Home > The Security Bank & Trust Company > Income and Expense
The Security Bank & Trust Company, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,544,000 | 4,748 |
| Total interest expense | $2,686,000 | 5,124 |
| Net interest income | $3,858,000 | 4,370 |
| Provision for loan and lease losses | $282,000 | 2,747 |
| Total noninterest income | $761,000 | 3,726 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $487,000 | 2,692 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $274,000 | 4,129 |
| Total noninterest expense | $3,205,000 | 3,886 |
| Salaries and employee benefits | $1,933,000 | 3,415 |
| Premises and equipment expense | $496,000 | 3,732 |
| Additional noninterest expense | $776,000 | 4,836 |
| Pre-tax net operating income | $1,132,000 | 5,429 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $389,000 | 4,959 |
| Income before extraordinary items | $743,000 | 5,708 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $743,000 | 5,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,963 |
| Cash dividends | $500,000 | 3,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $743,000 | 5,663 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,348,000 | 4,964 |
| Total interest expense | $2,697,000 | 5,230 |
| Net interest income | $3,651,000 | 4,662 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $746,000 | 3,892 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $475,000 | 2,853 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $271,000 | 4,324 |
| Total noninterest expense | $2,743,000 | 4,637 |
| Salaries and employee benefits | $1,514,000 | 4,271 |
| Premises and equipment expense | $485,000 | 3,871 |
| Additional noninterest expense | $744,000 | 5,490 |
| Pre-tax net operating income | $1,654,000 | 4,025 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $529,000 | 3,968 |
| Income before extraordinary items | $1,125,000 | 4,085 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,125,000 | 4,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,885 |
| Cash dividends | $1,000,000 | 2,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,125,000 | 4,029 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,102,000 | 5,131 |
| Total interest expense | $2,532,000 | 5,504 |
| Net interest income | $3,570,000 | 4,777 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $703,000 | 4,073 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $439,000 | 3,072 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $264,000 | 4,342 |
| Total noninterest expense | $2,675,000 | 4,706 |
| Salaries and employee benefits | $1,473,000 | 4,355 |
| Premises and equipment expense | $476,000 | 3,912 |
| Additional noninterest expense | $726,000 | 5,683 |
| Pre-tax net operating income | $1,598,000 | 4,233 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $512,000 | 4,121 |
| Income before extraordinary items | $1,086,000 | 4,299 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,086,000 | 4,296 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 11,045 |
| Cash dividends | $900,000 | 2,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,086,000 | 4,284 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,494,000 | 5,248 |
| Total interest expense | $2,082,000 | 5,438 |
| Net interest income | $3,412,000 | 5,055 |
| Provision for loan and lease losses | $-100,000 | 12,140 |
| Total noninterest income | $709,000 | 4,080 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $456,000 | 3,017 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $253,000 | 4,561 |
| Total noninterest expense | $2,868,000 | 4,579 |
| Salaries and employee benefits | $1,512,000 | 4,250 |
| Premises and equipment expense | $427,000 | 4,344 |
| Additional noninterest expense | $929,000 | 5,034 |
| Pre-tax net operating income | $1,353,000 | 4,787 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $422,000 | 4,574 |
| Income before extraordinary items | $931,000 | 4,770 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $931,000 | 4,776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 11,066 |
| Cash dividends | $600,000 | 2,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $931,000 | 4,819 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,537,000 | 5,305 |
| Total interest expense | $2,161,000 | 5,466 |
| Net interest income | $3,376,000 | 5,116 |
| Provision for loan and lease losses | $55,000 | 7,245 |
| Total noninterest income | $761,000 | 4,153 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $531,000 | 2,623 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $230,000 | 5,244 |
| Total noninterest expense | $2,750,000 | 4,842 |
| Salaries and employee benefits | $1,437,000 | 4,442 |
| Premises and equipment expense | $379,000 | 4,931 |
| Additional noninterest expense | $934,000 | 5,213 |
| Pre-tax net operating income | $1,332,000 | 4,780 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $444,000 | 4,631 |
| Income before extraordinary items | $888,000 | 5,150 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $888,000 | 5,296 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 6,359 |
| Cash dividends | $450,000 | 3,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $888,000 | 4,925 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,101,000 | 5,402 |
| Total interest expense | $2,870,000 | 5,345 |
| Net interest income | $3,231,000 | 5,362 |
| Provision for loan and lease losses | $242,000 | 4,670 |
| Total noninterest income | $733,000 | 4,254 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $496,000 | 2,803 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $237,000 | 5,143 |
| Total noninterest expense | $2,965,000 | 4,590 |
| Salaries and employee benefits | $1,411,000 | 4,464 |
| Premises and equipment expense | $427,000 | 4,551 |
| Additional noninterest expense | $1,127,000 | 4,591 |
| Pre-tax net operating income | $757,000 | 6,786 |
| Securities gains (losses) | $147,000 | 2,440 |
| Applicable income taxes | $377,000 | 5,017 |
| Income before extraordinary items | $527,000 | 7,111 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $527,000 | 7,205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $412,000 | 2,776 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $432,920 | 7,550 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.