Home > The Second National Bank of Warren > Assets and Liabilities
The Second National Bank of Warren, Assets and Liabilities
| 2004-06-30 | Rank | |
| # of Employees: | 522 | 313 |
| Assets and Liabilities | ||
| Total Assets: | $2,002,717,000 | 328 |
| Cash and due from depository institutions | $42,557,000 | 313 |
| Interest-bearing balances | $5,370,000 | 1,100 |
| Securities | $511,767,000 | 308 |
| Federal funds sold & reverse repurchase agreements | $20,000,000 | 528 |
| Net loans & leases | $1,285,955,000 | 321 |
| Loan loss allowance | $22,462,000 | 266 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $18,740,000 | 434 |
| Other real estate owned | $1,471,000 | 313 |
| Goodwill and other intangibles | $39,488,000 | 234 |
| All other assets | $82,739,000 | 278 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $2,002,717,000 | 328 |
| Total liabilities | $1,876,352,000 | 318 |
| Total deposits | $1,249,101,000 | 357 |
| Interest-bearing deposits | $1,096,940,000 | 353 |
| Deposits held in domestic offices | $1,249,101,000 | 355 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $182,059,000 | 214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $416,088,000 | 208 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $29,104,000 | 293 |
| Total equity capital | $126,365,000 | 455 |
| Total bank equity capital | $126,365,000 | 455 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $7,050,000 | 493 |
| Surplus | $45,806,000 | 546 |
| Undivided profits | $73,509,000 | 424 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $21,929,000 | 191 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $545,000 | 310 |
| Income earned, not collected on loans | $6,858,000 | 385 |
| Earning assets | $1,823,092,000 | 327 |
| Long-term assets (5+ years) | $758,906,000 | 192 |
| Average Assets, year-to-date | $2,075,587,330 | 316 |
| Average Assets, quarterly | $2,057,249,500 | 322 |
| Volatile liabilities | $353,419,000 | 419 |
| Insider loans | $11,545,000 | 466 |
| FHLB advances | $415,475,000 | 159 |
| Loans and leases held for sale | $18,451,000 | 190 |
| Unused loan commitments | $276,741,000 | 424 |
| Tier 1 (core) risk-based capital | $135,264,000 | 403 |
| Tier 2 risk-based capital | $17,179,000 | 332 |
| Total risk weighted assets | $1,369,071,000 | 335 |
| Total unused commitments | $276,741,000 | 424 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 567 | 290 |
| Assets and Liabilities | ||
| Total Assets: | $2,111,782,000 | 321 |
| Cash and due from depository institutions | $51,964,000 | 290 |
| Interest-bearing balances | $12,553,000 | 587 |
| Securities | $598,681,000 | 275 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 3,252 |
| Net loans & leases | $1,320,701,000 | 313 |
| Loan loss allowance | $19,137,000 | 291 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $19,207,000 | 417 |
| Other real estate owned | $921,000 | 290 |
| Goodwill and other intangibles | $36,577,000 | 233 |
| All other assets | $79,731,000 | 274 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $2,111,782,000 | 321 |
| Total liabilities | $1,954,296,000 | 309 |
| Total deposits | $1,287,292,000 | 345 |
| Interest-bearing deposits | $1,130,990,000 | 339 |
| Deposits held in domestic offices | $1,287,292,000 | 343 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $185,466,000 | 214 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $447,051,000 | 195 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $34,487,000 | 285 |
| Total equity capital | $157,486,000 | 398 |
| Total bank equity capital | $157,486,000 | 398 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $7,050,000 | 486 |
| Surplus | $45,806,000 | 534 |
| Undivided profits | $104,630,000 | 334 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $22,919,000 | 197 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,335,000 | 151 |
| Income earned, not collected on loans | $8,212,000 | 337 |
| Earning assets | $1,935,935,000 | 319 |
| Long-term assets (5+ years) | $699,086,000 | 188 |
| Average Assets, year-to-date | $2,112,022,500 | 318 |
| Average Assets, quarterly | $2,112,022,500 | 318 |
| Volatile liabilities | $410,412,000 | 370 |
| Insider loans | $11,888,000 | 416 |
| FHLB advances | $446,391,000 | 149 |
| Loans and leases held for sale | $4,196,000 | 441 |
| Unused loan commitments | $279,599,000 | 410 |
| Tier 1 (core) risk-based capital | $155,386,000 | 365 |
| Tier 2 risk-based capital | $17,414,000 | 325 |
| Total risk weighted assets | $1,391,413,000 | 325 |
| Total unused commitments | $279,599,000 | 410 |
| Derivatives | $942,719,000 | 88 |
| 2003-12-31 | Rank | |
| # of Employees: | 595 | 285 |
| Assets and Liabilities | ||
| Total Assets: | $2,112,263,000 | 320 |
| Cash and due from depository institutions | $45,383,000 | 285 |
| Interest-bearing balances | $5,003,000 | 1,208 |
| Securities | $589,453,000 | 276 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $1,330,946,000 | 309 |
| Loan loss allowance | $18,874,000 | 301 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $18,956,000 | 419 |
| Other real estate owned | $713,000 | 285 |
| Goodwill and other intangibles | $38,798,000 | 227 |
| All other assets | $88,014,000 | 262 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,112,263,000 | 320 |
| Total liabilities | $1,963,926,000 | 312 |
| Total deposits | $1,215,343,000 | 370 |
| Interest-bearing deposits | $1,045,167,000 | 366 |
| Deposits held in domestic offices | $1,215,343,000 | 368 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $219,146,000 | 196 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $493,600,000 | 179 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $35,837,000 | 272 |
| Total equity capital | $148,337,000 | 416 |
| Total bank equity capital | $148,337,000 | 416 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $7,050,000 | 492 |
| Surplus | $45,806,000 | 536 |
| Undivided profits | $95,481,000 | 346 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $22,227,000 | 199 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,148,000 | 154 |
| Income earned, not collected on loans | $8,496,000 | 327 |
| Earning assets | $1,925,402,000 | 317 |
| Long-term assets (5+ years) | $821,991,000 | 182 |
| Average Assets, year-to-date | $1,980,146,200 | 324 |
| Average Assets, quarterly | $2,091,578,500 | 318 |
| Volatile liabilities | $471,718,000 | 343 |
| Insider loans | $11,411,000 | 425 |
| FHLB advances | $492,299,000 | 130 |
| Loans and leases held for sale | $32,414,000 | 129 |
| Unused loan commitments | $296,863,000 | 391 |
| Tier 1 (core) risk-based capital | $151,080,000 | 372 |
| Tier 2 risk-based capital | $17,999,000 | 322 |
| Total risk weighted assets | $1,439,058,000 | 318 |
| Total unused commitments | $296,863,000 | 391 |
| Derivatives | $514,123,000 | 105 |
| 2003-09-30 | Rank | |
| # of Employees: | 617 | 283 |
| Assets and Liabilities | ||
| Total Assets: | $2,070,894,000 | 333 |
| Cash and due from depository institutions | $68,504,000 | 283 |
| Interest-bearing balances | $11,591,000 | 675 |
| Securities | $571,154,000 | 279 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $1,283,246,000 | 317 |
| Loan loss allowance | $18,372,000 | 319 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $17,857,000 | 454 |
| Other real estate owned | $753,000 | 283 |
| Goodwill and other intangibles | $37,738,000 | 238 |
| All other assets | $91,642,000 | 258 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,070,894,000 | 333 |
| Total liabilities | $1,923,088,000 | 322 |
| Total deposits | $1,165,282,000 | 386 |
| Interest-bearing deposits | $1,000,040,000 | 383 |
| Deposits held in domestic offices | $1,165,282,000 | 384 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $239,299,000 | 197 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $479,777,000 | 185 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $38,730,000 | 273 |
| Total equity capital | $147,806,000 | 424 |
| Total bank equity capital | $147,806,000 | 424 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $7,050,000 | 487 |
| Surplus | $45,806,000 | 550 |
| Undivided profits | $94,950,000 | 351 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $21,360,000 | 215 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,015,000 | 203 |
| Income earned, not collected on loans | $8,710,000 | 332 |
| Earning assets | $1,865,991,000 | 330 |
| Long-term assets (5+ years) | $799,524,000 | 185 |
| Average Assets, year-to-date | $1,947,117,000 | 337 |
| Average Assets, quarterly | $1,996,657,000 | 336 |
| Volatile liabilities | $444,781,000 | 361 |
| Insider loans | $11,384,000 | 414 |
| FHLB advances | $478,198,000 | 141 |
| Loans and leases held for sale | $31,571,000 | 165 |
| Unused loan commitments | $318,688,000 | 377 |
| Tier 1 (core) risk-based capital | $148,702,000 | 375 |
| Tier 2 risk-based capital | $17,358,000 | 338 |
| Total risk weighted assets | $1,387,915,000 | 335 |
| Total unused commitments | $318,688,000 | 377 |
| Derivatives | $704,433,000 | 93 |
| 2003-06-30 | Rank | |
| # of Employees: | 565 | 303 |
| Assets and Liabilities | ||
| Total Assets: | $1,922,420,000 | 344 |
| Cash and due from depository institutions | $74,910,000 | 303 |
| Interest-bearing balances | $32,961,000 | 243 |
| Securities | $524,777,000 | 299 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 1,581 |
| Net loans & leases | $1,181,600,000 | 345 |
| Loan loss allowance | $18,030,000 | 315 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $16,949,000 | 475 |
| Other real estate owned | $621,000 | 303 |
| Goodwill and other intangibles | $32,883,000 | 235 |
| All other assets | $80,680,000 | 283 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,922,420,000 | 344 |
| Total liabilities | $1,767,519,000 | 335 |
| Total deposits | $1,172,817,000 | 391 |
| Interest-bearing deposits | $1,017,532,000 | 375 |
| Deposits held in domestic offices | $1,172,817,000 | 389 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $176,431,000 | 216 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $380,259,000 | 209 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $38,012,000 | 293 |
| Total equity capital | $154,901,000 | 399 |
| Total bank equity capital | $154,901,000 | 399 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $7,050,000 | 479 |
| Surplus | $45,806,000 | 535 |
| Undivided profits | $102,045,000 | 330 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $19,975,000 | 237 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,183,000 | 185 |
| Income earned, not collected on loans | $8,283,000 | 341 |
| Earning assets | $1,749,338,000 | 342 |
| Long-term assets (5+ years) | $632,187,000 | 199 |
| Average Assets, year-to-date | $1,905,858,000 | 338 |
| Average Assets, quarterly | $1,913,704,000 | 343 |
| Volatile liabilities | $283,943,000 | 482 |
| Insider loans | $9,752,000 | 484 |
| FHLB advances | $379,089,000 | 162 |
| Loans and leases held for sale | $12,092,000 | 416 |
| Unused loan commitments | $307,402,000 | 387 |
| Tier 1 (core) risk-based capital | $149,431,000 | 366 |
| Tier 2 risk-based capital | $16,314,000 | 340 |
| Total risk weighted assets | $1,303,417,000 | 349 |
| Total unused commitments | $307,402,000 | 387 |
| Derivatives | $224,734,000 | 148 |
| 2003-03-31 | Rank | |
| # of Employees: | 575 | 300 |
| Assets and Liabilities | ||
| Total Assets: | $1,904,988,000 | 345 |
| Cash and due from depository institutions | $71,247,000 | 300 |
| Interest-bearing balances | $28,323,000 | 281 |
| Securities | $507,976,000 | 311 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $1,196,927,000 | 333 |
| Loan loss allowance | $17,756,000 | 328 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $15,992,000 | 494 |
| Other real estate owned | $1,270,000 | 300 |
| Goodwill and other intangibles | $31,838,000 | 235 |
| All other assets | $79,738,000 | 283 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,904,988,000 | 345 |
| Total liabilities | $1,748,053,000 | 336 |
| Total deposits | $1,121,865,000 | 396 |
| Interest-bearing deposits | $965,973,000 | 391 |
| Deposits held in domestic offices | $1,121,865,000 | 394 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $207,016,000 | 203 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $380,043,000 | 202 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $39,129,000 | 291 |
| Total equity capital | $156,935,000 | 389 |
| Total bank equity capital | $156,935,000 | 389 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $7,050,000 | 467 |
| Surplus | $45,806,000 | 533 |
| Undivided profits | $104,079,000 | 314 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $20,022,000 | 238 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,166,000 | 186 |
| Income earned, not collected on loans | $9,413,000 | 318 |
| Earning assets | $1,733,226,000 | 340 |
| Long-term assets (5+ years) | $645,633,000 | 200 |
| Average Assets, year-to-date | $1,897,577,000 | 340 |
| Average Assets, quarterly | $1,897,577,000 | 340 |
| Volatile liabilities | $319,814,000 | 441 |
| Insider loans | $10,036,000 | 467 |
| FHLB advances | $379,971,000 | 157 |
| Loans and leases held for sale | $46,293,000 | 160 |
| Unused loan commitments | $307,653,000 | 382 |
| Tier 1 (core) risk-based capital | $152,673,000 | 362 |
| Tier 2 risk-based capital | $16,180,000 | 340 |
| Total risk weighted assets | $1,292,803,000 | 342 |
| Total unused commitments | $307,653,000 | 382 |
| Derivatives | $178,322,000 | 160 |
| 2002-12-31 | Rank | |
| # of Employees: | 574 | 297 |
| Assets and Liabilities | ||
| Total Assets: | $1,890,166,000 | 343 |
| Cash and due from depository institutions | $75,677,000 | 297 |
| Interest-bearing balances | $15,250,000 | 497 |
| Securities | $497,672,000 | 303 |
| Federal funds sold & reverse repurchase agreements | $45,000,000 | 323 |
| Net loans & leases | $1,149,641,000 | 342 |
| Loan loss allowance | $17,595,000 | 328 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $16,498,000 | 469 |
| Other real estate owned | $1,371,000 | 297 |
| Goodwill and other intangibles | $30,556,000 | 230 |
| All other assets | $73,751,000 | 300 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,890,166,000 | 343 |
| Total liabilities | $1,741,993,000 | 333 |
| Total deposits | $1,195,112,000 | 365 |
| Interest-bearing deposits | $1,015,398,000 | 376 |
| Deposits held in domestic offices | $1,195,112,000 | 363 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $139,282,000 | 242 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $369,558,000 | 208 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $38,041,000 | 283 |
| Total equity capital | $148,173,000 | 394 |
| Total bank equity capital | $148,173,000 | 394 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $7,050,000 | 463 |
| Surplus | $45,806,000 | 520 |
| Undivided profits | $95,317,000 | 336 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $19,820,000 | 237 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,107,000 | 186 |
| Income earned, not collected on loans | $8,757,000 | 344 |
| Earning assets | $1,707,563,000 | 338 |
| Long-term assets (5+ years) | $569,808,000 | 211 |
| Average Assets, year-to-date | $1,757,835,800 | 349 |
| Average Assets, quarterly | $1,855,291,500 | 350 |
| Volatile liabilities | $235,447,000 | 535 |
| Insider loans | $13,043,000 | 341 |
| FHLB advances | $365,844,000 | 162 |
| Loans and leases held for sale | $20,943,000 | 281 |
| Unused loan commitments | $296,651,000 | 381 |
| Tier 1 (core) risk-based capital | $143,723,000 | 371 |
| Tier 2 risk-based capital | $15,695,000 | 346 |
| Total risk weighted assets | $1,253,741,000 | 347 |
| Total unused commitments | $296,651,000 | 381 |
| Derivatives | $303,569,000 | 122 |
| 2001-12-31 | Rank | |
| # of Employees: | 570 | 291 |
| Assets and Liabilities | ||
| Total Assets: | $1,678,416,000 | 362 |
| Cash and due from depository institutions | $49,853,000 | 291 |
| Interest-bearing balances | $9,016,000 | 788 |
| Securities | $397,823,000 | 328 |
| Federal funds sold & reverse repurchase agreements | $15,000,000 | 965 |
| Net loans & leases | $1,104,611,000 | 349 |
| Loan loss allowance | $16,695,000 | 324 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $16,412,000 | 465 |
| Other real estate owned | $1,399,000 | 291 |
| Goodwill and other intangibles | $26,578,000 | 238 |
| All other assets | $66,740,000 | 314 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,678,416,000 | 362 |
| Total liabilities | $1,523,087,000 | 356 |
| Total deposits | $1,123,130,000 | 378 |
| Interest-bearing deposits | $978,177,000 | 376 |
| Deposits held in domestic offices | $1,123,130,000 | 377 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $108,506,000 | 287 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $281,005,000 | 241 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $10,446,000 | 595 |
| Total equity capital | $155,329,000 | 378 |
| Total bank equity capital | $155,329,000 | 378 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $7,050,000 | 465 |
| Surplus | $45,956,000 | 514 |
| Undivided profits | $102,323,000 | 281 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,309,000 | 340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $825,000 | 246 |
| Income earned, not collected on loans | $9,556,000 | 338 |
| Earning assets | $1,526,450,000 | 357 |
| Long-term assets (5+ years) | $510,953,000 | 241 |
| Average Assets, year-to-date | $1,595,234,400 | 367 |
| Average Assets, quarterly | $1,642,870,500 | 364 |
| Volatile liabilities | $244,494,000 | 507 |
| Insider loans | $13,918,000 | 291 |
| FHLB advances | $275,152,000 | 183 |
| Loans and leases held for sale | $21,370,000 | 234 |
| Unused loan commitments | $232,605,000 | 435 |
| Tier 1 (core) risk-based capital | $133,739,000 | 378 |
| Tier 2 risk-based capital | $15,134,000 | 343 |
| Total risk weighted assets | $1,209,135,000 | 352 |
| Total unused commitments | $232,605,000 | 437 |
| Derivatives | $5,000,000 | 349 |
| 2000-12-31 | Rank | |
| # of Employees: | 504 | 328 |
| Assets and Liabilities | ||
| Total Assets: | $1,543,977,000 | 383 |
| Cash and due from depository institutions | $35,272,000 | 328 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $380,743,000 | 334 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $1,054,259,000 | 360 |
| Loan loss allowance | $15,217,000 | 334 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $18,033,000 | 421 |
| Other real estate owned | $902,000 | 328 |
| Goodwill and other intangibles | $6,039,000 | 539 |
| All other assets | $48,729,000 | 333 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,543,977,000 | 383 |
| Total liabilities | $1,428,752,000 | 378 |
| Total deposits | $1,036,135,000 | 396 |
| Interest-bearing deposits | $926,090,000 | 383 |
| Deposits held in domestic offices | $1,036,135,000 | 394 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $130,012,000 | 266 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $253,896,000 | 257 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $8,709,000 | 676 |
| Total equity capital | $115,225,000 | 450 |
| Total bank equity capital | $115,225,000 | 450 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $7,050,000 | 470 |
| Surplus | $19,029,000 | 970 |
| Undivided profits | $89,146,000 | 301 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,938,000 | 395 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,209,000 | 138 |
| Income earned, not collected on loans | $6,739,000 | 391 |
| Earning assets | $1,435,002,000 | 373 |
| Long-term assets (5+ years) | $504,860,000 | 238 |
| Average Assets, year-to-date | $1,571,916,000 | 366 |
| Average Assets, quarterly | $1,551,593,500 | 376 |
| Volatile liabilities | $277,763,000 | 485 |
| Insider loans | $17,681,000 | 224 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $27,080,000 | 137 |
| Unused loan commitments | $198,659,000 | 463 |
| Tier 1 (core) risk-based capital | $112,981,000 | 420 |
| Tier 2 risk-based capital | $14,019,500 | 358 |
| Total risk weighted assets | $1,120,362,100 | 368 |
| Total unused commitments | $198,659,000 | 464 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 562 | 316 |
| Assets and Liabilities | ||
| Total Assets: | $1,535,296,000 | 387 |
| Cash and due from depository institutions | $35,238,000 | 316 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $366,358,000 | 377 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $1,059,855,000 | 349 |
| Loan loss allowance | $11,169,000 | 431 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $18,558,000 | 418 |
| Other real estate owned | $281,000 | 316 |
| Goodwill and other intangibles | $5,845,000 | 571 |
| All other assets | $49,161,000 | 329 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,535,296,000 | 387 |
| Total liabilities | $1,427,798,000 | 381 |
| Total deposits | $1,097,589,000 | 377 |
| Interest-bearing deposits | $986,778,000 | 359 |
| Deposits held in domestic offices | $1,097,589,000 | 373 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $106,666,000 | 335 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $206,015,000 | 315 |
| Subordinated debt | $11,000,000 | 146 |
| All other liabilities | $6,528,000 | 786 |
| Total equity capital | $107,498,000 | 463 |
| Total bank equity capital | $107,498,000 | 463 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $7,050,000 | 507 |
| Surplus | $19,029,000 | 987 |
| Undivided profits | $81,419,000 | 307 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,875,000 | 466 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $770,000 | 204 |
| Income earned, not collected on loans | $5,565,000 | 411 |
| Earning assets | $1,426,213,000 | 379 |
| Long-term assets (5+ years) | $638,785,000 | 204 |
| Average Assets, year-to-date | $1,488,971,600 | 382 |
| Average Assets, quarterly | $1,541,560,000 | 387 |
| Volatile liabilities | $270,016,000 | 492 |
| Insider loans | $23,495,000 | 178 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $10,536,000 | 225 |
| Unused loan commitments | $167,838,000 | 516 |
| Tier 1 (core) risk-based capital | $112,927,000 | 428 |
| Tier 2 risk-based capital | $17,249,000 | 321 |
| Total risk weighted assets | $1,033,000,400 | 387 |
| Total unused commitments | $167,838,000 | 516 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 544 | 331 |
| Assets and Liabilities | ||
| Total Assets: | $1,427,814,000 | 399 |
| Cash and due from depository institutions | $45,478,000 | 331 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $352,707,000 | 394 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 4,024 |
| Net loans & leases | $959,453,000 | 372 |
| Loan loss allowance | $10,739,000 | 437 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $17,045,000 | 437 |
| Other real estate owned | $79,000 | 331 |
| Goodwill and other intangibles | $5,487,000 | 549 |
| All other assets | $43,565,000 | 329 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,427,814,000 | 399 |
| Total liabilities | $1,319,919,000 | 390 |
| Total deposits | $1,102,591,000 | 367 |
| Interest-bearing deposits | $986,967,000 | 357 |
| Deposits held in domestic offices | $1,102,591,000 | 362 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $126,166,000 | 272 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $73,643,000 | 476 |
| Subordinated debt | $11,000,000 | 148 |
| All other liabilities | $6,519,000 | 838 |
| Total equity capital | $107,895,000 | 468 |
| Total bank equity capital | $107,895,000 | 468 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $7,050,000 | 494 |
| Surplus | $19,029,000 | 911 |
| Undivided profits | $81,816,000 | 314 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,855,000 | 432 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $178,000 | 681 |
| Income earned, not collected on loans | $5,590,000 | 399 |
| Earning assets | $1,316,160,000 | 396 |
| Long-term assets (5+ years) | $494,264,000 | 234 |
| Average Assets, year-to-date | $1,463,151,000 | 369 |
| Average Assets, quarterly | $1,426,695,500 | 388 |
| Volatile liabilities | $223,461,000 | 501 |
| Insider loans | $15,008,000 | 241 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $1,042,000 | 1,038 |
| Unused loan commitments | $167,333,000 | 490 |
| Tier 1 (core) risk-based capital | $102,027,700 | 449 |
| Tier 2 risk-based capital | $18,619,000 | 290 |
| Total risk weighted assets | $942,757,100 | 400 |
| Total unused commitments | $167,333,000 | 492 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 373 | 476 |
| Assets and Liabilities | ||
| Total Assets: | $910,668,000 | 579 |
| Cash and due from depository institutions | $24,367,000 | 476 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $278,378,000 | 473 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 1,346 |
| Net loans & leases | $558,954,000 | 583 |
| Loan loss allowance | $6,855,000 | 641 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $9,879,000 | 746 |
| Other real estate owned | $0 | 476 |
| Goodwill and other intangibles | $2,511,000 | 862 |
| All other assets | $26,579,000 | 428 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $910,668,000 | 579 |
| Total liabilities | $846,412,000 | 563 |
| Total deposits | $703,266,000 | 559 |
| Interest-bearing deposits | $610,186,000 | 548 |
| Deposits held in domestic offices | $703,266,000 | 554 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $113,362,000 | 310 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $13,356,000 | 1,195 |
| Subordinated debt | $11,000,000 | 151 |
| All other liabilities | $5,428,000 | 936 |
| Total equity capital | $64,256,000 | 739 |
| Total bank equity capital | $64,256,000 | 739 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $7,050,000 | 508 |
| Surplus | $14,050,000 | 1,168 |
| Undivided profits | $43,156,000 | 569 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,462,000 | 543 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $188,000 | 659 |
| Income earned, not collected on loans | $3,384,000 | 660 |
| Earning assets | $847,332,000 | 567 |
| Long-term assets (5+ years) | $306,412,000 | 297 |
| Average Assets, year-to-date | $889,904,600 | 550 |
| Average Assets, quarterly | $904,940,000 | 570 |
| Volatile liabilities | $184,149,000 | 560 |
| Insider loans | $12,895,000 | 298 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $1,648,000 | 658 |
| Unused loan commitments | $120,779,000 | 562 |
| Tier 1 (core) risk-based capital | $58,937,000 | 733 |
| Tier 2 risk-based capital | $16,095,000 | 307 |
| Total risk weighted assets | $621,125,100 | 537 |
| Total unused commitments | $120,779,000 | 564 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 390 | 485 |
| Assets and Liabilities | ||
| Total Assets: | $864,819,000 | 617 |
| Cash and due from depository institutions | $27,935,000 | 485 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $230,170,000 | 568 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 1,295 |
| Net loans & leases | $557,734,000 | 627 |
| Loan loss allowance | $7,300,000 | 664 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $8,853,000 | 880 |
| Other real estate owned | $0 | 485 |
| Goodwill and other intangibles | $3,085,000 | 718 |
| All other assets | $27,042,000 | 453 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $864,819,000 | 617 |
| Total liabilities | $805,301,000 | 601 |
| Total deposits | $669,398,000 | 623 |
| Interest-bearing deposits | $589,070,000 | 595 |
| Deposits held in domestic offices | $669,398,000 | 615 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $90,291,000 | 383 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $30,546,000 | 751 |
| Subordinated debt | $9,000,000 | 179 |
| All other liabilities | $6,066,000 | 863 |
| Total equity capital | $59,518,000 | 801 |
| Total bank equity capital | $59,518,000 | 801 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $7,050,000 | 533 |
| Surplus | $14,050,000 | 1,207 |
| Undivided profits | $38,418,000 | 658 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,772,000 | 465 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $140,000 | 793 |
| Income earned, not collected on loans | $2,705,000 | 821 |
| Earning assets | $797,904,000 | 613 |
| Long-term assets (5+ years) | $271,980,000 | 333 |
| Average Assets, year-to-date | $851,452,600 | 606 |
| Average Assets, quarterly | $865,407,000 | 613 |
| Volatile liabilities | $160,499,000 | 652 |
| Insider loans | $15,329,000 | 297 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $2,287,000 | 495 |
| Unused loan commitments | $121,475,000 | 588 |
| Tier 1 (core) risk-based capital | $56,633,000 | 787 |
| Tier 2 risk-based capital | $16,020,000 | 338 |
| Total risk weighted assets | $624,442,800 | 564 |
| Total unused commitments | $121,475,000 | 591 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 379 | 521 |
| Assets and Liabilities | ||
| Total Assets: | $831,626,000 | 656 |
| Cash and due from depository institutions | $29,462,000 | 521 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $235,834,000 | 588 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 4,323 |
| Net loans & leases | $526,721,000 | 650 |
| Loan loss allowance | $6,748,000 | 736 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $7,249,000 | 1,048 |
| Other real estate owned | $27,000 | 521 |
| Goodwill and other intangibles | $3,770,000 | 617 |
| All other assets | $25,563,000 | 499 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $831,626,000 | 656 |
| Total liabilities | $770,060,000 | 652 |
| Total deposits | $657,850,000 | 644 |
| Interest-bearing deposits | $578,944,000 | 626 |
| Deposits held in domestic offices | $657,850,000 | 634 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $87,482,000 | 419 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $10,560,000 | 1,136 |
| Subordinated debt | $7,000,000 | 184 |
| All other liabilities | $7,168,000 | 801 |
| Total equity capital | $61,566,000 | 799 |
| Total bank equity capital | $61,566,000 | 799 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $7,050,000 | 540 |
| Surplus | $14,050,000 | 1,200 |
| Undivided profits | $40,466,000 | 655 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,138,000 | 886 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $166,000 | 684 |
| Income earned, not collected on loans | $2,660,000 | 865 |
| Earning assets | $765,555,000 | 651 |
| Long-term assets (5+ years) | $227,030,000 | 359 |
| Average Assets, year-to-date | $809,229,200 | 651 |
| Average Assets, quarterly | $823,932,500 | 651 |
| Volatile liabilities | $142,962,000 | 668 |
| Insider loans | $10,183,000 | 443 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $1,164,000 | 767 |
| Unused loan commitments | $97,978,000 | 691 |
| Tier 1 (core) risk-based capital | $55,543,000 | 834 |
| Tier 2 risk-based capital | $13,748,000 | 385 |
| Total risk weighted assets | $583,929,400 | 613 |
| Total unused commitments | $97,978,000 | 695 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 367 | 569 |
| Assets and Liabilities | ||
| Total Assets: | $785,905,000 | 678 |
| Cash and due from depository institutions | $30,546,000 | 569 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $226,696,000 | 624 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $499,771,000 | 658 |
| Loan loss allowance | $6,126,000 | 793 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $5,723,000 | 1,291 |
| Other real estate owned | $116,000 | 569 |
| Goodwill and other intangibles | $4,850,000 | 476 |
| All other assets | $18,203,000 | 633 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $785,905,000 | 678 |
| Total liabilities | $733,742,000 | 668 |
| Total deposits | $615,763,000 | 674 |
| Interest-bearing deposits | $532,277,000 | 655 |
| Deposits held in domestic offices | $615,763,000 | 664 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $95,366,000 | 420 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $11,415,000 | 1,156 |
| Subordinated debt | $7,000,000 | 181 |
| All other liabilities | $4,198,000 | 1,025 |
| Total equity capital | $52,163,000 | 845 |
| Total bank equity capital | $52,163,000 | 845 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $7,050,000 | 532 |
| Surplus | $14,050,000 | 1,139 |
| Undivided profits | $31,063,000 | 743 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,494,000 | 731 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $35,000 | 1,202 |
| Income earned, not collected on loans | $2,180,000 | 911 |
| Earning assets | $726,467,000 | 668 |
| Long-term assets (5+ years) | $192,885,000 | 394 |
| Average Assets, year-to-date | $720,886,400 | 713 |
| Average Assets, quarterly | $780,630,000 | 679 |
| Volatile liabilities | $132,310,000 | 688 |
| Insider loans | $11,361,000 | 396 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $1,293,000 | 566 |
| Unused loan commitments | $74,840,000 | 764 |
| Tier 1 (core) risk-based capital | $50,133,000 | 858 |
| Tier 2 risk-based capital | $13,126,000 | 382 |
| Total risk weighted assets | $553,759,600 | 610 |
| Total unused commitments | $74,840,000 | 772 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 312 | 690 |
| Assets and Liabilities | ||
| Total Assets: | $669,289,000 | 774 |
| Cash and due from depository institutions | $22,121,000 | 690 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $160,143,000 | 863 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $465,841,000 | 675 |
| Loan loss allowance | $5,392,000 | 929 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $4,376,000 | 1,660 |
| Other real estate owned | $537,000 | 690 |
| Goodwill and other intangibles | $2,747,000 | 598 |
| All other assets | $13,524,000 | 766 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $669,289,000 | 774 |
| Total liabilities | $620,449,000 | 774 |
| Total deposits | $554,880,000 | 748 |
| Interest-bearing deposits | $486,775,000 | 746 |
| Deposits held in domestic offices | $554,880,000 | 736 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $55,337,000 | 476 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $6,967,000 | 1,290 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $3,265,000 | 1,261 |
| Total equity capital | $48,840,000 | 858 |
| Total bank equity capital | $48,840,000 | 858 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $6,100,000 | 581 |
| Surplus | $12,500,000 | 1,190 |
| Undivided profits | $30,240,000 | 750 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,498,000 | 1,048 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $568,000 | 216 |
| Income earned, not collected on loans | $2,961,000 | 634 |
| Earning assets | $625,984,000 | 763 |
| Long-term assets (5+ years) | $128,732,000 | 541 |
| Average Assets, year-to-date | $635,036,800 | 794 |
| Average Assets, quarterly | $663,677,500 | 776 |
| Volatile liabilities | $110,768,000 | 729 |
| Insider loans | $12,478,000 | 355 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $64,887,000 | 819 |
| Tier 1 (core) risk-based capital | $46,093,000 | 874 |
| Tier 2 risk-based capital | $5,392,000 | 696 |
| Total risk weighted assets | $500,605,800 | 655 |
| Total unused commitments | $64,887,000 | 835 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 296 | 735 |
| Assets and Liabilities | ||
| Total Assets: | $598,297,000 | 880 |
| Cash and due from depository institutions | $21,787,000 | 735 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $136,884,000 | 985 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 5,007 |
| Net loans & leases | $415,318,000 | 753 |
| Loan loss allowance | $4,350,000 | 1,113 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $4,803,000 | 1,520 |
| Other real estate owned | $467,000 | 735 |
| Goodwill and other intangibles | $3,828,000 | 492 |
| All other assets | $12,210,000 | 874 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $598,297,000 | 880 |
| Total liabilities | $553,889,000 | 878 |
| Total deposits | $506,204,000 | 863 |
| Interest-bearing deposits | $440,702,000 | 864 |
| Deposits held in domestic offices | $506,204,000 | 854 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $37,946,000 | 493 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $4,949,000 | 1,335 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $4,790,000 | 978 |
| Total equity capital | $44,408,000 | 897 |
| Total bank equity capital | $44,408,000 | 897 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $6,000,000 | 591 |
| Surplus | $11,600,000 | 1,244 |
| Undivided profits | $26,808,000 | 798 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,042,000 | 991 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $3,573,000 | 595 |
| Earning assets | $555,202,000 | 863 |
| Long-term assets (5+ years) | $49,549,000 | 1,178 |
| Average Assets, year-to-date | $535,184,400 | 940 |
| Average Assets, quarterly | $592,326,500 | 881 |
| Volatile liabilities | $66,239,000 | 968 |
| Insider loans | $796,000 | 1,092 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $72,279,000 | 748 |
| Tier 1 (core) risk-based capital | $40,580,000 | 939 |
| Tier 2 risk-based capital | $4,350,000 | 833 |
| Total risk weighted assets | $417,120,100 | 773 |
| Total unused commitments | $72,279,000 | 757 |
| Derivatives | $0 | 651 |