Home > The Security National Bank and Trust Co. > Assets and Liabilities
The Security National Bank and Trust Co., Assets and Liabilities
| 2008-06-30 | Rank | |
| # of Employees: | 246 | 657 |
| Assets and Liabilities | ||
| Total Assets: | $808,203,000 | 855 |
| Cash and due from depository institutions | $25,732,000 | 657 |
| Interest-bearing balances | $245,000 | 4,173 |
| Securities | $226,256,000 | 550 |
| Federal funds sold & reverse repurchase agreements | $41,233,000 | 279 |
| Net loans & leases | $458,586,000 | 1,060 |
| Loan loss allowance | $8,309,000 | 752 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,786,000 | 2,687 |
| Other real estate owned | $277,000 | 657 |
| Goodwill and other intangibles | $8,288,000 | 726 |
| All other assets | $43,045,000 | 502 |
| Life insurance assets | $23,482,000 | 293 |
| Total liabilities and capital | $808,203,000 | 855 |
| Total liabilities | $758,180,000 | 814 |
| Total deposits | $567,532,000 | 910 |
| Interest-bearing deposits | $441,792,000 | 1,010 |
| Deposits held in domestic offices | $567,532,000 | 907 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $56,186,000 | 458 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $118,236,000 | 558 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $16,226,000 | 448 |
| Total equity capital | $50,023,000 | 1,373 |
| Total bank equity capital | $50,023,000 | 1,373 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $2,699,000 | 1,635 |
| Surplus | $33,161,000 | 955 |
| Undivided profits | $14,163,000 | 2,341 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,869,000 | 1,162 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $3,375,000 | 1,067 |
| Earning assets | $726,320,000 | 857 |
| Long-term assets (5+ years) | $256,464,000 | 518 |
| Average Assets, year-to-date | $816,182,330 | 824 |
| Average Assets, quarterly | $817,438,000 | 834 |
| Volatile liabilities | $202,044,000 | 761 |
| Insider loans | $12,334,000 | 594 |
| FHLB advances | $117,496,000 | 504 |
| Loans and leases held for sale | $400,000 | 1,236 |
| Unused loan commitments | $163,454,000 | 671 |
| Tier 1 (core) risk-based capital | $51,738,000 | 1,230 |
| Tier 2 risk-based capital | $7,643,000 | 750 |
| Total risk weighted assets | $534,701,000 | 958 |
| Total unused commitments | $163,454,000 | 671 |
| Derivatives | $270,000 | 983 |
| 2008-03-31 | Rank | |
| # of Employees: | 243 | 655 |
| Assets and Liabilities | ||
| Total Assets: | $826,673,000 | 831 |
| Cash and due from depository institutions | $25,288,000 | 655 |
| Interest-bearing balances | $271,000 | 4,178 |
| Securities | $241,238,000 | 520 |
| Federal funds sold & reverse repurchase agreements | $58,924,000 | 260 |
| Net loans & leases | $446,020,000 | 1,067 |
| Loan loss allowance | $8,224,000 | 711 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $4,988,000 | 2,563 |
| Other real estate owned | $147,000 | 655 |
| Goodwill and other intangibles | $8,369,000 | 740 |
| All other assets | $41,699,000 | 501 |
| Life insurance assets | $23,249,000 | 291 |
| Total liabilities and capital | $826,673,000 | 831 |
| Total liabilities | $777,317,000 | 785 |
| Total deposits | $581,220,000 | 892 |
| Interest-bearing deposits | $458,714,000 | 978 |
| Deposits held in domestic offices | $581,220,000 | 889 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $59,215,000 | 430 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $118,232,000 | 516 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $18,650,000 | 453 |
| Total equity capital | $49,356,000 | 1,417 |
| Total bank equity capital | $49,356,000 | 1,417 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $2,699,000 | 1,633 |
| Surplus | $33,161,000 | 960 |
| Undivided profits | $13,496,000 | 2,566 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,879,000 | 1,037 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $3,591,000 | 1,023 |
| Earning assets | $746,453,000 | 832 |
| Long-term assets (5+ years) | $271,640,000 | 470 |
| Average Assets, year-to-date | $820,172,000 | 826 |
| Average Assets, quarterly | $820,172,000 | 826 |
| Volatile liabilities | $206,649,000 | 712 |
| Insider loans | $12,038,000 | 599 |
| FHLB advances | $117,492,000 | 466 |
| Loans and leases held for sale | $337,000 | 1,366 |
| Unused loan commitments | $168,263,000 | 671 |
| Tier 1 (core) risk-based capital | $48,142,000 | 1,337 |
| Tier 2 risk-based capital | $7,938,000 | 712 |
| Total risk weighted assets | $514,945,000 | 975 |
| Total unused commitments | $168,263,000 | 671 |
| Derivatives | $2,269,000 | 772 |
| 2007-12-31 | Rank | |
| # of Employees: | 251 | 636 |
| Assets and Liabilities | ||
| Total Assets: | $813,671,000 | 845 |
| Cash and due from depository institutions | $26,666,000 | 636 |
| Interest-bearing balances | $438,000 | 3,306 |
| Securities | $261,280,000 | 475 |
| Federal funds sold & reverse repurchase agreements | $27,107,000 | 471 |
| Net loans & leases | $442,104,000 | 1,068 |
| Loan loss allowance | $8,405,000 | 676 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $5,127,000 | 2,471 |
| Other real estate owned | $675,000 | 636 |
| Goodwill and other intangibles | $8,458,000 | 725 |
| All other assets | $42,254,000 | 498 |
| Life insurance assets | $22,536,000 | 299 |
| Total liabilities and capital | $813,671,000 | 845 |
| Total liabilities | $766,837,000 | 789 |
| Total deposits | $561,889,000 | 922 |
| Interest-bearing deposits | $440,099,000 | 1,014 |
| Deposits held in domestic offices | $561,889,000 | 920 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $71,187,000 | 396 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $118,230,000 | 498 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $15,531,000 | 494 |
| Total equity capital | $46,834,000 | 1,490 |
| Total bank equity capital | $46,834,000 | 1,490 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,699,000 | 1,621 |
| Surplus | $33,161,000 | 935 |
| Undivided profits | $10,974,000 | 2,954 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,443,000 | 1,226 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $4,142,000 | 953 |
| Earning assets | $730,929,000 | 851 |
| Long-term assets (5+ years) | $301,010,000 | 415 |
| Average Assets, year-to-date | $820,905,400 | 791 |
| Average Assets, quarterly | $798,237,500 | 846 |
| Volatile liabilities | $221,369,000 | 693 |
| Insider loans | $12,157,000 | 579 |
| FHLB advances | $117,490,000 | 450 |
| Loans and leases held for sale | $131,000 | 1,578 |
| Unused loan commitments | $166,572,000 | 682 |
| Tier 1 (core) risk-based capital | $47,333,000 | 1,363 |
| Tier 2 risk-based capital | $8,034,000 | 704 |
| Total risk weighted assets | $513,365,000 | 970 |
| Total unused commitments | $166,572,000 | 682 |
| Derivatives | $839,000 | 833 |
| 2007-09-30 | Rank | |
| # of Employees: | 249 | 630 |
| Assets and Liabilities | ||
| Total Assets: | $782,804,000 | 859 |
| Cash and due from depository institutions | $19,851,000 | 630 |
| Interest-bearing balances | $114,000 | 4,421 |
| Securities | $265,004,000 | 471 |
| Federal funds sold & reverse repurchase agreements | $711,000 | 5,291 |
| Net loans & leases | $439,473,000 | 1,051 |
| Loan loss allowance | $9,234,000 | 592 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $5,568,000 | 2,237 |
| Other real estate owned | $752,000 | 630 |
| Goodwill and other intangibles | $8,551,000 | 695 |
| All other assets | $42,894,000 | 487 |
| Life insurance assets | $22,339,000 | 291 |
| Total liabilities and capital | $782,804,000 | 859 |
| Total liabilities | $735,086,000 | 803 |
| Total deposits | $577,226,000 | 892 |
| Interest-bearing deposits | $462,467,000 | 958 |
| Deposits held in domestic offices | $577,226,000 | 891 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $122,170,000 | 269 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $20,730,000 | 1,718 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $14,960,000 | 495 |
| Total equity capital | $47,718,000 | 1,434 |
| Total bank equity capital | $47,718,000 | 1,434 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,699,000 | 1,599 |
| Surplus | $33,161,000 | 911 |
| Undivided profits | $11,858,000 | 2,790 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,628,000 | 1,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $4,364,000 | 958 |
| Earning assets | $705,302,000 | 866 |
| Long-term assets (5+ years) | $300,723,000 | 407 |
| Average Assets, year-to-date | $822,714,000 | 793 |
| Average Assets, quarterly | $789,574,000 | 835 |
| Volatile liabilities | $178,304,000 | 811 |
| Insider loans | $12,393,000 | 574 |
| FHLB advances | $19,990,000 | 1,685 |
| Loans and leases held for sale | $561,000 | 1,112 |
| Unused loan commitments | $158,487,000 | 721 |
| Tier 1 (core) risk-based capital | $51,623,000 | 1,234 |
| Tier 2 risk-based capital | $7,326,000 | 748 |
| Total risk weighted assets | $507,869,000 | 970 |
| Total unused commitments | $158,487,000 | 721 |
| Derivatives | $1,093,000 | 816 |
| 2007-06-30 | Rank | |
| # of Employees: | 250 | 643 |
| Assets and Liabilities | ||
| Total Assets: | $796,344,000 | 846 |
| Cash and due from depository institutions | $18,291,000 | 643 |
| Interest-bearing balances | $238,000 | 3,765 |
| Securities | $271,340,000 | 459 |
| Federal funds sold & reverse repurchase agreements | $699,000 | 5,395 |
| Net loans & leases | $447,269,000 | 1,035 |
| Loan loss allowance | $9,297,000 | 581 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $5,604,000 | 2,231 |
| Other real estate owned | $241,000 | 643 |
| Goodwill and other intangibles | $8,632,000 | 702 |
| All other assets | $44,268,000 | 479 |
| Life insurance assets | $22,115,000 | 293 |
| Total liabilities and capital | $796,344,000 | 846 |
| Total liabilities | $750,349,000 | 794 |
| Total deposits | $566,322,000 | 917 |
| Interest-bearing deposits | $449,468,000 | 1,002 |
| Deposits held in domestic offices | $566,322,000 | 915 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $147,977,000 | 249 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $20,728,000 | 1,653 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $15,322,000 | 478 |
| Total equity capital | $45,995,000 | 1,474 |
| Total bank equity capital | $45,995,000 | 1,474 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,699,000 | 1,592 |
| Surplus | $33,161,000 | 919 |
| Undivided profits | $10,135,000 | 3,079 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,821,000 | 850 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $4,397,000 | 895 |
| Earning assets | $719,546,000 | 854 |
| Long-term assets (5+ years) | $308,751,000 | 396 |
| Average Assets, year-to-date | $836,017,330 | 786 |
| Average Assets, quarterly | $823,528,500 | 805 |
| Volatile liabilities | $197,888,000 | 741 |
| Insider loans | $13,479,000 | 512 |
| FHLB advances | $19,988,000 | 1,613 |
| Loans and leases held for sale | $319,000 | 1,425 |
| Unused loan commitments | $139,181,000 | 812 |
| Tier 1 (core) risk-based capital | $52,087,000 | 1,224 |
| Tier 2 risk-based capital | $7,319,000 | 758 |
| Total risk weighted assets | $511,868,000 | 973 |
| Total unused commitments | $139,181,000 | 812 |
| Derivatives | $1,215,000 | 842 |
| 2007-03-31 | Rank | |
| # of Employees: | 251 | 632 |
| Assets and Liabilities | ||
| Total Assets: | $850,713,000 | 771 |
| Cash and due from depository institutions | $23,070,000 | 632 |
| Interest-bearing balances | $678,000 | 2,902 |
| Securities | $285,859,000 | 447 |
| Federal funds sold & reverse repurchase agreements | $37,180,000 | 485 |
| Net loans & leases | $447,620,000 | 1,011 |
| Loan loss allowance | $9,423,000 | 563 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,405,000 | 2,278 |
| Other real estate owned | $387,000 | 632 |
| Goodwill and other intangibles | $8,707,000 | 686 |
| All other assets | $42,485,000 | 482 |
| Life insurance assets | $21,929,000 | 289 |
| Total liabilities and capital | $850,713,000 | 771 |
| Total liabilities | $803,094,000 | 731 |
| Total deposits | $579,632,000 | 890 |
| Interest-bearing deposits | $456,088,000 | 981 |
| Deposits held in domestic offices | $579,632,000 | 887 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $186,033,000 | 209 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $20,726,000 | 1,582 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $16,703,000 | 470 |
| Total equity capital | $47,619,000 | 1,430 |
| Total bank equity capital | $47,619,000 | 1,430 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,699,000 | 1,578 |
| Surplus | $33,161,000 | 899 |
| Undivided profits | $11,759,000 | 2,803 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,082,000 | 693 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $4,259,000 | 899 |
| Earning assets | $771,337,000 | 781 |
| Long-term assets (5+ years) | $317,645,000 | 371 |
| Average Assets, year-to-date | $855,854,000 | 764 |
| Average Assets, quarterly | $855,854,000 | 764 |
| Volatile liabilities | $234,669,000 | 635 |
| Insider loans | $11,851,000 | 583 |
| FHLB advances | $19,986,000 | 1,578 |
| Loans and leases held for sale | $1,217,000 | 908 |
| Unused loan commitments | $141,289,000 | 800 |
| Tier 1 (core) risk-based capital | $50,914,000 | 1,229 |
| Tier 2 risk-based capital | $7,567,000 | 718 |
| Total risk weighted assets | $517,430,000 | 931 |
| Total unused commitments | $141,289,000 | 800 |
| Derivatives | $1,337,000 | 820 |
| 2006-12-31 | Rank | |
| # of Employees: | 255 | 620 |
| Assets and Liabilities | ||
| Total Assets: | $860,995,000 | 759 |
| Cash and due from depository institutions | $25,088,000 | 620 |
| Interest-bearing balances | $480,000 | 3,215 |
| Securities | $294,075,000 | 436 |
| Federal funds sold & reverse repurchase agreements | $47,215,000 | 316 |
| Net loans & leases | $436,795,000 | 1,023 |
| Loan loss allowance | $9,315,000 | 556 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $5,551,000 | 2,181 |
| Other real estate owned | $192,000 | 620 |
| Goodwill and other intangibles | $8,818,000 | 667 |
| All other assets | $43,261,000 | 469 |
| Life insurance assets | $21,743,000 | 279 |
| Total liabilities and capital | $860,995,000 | 759 |
| Total liabilities | $817,194,000 | 713 |
| Total deposits | $572,269,000 | 889 |
| Interest-bearing deposits | $447,215,000 | 965 |
| Deposits held in domestic offices | $572,269,000 | 886 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $207,548,000 | 201 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $20,727,000 | 1,668 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $16,650,000 | 468 |
| Total equity capital | $43,801,000 | 1,512 |
| Total bank equity capital | $43,801,000 | 1,512 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $2,699,000 | 1,571 |
| Surplus | $33,161,000 | 880 |
| Undivided profits | $7,941,000 | 3,635 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,986,000 | 791 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $4,367,000 | 891 |
| Earning assets | $778,565,000 | 762 |
| Long-term assets (5+ years) | $325,749,000 | 357 |
| Average Assets, year-to-date | $897,694,000 | 686 |
| Average Assets, quarterly | $867,190,500 | 744 |
| Volatile liabilities | $257,497,000 | 643 |
| Insider loans | $12,723,000 | 525 |
| FHLB advances | $19,987,000 | 1,642 |
| Loans and leases held for sale | $251,000 | 1,425 |
| Unused loan commitments | $138,511,000 | 796 |
| Tier 1 (core) risk-based capital | $47,230,000 | 1,313 |
| Tier 2 risk-based capital | $8,080,000 | 671 |
| Total risk weighted assets | $514,243,000 | 914 |
| Total unused commitments | $138,511,000 | 796 |
| Derivatives | $1,306,000 | 792 |
| 2006-09-30 | Rank | |
| # of Employees: | 257 | 622 |
| Assets and Liabilities | ||
| Total Assets: | $873,386,000 | 744 |
| Cash and due from depository institutions | $21,251,000 | 622 |
| Interest-bearing balances | $366,000 | 3,431 |
| Securities | $304,503,000 | 433 |
| Federal funds sold & reverse repurchase agreements | $55,812,000 | 255 |
| Net loans & leases | $432,743,000 | 1,024 |
| Loan loss allowance | $9,473,000 | 560 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,664,000 | 2,097 |
| Other real estate owned | $138,000 | 622 |
| Goodwill and other intangibles | $9,007,000 | 662 |
| All other assets | $44,268,000 | 477 |
| Life insurance assets | $21,583,000 | 271 |
| Total liabilities and capital | $873,386,000 | 744 |
| Total liabilities | $817,277,000 | 701 |
| Total deposits | $588,320,000 | 849 |
| Interest-bearing deposits | $465,292,000 | 922 |
| Deposits held in domestic offices | $588,320,000 | 846 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $173,988,000 | 226 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $23,224,000 | 1,609 |
| Subordinated debt | $14,500,000 | 135 |
| All other liabilities | $17,245,000 | 459 |
| Total equity capital | $56,109,000 | 1,168 |
| Total bank equity capital | $56,109,000 | 1,168 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,699,000 | 1,562 |
| Surplus | $33,161,000 | 876 |
| Undivided profits | $20,249,000 | 1,746 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,780,000 | 1,103 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $4,086,000 | 950 |
| Earning assets | $793,424,000 | 748 |
| Long-term assets (5+ years) | $337,826,000 | 349 |
| Average Assets, year-to-date | $906,868,750 | 691 |
| Average Assets, quarterly | $894,283,000 | 716 |
| Volatile liabilities | $223,947,000 | 747 |
| Insider loans | $12,718,000 | 513 |
| FHLB advances | $22,484,000 | 1,546 |
| Loans and leases held for sale | $298,000 | 1,385 |
| Unused loan commitments | $124,658,000 | 879 |
| Tier 1 (core) risk-based capital | $59,749,000 | 1,019 |
| Tier 2 risk-based capital | $20,936,000 | 310 |
| Total risk weighted assets | $511,803,000 | 913 |
| Total unused commitments | $124,658,000 | 880 |
| Derivatives | $1,323,000 | 814 |
| 2006-06-30 | Rank | |
| # of Employees: | 261 | 613 |
| Assets and Liabilities | ||
| Total Assets: | $915,180,000 | 701 |
| Cash and due from depository institutions | $25,613,000 | 613 |
| Interest-bearing balances | $174,000 | 4,249 |
| Securities | $306,057,000 | 442 |
| Federal funds sold & reverse repurchase agreements | $81,197,000 | 175 |
| Net loans & leases | $441,045,000 | 998 |
| Loan loss allowance | $9,454,000 | 553 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $5,780,000 | 2,009 |
| Other real estate owned | $64,000 | 613 |
| Goodwill and other intangibles | $9,199,000 | 640 |
| All other assets | $46,225,000 | 458 |
| Life insurance assets | $21,402,000 | 268 |
| Total liabilities and capital | $915,180,000 | 701 |
| Total liabilities | $865,963,000 | 665 |
| Total deposits | $580,159,000 | 844 |
| Interest-bearing deposits | $459,798,000 | 917 |
| Deposits held in domestic offices | $580,159,000 | 842 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $170,494,000 | 231 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $80,660,000 | 635 |
| Subordinated debt | $14,500,000 | 135 |
| All other liabilities | $20,150,000 | 414 |
| Total equity capital | $49,217,000 | 1,266 |
| Total bank equity capital | $49,217,000 | 1,266 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $2,699,000 | 1,555 |
| Surplus | $33,161,000 | 865 |
| Undivided profits | $13,357,000 | 2,372 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,738,000 | 989 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $4,168,000 | 825 |
| Earning assets | $828,473,000 | 706 |
| Long-term assets (5+ years) | $339,773,000 | 344 |
| Average Assets, year-to-date | $918,029,670 | 683 |
| Average Assets, quarterly | $914,802,500 | 692 |
| Volatile liabilities | $219,631,000 | 758 |
| Insider loans | $12,565,000 | 522 |
| FHLB advances | $80,476,000 | 566 |
| Loans and leases held for sale | $253,000 | 1,426 |
| Unused loan commitments | $122,997,000 | 895 |
| Tier 1 (core) risk-based capital | $56,128,000 | 1,054 |
| Tier 2 risk-based capital | $21,424,000 | 303 |
| Total risk weighted assets | $528,657,000 | 876 |
| Total unused commitments | $122,997,000 | 895 |
| Derivatives | $1,159,000 | 810 |
| 2006-03-31 | Rank | |
| # of Employees: | 256 | 616 |
| Assets and Liabilities | ||
| Total Assets: | $914,425,000 | 681 |
| Cash and due from depository institutions | $22,611,000 | 616 |
| Interest-bearing balances | $1,811,000 | 2,013 |
| Securities | $322,115,000 | 436 |
| Federal funds sold & reverse repurchase agreements | $83,681,000 | 178 |
| Net loans & leases | $425,828,000 | 999 |
| Loan loss allowance | $9,382,000 | 544 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,895,000 | 1,933 |
| Other real estate owned | $64,000 | 616 |
| Goodwill and other intangibles | $9,379,000 | 608 |
| All other assets | $44,852,000 | 461 |
| Life insurance assets | $21,210,000 | 264 |
| Total liabilities and capital | $914,425,000 | 681 |
| Total liabilities | $866,712,000 | 650 |
| Total deposits | $569,526,000 | 848 |
| Interest-bearing deposits | $454,052,000 | 912 |
| Deposits held in domestic offices | $569,526,000 | 847 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $169,456,000 | 221 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $90,390,000 | 563 |
| Subordinated debt | $14,500,000 | 135 |
| All other liabilities | $22,840,000 | 378 |
| Total equity capital | $47,713,000 | 1,293 |
| Total bank equity capital | $47,713,000 | 1,293 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,699,000 | 1,542 |
| Surplus | $33,161,000 | 839 |
| Undivided profits | $11,853,000 | 2,643 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,725,000 | 968 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $3,965,000 | 815 |
| Earning assets | $833,435,000 | 693 |
| Long-term assets (5+ years) | $351,860,000 | 330 |
| Average Assets, year-to-date | $919,454,500 | 678 |
| Average Assets, quarterly | $919,454,500 | 678 |
| Volatile liabilities | $218,752,000 | 725 |
| Insider loans | $11,810,000 | 554 |
| FHLB advances | $89,971,000 | 511 |
| Loans and leases held for sale | $123,000 | 1,550 |
| Unused loan commitments | $120,227,000 | 884 |
| Tier 1 (core) risk-based capital | $52,042,000 | 1,129 |
| Tier 2 risk-based capital | $21,865,000 | 290 |
| Total risk weighted assets | $514,802,000 | 876 |
| Total unused commitments | $120,227,000 | 884 |
| Derivatives | $1,746,000 | 734 |
| 2005-12-31 | Rank | |
| # of Employees: | 255 | 617 |
| Assets and Liabilities | ||
| Total Assets: | $924,484,000 | 673 |
| Cash and due from depository institutions | $29,444,000 | 617 |
| Interest-bearing balances | $206,000 | 4,212 |
| Securities | $323,780,000 | 432 |
| Federal funds sold & reverse repurchase agreements | $84,064,000 | 180 |
| Net loans & leases | $430,321,000 | 976 |
| Loan loss allowance | $9,377,000 | 530 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $5,982,000 | 1,871 |
| Other real estate owned | $117,000 | 617 |
| Goodwill and other intangibles | $9,570,000 | 592 |
| All other assets | $41,206,000 | 484 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $924,484,000 | 673 |
| Total liabilities | $876,748,000 | 639 |
| Total deposits | $578,404,000 | 830 |
| Interest-bearing deposits | $462,356,000 | 885 |
| Deposits held in domestic offices | $578,404,000 | 828 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $167,940,000 | 234 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $90,708,000 | 571 |
| Subordinated debt | $14,500,000 | 133 |
| All other liabilities | $25,196,000 | 357 |
| Total equity capital | $47,736,000 | 1,277 |
| Total bank equity capital | $47,736,000 | 1,277 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,699,000 | 1,529 |
| Surplus | $33,161,000 | 817 |
| Undivided profits | $11,876,000 | 2,626 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,714,000 | 707 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $3,802,000 | 848 |
| Earning assets | $838,371,000 | 674 |
| Long-term assets (5+ years) | $355,918,000 | 315 |
| Average Assets, year-to-date | $916,846,800 | 654 |
| Average Assets, quarterly | $912,798,500 | 673 |
| Volatile liabilities | $217,223,000 | 724 |
| Insider loans | $11,634,000 | 531 |
| FHLB advances | $89,968,000 | 504 |
| Loans and leases held for sale | $651,000 | 1,055 |
| Unused loan commitments | $119,641,000 | 873 |
| Tier 1 (core) risk-based capital | $48,377,000 | 1,195 |
| Tier 2 risk-based capital | $22,402,000 | 277 |
| Total risk weighted assets | $513,710,000 | 862 |
| Total unused commitments | $119,641,000 | 874 |
| Derivatives | $555,000 | 807 |
| 2005-09-30 | Rank | |
| # of Employees: | 248 | 630 |
| Assets and Liabilities | ||
| Total Assets: | $901,113,000 | 674 |
| Cash and due from depository institutions | $27,730,000 | 630 |
| Interest-bearing balances | $1,096,000 | 2,582 |
| Securities | $343,938,000 | 412 |
| Federal funds sold & reverse repurchase agreements | $48,892,000 | 282 |
| Net loans & leases | $424,819,000 | 967 |
| Loan loss allowance | $9,504,000 | 520 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $5,943,000 | 1,837 |
| Other real estate owned | $165,000 | 630 |
| Goodwill and other intangibles | $9,746,000 | 564 |
| All other assets | $39,880,000 | 485 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $901,113,000 | 674 |
| Total liabilities | $842,152,000 | 649 |
| Total deposits | $581,580,000 | 799 |
| Interest-bearing deposits | $469,516,000 | 841 |
| Deposits held in domestic offices | $581,580,000 | 798 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $89,349,000 | 315 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $140,701,000 | 416 |
| Subordinated debt | $14,500,000 | 132 |
| All other liabilities | $16,022,000 | 436 |
| Total equity capital | $58,961,000 | 1,034 |
| Total bank equity capital | $58,961,000 | 1,034 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,699,000 | 1,499 |
| Surplus | $33,161,000 | 790 |
| Undivided profits | $23,101,000 | 1,519 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,801,000 | 704 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $3,714,000 | 818 |
| Earning assets | $818,745,000 | 675 |
| Long-term assets (5+ years) | $378,060,000 | 288 |
| Average Assets, year-to-date | $914,937,500 | 650 |
| Average Assets, quarterly | $922,203,500 | 656 |
| Volatile liabilities | $137,302,000 | 1,004 |
| Insider loans | $11,911,000 | 492 |
| FHLB advances | $139,961,000 | 362 |
| Loans and leases held for sale | $153,000 | 1,641 |
| Unused loan commitments | $116,107,000 | 882 |
| Tier 1 (core) risk-based capital | $60,015,000 | 941 |
| Tier 2 risk-based capital | $20,889,000 | 287 |
| Total risk weighted assets | $508,035,000 | 854 |
| Total unused commitments | $116,107,000 | 883 |
| Derivatives | $1,536,000 | 688 |
| 2005-06-30 | Rank | |
| # of Employees: | 260 | 601 |
| Assets and Liabilities | ||
| Total Assets: | $943,294,000 | 641 |
| Cash and due from depository institutions | $27,225,000 | 601 |
| Interest-bearing balances | $204,000 | 4,246 |
| Securities | $371,419,000 | 380 |
| Federal funds sold & reverse repurchase agreements | $64,776,000 | 201 |
| Net loans & leases | $425,457,000 | 939 |
| Loan loss allowance | $9,634,000 | 504 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,102,000 | 1,748 |
| Other real estate owned | $285,000 | 601 |
| Goodwill and other intangibles | $9,915,000 | 556 |
| All other assets | $38,115,000 | 496 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $943,294,000 | 641 |
| Total liabilities | $884,954,000 | 622 |
| Total deposits | $592,776,000 | 753 |
| Interest-bearing deposits | $477,053,000 | 797 |
| Deposits held in domestic offices | $592,776,000 | 751 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $92,755,000 | 307 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $165,694,000 | 376 |
| Subordinated debt | $14,500,000 | 129 |
| All other liabilities | $19,229,000 | 401 |
| Total equity capital | $58,340,000 | 1,025 |
| Total bank equity capital | $58,340,000 | 1,025 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,699,000 | 1,479 |
| Surplus | $33,161,000 | 772 |
| Undivided profits | $22,480,000 | 1,535 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,451,000 | 746 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $3,496,000 | 807 |
| Earning assets | $861,856,000 | 639 |
| Long-term assets (5+ years) | $401,845,000 | 278 |
| Average Assets, year-to-date | $919,545,670 | 647 |
| Average Assets, quarterly | $921,344,500 | 646 |
| Volatile liabilities | $170,668,000 | 815 |
| Insider loans | $10,716,000 | 540 |
| FHLB advances | $164,954,000 | 323 |
| Loans and leases held for sale | $847,000 | 1,046 |
| Unused loan commitments | $110,926,000 | 894 |
| Tier 1 (core) risk-based capital | $56,281,000 | 968 |
| Tier 2 risk-based capital | $21,203,000 | 281 |
| Total risk weighted assets | $512,409,000 | 829 |
| Total unused commitments | $110,926,000 | 894 |
| Derivatives | $2,000,000 | 625 |
| 2005-03-31 | Rank | |
| # of Employees: | 257 | 593 |
| Assets and Liabilities | ||
| Total Assets: | $899,395,000 | 661 |
| Cash and due from depository institutions | $25,026,000 | 593 |
| Interest-bearing balances | $1,956,000 | 2,036 |
| Securities | $388,358,000 | 371 |
| Federal funds sold & reverse repurchase agreements | $765,000 | 5,316 |
| Net loans & leases | $429,131,000 | 913 |
| Loan loss allowance | $9,677,000 | 501 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,140,000 | 1,710 |
| Other real estate owned | $285,000 | 593 |
| Goodwill and other intangibles | $10,093,000 | 538 |
| All other assets | $39,597,000 | 470 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $899,395,000 | 661 |
| Total liabilities | $847,476,000 | 633 |
| Total deposits | $575,929,000 | 771 |
| Interest-bearing deposits | $461,250,000 | 809 |
| Deposits held in domestic offices | $575,929,000 | 770 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $95,390,000 | 307 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $140,691,000 | 418 |
| Subordinated debt | $14,500,000 | 131 |
| All other liabilities | $20,966,000 | 383 |
| Total equity capital | $51,919,000 | 1,106 |
| Total bank equity capital | $51,919,000 | 1,106 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,699,000 | 1,478 |
| Surplus | $33,161,000 | 753 |
| Undivided profits | $16,059,000 | 1,993 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,775,000 | 572 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $3,742,000 | 704 |
| Earning assets | $820,210,000 | 664 |
| Long-term assets (5+ years) | $437,065,000 | 259 |
| Average Assets, year-to-date | $907,671,500 | 648 |
| Average Assets, quarterly | $907,671,500 | 648 |
| Volatile liabilities | $141,957,000 | 907 |
| Insider loans | $16,949,000 | 279 |
| FHLB advances | $139,951,000 | 363 |
| Loans and leases held for sale | $357,000 | 1,279 |
| Unused loan commitments | $121,132,000 | 832 |
| Tier 1 (core) risk-based capital | $51,893,000 | 1,042 |
| Tier 2 risk-based capital | $21,858,000 | 281 |
| Total risk weighted assets | $512,113,000 | 801 |
| Total unused commitments | $121,132,000 | 832 |
| Derivatives | $654,000 | 689 |
| 2004-12-31 | Rank | |
| # of Employees: | 262 | 597 |
| Assets and Liabilities | ||
| Total Assets: | $915,948,000 | 655 |
| Cash and due from depository institutions | $27,037,000 | 597 |
| Interest-bearing balances | $1,370,000 | 2,446 |
| Securities | $373,306,000 | 387 |
| Federal funds sold & reverse repurchase agreements | $35,700,000 | 337 |
| Net loans & leases | $427,121,000 | 914 |
| Loan loss allowance | $9,597,000 | 514 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,339,000 | 1,634 |
| Other real estate owned | $286,000 | 597 |
| Goodwill and other intangibles | $10,277,000 | 529 |
| All other assets | $35,882,000 | 500 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $915,948,000 | 655 |
| Total liabilities | $863,746,000 | 625 |
| Total deposits | $571,580,000 | 779 |
| Interest-bearing deposits | $456,235,000 | 820 |
| Deposits held in domestic offices | $571,580,000 | 776 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $114,613,000 | 275 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $140,695,000 | 424 |
| Subordinated debt | $14,500,000 | 136 |
| All other liabilities | $22,358,000 | 352 |
| Total equity capital | $52,202,000 | 1,103 |
| Total bank equity capital | $52,202,000 | 1,103 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,699,000 | 1,461 |
| Surplus | $33,161,000 | 748 |
| Undivided profits | $16,342,000 | 1,994 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,096,000 | 551 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $3,471,000 | 755 |
| Earning assets | $837,497,000 | 657 |
| Long-term assets (5+ years) | $405,515,000 | 290 |
| Average Assets, year-to-date | $909,606,600 | 628 |
| Average Assets, quarterly | $913,478,000 | 646 |
| Volatile liabilities | $162,021,000 | 805 |
| Insider loans | $17,059,000 | 286 |
| FHLB advances | $139,955,000 | 367 |
| Loans and leases held for sale | $21,000 | 1,742 |
| Unused loan commitments | $120,623,000 | 815 |
| Tier 1 (core) risk-based capital | $47,904,000 | 1,109 |
| Tier 2 risk-based capital | $22,407,000 | 278 |
| Total risk weighted assets | $508,123,000 | 808 |
| Total unused commitments | $120,623,000 | 815 |
| Derivatives | $754,000 | 647 |
| 2004-09-30 | Rank | |
| # of Employees: | 268 | 573 |
| Assets and Liabilities | ||
| Total Assets: | $911,008,000 | 647 |
| Cash and due from depository institutions | $24,243,000 | 573 |
| Interest-bearing balances | $671,000 | 3,236 |
| Securities | $369,658,000 | 388 |
| Federal funds sold & reverse repurchase agreements | $41,950,000 | 284 |
| Net loans & leases | $421,952,000 | 899 |
| Loan loss allowance | $10,211,000 | 484 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $6,440,000 | 1,574 |
| Other real estate owned | $383,000 | 573 |
| Goodwill and other intangibles | $10,442,000 | 512 |
| All other assets | $35,940,000 | 497 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $911,008,000 | 647 |
| Total liabilities | $850,489,000 | 629 |
| Total deposits | $577,661,000 | 756 |
| Interest-bearing deposits | $467,592,000 | 795 |
| Deposits held in domestic offices | $577,661,000 | 752 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $159,005,000 | 226 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $83,344,000 | 618 |
| Subordinated debt | $14,500,000 | 139 |
| All other liabilities | $15,979,000 | 429 |
| Total equity capital | $60,519,000 | 952 |
| Total bank equity capital | $60,519,000 | 952 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,699,000 | 1,452 |
| Surplus | $33,161,000 | 726 |
| Undivided profits | $24,659,000 | 1,373 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,237,000 | 569 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $3,629,000 | 730 |
| Earning assets | $834,231,000 | 652 |
| Long-term assets (5+ years) | $410,339,000 | 295 |
| Average Assets, year-to-date | $908,021,250 | 628 |
| Average Assets, quarterly | $904,141,500 | 649 |
| Volatile liabilities | $207,754,000 | 628 |
| Insider loans | $15,692,000 | 312 |
| FHLB advances | $82,604,000 | 548 |
| Loans and leases held for sale | $1,258,000 | 792 |
| Unused loan commitments | $106,902,000 | 880 |
| Tier 1 (core) risk-based capital | $57,206,000 | 919 |
| Tier 2 risk-based capital | $21,615,000 | 291 |
| Total risk weighted assets | $555,836,000 | 718 |
| Total unused commitments | $106,902,000 | 882 |
| Derivatives | $1,361,000 | 603 |
| 2004-06-30 | Rank | |
| # of Employees: | 255 | 610 |
| Assets and Liabilities | ||
| Total Assets: | $897,275,000 | 649 |
| Cash and due from depository institutions | $26,418,000 | 610 |
| Interest-bearing balances | $431,000 | 3,715 |
| Securities | $362,736,000 | 397 |
| Federal funds sold & reverse repurchase agreements | $34,550,000 | 329 |
| Net loans & leases | $417,850,000 | 881 |
| Loan loss allowance | $10,188,000 | 490 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,423,000 | 1,560 |
| Other real estate owned | $343,000 | 610 |
| Goodwill and other intangibles | $10,614,000 | 491 |
| All other assets | $38,341,000 | 480 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $897,275,000 | 649 |
| Total liabilities | $844,876,000 | 625 |
| Total deposits | $571,150,000 | 761 |
| Interest-bearing deposits | $461,454,000 | 797 |
| Deposits held in domestic offices | $571,150,000 | 757 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $156,963,000 | 230 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $83,367,000 | 613 |
| Subordinated debt | $14,500,000 | 145 |
| All other liabilities | $18,896,000 | 393 |
| Total equity capital | $52,399,000 | 1,047 |
| Total bank equity capital | $52,399,000 | 1,047 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,699,000 | 1,453 |
| Surplus | $33,161,000 | 707 |
| Undivided profits | $16,539,000 | 1,887 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,870,000 | 446 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $3,418,000 | 749 |
| Earning assets | $815,567,000 | 658 |
| Long-term assets (5+ years) | $436,859,000 | 288 |
| Average Assets, year-to-date | $907,025,670 | 623 |
| Average Assets, quarterly | $907,071,500 | 634 |
| Volatile liabilities | $201,308,000 | 629 |
| Insider loans | $16,817,000 | 274 |
| FHLB advances | $82,627,000 | 550 |
| Loans and leases held for sale | $825,000 | 977 |
| Unused loan commitments | $110,103,000 | 837 |
| Tier 1 (core) risk-based capital | $52,941,000 | 975 |
| Tier 2 risk-based capital | $22,351,000 | 278 |
| Total risk weighted assets | $564,270,000 | 698 |
| Total unused commitments | $110,103,000 | 839 |
| Derivatives | $1,316,000 | 601 |
| 2004-03-31 | Rank | |
| # of Employees: | 251 | 623 |
| Assets and Liabilities | ||
| Total Assets: | $916,868,000 | 629 |
| Cash and due from depository institutions | $23,510,000 | 623 |
| Interest-bearing balances | $247,000 | 4,446 |
| Securities | $350,246,000 | 407 |
| Federal funds sold & reverse repurchase agreements | $65,600,000 | 227 |
| Net loans & leases | $423,050,000 | 853 |
| Loan loss allowance | $10,197,000 | 490 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $6,325,000 | 1,551 |
| Other real estate owned | $343,000 | 623 |
| Goodwill and other intangibles | $10,766,000 | 472 |
| All other assets | $37,028,000 | 482 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $916,868,000 | 629 |
| Total liabilities | $860,545,000 | 605 |
| Total deposits | $579,966,000 | 745 |
| Interest-bearing deposits | $471,775,000 | 798 |
| Deposits held in domestic offices | $579,966,000 | 740 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $156,327,000 | 229 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $83,318,000 | 593 |
| Subordinated debt | $14,500,000 | 145 |
| All other liabilities | $26,434,000 | 343 |
| Total equity capital | $56,323,000 | 1,000 |
| Total bank equity capital | $56,323,000 | 1,000 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,699,000 | 1,443 |
| Surplus | $33,161,000 | 699 |
| Undivided profits | $20,463,000 | 1,648 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,471,000 | 566 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $3,431,000 | 735 |
| Earning assets | $839,143,000 | 630 |
| Long-term assets (5+ years) | $400,676,000 | 302 |
| Average Assets, year-to-date | $911,901,000 | 623 |
| Average Assets, quarterly | $911,901,000 | 623 |
| Volatile liabilities | $200,356,000 | 620 |
| Insider loans | $17,355,000 | 253 |
| FHLB advances | $82,682,000 | 522 |
| Loans and leases held for sale | $271,000 | 1,528 |
| Unused loan commitments | $108,762,000 | 819 |
| Tier 1 (core) risk-based capital | $49,007,000 | 1,045 |
| Tier 2 risk-based capital | $23,002,000 | 269 |
| Total risk weighted assets | $569,189,000 | 692 |
| Total unused commitments | $108,762,000 | 819 |
| Derivatives | $3,669,000 | 513 |
| 2003-12-31 | Rank | |
| # of Employees: | 252 | 626 |
| Assets and Liabilities | ||
| Total Assets: | $906,934,000 | 629 |
| Cash and due from depository institutions | $24,931,000 | 626 |
| Interest-bearing balances | $223,000 | 4,443 |
| Securities | $364,219,000 | 406 |
| Federal funds sold & reverse repurchase agreements | $37,100,000 | 324 |
| Net loans & leases | $426,746,000 | 844 |
| Loan loss allowance | $10,126,000 | 499 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $6,311,000 | 1,549 |
| Other real estate owned | $150,000 | 626 |
| Goodwill and other intangibles | $10,920,000 | 467 |
| All other assets | $36,557,000 | 489 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $906,934,000 | 629 |
| Total liabilities | $855,705,000 | 607 |
| Total deposits | $572,031,000 | 751 |
| Interest-bearing deposits | $462,586,000 | 806 |
| Deposits held in domestic offices | $572,031,000 | 748 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $157,425,000 | 229 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $83,440,000 | 605 |
| Subordinated debt | $14,500,000 | 149 |
| All other liabilities | $28,309,000 | 314 |
| Total equity capital | $51,229,000 | 1,076 |
| Total bank equity capital | $51,229,000 | 1,076 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,699,000 | 1,449 |
| Surplus | $33,161,000 | 695 |
| Undivided profits | $15,369,000 | 2,085 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,081,000 | 525 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $3,651,000 | 699 |
| Earning assets | $828,288,000 | 631 |
| Long-term assets (5+ years) | $434,622,000 | 282 |
| Average Assets, year-to-date | $876,481,600 | 625 |
| Average Assets, quarterly | $877,684,500 | 643 |
| Volatile liabilities | $196,975,000 | 624 |
| Insider loans | $18,097,000 | 242 |
| FHLB advances | $82,700,000 | 524 |
| Loans and leases held for sale | $89,000 | 1,689 |
| Unused loan commitments | $106,797,000 | 807 |
| Tier 1 (core) risk-based capital | $45,027,000 | 1,117 |
| Tier 2 risk-based capital | $23,582,000 | 271 |
| Total risk weighted assets | $567,900,000 | 692 |
| Total unused commitments | $106,797,000 | 808 |
| Derivatives | $1,109,000 | 552 |
| 2003-09-30 | Rank | |
| # of Employees: | 249 | 649 |
| Assets and Liabilities | ||
| Total Assets: | $848,435,000 | 686 |
| Cash and due from depository institutions | $24,489,000 | 649 |
| Interest-bearing balances | $298,000 | 4,305 |
| Securities | $253,841,000 | 556 |
| Federal funds sold & reverse repurchase agreements | $93,900,000 | 177 |
| Net loans & leases | $423,403,000 | 837 |
| Loan loss allowance | $11,582,000 | 455 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,408,000 | 1,499 |
| Other real estate owned | $150,000 | 649 |
| Goodwill and other intangibles | $11,078,000 | 463 |
| All other assets | $35,166,000 | 509 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $848,435,000 | 686 |
| Total liabilities | $786,458,000 | 665 |
| Total deposits | $579,561,000 | 753 |
| Interest-bearing deposits | $476,410,000 | 803 |
| Deposits held in domestic offices | $579,561,000 | 750 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $93,167,000 | 314 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $83,517,000 | 587 |
| Subordinated debt | $14,500,000 | 147 |
| All other liabilities | $15,713,000 | 460 |
| Total equity capital | $61,977,000 | 908 |
| Total bank equity capital | $61,977,000 | 908 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,699,000 | 1,447 |
| Surplus | $33,161,000 | 700 |
| Undivided profits | $26,117,000 | 1,236 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,636,000 | 589 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $3,305,000 | 807 |
| Earning assets | $771,442,000 | 684 |
| Long-term assets (5+ years) | $285,962,000 | 404 |
| Average Assets, year-to-date | $868,868,500 | 644 |
| Average Assets, quarterly | $855,869,000 | 675 |
| Volatile liabilities | $135,232,000 | 824 |
| Insider loans | $16,619,000 | 264 |
| FHLB advances | $82,777,000 | 513 |
| Loans and leases held for sale | $562,000 | 1,392 |
| Unused loan commitments | $106,842,000 | 826 |
| Tier 1 (core) risk-based capital | $58,673,000 | 874 |
| Tier 2 risk-based capital | $21,483,000 | 287 |
| Total risk weighted assets | $554,045,000 | 706 |
| Total unused commitments | $106,842,000 | 828 |
| Derivatives | $2,607,000 | 514 |
| 2003-06-30 | Rank | |
| # of Employees: | 249 | 655 |
| Assets and Liabilities | ||
| Total Assets: | $863,303,000 | 659 |
| Cash and due from depository institutions | $28,622,000 | 655 |
| Interest-bearing balances | $984,000 | 3,264 |
| Securities | $338,307,000 | 436 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 1,581 |
| Net loans & leases | $435,671,000 | 803 |
| Loan loss allowance | $11,546,000 | 444 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,565,000 | 1,435 |
| Other real estate owned | $149,000 | 655 |
| Goodwill and other intangibles | $10,973,000 | 440 |
| All other assets | $33,016,000 | 525 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $863,303,000 | 659 |
| Total liabilities | $802,051,000 | 639 |
| Total deposits | $579,710,000 | 745 |
| Interest-bearing deposits | $478,386,000 | 788 |
| Deposits held in domestic offices | $579,710,000 | 742 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $80,063,000 | 335 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $83,545,000 | 589 |
| Subordinated debt | $14,500,000 | 138 |
| All other liabilities | $44,233,000 | 268 |
| Total equity capital | $61,252,000 | 908 |
| Total bank equity capital | $61,252,000 | 908 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,699,000 | 1,441 |
| Surplus | $33,161,000 | 689 |
| Undivided profits | $25,392,000 | 1,285 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,731,000 | 457 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $3,900,000 | 667 |
| Earning assets | $784,962,000 | 662 |
| Long-term assets (5+ years) | $321,693,000 | 350 |
| Average Assets, year-to-date | $875,679,670 | 635 |
| Average Assets, quarterly | $899,408,000 | 624 |
| Volatile liabilities | $173,580,000 | 684 |
| Insider loans | $17,131,000 | 255 |
| FHLB advances | $82,805,000 | 516 |
| Loans and leases held for sale | $1,718,000 | 1,204 |
| Unused loan commitments | $102,714,000 | 836 |
| Tier 1 (core) risk-based capital | $55,387,000 | 904 |
| Tier 2 risk-based capital | $21,946,000 | 278 |
| Total risk weighted assets | $559,802,000 | 693 |
| Total unused commitments | $102,714,000 | 841 |
| Derivatives | $25,317,000 | 305 |
| 2003-03-31 | Rank | |
| # of Employees: | 246 | 646 |
| Assets and Liabilities | ||
| Total Assets: | $935,513,000 | 601 |
| Cash and due from depository institutions | $27,771,000 | 646 |
| Interest-bearing balances | $1,362,000 | 2,902 |
| Securities | $406,644,000 | 362 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $449,790,000 | 774 |
| Loan loss allowance | $11,252,000 | 445 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $6,782,000 | 1,361 |
| Other real estate owned | $155,000 | 646 |
| Goodwill and other intangibles | $10,936,000 | 427 |
| All other assets | $33,435,000 | 509 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $935,513,000 | 601 |
| Total liabilities | $878,931,000 | 581 |
| Total deposits | $597,004,000 | 706 |
| Interest-bearing deposits | $495,229,000 | 758 |
| Deposits held in domestic offices | $597,004,000 | 702 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $161,574,000 | 226 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $83,637,000 | 569 |
| Subordinated debt | $14,500,000 | 134 |
| All other liabilities | $22,216,000 | 400 |
| Total equity capital | $56,582,000 | 954 |
| Total bank equity capital | $56,582,000 | 954 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,699,000 | 1,446 |
| Surplus | $33,161,000 | 678 |
| Undivided profits | $20,722,000 | 1,542 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,894,000 | 449 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $4,238,000 | 631 |
| Earning assets | $857,796,000 | 593 |
| Long-term assets (5+ years) | $312,928,000 | 343 |
| Average Assets, year-to-date | $881,868,000 | 629 |
| Average Assets, quarterly | $881,868,000 | 629 |
| Volatile liabilities | $260,319,000 | 505 |
| Insider loans | $17,493,000 | 248 |
| FHLB advances | $82,897,000 | 497 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $111,365,000 | 767 |
| Tier 1 (core) risk-based capital | $50,559,000 | 982 |
| Tier 2 risk-based capital | $21,800,000 | 276 |
| Total risk weighted assets | $580,044,000 | 649 |
| Total unused commitments | $111,365,000 | 769 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 245 | 650 |
| Assets and Liabilities | ||
| Total Assets: | $828,223,000 | 661 |
| Cash and due from depository institutions | $27,942,000 | 650 |
| Interest-bearing balances | $863,000 | 3,255 |
| Securities | $218,281,000 | 600 |
| Federal funds sold & reverse repurchase agreements | $75,900,000 | 214 |
| Net loans & leases | $455,474,000 | 759 |
| Loan loss allowance | $10,885,000 | 456 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,893,000 | 1,320 |
| Other real estate owned | $695,000 | 650 |
| Goodwill and other intangibles | $10,976,000 | 414 |
| All other assets | $32,062,000 | 521 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $828,223,000 | 661 |
| Total liabilities | $775,189,000 | 638 |
| Total deposits | $593,822,000 | 695 |
| Interest-bearing deposits | $491,372,000 | 734 |
| Deposits held in domestic offices | $593,822,000 | 692 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $56,342,000 | 400 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $83,668,000 | 578 |
| Subordinated debt | $14,500,000 | 131 |
| All other liabilities | $26,857,000 | 338 |
| Total equity capital | $53,034,000 | 995 |
| Total bank equity capital | $53,034,000 | 995 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,699,000 | 1,438 |
| Surplus | $33,161,000 | 661 |
| Undivided profits | $17,174,000 | 1,816 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,479,000 | 594 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $3,605,000 | 759 |
| Earning assets | $750,518,000 | 665 |
| Long-term assets (5+ years) | $258,697,000 | 398 |
| Average Assets, year-to-date | $860,958,400 | 601 |
| Average Assets, quarterly | $837,267,000 | 648 |
| Volatile liabilities | $105,079,000 | 978 |
| Insider loans | $12,165,000 | 359 |
| FHLB advances | $82,928,000 | 502 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $113,394,000 | 727 |
| Tier 1 (core) risk-based capital | $46,288,000 | 1,040 |
| Tier 2 risk-based capital | $21,482,000 | 278 |
| Total risk weighted assets | $554,684,000 | 663 |
| Total unused commitments | $113,394,000 | 727 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 251 | 643 |
| Assets and Liabilities | ||
| Total Assets: | $889,764,000 | 601 |
| Cash and due from depository institutions | $31,406,000 | 643 |
| Interest-bearing balances | $249,000 | 4,284 |
| Securities | $287,966,000 | 429 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $515,610,000 | 653 |
| Loan loss allowance | $11,244,000 | 428 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $6,665,000 | 1,323 |
| Other real estate owned | $992,000 | 643 |
| Goodwill and other intangibles | $11,046,000 | 388 |
| All other assets | $36,079,000 | 468 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $889,764,000 | 601 |
| Total liabilities | $840,121,000 | 580 |
| Total deposits | $630,634,000 | 623 |
| Interest-bearing deposits | $526,604,000 | 643 |
| Deposits held in domestic offices | $630,634,000 | 620 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $69,393,000 | 369 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $93,881,000 | 524 |
| Subordinated debt | $23,200,000 | 131 |
| All other liabilities | $23,013,000 | 365 |
| Total equity capital | $49,643,000 | 990 |
| Total bank equity capital | $49,643,000 | 990 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,699,000 | 1,431 |
| Surplus | $33,161,000 | 653 |
| Undivided profits | $13,783,000 | 2,059 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,772,000 | 637 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $4,550,000 | 670 |
| Earning assets | $803,825,000 | 599 |
| Long-term assets (5+ years) | $377,828,000 | 297 |
| Average Assets, year-to-date | $860,786,200 | 599 |
| Average Assets, quarterly | $878,466,000 | 600 |
| Volatile liabilities | $122,575,000 | 837 |
| Insider loans | $19,770,000 | 194 |
| FHLB advances | $93,225,000 | 443 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $105,834,000 | 725 |
| Tier 1 (core) risk-based capital | $48,123,000 | 946 |
| Tier 2 risk-based capital | $21,963,000 | 264 |
| Total risk weighted assets | $593,294,000 | 617 |
| Total unused commitments | $105,834,000 | 725 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 210 | 756 |
| Assets and Liabilities | ||
| Total Assets: | $639,319,000 | 783 |
| Cash and due from depository institutions | $20,738,000 | 756 |
| Interest-bearing balances | $67,000 | 5,158 |
| Securities | $167,677,000 | 671 |
| Federal funds sold & reverse repurchase agreements | $34,400,000 | 361 |
| Net loans & leases | $388,458,000 | 839 |
| Loan loss allowance | $4,936,000 | 842 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $5,039,000 | 1,719 |
| Other real estate owned | $881,000 | 756 |
| Goodwill and other intangibles | $801,000 | 1,563 |
| All other assets | $21,325,000 | 559 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $639,319,000 | 783 |
| Total liabilities | $599,501,000 | 759 |
| Total deposits | $490,007,000 | 781 |
| Interest-bearing deposits | $390,795,000 | 862 |
| Deposits held in domestic offices | $490,007,000 | 778 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,101,000 | 730 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $50,740,000 | 727 |
| Subordinated debt | $14,500,000 | 140 |
| All other liabilities | $24,153,000 | 362 |
| Total equity capital | $39,818,000 | 1,177 |
| Total bank equity capital | $39,818,000 | 1,177 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $16,870,000 | 186 |
| Surplus | $18,307,000 | 992 |
| Undivided profits | $4,641,000 | 4,578 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,765,000 | 692 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $2,787,000 | 883 |
| Earning assets | $590,602,000 | 781 |
| Long-term assets (5+ years) | $249,357,000 | 422 |
| Average Assets, year-to-date | $630,821,800 | 759 |
| Average Assets, quarterly | $636,054,500 | 784 |
| Volatile liabilities | $54,262,000 | 1,629 |
| Insider loans | $15,173,000 | 255 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $480,000 | 960 |
| Unused loan commitments | $94,909,000 | 735 |
| Tier 1 (core) risk-based capital | $40,385,000 | 1,099 |
| Tier 2 risk-based capital | $19,436,000 | 293 |
| Total risk weighted assets | $427,616,900 | 788 |
| Total unused commitments | $94,909,000 | 735 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 214 | 777 |
| Assets and Liabilities | ||
| Total Assets: | $624,301,000 | 790 |
| Cash and due from depository institutions | $34,085,000 | 777 |
| Interest-bearing balances | $78,000 | 5,134 |
| Securities | $168,678,000 | 703 |
| Federal funds sold & reverse repurchase agreements | $9,200,000 | 1,041 |
| Net loans & leases | $383,178,000 | 835 |
| Loan loss allowance | $4,257,000 | 930 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,374,000 | 1,580 |
| Other real estate owned | $1,125,000 | 777 |
| Goodwill and other intangibles | $868,000 | 1,566 |
| All other assets | $21,793,000 | 556 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $624,301,000 | 790 |
| Total liabilities | $573,277,000 | 785 |
| Total deposits | $462,453,000 | 799 |
| Interest-bearing deposits | $369,177,000 | 876 |
| Deposits held in domestic offices | $462,453,000 | 795 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,100,000 | 778 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $65,740,000 | 632 |
| Subordinated debt | $19,000,000 | 137 |
| All other liabilities | $3,984,000 | 1,110 |
| Total equity capital | $51,024,000 | 884 |
| Total bank equity capital | $51,024,000 | 884 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $16,870,000 | 202 |
| Surplus | $18,307,000 | 1,010 |
| Undivided profits | $15,847,000 | 1,598 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,749,000 | 1,355 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $2,318,000 | 910 |
| Earning assets | $561,134,000 | 807 |
| Long-term assets (5+ years) | $257,225,000 | 450 |
| Average Assets, year-to-date | $605,561,800 | 782 |
| Average Assets, quarterly | $617,995,500 | 789 |
| Volatile liabilities | $72,250,000 | 1,239 |
| Insider loans | $14,456,000 | 264 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $699,000 | 823 |
| Unused loan commitments | $94,451,000 | 764 |
| Tier 1 (core) risk-based capital | $55,973,000 | 800 |
| Tier 2 risk-based capital | $23,257,000 | 255 |
| Total risk weighted assets | $418,593,600 | 779 |
| Total unused commitments | $94,451,000 | 764 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 217 | 779 |
| Assets and Liabilities | ||
| Total Assets: | $566,363,000 | 840 |
| Cash and due from depository institutions | $20,253,000 | 779 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $134,410,000 | 870 |
| Federal funds sold & reverse repurchase agreements | $17,850,000 | 907 |
| Net loans & leases | $369,807,000 | 793 |
| Loan loss allowance | $3,994,000 | 960 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $5,121,000 | 1,560 |
| Other real estate owned | $1,272,000 | 779 |
| Goodwill and other intangibles | $941,000 | 1,466 |
| All other assets | $16,709,000 | 599 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $566,363,000 | 840 |
| Total liabilities | $516,742,000 | 834 |
| Total deposits | $464,700,000 | 792 |
| Interest-bearing deposits | $369,574,000 | 852 |
| Deposits held in domestic offices | $464,700,000 | 788 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,477,000 | 628 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $190,000 | 4,601 |
| Subordinated debt | $20,000,000 | 133 |
| All other liabilities | $3,375,000 | 1,319 |
| Total equity capital | $49,621,000 | 914 |
| Total bank equity capital | $49,621,000 | 914 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $16,870,000 | 209 |
| Surplus | $18,307,000 | 945 |
| Undivided profits | $14,444,000 | 1,833 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,180,000 | 1,200 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $2,243,000 | 916 |
| Earning assets | $522,067,000 | 840 |
| Long-term assets (5+ years) | $237,528,000 | 415 |
| Average Assets, year-to-date | $547,459,000 | 829 |
| Average Assets, quarterly | $558,440,500 | 841 |
| Volatile liabilities | $52,178,000 | 1,334 |
| Insider loans | $14,794,000 | 247 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $604,000 | 1,206 |
| Unused loan commitments | $106,687,000 | 678 |
| Tier 1 (core) risk-based capital | $48,879,000 | 859 |
| Tier 2 risk-based capital | $23,994,000 | 252 |
| Total risk weighted assets | $399,955,900 | 765 |
| Total unused commitments | $106,687,000 | 682 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 222 | 813 |
| Assets and Liabilities | ||
| Total Assets: | $533,029,000 | 897 |
| Cash and due from depository institutions | $21,568,000 | 813 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $110,190,000 | 1,043 |
| Federal funds sold & reverse repurchase agreements | $40,100,000 | 354 |
| Net loans & leases | $340,501,000 | 884 |
| Loan loss allowance | $3,803,000 | 1,019 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $4,897,000 | 1,618 |
| Other real estate owned | $0 | 813 |
| Goodwill and other intangibles | $1,019,000 | 1,335 |
| All other assets | $14,754,000 | 647 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $533,029,000 | 897 |
| Total liabilities | $489,642,000 | 884 |
| Total deposits | $437,272,000 | 864 |
| Interest-bearing deposits | $350,332,000 | 929 |
| Deposits held in domestic offices | $437,272,000 | 859 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,693,000 | 624 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $750,000 | 3,760 |
| Subordinated debt | $20,000,000 | 136 |
| All other liabilities | $2,927,000 | 1,494 |
| Total equity capital | $43,387,000 | 1,042 |
| Total bank equity capital | $43,387,000 | 1,042 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $16,870,000 | 221 |
| Surplus | $18,307,000 | 932 |
| Undivided profits | $8,210,000 | 3,031 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,445,000 | 657 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $2,269,000 | 950 |
| Earning assets | $490,791,000 | 889 |
| Long-term assets (5+ years) | $99,113,000 | 785 |
| Average Assets, year-to-date | $527,278,000 | 864 |
| Average Assets, quarterly | $520,191,500 | 902 |
| Volatile liabilities | $51,570,000 | 1,378 |
| Insider loans | $14,818,000 | 258 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $505,000 | 1,050 |
| Unused loan commitments | $91,833,000 | 703 |
| Tier 1 (core) risk-based capital | $42,259,000 | 1,010 |
| Tier 2 risk-based capital | $23,803,000 | 249 |
| Total risk weighted assets | $357,097,600 | 840 |
| Total unused commitments | $91,833,000 | 705 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 222 | 841 |
| Assets and Liabilities | ||
| Total Assets: | $520,444,000 | 942 |
| Cash and due from depository institutions | $25,465,000 | 841 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $143,525,000 | 862 |
| Federal funds sold & reverse repurchase agreements | $11,300,000 | 1,143 |
| Net loans & leases | $322,991,000 | 956 |
| Loan loss allowance | $3,910,000 | 1,075 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,882,000 | 1,629 |
| Other real estate owned | $36,000 | 841 |
| Goodwill and other intangibles | $115,000 | 2,435 |
| All other assets | $12,130,000 | 776 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $520,444,000 | 942 |
| Total liabilities | $463,375,000 | 965 |
| Total deposits | $430,977,000 | 907 |
| Interest-bearing deposits | $348,112,000 | 974 |
| Deposits held in domestic offices | $430,977,000 | 900 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $29,276,000 | 681 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $740,000 | 3,631 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,382,000 | 1,765 |
| Total equity capital | $57,069,000 | 826 |
| Total bank equity capital | $57,069,000 | 826 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $16,821,000 | 237 |
| Surplus | $18,146,000 | 996 |
| Undivided profits | $22,102,000 | 1,162 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,250,000 | 672 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $2,239,000 | 989 |
| Earning assets | $477,816,000 | 946 |
| Long-term assets (5+ years) | $73,190,000 | 938 |
| Average Assets, year-to-date | $534,982,000 | 884 |
| Average Assets, quarterly | $534,635,500 | 905 |
| Volatile liabilities | $56,544,000 | 1,279 |
| Insider loans | $13,260,000 | 338 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $345,000 | 1,077 |
| Unused loan commitments | $86,429,000 | 729 |
| Tier 1 (core) risk-based capital | $57,034,000 | 782 |
| Tier 2 risk-based capital | $3,910,000 | 905 |
| Total risk weighted assets | $332,240,300 | 925 |
| Total unused commitments | $86,429,000 | 735 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 233 | 825 |
| Assets and Liabilities | ||
| Total Assets: | $535,975,000 | 939 |
| Cash and due from depository institutions | $21,658,000 | 825 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $150,013,000 | 853 |
| Federal funds sold & reverse repurchase agreements | $34,800,000 | 459 |
| Net loans & leases | $310,834,000 | 969 |
| Loan loss allowance | $3,741,000 | 1,149 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $5,182,000 | 1,498 |
| Other real estate owned | $189,000 | 825 |
| Goodwill and other intangibles | $168,000 | 2,105 |
| All other assets | $13,131,000 | 759 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $535,975,000 | 939 |
| Total liabilities | $463,189,000 | 970 |
| Total deposits | $436,256,000 | 910 |
| Interest-bearing deposits | $349,574,000 | 999 |
| Deposits held in domestic offices | $436,256,000 | 900 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,552,000 | 751 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $741,000 | 3,178 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,640,000 | 1,687 |
| Total equity capital | $72,786,000 | 687 |
| Total bank equity capital | $72,786,000 | 687 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $16,710,000 | 253 |
| Surplus | $17,883,000 | 1,011 |
| Undivided profits | $38,193,000 | 687 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,961,000 | 922 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $2,353,000 | 979 |
| Earning assets | $495,647,000 | 936 |
| Long-term assets (5+ years) | $73,286,000 | 880 |
| Average Assets, year-to-date | $521,131,000 | 929 |
| Average Assets, quarterly | $528,103,000 | 941 |
| Volatile liabilities | $49,167,000 | 1,303 |
| Insider loans | $10,826,000 | 425 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $1,575,000 | 681 |
| Unused loan commitments | $82,339,000 | 774 |
| Tier 1 (core) risk-based capital | $72,410,000 | 651 |
| Tier 2 risk-based capital | $3,741,000 | 941 |
| Total risk weighted assets | $313,663,900 | 967 |
| Total unused commitments | $82,339,000 | 778 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 226 | 875 |
| Assets and Liabilities | ||
| Total Assets: | $520,981,000 | 920 |
| Cash and due from depository institutions | $25,525,000 | 875 |
| Interest-bearing balances | $686,000 | 2,930 |
| Securities | $162,289,000 | 821 |
| Federal funds sold & reverse repurchase agreements | $4,250,000 | 2,088 |
| Net loans & leases | $310,505,000 | 945 |
| Loan loss allowance | $3,546,000 | 1,198 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $5,136,000 | 1,434 |
| Other real estate owned | $0 | 875 |
| Goodwill and other intangibles | $239,000 | 1,830 |
| All other assets | $13,037,000 | 808 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $520,981,000 | 920 |
| Total liabilities | $456,785,000 | 959 |
| Total deposits | $426,767,000 | 909 |
| Interest-bearing deposits | $347,235,000 | 969 |
| Deposits held in domestic offices | $426,767,000 | 898 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,525,000 | 773 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $759,000 | 3,407 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,734,000 | 1,403 |
| Total equity capital | $64,196,000 | 693 |
| Total bank equity capital | $64,196,000 | 693 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $16,693,000 | 251 |
| Surplus | $17,842,000 | 947 |
| Undivided profits | $29,661,000 | 784 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,150,000 | 1,131 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $2,165,000 | 915 |
| Earning assets | $477,730,000 | 913 |
| Long-term assets (5+ years) | $65,646,000 | 960 |
| Average Assets, year-to-date | $508,403,400 | 912 |
| Average Assets, quarterly | $517,450,500 | 916 |
| Volatile liabilities | $43,851,000 | 1,370 |
| Insider loans | $11,812,000 | 378 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $1,101,000 | 619 |
| Unused loan commitments | $29,861,000 | 1,430 |
| Tier 1 (core) risk-based capital | $64,926,000 | 681 |
| Tier 2 risk-based capital | $3,546,000 | 957 |
| Total risk weighted assets | $318,494,000 | 920 |
| Total unused commitments | $29,861,000 | 1,441 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 233 | 898 |
| Assets and Liabilities | ||
| Total Assets: | $502,424,000 | 957 |
| Cash and due from depository institutions | $20,092,000 | 898 |
| Interest-bearing balances | $3,714,000 | 1,591 |
| Securities | $173,821,000 | 810 |
| Federal funds sold & reverse repurchase agreements | $19,250,000 | 711 |
| Net loans & leases | $276,404,000 | 1,023 |
| Loan loss allowance | $3,162,000 | 1,408 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $5,123,000 | 1,426 |
| Other real estate owned | $0 | 898 |
| Goodwill and other intangibles | $473,000 | 1,390 |
| All other assets | $7,261,000 | 1,198 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $502,424,000 | 957 |
| Total liabilities | $444,499,000 | 1,000 |
| Total deposits | $419,682,000 | 953 |
| Interest-bearing deposits | $349,043,000 | 1,004 |
| Deposits held in domestic offices | $419,682,000 | 942 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,209,000 | 710 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $752,000 | 3,008 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,856,000 | 1,919 |
| Total equity capital | $57,925,000 | 745 |
| Total bank equity capital | $57,925,000 | 745 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $16,588,000 | 257 |
| Surplus | $17,639,000 | 906 |
| Undivided profits | $23,698,000 | 979 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,277,000 | 1,738 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,778,000 | 971 |
| Earning assets | $473,189,000 | 935 |
| Long-term assets (5+ years) | $76,775,000 | 846 |
| Average Assets, year-to-date | $491,870,200 | 958 |
| Average Assets, quarterly | $504,832,500 | 944 |
| Volatile liabilities | $34,926,000 | 1,560 |
| Insider loans | $4,802,000 | 861 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $7,593,000 | 3,752 |
| Tier 1 (core) risk-based capital | $57,452,000 | 727 |
| Tier 2 risk-based capital | $3,162,000 | 1,060 |
| Total risk weighted assets | $285,129,700 | 1,001 |
| Total unused commitments | $7,593,000 | 3,770 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 220 | 966 |
| Assets and Liabilities | ||
| Total Assets: | $465,191,000 | 1,070 |
| Cash and due from depository institutions | $21,934,000 | 966 |
| Interest-bearing balances | $2,057,000 | 2,671 |
| Securities | $144,890,000 | 933 |
| Federal funds sold & reverse repurchase agreements | $26,400,000 | 690 |
| Net loans & leases | $259,333,000 | 1,108 |
| Loan loss allowance | $3,010,000 | 1,536 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $4,909,000 | 1,483 |
| Other real estate owned | $6,000 | 966 |
| Goodwill and other intangibles | $1,005,000 | 1,005 |
| All other assets | $6,714,000 | 1,314 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $465,191,000 | 1,070 |
| Total liabilities | $414,114,000 | 1,104 |
| Total deposits | $389,671,000 | 1,071 |
| Interest-bearing deposits | $322,667,000 | 1,134 |
| Deposits held in domestic offices | $389,671,000 | 1,062 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,510,000 | 658 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $767,000 | 2,786 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,166,000 | 2,910 |
| Total equity capital | $51,077,000 | 800 |
| Total bank equity capital | $51,077,000 | 800 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $16,469,000 | 250 |
| Surplus | $17,438,000 | 886 |
| Undivided profits | $17,170,000 | 1,271 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,514,000 | 2,753 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,748,000 | 1,097 |
| Earning assets | $432,680,000 | 1,053 |
| Long-term assets (5+ years) | $76,565,000 | 804 |
| Average Assets, year-to-date | $450,866,000 | 1,085 |
| Average Assets, quarterly | $462,269,000 | 1,067 |
| Volatile liabilities | $33,334,000 | 1,582 |
| Insider loans | $467,000 | 1,965 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $7,419,000 | 3,585 |
| Tier 1 (core) risk-based capital | $50,072,000 | 783 |
| Tier 2 risk-based capital | $3,010,000 | 1,125 |
| Total risk weighted assets | $269,333,600 | 1,092 |
| Total unused commitments | $7,419,000 | 3,603 |
| Derivatives | $0 | 651 |