Home > The Security State Bank > Income and Expense
The Security State Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,985,000 | 9,739 |
| Total interest expense | $715,000 | 10,253 |
| Net interest income | $1,270,000 | 9,156 |
| Provision for loan and lease losses | $560,000 | 1,441 |
| Total noninterest income | $266,000 | 7,495 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $233,000 | 5,153 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 10,076 |
| Total noninterest expense | $1,005,000 | 8,934 |
| Salaries and employee benefits | $374,000 | 10,132 |
| Premises and equipment expense | $175,000 | 7,710 |
| Additional noninterest expense | $456,000 | 7,647 |
| Pre-tax net operating income | $-29,000 | 11,544 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $4,000 | 11,033 |
| Income before extraordinary items | $-32,000 | 11,552 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-32,000 | 11,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 4,184 |
| Cash dividends | $288,000 | 4,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $-33,000 | 11,530 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,712,000 | 10,331 |
| Total interest expense | $588,000 | 10,654 |
| Net interest income | $1,124,000 | 9,990 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $256,000 | 7,861 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $221,000 | 5,489 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 10,473 |
| Total noninterest expense | $856,000 | 9,970 |
| Salaries and employee benefits | $342,000 | 10,830 |
| Premises and equipment expense | $153,000 | 8,471 |
| Additional noninterest expense | $361,000 | 9,229 |
| Pre-tax net operating income | $524,000 | 8,486 |
| Securities gains (losses) | $-18,000 | 10,260 |
| Applicable income taxes | $172,000 | 7,876 |
| Income before extraordinary items | $334,000 | 8,783 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $334,000 | 8,786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,826 |
| Cash dividends | $85,000 | 7,219 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $345,880 | 8,728 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,577,000 | 11,044 |
| Total interest expense | $649,000 | 10,877 |
| Net interest income | $928,000 | 11,043 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $249,000 | 8,375 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $209,000 | 5,817 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 10,664 |
| Total noninterest expense | $820,000 | 10,565 |
| Salaries and employee benefits | $316,000 | 11,491 |
| Premises and equipment expense | $128,000 | 9,539 |
| Additional noninterest expense | $376,000 | 9,528 |
| Pre-tax net operating income | $357,000 | 9,756 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $120,000 | 9,304 |
| Income before extraordinary items | $237,000 | 10,185 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $237,000 | 10,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 12,163 |
| Cash dividends | $130,000 | 6,378 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $237,000 | 9,943 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,640,000 | 11,629 |
| Total interest expense | $775,000 | 11,444 |
| Net interest income | $865,000 | 11,655 |
| Provision for loan and lease losses | $55,000 | 8,828 |
| Total noninterest income | $196,000 | 9,494 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $173,000 | 6,539 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 12,330 |
| Total noninterest expense | $799,000 | 11,003 |
| Salaries and employee benefits | $300,000 | 12,009 |
| Premises and equipment expense | $137,000 | 9,478 |
| Additional noninterest expense | $362,000 | 10,049 |
| Pre-tax net operating income | $207,000 | 11,009 |
| Securities gains (losses) | $67,000 | 3,651 |
| Applicable income taxes | $197,000 | 7,617 |
| Income before extraordinary items | $77,000 | 12,270 |
| Extraordinary gains, net | $90,000 | 783 |
| Net income | $167,000 | 11,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 7,168 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $34,120 | 12,440 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.