Home > The Security Bank > Income and Expense
The Security Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,435,000 | 3,424 |
| Total interest expense | $3,843,000 | 3,831 |
| Net interest income | $5,592,000 | 3,127 |
| Provision for loan and lease losses | $503,000 | 1,757 |
| Total noninterest income | $724,000 | 3,877 |
| Gross Fiduciary activities income | $42,000 | 1,197 |
| Service charges on deposit accounts | $427,000 | 3,056 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $255,000 | 4,312 |
| Total noninterest expense | $2,907,000 | 4,200 |
| Salaries and employee benefits | $1,418,000 | 4,456 |
| Premises and equipment expense | $404,000 | 4,422 |
| Additional noninterest expense | $1,085,000 | 3,634 |
| Pre-tax net operating income | $2,906,000 | 2,557 |
| Securities gains (losses) | $-1,000 | 9,009 |
| Applicable income taxes | $999,000 | 2,441 |
| Income before extraordinary items | $1,906,000 | 2,695 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,906,000 | 2,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $385,000 | 1,644 |
| Cash dividends | $2,000,000 | 1,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,906,660 | 2,647 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,037,000 | 3,601 |
| Total interest expense | $3,655,000 | 4,020 |
| Net interest income | $5,382,000 | 3,293 |
| Provision for loan and lease losses | $170,000 | 3,812 |
| Total noninterest income | $814,000 | 3,660 |
| Gross Fiduciary activities income | $48,000 | 1,244 |
| Service charges on deposit accounts | $454,000 | 2,975 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $312,000 | 3,980 |
| Total noninterest expense | $2,811,000 | 4,538 |
| Salaries and employee benefits | $1,261,000 | 4,981 |
| Premises and equipment expense | $391,000 | 4,619 |
| Additional noninterest expense | $1,159,000 | 3,896 |
| Pre-tax net operating income | $3,215,000 | 2,228 |
| Securities gains (losses) | $15,000 | 2,201 |
| Applicable income taxes | $1,180,000 | 2,021 |
| Income before extraordinary items | $2,050,000 | 2,406 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,050,000 | 2,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,266 |
| Cash dividends | $1,950,000 | 1,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,040,400 | 2,368 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,709,000 | 3,727 |
| Total interest expense | $3,462,000 | 4,197 |
| Net interest income | $5,247,000 | 3,378 |
| Provision for loan and lease losses | $-105,000 | 11,730 |
| Total noninterest income | $825,000 | 3,610 |
| Gross Fiduciary activities income | $15,000 | 1,435 |
| Service charges on deposit accounts | $477,000 | 2,840 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $333,000 | 3,751 |
| Total noninterest expense | $2,893,000 | 4,427 |
| Salaries and employee benefits | $1,364,000 | 4,669 |
| Premises and equipment expense | $417,000 | 4,366 |
| Additional noninterest expense | $1,112,000 | 3,993 |
| Pre-tax net operating income | $3,284,000 | 2,244 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,202,000 | 2,023 |
| Income before extraordinary items | $2,082,000 | 2,413 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,082,000 | 2,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 3,622 |
| Cash dividends | $1,950,000 | 1,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,082,000 | 2,389 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,156,000 | 4,138 |
| Total interest expense | $2,386,000 | 4,834 |
| Net interest income | $4,770,000 | 3,722 |
| Provision for loan and lease losses | $-346,000 | 12,416 |
| Total noninterest income | $671,000 | 4,256 |
| Gross Fiduciary activities income | $16,000 | 1,439 |
| Service charges on deposit accounts | $421,000 | 3,229 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $234,000 | 4,766 |
| Total noninterest expense | $3,098,000 | 4,294 |
| Salaries and employee benefits | $1,511,000 | 4,253 |
| Premises and equipment expense | $396,000 | 4,619 |
| Additional noninterest expense | $1,191,000 | 4,080 |
| Pre-tax net operating income | $2,689,000 | 2,637 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $917,000 | 2,429 |
| Income before extraordinary items | $1,772,000 | 2,730 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,772,000 | 2,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 2,950 |
| Cash dividends | $565,000 | 2,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,772,000 | 2,750 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,938,000 | 4,343 |
| Total interest expense | $2,482,000 | 4,842 |
| Net interest income | $4,456,000 | 3,983 |
| Provision for loan and lease losses | $27,000 | 8,602 |
| Total noninterest income | $645,000 | 4,713 |
| Gross Fiduciary activities income | $10,000 | 1,500 |
| Service charges on deposit accounts | $412,000 | 3,356 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $223,000 | 5,343 |
| Total noninterest expense | $2,967,000 | 4,560 |
| Salaries and employee benefits | $1,362,000 | 4,680 |
| Premises and equipment expense | $383,000 | 4,887 |
| Additional noninterest expense | $1,222,000 | 4,128 |
| Pre-tax net operating income | $2,107,000 | 3,155 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $672,000 | 3,235 |
| Income before extraordinary items | $1,435,000 | 3,377 |
| Extraordinary gains, net | $-25,000 | 12,506 |
| Net income | $1,410,000 | 3,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 3,910 |
| Cash dividends | $1,800,000 | 1,119 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,435,000 | 3,198 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,291,000 | 4,164 |
| Total interest expense | $3,459,000 | 4,578 |
| Net interest income | $4,832,000 | 3,766 |
| Provision for loan and lease losses | $280,000 | 4,302 |
| Total noninterest income | $619,000 | 4,855 |
| Gross Fiduciary activities income | $4,000 | 1,602 |
| Service charges on deposit accounts | $418,000 | 3,324 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $197,000 | 5,724 |
| Total noninterest expense | $3,043,000 | 4,474 |
| Salaries and employee benefits | $1,468,000 | 4,313 |
| Premises and equipment expense | $397,000 | 4,824 |
| Additional noninterest expense | $1,178,000 | 4,410 |
| Pre-tax net operating income | $2,128,000 | 2,930 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $568,000 | 3,589 |
| Income before extraordinary items | $1,560,000 | 2,952 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,560,000 | 2,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 13,317 |
| Cash dividends | $1,753,000 | 961 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,560,000 | 2,731 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.