Home > The Security Dollar Bank > Income and Expense
The Security Dollar Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $12,069,000 | 2,692 |
| Total interest expense | $6,079,000 | 2,425 |
| Net interest income | $5,990,000 | 2,935 |
| Provision for loan and lease losses | $970,000 | 1,005 |
| Total noninterest income | $949,000 | 3,212 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $584,000 | 2,292 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $365,000 | 3,611 |
| Total noninterest expense | $5,145,000 | 2,625 |
| Salaries and employee benefits | $2,629,000 | 2,677 |
| Premises and equipment expense | $691,000 | 2,893 |
| Additional noninterest expense | $1,825,000 | 2,392 |
| Pre-tax net operating income | $824,000 | 5,843 |
| Securities gains (losses) | $7,000 | 1,949 |
| Applicable income taxes | $174,000 | 5,984 |
| Income before extraordinary items | $657,000 | 5,645 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $657,000 | 5,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,123,000 | 657 |
| Cash dividends | $125,000 | 5,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $651,470 | 5,638 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $12,618,000 | 2,586 |
| Total interest expense | $6,492,000 | 2,320 |
| Net interest income | $6,126,000 | 2,805 |
| Provision for loan and lease losses | $2,267,000 | 532 |
| Total noninterest income | $855,000 | 3,447 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $567,000 | 2,274 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $288,000 | 4,125 |
| Total noninterest expense | $4,664,000 | 2,786 |
| Salaries and employee benefits | $2,494,000 | 2,725 |
| Premises and equipment expense | $635,000 | 3,009 |
| Additional noninterest expense | $1,535,000 | 2,710 |
| Pre-tax net operating income | $50,000 | 9,615 |
| Securities gains (losses) | $51,000 | 1,715 |
| Applicable income taxes | $-100,000 | 10,230 |
| Income before extraordinary items | $201,000 | 8,613 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $201,000 | 8,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,143,000 | 452 |
| Cash dividends | $125,000 | 6,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $150,000 | 8,913 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $12,842,000 | 2,561 |
| Total interest expense | $6,328,000 | 2,374 |
| Net interest income | $6,514,000 | 2,671 |
| Provision for loan and lease losses | $1,250,000 | 830 |
| Total noninterest income | $969,000 | 3,107 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $602,000 | 2,179 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $367,000 | 3,478 |
| Total noninterest expense | $4,303,000 | 2,955 |
| Salaries and employee benefits | $2,331,000 | 2,839 |
| Premises and equipment expense | $588,000 | 3,212 |
| Additional noninterest expense | $1,384,000 | 2,944 |
| Pre-tax net operating income | $1,930,000 | 3,665 |
| Securities gains (losses) | $8,000 | 2,485 |
| Applicable income taxes | $609,000 | 3,622 |
| Income before extraordinary items | $1,329,000 | 3,724 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,329,000 | 3,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,251,000 | 680 |
| Cash dividends | $125,000 | 6,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,323,480 | 3,673 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $11,255,000 | 2,933 |
| Total interest expense | $5,456,000 | 2,791 |
| Net interest income | $5,799,000 | 3,052 |
| Provision for loan and lease losses | $668,000 | 1,375 |
| Total noninterest income | $921,000 | 3,338 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $522,000 | 2,613 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $399,000 | 3,410 |
| Total noninterest expense | $4,278,000 | 3,143 |
| Salaries and employee benefits | $2,153,000 | 3,100 |
| Premises and equipment expense | $549,000 | 3,494 |
| Additional noninterest expense | $1,576,000 | 3,001 |
| Pre-tax net operating income | $1,774,000 | 3,780 |
| Securities gains (losses) | $26,000 | 1,793 |
| Applicable income taxes | $550,000 | 3,842 |
| Income before extraordinary items | $1,250,000 | 3,745 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,250,000 | 3,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $228,000 | 2,475 |
| Cash dividends | $100,000 | 6,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,232,060 | 3,745 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,995,000 | 3,623 |
| Total interest expense | $4,243,000 | 3,500 |
| Net interest income | $4,752,000 | 3,697 |
| Provision for loan and lease losses | $198,000 | 3,052 |
| Total noninterest income | $835,000 | 3,571 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $461,000 | 2,945 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $374,000 | 3,461 |
| Total noninterest expense | $3,929,000 | 3,386 |
| Salaries and employee benefits | $2,007,000 | 3,298 |
| Premises and equipment expense | $482,000 | 3,875 |
| Additional noninterest expense | $1,440,000 | 3,195 |
| Pre-tax net operating income | $1,460,000 | 4,553 |
| Securities gains (losses) | $22,000 | 1,840 |
| Applicable income taxes | $426,000 | 4,727 |
| Income before extraordinary items | $1,056,000 | 4,388 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,056,000 | 4,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $375,000 | 1,675 |
| Cash dividends | $75,000 | 7,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,040,380 | 4,435 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,361,000 | 4,037 |
| Total interest expense | $2,950,000 | 4,022 |
| Net interest income | $4,411,000 | 3,988 |
| Provision for loan and lease losses | $290,000 | 2,346 |
| Total noninterest income | $831,000 | 3,597 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $416,000 | 3,267 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $415,000 | 3,332 |
| Total noninterest expense | $3,512,000 | 3,837 |
| Salaries and employee benefits | $1,743,000 | 3,742 |
| Premises and equipment expense | $378,000 | 4,815 |
| Additional noninterest expense | $1,391,000 | 3,556 |
| Pre-tax net operating income | $1,440,000 | 4,564 |
| Securities gains (losses) | $20,000 | 1,779 |
| Applicable income taxes | $427,000 | 4,546 |
| Income before extraordinary items | $1,033,000 | 4,415 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,033,000 | 4,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $266,000 | 2,076 |
| Cash dividends | $60,000 | 7,692 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,018,800 | 4,517 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,196,000 | 4,207 |
| Total interest expense | $2,966,000 | 4,150 |
| Net interest income | $4,230,000 | 4,182 |
| Provision for loan and lease losses | $612,000 | 1,818 |
| Total noninterest income | $755,000 | 4,190 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $389,000 | 3,534 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $366,000 | 3,988 |
| Total noninterest expense | $3,183,000 | 4,285 |
| Salaries and employee benefits | $1,551,000 | 4,154 |
| Premises and equipment expense | $392,000 | 4,794 |
| Additional noninterest expense | $1,240,000 | 4,079 |
| Pre-tax net operating income | $1,190,000 | 5,217 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $332,000 | 5,710 |
| Income before extraordinary items | $859,000 | 5,269 |
| Extraordinary gains, net | $96,000 | 1,613 |
| Net income | $955,000 | 5,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $349,000 | 2,247 |
| Cash dividends | $50,000 | 7,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $858,280 | 5,057 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,613,000 | 4,482 |
| Total interest expense | $3,586,000 | 4,463 |
| Net interest income | $4,027,000 | 4,412 |
| Provision for loan and lease losses | $689,000 | 2,405 |
| Total noninterest income | $692,000 | 4,441 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $354,000 | 3,866 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $338,000 | 4,117 |
| Total noninterest expense | $3,161,000 | 4,314 |
| Salaries and employee benefits | $1,456,000 | 4,339 |
| Premises and equipment expense | $377,000 | 5,033 |
| Additional noninterest expense | $1,328,000 | 3,970 |
| Pre-tax net operating income | $869,000 | 6,256 |
| Securities gains (losses) | $86,000 | 3,258 |
| Applicable income taxes | $198,000 | 7,602 |
| Income before extraordinary items | $757,000 | 5,597 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $757,000 | 5,655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $625,000 | 2,123 |
| Cash dividends | $50,000 | 7,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $689,060 | 5,654 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.