Home > The Scottdale Bank & Trust Company > Income and Expense
The Scottdale Bank & Trust Company, Income and Expense
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $6,618,000 | 3,224 |
| Total interest expense | $510,000 | 3,638 |
| Net interest income | $6,108,000 | 3,146 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $387,000 | 4,244 |
| Gross Fiduciary activities income | $34,000 | 881 |
| Service charges on deposit accounts | $250,000 | 3,138 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $103,000 | 4,764 |
| Total noninterest expense | $5,718,000 | 2,858 |
| Salaries and employee benefits | $3,634,000 | 2,635 |
| Premises and equipment expense | $398,000 | 3,664 |
| Additional noninterest expense | $1,686,000 | 2,976 |
| Pre-tax net operating income | $777,000 | 4,355 |
| Securities gains (losses) | $6,337,000 | 42 |
| Applicable income taxes | $1,161,000 | 1,742 |
| Income before extraordinary items | $5,953,000 | 1,180 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $5,953,000 | 1,180 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $5,953,000 | 1,180 |
| Net charge-offs | $12,000 | 3,620 |
| Cash dividends | $456,000 | 3,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $629,920 | 4,255 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,961,000 | 3,248 |
| Total interest expense | $382,000 | 3,648 |
| Net interest income | $4,579,000 | 3,166 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $273,000 | 4,342 |
| Gross Fiduciary activities income | $2,000 | 1,029 |
| Service charges on deposit accounts | $191,000 | 3,123 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 4,802 |
| Total noninterest expense | $4,145,000 | 2,951 |
| Salaries and employee benefits | $2,824,000 | 2,587 |
| Premises and equipment expense | $290,000 | 3,741 |
| Additional noninterest expense | $1,031,000 | 3,407 |
| Pre-tax net operating income | $707,000 | 4,212 |
| Securities gains (losses) | $94,000 | 612 |
| Applicable income taxes | $37,000 | 3,544 |
| Income before extraordinary items | $764,000 | 3,906 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $764,000 | 3,905 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $764,000 | 3,906 |
| Net charge-offs | $12,000 | 3,191 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $674,700 | 4,039 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,274,000 | 3,263 |
| Total interest expense | $253,000 | 3,643 |
| Net interest income | $3,021,000 | 3,190 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $187,000 | 4,330 |
| Gross Fiduciary activities income | $2,000 | 1,015 |
| Service charges on deposit accounts | $127,000 | 3,125 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 4,768 |
| Total noninterest expense | $2,726,000 | 2,990 |
| Salaries and employee benefits | $1,836,000 | 2,656 |
| Premises and equipment expense | $212,000 | 3,606 |
| Additional noninterest expense | $678,000 | 3,455 |
| Pre-tax net operating income | $482,000 | 4,172 |
| Securities gains (losses) | $86,000 | 466 |
| Applicable income taxes | $37,000 | 3,427 |
| Income before extraordinary items | $531,000 | 3,823 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $531,000 | 3,821 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $531,000 | 3,823 |
| Net charge-offs | $11,000 | 2,863 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $451,020 | 3,996 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,575,000 | 3,337 |
| Total interest expense | $127,000 | 3,626 |
| Net interest income | $1,448,000 | 3,262 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $99,000 | 4,289 |
| Gross Fiduciary activities income | $1,000 | 986 |
| Service charges on deposit accounts | $64,000 | 3,120 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 4,675 |
| Total noninterest expense | $1,271,000 | 3,140 |
| Salaries and employee benefits | $938,000 | 2,652 |
| Premises and equipment expense | $111,000 | 3,568 |
| Additional noninterest expense | $222,000 | 4,286 |
| Pre-tax net operating income | $276,000 | 3,953 |
| Securities gains (losses) | $50,000 | 351 |
| Applicable income taxes | $-11,000 | 5,701 |
| Income before extraordinary items | $337,000 | 3,440 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $337,000 | 3,439 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $337,000 | 3,440 |
| Net charge-offs | $11,000 | 2,170 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $287,000 | 3,657 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,743,000 | 3,199 |
| Total interest expense | $520,000 | 3,584 |
| Net interest income | $6,223,000 | 3,116 |
| Provision for loan and lease losses | $-200,000 | 5,637 |
| Total noninterest income | $-410,000 | 5,900 |
| Gross Fiduciary activities income | $9,000 | 1,021 |
| Service charges on deposit accounts | $281,000 | 3,045 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $-700,000 | 5,906 |
| Total noninterest expense | $5,444,000 | 3,027 |
| Salaries and employee benefits | $3,590,000 | 2,704 |
| Premises and equipment expense | $389,000 | 3,824 |
| Additional noninterest expense | $1,465,000 | 3,397 |
| Pre-tax net operating income | $569,000 | 4,709 |
| Securities gains (losses) | $84,000 | 1,473 |
| Applicable income taxes | $103,000 | 3,292 |
| Income before extraordinary items | $550,000 | 4,624 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $550,000 | 4,623 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $550,000 | 4,623 |
| Net charge-offs | $3,000 | 4,102 |
| Cash dividends | $1,522,000 | 1,680 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $479,440 | 4,727 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,089,000 | 3,198 |
| Total interest expense | $388,000 | 3,602 |
| Net interest income | $4,701,000 | 3,109 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $-514,000 | 5,969 |
| Gross Fiduciary activities income | $2,000 | 1,060 |
| Service charges on deposit accounts | $204,000 | 3,129 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $-720,000 | 5,976 |
| Total noninterest expense | $4,100,000 | 3,019 |
| Salaries and employee benefits | $2,733,000 | 2,673 |
| Premises and equipment expense | $305,000 | 3,765 |
| Additional noninterest expense | $1,062,000 | 3,479 |
| Pre-tax net operating income | $87,000 | 5,538 |
| Securities gains (losses) | $17,000 | 2,378 |
| Applicable income taxes | $80,000 | 3,344 |
| Income before extraordinary items | $24,000 | 5,712 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $24,000 | 5,712 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $24,000 | 5,712 |
| Net charge-offs | $-2,000 | 4,547 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $13,120 | 5,700 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,366,000 | 3,224 |
| Total interest expense | $258,000 | 3,626 |
| Net interest income | $3,108,000 | 3,139 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $173,000 | 4,590 |
| Gross Fiduciary activities income | $2,000 | 1,041 |
| Service charges on deposit accounts | $129,000 | 3,210 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $42,000 | 5,161 |
| Total noninterest expense | $2,710,000 | 3,050 |
| Salaries and employee benefits | $1,787,000 | 2,736 |
| Premises and equipment expense | $235,000 | 3,538 |
| Additional noninterest expense | $688,000 | 3,558 |
| Pre-tax net operating income | $571,000 | 3,967 |
| Securities gains (losses) | $17,000 | 2,033 |
| Applicable income taxes | $-40,000 | 5,956 |
| Income before extraordinary items | $628,000 | 3,603 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $628,000 | 3,599 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $628,000 | 3,601 |
| Net charge-offs | $-1,000 | 4,332 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $611,000 | 3,578 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,673,000 | 3,242 |
| Total interest expense | $129,000 | 3,655 |
| Net interest income | $1,544,000 | 3,164 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $77,000 | 4,694 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $60,000 | 3,330 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $17,000 | 5,319 |
| Total noninterest expense | $1,312,000 | 3,130 |
| Salaries and employee benefits | $821,000 | 2,902 |
| Premises and equipment expense | $118,000 | 3,544 |
| Additional noninterest expense | $373,000 | 3,389 |
| Pre-tax net operating income | $309,000 | 3,812 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $-14,000 | 5,995 |
| Income before extraordinary items | $323,000 | 3,499 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $323,000 | 3,495 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $323,000 | 3,497 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $323,000 | 3,438 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,587,000 | 3,250 |
| Total interest expense | $688,000 | 3,096 |
| Net interest income | $5,899,000 | 3,224 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $338,000 | 4,669 |
| Gross Fiduciary activities income | $10,000 | 1,040 |
| Service charges on deposit accounts | $231,000 | 3,480 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $97,000 | 5,110 |
| Total noninterest expense | $5,528,000 | 3,019 |
| Salaries and employee benefits | $3,509,000 | 2,734 |
| Premises and equipment expense | $449,000 | 3,679 |
| Additional noninterest expense | $1,570,000 | 3,306 |
| Pre-tax net operating income | $709,000 | 4,554 |
| Securities gains (losses) | $197,000 | 754 |
| Applicable income taxes | $29,000 | 3,818 |
| Income before extraordinary items | $877,000 | 4,114 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $877,000 | 4,114 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $877,000 | 4,115 |
| Net charge-offs | $-1,000 | 4,850 |
| Cash dividends | $456,000 | 3,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $685,910 | 4,387 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,874,000 | 3,302 |
| Total interest expense | $558,000 | 2,989 |
| Net interest income | $4,316,000 | 3,304 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $240,000 | 4,769 |
| Gross Fiduciary activities income | $4,000 | 1,065 |
| Service charges on deposit accounts | $174,000 | 3,485 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $62,000 | 5,265 |
| Total noninterest expense | $4,086,000 | 3,076 |
| Salaries and employee benefits | $2,583,000 | 2,772 |
| Premises and equipment expense | $422,000 | 3,283 |
| Additional noninterest expense | $1,081,000 | 3,500 |
| Pre-tax net operating income | $470,000 | 4,802 |
| Securities gains (losses) | $173,000 | 723 |
| Applicable income taxes | $-78,000 | 6,153 |
| Income before extraordinary items | $721,000 | 4,071 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $721,000 | 4,070 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $721,000 | 4,073 |
| Net charge-offs | $-1,000 | 4,684 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $548,000 | 4,394 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,294,000 | 3,289 |
| Total interest expense | $428,000 | 2,735 |
| Net interest income | $2,866,000 | 3,319 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $162,000 | 4,785 |
| Gross Fiduciary activities income | $4,000 | 1,048 |
| Service charges on deposit accounts | $117,000 | 3,452 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $41,000 | 5,321 |
| Total noninterest expense | $2,634,000 | 3,156 |
| Salaries and employee benefits | $1,743,000 | 2,773 |
| Premises and equipment expense | $263,000 | 3,439 |
| Additional noninterest expense | $628,000 | 3,865 |
| Pre-tax net operating income | $394,000 | 4,489 |
| Securities gains (losses) | $118,000 | 759 |
| Applicable income taxes | $-219,000 | 6,286 |
| Income before extraordinary items | $731,000 | 3,331 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $731,000 | 3,331 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $731,000 | 3,332 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $613,000 | 3,580 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,706,000 | 3,212 |
| Total interest expense | $211,000 | 2,783 |
| Net interest income | $1,495,000 | 3,228 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $79,000 | 4,804 |
| Gross Fiduciary activities income | $1,000 | 1,061 |
| Service charges on deposit accounts | $58,000 | 3,437 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $20,000 | 5,398 |
| Total noninterest expense | $1,162,000 | 3,462 |
| Salaries and employee benefits | $796,000 | 2,979 |
| Premises and equipment expense | $108,000 | 3,873 |
| Additional noninterest expense | $258,000 | 4,299 |
| Pre-tax net operating income | $412,000 | 3,334 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $-63,000 | 6,344 |
| Income before extraordinary items | $475,000 | 2,816 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $475,000 | 2,819 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $475,000 | 2,819 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $475,000 | 2,743 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,999,000 | 3,179 |
| Total interest expense | $861,000 | 2,889 |
| Net interest income | $6,138,000 | 3,193 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $366,000 | 4,756 |
| Gross Fiduciary activities income | $9,000 | 1,081 |
| Service charges on deposit accounts | $270,000 | 3,399 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $87,000 | 5,350 |
| Total noninterest expense | $4,939,000 | 3,344 |
| Salaries and employee benefits | $3,135,000 | 2,991 |
| Premises and equipment expense | $355,000 | 4,337 |
| Additional noninterest expense | $1,449,000 | 3,621 |
| Pre-tax net operating income | $1,565,000 | 3,407 |
| Securities gains (losses) | $252,000 | 687 |
| Applicable income taxes | $-46,000 | 6,214 |
| Income before extraordinary items | $1,863,000 | 2,845 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,863,000 | 2,843 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,863,000 | 2,845 |
| Net charge-offs | $1,000 | 4,914 |
| Cash dividends | $456,000 | 2,963 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,611,000 | 3,065 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,259,000 | 3,205 |
| Total interest expense | $646,000 | 2,934 |
| Net interest income | $4,613,000 | 3,214 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $273,000 | 4,806 |
| Gross Fiduciary activities income | $2,000 | 1,121 |
| Service charges on deposit accounts | $204,000 | 3,435 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $67,000 | 5,411 |
| Total noninterest expense | $3,686,000 | 3,379 |
| Salaries and employee benefits | $2,299,000 | 3,047 |
| Premises and equipment expense | $363,000 | 3,759 |
| Additional noninterest expense | $1,024,000 | 3,773 |
| Pre-tax net operating income | $1,200,000 | 3,437 |
| Securities gains (losses) | $206,000 | 632 |
| Applicable income taxes | $-178,000 | 6,453 |
| Income before extraordinary items | $1,584,000 | 2,632 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,584,000 | 2,632 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,584,000 | 2,632 |
| Net charge-offs | $7,000 | 4,273 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,378,000 | 2,839 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,582,000 | 3,152 |
| Total interest expense | $429,000 | 2,974 |
| Net interest income | $3,153,000 | 3,148 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $182,000 | 4,806 |
| Gross Fiduciary activities income | $2,000 | 1,095 |
| Service charges on deposit accounts | $133,000 | 3,454 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $47,000 | 5,399 |
| Total noninterest expense | $2,446,000 | 3,408 |
| Salaries and employee benefits | $1,548,000 | 3,048 |
| Premises and equipment expense | $226,000 | 3,930 |
| Additional noninterest expense | $672,000 | 3,832 |
| Pre-tax net operating income | $889,000 | 3,178 |
| Securities gains (losses) | $127,000 | 665 |
| Applicable income taxes | $-106,000 | 6,512 |
| Income before extraordinary items | $1,122,000 | 2,440 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,122,000 | 2,444 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,122,000 | 2,444 |
| Net charge-offs | $-1,000 | 5,059 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $995,000 | 2,608 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,774,000 | 3,188 |
| Total interest expense | $213,000 | 3,024 |
| Net interest income | $1,561,000 | 3,178 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $92,000 | 4,760 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $68,000 | 3,391 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $24,000 | 5,381 |
| Total noninterest expense | $1,141,000 | 3,578 |
| Salaries and employee benefits | $715,000 | 3,240 |
| Premises and equipment expense | $87,000 | 4,537 |
| Additional noninterest expense | $339,000 | 3,825 |
| Pre-tax net operating income | $512,000 | 2,843 |
| Securities gains (losses) | $60,000 | 586 |
| Applicable income taxes | $-26,000 | 6,521 |
| Income before extraordinary items | $598,000 | 2,273 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $598,000 | 2,274 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $598,000 | 2,275 |
| Net charge-offs | $-1,000 | 4,711 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $538,000 | 2,401 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,436,000 | 3,105 |
| Total interest expense | $860,000 | 3,283 |
| Net interest income | $6,576,000 | 3,039 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $271,000 | 5,257 |
| Gross Fiduciary activities income | $8,000 | 1,129 |
| Service charges on deposit accounts | $269,000 | 3,555 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-6,000 | 6,493 |
| Total noninterest expense | $4,867,000 | 3,471 |
| Salaries and employee benefits | $2,927,000 | 3,169 |
| Premises and equipment expense | $353,000 | 4,504 |
| Additional noninterest expense | $1,587,000 | 3,506 |
| Pre-tax net operating income | $1,980,000 | 2,883 |
| Securities gains (losses) | $181,000 | 955 |
| Applicable income taxes | $-47,000 | 6,412 |
| Income before extraordinary items | $2,208,000 | 2,416 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,208,000 | 2,420 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,208,000 | 2,419 |
| Net charge-offs | $-2,000 | 5,912 |
| Cash dividends | $406,000 | 2,962 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,027,000 | 2,515 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,586,000 | 3,122 |
| Total interest expense | $642,000 | 3,379 |
| Net interest income | $4,944,000 | 3,058 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $170,000 | 5,557 |
| Gross Fiduciary activities income | $2,000 | 1,160 |
| Service charges on deposit accounts | $199,000 | 3,616 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-31,000 | 6,656 |
| Total noninterest expense | $3,616,000 | 3,502 |
| Salaries and employee benefits | $2,167,000 | 3,210 |
| Premises and equipment expense | $306,000 | 4,208 |
| Additional noninterest expense | $1,143,000 | 3,622 |
| Pre-tax net operating income | $1,498,000 | 2,920 |
| Securities gains (losses) | $123,000 | 1,081 |
| Applicable income taxes | $-37,000 | 6,610 |
| Income before extraordinary items | $1,658,000 | 2,448 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,658,000 | 2,452 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,658,000 | 2,452 |
| Net charge-offs | $1,000 | 5,139 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,535,000 | 2,534 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,743,000 | 3,126 |
| Total interest expense | $424,000 | 3,457 |
| Net interest income | $3,319,000 | 3,048 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $76,000 | 5,978 |
| Gross Fiduciary activities income | $2,000 | 1,138 |
| Service charges on deposit accounts | $128,000 | 3,647 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-54,000 | 6,762 |
| Total noninterest expense | $2,350,000 | 3,589 |
| Salaries and employee benefits | $1,474,000 | 3,184 |
| Premises and equipment expense | $188,000 | 4,409 |
| Additional noninterest expense | $688,000 | 3,866 |
| Pre-tax net operating income | $1,045,000 | 2,810 |
| Securities gains (losses) | $111,000 | 1,048 |
| Applicable income taxes | $-18,000 | 6,629 |
| Income before extraordinary items | $1,174,000 | 2,334 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,174,000 | 2,343 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,174,000 | 2,341 |
| Net charge-offs | $5,000 | 4,545 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,063,000 | 2,411 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,925,000 | 3,083 |
| Total interest expense | $211,000 | 3,555 |
| Net interest income | $1,714,000 | 2,965 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $92,000 | 4,971 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $63,000 | 3,667 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $29,000 | 5,353 |
| Total noninterest expense | $1,129,000 | 3,710 |
| Salaries and employee benefits | $693,000 | 3,346 |
| Premises and equipment expense | $88,000 | 4,589 |
| Additional noninterest expense | $348,000 | 3,860 |
| Pre-tax net operating income | $677,000 | 2,331 |
| Securities gains (losses) | $30,000 | 1,139 |
| Applicable income taxes | $21,000 | 3,565 |
| Income before extraordinary items | $686,000 | 2,024 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $686,000 | 2,025 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $686,000 | 2,026 |
| Net charge-offs | $9,000 | 3,485 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $656,900 | 2,021 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,746,000 | 3,197 |
| Total interest expense | $1,188,000 | 3,217 |
| Net interest income | $6,558,000 | 3,150 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $440,000 | 4,684 |
| Gross Fiduciary activities income | $7,000 | 1,163 |
| Service charges on deposit accounts | $248,000 | 3,868 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $185,000 | 4,690 |
| Total noninterest expense | $4,992,000 | 3,467 |
| Salaries and employee benefits | $2,969,000 | 3,149 |
| Premises and equipment expense | $445,000 | 4,083 |
| Additional noninterest expense | $1,578,000 | 3,667 |
| Pre-tax net operating income | $2,006,000 | 2,803 |
| Securities gains (losses) | $119,000 | 2,135 |
| Applicable income taxes | $-140,000 | 6,743 |
| Income before extraordinary items | $2,265,000 | 2,375 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,265,000 | 2,375 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,265,000 | 2,376 |
| Net charge-offs | $-1,000 | 6,346 |
| Cash dividends | $761,000 | 2,278 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,146,000 | 2,325 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,849,000 | 3,235 |
| Total interest expense | $881,000 | 3,344 |
| Net interest income | $4,968,000 | 3,174 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $306,000 | 4,836 |
| Gross Fiduciary activities income | $2,000 | 1,201 |
| Service charges on deposit accounts | $184,000 | 3,947 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $120,000 | 4,892 |
| Total noninterest expense | $3,717,000 | 3,517 |
| Salaries and employee benefits | $2,224,000 | 3,177 |
| Premises and equipment expense | $348,000 | 4,049 |
| Additional noninterest expense | $1,145,000 | 3,773 |
| Pre-tax net operating income | $1,557,000 | 2,815 |
| Securities gains (losses) | $83,000 | 2,109 |
| Applicable income taxes | $-148,000 | 6,947 |
| Income before extraordinary items | $1,788,000 | 2,310 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,788,000 | 2,310 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,788,000 | 2,310 |
| Net charge-offs | $-3,000 | 6,397 |
| Cash dividends | $355,000 | 2,392 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,705,000 | 2,287 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,939,000 | 3,230 |
| Total interest expense | $580,000 | 3,483 |
| Net interest income | $3,359,000 | 3,146 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $219,000 | 4,744 |
| Gross Fiduciary activities income | $2,000 | 1,169 |
| Service charges on deposit accounts | $120,000 | 3,959 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $97,000 | 4,697 |
| Total noninterest expense | $2,538,000 | 3,466 |
| Salaries and employee benefits | $1,514,000 | 3,141 |
| Premises and equipment expense | $223,000 | 4,148 |
| Additional noninterest expense | $801,000 | 3,656 |
| Pre-tax net operating income | $1,040,000 | 2,770 |
| Securities gains (losses) | $3,000 | 2,959 |
| Applicable income taxes | $-64,000 | 6,971 |
| Income before extraordinary items | $1,107,000 | 2,415 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,107,000 | 2,415 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,107,000 | 2,415 |
| Net charge-offs | $-2,000 | 6,263 |
| Cash dividends | $355,000 | 1,966 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,104,000 | 2,300 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,993,000 | 3,222 |
| Total interest expense | $285,000 | 3,627 |
| Net interest income | $1,708,000 | 3,114 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $93,000 | 5,052 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $63,000 | 3,856 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $30,000 | 5,349 |
| Total noninterest expense | $1,129,000 | 3,794 |
| Salaries and employee benefits | $705,000 | 3,325 |
| Premises and equipment expense | $87,000 | 4,720 |
| Additional noninterest expense | $337,000 | 4,080 |
| Pre-tax net operating income | $672,000 | 2,335 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $26,000 | 3,512 |
| Income before extraordinary items | $646,000 | 2,136 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $646,000 | 2,137 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $646,000 | 2,138 |
| Net charge-offs | $-1,000 | 5,761 |
| Cash dividends | $355,000 | 1,143 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $646,000 | 2,036 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,886,000 | 3,363 |
| Total interest expense | $1,173,000 | 4,029 |
| Net interest income | $6,713,000 | 3,177 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $407,000 | 4,754 |
| Gross Fiduciary activities income | $8,000 | 1,120 |
| Service charges on deposit accounts | $273,000 | 3,790 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $126,000 | 5,064 |
| Total noninterest expense | $4,873,000 | 3,611 |
| Salaries and employee benefits | $2,994,000 | 3,120 |
| Premises and equipment expense | $354,000 | 4,833 |
| Additional noninterest expense | $1,525,000 | 3,816 |
| Pre-tax net operating income | $2,247,000 | 2,295 |
| Securities gains (losses) | $39,000 | 2,739 |
| Applicable income taxes | $-1,000 | 6,510 |
| Income before extraordinary items | $2,287,000 | 2,023 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,287,000 | 2,024 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,287,000 | 2,024 |
| Net charge-offs | $4,000 | 6,264 |
| Cash dividends | $304,000 | 2,978 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,248,000 | 1,963 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,816,000 | 3,452 |
| Total interest expense | $886,000 | 4,129 |
| Net interest income | $4,930,000 | 3,244 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $269,000 | 5,007 |
| Gross Fiduciary activities income | $3,000 | 1,135 |
| Service charges on deposit accounts | $205,000 | 3,805 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $61,000 | 5,592 |
| Total noninterest expense | $3,534,000 | 3,700 |
| Salaries and employee benefits | $2,288,000 | 3,085 |
| Premises and equipment expense | $342,000 | 4,324 |
| Additional noninterest expense | $904,000 | 4,443 |
| Pre-tax net operating income | $1,665,000 | 2,385 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-16,000 | 6,820 |
| Income before extraordinary items | $1,681,000 | 2,112 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,681,000 | 2,112 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,681,000 | 2,113 |
| Net charge-offs | $4,000 | 5,984 |
| Cash dividends | $304,000 | 2,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,681,000 | 2,017 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,866,000 | 3,492 |
| Total interest expense | $591,000 | 4,222 |
| Net interest income | $3,275,000 | 3,270 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $180,000 | 5,023 |
| Gross Fiduciary activities income | $3,000 | 1,112 |
| Service charges on deposit accounts | $134,000 | 3,820 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $43,000 | 5,609 |
| Total noninterest expense | $2,237,000 | 3,873 |
| Salaries and employee benefits | $1,470,000 | 3,189 |
| Premises and equipment expense | $197,000 | 4,684 |
| Additional noninterest expense | $570,000 | 4,659 |
| Pre-tax net operating income | $1,218,000 | 2,205 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $18,000 | 3,877 |
| Income before extraordinary items | $1,200,000 | 1,957 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,200,000 | 1,957 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,200,000 | 1,957 |
| Net charge-offs | $5,000 | 5,553 |
| Cash dividends | $304,000 | 1,906 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,200,000 | 1,886 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,962,000 | 3,458 |
| Total interest expense | $293,000 | 4,361 |
| Net interest income | $1,669,000 | 3,208 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $86,000 | 5,157 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $65,000 | 3,827 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $21,000 | 5,759 |
| Total noninterest expense | $1,076,000 | 3,998 |
| Salaries and employee benefits | $740,000 | 3,191 |
| Premises and equipment expense | $74,000 | 5,394 |
| Additional noninterest expense | $262,000 | 4,882 |
| Pre-tax net operating income | $679,000 | 2,016 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $41,000 | 2,985 |
| Income before extraordinary items | $638,000 | 1,822 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $638,000 | 1,821 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $638,000 | 1,822 |
| Net charge-offs | $5,000 | 4,645 |
| Cash dividends | $304,000 | 1,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $638,000 | 1,771 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,749,000 | 3,630 |
| Total interest expense | $1,852,000 | 3,765 |
| Net interest income | $5,897,000 | 3,514 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $417,000 | 4,896 |
| Gross Fiduciary activities income | $10,000 | 1,147 |
| Service charges on deposit accounts | $289,000 | 3,714 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $118,000 | 5,250 |
| Total noninterest expense | $4,979,000 | 3,630 |
| Salaries and employee benefits | $3,125,000 | 3,000 |
| Premises and equipment expense | $403,000 | 4,737 |
| Additional noninterest expense | $1,451,000 | 4,094 |
| Pre-tax net operating income | $1,335,000 | 2,906 |
| Securities gains (losses) | $62,000 | 2,518 |
| Applicable income taxes | $-15,000 | 6,598 |
| Income before extraordinary items | $1,412,000 | 2,607 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,412,000 | 2,603 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,412,000 | 2,609 |
| Net charge-offs | $9,000 | 6,589 |
| Cash dividends | $304,000 | 2,889 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,350,000 | 2,586 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,880,000 | 3,683 |
| Total interest expense | $1,399,000 | 3,877 |
| Net interest income | $4,481,000 | 3,528 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $285,000 | 5,127 |
| Gross Fiduciary activities income | $3,000 | 1,206 |
| Service charges on deposit accounts | $215,000 | 3,790 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $67,000 | 5,698 |
| Total noninterest expense | $3,707,000 | 3,653 |
| Salaries and employee benefits | $2,271,000 | 3,110 |
| Premises and equipment expense | $407,000 | 4,053 |
| Additional noninterest expense | $1,029,000 | 4,228 |
| Pre-tax net operating income | $1,059,000 | 2,974 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-192,000 | 7,191 |
| Income before extraordinary items | $1,251,000 | 2,471 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,251,000 | 2,468 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,251,000 | 2,472 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $304,000 | 2,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,251,000 | 2,347 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,893,000 | 3,723 |
| Total interest expense | $908,000 | 4,052 |
| Net interest income | $2,985,000 | 3,529 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $188,000 | 5,123 |
| Gross Fiduciary activities income | $2,000 | 1,203 |
| Service charges on deposit accounts | $141,000 | 3,819 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $45,000 | 5,714 |
| Total noninterest expense | $2,478,000 | 3,647 |
| Salaries and employee benefits | $1,450,000 | 3,233 |
| Premises and equipment expense | $300,000 | 3,794 |
| Additional noninterest expense | $728,000 | 4,037 |
| Pre-tax net operating income | $695,000 | 3,044 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-85,000 | 7,167 |
| Income before extraordinary items | $780,000 | 2,553 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $780,000 | 2,550 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $780,000 | 2,553 |
| Net charge-offs | $1,000 | 6,292 |
| Cash dividends | $304,000 | 1,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $780,000 | 2,454 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,907,000 | 3,848 |
| Total interest expense | $438,000 | 4,261 |
| Net interest income | $1,469,000 | 3,611 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $86,000 | 5,295 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $67,000 | 3,921 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $19,000 | 5,996 |
| Total noninterest expense | $1,125,000 | 3,941 |
| Salaries and employee benefits | $695,000 | 3,412 |
| Premises and equipment expense | $84,000 | 5,347 |
| Additional noninterest expense | $346,000 | 4,192 |
| Pre-tax net operating income | $430,000 | 2,704 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-24,000 | 7,223 |
| Income before extraordinary items | $454,000 | 2,310 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $454,000 | 2,309 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $454,000 | 2,310 |
| Net charge-offs | $2,000 | 5,375 |
| Cash dividends | $304,000 | 1,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $454,000 | 2,229 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,674,000 | 3,932 |
| Total interest expense | $1,793,000 | 4,749 |
| Net interest income | $5,881,000 | 3,528 |
| Provision for loan and lease losses | $60,000 | 6,744 |
| Total noninterest income | $385,000 | 5,190 |
| Gross Fiduciary activities income | $9,000 | 1,197 |
| Service charges on deposit accounts | $291,000 | 3,930 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $85,000 | 5,854 |
| Total noninterest expense | $4,509,000 | 4,003 |
| Salaries and employee benefits | $2,776,000 | 3,409 |
| Premises and equipment expense | $389,000 | 5,061 |
| Additional noninterest expense | $1,344,000 | 4,403 |
| Pre-tax net operating income | $1,697,000 | 2,181 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $113,000 | 2,806 |
| Income before extraordinary items | $1,584,000 | 2,021 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,584,000 | 2,018 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,584,000 | 2,020 |
| Net charge-offs | $344,000 | 4,312 |
| Cash dividends | $259,000 | 3,380 |
| Sale, conversion, retirement of capital stock, net | $-45,000 | 7,927 |
| Net operating income | $1,584,000 | 1,990 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,809,000 | 3,963 |
| Total interest expense | $1,355,000 | 4,858 |
| Net interest income | $4,454,000 | 3,494 |
| Provision for loan and lease losses | $60,000 | 6,402 |
| Total noninterest income | $280,000 | 5,323 |
| Gross Fiduciary activities income | $2,000 | 1,265 |
| Service charges on deposit accounts | $217,000 | 3,954 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $61,000 | 6,024 |
| Total noninterest expense | $3,390,000 | 3,993 |
| Salaries and employee benefits | $2,075,000 | 3,438 |
| Premises and equipment expense | $364,000 | 4,509 |
| Additional noninterest expense | $951,000 | 4,551 |
| Pre-tax net operating income | $1,284,000 | 2,328 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-23,000 | 6,725 |
| Income before extraordinary items | $1,307,000 | 2,031 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,307,000 | 2,030 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,307,000 | 2,031 |
| Net charge-offs | $344,000 | 3,527 |
| Cash dividends | $259,000 | 2,796 |
| Sale, conversion, retirement of capital stock, net | $-45,000 | 8,031 |
| Net operating income | $1,307,000 | 1,991 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,860,000 | 4,005 |
| Total interest expense | $916,000 | 4,947 |
| Net interest income | $2,944,000 | 3,507 |
| Provision for loan and lease losses | $30,000 | 6,428 |
| Total noninterest income | $181,000 | 5,387 |
| Gross Fiduciary activities income | $2,000 | 1,233 |
| Service charges on deposit accounts | $143,000 | 3,969 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $36,000 | 6,203 |
| Total noninterest expense | $2,188,000 | 4,117 |
| Salaries and employee benefits | $1,366,000 | 3,514 |
| Premises and equipment expense | $231,000 | 4,681 |
| Additional noninterest expense | $591,000 | 4,766 |
| Pre-tax net operating income | $907,000 | 2,292 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $12,000 | 3,934 |
| Income before extraordinary items | $895,000 | 2,040 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $895,000 | 2,037 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $895,000 | 2,039 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $259,000 | 2,376 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $895,000 | 1,973 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,924,000 | 4,058 |
| Total interest expense | $489,000 | 4,891 |
| Net interest income | $1,435,000 | 3,582 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $87,000 | 5,441 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $68,000 | 4,022 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $19,000 | 6,215 |
| Total noninterest expense | $1,064,000 | 4,120 |
| Salaries and employee benefits | $718,000 | 3,391 |
| Premises and equipment expense | $92,000 | 5,322 |
| Additional noninterest expense | $254,000 | 4,905 |
| Pre-tax net operating income | $458,000 | 2,533 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $18,000 | 3,642 |
| Income before extraordinary items | $440,000 | 2,375 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $440,000 | 2,375 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $440,000 | 2,377 |
| Net charge-offs | $1,000 | 5,564 |
| Cash dividends | $259,000 | 1,484 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $440,000 | 2,236 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,561,000 | 4,281 |
| Total interest expense | $2,227,000 | 5,050 |
| Net interest income | $5,334,000 | 3,778 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $376,000 | 5,393 |
| Gross Fiduciary activities income | $19,000 | 1,114 |
| Service charges on deposit accounts | $282,000 | 4,129 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $75,000 | 6,290 |
| Total noninterest expense | $4,258,000 | 4,048 |
| Salaries and employee benefits | $2,609,000 | 3,652 |
| Premises and equipment expense | $356,000 | 5,391 |
| Additional noninterest expense | $1,293,000 | 4,032 |
| Pre-tax net operating income | $1,452,000 | 3,084 |
| Securities gains (losses) | $-906,000 | 7,700 |
| Applicable income taxes | $-349,000 | 7,371 |
| Income before extraordinary items | $895,000 | 3,498 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $895,000 | 3,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,772 |
| Cash dividends | $259,000 | 4,256 |
| Sale, conversion, retirement of capital stock, net | $-425,000 | 8,263 |
| Net operating income | $1,801,000 | 2,315 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,739,000 | 4,321 |
| Total interest expense | $1,651,000 | 5,185 |
| Net interest income | $4,088,000 | 3,746 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $281,000 | 5,493 |
| Gross Fiduciary activities income | $12,000 | 1,122 |
| Service charges on deposit accounts | $215,000 | 4,116 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $54,000 | 6,497 |
| Total noninterest expense | $3,317,000 | 3,915 |
| Salaries and employee benefits | $1,991,000 | 3,626 |
| Premises and equipment expense | $361,000 | 4,571 |
| Additional noninterest expense | $965,000 | 3,971 |
| Pre-tax net operating income | $1,052,000 | 3,588 |
| Securities gains (losses) | $5,000 | 2,631 |
| Applicable income taxes | $126,000 | 3,392 |
| Income before extraordinary items | $931,000 | 3,251 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $931,000 | 3,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,427 |
| Cash dividends | $259,000 | 3,591 |
| Sale, conversion, retirement of capital stock, net | $-425,000 | 8,355 |
| Net operating income | $926,600 | 3,396 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,819,000 | 4,380 |
| Total interest expense | $1,082,000 | 5,385 |
| Net interest income | $2,737,000 | 3,737 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $183,000 | 5,618 |
| Gross Fiduciary activities income | $4,000 | 1,235 |
| Service charges on deposit accounts | $143,000 | 4,134 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $36,000 | 6,561 |
| Total noninterest expense | $2,157,000 | 4,010 |
| Salaries and employee benefits | $1,298,000 | 3,732 |
| Premises and equipment expense | $232,000 | 4,717 |
| Additional noninterest expense | $627,000 | 4,041 |
| Pre-tax net operating income | $763,000 | 3,535 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $99,000 | 3,466 |
| Income before extraordinary items | $665,000 | 3,409 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $665,000 | 3,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,853 |
| Cash dividends | $259,000 | 3,143 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $664,130 | 3,372 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,942,000 | 4,403 |
| Total interest expense | $542,000 | 5,553 |
| Net interest income | $1,400,000 | 3,660 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $93,000 | 5,583 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $73,000 | 4,064 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $20,000 | 6,458 |
| Total noninterest expense | $1,088,000 | 3,988 |
| Salaries and employee benefits | $678,000 | 3,628 |
| Premises and equipment expense | $120,000 | 4,630 |
| Additional noninterest expense | $290,000 | 4,222 |
| Pre-tax net operating income | $405,000 | 3,523 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $36,000 | 3,885 |
| Income before extraordinary items | $369,000 | 3,363 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $369,000 | 3,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,796 |
| Cash dividends | $259,000 | 2,034 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $369,000 | 3,265 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,153,000 | 4,311 |
| Total interest expense | $2,357,000 | 5,424 |
| Net interest income | $5,796,000 | 3,600 |
| Provision for loan and lease losses | $70,000 | 5,343 |
| Total noninterest income | $483,000 | 5,092 |
| Gross Fiduciary activities income | $12,000 | 1,233 |
| Service charges on deposit accounts | $349,000 | 3,788 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $122,000 | 5,909 |
| Total noninterest expense | $4,399,000 | 3,826 |
| Salaries and employee benefits | $2,565,000 | 3,645 |
| Premises and equipment expense | $462,000 | 4,596 |
| Additional noninterest expense | $1,372,000 | 3,681 |
| Pre-tax net operating income | $1,810,000 | 3,539 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $276,000 | 3,484 |
| Income before extraordinary items | $1,534,000 | 3,390 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,534,000 | 3,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,625 |
| Cash dividends | $259,000 | 4,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,534,000 | 3,374 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,026,000 | 4,364 |
| Total interest expense | $1,776,000 | 5,422 |
| Net interest income | $4,250,000 | 3,669 |
| Provision for loan and lease losses | $70,000 | 4,664 |
| Total noninterest income | $331,000 | 5,327 |
| Gross Fiduciary activities income | $4,000 | 1,292 |
| Service charges on deposit accounts | $265,000 | 3,764 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $62,000 | 6,500 |
| Total noninterest expense | $3,099,000 | 3,998 |
| Salaries and employee benefits | $1,970,000 | 3,581 |
| Premises and equipment expense | $324,000 | 4,778 |
| Additional noninterest expense | $805,000 | 4,345 |
| Pre-tax net operating income | $1,412,000 | 3,601 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $295,000 | 3,222 |
| Income before extraordinary items | $1,117,000 | 3,639 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,117,000 | 3,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,320 |
| Cash dividends | $259,000 | 3,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,117,000 | 3,622 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,944,000 | 4,431 |
| Total interest expense | $1,174,000 | 5,445 |
| Net interest income | $2,770,000 | 3,749 |
| Provision for loan and lease losses | $60,000 | 3,990 |
| Total noninterest income | $226,000 | 5,315 |
| Gross Fiduciary activities income | $4,000 | 1,255 |
| Service charges on deposit accounts | $179,000 | 3,742 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $43,000 | 6,508 |
| Total noninterest expense | $1,992,000 | 4,137 |
| Salaries and employee benefits | $1,302,000 | 3,634 |
| Premises and equipment expense | $195,000 | 5,115 |
| Additional noninterest expense | $495,000 | 4,615 |
| Pre-tax net operating income | $944,000 | 3,659 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $215,000 | 3,174 |
| Income before extraordinary items | $729,000 | 3,726 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $729,000 | 3,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,005 |
| Cash dividends | $259,000 | 3,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $729,000 | 3,706 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,944,000 | 4,472 |
| Total interest expense | $586,000 | 5,444 |
| Net interest income | $1,358,000 | 3,802 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $112,000 | 5,295 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $90,000 | 3,661 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $22,000 | 6,474 |
| Total noninterest expense | $1,011,000 | 4,109 |
| Salaries and employee benefits | $684,000 | 3,527 |
| Premises and equipment expense | $100,000 | 5,048 |
| Additional noninterest expense | $227,000 | 4,841 |
| Pre-tax net operating income | $429,000 | 3,846 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $81,000 | 3,561 |
| Income before extraordinary items | $348,000 | 3,836 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $348,000 | 3,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $259,000 | 2,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $348,000 | 3,816 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,864,000 | 4,246 |
| Total interest expense | $2,332,000 | 5,004 |
| Net interest income | $5,532,000 | 3,742 |
| Provision for loan and lease losses | $150,000 | 4,039 |
| Total noninterest income | $528,000 | 5,005 |
| Gross Fiduciary activities income | $29,000 | 1,113 |
| Service charges on deposit accounts | $394,000 | 3,564 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $105,000 | 6,245 |
| Total noninterest expense | $4,134,000 | 3,895 |
| Salaries and employee benefits | $2,591,000 | 3,521 |
| Premises and equipment expense | $518,000 | 4,171 |
| Additional noninterest expense | $1,025,000 | 4,436 |
| Pre-tax net operating income | $1,776,000 | 3,923 |
| Securities gains (losses) | $16,000 | 966 |
| Applicable income taxes | $289,000 | 3,865 |
| Income before extraordinary items | $1,503,000 | 3,769 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,503,000 | 3,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,733 |
| Cash dividends | $216,000 | 4,854 |
| Sale, conversion, retirement of capital stock, net | $-1,300,000 | 8,664 |
| Net operating income | $1,489,560 | 3,775 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,884,000 | 4,229 |
| Total interest expense | $1,737,000 | 4,944 |
| Net interest income | $4,147,000 | 3,763 |
| Provision for loan and lease losses | $120,000 | 3,815 |
| Total noninterest income | $386,000 | 5,100 |
| Gross Fiduciary activities income | $22,000 | 1,097 |
| Service charges on deposit accounts | $294,000 | 3,614 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $70,000 | 6,429 |
| Total noninterest expense | $3,133,000 | 3,856 |
| Salaries and employee benefits | $1,995,000 | 3,457 |
| Premises and equipment expense | $418,000 | 3,998 |
| Additional noninterest expense | $720,000 | 4,614 |
| Pre-tax net operating income | $1,280,000 | 4,143 |
| Securities gains (losses) | $5,000 | 1,041 |
| Applicable income taxes | $240,000 | 3,901 |
| Income before extraordinary items | $1,045,000 | 4,065 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,045,000 | 4,068 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,128 |
| Cash dividends | $216,000 | 4,068 |
| Sale, conversion, retirement of capital stock, net | $-1,300,000 | 8,733 |
| Net operating income | $1,040,950 | 4,063 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,879,000 | 4,222 |
| Total interest expense | $1,140,000 | 4,886 |
| Net interest income | $2,739,000 | 3,796 |
| Provision for loan and lease losses | $90,000 | 3,463 |
| Total noninterest income | $262,000 | 5,041 |
| Gross Fiduciary activities income | $22,000 | 1,057 |
| Service charges on deposit accounts | $192,000 | 3,637 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $48,000 | 6,430 |
| Total noninterest expense | $2,046,000 | 3,949 |
| Salaries and employee benefits | $1,313,000 | 3,499 |
| Premises and equipment expense | $267,000 | 4,108 |
| Additional noninterest expense | $466,000 | 4,699 |
| Pre-tax net operating income | $865,000 | 4,142 |
| Securities gains (losses) | $5,000 | 842 |
| Applicable income taxes | $170,000 | 3,827 |
| Income before extraordinary items | $700,000 | 4,071 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $700,000 | 4,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 3,343 |
| Cash dividends | $216,000 | 3,585 |
| Sale, conversion, retirement of capital stock, net | $-1,300,000 | 8,769 |
| Net operating income | $696,000 | 4,074 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,982,000 | 4,107 |
| Total interest expense | $560,000 | 4,788 |
| Net interest income | $1,422,000 | 3,692 |
| Provision for loan and lease losses | $60,000 | 2,788 |
| Total noninterest income | $135,000 | 4,924 |
| Gross Fiduciary activities income | $18,000 | 1,004 |
| Service charges on deposit accounts | $93,000 | 3,634 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $24,000 | 6,429 |
| Total noninterest expense | $1,050,000 | 3,860 |
| Salaries and employee benefits | $686,000 | 3,391 |
| Premises and equipment expense | $104,000 | 4,836 |
| Additional noninterest expense | $260,000 | 4,346 |
| Pre-tax net operating income | $447,000 | 4,009 |
| Securities gains (losses) | $5,000 | 692 |
| Applicable income taxes | $93,000 | 3,692 |
| Income before extraordinary items | $359,000 | 3,969 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $359,000 | 3,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $216,000 | 2,311 |
| Sale, conversion, retirement of capital stock, net | $-649,000 | 8,781 |
| Net operating income | $355,050 | 3,971 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,554,000 | 3,926 |
| Total interest expense | $2,302,000 | 4,035 |
| Net interest income | $5,252,000 | 3,819 |
| Provision for loan and lease losses | $160,000 | 4,008 |
| Total noninterest income | $404,000 | 5,704 |
| Gross Fiduciary activities income | $11,000 | 1,287 |
| Service charges on deposit accounts | $342,000 | 3,895 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $51,000 | 7,372 |
| Total noninterest expense | $4,126,000 | 3,773 |
| Salaries and employee benefits | $2,619,000 | 3,347 |
| Premises and equipment expense | $443,000 | 4,551 |
| Additional noninterest expense | $1,064,000 | 4,210 |
| Pre-tax net operating income | $1,370,000 | 4,601 |
| Securities gains (losses) | $2,000 | 1,993 |
| Applicable income taxes | $228,000 | 4,488 |
| Income before extraordinary items | $1,144,000 | 4,465 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,144,000 | 4,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,956 |
| Cash dividends | $216,000 | 4,810 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,142,340 | 4,428 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,712,000 | 3,849 |
| Total interest expense | $1,730,000 | 3,910 |
| Net interest income | $3,982,000 | 3,775 |
| Provision for loan and lease losses | $100,000 | 4,154 |
| Total noninterest income | $287,000 | 5,856 |
| Gross Fiduciary activities income | $5,000 | 1,304 |
| Service charges on deposit accounts | $252,000 | 3,942 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $30,000 | 7,649 |
| Total noninterest expense | $3,091,000 | 3,753 |
| Salaries and employee benefits | $2,032,000 | 3,229 |
| Premises and equipment expense | $333,000 | 4,509 |
| Additional noninterest expense | $726,000 | 4,513 |
| Pre-tax net operating income | $1,078,000 | 4,581 |
| Securities gains (losses) | $2,000 | 2,008 |
| Applicable income taxes | $186,000 | 4,524 |
| Income before extraordinary items | $894,000 | 4,473 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $894,000 | 4,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,687 |
| Cash dividends | $216,000 | 3,962 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $892,340 | 4,438 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,885,000 | 3,731 |
| Total interest expense | $1,153,000 | 3,734 |
| Net interest income | $2,732,000 | 3,670 |
| Provision for loan and lease losses | $60,000 | 4,115 |
| Total noninterest income | $176,000 | 6,026 |
| Gross Fiduciary activities income | $5,000 | 1,265 |
| Service charges on deposit accounts | $164,000 | 3,942 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $7,000 | 8,349 |
| Total noninterest expense | $1,977,000 | 3,845 |
| Salaries and employee benefits | $1,322,000 | 3,276 |
| Premises and equipment expense | $211,000 | 4,630 |
| Additional noninterest expense | $444,000 | 4,773 |
| Pre-tax net operating income | $871,000 | 4,071 |
| Securities gains (losses) | $2,000 | 1,855 |
| Applicable income taxes | $187,000 | 3,899 |
| Income before extraordinary items | $686,000 | 4,050 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $686,000 | 4,051 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,519 |
| Cash dividends | $216,000 | 3,407 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $684,420 | 4,000 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,984,000 | 3,622 |
| Total interest expense | $572,000 | 3,642 |
| Net interest income | $1,412,000 | 3,580 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $112,000 | 5,441 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $80,000 | 3,924 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $32,000 | 6,055 |
| Total noninterest expense | $930,000 | 4,059 |
| Salaries and employee benefits | $619,000 | 3,475 |
| Premises and equipment expense | $102,000 | 4,794 |
| Additional noninterest expense | $209,000 | 4,926 |
| Pre-tax net operating income | $564,000 | 3,372 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $136,000 | 3,256 |
| Income before extraordinary items | $428,000 | 3,449 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $428,000 | 3,450 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $216,000 | 2,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $428,000 | 3,414 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,670,000 | 3,523 |
| Total interest expense | $2,217,000 | 3,351 |
| Net interest income | $5,453,000 | 3,556 |
| Provision for loan and lease losses | $60,000 | 5,645 |
| Total noninterest income | $470,000 | 5,420 |
| Gross Fiduciary activities income | $18,000 | 1,217 |
| Service charges on deposit accounts | $347,000 | 3,958 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $105,000 | 6,329 |
| Total noninterest expense | $4,071,000 | 3,687 |
| Salaries and employee benefits | $2,597,000 | 3,242 |
| Premises and equipment expense | $404,000 | 4,725 |
| Additional noninterest expense | $1,070,000 | 4,110 |
| Pre-tax net operating income | $1,792,000 | 3,798 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $406,000 | 3,704 |
| Income before extraordinary items | $1,386,000 | 3,823 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,386,000 | 3,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,475 |
| Cash dividends | $215,000 | 4,779 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,386,000 | 3,770 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,731,000 | 3,519 |
| Total interest expense | $1,642,000 | 3,342 |
| Net interest income | $4,089,000 | 3,536 |
| Provision for loan and lease losses | $30,000 | 5,981 |
| Total noninterest income | $340,000 | 5,545 |
| Gross Fiduciary activities income | $3,000 | 1,390 |
| Service charges on deposit accounts | $257,000 | 4,034 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $80,000 | 6,308 |
| Total noninterest expense | $2,976,000 | 3,736 |
| Salaries and employee benefits | $1,895,000 | 3,295 |
| Premises and equipment expense | $321,000 | 4,549 |
| Additional noninterest expense | $760,000 | 4,242 |
| Pre-tax net operating income | $1,423,000 | 3,706 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $327,000 | 3,640 |
| Income before extraordinary items | $1,096,000 | 3,776 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,096,000 | 3,776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,993 |
| Cash dividends | $215,000 | 3,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,096,000 | 3,710 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,828,000 | 3,496 |
| Total interest expense | $1,071,000 | 3,394 |
| Net interest income | $2,757,000 | 3,494 |
| Provision for loan and lease losses | $15,000 | 6,089 |
| Total noninterest income | $225,000 | 5,566 |
| Gross Fiduciary activities income | $3,000 | 1,346 |
| Service charges on deposit accounts | $165,000 | 4,114 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $57,000 | 6,220 |
| Total noninterest expense | $1,961,000 | 3,801 |
| Salaries and employee benefits | $1,285,000 | 3,251 |
| Premises and equipment expense | $214,000 | 4,562 |
| Additional noninterest expense | $462,000 | 4,590 |
| Pre-tax net operating income | $1,006,000 | 3,522 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $245,000 | 3,428 |
| Income before extraordinary items | $761,000 | 3,653 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $761,000 | 3,653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,314 |
| Cash dividends | $215,000 | 3,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $761,000 | 3,561 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,931,000 | 3,481 |
| Total interest expense | $526,000 | 3,481 |
| Net interest income | $1,405,000 | 3,434 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $107,000 | 5,629 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $80,000 | 4,116 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $27,000 | 6,301 |
| Total noninterest expense | $925,000 | 4,005 |
| Salaries and employee benefits | $610,000 | 3,408 |
| Premises and equipment expense | $123,000 | 4,165 |
| Additional noninterest expense | $192,000 | 5,222 |
| Pre-tax net operating income | $587,000 | 3,130 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $152,000 | 3,073 |
| Income before extraordinary items | $435,000 | 3,287 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $435,000 | 3,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $215,000 | 2,083 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $435,000 | 3,168 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,040,000 | 3,426 |
| Total interest expense | $2,357,000 | 3,501 |
| Net interest income | $5,683,000 | 3,328 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $439,000 | 5,756 |
| Gross Fiduciary activities income | $11,000 | 1,340 |
| Service charges on deposit accounts | $346,000 | 3,983 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $82,000 | 6,847 |
| Total noninterest expense | $3,880,000 | 3,797 |
| Salaries and employee benefits | $2,380,000 | 3,400 |
| Premises and equipment expense | $378,000 | 4,939 |
| Additional noninterest expense | $1,122,000 | 3,924 |
| Pre-tax net operating income | $2,242,000 | 3,122 |
| Securities gains (losses) | $16,000 | 3,357 |
| Applicable income taxes | $553,000 | 3,214 |
| Income before extraordinary items | $1,705,000 | 3,229 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,705,000 | 3,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,724 |
| Cash dividends | $215,000 | 4,833 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,692,840 | 3,111 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,032,000 | 3,482 |
| Total interest expense | $1,821,000 | 3,528 |
| Net interest income | $4,211,000 | 3,379 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $332,000 | 5,804 |
| Gross Fiduciary activities income | $3,000 | 1,448 |
| Service charges on deposit accounts | $263,000 | 3,956 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $66,000 | 6,799 |
| Total noninterest expense | $2,892,000 | 3,808 |
| Salaries and employee benefits | $1,767,000 | 3,412 |
| Premises and equipment expense | $291,000 | 4,820 |
| Additional noninterest expense | $834,000 | 3,953 |
| Pre-tax net operating income | $1,651,000 | 3,291 |
| Securities gains (losses) | $1,000 | 4,000 |
| Applicable income taxes | $410,000 | 3,370 |
| Income before extraordinary items | $1,242,000 | 3,402 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,242,000 | 3,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,378 |
| Cash dividends | $216,000 | 3,927 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,241,250 | 3,242 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,064,000 | 3,471 |
| Total interest expense | $1,179,000 | 3,718 |
| Net interest income | $2,885,000 | 3,308 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $219,000 | 5,799 |
| Gross Fiduciary activities income | $3,000 | 1,400 |
| Service charges on deposit accounts | $173,000 | 3,955 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $43,000 | 6,830 |
| Total noninterest expense | $1,931,000 | 3,802 |
| Salaries and employee benefits | $1,215,000 | 3,332 |
| Premises and equipment expense | $199,000 | 4,721 |
| Additional noninterest expense | $517,000 | 4,131 |
| Pre-tax net operating income | $1,173,000 | 3,133 |
| Securities gains (losses) | $1,000 | 3,586 |
| Applicable income taxes | $295,000 | 3,276 |
| Income before extraordinary items | $879,000 | 3,270 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $879,000 | 3,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,737 |
| Cash dividends | $216,000 | 3,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $878,250 | 3,100 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,042,000 | 3,466 |
| Total interest expense | $582,000 | 3,847 |
| Net interest income | $1,460,000 | 3,250 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $107,000 | 5,736 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $84,000 | 3,965 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $23,000 | 6,700 |
| Total noninterest expense | $905,000 | 3,976 |
| Salaries and employee benefits | $563,000 | 3,543 |
| Premises and equipment expense | $88,000 | 5,119 |
| Additional noninterest expense | $254,000 | 4,153 |
| Pre-tax net operating income | $662,000 | 2,866 |
| Securities gains (losses) | $1,000 | 2,714 |
| Applicable income taxes | $173,000 | 2,947 |
| Income before extraordinary items | $490,000 | 2,994 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $490,000 | 2,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,853 |
| Cash dividends | $216,000 | 2,123 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $489,260 | 2,854 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,350,000 | 3,521 |
| Total interest expense | $2,664,000 | 3,900 |
| Net interest income | $5,686,000 | 3,282 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $496,000 | 5,241 |
| Gross Fiduciary activities income | $20,000 | 1,286 |
| Service charges on deposit accounts | $360,000 | 3,795 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $116,000 | 6,134 |
| Total noninterest expense | $3,739,000 | 3,749 |
| Salaries and employee benefits | $2,385,000 | 3,241 |
| Premises and equipment expense | $305,000 | 5,529 |
| Additional noninterest expense | $1,049,000 | 4,016 |
| Pre-tax net operating income | $2,443,000 | 2,934 |
| Securities gains (losses) | $5,000 | 3,957 |
| Applicable income taxes | $621,000 | 3,062 |
| Income before extraordinary items | $1,827,000 | 2,990 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,827,000 | 2,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,916 |
| Cash dividends | $162,000 | 5,114 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,823,250 | 2,913 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,969,000 | 3,660 |
| Total interest expense | $3,501,000 | 4,205 |
| Net interest income | $5,468,000 | 3,199 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $510,000 | 5,011 |
| Gross Fiduciary activities income | $16,000 | 1,343 |
| Service charges on deposit accounts | $394,000 | 3,447 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $100,000 | 6,441 |
| Total noninterest expense | $3,578,000 | 3,760 |
| Salaries and employee benefits | $2,304,000 | 3,188 |
| Premises and equipment expense | $298,000 | 5,543 |
| Additional noninterest expense | $976,000 | 4,146 |
| Pre-tax net operating income | $2,400,000 | 2,745 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $581,000 | 3,027 |
| Income before extraordinary items | $1,819,000 | 2,765 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,819,000 | 2,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,439 |
| Cash dividends | $108,000 | 5,693 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,819,000 | 2,672 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,634,000 | 3,513 |
| Total interest expense | $3,958,000 | 4,016 |
| Net interest income | $5,676,000 | 3,100 |
| Provision for loan and lease losses | $110,000 | 5,095 |
| Total noninterest income | $521,000 | 4,799 |
| Gross Fiduciary activities income | $12,000 | 1,200 |
| Service charges on deposit accounts | $393,000 | 3,291 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $116,000 | 6,081 |
| Total noninterest expense | $3,285,000 | 3,927 |
| Salaries and employee benefits | $2,018,000 | 3,434 |
| Premises and equipment expense | $275,000 | 5,711 |
| Additional noninterest expense | $992,000 | 4,025 |
| Pre-tax net operating income | $2,802,000 | 2,525 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $668,000 | 2,895 |
| Income before extraordinary items | $2,134,000 | 2,399 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,134,000 | 2,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,507 |
| Cash dividends | $81,000 | 6,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,134,000 | 2,401 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,967,000 | 3,553 |
| Total interest expense | $3,545,000 | 4,003 |
| Net interest income | $5,422,000 | 3,200 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $532,000 | 4,777 |
| Gross Fiduciary activities income | $16,000 | 1,227 |
| Service charges on deposit accounts | $407,000 | 3,177 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $109,000 | 6,428 |
| Total noninterest expense | $3,361,000 | 3,834 |
| Salaries and employee benefits | $2,103,000 | 3,280 |
| Premises and equipment expense | $329,000 | 5,181 |
| Additional noninterest expense | $929,000 | 4,263 |
| Pre-tax net operating income | $2,593,000 | 2,716 |
| Securities gains (losses) | $15,000 | 1,536 |
| Applicable income taxes | $580,000 | 3,291 |
| Income before extraordinary items | $2,028,000 | 2,564 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,028,000 | 2,564 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,085 |
| Cash dividends | $55,000 | 6,553 |
| Sale, conversion, retirement of capital stock, net | $-315,000 | 10,137 |
| Net operating income | $2,016,300 | 2,542 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,711,000 | 3,642 |
| Total interest expense | $3,589,000 | 4,024 |
| Net interest income | $5,122,000 | 3,309 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $536,000 | 4,737 |
| Gross Fiduciary activities income | $16,000 | 1,241 |
| Service charges on deposit accounts | $346,000 | 3,530 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $174,000 | 5,312 |
| Total noninterest expense | $3,096,000 | 4,004 |
| Salaries and employee benefits | $1,952,000 | 3,426 |
| Premises and equipment expense | $296,000 | 5,419 |
| Additional noninterest expense | $848,000 | 4,481 |
| Pre-tax net operating income | $2,562,000 | 2,719 |
| Securities gains (losses) | $109,000 | 1,222 |
| Applicable income taxes | $653,000 | 3,188 |
| Income before extraordinary items | $2,018,000 | 2,529 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,018,000 | 2,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,505 |
| Cash dividends | $27,000 | 7,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,935,160 | 2,552 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,702,000 | 3,679 |
| Total interest expense | $3,668,000 | 3,982 |
| Net interest income | $5,034,000 | 3,463 |
| Provision for loan and lease losses | $75,000 | 5,767 |
| Total noninterest income | $495,000 | 5,033 |
| Gross Fiduciary activities income | $14,000 | 1,312 |
| Service charges on deposit accounts | $325,000 | 3,835 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $156,000 | 5,590 |
| Total noninterest expense | $3,000,000 | 4,098 |
| Salaries and employee benefits | $1,835,000 | 3,570 |
| Premises and equipment expense | $279,000 | 5,671 |
| Additional noninterest expense | $886,000 | 4,372 |
| Pre-tax net operating income | $2,454,000 | 2,959 |
| Securities gains (losses) | $7,000 | 2,566 |
| Applicable income taxes | $539,000 | 4,000 |
| Income before extraordinary items | $1,922,000 | 2,673 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,922,000 | 2,672 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,179 |
| Cash dividends | $27,000 | 7,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,916,540 | 2,636 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,628,000 | 3,753 |
| Total interest expense | $3,744,000 | 3,942 |
| Net interest income | $4,884,000 | 3,606 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $461,000 | 5,449 |
| Gross Fiduciary activities income | $15,000 | 1,373 |
| Service charges on deposit accounts | $327,000 | 3,967 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $119,000 | 6,619 |
| Total noninterest expense | $2,788,000 | 4,573 |
| Salaries and employee benefits | $1,638,000 | 3,984 |
| Premises and equipment expense | $347,000 | 5,035 |
| Additional noninterest expense | $803,000 | 5,184 |
| Pre-tax net operating income | $2,557,000 | 2,726 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $610,000 | 3,535 |
| Income before extraordinary items | $1,947,000 | 2,513 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,947,000 | 2,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 10,223 |
| Cash dividends | $27,000 | 7,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,947,000 | 2,464 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,802,000 | 3,690 |
| Total interest expense | $3,996,000 | 3,685 |
| Net interest income | $4,806,000 | 3,666 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $440,000 | 5,631 |
| Gross Fiduciary activities income | $13,000 | 1,448 |
| Service charges on deposit accounts | $307,000 | 4,212 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $120,000 | 6,653 |
| Total noninterest expense | $2,735,000 | 4,621 |
| Salaries and employee benefits | $1,467,000 | 4,371 |
| Premises and equipment expense | $367,000 | 4,861 |
| Additional noninterest expense | $901,000 | 4,768 |
| Pre-tax net operating income | $2,511,000 | 2,835 |
| Securities gains (losses) | $50,000 | 1,306 |
| Applicable income taxes | $644,000 | 3,477 |
| Income before extraordinary items | $1,917,000 | 2,603 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,917,000 | 2,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,779 |
| Cash dividends | $30,000 | 8,164 |
| Sale, conversion, retirement of capital stock, net | $-504,000 | 10,507 |
| Net operating income | $1,879,500 | 2,613 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,753,000 | 3,427 |
| Total interest expense | $3,778,000 | 3,235 |
| Net interest income | $4,975,000 | 3,585 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $519,000 | 5,156 |
| Gross Fiduciary activities income | $18,000 | 1,426 |
| Service charges on deposit accounts | $332,000 | 4,013 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $169,000 | 5,830 |
| Total noninterest expense | $2,888,000 | 4,560 |
| Salaries and employee benefits | $1,508,000 | 4,264 |
| Premises and equipment expense | $377,000 | 4,825 |
| Additional noninterest expense | $1,003,000 | 4,701 |
| Pre-tax net operating income | $2,606,000 | 2,715 |
| Securities gains (losses) | $5,000 | 2,624 |
| Applicable income taxes | $665,000 | 3,213 |
| Income before extraordinary items | $1,946,000 | 2,493 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,946,000 | 2,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $30,000 | 8,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,942,250 | 2,521 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,724,000 | 3,529 |
| Total interest expense | $3,725,000 | 3,379 |
| Net interest income | $4,999,000 | 3,572 |
| Provision for loan and lease losses | $60,000 | 6,949 |
| Total noninterest income | $462,000 | 5,895 |
| Gross Fiduciary activities income | $32,000 | 1,404 |
| Service charges on deposit accounts | $300,000 | 4,426 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $130,000 | 7,013 |
| Total noninterest expense | $2,891,000 | 4,665 |
| Salaries and employee benefits | $1,563,000 | 4,124 |
| Premises and equipment expense | $375,000 | 4,965 |
| Additional noninterest expense | $953,000 | 5,132 |
| Pre-tax net operating income | $2,510,000 | 2,702 |
| Securities gains (losses) | $5,000 | 6,132 |
| Applicable income taxes | $661,000 | 3,292 |
| Income before extraordinary items | $1,854,000 | 2,699 |
| Extraordinary gains, net | $34,000 | 2,416 |
| Net income | $1,888,000 | 2,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 11,177 |
| Cash dividends | $30,000 | 8,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,850,300 | 2,546 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,937,000 | 3,877 |
| Total interest expense | $4,049,000 | 4,031 |
| Net interest income | $4,888,000 | 3,725 |
| Provision for loan and lease losses | $105,000 | 7,133 |
| Total noninterest income | $359,000 | 6,994 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $240,000 | 5,272 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $119,000 | 7,481 |
| Total noninterest expense | $2,647,000 | 5,041 |
| Salaries and employee benefits | $1,418,000 | 4,445 |
| Premises and equipment expense | $306,000 | 5,879 |
| Additional noninterest expense | $923,000 | 5,406 |
| Pre-tax net operating income | $2,495,000 | 2,495 |
| Securities gains (losses) | $-67,000 | 13,718 |
| Applicable income taxes | $654,000 | 3,185 |
| Income before extraordinary items | $1,774,000 | 2,590 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,774,000 | 2,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 6,045 |
| Cash dividends | $18,000 | 8,523 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,822,910 | 2,337 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.