Home > The Security Trust and Savings Bank > Assets and Liabilities
The Security Trust and Savings Bank, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 25 | 6,227 |
| Assets and Liabilities | ||
| Total Assets: | $36,767,000 | 8,212 |
| Cash and due from depository institutions | $2,059,000 | 6,227 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $4,260,000 | 9,505 |
| Federal funds sold & reverse repurchase agreements | $4,700,000 | 2,854 |
| Net loans & leases | $24,227,000 | 7,620 |
| Loan loss allowance | $352,000 | 7,024 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $725,000 | 6,893 |
| Other real estate owned | $0 | 6,227 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $796,000 | 6,904 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $36,767,000 | 8,212 |
| Total liabilities | $32,783,000 | 8,176 |
| Total deposits | $32,340,000 | 8,068 |
| Interest-bearing deposits | $28,285,000 | 7,997 |
| Deposits held in domestic offices | $32,340,000 | 8,065 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $443,000 | 6,391 |
| Total equity capital | $3,984,000 | 8,056 |
| Total bank equity capital | $3,984,000 | 8,056 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $180,000 | 7,500 |
| Surplus | $1,320,000 | 6,650 |
| Undivided profits | $2,484,000 | 6,551 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $86,000 | 7,899 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $541,000 | 4,376 |
| Earning assets | $33,187,000 | 8,254 |
| Long-term assets (5+ years) | $764,000 | 8,740 |
| Average Assets, year-to-date | $36,562,400 | 8,061 |
| Average Assets, quarterly | $36,232,000 | 8,218 |
| Volatile liabilities | $842,000 | 10,279 |
| Insider loans | $145,000 | 7,944 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $2,011,000 | 7,408 |
| Tier 1 (core) risk-based capital | $3,953,000 | 7,973 |
| Tier 2 risk-based capital | $323,670 | 6,795 |
| Total risk weighted assets | $25,864,870 | 7,539 |
| Total unused commitments | $2,011,000 | 7,416 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 24 | 6,712 |
| Assets and Liabilities | ||
| Total Assets: | $36,766,000 | 8,490 |
| Cash and due from depository institutions | $1,592,000 | 6,712 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $8,436,000 | 8,461 |
| Federal funds sold & reverse repurchase agreements | $3,275,000 | 3,623 |
| Net loans & leases | $21,852,000 | 8,126 |
| Loan loss allowance | $345,000 | 7,364 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $765,000 | 6,859 |
| Other real estate owned | $0 | 6,712 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $846,000 | 6,922 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $36,766,000 | 8,490 |
| Total liabilities | $32,724,000 | 8,492 |
| Total deposits | $32,223,000 | 8,382 |
| Interest-bearing deposits | $28,525,000 | 8,258 |
| Deposits held in domestic offices | $32,223,000 | 8,378 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $501,000 | 5,951 |
| Total equity capital | $4,042,000 | 8,148 |
| Total bank equity capital | $4,042,000 | 8,148 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $180,000 | 7,894 |
| Surplus | $1,320,000 | 6,842 |
| Undivided profits | $2,542,000 | 6,557 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $59,000 | 8,880 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $461,000 | 5,032 |
| Earning assets | $33,563,000 | 8,490 |
| Long-term assets (5+ years) | $1,263,000 | 8,495 |
| Average Assets, year-to-date | $38,124,400 | 8,206 |
| Average Assets, quarterly | $36,807,500 | 8,435 |
| Volatile liabilities | $1,311,000 | 10,197 |
| Insider loans | $92,000 | 8,912 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,323,000 | 8,339 |
| Tier 1 (core) risk-based capital | $3,954,000 | 8,127 |
| Tier 2 risk-based capital | $292,730 | 7,325 |
| Total risk weighted assets | $23,366,230 | 8,047 |
| Total unused commitments | $1,323,000 | 8,349 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 22 | 7,361 |
| Assets and Liabilities | ||
| Total Assets: | $40,099,000 | 8,379 |
| Cash and due from depository institutions | $1,842,000 | 7,361 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $14,804,000 | 6,758 |
| Federal funds sold & reverse repurchase agreements | $2,275,000 | 5,177 |
| Net loans & leases | $19,520,000 | 8,702 |
| Loan loss allowance | $394,000 | 7,051 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $840,000 | 6,649 |
| Other real estate owned | $0 | 7,361 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $818,000 | 7,209 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $40,099,000 | 8,379 |
| Total liabilities | $35,987,000 | 8,353 |
| Total deposits | $35,411,000 | 8,247 |
| Interest-bearing deposits | $30,337,000 | 8,249 |
| Deposits held in domestic offices | $35,411,000 | 8,243 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $576,000 | 5,634 |
| Total equity capital | $4,112,000 | 8,228 |
| Total bank equity capital | $4,112,000 | 8,228 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $180,000 | 8,292 |
| Surplus | $1,320,000 | 6,946 |
| Undivided profits | $2,612,000 | 6,659 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $159,000 | 7,248 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $449,000 | 5,262 |
| Earning assets | $36,599,000 | 8,368 |
| Long-term assets (5+ years) | $1,824,000 | 8,073 |
| Average Assets, year-to-date | $38,719,000 | 8,330 |
| Average Assets, quarterly | $39,325,000 | 8,401 |
| Volatile liabilities | $1,356,000 | 10,400 |
| Insider loans | $133,000 | 8,722 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,524,000 | 8,087 |
| Tier 1 (core) risk-based capital | $3,907,000 | 8,343 |
| Tier 2 risk-based capital | $266,370 | 7,801 |
| Total risk weighted assets | $21,182,270 | 8,573 |
| Total unused commitments | $1,524,000 | 8,100 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 20 | 8,087 |
| Assets and Liabilities | ||
| Total Assets: | $37,765,000 | 8,830 |
| Cash and due from depository institutions | $4,633,000 | 8,087 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $13,868,000 | 7,437 |
| Federal funds sold & reverse repurchase agreements | $2,100,000 | 3,625 |
| Net loans & leases | $15,948,000 | 9,607 |
| Loan loss allowance | $429,000 | 6,837 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $159,000 | 11,060 |
| Other real estate owned | $101,000 | 8,087 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $956,000 | 6,926 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $37,765,000 | 8,830 |
| Total liabilities | $34,131,000 | 8,803 |
| Total deposits | $33,813,000 | 8,659 |
| Interest-bearing deposits | $29,863,000 | 8,466 |
| Deposits held in domestic offices | $33,813,000 | 8,653 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $318,000 | 7,072 |
| Total equity capital | $3,634,000 | 8,626 |
| Total bank equity capital | $3,634,000 | 8,626 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $180,000 | 8,752 |
| Surplus | $1,320,000 | 7,072 |
| Undivided profits | $2,134,000 | 6,963 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $224,000 | 6,461 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $374,000 | 5,496 |
| Earning assets | $31,916,000 | 9,131 |
| Long-term assets (5+ years) | $2,777,000 | 7,559 |
| Average Assets, year-to-date | $38,504,600 | 8,640 |
| Average Assets, quarterly | $37,523,500 | 8,826 |
| Volatile liabilities | $502,000 | 11,886 |
| Insider loans | $146,000 | 8,805 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,011,000 | 9,088 |
| Tier 1 (core) risk-based capital | $3,802,000 | 8,513 |
| Tier 2 risk-based capital | $223,200 | 8,711 |
| Total risk weighted assets | $17,649,800 | 9,475 |
| Total unused commitments | $1,011,000 | 9,099 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 20 | 8,423 |
| Assets and Liabilities | ||
| Total Assets: | $39,370,000 | 8,923 |
| Cash and due from depository institutions | $7,743,000 | 8,423 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $15,351,000 | 7,288 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 9,053 |
| Net loans & leases | $14,931,000 | 10,056 |
| Loan loss allowance | $472,000 | 6,626 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $148,000 | 11,686 |
| Other real estate owned | $58,000 | 8,423 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $639,000 | 8,243 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $39,370,000 | 8,923 |
| Total liabilities | $35,581,000 | 8,917 |
| Total deposits | $35,294,000 | 8,789 |
| Interest-bearing deposits | $31,558,000 | 8,553 |
| Deposits held in domestic offices | $35,294,000 | 8,783 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $287,000 | 7,746 |
| Total equity capital | $3,789,000 | 8,655 |
| Total bank equity capital | $3,789,000 | 8,655 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $180,000 | 9,197 |
| Surplus | $1,320,000 | 7,118 |
| Undivided profits | $2,289,000 | 7,070 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $735,000 | 3,885 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $424,000 | 320 |
| Income earned, not collected on loans | $379,000 | 4,888 |
| Earning assets | $30,782,000 | 9,647 |
| Long-term assets (5+ years) | $2,143,000 | 8,621 |
| Average Assets, year-to-date | $39,562,000 | 8,731 |
| Average Assets, quarterly | $39,140,000 | 8,897 |
| Volatile liabilities | $300,000 | 12,729 |
| Insider loans | $153,000 | 8,936 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,067,000 | 9,098 |
| Tier 1 (core) risk-based capital | $3,789,000 | 8,570 |
| Tier 2 risk-based capital | $212,810 | 9,072 |
| Total risk weighted assets | $16,765,510 | 9,938 |
| Total unused commitments | $1,067,000 | 9,122 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 22 | 8,155 |
| Assets and Liabilities | ||
| Total Assets: | $40,401,000 | 8,938 |
| Cash and due from depository institutions | $3,209,000 | 8,155 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $20,407,000 | 6,041 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 10,062 |
| Net loans & leases | $15,202,000 | 10,138 |
| Loan loss allowance | $344,000 | 8,186 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $124,000 | 12,418 |
| Other real estate owned | $221,000 | 8,155 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $738,000 | 7,801 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $40,401,000 | 8,938 |
| Total liabilities | $36,674,000 | 8,947 |
| Total deposits | $36,338,000 | 8,825 |
| Interest-bearing deposits | $33,205,000 | 8,534 |
| Deposits held in domestic offices | $36,338,000 | 8,819 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $336,000 | 7,672 |
| Total equity capital | $3,727,000 | 8,621 |
| Total bank equity capital | $3,727,000 | 8,621 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $180,000 | 9,640 |
| Surplus | $1,320,000 | 7,081 |
| Undivided profits | $2,227,000 | 7,046 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $616,000 | 4,983 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $335,000 | 5,955 |
| Earning assets | $36,109,000 | 9,037 |
| Long-term assets (5+ years) | $2,284,000 | 8,657 |
| Average Assets, year-to-date | $40,245,000 | 8,803 |
| Average Assets, quarterly | $40,248,500 | 8,896 |
| Volatile liabilities | $303,000 | 13,264 |
| Insider loans | $74,000 | 6,431 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,076,000 | 8,994 |
| Tier 1 (core) risk-based capital | $3,727,000 | 8,555 |
| Tier 2 risk-based capital | $205,410 | 9,326 |
| Total risk weighted assets | $16,294,010 | 10,280 |
| Total unused commitments | $1,076,000 | 9,021 |
| Derivatives | $0 | 651 |