Home > The Second National Bank of Warren > Net charge- offs to loans
The Second National Bank of Warren, Net charge- offs to loans
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.0302% | 61 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2306% | 83 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 132.7267% | 4 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4992% | 336 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5987% | 113 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4739% | 365 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 23.5154% | 17 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3233% | 1,359 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3042% | 455 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 19.9947% | 6 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3383% | 447 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4003% | 106 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3228% | 453 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7747% | 2,257 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5079% | 1,438 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0088% | 3,664 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 8,310 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0156% | 3,008 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0065% | 619 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0174% | 2,824 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8074% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4014% | 1,505 |
| Percentage Net Loans Charged-off: Credit card loans | 14.4197% | 81 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5840% | 1,080 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0122% | 2,999 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0018% | 8,370 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0211% | 2,409 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0089% | 492 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0236% | 2,270 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4577% | 419 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4662% | 1,280 |
| Percentage Net Loans Charged-off: Credit card loans | 14.8018% | 78 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7694% | 763 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0154% | 2,470 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 8,366 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0263% | 1,946 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0139% | 388 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0288% | 1,832 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.8381% | 275 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5893% | 1,170 |
| Percentage Net Loans Charged-off: Credit card loans | 12.8382% | 108 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6758% | 797 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0152% | 1,793 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0258% | 1,408 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0308% | 1,294 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0976% | 308 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4575% | 1,330 |
| Percentage Net Loans Charged-off: Credit card loans | 8.2487% | 231 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4656% | 1,772 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0320% | 2,966 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0280% | 8,675 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0711% | 2,010 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0257% | 549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0792% | 1,860 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3301% | 1,530 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8286% | 1,017 |
| Percentage Net Loans Charged-off: Credit card loans | 9.3862% | 163 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4738% | 1,725 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0646% | 2,140 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1581% | 806 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0347% | 2,377 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0866% | 441 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0284% | 2,396 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1681% | 1,596 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7120% | 1,038 |
| Percentage Net Loans Charged-off: Credit card loans | 7.6882% | 223 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 6.4015% | 30 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2824% | 2,374 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0196% | 650 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0323% | 307 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0172% | 673 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0864% | 228 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0119% | 683 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0765% | 227 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0912% | 372 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7602% | 114 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2745% | 2,480 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0139% | 788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0040% | 1,196 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0220% | 731 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0984% | 226 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0171% | 727 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5962% | 121 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7766% | 576 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4522% | 275 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9222% | 677 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1180% | 249 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3402% | 110 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0163% | 721 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1369% | 193 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0071% | 778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.5950% | 22 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3942% | 327 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2616% | 371 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7678% | 867 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1268% | 277 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2316% | 170 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1213% | 67 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3421% | 387 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7870% | 505 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7931% | 982 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2404% | 217 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4217% | 171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0174% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0190% | 734 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4330% | 129 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4556% | 333 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5404% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4528% | 1,884 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0362% | 736 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0633% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0046% | 963 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0050% | 910 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4586% | 325 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0666% | 352 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6541% | 909 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3396% | 2,681 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0015% | 1,222 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0045% | 661 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0090% | 1,337 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0097% | 1,335 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2991% | 452 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7662% | 405 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3194% | 934 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3388% | 3,829 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0034% | 1,184 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0075% | 1,024 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0081% | 964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4592% | 567 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6371% | 610 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3300% | 673 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5941% | 3,655 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0090% | 1,265 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0105% | 943 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0082% | 1,084 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0368% | 423 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0063% | 1,049 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9662% | 360 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7475% | 753 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8365% | 919 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |