for loan and lease losses | $15,000 | 3,441 |
| Total noninterest income | $577,000 | 2,687 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $121,000 | 3,071 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $456,000 | 2,353 |
| Total noninterest expense | $2,293,000 | 3,251 |
| Salaries and employee benefits | $1,350,000 | 3,158 |
| Premises and equipment expense | $325,000 | 2,734 |
| Additional noninterest expense | $618,000 | 3,553 |
| Pre-tax net operating income | $887,000 | 3,333 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $166,000 | 2,356 |
| Income before extraordinary items | $721,000 | 3,452 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $721,000 | 3,451 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $721,000 | 3,451 |
| Net charge-offs | $-1,000 | 3,891 |
| Cash dividends | $600,000 | 1,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $721,000 | 3,451 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,509,000 | 3,426 |
| Total interest expense | $232,000 | 2,848 |
| Net interest income | $1,277,000 | 3,500 |
| Provision for loan and lease losses | $-2,000 | 5,392 |
| Total noninterest income | $192,000 | 3,233 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $52,000 | 3,304 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $140,000 | 2,924 |
| Total noninterest expense | $1,143,000 | 3,289 |
| Salaries and employee benefits | $667,000 | 3,205 |
| Premises and equipment expense | $165,000 | 2,745 |
| Additional noninterest expense | $311,000 | 3,579 |
| Pre-tax net operating income | $328,000 | 3,728 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $55,000 | 2,621 |
| Income before extraordinary items | $273,000 | 3,811 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $273,000 | 3,811 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $273,000 | 3,811 |
| Net charge-offs | $-6,000 | 4,537 |
| Cash dividends | $600,000 | 1,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $273,000 | 3,812 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $5,927,000 | 3,443 |
| Total interest expense | $859,000 | 2,813 |
| Net interest income | $5,068,000 | 3,500 |
| Provision for loan and lease losses | $58,000 | 3,491 |
| Total noninterest income | $641,000 | 3,598 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $224,000 | 3,303 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $417,000 | 3,402 |
| Total noninterest expense | $4,390,000 | 3,366 |
| Salaries and employee benefits | $2,500,000 | 3,334 |
| Premises and equipment expense | $651,000 | 2,783 |
| Additional noninterest expense | $1,239,000 | 3,608 |
| Pre-tax net operating income | $1,261,000 | 3,771 |
| Securities gains (losses) | $39,000 | 1,002 |
| Applicable income taxes | $351,000 | 2,669 |
| Income before extraordinary items | $949,000 | 3,778 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $949,000 | 3,777 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $949,000 | 3,778 |
| Net charge-offs | $85,000 | 2,580 |
| Cash dividends | $1,500,000 | 1,709 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $920,530 | 3,806 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,435,000 | 3,469 |
| Total interest expense | $643,000 | 2,810 |
| Net interest income | $3,792,000 | 3,536 |
| Provision for loan and lease losses | $58,000 | 3,139 |
| Total noninterest income | $484,000 | 3,619 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $166,000 | 3,344 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $318,000 | 3,394 |
| Total noninterest expense | $3,214,000 | 3,442 |
| Salaries and employee benefits | $1,868,000 | 3,347 |
| Premises and equipment expense | $483,000 | 2,823 |
| Additional noninterest expense | $863,000 | 3,768 |
| Pre-tax net operating income | $1,004,000 | 3,771 |
| Securities gains (losses) | $26,000 | 1,206 |
| Applicable income taxes | $280,000 | 2,528 |
| Income before extraordinary items | $750,000 | 3,935 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $750,000 | 3,934 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $750,000 | 3,935 |
| Net charge-offs | $74,000 | 2,161 |
| Cash dividends | $1,500,000 | 1,286 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $731,020 | 3,950 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,948,000 | 3,466 |
| Total interest expense | $427,000 | 2,750 |
| Net interest income | $2,521,000 | 3,547 |
| Provision for loan and lease losses | $40,000 | 2,995 |
| Total noninterest income | $333,000 | 3,568 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $109,000 | 3,363 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $224,000 | 3,327 |
| Total noninterest expense | $2,150,000 | 3,439 |
| Salaries and employee benefits | $1,254,000 | 3,357 |
| Premises and equipment expense | $295,000 | 2,988 |
| Additional noninterest expense | $601,000 | 3,693 |
| Pre-tax net operating income | $664,000 | 3,732 |
| Securities gains (losses) | $26,000 | 897 |
| Applicable income taxes | $194,000 | 2,506 |
| Income before extraordinary items | $496,000 | 3,910 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $496,000 | 3,908 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $496,000 | 3,910 |
| Net charge-offs | $86,000 | 1,635 |
| Cash dividends | $1,500,000 | 954 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $477,280 | 3,942 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,474,000 | 3,471 |
| Total interest expense | $208,000 | 2,782 |
| Net interest income | $1,266,000 | 3,552 |
| Provision for loan and lease losses | $6,000 | 3,298 |
| Total noninterest income | $175,000 | 3,488 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $51,000 | 3,476 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $124,000 | 3,177 |
| Total noninterest expense | $1,072,000 | 3,470 |
| Salaries and employee benefits | $632,000 | 3,376 |
| Premises and equipment expense | $148,000 | 3,020 |
| Additional noninterest expense | $292,000 | 3,777 |
| Pre-tax net operating income | $363,000 | 3,564 |
| Securities gains (losses) | $1,000 | 1,030 |
| Applicable income taxes | $115,000 | 2,334 |
| Income before extraordinary items | $249,000 | 3,877 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $249,000 | 3,875 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $249,000 | 3,877 |
| Net charge-offs | $3,000 | 2,592 |
| Cash dividends | $1,500,000 | 511 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $248,320 | 3,869 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $5,873,000 | 3,473 |
| Total interest expense | $854,000 | 2,696 |
| Net interest income | $5,019,000 | 3,571 |
| Provision for loan and lease losses | $84,000 | 3,275 |
| Total noninterest income | $621,000 | 3,761 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $181,000 | 3,711 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $440,000 | 3,428 |
| Total noninterest expense | $4,303,000 | 3,499 |
| Salaries and employee benefits | $2,345,000 | 3,528 |
| Premises and equipment expense | $655,000 | 2,861 |
| Additional noninterest expense | $1,303,000 | 3,637 |
| Pre-tax net operating income | $1,253,000 | 3,756 |
| Securities gains (losses) | $207,000 | 854 |
| Applicable income taxes | $451,000 | 2,341 |
| Income before extraordinary items | $1,009,000 | 3,873 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,009,000 | 3,871 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,009,000 | 3,872 |
| Net charge-offs | $153,000 | 2,201 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $866,170 | 4,023 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,456,000 | 3,470 |
| Total interest expense | $666,000 | 2,618 |
| Net interest income | $3,790,000 | 3,565 |
| Provision for loan and lease losses | $-8,000 | 5,631 |
| Total noninterest income | $458,000 | 3,817 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $127,000 | 3,830 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $331,000 | 3,441 |
| Total noninterest expense | $3,198,000 | 3,522 |
| Salaries and employee benefits | $1,775,000 | 3,504 |
| Premises and equipment expense | $506,000 | 2,809 |
| Additional noninterest expense | $917,000 | 3,797 |
| Pre-tax net operating income | $1,058,000 | 3,636 |
| Securities gains (losses) | $207,000 | 781 |
| Applicable income taxes | $372,000 | 2,301 |
| Income before extraordinary items | $893,000 | 3,711 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $893,000 | 3,709 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $893,000 | 3,711 |
| Net charge-offs | $-1,000 | 4,445 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $746,030 | 3,885 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,963,000 | 3,488 |
| Total interest expense | $458,000 | 2,573 |
| Net interest income | $2,505,000 | 3,600 |
| Provision for loan and lease losses | $26,000 | 3,403 |
| Total noninterest income | $313,000 | 3,777 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $82,000 | 3,882 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $231,000 | 3,400 |
| Total noninterest expense | $2,098,000 | 3,578 |
| Salaries and employee benefits | $1,178,000 | 3,541 |
| Premises and equipment expense | $318,000 | 2,931 |
| Additional noninterest expense | $602,000 | 3,853 |
| Pre-tax net operating income | $694,000 | 3,677 |
| Securities gains (losses) | $180,000 | 643 |
| Applicable income taxes | $236,000 | 2,354 |
| Income before extraordinary items | $638,000 | 3,570 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $638,000 | 3,566 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $638,000 | 3,568 |
| Net charge-offs | $-3,000 | 4,597 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $506,600 | 3,858 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,483,000 | 3,480 |
| Total interest expense | $240,000 | 2,505 |
| Net interest income | $1,243,000 | 3,626 |
| Provision for loan and lease losses | $64,000 | 1,925 |
| Total noninterest income | $156,000 | 3,762 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $39,000 | 3,951 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $117,000 | 3,311 |
| Total noninterest expense | $1,052,000 | 3,593 |
| Salaries and employee benefits | $591,000 | 3,555 |
| Premises and equipment expense | $162,000 | 2,923 |
| Additional noninterest expense | $299,000 | 3,897 |
| Pre-tax net operating income | $283,000 | 3,954 |
| Securities gains (losses) | $130,000 | 415 |
| Applicable income taxes | $89,000 | 2,545 |
| Income before extraordinary items | $324,000 | 3,496 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $324,000 | 3,492 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $324,000 | 3,494 |
| Net charge-offs | $2,000 | 2,815 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $222,600 | 4,039 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,988,000 | 3,448 |
| Total interest expense | $977,000 | 2,454 |
| Net interest income | $5,011,000 | 3,577 |
| Provision for loan and lease losses | $153,000 | 2,602 |
| Total noninterest income | $636,000 | 3,804 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $176,000 | 3,894 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $460,000 | 3,413 |
| Total noninterest expense | $4,219,000 | 3,602 |
| Salaries and employee benefits | $2,335,000 | 3,577 |
| Premises and equipment expense | $657,000 | 2,931 |
| Additional noninterest expense | $1,227,000 | 3,874 |
| Pre-tax net operating income | $1,275,000 | 3,756 |
| Securities gains (losses) | $129,000 | 1,010 |
| Applicable income taxes | $382,000 | 2,457 |
| Income before extraordinary items | $1,022,000 | 3,895 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,022,000 | 3,895 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,022,000 | 3,896 |
| Net charge-offs | $92,000 | 2,734 |
| Cash dividends | $1,125,000 | 1,993 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $927,830 | 3,988 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,483,000 | 3,481 |
| Total interest expense | $733,000 | 2,485 |
| Net interest income | $3,750,000 | 3,614 |
| Provision for loan and lease losses | $139,000 | 2,342 |
| Total noninterest income | $485,000 | 3,793 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $134,000 | 3,908 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $351,000 | 3,387 |
| Total noninterest expense | $3,105,000 | 3,659 |
| Salaries and employee benefits | $1,740,000 | 3,599 |
| Premises and equipment expense | $485,000 | 3,004 |
| Additional noninterest expense | $880,000 | 3,988 |
| Pre-tax net operating income | $991,000 | 3,759 |
| Securities gains (losses) | $65,000 | 1,295 |
| Applicable income taxes | $281,000 | 2,533 |
| Income before extraordinary items | $775,000 | 3,943 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $775,000 | 3,941 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $775,000 | 3,944 |
| Net charge-offs | $41,000 | 2,916 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $727,550 | 3,989 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,985,000 | 3,498 |
| Total interest expense | $486,000 | 2,506 |
| Net interest income | $2,499,000 | 3,621 |
| Provision for loan and lease losses | $100,000 | 2,201 |
| Total noninterest income | $279,000 | 4,050 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $86,000 | 3,954 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $193,000 | 3,683 |
| Total noninterest expense | $2,040,000 | 3,721 |
| Salaries and employee benefits | $1,154,000 | 3,641 |
| Premises and equipment expense | $303,000 | 3,144 |
| Additional noninterest expense | $583,000 | 4,025 |
| Pre-tax net operating income | $638,000 | 3,790 |
| Securities gains (losses) | $58,000 | 1,150 |
| Applicable income taxes | $180,000 | 2,568 |
| Income before extraordinary items | $516,000 | 3,916 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $516,000 | 3,917 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $516,000 | 3,919 |
| Net charge-offs | $7,000 | 3,368 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $473,080 | 4,004 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,485,000 | 3,519 |
| Total interest expense | $245,000 | 2,520 |
| Net interest income | $1,240,000 | 3,651 |
| Provision for loan and lease losses | $16,000 | 2,946 |
| Total noninterest income | $141,000 | 4,019 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $42,000 | 3,976 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $99,000 | 3,610 |
| Total noninterest expense | $1,001,000 | 3,795 |
| Salaries and employee benefits | $574,000 | 3,688 |
| Premises and equipment expense | $148,000 | 3,220 |
| Additional noninterest expense | $279,000 | 4,127 |
| Pre-tax net operating income | $364,000 | 3,550 |
| Securities gains (losses) | $13,000 | 1,390 |
| Applicable income taxes | $105,000 | 2,398 |
| Income before extraordinary items | $272,000 | 3,822 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $272,000 | 3,825 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $272,000 | 3,826 |
| Net charge-offs | $-1,000 | 4,352 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $262,640 | 3,792 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,289,000 | 3,414 |
| Total interest expense | $1,123,000 | 2,380 |
| Net interest income | $5,166,000 | 3,565 |
| Provision for loan and lease losses | $131,000 | 2,899 |
| Total noninterest income | $557,000 | 4,110 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $178,000 | 4,115 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $379,000 | 3,678 |
| Total noninterest expense | $4,397,000 | 3,601 |
| Salaries and employee benefits | $2,279,000 | 3,709 |
| Premises and equipment expense | $661,000 | 3,019 |
| Additional noninterest expense | $1,457,000 | 3,614 |
| Pre-tax net operating income | $1,195,000 | 3,855 |
| Securities gains (losses) | $273,000 | 651 |
| Applicable income taxes | $319,000 | 2,594 |
| Income before extraordinary items | $1,149,000 | 3,713 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,149,000 | 3,714 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,149,000 | 3,715 |
| Net charge-offs | $332,000 | 1,906 |
| Cash dividends | $750,000 | 2,380 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $936,060 | 4,014 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,780,000 | 3,417 |
| Total interest expense | $1,080,000 | 1,986 |
| Net interest income | $3,700,000 | 3,705 |
| Provision for loan and lease losses | $171,000 | 2,272 |
| Total noninterest income | $403,000 | 4,208 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $134,000 | 4,156 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $269,000 | 3,804 |
| Total noninterest expense | $3,103,000 | 3,766 |
| Salaries and employee benefits | $1,717,000 | 3,712 |
| Premises and equipment expense | $471,000 | 3,166 |
| Additional noninterest expense | $915,000 | 4,036 |
| Pre-tax net operating income | $829,000 | 4,072 |
| Securities gains (losses) | $264,000 | 520 |
| Applicable income taxes | $283,000 | 2,512 |
| Income before extraordinary items | $810,000 | 3,883 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $810,000 | 3,885 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $810,000 | 3,886 |
| Net charge-offs | $338,000 | 1,498 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $614,640 | 4,271 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,226,000 | 3,401 |
| Total interest expense | $817,000 | 1,807 |
| Net interest income | $2,409,000 | 3,769 |
| Provision for loan and lease losses | $146,000 | 1,973 |
| Total noninterest income | $289,000 | 4,095 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $88,000 | 4,159 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $201,000 | 3,623 |
| Total noninterest expense | $2,056,000 | 3,814 |
| Salaries and employee benefits | $1,134,000 | 3,753 |
| Premises and equipment expense | $304,000 | 3,262 |
| Additional noninterest expense | $618,000 | 4,029 |
| Pre-tax net operating income | $496,000 | 4,189 |
| Securities gains (losses) | $16,000 | 1,751 |
| Applicable income taxes | $99,000 | 3,016 |
| Income before extraordinary items | $413,000 | 4,262 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $413,000 | 4,266 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $413,000 | 4,267 |
| Net charge-offs | $183,000 | 1,667 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $400,040 | 4,265 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,605,000 | 3,430 |
| Total interest expense | $303,000 | 2,334 |
| Net interest income | $1,302,000 | 3,592 |
| Provision for loan and lease losses | $-24,000 | 6,430 |
| Total noninterest income | $125,000 | 4,294 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $43,000 | 4,189 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $82,000 | 3,857 |
| Total noninterest expense | $1,018,000 | 3,855 |
| Salaries and employee benefits | $560,000 | 3,827 |
| Premises and equipment expense | $155,000 | 3,267 |
| Additional noninterest expense | $303,000 | 4,081 |
| Pre-tax net operating income | $433,000 | 3,163 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $118,000 | 2,207 |
| Income before extraordinary items | $315,000 | 3,462 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $315,000 | 3,465 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $315,000 | 3,465 |
| Net charge-offs | $51,000 | 1,858 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $315,000 | 3,418 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,595,000 | 3,413 |
| Total interest expense | $1,288,000 | 2,434 |
| Net interest income | $5,307,000 | 3,559 |
| Provision for loan and lease losses | $63,000 | 4,065 |
| Total noninterest income | $717,000 | 3,817 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $212,000 | 4,003 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $505,000 | 3,348 |
| Total noninterest expense | $4,033,000 | 3,902 |
| Salaries and employee benefits | $2,213,000 | 3,852 |
| Premises and equipment expense | $636,000 | 3,164 |
| Additional noninterest expense | $1,184,000 | 4,233 |
| Pre-tax net operating income | $1,928,000 | 2,935 |
| Securities gains (losses) | $70,000 | 1,565 |
| Applicable income taxes | $625,000 | 1,926 |
| Income before extraordinary items | $1,373,000 | 3,322 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,373,000 | 3,324 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,373,000 | 3,325 |
| Net charge-offs | $230,000 | 2,858 |
| Cash dividends | $650,000 | 2,453 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,324,700 | 3,335 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,951,000 | 3,440 |
| Total interest expense | $983,000 | 2,474 |
| Net interest income | $3,968,000 | 3,584 |
| Provision for loan and lease losses | $228,000 | 2,392 |
| Total noninterest income | $573,000 | 3,775 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $162,000 | 4,003 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $411,000 | 3,307 |
| Total noninterest expense | $2,970,000 | 3,958 |
| Salaries and employee benefits | $1,660,000 | 3,841 |
| Premises and equipment expense | $453,000 | 3,327 |
| Additional noninterest expense | $857,000 | 4,315 |
| Pre-tax net operating income | $1,343,000 | 3,131 |
| Securities gains (losses) | $33,000 | 1,935 |
| Applicable income taxes | $423,000 | 2,084 |
| Income before extraordinary items | $953,000 | 3,511 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $953,000 | 3,513 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $953,000 | 3,515 |
| Net charge-offs | $232,000 | 2,401 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $930,230 | 3,477 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,278,000 | 3,460 |
| Total interest expense | $667,000 | 2,495 |
| Net interest income | $2,611,000 | 3,607 |
| Provision for loan and lease losses | $189,000 | 2,194 |
| Total noninterest income | $426,000 | 3,608 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $127,000 | 3,664 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $299,000 | 3,201 |
| Total noninterest expense | $1,993,000 | 3,966 |
| Salaries and employee benefits | $1,107,000 | 3,868 |
| Premises and equipment expense | $296,000 | 3,386 |
| Additional noninterest expense | $590,000 | 4,231 |
| Pre-tax net operating income | $855,000 | 3,203 |
| Securities gains (losses) | $-10,000 | 6,663 |
| Applicable income taxes | $256,000 | 2,185 |
| Income before extraordinary items | $589,000 | 3,640 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $589,000 | 3,642 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $589,000 | 3,643 |
| Net charge-offs | $210,000 | 2,046 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $596,000 | 3,514 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,639,000 | 3,481 |
| Total interest expense | $342,000 | 2,503 |
| Net interest income | $1,297,000 | 3,653 |
| Provision for loan and lease losses | $76,000 | 2,351 |
| Total noninterest income | $192,000 | 3,732 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $53,000 | 3,986 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $139,000 | 3,290 |
| Total noninterest expense | $1,002,000 | 3,983 |
| Salaries and employee benefits | $562,000 | 3,870 |
| Premises and equipment expense | $147,000 | 3,434 |
| Additional noninterest expense | $293,000 | 4,279 |
| Pre-tax net operating income | $411,000 | 3,250 |
| Securities gains (losses) | $7,000 | 1,580 |
| Applicable income taxes | $133,000 | 2,126 |
| Income before extraordinary items | $285,000 | 3,671 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $285,000 | 3,671 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $285,000 | 3,673 |
| Net charge-offs | $26,000 | 2,890 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $280,240 | 3,592 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,027,000 | 3,442 |
| Total interest expense | $1,606,000 | 2,579 |
| Net interest income | $5,421,000 | 3,608 |
| Provision for loan and lease losses | $351,000 | 3,160 |
| Total noninterest income | $652,000 | 4,020 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $225,000 | 4,039 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $427,000 | 3,555 |
| Total noninterest expense | $3,853,000 | 4,138 |
| Salaries and employee benefits | $2,172,000 | 3,933 |
| Premises and equipment expense | $615,000 | 3,322 |
| Additional noninterest expense | $1,066,000 | 4,643 |
| Pre-tax net operating income | $1,869,000 | 2,940 |
| Securities gains (losses) | $111,000 | 2,193 |
| Applicable income taxes | $564,000 | 2,062 |
| Income before extraordinary items | $1,416,000 | 3,232 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,416,000 | 3,232 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,416,000 | 3,232 |
| Net charge-offs | $221,000 | 3,656 |
| Cash dividends | $2,700,000 | 955 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,336,080 | 3,195 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,299,000 | 3,490 |
| Total interest expense | $1,258,000 | 2,590 |
| Net interest income | $4,041,000 | 3,681 |
| Provision for loan and lease losses | $63,000 | 4,774 |
| Total noninterest income | $467,000 | 4,134 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $166,000 | 4,125 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $301,000 | 3,686 |
| Total noninterest expense | $2,836,000 | 4,206 |
| Salaries and employee benefits | $1,609,000 | 3,968 |
| Premises and equipment expense | $470,000 | 3,323 |
| Additional noninterest expense | $757,000 | 4,807 |
| Pre-tax net operating income | $1,609,000 | 2,756 |
| Securities gains (losses) | $95,000 | 2,016 |
| Applicable income taxes | $504,000 | 1,933 |
| Income before extraordinary items | $1,200,000 | 3,075 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,200,000 | 3,074 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,200,000 | 3,073 |
| Net charge-offs | $19,000 | 5,091 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,133,500 | 3,036 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,575,000 | 3,482 |
| Total interest expense | $877,000 | 2,586 |
| Net interest income | $2,698,000 | 3,694 |
| Provision for loan and lease losses | $47,000 | 4,633 |
| Total noninterest income | $272,000 | 4,397 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $107,000 | 4,175 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $165,000 | 3,929 |
| Total noninterest expense | $1,953,000 | 4,139 |
| Salaries and employee benefits | $1,056,000 | 4,041 |
| Premises and equipment expense | $309,000 | 3,363 |
| Additional noninterest expense | $588,000 | 4,443 |
| Pre-tax net operating income | $970,000 | 2,909 |
| Securities gains (losses) | $77,000 | 1,770 |
| Applicable income taxes | $285,000 | 2,108 |
| Income before extraordinary items | $762,000 | 3,153 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $762,000 | 3,152 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $762,000 | 3,153 |
| Net charge-offs | $2,000 | 5,336 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $705,790 | 3,139 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,819,000 | 3,469 |
| Total interest expense | $455,000 | 2,588 |
| Net interest income | $1,364,000 | 3,690 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $141,000 | 4,349 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $51,000 | 4,252 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $90,000 | 3,856 |
| Total noninterest expense | $992,000 | 4,126 |
| Salaries and employee benefits | $533,000 | 4,042 |
| Premises and equipment expense | $162,000 | 3,266 |
| Additional noninterest expense | $297,000 | 4,411 |
| Pre-tax net operating income | $513,000 | 2,837 |
| Securities gains (losses) | $32,000 | 1,419 |
| Applicable income taxes | $148,000 | 2,049 |
| Income before extraordinary items | $397,000 | 3,086 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $397,000 | 3,089 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $397,000 | 3,090 |
| Net charge-offs | $-2,000 | 6,038 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $373,640 | 3,053 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,389,000 | 3,541 |
| Total interest expense | $2,153,000 | 2,615 |
| Net interest income | $5,236,000 | 3,792 |
| Provision for loan and lease losses | $308,000 | 4,070 |
| Total noninterest income | $358,000 | 4,950 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $231,000 | 4,120 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $127,000 | 5,054 |
| Total noninterest expense | $4,023,000 | 4,108 |
| Salaries and employee benefits | $2,146,000 | 3,977 |
| Premises and equipment expense | $657,000 | 3,337 |
| Additional noninterest expense | $1,220,000 | 4,402 |
| Pre-tax net operating income | $1,263,000 | 3,311 |
| Securities gains (losses) | $454,000 | 848 |
| Applicable income taxes | $532,000 | 1,973 |
| Income before extraordinary items | $1,185,000 | 3,230 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,185,000 | 3,233 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,185,000 | 3,233 |
| Net charge-offs | $291,000 | 3,837 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $871,740 | 3,684 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,605,000 | 3,554 |
| Total interest expense | $1,666,000 | 2,639 |
| Net interest income | $3,939,000 | 3,804 |
| Provision for loan and lease losses | $184,000 | 4,245 |
| Total noninterest income | $227,000 | 5,267 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $174,000 | 4,139 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $53,000 | 5,740 |
| Total noninterest expense | $2,968,000 | 4,143 |
| Salaries and employee benefits | $1,592,000 | 4,013 |
| Premises and equipment expense | $484,000 | 3,433 |
| Additional noninterest expense | $892,000 | 4,477 |
| Pre-tax net operating income | $1,014,000 | 3,289 |
| Securities gains (losses) | $306,000 | 913 |
| Applicable income taxes | $358,000 | 2,063 |
| Income before extraordinary items | $962,000 | 3,145 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $962,000 | 3,145 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $962,000 | 3,145 |
| Net charge-offs | $223,000 | 3,589 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $738,620 | 3,541 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,711,000 | 3,604 |
| Total interest expense | $1,115,000 | 2,719 |
| Net interest income | $2,596,000 | 3,846 |
| Provision for loan and lease losses | $130,000 | 4,080 |
| Total noninterest income | $68,000 | 6,309 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $110,000 | 4,216 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-42,000 | 7,120 |
| Total noninterest expense | $1,952,000 | 4,230 |
| Salaries and employee benefits | $1,049,000 | 4,071 |
| Premises and equipment expense | $306,000 | 3,599 |
| Additional noninterest expense | $597,000 | 4,541 |
| Pre-tax net operating income | $582,000 | 3,524 |
| Securities gains (losses) | $150,000 | 883 |
| Applicable income taxes | $193,000 | 2,263 |
| Income before extraordinary items | $539,000 | 3,429 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $539,000 | 3,430 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $539,000 | 3,430 |
| Net charge-offs | $175,000 | 3,253 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $428,000 | 3,752 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,844,000 | 3,621 |
| Total interest expense | $559,000 | 2,794 |
| Net interest income | $1,285,000 | 3,871 |
| Provision for loan and lease losses | $50,000 | 4,153 |
| Total noninterest income | $-58,000 | 7,402 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $54,000 | 4,208 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-112,000 | 7,375 |
| Total noninterest expense | $984,000 | 4,219 |
| Salaries and employee benefits | $524,000 | 4,098 |
| Premises and equipment expense | $149,000 | 3,714 |
| Additional noninterest expense | $311,000 | 4,430 |
| Pre-tax net operating income | $193,000 | 4,295 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $77,000 | 2,470 |
| Income before extraordinary items | $116,000 | 4,818 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $116,000 | 4,817 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $116,000 | 4,819 |
| Net charge-offs | $75,000 | 3,009 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $116,000 | 4,749 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,491,000 | 3,727 |
| Total interest expense | $2,436,000 | 3,058 |
| Net interest income | $5,055,000 | 3,933 |
| Provision for loan and lease losses | $314,000 | 4,786 |
| Total noninterest income | $637,000 | 4,110 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $230,000 | 4,167 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $407,000 | 3,483 |
| Total noninterest expense | $3,882,000 | 4,280 |
| Salaries and employee benefits | $2,040,000 | 4,162 |
| Premises and equipment expense | $658,000 | 3,472 |
| Additional noninterest expense | $1,184,000 | 4,646 |
| Pre-tax net operating income | $1,496,000 | 2,723 |
| Securities gains (losses) | $80,000 | 2,346 |
| Applicable income taxes | $351,000 | 2,220 |
| Income before extraordinary items | $1,225,000 | 2,870 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,225,000 | 2,867 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,225,000 | 2,871 |
| Net charge-offs | $286,000 | 4,358 |
| Cash dividends | $1,600,000 | 1,002 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,162,600 | 2,849 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,699,000 | 3,757 |
| Total interest expense | $1,833,000 | 3,169 |
| Net interest income | $3,866,000 | 3,929 |
| Provision for loan and lease losses | $280,000 | 4,409 |
| Total noninterest income | $454,000 | 4,256 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $171,000 | 4,246 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $283,000 | 3,633 |
| Total noninterest expense | $2,858,000 | 4,361 |
| Salaries and employee benefits | $1,539,000 | 4,196 |
| Premises and equipment expense | $483,000 | 3,574 |
| Additional noninterest expense | $836,000 | 4,794 |
| Pre-tax net operating income | $1,182,000 | 2,805 |
| Securities gains (losses) | $73,000 | 2,191 |
| Applicable income taxes | $274,000 | 2,236 |
| Income before extraordinary items | $981,000 | 2,929 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $981,000 | 2,924 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $981,000 | 2,928 |
| Net charge-offs | $238,000 | 4,018 |
| Cash dividends | $600,000 | 1,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $924,060 | 2,909 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,808,000 | 3,795 |
| Total interest expense | $1,221,000 | 3,261 |
| Net interest income | $2,587,000 | 3,926 |
| Provision for loan and lease losses | $64,000 | 5,559 |
| Total noninterest income | $305,000 | 4,228 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $111,000 | 4,294 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $194,000 | 3,550 |
| Total noninterest expense | $1,891,000 | 4,401 |
| Salaries and employee benefits | $1,023,000 | 4,225 |
| Premises and equipment expense | $320,000 | 3,628 |
| Additional noninterest expense | $548,000 | 4,840 |
| Pre-tax net operating income | $937,000 | 2,501 |
| Securities gains (losses) | $54,000 | 1,832 |
| Applicable income taxes | $271,000 | 1,834 |
| Income before extraordinary items | $720,000 | 2,700 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $720,000 | 2,695 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $720,000 | 2,699 |
| Net charge-offs | $34,000 | 5,177 |
| Cash dividends | $600,000 | 1,128 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $680,580 | 2,720 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,900,000 | 3,861 |
| Total interest expense | $609,000 | 3,398 |
| Net interest income | $1,291,000 | 3,951 |
| Provision for loan and lease losses | $41,000 | 5,083 |
| Total noninterest income | $131,000 | 4,553 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $57,000 | 4,229 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $74,000 | 4,036 |
| Total noninterest expense | $937,000 | 4,471 |
| Salaries and employee benefits | $507,000 | 4,311 |
| Premises and equipment expense | $157,000 | 3,768 |
| Additional noninterest expense | $273,000 | 4,857 |
| Pre-tax net operating income | $444,000 | 2,643 |
| Securities gains (losses) | $54,000 | 1,110 |
| Applicable income taxes | $103,000 | 2,089 |
| Income before extraordinary items | $395,000 | 2,577 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $395,000 | 2,573 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $395,000 | 2,577 |
| Net charge-offs | $11,000 | 4,779 |
| Cash dividends | $600,000 | 554 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $352,340 | 2,692 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,715,000 | 3,917 |
| Total interest expense | $2,959,000 | 3,441 |
| Net interest income | $4,756,000 | 4,070 |
| Provision for loan and lease losses | $232,000 | 5,605 |
| Total noninterest income | $572,000 | 4,468 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $246,000 | 4,261 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $326,000 | 3,864 |
| Total noninterest expense | $3,749,000 | 4,516 |
| Salaries and employee benefits | $2,008,000 | 4,355 |
| Premises and equipment expense | $602,000 | 3,862 |
| Additional noninterest expense | $1,139,000 | 4,874 |
| Pre-tax net operating income | $1,347,000 | 2,522 |
| Securities gains (losses) | $-69,000 | 7,234 |
| Applicable income taxes | $227,000 | 2,275 |
| Income before extraordinary items | $1,051,000 | 2,688 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,051,000 | 2,687 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,051,000 | 2,688 |
| Net charge-offs | $198,000 | 5,023 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,107,580 | 2,560 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,779,000 | 3,980 |
| Total interest expense | $2,330,000 | 3,453 |
| Net interest income | $3,449,000 | 4,168 |
| Provision for loan and lease losses | $220,000 | 5,038 |
| Total noninterest income | $431,000 | 4,522 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $183,000 | 4,282 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $248,000 | 3,923 |
| Total noninterest expense | $2,789,000 | 4,563 |
| Salaries and employee benefits | $1,487,000 | 4,417 |
| Premises and equipment expense | $442,000 | 3,965 |
| Additional noninterest expense | $860,000 | 4,849 |
| Pre-tax net operating income | $871,000 | 2,974 |
| Securities gains (losses) | $-69,000 | 7,420 |
| Applicable income taxes | $58,000 | 3,239 |
| Income before extraordinary items | $744,000 | 3,005 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $744,000 | 3,003 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $744,000 | 3,006 |
| Net charge-offs | $178,000 | 4,378 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $808,170 | 2,796 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,854,000 | 4,010 |
| Total interest expense | $1,662,000 | 3,406 |
| Net interest income | $2,192,000 | 4,313 |
| Provision for loan and lease losses | $98,000 | 5,365 |
| Total noninterest income | $268,000 | 4,665 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $31,000 | 6,373 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $237,000 | 3,388 |
| Total noninterest expense | $1,869,000 | 4,574 |
| Salaries and employee benefits | $989,000 | 4,469 |
| Premises and equipment expense | $290,000 | 4,035 |
| Additional noninterest expense | $590,000 | 4,770 |
| Pre-tax net operating income | $493,000 | 3,323 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $26,000 | 3,570 |
| Income before extraordinary items | $467,000 | 3,216 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $467,000 | 3,213 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $467,000 | 3,215 |
| Net charge-offs | $109,000 | 4,158 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $467,000 | 3,100 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,917,000 | 4,067 |
| Total interest expense | $782,000 | 3,669 |
| Net interest income | $1,135,000 | 4,181 |
| Provision for loan and lease losses | $47,000 | 4,972 |
| Total noninterest income | $121,000 | 4,858 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $15,000 | 6,393 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $106,000 | 3,571 |
| Total noninterest expense | $913,000 | 4,571 |
| Salaries and employee benefits | $492,000 | 4,522 |
| Premises and equipment expense | $142,000 | 4,138 |
| Additional noninterest expense | $279,000 | 4,631 |
| Pre-tax net operating income | $296,000 | 3,359 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $28,000 | 3,336 |
| Income before extraordinary items | $268,000 | 3,322 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $268,000 | 3,322 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $268,000 | 3,323 |
| Net charge-offs | $19,000 | 4,361 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $268,000 | 3,180 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,026,000 | 4,122 |
| Total interest expense | $3,457,000 | 3,876 |
| Net interest income | $4,569,000 | 4,186 |
| Provision for loan and lease losses | $52,000 | 6,552 |
| Total noninterest income | $511,000 | 4,794 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $69,000 | 6,353 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $442,000 | 3,410 |
| Total noninterest expense | $3,764,000 | 4,418 |
| Salaries and employee benefits | $2,125,000 | 4,254 |
| Premises and equipment expense | $599,000 | 3,944 |
| Additional noninterest expense | $1,040,000 | 4,706 |
| Pre-tax net operating income | $1,264,000 | 3,322 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $218,000 | 2,728 |
| Income before extraordinary items | $1,046,000 | 3,200 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,046,000 | 3,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 4,762 |
| Cash dividends | $1,000,000 | 2,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,046,000 | 3,351 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,041,000 | 4,177 |
| Total interest expense | $2,673,000 | 3,904 |
| Net interest income | $3,368,000 | 4,257 |
| Provision for loan and lease losses | $9,000 | 6,766 |
| Total noninterest income | $396,000 | 4,834 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $53,000 | 6,369 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $343,000 | 3,451 |
| Total noninterest expense | $2,809,000 | 4,433 |
| Salaries and employee benefits | $1,604,000 | 4,254 |
| Premises and equipment expense | $418,000 | 4,158 |
| Additional noninterest expense | $787,000 | 4,592 |
| Pre-tax net operating income | $946,000 | 3,784 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $160,000 | 3,170 |
| Income before extraordinary items | $786,000 | 3,598 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $786,000 | 3,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,201 |
| Cash dividends | $500,000 | 2,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $786,000 | 3,742 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,031,000 | 4,229 |
| Total interest expense | $1,829,000 | 3,964 |
| Net interest income | $2,202,000 | 4,313 |
| Provision for loan and lease losses | $-8,000 | 8,329 |
| Total noninterest income | $246,000 | 5,030 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $34,000 | 6,431 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $212,000 | 3,649 |
| Total noninterest expense | $1,812,000 | 4,547 |
| Salaries and employee benefits | $1,076,000 | 4,280 |
| Premises and equipment expense | $277,000 | 4,209 |
| Additional noninterest expense | $459,000 | 4,998 |
| Pre-tax net operating income | $644,000 | 3,865 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $152,000 | 2,989 |
| Income before extraordinary items | $492,000 | 4,057 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $492,000 | 4,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 3,962 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $492,000 | 4,000 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,033,000 | 4,265 |
| Total interest expense | $944,000 | 4,049 |
| Net interest income | $1,089,000 | 4,353 |
| Provision for loan and lease losses | $-48,000 | 8,425 |
| Total noninterest income | $135,000 | 4,851 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $18,000 | 6,345 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $117,000 | 3,478 |
| Total noninterest expense | $919,000 | 4,511 |
| Salaries and employee benefits | $549,000 | 4,228 |
| Premises and equipment expense | $137,000 | 4,265 |
| Additional noninterest expense | $233,000 | 4,909 |
| Pre-tax net operating income | $353,000 | 3,803 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $75,000 | 3,116 |
| Income before extraordinary items | $278,000 | 3,979 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $278,000 | 3,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 2,520 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $278,000 | 3,893 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,299,000 | 4,272 |
| Total interest expense | $3,898,000 | 4,078 |
| Net interest income | $4,401,000 | 4,358 |
| Provision for loan and lease losses | $206,000 | 3,809 |
| Total noninterest income | $563,000 | 4,767 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $259,000 | 4,390 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $304,000 | 4,217 |
| Total noninterest expense | $3,499,000 | 4,522 |
| Salaries and employee benefits | $2,004,000 | 4,381 |
| Premises and equipment expense | $466,000 | 4,572 |
| Additional noninterest expense | $1,029,000 | 4,563 |
| Pre-tax net operating income | $1,259,000 | 4,262 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $261,000 | 3,554 |
| Income before extraordinary items | $998,000 | 4,336 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $998,000 | 4,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $195,000 | 2,896 |
| Cash dividends | $1,500,000 | 1,987 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $998,000 | 4,323 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,200,000 | 4,294 |
| Total interest expense | $2,898,000 | 4,103 |
| Net interest income | $3,302,000 | 4,373 |
| Provision for loan and lease losses | $146,000 | 3,527 |
| Total noninterest income | $456,000 | 4,622 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $194,000 | 4,399 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $262,000 | 4,006 |
| Total noninterest expense | $2,571,000 | 4,566 |
| Salaries and employee benefits | $1,477,000 | 4,421 |
| Premises and equipment expense | $343,000 | 4,602 |
| Additional noninterest expense | $751,000 | 4,588 |
| Pre-tax net operating income | $1,041,000 | 4,262 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $226,000 | 3,564 |
| Income before extraordinary items | $815,000 | 4,314 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $815,000 | 4,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 2,382 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $815,000 | 4,300 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,130,000 | 4,316 |
| Total interest expense | $1,930,000 | 4,104 |
| Net interest income | $2,200,000 | 4,413 |
| Provision for loan and lease losses | $-43,000 | 8,419 |
| Total noninterest income | $322,000 | 4,503 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $128,000 | 4,424 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $194,000 | 3,835 |
| Total noninterest expense | $1,692,000 | 4,626 |
| Salaries and employee benefits | $991,000 | 4,435 |
| Premises and equipment expense | $229,000 | 4,631 |
| Additional noninterest expense | $472,000 | 4,759 |
| Pre-tax net operating income | $873,000 | 3,834 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $209,000 | 3,203 |
| Income before extraordinary items | $664,000 | 3,949 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $664,000 | 3,949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,576 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $664,000 | 3,935 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,050,000 | 4,327 |
| Total interest expense | $959,000 | 4,111 |
| Net interest income | $1,091,000 | 4,442 |
| Provision for loan and lease losses | $42,000 | 3,392 |
| Total noninterest income | $179,000 | 4,263 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $65,000 | 4,347 |
| Trading account gains and fees | $7,000 | 177 |
| Additional Noninterest Income | $107,000 | 3,642 |
| Total noninterest expense | $845,000 | 4,634 |
| Salaries and employee benefits | $500,000 | 4,438 |
| Premises and equipment expense | $116,000 | 4,609 |
| Additional noninterest expense | $229,000 | 4,818 |
| Pre-tax net operating income | $383,000 | 4,105 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $91,000 | 3,400 |
| Income before extraordinary items | $292,000 | 4,232 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $292,000 | 4,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 2,349 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $292,000 | 4,210 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,642,000 | 4,325 |
| Total interest expense | $3,430,000 | 3,975 |
| Net interest income | $4,212,000 | 4,517 |
| Provision for loan and lease losses | $216,000 | 3,394 |
| Total noninterest income | $392,000 | 5,646 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $265,000 | 4,373 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $127,000 | 5,919 |
| Total noninterest expense | $3,261,000 | 4,613 |
| Salaries and employee benefits | $1,858,000 | 4,518 |
| Premises and equipment expense | $502,000 | 4,251 |
| Additional noninterest expense | $901,000 | 4,853 |
| Pre-tax net operating income | $1,127,000 | 4,926 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $203,000 | 4,282 |
| Income before extraordinary items | $924,000 | 4,877 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $924,000 | 4,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,543 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $924,000 | 4,874 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,661,000 | 4,335 |
| Total interest expense | $2,499,000 | 3,950 |
| Net interest income | $3,162,000 | 4,543 |
| Provision for loan and lease losses | $58,000 | 4,926 |
| Total noninterest income | $310,000 | 5,563 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $199,000 | 4,401 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $111,000 | 5,644 |
| Total noninterest expense | $2,457,000 | 4,593 |
| Salaries and employee benefits | $1,398,000 | 4,486 |
| Premises and equipment expense | $389,000 | 4,170 |
| Additional noninterest expense | $670,000 | 4,859 |
| Pre-tax net operating income | $957,000 | 4,811 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $184,000 | 4,237 |
| Income before extraordinary items | $773,000 | 4,778 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $773,000 | 4,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,412 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $773,000 | 4,776 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,723,000 | 4,324 |
| Total interest expense | $1,608,000 | 3,938 |
| Net interest income | $2,115,000 | 4,546 |
| Provision for loan and lease losses | $17,000 | 5,691 |
| Total noninterest income | $200,000 | 5,640 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $129,000 | 4,447 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $71,000 | 5,771 |
| Total noninterest expense | $1,600,000 | 4,682 |
| Salaries and employee benefits | $936,000 | 4,480 |
| Premises and equipment expense | $249,000 | 4,280 |
| Additional noninterest expense | $415,000 | 5,079 |
| Pre-tax net operating income | $698,000 | 4,642 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $144,000 | 4,064 |
| Income before extraordinary items | $554,000 | 4,634 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $554,000 | 4,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,393 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $554,000 | 4,624 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,842,000 | 4,317 |
| Total interest expense | $790,000 | 3,848 |
| Net interest income | $1,052,000 | 4,565 |
| Provision for loan and lease losses | $42,000 | 3,489 |
| Total noninterest income | $60,000 | 6,628 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $63,000 | 4,435 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $-3,000 | 8,749 |
| Total noninterest expense | $796,000 | 4,714 |
| Salaries and employee benefits | $471,000 | 4,468 |
| Premises and equipment expense | $125,000 | 4,297 |
| Additional noninterest expense | $200,000 | 5,174 |
| Pre-tax net operating income | $274,000 | 5,166 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $44,000 | 4,649 |
| Income before extraordinary items | $230,000 | 5,031 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $230,000 | 5,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,875 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $230,000 | 5,015 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,969,000 | 4,162 |
| Total interest expense | $2,970,000 | 3,357 |
| Net interest income | $3,999,000 | 4,627 |
| Provision for loan and lease losses | $-57,000 | 8,594 |
| Total noninterest income | $405,000 | 5,697 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $258,000 | 4,513 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $147,000 | 5,769 |
| Total noninterest expense | $3,168,000 | 4,592 |
| Salaries and employee benefits | $1,851,000 | 4,378 |
| Premises and equipment expense | $485,000 | 4,276 |
| Additional noninterest expense | $832,000 | 5,036 |
| Pre-tax net operating income | $1,293,000 | 4,740 |
| Securities gains (losses) | $-35,000 | 8,060 |
| Applicable income taxes | $234,000 | 4,454 |
| Income before extraordinary items | $1,024,000 | 4,780 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,024,000 | 4,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,434 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,052,350 | 4,660 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,185,000 | 4,127 |
| Total interest expense | $2,126,000 | 3,334 |
| Net interest income | $3,059,000 | 4,577 |
| Provision for loan and lease losses | $-32,000 | 8,637 |
| Total noninterest income | $313,000 | 5,679 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $188,000 | 4,601 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $125,000 | 5,534 |
| Total noninterest expense | $2,389,000 | 4,561 |
| Salaries and employee benefits | $1,387,000 | 4,350 |
| Premises and equipment expense | $369,000 | 4,212 |
| Additional noninterest expense | $633,000 | 4,943 |
| Pre-tax net operating income | $1,015,000 | 4,729 |
| Securities gains (losses) | $-30,000 | 8,328 |
| Applicable income taxes | $216,000 | 4,301 |
| Income before extraordinary items | $769,000 | 4,857 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $769,000 | 4,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,912 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $792,400 | 4,756 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,411,000 | 4,111 |
| Total interest expense | $1,392,000 | 3,238 |
| Net interest income | $2,019,000 | 4,586 |
| Provision for loan and lease losses | $29,000 | 5,376 |
| Total noninterest income | $189,000 | 5,862 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $117,000 | 4,711 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $72,000 | 5,829 |
| Total noninterest expense | $1,573,000 | 4,582 |
| Salaries and employee benefits | $921,000 | 4,337 |
| Premises and equipment expense | $238,000 | 4,284 |
| Additional noninterest expense | $414,000 | 4,975 |
| Pre-tax net operating income | $606,000 | 4,996 |
| Securities gains (losses) | $-20,000 | 8,361 |
| Applicable income taxes | $120,000 | 4,564 |
| Income before extraordinary items | $466,000 | 5,052 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $466,000 | 5,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,029 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $482,000 | 4,922 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,692,000 | 4,110 |
| Total interest expense | $665,000 | 3,249 |
| Net interest income | $1,027,000 | 4,530 |
| Provision for loan and lease losses | $-20,000 | 8,753 |
| Total noninterest income | $92,000 | 5,872 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $52,000 | 4,904 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $40,000 | 5,645 |
| Total noninterest expense | $784,000 | 4,622 |
| Salaries and employee benefits | $467,000 | 4,307 |
| Premises and equipment expense | $147,000 | 3,704 |
| Additional noninterest expense | $170,000 | 5,595 |
| Pre-tax net operating income | $355,000 | 4,560 |
| Securities gains (losses) | $-20,000 | 8,663 |
| Applicable income taxes | $78,000 | 4,150 |
| Income before extraordinary items | $257,000 | 4,787 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $257,000 | 4,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $272,400 | 4,602 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,872,000 | 3,862 |
| Total interest expense | $2,661,000 | 2,903 |
| Net interest income | $4,211,000 | 4,319 |
| Provision for loan and lease losses | $646,000 | 1,555 |
| Total noninterest income | $322,000 | 6,254 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $263,000 | 4,630 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $59,000 | 7,212 |
| Total noninterest expense | $3,080,000 | 4,578 |
| Salaries and employee benefits | $1,735,000 | 4,455 |
| Premises and equipment expense | $568,000 | 3,706 |
| Additional noninterest expense | $777,000 | 5,193 |
| Pre-tax net operating income | $807,000 | 5,774 |
| Securities gains (losses) | $-12,000 | 8,276 |
| Applicable income taxes | $128,000 | 5,274 |
| Income before extraordinary items | $667,000 | 5,712 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $667,000 | 5,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $638,000 | 1,100 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $677,080 | 5,612 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,167,000 | 3,828 |
| Total interest expense | $2,002,000 | 2,839 |
| Net interest income | $3,165,000 | 4,310 |
| Provision for loan and lease losses | $612,000 | 1,215 |
| Total noninterest income | $276,000 | 6,015 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $201,000 | 4,621 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $75,000 | 6,422 |
| Total noninterest expense | $2,301,000 | 4,555 |
| Salaries and employee benefits | $1,293,000 | 4,435 |
| Premises and equipment expense | $435,000 | 3,639 |
| Additional noninterest expense | $573,000 | 5,193 |
| Pre-tax net operating income | $528,000 | 6,196 |
| Securities gains (losses) | $-12,000 | 8,545 |
| Applicable income taxes | $62,000 | 5,802 |
| Income before extraordinary items | $454,000 | 6,034 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $454,000 | 6,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $568,000 | 856 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $464,560 | 5,914 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,442,000 | 3,829 |
| Total interest expense | $1,348,000 | 2,799 |
| Net interest income | $2,094,000 | 4,339 |
| Provision for loan and lease losses | $535,000 | 925 |
| Total noninterest income | $177,000 | 6,098 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $134,000 | 4,616 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $43,000 | 6,699 |
| Total noninterest expense | $1,521,000 | 4,623 |
| Salaries and employee benefits | $856,000 | 4,492 |
| Premises and equipment expense | $280,000 | 3,753 |
| Additional noninterest expense | $385,000 | 5,193 |
| Pre-tax net operating income | $215,000 | 7,073 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,000 | 7,109 |
| Income before extraordinary items | $214,000 | 6,761 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $214,000 | 6,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $504,000 | 704 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $214,000 | 6,675 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,742,000 | 3,794 |
| Total interest expense | $665,000 | 2,872 |
| Net interest income | $1,077,000 | 4,258 |
| Provision for loan and lease losses | $51,000 | 3,263 |
| Total noninterest income | $80,000 | 6,291 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $61,000 | 4,756 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $19,000 | 6,892 |
| Total noninterest expense | $752,000 | 4,678 |
| Salaries and employee benefits | $426,000 | 4,519 |
| Premises and equipment expense | $133,000 | 3,917 |
| Additional noninterest expense | $193,000 | 5,204 |
| Pre-tax net operating income | $354,000 | 4,401 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $87,000 | 4,008 |
| Income before extraordinary items | $267,000 | 4,581 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $267,000 | 4,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,263 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $267,000 | 4,448 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,384,000 | 3,649 |
| Total interest expense | $3,099,000 | 2,780 |
| Net interest income | $4,285,000 | 4,151 |
| Provision for loan and lease losses | $276,000 | 3,355 |
| Total noninterest income | $370,000 | 6,129 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $259,000 | 4,671 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $111,000 | 6,356 |
| Total noninterest expense | $2,958,000 | 4,639 |
| Salaries and employee benefits | $1,697,000 | 4,446 |
| Premises and equipment expense | $568,000 | 3,683 |
| Additional noninterest expense | $693,000 | 5,528 |
| Pre-tax net operating income | $1,421,000 | 4,262 |
| Securities gains (losses) | $44,000 | 2,634 |
| Applicable income taxes | $358,000 | 3,997 |
| Income before extraordinary items | $1,107,000 | 4,356 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,107,000 | 4,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $215,000 | 2,767 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,073,560 | 4,268 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,627,000 | 3,656 |
| Total interest expense | $2,403,000 | 2,791 |
| Net interest income | $3,224,000 | 4,161 |
| Provision for loan and lease losses | $220,000 | 3,174 |
| Total noninterest income | $262,000 | 6,302 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $186,000 | 4,799 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $76,000 | 6,560 |
| Total noninterest expense | $2,241,000 | 4,598 |
| Salaries and employee benefits | $1,282,000 | 4,412 |
| Premises and equipment expense | $431,000 | 3,641 |
| Additional noninterest expense | $528,000 | 5,458 |
| Pre-tax net operating income | $1,025,000 | 4,488 |
| Securities gains (losses) | $27,000 | 2,773 |
| Applicable income taxes | $273,000 | 4,099 |
| Income before extraordinary items | $779,000 | 4,676 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $779,000 | 4,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $204,000 | 2,186 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $759,020 | 4,564 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,776,000 | 3,671 |
| Total interest expense | $1,665,000 | 2,758 |
| Net interest income | $2,111,000 | 4,227 |
| Provision for loan and lease losses | $271,000 | 1,996 |
| Total noninterest income | $158,000 | 6,522 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $125,000 | 4,754 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $33,000 | 7,207 |
| Total noninterest expense | $1,492,000 | 4,610 |
| Salaries and employee benefits | $854,000 | 4,416 |
| Premises and equipment expense | $288,000 | 3,622 |
| Additional noninterest expense | $350,000 | 5,473 |
| Pre-tax net operating income | $506,000 | 5,277 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $108,000 | 5,017 |
| Income before extraordinary items | $398,000 | 5,415 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $398,000 | 5,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $200,000 | 1,657 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $398,000 | 5,211 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,913,000 | 3,664 |
| Total interest expense | $861,000 | 2,744 |
| Net interest income | $1,052,000 | 4,243 |
| Provision for loan and lease losses | $99,000 | 2,416 |
| Total noninterest income | $96,000 | 6,000 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $62,000 | 4,671 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $34,000 | 5,990 |
| Total noninterest expense | $757,000 | 4,541 |
| Salaries and employee benefits | $424,000 | 4,439 |
| Premises and equipment expense | $134,000 | 3,837 |
| Additional noninterest expense | $199,000 | 4,978 |
| Pre-tax net operating income | $292,000 | 4,853 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $66,000 | 4,673 |
| Income before extraordinary items | $226,000 | 4,998 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $226,000 | 4,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 2,880 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $226,000 | 4,789 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,078,000 | 3,614 |
| Total interest expense | $3,630,000 | 2,996 |
| Net interest income | $4,448,000 | 4,035 |
| Provision for loan and lease losses | $460,000 | 2,532 |
| Total noninterest income | $478,000 | 5,337 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $270,000 | 4,495 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $208,000 | 4,932 |
| Total noninterest expense | $3,026,000 | 4,428 |
| Salaries and employee benefits | $1,654,000 | 4,349 |
| Premises and equipment expense | $582,000 | 3,494 |
| Additional noninterest expense | $790,000 | 4,968 |
| Pre-tax net operating income | $1,440,000 | 4,222 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $368,000 | 4,056 |
| Income before extraordinary items | $1,072,000 | 4,399 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,072,000 | 4,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $312,000 | 2,307 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,072,000 | 4,290 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,721,000 | 3,734 |
| Total interest expense | $4,807,000 | 3,255 |
| Net interest income | $3,914,000 | 4,194 |
| Provision for loan and lease losses | $241,000 | 3,696 |
| Total noninterest income | $382,000 | 5,806 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $264,000 | 4,497 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $118,000 | 6,034 |
| Total noninterest expense | $2,609,000 | 4,819 |
| Salaries and employee benefits | $1,536,000 | 4,432 |
| Premises and equipment expense | $472,000 | 4,086 |
| Additional noninterest expense | $601,000 | 5,832 |
| Pre-tax net operating income | $1,446,000 | 3,952 |
| Securities gains (losses) | $6,000 | 3,836 |
| Applicable income taxes | $415,000 | 3,662 |
| Income before extraordinary items | $1,037,000 | 4,184 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,037,000 | 4,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 3,258 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,032,740 | 4,082 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,342,000 | 3,989 |
| Total interest expense | $4,547,000 | 3,589 |
| Net interest income | $3,795,000 | 4,361 |
| Provision for loan and lease losses | $168,000 | 4,178 |
| Total noninterest income | $272,000 | 6,552 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $197,000 | 5,125 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 7,039 |
| Total noninterest expense | $2,372,000 | 5,038 |
| Salaries and employee benefits | $1,343,000 | 4,773 |
| Premises and equipment expense | $400,000 | 4,509 |
| Additional noninterest expense | $629,000 | 5,599 |
| Pre-tax net operating income | $1,527,000 | 4,025 |
| Securities gains (losses) | $2,000 | 1,609 |
| Applicable income taxes | $420,000 | 3,881 |
| Income before extraordinary items | $1,109,000 | 4,079 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,109,000 | 4,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,135 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,107,540 | 4,083 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,640,000 | 4,098 |
| Total interest expense | $3,863,000 | 3,691 |
| Net interest income | $3,777,000 | 4,384 |
| Provision for loan and lease losses | $145,000 | 4,342 |
| Total noninterest income | $345,000 | 6,049 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $249,000 | 4,528 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 6,735 |
| Total noninterest expense | $2,114,000 | 5,468 |
| Salaries and employee benefits | $1,212,000 | 5,127 |
| Premises and equipment expense | $367,000 | 4,808 |
| Additional noninterest expense | $535,000 | 6,256 |
| Pre-tax net operating income | $1,863,000 | 3,519 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $546,000 | 3,442 |
| Income before extraordinary items | $1,317,000 | 3,609 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,317,000 | 3,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,288 |
| Cash dividends | $504,000 | 3,472 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,317,000 | 3,573 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,951,000 | 4,425 |
| Total interest expense | $3,711,000 | 3,921 |
| Net interest income | $3,240,000 | 4,875 |
| Provision for loan and lease losses | $72,000 | 5,801 |
| Total noninterest income | $302,000 | 6,462 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $245,000 | 4,554 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 7,910 |
| Total noninterest expense | $2,032,000 | 5,536 |
| Salaries and employee benefits | $1,123,000 | 5,321 |
| Premises and equipment expense | $357,000 | 4,814 |
| Additional noninterest expense | $552,000 | 6,079 |
| Pre-tax net operating income | $1,438,000 | 4,316 |
| Securities gains (losses) | $5,000 | 3,437 |
| Applicable income taxes | $410,000 | 4,349 |
| Income before extraordinary items | $1,033,000 | 4,394 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,033,000 | 4,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,908 |
| Cash dividends | $500,000 | 3,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,029,400 | 4,312 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,133,000 | 4,979 |
| Total interest expense | $3,313,000 | 4,315 |
| Net interest income | $2,820,000 | 5,548 |
| Provision for loan and lease losses | $114,000 | 4,905 |
| Total noninterest income | $312,000 | 6,517 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $246,000 | 4,708 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 7,824 |
| Total noninterest expense | $1,819,000 | 6,034 |
| Salaries and employee benefits | $1,002,000 | 5,859 |
| Premises and equipment expense | $361,000 | 4,786 |
| Additional noninterest expense | $456,000 | 6,872 |
| Pre-tax net operating income | $1,199,000 | 5,253 |
| Securities gains (losses) | $11,000 | 2,294 |
| Applicable income taxes | $302,000 | 5,707 |
| Income before extraordinary items | $908,000 | 5,022 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $908,000 | 5,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,011 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $899,750 | 5,004 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,422,000 | 5,591 |
| Total interest expense | $2,888,000 | 4,952 |
| Net interest income | $2,534,000 | 6,137 |
| Provision for loan and lease losses | $119,000 | 4,742 |
| Total noninterest income | $247,000 | 7,627 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $197,000 | 5,613 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 8,888 |
| Total noninterest expense | $1,673,000 | 6,671 |
| Salaries and employee benefits | $909,000 | 6,414 |
| Premises and equipment expense | $358,000 | 4,944 |
| Additional noninterest expense | $406,000 | 7,831 |
| Pre-tax net operating income | $989,000 | 5,774 |
| Securities gains (losses) | $-6,000 | 10,029 |
| Applicable income taxes | $210,000 | 6,994 |
| Income before extraordinary items | $773,000 | 5,422 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $773,000 | 5,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,379 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $777,740 | 5,352 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,628,000 | 6,321 |
| Total interest expense | $2,301,000 | 5,889 |
| Net interest income | $2,327,000 | 6,628 |
| Provision for loan and lease losses | $107,000 | 4,462 |
| Total noninterest income | $263,000 | 7,534 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $204,000 | 5,615 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 8,803 |
| Total noninterest expense | $1,233,000 | 8,103 |
| Salaries and employee benefits | $748,000 | 7,411 |
| Premises and equipment expense | $148,000 | 8,330 |
| Additional noninterest expense | $337,000 | 8,829 |
| Pre-tax net operating income | $1,250,000 | 5,119 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $298,000 | 6,021 |
| Income before extraordinary items | $952,000 | 4,781 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $952,000 | 4,780 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,295 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $952,000 | 4,776 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,079,000 | 6,598 |
| Total interest expense | $1,689,000 | 6,357 |
| Net interest income | $2,390,000 | 6,681 |
| Provision for loan and lease losses | $75,000 | 5,153 |
| Total noninterest income | $286,000 | 7,439 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $255,000 | 4,971 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 10,719 |
| Total noninterest expense | $1,279,000 | 8,322 |
| Salaries and employee benefits | $697,000 | 7,907 |
| Premises and equipment expense | $162,000 | 8,250 |
| Additional noninterest expense | $420,000 | 8,616 |
| Pre-tax net operating income | $1,322,000 | 4,880 |
| Securities gains (losses) | $-1,000 | 8,790 |
| Applicable income taxes | $313,000 | 5,722 |
| Income before extraordinary items | $1,008,000 | 4,519 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,008,000 | 4,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,444 |
| Cash dividends | $551,000 | 2,969 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,008,760 | 4,555 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,939,000 | 6,940 |
| Total interest expense | $1,597,000 | 6,888 |
| Net interest income | $2,342,000 | 6,834 |
| Provision for loan and lease losses | $57,000 | 7,209 |
| Total noninterest income | $245,000 | 8,435 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $196,000 | 6,042 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 10,159 |
| Total noninterest expense | $1,249,000 | 8,706 |
| Salaries and employee benefits | $682,000 | 8,117 |
| Premises and equipment expense | $156,000 | 8,751 |
| Additional noninterest expense | $411,000 | 9,144 |
| Pre-tax net operating income | $1,281,000 | 4,920 |
| Securities gains (losses) | $9,000 | 5,582 |
| Applicable income taxes | $302,000 | 6,065 |
| Income before extraordinary items | $988,000 | 4,754 |
| Extraordinary gains, net | $-59,000 | 12,766 |
| Net income | $929,000 | 5,119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 7,087 |
| Cash dividends | $500,000 | 3,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $981,070 | 4,526 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,124,000 | 7,353 |
| Total interest expense | $1,851,000 | 7,478 |
| Net interest income | $2,273,000 | 7,067 |
| Provision for loan and lease losses | $25,000 | 10,242 |
| Total noninterest income | $215,000 | 9,124 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $177,000 | 6,460 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 11,181 |
| Total noninterest expense | $1,138,000 | 9,336 |
| Salaries and employee benefits | $626,000 | 8,586 |
| Premises and equipment expense | $137,000 | 9,478 |
| Additional noninterest expense | $375,000 | 9,880 |
| Pre-tax net operating income | $1,325,000 | 4,542 |
| Securities gains (losses) | $62,000 | 3,771 |
| Applicable income taxes | $329,000 | 5,585 |
| Income before extraordinary items | $1,058,000 | 4,293 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,058,000 | 4,334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 10,714 |
| Cash dividends | $1,500,000 | 1,080 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,010,880 | 4,136 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.