The Security National Bank of Enid, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$14,025,0002,385
Total interest expense$4,681,0002,094
Net interest income$9,344,0002,472
Provision for loan and lease losses$03,275
Total noninterest income$1,275,0002,472
Gross Fiduciary activities income$0981
Service charges on deposit accounts$673,0001,359
Trading account gains and fees$0123
Additional Noninterest Income$602,0002,792
Total noninterest expense$6,376,0002,685
Salaries and employee benefits$3,938,0002,537
Premises and equipment expense$803,0002,304
Additional noninterest expense$602,0002,792
Pre-tax net operating income$4,243,0002,108
Securities gains (losses)$0988
Applicable income taxes$90,0002,845
Income before extraordinary items$4,153,0001,944
Extraordinary gains, net$054
Net income$4,153,0001,967
Minority interest net income$088
Net income of bank and minority interests.$4,153,0001,947
Net charge-offs$-170,0004,422
Cash dividends$3,750,0001,001
Sale, conversion, retirement of capital stock, net$0540
Net operating income$4,153,0001,977
2023-09-30 (YTD Data)Rank
Total interest income$10,447,0002,361
Total interest expense$3,301,0002,059
Net interest income$7,146,0002,469
Provision for loan and lease losses$03,085
Total noninterest income$966,0002,454
Gross Fiduciary activities income$0950
Service charges on deposit accounts$511,0001,344
Trading account gains and fees$0125
Additional Noninterest Income$455,0002,776
Total noninterest expense$4,783,0002,685
Salaries and employee benefits$2,988,0002,519
Premises and equipment expense$574,0002,366
Additional noninterest expense$455,0002,775
Pre-tax net operating income$3,329,0002,112
Securities gains (losses)$0849
Applicable income taxes$73,0002,870
Income before extraordinary items$3,256,0001,956
Extraordinary gains, net$052
Net income$3,256,0001,975
Minority interest net income$081
Net income of bank and minority interests.$3,256,0001,956
Net charge-offs$-179,0004,455
Cash dividends$2,750,000941
Sale, conversion, retirement of capital stock, net$0507
Net operating income$3,256,0001,977
2023-06-30 (YTD Data)Rank
Total interest income$7,038,0002,320
Total interest expense$2,015,0002,019
Net interest income$5,023,0002,409
Provision for loan and lease losses$02,940
Total noninterest income$647,0002,398
Gross Fiduciary activities income$0931
Service charges on deposit accounts$334,0001,351
Trading account gains and fees$0112
Additional Noninterest Income$313,0002,713
Total noninterest expense$3,216,0002,663
Salaries and employee benefits$1,975,0002,530
Premises and equipment expense$387,0002,352
Additional noninterest expense$313,0002,708
Pre-tax net operating income$2,454,0001,985
Securities gains (losses)$0938
Applicable income taxes$50,0002,882
Income before extraordinary items$2,404,0001,821
Extraordinary gains, net$051
Net income$2,404,0001,841
Minority interest net income$081
Net income of bank and minority interests.$2,404,0001,821
Net charge-offs$-46,0004,305
Cash dividends$1,750,000973
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,404,0001,831
2023-03-31 (YTD Data)Rank
Total interest income$3,372,0002,364
Total interest expense$914,0001,938
Net interest income$2,458,0002,457
Provision for loan and lease losses$02,612
Total noninterest income$324,0002,403
Gross Fiduciary activities income$0913
Service charges on deposit accounts$162,0001,393
Trading account gains and fees$097
Additional Noninterest Income$162,0002,661
Total noninterest expense$1,590,0002,706
Salaries and employee benefits$981,0002,580
Premises and equipment expense$192,0002,406
Additional noninterest expense$162,0002,661
Pre-tax net operating income$1,192,0002,080
Securities gains (losses)$0950
Applicable income taxes$35,0002,730
Income before extraordinary items$1,157,0001,913
Extraordinary gains, net$04
Net income$1,157,0001,913
Minority interest net income$048
Net income of bank and minority interests.$1,157,0001,913
Net charge-offs$-3,0003,659
Cash dividends$750,000976
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,157,0001,930
2022-12-31 (YTD Data)Rank
Total interest income$11,096,0002,387
Total interest expense$1,169,0002,218
Net interest income$9,927,0002,375
Provision for loan and lease losses$03,012
Total noninterest income$1,289,0002,515
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$682,0001,368
Trading account gains and fees$0116
Additional Noninterest Income$607,0002,857
Total noninterest expense$6,461,0002,637
Salaries and employee benefits$3,936,0002,528
Premises and equipment expense$766,0002,375
Additional noninterest expense$607,0002,857
Pre-tax net operating income$4,755,0002,095
Securities gains (losses)$0691
Applicable income taxes$275,0002,473
Income before extraordinary items$4,480,0001,956
Extraordinary gains, net$05
Net income$4,480,0001,956
Minority interest net income$063
Net income of bank and minority interests.$4,480,0001,955
Net charge-offs$138,0001,087
Cash dividends$3,750,000977
Sale, conversion, retirement of capital stock, net$0568
Net operating income$4,480,0001,991
2022-09-30 (YTD Data)Rank
Total interest income$7,796,0002,425
Total interest expense$559,0002,526
Net interest income$7,237,0002,398
Provision for loan and lease losses$02,835
Total noninterest income$983,0002,519
Gross Fiduciary activities income$0968
Service charges on deposit accounts$523,0001,363
Trading account gains and fees$0111
Additional Noninterest Income$460,0002,891
Total noninterest expense$4,964,0002,596
Salaries and employee benefits$2,999,0002,503
Premises and equipment expense$517,0002,511
Additional noninterest expense$460,0002,891
Pre-tax net operating income$3,256,0002,193
Securities gains (losses)$0740
Applicable income taxes$214,0002,440
Income before extraordinary items$3,042,0002,073
Extraordinary gains, net$04
Net income$3,042,0002,072
Minority interest net income$057
Net income of bank and minority interests.$3,042,0002,072
Net charge-offs$97,000943
Cash dividends$2,500,000959
Sale, conversion, retirement of capital stock, net$0519
Net operating income$3,042,0002,100
2022-06-30 (YTD Data)Rank
Total interest income$5,126,0002,400
Total interest expense$257,0002,874
Net interest income$4,869,0002,349
Provision for loan and lease losses$02,599
Total noninterest income$653,0002,510
Gross Fiduciary activities income$0925
Service charges on deposit accounts$349,0001,333
Trading account gains and fees$0108
Additional Noninterest Income$304,0002,919
Total noninterest expense$3,194,0002,629
Salaries and employee benefits$1,978,0002,514
Premises and equipment expense$365,0002,459
Additional noninterest expense$851,0002,880
Pre-tax net operating income$2,328,0002,015
Securities gains (losses)$0687
Applicable income taxes$154,0002,325
Income before extraordinary items$2,174,0001,894
Extraordinary gains, net$04
Net income$2,174,0001,894
Minority interest net income$060
Net income of bank and minority interests.$2,174,0001,894
Net charge-offs$122,000670
Cash dividends$1,500,0001,032
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,174,0001,935
2022-03-31 (YTD Data)Rank
Total interest income$2,319,0002,501
Total interest expense$113,0003,020
Net interest income$2,206,0002,449
Provision for loan and lease losses$02,285
Total noninterest income$318,0002,518
Gross Fiduciary activities income$0892
Service charges on deposit accounts$170,0001,344
Trading account gains and fees$0103
Additional Noninterest Income$148,0002,897
Total noninterest expense$1,568,0002,657
Salaries and employee benefits$979,0002,533
Premises and equipment expense$200,0002,332
Additional noninterest expense$389,0003,019
Pre-tax net operating income$956,0002,144
Securities gains (losses)$0623
Applicable income taxes$60,0002,405
Income before extraordinary items$896,0002,052
Extraordinary gains, net$04
Net income$896,0002,051
Minority interest net income$050
Net income of bank and minority interests.$896,0002,052
Net charge-offs$89,000514
Cash dividends$500,0001,160
Sale, conversion, retirement of capital stock, net$0453
Net operating income$896,0002,068
2021-12-31 (YTD Data)Rank
Total interest income$11,542,0002,256
Total interest expense$534,0003,076
Net interest income$11,008,0002,179
Provision for loan and lease losses$280,0001,477
Total noninterest income$1,325,0002,686
Gross Fiduciary activities income$0994
Service charges on deposit accounts$714,0001,232
Trading account gains and fees$0132
Additional Noninterest Income$611,0003,093
Total noninterest expense$6,270,0002,656
Salaries and employee benefits$4,014,0002,487
Premises and equipment expense$728,0002,458
Additional noninterest expense$1,528,0003,068
Pre-tax net operating income$5,783,0001,868
Securities gains (losses)$02,062
Applicable income taxes$240,0002,610
Income before extraordinary items$5,543,0001,745
Extraordinary gains, net$010
Net income$5,543,0001,744
Minority interest net income$074
Net income of bank and minority interests.$5,543,0001,746
Net charge-offs$-32,0003,976
Cash dividends$4,600,000849
Sale, conversion, retirement of capital stock, net$0582
Net operating income$5,543,0001,718
2021-09-30 (YTD Data)Rank
Total interest income$8,848,0002,273
Total interest expense$422,0003,105
Net interest income$8,426,0002,174
Provision for loan and lease losses$280,0001,206
Total noninterest income$978,0002,733
Gross Fiduciary activities income$0957
Service charges on deposit accounts$519,0001,256
Trading account gains and fees$0132
Additional Noninterest Income$459,0003,141
Total noninterest expense$4,605,0002,701
Salaries and employee benefits$2,988,0002,524
Premises and equipment expense$485,0002,654
Additional noninterest expense$1,132,0003,116
Pre-tax net operating income$4,519,0001,905
Securities gains (losses)$02,015
Applicable income taxes$184,0002,632
Income before extraordinary items$4,335,0001,770
Extraordinary gains, net$08
Net income$4,335,0001,769
Minority interest net income$069
Net income of bank and minority interests.$4,335,0001,770
Net charge-offs$-38,0004,117
Cash dividends$3,100,000830
Sale, conversion, retirement of capital stock, net$0543
Net operating income$4,335,0001,747
2021-06-30 (YTD Data)Rank
Total interest income$6,416,0002,121
Total interest expense$303,0003,062
Net interest income$6,113,0002,023
Provision for loan and lease losses$260,000997
Total noninterest income$649,0002,701
Gross Fiduciary activities income$0951
Service charges on deposit accounts$328,0001,271
Trading account gains and fees$0133
Additional Noninterest Income$321,0003,077
Total noninterest expense$3,089,0002,683
Salaries and employee benefits$1,980,0002,526
Premises and equipment expense$329,0002,613
Additional noninterest expense$780,0003,031
Pre-tax net operating income$3,413,0001,699
Securities gains (losses)$01,818
Applicable income taxes$129,0002,586
Income before extraordinary items$3,284,0001,604
Extraordinary gains, net$06
Net income$3,284,0001,604
Minority interest net income$067
Net income of bank and minority interests.$3,284,0001,604
Net charge-offs$-2,0003,249
Cash dividends$2,100,000811
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,284,0001,576
2021-03-31 (YTD Data)Rank
Total interest income$3,314,0002,067
Total interest expense$169,0003,005
Net interest income$3,145,0001,964
Provision for loan and lease losses$150,000937
Total noninterest income$311,0002,767
Gross Fiduciary activities income$0922
Service charges on deposit accounts$163,0001,275
Trading account gains and fees$0127
Additional Noninterest Income$148,0003,128
Total noninterest expense$1,521,0002,689
Salaries and employee benefits$982,0002,518
Premises and equipment expense$177,0002,523
Additional noninterest expense$362,0003,111
Pre-tax net operating income$1,785,0001,660
Securities gains (losses)$01,392
Applicable income taxes$63,0002,569
Income before extraordinary items$1,722,0001,558
Extraordinary gains, net$03
Net income$1,722,0001,558
Minority interest net income$055
Net income of bank and minority interests.$1,722,0001,558
Net charge-offs$28,0001,032
Cash dividends$1,000,000738
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,722,0001,517
2020-12-31 (YTD Data)Rank
Total interest income$12,639,0002,150
Total interest expense$1,220,0002,653
Net interest income$11,419,0002,032
Provision for loan and lease losses$1,667,0001,176
Total noninterest income$2,060,0002,089
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$655,0001,303
Trading account gains and fees$0133
Additional Noninterest Income$1,405,0002,125
Total noninterest expense$6,294,0002,624
Salaries and employee benefits$3,935,0002,508
Premises and equipment expense$696,0002,530
Additional noninterest expense$1,663,0002,853
Pre-tax net operating income$5,518,0001,657
Securities gains (losses)$14,0002,219
Applicable income taxes$204,0002,543
Income before extraordinary items$5,328,0001,557
Extraordinary gains, net$04
Net income$5,328,0001,557
Minority interest net income$072
Net income of bank and minority interests.$5,328,0001,557
Net charge-offs$903,000695
Cash dividends$4,500,000825
Sale, conversion, retirement of capital stock, net$0566
Net operating income$5,314,5601,521
2020-09-30 (YTD Data)Rank
Total interest income$9,677,0002,133
Total interest expense$1,010,0002,617
Net interest income$8,667,0002,018
Provision for loan and lease losses$570,0001,869
Total noninterest income$833,0002,720
Gross Fiduciary activities income$0981
Service charges on deposit accounts$480,0001,323
Trading account gains and fees$0125
Additional Noninterest Income$353,0003,172
Total noninterest expense$4,589,0002,652
Salaries and employee benefits$2,930,0002,500
Premises and equipment expense$485,0002,646
Additional noninterest expense$1,174,0002,951
Pre-tax net operating income$4,341,0001,580
Securities gains (losses)$14,0002,034
Applicable income taxes$153,0002,545
Income before extraordinary items$4,202,0001,460
Extraordinary gains, net$04
Net income$4,202,0001,461
Minority interest net income$065
Net income of bank and minority interests.$4,202,0001,461
Net charge-offs$1,0003,162
Cash dividends$3,000,000806
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,188,5601,416
2020-06-30 (YTD Data)Rank
Total interest income$6,735,0002,081
Total interest expense$751,0002,569
Net interest income$5,984,0001,963
Provision for loan and lease losses$330,0001,945
Total noninterest income$548,0002,709
Gross Fiduciary activities income$0970
Service charges on deposit accounts$315,0001,354
Trading account gains and fees$0123
Additional Noninterest Income$233,0003,155
Total noninterest expense$2,975,0002,716
Salaries and employee benefits$1,921,0002,535
Premises and equipment expense$334,0002,594
Additional noninterest expense$720,0003,092
Pre-tax net operating income$3,227,0001,361
Securities gains (losses)$14,0001,790
Applicable income taxes$102,0002,518
Income before extraordinary items$3,139,0001,262
Extraordinary gains, net$04
Net income$3,139,0001,262
Minority interest net income$065
Net income of bank and minority interests.$3,139,0001,262
Net charge-offs$30,0001,996
Cash dividends$2,000,000793
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,125,4201,231
2020-03-31 (YTD Data)Rank
Total interest income$2,899,0002,322
Total interest expense$441,0002,492
Net interest income$2,458,0002,251
Provision for loan and lease losses$45,0002,611
Total noninterest income$287,0002,574
Gross Fiduciary activities income$0941
Service charges on deposit accounts$178,0001,430
Trading account gains and fees$0106
Additional Noninterest Income$109,0003,088
Total noninterest expense$1,451,0002,769
Salaries and employee benefits$942,0002,582
Premises and equipment expense$171,0002,572
Additional noninterest expense$338,0003,248
Pre-tax net operating income$1,249,0001,530
Securities gains (losses)$01,705
Applicable income taxes$51,0002,387
Income before extraordinary items$1,198,0001,434
Extraordinary gains, net$04
Net income$1,198,0001,432
Minority interest net income$056
Net income of bank and minority interests.$1,198,0001,434
Net charge-offs$39,0001,301
Cash dividends$1,000,000802
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,198,0001,408
2019-12-31 (YTD Data)Rank
Total interest income$12,433,0002,220
Total interest expense$2,044,0002,304
Net interest income$10,389,0002,165
Provision for loan and lease losses$120,0002,773
Total noninterest income$1,290,0002,492
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$796,0001,342
Trading account gains and fees$0135
Additional Noninterest Income$494,0003,041
Total noninterest expense$6,077,0002,682
Salaries and employee benefits$3,911,0002,485
Premises and equipment expense$581,0002,849
Additional noninterest expense$1,585,0002,972
Pre-tax net operating income$5,482,0001,645
Securities gains (losses)$23,0001,586
Applicable income taxes$03,859
Income before extraordinary items$5,505,0001,473
Extraordinary gains, net$011
Net income$5,505,0001,474
Minority interest net income$076
Net income of bank and minority interests.$5,505,0001,475
Net charge-offs$290,0001,378
Cash dividends$5,250,000761
Sale, conversion, retirement of capital stock, net$0626
Net operating income$5,482,0001,448
2019-09-30 (YTD Data)Rank
Total interest income$9,463,0002,223
Total interest expense$1,577,0002,281
Net interest income$7,886,0002,167
Provision for loan and lease losses$90,0002,664
Total noninterest income$970,0002,500
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$600,0001,348
Trading account gains and fees$0129
Additional Noninterest Income$370,0003,054
Total noninterest expense$4,468,0002,726
Salaries and employee benefits$2,928,0002,493
Premises and equipment expense$435,0002,868
Additional noninterest expense$1,105,0003,142
Pre-tax net operating income$4,298,0001,626
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$4,298,0001,465
Extraordinary gains, net$011
Net income$4,298,0001,466
Minority interest net income$072
Net income of bank and minority interests.$4,298,0001,467
Net charge-offs$260,0001,119
Cash dividends$3,750,000755
Sale, conversion, retirement of capital stock, net$0590
Net operating income$4,298,0001,434
2019-06-30 (YTD Data)Rank
Total interest income$6,305,0002,230
Total interest expense$1,068,0002,244
Net interest income$5,237,0002,185
Provision for loan and lease losses$60,0002,560
Total noninterest income$647,0002,456
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$399,0001,328
Trading account gains and fees$0131
Additional Noninterest Income$248,0003,015
Total noninterest expense$2,950,0002,762
Salaries and employee benefits$1,911,0002,550
Premises and equipment expense$319,0002,719
Additional noninterest expense$720,0003,213
Pre-tax net operating income$2,874,0001,603
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$2,874,0001,437
Extraordinary gains, net$011
Net income$2,874,0001,437
Minority interest net income$069
Net income of bank and minority interests.$2,874,0001,437
Net charge-offs$169,0001,096
Cash dividends$2,500,000742
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,874,0001,411
2019-03-31 (YTD Data)Rank
Total interest income$3,127,0002,236
Total interest expense$529,0002,225
Net interest income$2,598,0002,198
Provision for loan and lease losses$30,0002,400
Total noninterest income$322,0002,443
Gross Fiduciary activities income$0972
Service charges on deposit accounts$201,0001,316
Trading account gains and fees$0126
Additional Noninterest Income$121,0002,994
Total noninterest expense$1,476,0002,772
Salaries and employee benefits$948,0002,579
Premises and equipment expense$152,0002,822
Additional noninterest expense$376,0003,149
Pre-tax net operating income$1,414,0001,600
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$1,414,0001,420
Extraordinary gains, net$05
Net income$1,414,0001,418
Minority interest net income$052
Net income of bank and minority interests.$1,414,0001,419
Net charge-offs$83,000968
Cash dividends$1,250,000706
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,414,0001,395
2018-12-31 (YTD Data)Rank
Total interest income$11,796,0002,239
Total interest expense$1,616,0002,236
Net interest income$10,180,0002,213
Provision for loan and lease losses$120,0002,842
Total noninterest income$2,557,0001,727
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$829,0001,333
Trading account gains and fees$0126
Additional Noninterest Income$1,728,0001,641
Total noninterest expense$6,299,0002,639
Salaries and employee benefits$4,010,0002,452
Premises and equipment expense$671,0002,650
Additional noninterest expense$1,618,0003,014
Pre-tax net operating income$6,318,0001,456
Securities gains (losses)$17,000610
Applicable income taxes$03,978
Income before extraordinary items$6,335,0001,303
Extraordinary gains, net$06
Net income$6,335,0001,302
Minority interest net income$072
Net income of bank and minority interests.$6,335,0001,302
Net charge-offs$147,0001,874
Cash dividends$5,750,000661
Sale, conversion, retirement of capital stock, net$0671
Net operating income$6,318,0001,293
2018-09-30 (YTD Data)Rank
Total interest income$8,836,0002,220
Total interest expense$1,159,0002,217
Net interest income$7,677,0002,199
Provision for loan and lease losses$90,0002,683
Total noninterest income$2,226,0001,577
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$609,0001,368
Trading account gains and fees$0138
Additional Noninterest Income$1,617,0001,450
Total noninterest expense$4,680,0002,663
Salaries and employee benefits$3,001,0002,451
Premises and equipment expense$452,0002,846
Additional noninterest expense$1,227,0002,988
Pre-tax net operating income$5,133,0001,390
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$5,133,0001,245
Extraordinary gains, net$05
Net income$5,133,0001,243
Minority interest net income$066
Net income of bank and minority interests.$5,133,0001,244
Net charge-offs$138,0001,482
Cash dividends$3,750,000680
Sale, conversion, retirement of capital stock, net$0633
Net operating income$5,133,0001,241
2018-06-30 (YTD Data)Rank
Total interest income$5,819,0002,234
Total interest expense$735,0002,206
Net interest income$5,084,0002,199
Provision for loan and lease losses$60,0002,584
Total noninterest income$1,019,0001,995
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$410,0001,354
Trading account gains and fees$0130
Additional Noninterest Income$609,0002,044
Total noninterest expense$3,017,0002,738
Salaries and employee benefits$1,904,0002,557
Premises and equipment expense$367,0002,525
Additional noninterest expense$746,0003,196
Pre-tax net operating income$3,026,0001,509
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$3,026,0001,352
Extraordinary gains, net$06
Net income$3,026,0001,351
Minority interest net income$065
Net income of bank and minority interests.$3,026,0001,351
Net charge-offs$133,0001,147
Cash dividends$2,500,000632
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,026,0001,342
2018-03-31 (YTD Data)Rank
Total interest income$2,862,0002,251
Total interest expense$351,0002,204
Net interest income$2,511,0002,237
Provision for loan and lease losses$30,0002,415
Total noninterest income$682,0001,657
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$211,0001,326
Trading account gains and fees$0123
Additional Noninterest Income$471,0001,544
Total noninterest expense$1,500,0002,786
Salaries and employee benefits$944,0002,596
Premises and equipment expense$191,0002,514
Additional noninterest expense$365,0003,252
Pre-tax net operating income$1,663,0001,377
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$1,663,0001,220
Extraordinary gains, net$07
Net income$1,663,0001,219
Minority interest net income$052
Net income of bank and minority interests.$1,663,0001,220
Net charge-offs$46,0001,241
Cash dividends$1,250,000605
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,663,0001,209
2017-12-31 (YTD Data)Rank
Total interest income$11,504,0002,190
Total interest expense$1,169,0002,283
Net interest income$10,335,0002,168
Provision for loan and lease losses$120,0002,846
Total noninterest income$1,361,0002,524
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$892,0001,301
Trading account gains and fees$0151
Additional Noninterest Income$469,0003,233
Total noninterest expense$7,742,0002,328
Salaries and employee benefits$3,700,0002,603
Premises and equipment expense$654,0002,778
Additional noninterest expense$3,388,0001,758
Pre-tax net operating income$3,834,0002,104
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$3,834,0001,667
Extraordinary gains, net$09
Net income$3,834,0001,668
Minority interest net income$076
Net income of bank and minority interests.$3,834,0001,667
Net charge-offs$117,0002,287
Cash dividends$3,750,000860
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,834,0001,646
2017-09-30 (YTD Data)Rank
Total interest income$8,737,0002,186
Total interest expense$841,0002,328
Net interest income$7,896,0002,139
Provision for loan and lease losses$120,0002,498
Total noninterest income$1,027,0002,532
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$680,0001,291
Trading account gains and fees$0145
Additional Noninterest Income$347,0003,277
Total noninterest expense$6,259,0002,207
Salaries and employee benefits$2,857,0002,562
Premises and equipment expense$469,0002,876
Additional noninterest expense$2,933,0001,542
Pre-tax net operating income$2,544,0002,339
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$2,544,0002,005
Extraordinary gains, net$09
Net income$2,544,0002,004
Minority interest net income$071
Net income of bank and minority interests.$2,544,0002,005
Net charge-offs$20,0002,983
Cash dividends$3,750,000641
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,544,0001,974
2017-06-30 (YTD Data)Rank
Total interest income$5,854,0002,165
Total interest expense$498,0002,492
Net interest income$5,356,0002,103
Provision for loan and lease losses$120,0002,050
Total noninterest income$687,0002,531
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$445,0001,299
Trading account gains and fees$0139
Additional Noninterest Income$242,0003,220
Total noninterest expense$3,054,0002,768
Salaries and employee benefits$1,993,0002,497
Premises and equipment expense$308,0002,912
Additional noninterest expense$753,0003,236
Pre-tax net operating income$2,869,0001,518
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$2,869,0001,287
Extraordinary gains, net$011
Net income$2,869,0001,287
Minority interest net income$071
Net income of bank and minority interests.$2,869,0001,287
Net charge-offs$-49,0005,279
Cash dividends$2,500,000624
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,869,0001,268
2017-03-31 (YTD Data)Rank
Total interest income$2,870,0002,185
Total interest expense$215,0002,717
Net interest income$2,655,0002,107
Provision for loan and lease losses$60,0001,878
Total noninterest income$355,0002,490
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$222,0001,299
Trading account gains and fees$0142
Additional Noninterest Income$133,0003,089
Total noninterest expense$1,541,0002,774
Salaries and employee benefits$1,007,0002,508
Premises and equipment expense$151,0002,982
Additional noninterest expense$383,0003,200
Pre-tax net operating income$1,409,0001,501
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$1,409,0001,288
Extraordinary gains, net$08
Net income$1,409,0001,288
Minority interest net income$055
Net income of bank and minority interests.$1,409,0001,288
Net charge-offs$27,0001,709
Cash dividends$1,250,000598
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,409,0001,270
2016-12-31 (YTD Data)Rank
Total interest income$11,655,0002,126
Total interest expense$607,0003,310
Net interest income$11,048,0002,004
Provision for loan and lease losses$200,0002,434
Total noninterest income$1,311,0002,652
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$872,0001,353
Trading account gains and fees$0170
Additional Noninterest Income$439,0003,432
Total noninterest expense$6,334,0002,755
Salaries and employee benefits$4,040,0002,476
Premises and equipment expense$634,0002,921
Additional noninterest expense$1,660,0003,128
Pre-tax net operating income$5,825,0001,431
Securities gains (losses)$1,0003,113
Applicable income taxes$04,278
Income before extraordinary items$5,826,0001,229
Extraordinary gains, net$05
Net income$5,826,0001,228
Minority interest net income$082
Net income of bank and minority interests.$5,826,0001,228
Net charge-offs$290,0001,558
Cash dividends$5,500,000614
Sale, conversion, retirement of capital stock, net$0759
Net operating income$5,825,0001,202
2016-09-30 (YTD Data)Rank
Total interest income$8,753,0002,120
Total interest expense$454,0003,325
Net interest income$8,299,0002,006
Provision for loan and lease losses$04,186
Total noninterest income$974,0002,663
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$635,0001,384
Trading account gains and fees$0169
Additional Noninterest Income$339,0003,409
Total noninterest expense$4,641,0002,789
Salaries and employee benefits$3,022,0002,469
Premises and equipment expense$446,0003,044
Additional noninterest expense$1,173,0003,273
Pre-tax net operating income$4,632,0001,391
Securities gains (losses)$1,0003,060
Applicable income taxes$04,325
Income before extraordinary items$4,633,0001,182
Extraordinary gains, net$05
Net income$4,633,0001,182
Minority interest net income$071
Net income of bank and minority interests.$4,633,0001,182
Net charge-offs$159,0001,643
Cash dividends$3,750,000638
Sale, conversion, retirement of capital stock, net$0719
Net operating income$4,632,0001,148
2016-06-30 (YTD Data)Rank
Total interest income$5,868,0002,114
Total interest expense$305,0003,313
Net interest income$5,563,0002,006
Provision for loan and lease losses$04,017
Total noninterest income$640,0002,668
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$403,0001,417
Trading account gains and fees$0157
Additional Noninterest Income$237,0003,353
Total noninterest expense$3,031,0002,839
Salaries and employee benefits$1,968,0002,535
Premises and equipment expense$301,0003,031
Additional noninterest expense$762,0003,352
Pre-tax net operating income$3,172,0001,359
Securities gains (losses)$1,0002,737
Applicable income taxes$04,338
Income before extraordinary items$3,173,0001,151
Extraordinary gains, net$016
Net income$3,173,0001,151
Minority interest net income$071
Net income of bank and minority interests.$3,173,0001,151
Net charge-offs$117,0001,489
Cash dividends$2,500,000640
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,172,0001,121
2016-03-31 (YTD Data)Rank
Total interest income$2,940,0002,113
Total interest expense$150,0003,376
Net interest income$2,790,0002,000
Provision for loan and lease losses$03,656
Total noninterest income$299,0002,729
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$183,0001,537
Trading account gains and fees$0142
Additional Noninterest Income$116,0003,331
Total noninterest expense$1,500,0002,865
Salaries and employee benefits$978,0002,555
Premises and equipment expense$173,0002,807
Additional noninterest expense$349,0003,548
Pre-tax net operating income$1,589,0001,342
Securities gains (losses)$1,0001,958
Applicable income taxes$04,259
Income before extraordinary items$1,590,0001,125
Extraordinary gains, net$012
Net income$1,590,0001,126
Minority interest net income$062
Net income of bank and minority interests.$1,590,0001,126
Net charge-offs$140,000821
Cash dividends$1,250,000609
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,589,0001,102
2015-12-31 (YTD Data)Rank
Total interest income$11,759,0002,059
Total interest expense$608,0003,366
Net interest income$11,151,0001,941
Provision for loan and lease losses$04,380
Total noninterest income$1,287,0002,692
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$719,0001,611
Trading account gains and fees$0159
Additional Noninterest Income$568,0003,115
Total noninterest expense$6,080,0002,834
Salaries and employee benefits$3,929,0002,533
Premises and equipment expense$668,0002,898
Additional noninterest expense$1,483,0003,421
Pre-tax net operating income$6,358,0001,296
Securities gains (losses)$3,0002,963
Applicable income taxes$04,402
Income before extraordinary items$6,361,0001,101
Extraordinary gains, net$023
Net income$6,361,0001,101
Minority interest net income$081
Net income of bank and minority interests.$6,361,0001,101
Net charge-offs$-323,0005,942
Cash dividends$5,800,000583
Sale, conversion, retirement of capital stock, net$0804
Net operating income$6,358,0001,084
2015-09-30 (YTD Data)Rank
Total interest income$8,856,0002,072
Total interest expense$458,0003,398
Net interest income$8,398,0001,954
Provision for loan and lease losses$04,232
Total noninterest income$960,0002,718
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$527,0001,653
Trading account gains and fees$0153
Additional Noninterest Income$433,0003,095
Total noninterest expense$4,437,0002,902
Salaries and employee benefits$2,925,0002,548
Premises and equipment expense$465,0003,080
Additional noninterest expense$1,047,0003,573
Pre-tax net operating income$4,921,0001,296
Securities gains (losses)$3,0002,757
Applicable income taxes$04,489
Income before extraordinary items$4,924,0001,092
Extraordinary gains, net$021
Net income$4,924,0001,090
Minority interest net income$078
Net income of bank and minority interests.$4,924,0001,092
Net charge-offs$-343,0006,052
Cash dividends$4,000,000564
Sale, conversion, retirement of capital stock, net$0773
Net operating income$4,921,0001,060
2015-06-30 (YTD Data)Rank
Total interest income$5,897,0002,067
Total interest expense$308,0003,401
Net interest income$5,589,0001,948
Provision for loan and lease losses$04,069
Total noninterest income$651,0002,718
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$339,0001,677
Trading account gains and fees$0157
Additional Noninterest Income$312,0003,019
Total noninterest expense$2,932,0002,936
Salaries and employee benefits$1,920,0002,604
Premises and equipment expense$310,0003,089
Additional noninterest expense$702,0003,577
Pre-tax net operating income$3,308,0001,273
Securities gains (losses)$3,0002,361
Applicable income taxes$04,497
Income before extraordinary items$3,311,0001,066
Extraordinary gains, net$022
Net income$3,311,0001,065
Minority interest net income$075
Net income of bank and minority interests.$3,311,0001,067
Net charge-offs$-382,0006,177
Cash dividends$2,750,000546
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,308,0001,040
2015-03-31 (YTD Data)Rank
Total interest income$2,882,0002,101
Total interest expense$156,0003,396
Net interest income$2,726,0001,985
Provision for loan and lease losses$03,703
Total noninterest income$314,0002,729
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$165,0001,700
Trading account gains and fees$0152
Additional Noninterest Income$149,0003,024
Total noninterest expense$1,461,0002,955
Salaries and employee benefits$958,0002,612
Premises and equipment expense$166,0002,997
Additional noninterest expense$337,0003,681
Pre-tax net operating income$1,579,0001,275
Securities gains (losses)$3,0001,758
Applicable income taxes$04,400
Income before extraordinary items$1,582,0001,079
Extraordinary gains, net$013
Net income$1,582,0001,080
Minority interest net income$064
Net income of bank and minority interests.$1,582,0001,080
Net charge-offs$-394,0006,317
Cash dividends$1,250,000543
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,579,0001,047
2014-12-31 (YTD Data)Rank
Total interest income$11,761,0002,072
Total interest expense$660,0003,424
Net interest income$11,101,0001,948
Provision for loan and lease losses$238,0002,297
Total noninterest income$1,209,0002,828
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$746,0001,668
Trading account gains and fees$0180
Additional Noninterest Income$463,0003,371
Total noninterest expense$5,937,0002,941
Salaries and employee benefits$3,885,0002,561
Premises and equipment expense$720,0002,875
Additional noninterest expense$1,332,0003,819
Pre-tax net operating income$6,135,0001,277
Securities gains (losses)$48,0001,758
Applicable income taxes$04,531
Income before extraordinary items$6,183,0001,067
Extraordinary gains, net$017
Net income$6,183,0001,065
Minority interest net income$084
Net income of bank and minority interests.$6,183,0001,066
Net charge-offs$54,0003,706
Cash dividends$5,900,000531
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,135,0001,049
2014-09-30 (YTD Data)Rank
Total interest income$8,853,0002,079
Total interest expense$502,0003,442
Net interest income$8,351,0001,952
Provision for loan and lease losses$197,0002,105
Total noninterest income$875,0002,900
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$562,0001,668
Trading account gains and fees$0174
Additional Noninterest Income$313,0003,569
Total noninterest expense$4,393,0002,977
Salaries and employee benefits$2,907,0002,571
Premises and equipment expense$522,0002,956
Additional noninterest expense$964,0003,926
Pre-tax net operating income$4,636,0001,288
Securities gains (losses)$46,0001,492
Applicable income taxes$04,583
Income before extraordinary items$4,682,0001,067
Extraordinary gains, net$015
Net income$4,682,0001,066
Minority interest net income$081
Net income of bank and minority interests.$4,682,0001,066
Net charge-offs$-10,0005,623
Cash dividends$4,000,000525
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,636,0001,052
2014-06-30 (YTD Data)Rank
Total interest income$5,833,0002,095
Total interest expense$339,0003,452
Net interest income$5,494,0001,962
Provision for loan and lease losses$181,0001,724
Total noninterest income$602,0002,823
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$384,0001,622
Trading account gains and fees$0172
Additional Noninterest Income$218,0003,494
Total noninterest expense$2,953,0002,973
Salaries and employee benefits$1,910,0002,609
Premises and equipment expense$351,0002,958
Additional noninterest expense$692,0003,767
Pre-tax net operating income$2,962,0001,294
Securities gains (losses)$46,0001,209
Applicable income taxes$04,568
Income before extraordinary items$3,008,0001,075
Extraordinary gains, net$020
Net income$3,008,0001,075
Minority interest net income$080
Net income of bank and minority interests.$3,008,0001,076
Net charge-offs$-51,0006,153
Cash dividends$2,750,000506
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,962,0001,062
2014-03-31 (YTD Data)Rank
Total interest income$2,909,0002,099
Total interest expense$172,0003,467
Net interest income$2,737,0001,961
Provision for loan and lease losses$90,0001,672
Total noninterest income$274,0002,937
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$178,0001,707
Trading account gains and fees$0147
Additional Noninterest Income$96,0003,633
Total noninterest expense$1,438,0003,053
Salaries and employee benefits$951,0002,634
Premises and equipment expense$192,0002,830
Additional noninterest expense$295,0004,143
Pre-tax net operating income$1,483,0001,257
Securities gains (losses)$33,000787
Applicable income taxes$04,445
Income before extraordinary items$1,516,0001,034
Extraordinary gains, net$016
Net income$1,516,0001,035
Minority interest net income$066
Net income of bank and minority interests.$1,516,0001,035
Net charge-offs$-83,0006,436
Cash dividends$1,250,000501
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,483,0001,032
2013-12-31 (YTD Data)Rank
Total interest income$12,238,0002,021
Total interest expense$786,0003,489
Net interest income$11,452,0001,872
Provision for loan and lease losses$157,0003,231
Total noninterest income$1,154,0002,969
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$773,0001,696
Trading account gains and fees$0184
Additional Noninterest Income$381,0003,744
Total noninterest expense$5,882,0003,036
Salaries and employee benefits$3,829,0002,575
Premises and equipment expense$669,0003,055
Additional noninterest expense$1,384,0003,847
Pre-tax net operating income$6,567,0001,129
Securities gains (losses)$204,000883
Applicable income taxes$04,631
Income before extraordinary items$6,771,000920
Extraordinary gains, net$029
Net income$6,771,000921
Minority interest net income$090
Net income of bank and minority interests.$6,771,000921
Net charge-offs$90,0003,853
Cash dividends$6,250,000471
Sale, conversion, retirement of capital stock, net$0924
Net operating income$6,567,000925
2013-09-30 (YTD Data)Rank
Total interest income$9,198,0002,017
Total interest expense$609,0003,503
Net interest income$8,589,0001,872
Provision for loan and lease losses$217,0002,493
Total noninterest income$860,0003,026
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$578,0001,703
Trading account gains and fees$0180
Additional Noninterest Income$282,0003,836
Total noninterest expense$4,463,0003,009
Salaries and employee benefits$2,897,0002,555
Premises and equipment expense$475,0003,226
Additional noninterest expense$1,091,0003,728
Pre-tax net operating income$4,769,0001,193
Securities gains (losses)$132,0001,046
Applicable income taxes$04,713
Income before extraordinary items$4,901,000952
Extraordinary gains, net$025
Net income$4,901,000954
Minority interest net income$084
Net income of bank and minority interests.$4,901,000954
Net charge-offs$175,0002,709
Cash dividends$4,250,000476
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,769,000947
2013-06-30 (YTD Data)Rank
Total interest income$6,144,0002,016
Total interest expense$425,0003,453
Net interest income$5,719,0001,866
Provision for loan and lease losses$184,0002,211
Total noninterest income$566,0003,080
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$376,0001,708
Trading account gains and fees$0157
Additional Noninterest Income$190,0003,871
Total noninterest expense$2,924,0003,058
Salaries and employee benefits$1,897,0002,618
Premises and equipment expense$324,0003,179
Additional noninterest expense$703,0003,823
Pre-tax net operating income$3,177,0001,174
Securities gains (losses)$88,0001,186
Applicable income taxes$04,679
Income before extraordinary items$3,265,000941
Extraordinary gains, net$022
Net income$3,265,000942
Minority interest net income$082
Net income of bank and minority interests.$3,265,000944
Net charge-offs$188,0002,156
Cash dividends$2,750,000486
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,177,000929
2013-03-31 (YTD Data)Rank
Total interest income$3,049,0002,049
Total interest expense$222,0003,436
Net interest income$2,827,0001,887
Provision for loan and lease losses$93,0002,151
Total noninterest income$283,0003,083
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$190,0001,677
Trading account gains and fees$0148
Additional Noninterest Income$93,0003,865
Total noninterest expense$1,438,0003,111
Salaries and employee benefits$950,0002,633
Premises and equipment expense$167,0003,144
Additional noninterest expense$321,0004,069
Pre-tax net operating income$1,579,0001,157
Securities gains (losses)$26,0001,182
Applicable income taxes$04,602
Income before extraordinary items$1,605,000956
Extraordinary gains, net$010
Net income$1,605,000957
Minority interest net income$076
Net income of bank and minority interests.$1,605,000958
Net charge-offs$87,0002,003
Cash dividends$1,250,000435
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,579,000914
2012-12-31 (YTD Data)Rank
Total interest income$13,308,0001,976
Total interest expense$1,262,0003,098
Net interest income$12,046,0001,814
Provision for loan and lease losses$321,0003,280
Total noninterest income$1,238,0002,910
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$842,0001,625
Trading account gains and fees$0166
Additional Noninterest Income$396,0003,648
Total noninterest expense$5,987,0003,045
Salaries and employee benefits$3,764,0002,594
Premises and equipment expense$752,0002,875
Additional noninterest expense$1,471,0003,844
Pre-tax net operating income$6,976,0001,014
Securities gains (losses)$60,0002,609
Applicable income taxes$04,751
Income before extraordinary items$7,036,000837
Extraordinary gains, net$029
Net income$7,036,000836
Minority interest net income$093
Net income of bank and minority interests.$7,036,000837
Net charge-offs$92,0004,485
Cash dividends$5,500,000526
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$6,976,000797
2012-09-30 (YTD Data)Rank
Total interest income$10,027,0002,000
Total interest expense$1,013,0003,049
Net interest income$9,014,0001,842
Provision for loan and lease losses$224,0003,405
Total noninterest income$915,0002,957
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$630,0001,651
Trading account gains and fees$0157
Additional Noninterest Income$285,0003,753
Total noninterest expense$4,483,0003,062
Salaries and employee benefits$2,837,0002,609
Premises and equipment expense$566,0002,898
Additional noninterest expense$1,080,0003,907
Pre-tax net operating income$5,222,0001,029
Securities gains (losses)$43,0002,529
Applicable income taxes$04,802
Income before extraordinary items$5,265,000865
Extraordinary gains, net$020
Net income$5,265,000864
Minority interest net income$086
Net income of bank and minority interests.$5,265,000865
Net charge-offs$88,0004,093
Cash dividends$4,000,000429
Sale, conversion, retirement of capital stock, net$0952
Net operating income$5,222,000808
2012-06-30 (YTD Data)Rank
Total interest income$6,715,0002,002
Total interest expense$722,0002,982
Net interest income$5,993,0001,846
Provision for loan and lease losses$132,0003,516
Total noninterest income$625,0002,866
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$426,0001,608
Trading account gains and fees$0153
Additional Noninterest Income$199,0003,676
Total noninterest expense$2,935,0003,113
Salaries and employee benefits$1,854,0002,661
Premises and equipment expense$370,0002,944
Additional noninterest expense$711,0003,944
Pre-tax net operating income$3,551,000999
Securities gains (losses)$11,0002,698
Applicable income taxes$04,770
Income before extraordinary items$3,562,000849
Extraordinary gains, net$019
Net income$3,562,000847
Minority interest net income$084
Net income of bank and minority interests.$3,562,000849
Net charge-offs$12,0004,874
Cash dividends$2,750,000408
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,551,000786
2012-03-31 (YTD Data)Rank
Total interest income$3,425,0001,975
Total interest expense$388,0002,921
Net interest income$3,037,0001,837
Provision for loan and lease losses$30,0004,088
Total noninterest income$313,0002,881
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$205,0001,653
Trading account gains and fees$0148
Additional Noninterest Income$108,0003,590
Total noninterest expense$1,474,0003,101
Salaries and employee benefits$915,0002,709
Premises and equipment expense$170,0003,153
Additional noninterest expense$389,0003,708
Pre-tax net operating income$1,846,000962
Securities gains (losses)$8,0001,818
Applicable income taxes$04,704
Income before extraordinary items$1,854,000807
Extraordinary gains, net$019
Net income$1,854,000807
Minority interest net income$078
Net income of bank and minority interests.$1,854,000808
Net charge-offs$18,0003,743
Cash dividends$1,500,000340
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,846,000761
2011-12-31 (YTD Data)Rank
Total interest income$14,402,0001,959
Total interest expense$2,037,0002,745
Net interest income$12,365,0001,804
Provision for loan and lease losses$518,0003,415
Total noninterest income$1,199,0002,798
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$831,0001,740
Trading account gains and fees$0146
Additional Noninterest Income$368,0003,548
Total noninterest expense$5,922,0003,092
Salaries and employee benefits$3,701,0002,599
Premises and equipment expense$658,0003,330
Additional noninterest expense$1,563,0003,744
Pre-tax net operating income$7,124,000854
Securities gains (losses)$127,0001,858
Applicable income taxes$04,719
Income before extraordinary items$7,251,000703
Extraordinary gains, net$029
Net income$7,251,000702
Minority interest net income$096
Net income of bank and minority interests.$7,251,000703
Net charge-offs$384,0003,500
Cash dividends$6,000,000357
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$7,124,000674
2011-09-30 (YTD Data)Rank
Total interest income$10,899,0001,962
Total interest expense$1,582,0002,753
Net interest income$9,317,0001,801
Provision for loan and lease losses$327,0003,487
Total noninterest income$899,0002,794
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$618,0001,751
Trading account gains and fees$0145
Additional Noninterest Income$281,0003,552
Total noninterest expense$4,430,0003,097
Salaries and employee benefits$2,795,0002,576
Premises and equipment expense$469,0003,508
Additional noninterest expense$1,166,0003,755
Pre-tax net operating income$5,459,000850
Securities gains (losses)$107,0001,724
Applicable income taxes$04,740
Income before extraordinary items$5,566,000711
Extraordinary gains, net$021
Net income$5,566,000709
Minority interest net income$087
Net income of bank and minority interests.$5,566,000711
Net charge-offs$258,0003,410
Cash dividends$4,500,000317
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$5,459,000690
2011-06-30 (YTD Data)Rank
Total interest income$7,322,0001,967
Total interest expense$1,071,0002,810
Net interest income$6,251,0001,789
Provision for loan and lease losses$180,0003,659
Total noninterest income$582,0002,854
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$398,0001,778
Trading account gains and fees$0153
Additional Noninterest Income$184,0003,629
Total noninterest expense$3,117,0002,997
Salaries and employee benefits$1,824,0002,651
Premises and equipment expense$277,0003,854
Additional noninterest expense$1,016,0003,170
Pre-tax net operating income$3,536,000852
Securities gains (losses)$100,0001,143
Applicable income taxes$04,697
Income before extraordinary items$3,636,000708
Extraordinary gains, net$015
Net income$3,636,000707
Minority interest net income$089
Net income of bank and minority interests.$3,636,000708
Net charge-offs$111,0003,738
Cash dividends$3,500,000266
Sale, conversion, retirement of capital stock, net$0986
Net operating income$3,536,000698
2011-03-31 (YTD Data)Rank
Total interest income$3,650,0001,978
Total interest expense$536,0002,877
Net interest income$3,114,0001,793
Provision for loan and lease losses$89,0003,551
Total noninterest income$291,0002,882
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$200,0001,750
Trading account gains and fees$0158
Additional Noninterest Income$91,0003,718
Total noninterest expense$1,539,0003,040
Salaries and employee benefits$917,0002,645
Premises and equipment expense$149,0003,714
Additional noninterest expense$473,0003,320
Pre-tax net operating income$1,777,000858
Securities gains (losses)$71,000637
Applicable income taxes$04,545
Income before extraordinary items$1,848,000704
Extraordinary gains, net$09
Net income$1,848,000704
Minority interest net income$086
Net income of bank and minority interests.$1,848,000704
Net charge-offs$65,0003,136
Cash dividends$1,500,000267
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,777,000710
2010-12-31 (YTD Data)Rank
Total interest income$15,234,0001,985
Total interest expense$2,564,0002,938
Net interest income$12,670,0001,749
Provision for loan and lease losses$1,396,0002,565
Total noninterest income$1,188,0002,932
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$855,0001,719
Trading account gains and fees$0175
Additional Noninterest Income$333,0003,805
Total noninterest expense$5,854,0003,174
Salaries and employee benefits$3,536,0002,703
Premises and equipment expense$377,0004,886
Additional noninterest expense$1,941,0003,342
Pre-tax net operating income$6,608,000805
Securities gains (losses)$277,0001,332
Applicable income taxes$04,655
Income before extraordinary items$6,885,000660
Extraordinary gains, net$029
Net income$6,885,000655
Minority interest net income$0111
Net income of bank and minority interests.$6,885,000661
Net charge-offs$901,0002,834
Cash dividends$5,382,000311
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$6,608,000654
2010-09-30 (YTD Data)Rank
Total interest income$11,527,0002,011
Total interest expense$1,999,0002,956
Net interest income$9,528,0001,758
Provision for loan and lease losses$896,0002,690
Total noninterest income$887,0002,961
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$633,0001,788
Trading account gains and fees$0165
Additional Noninterest Income$254,0003,814
Total noninterest expense$4,297,0003,230
Salaries and employee benefits$2,671,0002,694
Premises and equipment expense$236,0005,378
Additional noninterest expense$1,390,0003,434
Pre-tax net operating income$5,222,000802
Securities gains (losses)$268,0001,161
Applicable income taxes$04,726
Income before extraordinary items$5,490,000632
Extraordinary gains, net$023
Net income$5,490,000630
Minority interest net income$0110
Net income of bank and minority interests.$5,490,000632
Net charge-offs$448,0003,225
Cash dividends$5,382,000204
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$5,222,000633
2010-06-30 (YTD Data)Rank
Total interest income$7,652,0002,039
Total interest expense$1,367,0002,997
Net interest income$6,285,0001,779
Provision for loan and lease losses$541,0002,747
Total noninterest income$598,0002,874
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$418,0001,820
Trading account gains and fees$0152
Additional Noninterest Income$180,0003,678
Total noninterest expense$2,794,0003,301
Salaries and employee benefits$1,738,0002,763
Premises and equipment expense$138,0005,696
Additional noninterest expense$918,0003,442
Pre-tax net operating income$3,548,000773
Securities gains (losses)$13,0002,514
Applicable income taxes$04,691
Income before extraordinary items$3,561,000636
Extraordinary gains, net$019
Net income$3,561,000637
Minority interest net income$0105
Net income of bank and minority interests.$3,561,000637
Net charge-offs$403,0002,698
Cash dividends$3,500,000204
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,548,000612
2010-03-31 (YTD Data)Rank
Total interest income$3,833,0002,086
Total interest expense$696,0003,075
Net interest income$3,137,0001,806
Provision for loan and lease losses$30,0005,300
Total noninterest income$291,0002,923
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$203,0001,853
Trading account gains and fees$0175
Additional Noninterest Income$88,0003,739
Total noninterest expense$1,361,0003,412
Salaries and employee benefits$855,0002,845
Premises and equipment expense$72,0005,682
Additional noninterest expense$434,0003,589
Pre-tax net operating income$2,037,000666
Securities gains (losses)$6,0001,850
Applicable income taxes$04,611
Income before extraordinary items$2,043,000546
Extraordinary gains, net$016
Net income$2,043,000548
Minority interest net income$091
Net income of bank and minority interests.$2,043,000548
Net charge-offs$12,0004,735
Cash dividends$2,500,000141
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$2,037,000524
2009-12-31 (YTD Data)Rank
Total interest income$15,968,0002,118
Total interest expense$3,187,0003,272
Net interest income$12,781,0001,748
Provision for loan and lease losses$740,0003,957
Total noninterest income$1,213,0002,960
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$887,0001,871
Trading account gains and fees$0211
Additional Noninterest Income$326,0003,864
Total noninterest expense$5,827,0003,255
Salaries and employee benefits$3,385,0002,869
Premises and equipment expense$509,0004,329
Additional noninterest expense$1,933,0003,400
Pre-tax net operating income$7,427,000574
Securities gains (losses)$597,000772
Applicable income taxes$04,388
Income before extraordinary items$8,024,000406
Extraordinary gains, net$034
Net income$8,024,000404
Minority interest net income$0115
Net income of bank and minority interests.$8,024,000407
Net charge-offs$391,0004,131
Cash dividends$5,500,000317
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$7,427,000437
2009-09-30 (YTD Data)Rank
Total interest income$12,003,0002,154
Total interest expense$2,444,0003,340
Net interest income$9,559,0001,751
Provision for loan and lease losses$395,0004,198
Total noninterest income$921,0002,984
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$668,0001,874
Trading account gains and fees$0212
Additional Noninterest Income$253,0003,879
Total noninterest expense$4,450,0003,220
Salaries and employee benefits$2,556,0002,884
Premises and equipment expense$429,0004,057
Additional noninterest expense$1,465,0003,340
Pre-tax net operating income$5,635,000606
Securities gains (losses)$589,000610
Applicable income taxes$04,592
Income before extraordinary items$6,224,000426
Extraordinary gains, net$027
Net income$6,224,000425
Minority interest net income$0118
Net income of bank and minority interests.$6,224,000426
Net charge-offs$348,0003,512
Cash dividends$4,000,000314
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$5,635,000464
2009-06-30 (YTD Data)Rank
Total interest income$8,007,0002,186
Total interest expense$1,707,0003,352
Net interest income$6,300,0001,779
Provision for loan and lease losses$365,0003,416
Total noninterest income$603,0003,037
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$426,0001,922
Trading account gains and fees$0193
Additional Noninterest Income$177,0003,844
Total noninterest expense$2,977,0003,239
Salaries and employee benefits$1,659,0002,994
Premises and equipment expense$308,0003,857
Additional noninterest expense$1,010,0003,270
Pre-tax net operating income$3,561,000640
Securities gains (losses)$581,000446
Applicable income taxes$04,657
Income before extraordinary items$4,142,000419
Extraordinary gains, net$021
Net income$4,142,000417
Minority interest net income$0112
Net income of bank and minority interests.$4,142,000419
Net charge-offs$51,0004,886
Cash dividends$3,000,000283
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$3,561,000474
2009-03-31 (YTD Data)Rank
Total interest income$3,961,0002,226
Total interest expense$886,0003,357
Net interest income$3,075,0001,807
Provision for loan and lease losses$30,0005,394
Total noninterest income$308,0002,974
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$208,0001,899
Trading account gains and fees$0171
Additional Noninterest Income$100,0003,652
Total noninterest expense$1,579,0003,001
Salaries and employee benefits$854,0002,935
Premises and equipment expense$160,0003,797
Additional noninterest expense$565,0002,697
Pre-tax net operating income$1,774,000710
Securities gains (losses)$574,000285
Applicable income taxes$04,835
Income before extraordinary items$2,348,000415
Extraordinary gains, net$015
Net income$2,348,000416
Minority interest net income$0102
Net income of bank and minority interests.$2,348,000417
Net charge-offs$15,0004,515
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,774,000523
2008-12-31 (YTD Data)Rank
Total interest income$14,602,0002,531
Total interest expense$4,409,0003,268
Net interest income$10,193,0002,180
Provision for loan and lease losses$120,0005,805
Total noninterest income$1,248,0002,965
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$896,0001,926
Trading account gains and fees$0154
Additional Noninterest Income$352,0003,816
Total noninterest expense$5,287,0003,418
Salaries and employee benefits$3,181,0003,091
Premises and equipment expense$723,0003,424
Additional noninterest expense$1,383,0003,841
Pre-tax net operating income$6,034,000929
Securities gains (losses)$1,107,000199
Applicable income taxes$04,979
Income before extraordinary items$7,141,000547
Extraordinary gains, net$039
Net income$7,141,000547
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0006,287
Cash dividends$3,400,000799
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$6,034,000720
2008-09-30 (YTD Data)Rank
Total interest income$10,888,0002,598
Total interest expense$3,491,0003,250
Net interest income$7,397,0002,267
Provision for loan and lease losses$90,0005,263
Total noninterest income$942,0003,014
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$666,0001,950
Trading account gains and fees$0148
Additional Noninterest Income$276,0003,825
Total noninterest expense$3,936,0003,431
Salaries and employee benefits$2,505,0002,972
Premises and equipment expense$546,0003,433
Additional noninterest expense$885,0004,265
Pre-tax net operating income$4,313,0001,173
Securities gains (losses)$926,000194
Applicable income taxes$05,372
Income before extraordinary items$5,239,000696
Extraordinary gains, net$031
Net income$5,239,000695
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0005,555
Cash dividends$2,600,000803
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,313,000899
2008-06-30 (YTD Data)Rank
Total interest income$7,071,0002,693
Total interest expense$2,434,0003,253
Net interest income$4,637,0002,368
Provision for loan and lease losses$60,0004,901
Total noninterest income$614,0003,093
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$435,0001,960
Trading account gains and fees$0149
Additional Noninterest Income$179,0003,983
Total noninterest expense$2,631,0003,425
Salaries and employee benefits$1,637,0003,072
Premises and equipment expense$381,0003,332
Additional noninterest expense$613,0004,118
Pre-tax net operating income$2,560,0001,352
Securities gains (losses)$805,000204
Applicable income taxes$05,627
Income before extraordinary items$3,365,000817
Extraordinary gains, net$021
Net income$3,365,000816
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-28,0008,132
Cash dividends$1,800,000850
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,560,0001,065
2008-03-31 (YTD Data)Rank
Total interest income$3,285,0002,964
Total interest expense$1,306,0003,238
Net interest income$1,979,0002,729
Provision for loan and lease losses$30,0004,346
Total noninterest income$306,0003,095
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$218,0001,928
Trading account gains and fees$0158
Additional Noninterest Income$88,0004,007
Total noninterest expense$1,332,0003,408
Salaries and employee benefits$797,0003,173
Premises and equipment expense$226,0002,912
Additional noninterest expense$309,0004,023
Pre-tax net operating income$923,0001,928
Securities gains (losses)$672,000194
Applicable income taxes$05,622
Income before extraordinary items$1,595,000945
Extraordinary gains, net$015
Net income$1,595,000947
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-27,0008,208
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$923,0001,555
2007-12-31 (YTD Data)Rank
Total interest income$14,842,0002,704
Total interest expense$6,716,0002,724
Net interest income$8,126,0002,680
Provision for loan and lease losses$245,0003,546
Total noninterest income$1,154,0003,212
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$913,0001,906
Trading account gains and fees$0178
Additional Noninterest Income$241,0004,669
Total noninterest expense$4,969,0003,449
Salaries and employee benefits$3,132,0003,115
Premises and equipment expense$679,0003,516
Additional noninterest expense$1,158,0004,177
Pre-tax net operating income$4,066,0001,952
Securities gains (losses)$54,000769
Applicable income taxes$06,070
Income before extraordinary items$4,120,0001,538
Extraordinary gains, net$039
Net income$4,120,0001,538
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$143,0003,287
Cash dividends$2,600,0001,332
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,066,0001,552
2007-09-30 (YTD Data)Rank
Total interest income$11,116,0002,706
Total interest expense$5,232,0002,629
Net interest income$5,884,0002,784
Provision for loan and lease losses$115,0003,913
Total noninterest income$865,0003,222
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$677,0001,914
Trading account gains and fees$0184
Additional Noninterest Income$188,0004,617
Total noninterest expense$3,661,0003,483
Salaries and employee benefits$2,300,0003,155
Premises and equipment expense$487,0003,613
Additional noninterest expense$874,0004,112
Pre-tax net operating income$2,973,0002,124
Securities gains (losses)$42,000657
Applicable income taxes$06,220
Income before extraordinary items$3,015,0001,685
Extraordinary gains, net$033
Net income$3,015,0001,684
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$166,0002,200
Cash dividends$2,000,0001,205
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,973,0001,690
2007-06-30 (YTD Data)Rank
Total interest income$7,370,0002,741
Total interest expense$3,560,0002,581
Net interest income$3,810,0002,881
Provision for loan and lease losses$60,0003,990
Total noninterest income$577,0003,246
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$441,0001,953
Trading account gains and fees$0168
Additional Noninterest Income$136,0004,507
Total noninterest expense$2,475,0003,469
Salaries and employee benefits$1,532,0003,192
Premises and equipment expense$356,0003,386
Additional noninterest expense$587,0004,076
Pre-tax net operating income$1,852,0002,298
Securities gains (losses)$42,000570
Applicable income taxes$06,265
Income before extraordinary items$1,894,0001,827
Extraordinary gains, net$029
Net income$1,894,0001,827
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0003,451
Cash dividends$1,400,0001,178
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,852,0001,854
2007-03-31 (YTD Data)Rank
Total interest income$3,640,0002,760
Total interest expense$1,796,0002,549
Net interest income$1,844,0002,974
Provision for loan and lease losses$30,0003,737
Total noninterest income$298,0003,122
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$218,0001,924
Trading account gains and fees$0195
Additional Noninterest Income$80,0004,208
Total noninterest expense$1,253,0003,453
Salaries and employee benefits$760,0003,232
Premises and equipment expense$187,0003,285
Additional noninterest expense$306,0003,915
Pre-tax net operating income$859,0002,435
Securities gains (losses)$42,000437
Applicable income taxes$06,196
Income before extraordinary items$901,0001,863
Extraordinary gains, net$022
Net income$901,0001,863
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0002,733
Cash dividends$800,000962
Sale, conversion, retirement of capital stock, net$0885
Net operating income$859,0001,937
2006-12-31 (YTD Data)Rank
Total interest income$12,861,0002,919
Total interest expense$5,608,0002,747
Net interest income$7,253,0003,014
Provision for loan and lease losses$220,0003,350
Total noninterest income$1,162,0003,188
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$957,0001,818
Trading account gains and fees$0130
Additional Noninterest Income$205,0005,086
Total noninterest expense$4,954,0003,377
Salaries and employee benefits$3,116,0003,024
Premises and equipment expense$743,0003,181
Additional noninterest expense$1,095,0004,228
Pre-tax net operating income$3,241,0002,643
Securities gains (losses)$-100,0008,202
Applicable income taxes$06,600
Income before extraordinary items$3,141,0002,196
Extraordinary gains, net$051
Net income$3,141,0002,196
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$193,0002,225
Cash dividends$1,900,0001,614
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,241,0002,132
2006-09-30 (YTD Data)Rank
Total interest income$9,487,0002,936
Total interest expense$4,002,0002,783
Net interest income$5,485,0003,019
Provision for loan and lease losses$90,0004,225
Total noninterest income$876,0003,200
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$718,0001,820
Trading account gains and fees$0126
Additional Noninterest Income$158,0005,034
Total noninterest expense$3,646,0003,416
Salaries and employee benefits$2,288,0003,070
Premises and equipment expense$550,0003,221
Additional noninterest expense$808,0004,230
Pre-tax net operating income$2,625,0002,562
Securities gains (losses)$-141,0008,484
Applicable income taxes$06,687
Income before extraordinary items$2,484,0002,159
Extraordinary gains, net$045
Net income$2,484,0002,161
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$113,0002,167
Cash dividends$1,450,0001,486
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,625,0002,059
2006-06-30 (YTD Data)Rank
Total interest income$6,121,0002,971
Total interest expense$2,476,0002,843
Net interest income$3,645,0003,036
Provision for loan and lease losses$60,0004,062
Total noninterest income$598,0003,126
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$487,0001,777
Trading account gains and fees$0126
Additional Noninterest Income$111,0004,908
Total noninterest expense$2,435,0003,415
Salaries and employee benefits$1,513,0003,092
Premises and equipment expense$379,0003,131
Additional noninterest expense$543,0004,224
Pre-tax net operating income$1,748,0002,565
Securities gains (losses)$-141,0008,589
Applicable income taxes$06,706
Income before extraordinary items$1,607,0002,219
Extraordinary gains, net$039
Net income$1,607,0002,222
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,807
Cash dividends$1,000,0001,414
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,748,0002,050
2006-03-31 (YTD Data)Rank
Total interest income$2,826,0003,133
Total interest expense$1,036,0003,171
Net interest income$1,790,0003,075
Provision for loan and lease losses$30,0003,822
Total noninterest income$304,0003,065
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$246,0001,709
Trading account gains and fees$0115
Additional Noninterest Income$58,0004,825
Total noninterest expense$1,212,0003,440
Salaries and employee benefits$755,0003,131
Premises and equipment expense$174,0003,356
Additional noninterest expense$283,0004,078
Pre-tax net operating income$852,0002,583
Securities gains (losses)$-66,0008,606
Applicable income taxes$06,588
Income before extraordinary items$786,0002,237
Extraordinary gains, net$021
Net income$786,0002,237
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,292
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$852,0002,052
2005-12-31 (YTD Data)Rank
Total interest income$8,893,0003,457
Total interest expense$2,568,0003,738
Net interest income$6,325,0003,284
Provision for loan and lease losses$120,0004,465
Total noninterest income$1,291,0002,971
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,033,0001,675
Trading account gains and fees$0138
Additional Noninterest Income$258,0004,665
Total noninterest expense$4,994,0003,244
Salaries and employee benefits$3,103,0002,892
Premises and equipment expense$764,0003,015
Additional noninterest expense$1,127,0004,052
Pre-tax net operating income$2,502,0003,159
Securities gains (losses)$-21,0007,836
Applicable income taxes$06,964
Income before extraordinary items$2,481,0002,616
Extraordinary gains, net$046
Net income$2,481,0002,616
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$180,0002,449
Cash dividends$1,900,0001,534
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,502,0002,576
2005-09-30 (YTD Data)Rank
Total interest income$6,463,0003,487
Total interest expense$1,741,0003,890
Net interest income$4,722,0003,290
Provision for loan and lease losses$90,0004,305
Total noninterest income$971,0002,967
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$769,0001,673
Trading account gains and fees$0126
Additional Noninterest Income$202,0004,587
Total noninterest expense$3,614,0003,315
Salaries and employee benefits$2,178,0003,014
Premises and equipment expense$556,0003,063
Additional noninterest expense$880,0003,880
Pre-tax net operating income$1,989,0003,075
Securities gains (losses)$-4,0007,604
Applicable income taxes$06,976
Income before extraordinary items$1,985,0002,499
Extraordinary gains, net$035
Net income$1,985,0002,499
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0003,141
Cash dividends$1,400,0001,413
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,989,0002,467
2005-06-30 (YTD Data)Rank
Total interest income$4,110,0003,547
Total interest expense$1,010,0004,098
Net interest income$3,100,0003,320
Provision for loan and lease losses$60,0004,115
Total noninterest income$657,0002,906
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$502,0001,681
Trading account gains and fees$0116
Additional Noninterest Income$155,0004,242
Total noninterest expense$2,364,0003,340
Salaries and employee benefits$1,391,0003,135
Premises and equipment expense$379,0002,991
Additional noninterest expense$594,0003,841
Pre-tax net operating income$1,333,0003,011
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$1,333,0002,427
Extraordinary gains, net$030
Net income$1,333,0002,427
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0003,630
Cash dividends$900,0001,434
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,333,0002,398
2005-03-31 (YTD Data)Rank
Total interest income$1,966,0003,653
Total interest expense$451,0004,337
Net interest income$1,515,0003,380
Provision for loan and lease losses$30,0003,913
Total noninterest income$334,0002,816
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$249,0001,634
Trading account gains and fees$0115
Additional Noninterest Income$85,0004,053
Total noninterest expense$1,171,0003,380
Salaries and employee benefits$696,0003,137
Premises and equipment expense$201,0002,871
Additional noninterest expense$274,0004,083
Pre-tax net operating income$648,0003,047
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$648,0002,455
Extraordinary gains, net$024
Net income$648,0002,456
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0003,295
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$648,0002,415
2004-12-31 (YTD Data)Rank
Total interest income$7,042,0003,789
Total interest expense$1,280,0004,935
Net interest income$5,762,0003,395
Provision for loan and lease losses$120,0004,623
Total noninterest income$1,331,0002,914
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,086,0001,617
Trading account gains and fees$0138
Additional Noninterest Income$245,0004,687
Total noninterest expense$4,746,0003,276
Salaries and employee benefits$2,990,0002,853
Premises and equipment expense$728,0003,029
Additional noninterest expense$1,028,0004,239
Pre-tax net operating income$2,227,0003,264
Securities gains (losses)$9,0002,866
Applicable income taxes$07,185
Income before extraordinary items$2,236,0002,659
Extraordinary gains, net$034
Net income$2,236,0002,662
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$176,0002,777
Cash dividends$1,800,0001,481
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,227,0002,615
2004-09-30 (YTD Data)Rank
Total interest income$5,226,0003,790
Total interest expense$921,0005,023
Net interest income$4,305,0003,396
Provision for loan and lease losses$90,0004,429
Total noninterest income$1,003,0002,920
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$820,0001,611
Trading account gains and fees$0134
Additional Noninterest Income$183,0004,683
Total noninterest expense$3,366,0003,394
Salaries and employee benefits$2,073,0003,032
Premises and equipment expense$523,0003,132
Additional noninterest expense$770,0004,202
Pre-tax net operating income$1,852,0003,075
Securities gains (losses)$4,0003,145
Applicable income taxes$07,220
Income before extraordinary items$1,856,0002,490
Extraordinary gains, net$026
Net income$1,856,0002,493
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$160,0002,189
Cash dividends$1,350,0001,371
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,852,0002,430
2004-06-30 (YTD Data)Rank
Total interest income$3,488,0003,784
Total interest expense$604,0005,080
Net interest income$2,884,0003,375
Provision for loan and lease losses$60,0004,267
Total noninterest income$667,0002,937
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$537,0001,624
Trading account gains and fees$0130
Additional Noninterest Income$130,0004,602
Total noninterest expense$2,220,0003,450
Salaries and employee benefits$1,363,0003,094
Premises and equipment expense$337,0003,230
Additional noninterest expense$520,0004,186
Pre-tax net operating income$1,271,0002,972
Securities gains (losses)$2,0003,048
Applicable income taxes$07,214
Income before extraordinary items$1,273,0002,391
Extraordinary gains, net$021
Net income$1,273,0002,392
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$189,0001,436
Cash dividends$900,0001,395
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,271,0002,332
2004-03-31 (YTD Data)Rank
Total interest income$1,773,0003,750
Total interest expense$303,0005,136
Net interest income$1,470,0003,313
Provision for loan and lease losses$30,0004,060
Total noninterest income$332,0002,900
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$266,0001,602
Trading account gains and fees$0121
Additional Noninterest Income$66,0004,555
Total noninterest expense$1,106,0003,481
Salaries and employee benefits$679,0003,114
Premises and equipment expense$171,0003,220
Additional noninterest expense$256,0004,241
Pre-tax net operating income$666,0002,815
Securities gains (losses)$2,0002,612
Applicable income taxes$07,103
Income before extraordinary items$668,0002,268
Extraordinary gains, net$016
Net income$668,0002,269
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$170,000912
Cash dividends$450,0001,320
Sale, conversion, retirement of capital stock, net$0464
Net operating income$666,0002,194
2003-12-31 (YTD Data)Rank
Total interest income$6,540,0004,028
Total interest expense$1,366,0005,169
Net interest income$5,174,0003,596
Provision for loan and lease losses$120,0004,933
Total noninterest income$1,262,0003,193
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,040,0001,653
Trading account gains and fees$0160
Additional Noninterest Income$222,0005,073
Total noninterest expense$4,491,0003,355
Salaries and employee benefits$2,682,0003,072
Premises and equipment expense$712,0003,044
Additional noninterest expense$1,097,0003,981
Pre-tax net operating income$1,825,0003,601
Securities gains (losses)$12,0003,514
Applicable income taxes$12,0006,979
Income before extraordinary items$1,825,0003,071
Extraordinary gains, net$054
Net income$1,825,0003,070
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$201,0002,867
Cash dividends$1,750,0001,546
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,813,1202,946
2003-09-30 (YTD Data)Rank
Total interest income$4,929,0004,061
Total interest expense$1,079,0005,142
Net interest income$3,850,0003,640
Provision for loan and lease losses$90,0004,812
Total noninterest income$942,0003,258
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$766,0001,689
Trading account gains and fees$0153
Additional Noninterest Income$176,0005,028
Total noninterest expense$3,268,0003,439
Salaries and employee benefits$1,992,0003,104
Premises and equipment expense$507,0003,183
Additional noninterest expense$769,0004,176
Pre-tax net operating income$1,434,0003,610
Securities gains (losses)$04,204
Applicable income taxes$12,0007,003
Income before extraordinary items$1,422,0003,089
Extraordinary gains, net$040
Net income$1,422,0003,088
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$132,0002,808
Cash dividends$1,350,0001,384
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,422,0002,935
2003-06-30 (YTD Data)Rank
Total interest income$3,375,0004,029
Total interest expense$750,0005,135
Net interest income$2,625,0003,561
Provision for loan and lease losses$60,0004,687
Total noninterest income$631,0003,227
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$502,0001,682
Trading account gains and fees$0150
Additional Noninterest Income$129,0004,858
Total noninterest expense$2,174,0003,435
Salaries and employee benefits$1,327,0003,103
Premises and equipment expense$333,0003,215
Additional noninterest expense$514,0004,154
Pre-tax net operating income$1,022,0003,475
Securities gains (losses)$03,782
Applicable income taxes$12,0006,875
Income before extraordinary items$1,010,0002,955
Extraordinary gains, net$030
Net income$1,010,0002,954
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0005,535
Cash dividends$950,0001,360
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,010,0002,800
2003-03-31 (YTD Data)Rank
Total interest income$1,748,0003,927
Total interest expense$380,0005,186
Net interest income$1,368,0003,426
Provision for loan and lease losses$30,0004,429
Total noninterest income$322,0003,091
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$243,0001,685
Trading account gains and fees$0134
Additional Noninterest Income$79,0004,363
Total noninterest expense$1,066,0003,482
Salaries and employee benefits$659,0003,110
Premises and equipment expense$158,0003,343
Additional noninterest expense$249,0004,226
Pre-tax net operating income$594,0003,111
Securities gains (losses)$02,891
Applicable income taxes$12,0006,453
Income before extraordinary items$582,0002,615
Extraordinary gains, net$021
Net income$582,0002,613
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,853
Cash dividends$550,0001,115
Sale, conversion, retirement of capital stock, net$0419
Net operating income$582,0002,475
2002-12-31 (YTD Data)Rank
Total interest income$7,813,0003,716
Total interest expense$1,985,0004,813
Net interest income$5,828,0003,223
Provision for loan and lease losses$195,0004,416
Total noninterest income$1,014,0003,454
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$802,0001,987
Trading account gains and fees$0153
Additional Noninterest Income$212,0004,900
Total noninterest expense$4,380,0003,297
Salaries and employee benefits$2,705,0002,900
Premises and equipment expense$628,0003,274
Additional noninterest expense$1,047,0004,022
Pre-tax net operating income$2,267,0003,114
Securities gains (losses)$67,0002,139
Applicable income taxes$-25,0008,931
Income before extraordinary items$2,359,0002,456
Extraordinary gains, net$070
Net income$2,359,0002,455
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$318,0002,275
Cash dividends$2,350,0001,152
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,292,0002,430
2001-12-31 (YTD Data)Rank
Total interest income$10,136,0003,267
Total interest expense$3,938,0003,850
Net interest income$6,198,0002,868
Provision for loan and lease losses$260,0003,515
Total noninterest income$989,0003,365
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$757,0002,001
Trading account gains and fees$0177
Additional Noninterest Income$232,0004,627
Total noninterest expense$4,397,0003,140
Salaries and employee benefits$2,792,0002,675
Premises and equipment expense$647,0003,154
Additional noninterest expense$958,0004,209
Pre-tax net operating income$2,530,0002,640
Securities gains (losses)$177,0001,296
Applicable income taxes$07,903
Income before extraordinary items$2,707,0001,940
Extraordinary gains, net$0105
Net income$2,707,0001,944
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$172,0003,134
Cash dividends$2,600,0001,036
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,530,0001,988
2000-12-31 (YTD Data)Rank
Total interest income$10,605,0003,240
Total interest expense$4,251,0003,794
Net interest income$6,354,0002,794
Provision for loan and lease losses$120,0004,828
Total noninterest income$955,0003,236
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$697,0001,985
Trading account gains and fees$0180
Additional Noninterest Income$258,0004,231
Total noninterest expense$4,218,0003,187
Salaries and employee benefits$2,723,0002,614
Premises and equipment expense$533,0003,602
Additional noninterest expense$962,0004,104
Pre-tax net operating income$2,971,0002,411
Securities gains (losses)$-39,0009,081
Applicable income taxes$08,362
Income before extraordinary items$2,932,0001,777
Extraordinary gains, net$038
Net income$2,932,0001,777
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$113,0003,380
Cash dividends$2,750,0001,037
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,971,0001,758
1999-12-31 (YTD Data)Rank
Total interest income$9,935,0003,238
Total interest expense$3,874,0003,684
Net interest income$6,061,0002,907
Provision for loan and lease losses$120,0004,720
Total noninterest income$832,0003,520
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$638,0002,084
Trading account gains and fees$0173
Additional Noninterest Income$194,0005,009
Total noninterest expense$4,134,0003,219
Salaries and employee benefits$2,692,0002,614
Premises and equipment expense$530,0003,588
Additional noninterest expense$912,0004,337
Pre-tax net operating income$2,639,0002,679
Securities gains (losses)$8,0001,870
Applicable income taxes$100,0006,919
Income before extraordinary items$2,547,0002,066
Extraordinary gains, net$035
Net income$2,547,0002,067
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0004,508
Cash dividends$2,200,0001,259
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,539,3202,042
1998-12-31 (YTD Data)Rank
Total interest income$10,590,0003,052
Total interest expense$4,219,0003,514
Net interest income$6,371,0002,691
Provision for loan and lease losses$250,0002,981
Total noninterest income$826,0003,541
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$638,0002,016
Trading account gains and fees$0224
Additional Noninterest Income$188,0005,122
Total noninterest expense$4,125,0003,136
Salaries and employee benefits$2,619,0002,583
Premises and equipment expense$528,0003,541
Additional noninterest expense$978,0004,030
Pre-tax net operating income$2,822,0002,510
Securities gains (losses)$10,0002,952
Applicable income taxes$1,058,0002,205
Income before extraordinary items$1,774,0002,820
Extraordinary gains, net$032
Net income$1,774,0002,821
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0004,276
Cash dividends$1,400,0001,743
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,767,6002,751
1997-12-31 (YTD Data)Rank
Total interest income$10,249,0003,169
Total interest expense$4,124,0003,563
Net interest income$6,125,0002,843
Provision for loan and lease losses$170,0003,857
Total noninterest income$807,0003,547
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$617,0002,127
Trading account gains and fees$0239
Additional Noninterest Income$190,0005,075
Total noninterest expense$3,965,0003,199
Salaries and employee benefits$2,509,0002,633
Premises and equipment expense$525,0003,551
Additional noninterest expense$931,0004,176
Pre-tax net operating income$2,797,0002,645
Securities gains (losses)$03,944
Applicable income taxes$1,026,0002,382
Income before extraordinary items$1,771,0002,873
Extraordinary gains, net$044
Net income$1,771,0002,872
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$97,0003,887
Cash dividends$1,400,0001,703
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,771,0002,824
1996-12-31 (YTD Data)Rank
Total interest income$9,879,0003,315
Total interest expense$4,080,0003,641
Net interest income$5,799,0003,052
Provision for loan and lease losses$09,041
Total noninterest income$808,0003,680
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$612,0002,209
Trading account gains and fees$0262
Additional Noninterest Income$196,0005,222
Total noninterest expense$4,010,0003,340
Salaries and employee benefits$2,442,0002,763
Premises and equipment expense$549,0003,494
Additional noninterest expense$1,019,0004,344
Pre-tax net operating income$2,597,0002,688
Securities gains (losses)$04,148
Applicable income taxes$935,0002,493
Income before extraordinary items$1,662,0002,900
Extraordinary gains, net$053
Net income$1,662,0002,901
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0006,057
Cash dividends$1,400,0001,660
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,662,0002,869
1995-12-31 (YTD Data)Rank
Total interest income$9,509,0003,442
Total interest expense$3,936,0003,732
Net interest income$5,573,0003,188
Provision for loan and lease losses$08,958
Total noninterest income$776,0003,766
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$601,0002,266
Trading account gains and fees$0522
Additional Noninterest Income$175,0005,531
Total noninterest expense$3,899,0003,411
Salaries and employee benefits$2,295,0002,900
Premises and equipment expense$547,0003,477
Additional noninterest expense$1,057,0004,164
Pre-tax net operating income$2,450,0002,906
Securities gains (losses)$03,831
Applicable income taxes$866,0002,692
Income before extraordinary items$1,584,0003,093
Extraordinary gains, net$065
Net income$1,584,0003,089
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0004,966
Cash dividends$3,294,000862
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,584,0003,062
1994-12-31 (YTD Data)Rank
Total interest income$8,357,0003,590
Total interest expense$3,394,0003,542
Net interest income$4,963,0003,594
Provision for loan and lease losses$09,146
Total noninterest income$847,0003,532
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$609,0002,239
Trading account gains and fees$0475
Additional Noninterest Income$238,0004,730
Total noninterest expense$3,836,0003,552
Salaries and employee benefits$2,096,0003,142
Premises and equipment expense$472,0003,993
Additional noninterest expense$1,268,0003,862
Pre-tax net operating income$1,974,0003,463
Securities gains (losses)$-294,00012,105
Applicable income taxes$653,0003,269
Income before extraordinary items$1,027,0004,437
Extraordinary gains, net$0249
Net income$1,027,0004,438
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,00010,447
Cash dividends$445,0003,495
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,215,1603,835
1993-12-31 (YTD Data)Rank
Total interest income$8,173,0003,743
Total interest expense$3,504,0003,585
Net interest income$4,669,0003,802
Provision for loan and lease losses$-150,00012,974
Total noninterest income$1,002,0003,339
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$651,0002,104
Trading account gains and fees$0532
Additional Noninterest Income$351,0004,101
Total noninterest expense$4,163,0003,360
Salaries and employee benefits$2,264,0002,912
Premises and equipment expense$513,0003,773
Additional noninterest expense$1,386,0003,740
Pre-tax net operating income$1,658,0003,951
Securities gains (losses)$07,477
Applicable income taxes$504,0004,157
Income before extraordinary items$1,154,0004,161
Extraordinary gains, net$996,000233
Net income$2,150,0002,411
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$131,0003,976
Cash dividends$333,0004,116
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,154,0003,957
1992-12-31 (YTD Data)Rank
Total interest income$9,363,0003,728
Total interest expense$4,169,0003,926
Net interest income$5,194,0003,507
Provision for loan and lease losses$-150,00013,766
Total noninterest income$1,031,0003,234
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$626,0002,170
Trading account gains and fees$0504
Additional Noninterest Income$405,0003,680
Total noninterest expense$4,052,0003,453
Salaries and employee benefits$2,269,0002,860
Premises and equipment expense$470,0004,197
Additional noninterest expense$1,313,0004,008
Pre-tax net operating income$2,323,0002,684
Securities gains (losses)$48,0004,198
Applicable income taxes$534,0003,771
Income before extraordinary items$1,837,0002,497
Extraordinary gains, net$500,000208
Net income$2,337,0001,992
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-246,00013,870
Cash dividends$800,0001,894
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,800,0402,361

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.