Home > The Scott County State Bank > Income and Expense
The Scott County State Bank, Income and Expense
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,609,000 | 3,803 |
| Total interest expense | $79,000 | 5,543 |
| Net interest income | $2,530,000 | 3,601 |
| Provision for loan and lease losses | $42,000 | 3,027 |
| Total noninterest income | $512,000 | 3,031 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $260,000 | 2,042 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $252,000 | 3,295 |
| Total noninterest expense | $2,121,000 | 3,638 |
| Salaries and employee benefits | $644,000 | 4,854 |
| Premises and equipment expense | $299,000 | 3,175 |
| Additional noninterest expense | $1,178,000 | 2,471 |
| Pre-tax net operating income | $879,000 | 3,305 |
| Securities gains (losses) | $59,000 | 1,140 |
| Applicable income taxes | $242,000 | 2,299 |
| Income before extraordinary items | $696,000 | 3,426 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $696,000 | 3,426 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $696,000 | 3,427 |
| Net charge-offs | $127,000 | 1,512 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $652,340 | 3,471 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,284,000 | 3,852 |
| Total interest expense | $38,000 | 5,634 |
| Net interest income | $1,246,000 | 3,636 |
| Provision for loan and lease losses | $-43,000 | 6,149 |
| Total noninterest income | $244,000 | 3,082 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $125,000 | 2,093 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $119,000 | 3,339 |
| Total noninterest expense | $1,194,000 | 3,377 |
| Salaries and employee benefits | $379,000 | 4,573 |
| Premises and equipment expense | $148,000 | 3,220 |
| Additional noninterest expense | $667,000 | 2,192 |
| Pre-tax net operating income | $339,000 | 3,684 |
| Securities gains (losses) | $59,000 | 780 |
| Applicable income taxes | $102,000 | 2,426 |
| Income before extraordinary items | $296,000 | 3,686 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $296,000 | 3,688 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $296,000 | 3,689 |
| Net charge-offs | $95,000 | 1,150 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $252,340 | 3,863 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,435,000 | 3,759 |
| Total interest expense | $169,000 | 5,661 |
| Net interest income | $5,266,000 | 3,529 |
| Provision for loan and lease losses | $297,000 | 2,032 |
| Total noninterest income | $1,136,000 | 2,913 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $589,000 | 2,001 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $547,000 | 3,141 |
| Total noninterest expense | $4,498,000 | 3,553 |
| Salaries and employee benefits | $1,268,000 | 4,977 |
| Premises and equipment expense | $638,000 | 3,095 |
| Additional noninterest expense | $2,592,000 | 2,336 |
| Pre-tax net operating income | $1,607,000 | 3,351 |
| Securities gains (losses) | $21,000 | 2,297 |
| Applicable income taxes | $420,000 | 2,376 |
| Income before extraordinary items | $1,208,000 | 3,618 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,208,000 | 3,619 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,208,000 | 3,620 |
| Net charge-offs | $217,000 | 2,375 |
| Cash dividends | $3,600,000 | 795 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,192,460 | 3,588 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,084,000 | 3,781 |
| Total interest expense | $127,000 | 5,741 |
| Net interest income | $3,957,000 | 3,553 |
| Provision for loan and lease losses | $207,000 | 2,037 |
| Total noninterest income | $859,000 | 2,934 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $445,000 | 1,995 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $414,000 | 3,187 |
| Total noninterest expense | $3,489,000 | 3,493 |
| Salaries and employee benefits | $1,061,000 | 4,795 |
| Premises and equipment expense | $479,000 | 3,130 |
| Additional noninterest expense | $1,949,000 | 2,307 |
| Pre-tax net operating income | $1,120,000 | 3,576 |
| Securities gains (losses) | $21,000 | 1,994 |
| Applicable income taxes | $291,000 | 2,497 |
| Income before extraordinary items | $850,000 | 3,806 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $850,000 | 3,807 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $850,000 | 3,809 |
| Net charge-offs | $216,000 | 1,915 |
| Cash dividends | $3,600,000 | 585 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $834,460 | 3,786 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,727,000 | 3,780 |
| Total interest expense | $84,000 | 5,804 |
| Net interest income | $2,643,000 | 3,549 |
| Provision for loan and lease losses | $65,000 | 2,719 |
| Total noninterest income | $562,000 | 2,921 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $289,000 | 2,016 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $273,000 | 3,176 |
| Total noninterest expense | $2,296,000 | 3,534 |
| Salaries and employee benefits | $678,000 | 4,910 |
| Premises and equipment expense | $310,000 | 3,224 |
| Additional noninterest expense | $1,308,000 | 2,283 |
| Pre-tax net operating income | $844,000 | 3,271 |
| Securities gains (losses) | $21,000 | 1,622 |
| Applicable income taxes | $233,000 | 2,272 |
| Income before extraordinary items | $632,000 | 3,532 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $632,000 | 3,537 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $632,000 | 3,538 |
| Net charge-offs | $122,000 | 2,014 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $616,670 | 3,524 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,344,000 | 3,835 |
| Total interest expense | $41,000 | 5,906 |
| Net interest income | $1,303,000 | 3,589 |
| Provision for loan and lease losses | $-13,000 | 6,410 |
| Total noninterest income | $226,000 | 3,250 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $140,000 | 2,053 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $86,000 | 3,790 |
| Total noninterest expense | $1,121,000 | 3,614 |
| Salaries and employee benefits | $343,000 | 4,948 |
| Premises and equipment expense | $148,000 | 3,376 |
| Additional noninterest expense | $630,000 | 2,377 |
| Pre-tax net operating income | $421,000 | 3,212 |
| Securities gains (losses) | $21,000 | 941 |
| Applicable income taxes | $113,000 | 2,252 |
| Income before extraordinary items | $329,000 | 3,382 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $329,000 | 3,385 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $329,000 | 3,385 |
| Net charge-offs | $17,000 | 2,586 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $313,460 | 3,426 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,624,000 | 3,778 |
| Total interest expense | $233,000 | 5,739 |
| Net interest income | $5,391,000 | 3,524 |
| Provision for loan and lease losses | $18,000 | 4,768 |
| Total noninterest income | $963,000 | 3,263 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $626,000 | 1,992 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $337,000 | 3,940 |
| Total noninterest expense | $4,536,000 | 3,632 |
| Salaries and employee benefits | $1,391,000 | 4,944 |
| Premises and equipment expense | $604,000 | 3,290 |
| Additional noninterest expense | $2,541,000 | 2,425 |
| Pre-tax net operating income | $1,800,000 | 3,057 |
| Securities gains (losses) | $41,000 | 1,942 |
| Applicable income taxes | $527,000 | 2,096 |
| Income before extraordinary items | $1,314,000 | 3,393 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,314,000 | 3,394 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,314,000 | 3,396 |
| Net charge-offs | $537,000 | 1,940 |
| Cash dividends | $950,000 | 1,996 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,284,890 | 3,389 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,257,000 | 3,793 |
| Total interest expense | $185,000 | 5,764 |
| Net interest income | $4,072,000 | 3,523 |
| Provision for loan and lease losses | $47,000 | 3,996 |
| Total noninterest income | $723,000 | 3,322 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $460,000 | 2,026 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $263,000 | 3,942 |
| Total noninterest expense | $3,515,000 | 3,575 |
| Salaries and employee benefits | $1,153,000 | 4,717 |
| Premises and equipment expense | $457,000 | 3,307 |
| Additional noninterest expense | $1,905,000 | 2,407 |
| Pre-tax net operating income | $1,233,000 | 3,310 |
| Securities gains (losses) | $40,000 | 1,818 |
| Applicable income taxes | $359,000 | 2,251 |
| Income before extraordinary items | $914,000 | 3,590 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $914,000 | 3,592 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $914,000 | 3,594 |
| Net charge-offs | $300,000 | 2,113 |
| Cash dividends | $950,000 | 1,508 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $885,200 | 3,572 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,883,000 | 3,767 |
| Total interest expense | $133,000 | 5,739 |
| Net interest income | $2,750,000 | 3,500 |
| Provision for loan and lease losses | $47,000 | 3,685 |
| Total noninterest income | $481,000 | 3,359 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $298,000 | 2,049 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $183,000 | 3,925 |
| Total noninterest expense | $2,275,000 | 3,661 |
| Salaries and employee benefits | $698,000 | 4,972 |
| Premises and equipment expense | $298,000 | 3,374 |
| Additional noninterest expense | $1,279,000 | 2,389 |
| Pre-tax net operating income | $909,000 | 3,072 |
| Securities gains (losses) | $11,000 | 2,258 |
| Applicable income taxes | $264,000 | 2,153 |
| Income before extraordinary items | $656,000 | 3,438 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $656,000 | 3,439 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $656,000 | 3,441 |
| Net charge-offs | $220,000 | 2,002 |
| Cash dividends | $850,000 | 1,227 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $648,190 | 3,371 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,476,000 | 3,727 |
| Total interest expense | $74,000 | 5,670 |
| Net interest income | $1,402,000 | 3,458 |
| Provision for loan and lease losses | $27,000 | 3,386 |
| Total noninterest income | $242,000 | 3,346 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $144,000 | 2,098 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $98,000 | 3,784 |
| Total noninterest expense | $1,156,000 | 3,649 |
| Salaries and employee benefits | $366,000 | 4,897 |
| Premises and equipment expense | $146,000 | 3,451 |
| Additional noninterest expense | $644,000 | 2,387 |
| Pre-tax net operating income | $461,000 | 3,019 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $132,000 | 2,136 |
| Income before extraordinary items | $329,000 | 3,393 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $329,000 | 3,393 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $329,000 | 3,395 |
| Net charge-offs | $143,000 | 1,624 |
| Cash dividends | $800,000 | 657 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $329,000 | 3,296 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,046,000 | 3,817 |
| Total interest expense | $508,000 | 5,086 |
| Net interest income | $5,538,000 | 3,564 |
| Provision for loan and lease losses | $346,000 | 3,201 |
| Total noninterest income | $817,000 | 3,612 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $638,000 | 2,056 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $179,000 | 4,730 |
| Total noninterest expense | $4,116,000 | 3,956 |
| Salaries and employee benefits | $1,344,000 | 5,135 |
| Premises and equipment expense | $370,000 | 4,481 |
| Additional noninterest expense | $2,402,000 | 2,654 |
| Pre-tax net operating income | $1,893,000 | 2,912 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $578,000 | 2,037 |
| Income before extraordinary items | $1,315,000 | 3,364 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,315,000 | 3,364 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,315,000 | 3,365 |
| Net charge-offs | $206,000 | 3,728 |
| Cash dividends | $2,000,000 | 1,202 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,315,000 | 3,232 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,561,000 | 3,866 |
| Total interest expense | $395,000 | 5,146 |
| Net interest income | $4,166,000 | 3,616 |
| Provision for loan and lease losses | $290,000 | 3,018 |
| Total noninterest income | $614,000 | 3,645 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $477,000 | 2,075 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $137,000 | 4,746 |
| Total noninterest expense | $3,039,000 | 4,029 |
| Salaries and employee benefits | $955,000 | 5,283 |
| Premises and equipment expense | $269,000 | 4,609 |
| Additional noninterest expense | $1,815,000 | 2,645 |
| Pre-tax net operating income | $1,451,000 | 2,949 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $448,000 | 2,058 |
| Income before extraordinary items | $1,003,000 | 3,434 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,003,000 | 3,434 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,003,000 | 3,436 |
| Net charge-offs | $187,000 | 3,376 |
| Cash dividends | $2,000,000 | 766 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,003,000 | 3,274 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,059,000 | 3,876 |
| Total interest expense | $270,000 | 5,200 |
| Net interest income | $2,789,000 | 3,612 |
| Provision for loan and lease losses | $264,000 | 2,614 |
| Total noninterest income | $346,000 | 3,930 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $317,000 | 2,064 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $29,000 | 5,899 |
| Total noninterest expense | $2,057,000 | 4,004 |
| Salaries and employee benefits | $647,000 | 5,274 |
| Premises and equipment expense | $177,000 | 4,663 |
| Additional noninterest expense | $1,233,000 | 2,617 |
| Pre-tax net operating income | $814,000 | 3,248 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $249,000 | 2,246 |
| Income before extraordinary items | $565,000 | 3,762 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $565,000 | 3,763 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $565,000 | 3,764 |
| Net charge-offs | $118,000 | 3,256 |
| Cash dividends | $1,000,000 | 957 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $565,000 | 3,572 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,526,000 | 3,930 |
| Total interest expense | $137,000 | 5,274 |
| Net interest income | $1,389,000 | 3,648 |
| Provision for loan and lease losses | $128,000 | 2,586 |
| Total noninterest income | $210,000 | 3,551 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $148,000 | 2,157 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $62,000 | 4,401 |
| Total noninterest expense | $1,024,000 | 4,043 |
| Salaries and employee benefits | $324,000 | 5,318 |
| Premises and equipment expense | $88,000 | 4,696 |
| Additional noninterest expense | $612,000 | 2,616 |
| Pre-tax net operating income | $447,000 | 3,116 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $141,000 | 2,109 |
| Income before extraordinary items | $306,000 | 3,615 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $306,000 | 3,618 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $306,000 | 3,618 |
| Net charge-offs | $24,000 | 3,566 |
| Cash dividends | $1,000,000 | 457 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $306,000 | 3,445 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,466,000 | 3,873 |
| Total interest expense | $767,000 | 5,013 |
| Net interest income | $5,699,000 | 3,602 |
| Provision for loan and lease losses | $276,000 | 4,240 |
| Total noninterest income | $965,000 | 3,179 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $659,000 | 2,084 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $306,000 | 3,839 |
| Total noninterest expense | $4,384,000 | 3,865 |
| Salaries and employee benefits | $1,370,000 | 5,189 |
| Premises and equipment expense | $477,000 | 4,162 |
| Additional noninterest expense | $2,537,000 | 2,561 |
| Pre-tax net operating income | $2,004,000 | 2,507 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $635,000 | 1,792 |
| Income before extraordinary items | $1,369,000 | 2,966 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,369,000 | 2,968 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,369,000 | 2,968 |
| Net charge-offs | $308,000 | 3,772 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,369,000 | 2,868 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,882,000 | 3,897 |
| Total interest expense | $604,000 | 5,027 |
| Net interest income | $4,278,000 | 3,610 |
| Provision for loan and lease losses | $322,000 | 3,513 |
| Total noninterest income | $731,000 | 3,166 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $476,000 | 2,157 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $255,000 | 3,705 |
| Total noninterest expense | $3,311,000 | 3,863 |
| Salaries and employee benefits | $1,001,000 | 5,277 |
| Premises and equipment expense | $360,000 | 4,189 |
| Additional noninterest expense | $1,950,000 | 2,524 |
| Pre-tax net operating income | $1,376,000 | 2,739 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $432,000 | 1,872 |
| Income before extraordinary items | $944,000 | 3,187 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $944,000 | 3,187 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $944,000 | 3,187 |
| Net charge-offs | $273,000 | 3,351 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $944,000 | 3,078 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,260,000 | 3,928 |
| Total interest expense | $423,000 | 5,031 |
| Net interest income | $2,837,000 | 3,634 |
| Provision for loan and lease losses | $251,000 | 3,235 |
| Total noninterest income | $487,000 | 3,169 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $320,000 | 2,125 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $167,000 | 3,776 |
| Total noninterest expense | $2,234,000 | 3,876 |
| Salaries and employee benefits | $687,000 | 5,234 |
| Premises and equipment expense | $240,000 | 4,221 |
| Additional noninterest expense | $1,307,000 | 2,539 |
| Pre-tax net operating income | $839,000 | 2,842 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $263,000 | 1,939 |
| Income before extraordinary items | $576,000 | 3,270 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $576,000 | 3,271 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $576,000 | 3,271 |
| Net charge-offs | $147,000 | 3,438 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $576,000 | 3,185 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,626,000 | 3,957 |
| Total interest expense | $230,000 | 4,940 |
| Net interest income | $1,396,000 | 3,661 |
| Provision for loan and lease losses | $180,000 | 2,550 |
| Total noninterest income | $236,000 | 3,266 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $152,000 | 2,178 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $84,000 | 3,827 |
| Total noninterest expense | $1,116,000 | 3,895 |
| Salaries and employee benefits | $368,000 | 5,089 |
| Premises and equipment expense | $96,000 | 4,808 |
| Additional noninterest expense | $652,000 | 2,544 |
| Pre-tax net operating income | $336,000 | 3,312 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $103,000 | 2,147 |
| Income before extraordinary items | $233,000 | 3,702 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $233,000 | 3,702 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $233,000 | 3,701 |
| Net charge-offs | $81,000 | 2,949 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $233,000 | 3,644 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,688,000 | 4,020 |
| Total interest expense | $1,325,000 | 4,561 |
| Net interest income | $5,363,000 | 3,771 |
| Provision for loan and lease losses | $571,000 | 3,944 |
| Total noninterest income | $977,000 | 3,260 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $588,000 | 2,325 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $389,000 | 3,560 |
| Total noninterest expense | $4,204,000 | 4,075 |
| Salaries and employee benefits | $1,162,000 | 5,748 |
| Premises and equipment expense | $404,000 | 4,732 |
| Additional noninterest expense | $2,638,000 | 2,557 |
| Pre-tax net operating income | $1,565,000 | 2,663 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $496,000 | 1,898 |
| Income before extraordinary items | $1,069,000 | 3,098 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,069,000 | 3,095 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,069,000 | 3,098 |
| Net charge-offs | $1,213,000 | 2,431 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,069,000 | 2,982 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,056,000 | 4,077 |
| Total interest expense | $1,047,000 | 4,584 |
| Net interest income | $4,009,000 | 3,831 |
| Provision for loan and lease losses | $496,000 | 3,552 |
| Total noninterest income | $738,000 | 3,301 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $419,000 | 2,495 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $319,000 | 3,463 |
| Total noninterest expense | $3,175,000 | 4,061 |
| Salaries and employee benefits | $887,000 | 5,741 |
| Premises and equipment expense | $305,000 | 4,797 |
| Additional noninterest expense | $1,983,000 | 2,501 |
| Pre-tax net operating income | $1,076,000 | 2,954 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $339,000 | 2,030 |
| Income before extraordinary items | $737,000 | 3,422 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $737,000 | 3,421 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $737,000 | 3,422 |
| Net charge-offs | $1,025,000 | 2,169 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $737,000 | 3,285 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,363,000 | 4,126 |
| Total interest expense | $734,000 | 4,554 |
| Net interest income | $2,629,000 | 3,884 |
| Provision for loan and lease losses | $441,000 | 3,049 |
| Total noninterest income | $490,000 | 3,257 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $266,000 | 2,591 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $224,000 | 3,313 |
| Total noninterest expense | $2,105,000 | 4,095 |
| Salaries and employee benefits | $568,000 | 5,860 |
| Premises and equipment expense | $201,000 | 4,858 |
| Additional noninterest expense | $1,336,000 | 2,476 |
| Pre-tax net operating income | $573,000 | 3,389 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $177,000 | 2,252 |
| Income before extraordinary items | $396,000 | 3,805 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $396,000 | 3,803 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $396,000 | 3,804 |
| Net charge-offs | $940,000 | 1,792 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $396,000 | 3,698 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,665,000 | 4,209 |
| Total interest expense | $372,000 | 4,663 |
| Net interest income | $1,293,000 | 3,947 |
| Provision for loan and lease losses | $361,000 | 2,183 |
| Total noninterest income | $211,000 | 3,532 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $128,000 | 2,661 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $83,000 | 3,837 |
| Total noninterest expense | $1,017,000 | 4,232 |
| Salaries and employee benefits | $287,000 | 5,927 |
| Premises and equipment expense | $102,000 | 4,904 |
| Additional noninterest expense | $628,000 | 2,601 |
| Pre-tax net operating income | $126,000 | 4,759 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $34,000 | 3,085 |
| Income before extraordinary items | $92,000 | 5,085 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $92,000 | 5,086 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $92,000 | 5,085 |
| Net charge-offs | $912,000 | 1,100 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $92,000 | 4,969 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,668,000 | 4,319 |
| Total interest expense | $1,884,000 | 4,629 |
| Net interest income | $4,784,000 | 4,055 |
| Provision for loan and lease losses | $1,672,000 | 2,721 |
| Total noninterest income | $810,000 | 3,742 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $561,000 | 2,662 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $249,000 | 4,280 |
| Total noninterest expense | $20,367,000 | 1,025 |
| Salaries and employee benefits | $1,534,000 | 5,118 |
| Premises and equipment expense | $463,000 | 4,596 |
| Additional noninterest expense | $18,370,000 | 470 |
| Pre-tax net operating income | $-16,445,000 | 7,659 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-427,000 | 6,986 |
| Income before extraordinary items | $-16,018,000 | 7,691 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-16,018,000 | 7,690 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-16,018,000 | 7,690 |
| Net charge-offs | $567,000 | 3,630 |
| Cash dividends | $1,500,000 | 1,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-16,018,000 | 7,688 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,045,000 | 4,338 |
| Total interest expense | $1,449,000 | 4,700 |
| Net interest income | $3,596,000 | 4,057 |
| Provision for loan and lease losses | $1,412,000 | 2,296 |
| Total noninterest income | $593,000 | 3,866 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $422,000 | 2,660 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $171,000 | 4,552 |
| Total noninterest expense | $19,343,000 | 812 |
| Salaries and employee benefits | $1,229,000 | 4,975 |
| Premises and equipment expense | $361,000 | 4,529 |
| Additional noninterest expense | $17,753,000 | 384 |
| Pre-tax net operating income | $-16,566,000 | 7,845 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-456,000 | 7,320 |
| Income before extraordinary items | $-16,110,000 | 7,864 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-16,110,000 | 7,863 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-16,110,000 | 7,864 |
| Net charge-offs | $332,000 | 3,568 |
| Cash dividends | $1,500,000 | 847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-16,110,000 | 7,863 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,361,000 | 4,384 |
| Total interest expense | $977,000 | 4,796 |
| Net interest income | $2,384,000 | 4,058 |
| Provision for loan and lease losses | $1,412,000 | 1,696 |
| Total noninterest income | $366,000 | 4,005 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $270,000 | 2,715 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $96,000 | 4,873 |
| Total noninterest expense | $18,328,000 | 584 |
| Salaries and employee benefits | $899,000 | 4,749 |
| Premises and equipment expense | $261,000 | 4,340 |
| Additional noninterest expense | $17,168,000 | 300 |
| Pre-tax net operating income | $-16,990,000 | 8,004 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-588,000 | 7,622 |
| Income before extraordinary items | $-16,402,000 | 8,016 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-16,402,000 | 8,016 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-16,402,000 | 8,016 |
| Net charge-offs | $186,000 | 3,511 |
| Cash dividends | $1,500,000 | 587 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-16,402,000 | 8,011 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,741,000 | 4,322 |
| Total interest expense | $508,000 | 4,796 |
| Net interest income | $1,233,000 | 3,981 |
| Provision for loan and lease losses | $332,000 | 2,190 |
| Total noninterest income | $251,000 | 3,369 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $147,000 | 2,511 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $104,000 | 3,605 |
| Total noninterest expense | $1,065,000 | 4,118 |
| Salaries and employee benefits | $509,000 | 4,402 |
| Premises and equipment expense | $147,000 | 4,035 |
| Additional noninterest expense | $409,000 | 3,508 |
| Pre-tax net operating income | $87,000 | 5,171 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $17,000 | 3,673 |
| Income before extraordinary items | $70,000 | 5,394 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $70,000 | 5,399 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $70,000 | 5,398 |
| Net charge-offs | $100,000 | 2,864 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $70,000 | 5,218 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,979,000 | 4,141 |
| Total interest expense | $2,570,000 | 4,668 |
| Net interest income | $5,409,000 | 3,748 |
| Provision for loan and lease losses | $350,000 | 4,356 |
| Total noninterest income | $930,000 | 3,569 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $576,000 | 2,724 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $354,000 | 3,799 |
| Total noninterest expense | $4,248,000 | 4,056 |
| Salaries and employee benefits | $2,222,000 | 4,110 |
| Premises and equipment expense | $571,000 | 4,095 |
| Additional noninterest expense | $1,455,000 | 3,704 |
| Pre-tax net operating income | $1,741,000 | 2,753 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $537,000 | 1,776 |
| Income before extraordinary items | $1,204,000 | 2,909 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,204,000 | 2,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $257,000 | 3,755 |
| Cash dividends | $2,000,000 | 1,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,204,000 | 3,050 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,019,000 | 4,189 |
| Total interest expense | $1,983,000 | 4,732 |
| Net interest income | $4,036,000 | 3,776 |
| Provision for loan and lease losses | $160,000 | 4,545 |
| Total noninterest income | $695,000 | 3,652 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $429,000 | 2,757 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $266,000 | 3,907 |
| Total noninterest expense | $3,189,000 | 4,033 |
| Salaries and employee benefits | $1,673,000 | 4,139 |
| Premises and equipment expense | $429,000 | 4,080 |
| Additional noninterest expense | $1,087,000 | 3,647 |
| Pre-tax net operating income | $1,382,000 | 3,013 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $429,000 | 2,080 |
| Income before extraordinary items | $953,000 | 3,207 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $953,000 | 3,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,763 |
| Cash dividends | $2,000,000 | 1,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $953,000 | 3,352 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,016,000 | 4,235 |
| Total interest expense | $1,349,000 | 4,798 |
| Net interest income | $2,667,000 | 3,801 |
| Provision for loan and lease losses | $50,000 | 5,164 |
| Total noninterest income | $449,000 | 3,755 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $280,000 | 2,784 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $169,000 | 4,096 |
| Total noninterest expense | $2,152,000 | 4,020 |
| Salaries and employee benefits | $1,110,000 | 4,185 |
| Premises and equipment expense | $284,000 | 4,123 |
| Additional noninterest expense | $758,000 | 3,498 |
| Pre-tax net operating income | $914,000 | 3,134 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $283,000 | 2,288 |
| Income before extraordinary items | $631,000 | 3,526 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $631,000 | 3,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 3,520 |
| Cash dividends | $2,000,000 | 774 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $631,000 | 3,470 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,048,000 | 4,252 |
| Total interest expense | $696,000 | 4,895 |
| Net interest income | $1,352,000 | 3,761 |
| Provision for loan and lease losses | $20,000 | 4,875 |
| Total noninterest income | $225,000 | 3,748 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $129,000 | 2,906 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $96,000 | 3,849 |
| Total noninterest expense | $1,038,000 | 4,130 |
| Salaries and employee benefits | $556,000 | 4,194 |
| Premises and equipment expense | $142,000 | 4,150 |
| Additional noninterest expense | $340,000 | 3,745 |
| Pre-tax net operating income | $519,000 | 3,001 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $162,000 | 2,230 |
| Income before extraordinary items | $357,000 | 3,452 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $357,000 | 3,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,539 |
| Cash dividends | $2,000,000 | 415 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $357,000 | 3,352 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,773,000 | 4,113 |
| Total interest expense | $2,975,000 | 4,821 |
| Net interest income | $5,798,000 | 3,599 |
| Provision for loan and lease losses | $11,000 | 6,562 |
| Total noninterest income | $899,000 | 3,758 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $561,000 | 2,815 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $338,000 | 4,031 |
| Total noninterest expense | $4,115,000 | 4,027 |
| Salaries and employee benefits | $2,178,000 | 4,121 |
| Premises and equipment expense | $522,000 | 4,236 |
| Additional noninterest expense | $1,415,000 | 3,590 |
| Pre-tax net operating income | $2,571,000 | 2,764 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $810,000 | 2,126 |
| Income before extraordinary items | $1,761,000 | 3,092 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,761,000 | 3,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,263 |
| Cash dividends | $2,000,000 | 1,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,761,000 | 3,080 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,357,000 | 4,231 |
| Total interest expense | $2,217,000 | 4,858 |
| Net interest income | $4,140,000 | 3,745 |
| Provision for loan and lease losses | $-101,000 | 8,428 |
| Total noninterest income | $651,000 | 3,841 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $410,000 | 2,847 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $241,000 | 4,154 |
| Total noninterest expense | $2,885,000 | 4,205 |
| Salaries and employee benefits | $1,416,000 | 4,555 |
| Premises and equipment expense | $379,000 | 4,320 |
| Additional noninterest expense | $1,090,000 | 3,455 |
| Pre-tax net operating income | $2,007,000 | 2,821 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $633,000 | 2,209 |
| Income before extraordinary items | $1,374,000 | 3,154 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,374,000 | 3,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 7,959 |
| Cash dividends | $1,500,000 | 1,491 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,374,000 | 3,138 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,212,000 | 4,267 |
| Total interest expense | $1,447,000 | 4,905 |
| Net interest income | $2,765,000 | 3,755 |
| Provision for loan and lease losses | $-101,000 | 8,478 |
| Total noninterest income | $447,000 | 3,787 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $272,000 | 2,857 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $175,000 | 4,046 |
| Total noninterest expense | $1,896,000 | 4,286 |
| Salaries and employee benefits | $929,000 | 4,648 |
| Premises and equipment expense | $248,000 | 4,414 |
| Additional noninterest expense | $719,000 | 3,490 |
| Pre-tax net operating income | $1,417,000 | 2,786 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $447,000 | 2,219 |
| Income before extraordinary items | $970,000 | 3,100 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $970,000 | 3,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 3,861 |
| Cash dividends | $1,500,000 | 1,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $970,000 | 3,084 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,117,000 | 4,229 |
| Total interest expense | $722,000 | 4,889 |
| Net interest income | $1,395,000 | 3,735 |
| Provision for loan and lease losses | $-101,000 | 8,550 |
| Total noninterest income | $224,000 | 3,784 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $134,000 | 2,839 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $90,000 | 3,960 |
| Total noninterest expense | $976,000 | 4,215 |
| Salaries and employee benefits | $508,000 | 4,387 |
| Premises and equipment expense | $117,000 | 4,586 |
| Additional noninterest expense | $351,000 | 3,526 |
| Pre-tax net operating income | $744,000 | 2,694 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $235,000 | 2,176 |
| Income before extraordinary items | $509,000 | 2,992 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $509,000 | 2,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,384 |
| Cash dividends | $1,000,000 | 781 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $509,000 | 2,975 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,318,000 | 5,928 |
| Total interest expense | $1,346,000 | 6,340 |
| Net interest income | $2,972,000 | 5,555 |
| Provision for loan and lease losses | $9,000 | 6,633 |
| Total noninterest income | $398,000 | 5,618 |
| Gross Fiduciary activities income | $2,000 | 1,427 |
| Service charges on deposit accounts | $255,000 | 4,448 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $141,000 | 5,740 |
| Total noninterest expense | $1,858,000 | 6,349 |
| Salaries and employee benefits | $927,000 | 6,585 |
| Premises and equipment expense | $234,000 | 6,371 |
| Additional noninterest expense | $697,000 | 5,660 |
| Pre-tax net operating income | $1,503,000 | 4,278 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $477,000 | 3,219 |
| Income before extraordinary items | $1,026,000 | 4,655 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,026,000 | 4,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 4,644 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,026,000 | 4,646 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,125,000 | 6,943 |
| Total interest expense | $632,000 | 7,239 |
| Net interest income | $1,493,000 | 6,635 |
| Provision for loan and lease losses | $6,000 | 6,493 |
| Total noninterest income | $181,000 | 6,649 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $121,000 | 5,450 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $60,000 | 6,682 |
| Total noninterest expense | $871,000 | 7,457 |
| Salaries and employee benefits | $408,000 | 7,750 |
| Premises and equipment expense | $123,000 | 7,118 |
| Additional noninterest expense | $340,000 | 6,790 |
| Pre-tax net operating income | $797,000 | 5,231 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $292,000 | 3,622 |
| Income before extraordinary items | $505,000 | 5,741 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $505,000 | 5,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,593 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $505,000 | 5,733 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,876,000 | 4,225 |
| Total interest expense | $1,148,000 | 4,855 |
| Net interest income | $2,728,000 | 3,809 |
| Provision for loan and lease losses | $126,000 | 2,915 |
| Total noninterest income | $265,000 | 5,017 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $229,000 | 3,238 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $36,000 | 6,875 |
| Total noninterest expense | $1,939,000 | 4,083 |
| Salaries and employee benefits | $1,140,000 | 3,890 |
| Premises and equipment expense | $224,000 | 4,589 |
| Additional noninterest expense | $575,000 | 4,042 |
| Pre-tax net operating income | $928,000 | 3,975 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $330,000 | 2,905 |
| Income before extraordinary items | $598,000 | 4,453 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $598,000 | 4,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 1,511 |
| Cash dividends | $1,363,000 | 1,130 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $598,000 | 4,441 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,918,000 | 4,211 |
| Total interest expense | $565,000 | 4,761 |
| Net interest income | $1,353,000 | 3,832 |
| Provision for loan and lease losses | $18,000 | 4,638 |
| Total noninterest income | $179,000 | 4,217 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $104,000 | 3,385 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $75,000 | 4,279 |
| Total noninterest expense | $866,000 | 4,444 |
| Salaries and employee benefits | $491,000 | 4,331 |
| Premises and equipment expense | $109,000 | 4,692 |
| Additional noninterest expense | $266,000 | 4,275 |
| Pre-tax net operating income | $648,000 | 3,146 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $241,000 | 2,335 |
| Income before extraordinary items | $407,000 | 3,668 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $407,000 | 3,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,110 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $407,000 | 3,651 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,064,000 | 4,120 |
| Total interest expense | $1,990,000 | 4,445 |
| Net interest income | $5,074,000 | 3,914 |
| Provision for loan and lease losses | $68,000 | 5,337 |
| Total noninterest income | $691,000 | 4,419 |
| Gross Fiduciary activities income | $4,000 | 1,396 |
| Service charges on deposit accounts | $474,000 | 3,161 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $213,000 | 5,044 |
| Total noninterest expense | $3,527,000 | 4,260 |
| Salaries and employee benefits | $2,078,000 | 4,016 |
| Premises and equipment expense | $426,000 | 4,663 |
| Additional noninterest expense | $1,023,000 | 4,350 |
| Pre-tax net operating income | $2,170,000 | 3,496 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $777,000 | 2,656 |
| Income before extraordinary items | $1,393,000 | 3,967 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,393,000 | 3,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 3,900 |
| Cash dividends | $416,000 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,393,000 | 3,937 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,167,000 | 4,138 |
| Total interest expense | $1,437,000 | 4,418 |
| Net interest income | $3,730,000 | 3,960 |
| Provision for loan and lease losses | $45,000 | 5,313 |
| Total noninterest income | $536,000 | 4,348 |
| Gross Fiduciary activities income | $2,000 | 1,379 |
| Service charges on deposit accounts | $352,000 | 3,194 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $182,000 | 4,812 |
| Total noninterest expense | $2,519,000 | 4,395 |
| Salaries and employee benefits | $1,431,000 | 4,237 |
| Premises and equipment expense | $329,000 | 4,550 |
| Additional noninterest expense | $759,000 | 4,355 |
| Pre-tax net operating income | $1,702,000 | 3,452 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $614,000 | 2,595 |
| Income before extraordinary items | $1,088,000 | 3,932 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,088,000 | 3,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 3,450 |
| Cash dividends | $172,000 | 4,227 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,088,000 | 3,890 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,373,000 | 4,141 |
| Total interest expense | $935,000 | 4,333 |
| Net interest income | $2,438,000 | 4,008 |
| Provision for loan and lease losses | $30,000 | 5,130 |
| Total noninterest income | $354,000 | 4,335 |
| Gross Fiduciary activities income | $1,000 | 1,384 |
| Service charges on deposit accounts | $234,000 | 3,165 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $119,000 | 4,831 |
| Total noninterest expense | $1,658,000 | 4,424 |
| Salaries and employee benefits | $922,000 | 4,332 |
| Premises and equipment expense | $220,000 | 4,499 |
| Additional noninterest expense | $516,000 | 4,265 |
| Pre-tax net operating income | $1,104,000 | 3,455 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $399,000 | 2,619 |
| Income before extraordinary items | $705,000 | 3,966 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $705,000 | 3,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 3,094 |
| Cash dividends | $172,000 | 3,691 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $705,000 | 3,915 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,644,000 | 4,193 |
| Total interest expense | $453,000 | 4,318 |
| Net interest income | $1,191,000 | 4,085 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $197,000 | 4,016 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $114,000 | 3,149 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $83,000 | 4,113 |
| Total noninterest expense | $820,000 | 4,476 |
| Salaries and employee benefits | $460,000 | 4,365 |
| Premises and equipment expense | $108,000 | 4,611 |
| Additional noninterest expense | $252,000 | 4,340 |
| Pre-tax net operating income | $553,000 | 3,419 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $203,000 | 2,563 |
| Income before extraordinary items | $350,000 | 3,964 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $350,000 | 3,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 2,462 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $350,000 | 3,916 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,337,000 | 4,095 |
| Total interest expense | $1,722,000 | 4,097 |
| Net interest income | $4,615,000 | 4,050 |
| Provision for loan and lease losses | $36,000 | 6,265 |
| Total noninterest income | $691,000 | 4,419 |
| Gross Fiduciary activities income | $3,000 | 1,452 |
| Service charges on deposit accounts | $456,000 | 3,349 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $232,000 | 4,792 |
| Total noninterest expense | $3,298,000 | 4,369 |
| Salaries and employee benefits | $1,854,000 | 4,241 |
| Premises and equipment expense | $447,000 | 4,427 |
| Additional noninterest expense | $997,000 | 4,365 |
| Pre-tax net operating income | $1,972,000 | 3,534 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $693,000 | 2,787 |
| Income before extraordinary items | $1,279,000 | 4,034 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,279,000 | 4,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,046 |
| Cash dividends | $700,000 | 2,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,279,000 | 3,979 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,673,000 | 4,130 |
| Total interest expense | $1,246,000 | 4,157 |
| Net interest income | $3,427,000 | 4,067 |
| Provision for loan and lease losses | $36,000 | 5,817 |
| Total noninterest income | $532,000 | 4,359 |
| Gross Fiduciary activities income | $1,000 | 1,478 |
| Service charges on deposit accounts | $341,000 | 3,364 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $190,000 | 4,610 |
| Total noninterest expense | $2,470,000 | 4,334 |
| Salaries and employee benefits | $1,405,000 | 4,161 |
| Premises and equipment expense | $335,000 | 4,420 |
| Additional noninterest expense | $730,000 | 4,380 |
| Pre-tax net operating income | $1,453,000 | 3,642 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $509,000 | 2,866 |
| Income before extraordinary items | $944,000 | 4,148 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $944,000 | 4,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 4,599 |
| Cash dividends | $166,000 | 4,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $944,000 | 4,079 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,083,000 | 4,154 |
| Total interest expense | $804,000 | 4,274 |
| Net interest income | $2,279,000 | 4,085 |
| Provision for loan and lease losses | $24,000 | 5,696 |
| Total noninterest income | $363,000 | 4,340 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $226,000 | 3,362 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $137,000 | 4,492 |
| Total noninterest expense | $1,597,000 | 4,458 |
| Salaries and employee benefits | $916,000 | 4,256 |
| Premises and equipment expense | $208,000 | 4,647 |
| Additional noninterest expense | $473,000 | 4,515 |
| Pre-tax net operating income | $1,021,000 | 3,482 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $357,000 | 2,767 |
| Income before extraordinary items | $664,000 | 3,977 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $664,000 | 3,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 3,991 |
| Cash dividends | $166,000 | 3,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $664,000 | 3,897 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,554,000 | 4,160 |
| Total interest expense | $389,000 | 4,414 |
| Net interest income | $1,165,000 | 3,988 |
| Provision for loan and lease losses | $12,000 | 5,458 |
| Total noninterest income | $177,000 | 4,368 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $105,000 | 3,460 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $72,000 | 4,381 |
| Total noninterest expense | $822,000 | 4,394 |
| Salaries and employee benefits | $489,000 | 4,082 |
| Premises and equipment expense | $100,000 | 4,791 |
| Additional noninterest expense | $233,000 | 4,555 |
| Pre-tax net operating income | $508,000 | 3,482 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $179,000 | 2,770 |
| Income before extraordinary items | $329,000 | 4,023 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $329,000 | 4,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,206 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $329,000 | 3,889 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,280,000 | 4,178 |
| Total interest expense | $1,749,000 | 4,443 |
| Net interest income | $4,531,000 | 3,980 |
| Provision for loan and lease losses | $62,000 | 5,950 |
| Total noninterest income | $674,000 | 4,650 |
| Gross Fiduciary activities income | $3,000 | 1,497 |
| Service charges on deposit accounts | $441,000 | 3,431 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $230,000 | 5,002 |
| Total noninterest expense | $3,079,000 | 4,526 |
| Salaries and employee benefits | $1,703,000 | 4,437 |
| Premises and equipment expense | $449,000 | 4,371 |
| Additional noninterest expense | $927,000 | 4,524 |
| Pre-tax net operating income | $2,064,000 | 3,324 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $713,000 | 2,758 |
| Income before extraordinary items | $1,351,000 | 3,821 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,351,000 | 3,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,775 |
| Cash dividends | $684,000 | 2,984 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,351,000 | 3,669 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,693,000 | 4,233 |
| Total interest expense | $1,352,000 | 4,471 |
| Net interest income | $3,341,000 | 4,041 |
| Provision for loan and lease losses | $40,000 | 6,097 |
| Total noninterest income | $518,000 | 4,650 |
| Gross Fiduciary activities income | $1,000 | 1,533 |
| Service charges on deposit accounts | $332,000 | 3,416 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $185,000 | 4,946 |
| Total noninterest expense | $2,317,000 | 4,506 |
| Salaries and employee benefits | $1,286,000 | 4,399 |
| Premises and equipment expense | $356,000 | 4,216 |
| Additional noninterest expense | $675,000 | 4,587 |
| Pre-tax net operating income | $1,502,000 | 3,508 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $519,000 | 2,961 |
| Income before extraordinary items | $983,000 | 4,025 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $983,000 | 4,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 4,181 |
| Cash dividends | $159,000 | 4,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $983,000 | 3,854 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,147,000 | 4,256 |
| Total interest expense | $937,000 | 4,458 |
| Net interest income | $2,210,000 | 4,072 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $340,000 | 4,653 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $215,000 | 3,448 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $125,000 | 4,923 |
| Total noninterest expense | $1,549,000 | 4,481 |
| Salaries and employee benefits | $861,000 | 4,387 |
| Premises and equipment expense | $237,000 | 4,222 |
| Additional noninterest expense | $451,000 | 4,590 |
| Pre-tax net operating income | $1,001,000 | 3,523 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $345,000 | 2,983 |
| Income before extraordinary items | $656,000 | 4,052 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $656,000 | 4,051 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,795 |
| Cash dividends | $159,000 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $656,000 | 3,871 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,586,000 | 4,257 |
| Total interest expense | $480,000 | 4,467 |
| Net interest income | $1,106,000 | 4,086 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $174,000 | 4,508 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $109,000 | 3,332 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $65,000 | 4,760 |
| Total noninterest expense | $808,000 | 4,341 |
| Salaries and employee benefits | $464,000 | 4,130 |
| Premises and equipment expense | $116,000 | 4,277 |
| Additional noninterest expense | $228,000 | 4,528 |
| Pre-tax net operating income | $472,000 | 3,636 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $163,000 | 3,077 |
| Income before extraordinary items | $309,000 | 4,154 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $309,000 | 4,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $309,000 | 3,963 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,624,000 | 4,233 |
| Total interest expense | $2,503,000 | 4,096 |
| Net interest income | $4,121,000 | 4,252 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $639,000 | 4,565 |
| Gross Fiduciary activities income | $3,000 | 1,565 |
| Service charges on deposit accounts | $404,000 | 3,511 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $232,000 | 4,737 |
| Total noninterest expense | $3,099,000 | 4,352 |
| Salaries and employee benefits | $1,695,000 | 4,277 |
| Premises and equipment expense | $467,000 | 4,152 |
| Additional noninterest expense | $937,000 | 4,401 |
| Pre-tax net operating income | $1,661,000 | 3,843 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $536,000 | 3,325 |
| Income before extraordinary items | $1,125,000 | 4,265 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,125,000 | 4,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,791 |
| Cash dividends | $707,000 | 2,867 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,125,000 | 4,154 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,956,000 | 4,458 |
| Total interest expense | $3,157,000 | 4,548 |
| Net interest income | $3,799,000 | 4,290 |
| Provision for loan and lease losses | $26,000 | 7,353 |
| Total noninterest income | $583,000 | 4,659 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $385,000 | 3,508 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $198,000 | 4,944 |
| Total noninterest expense | $2,978,000 | 4,349 |
| Salaries and employee benefits | $1,709,000 | 4,082 |
| Premises and equipment expense | $484,000 | 3,997 |
| Additional noninterest expense | $785,000 | 4,846 |
| Pre-tax net operating income | $1,378,000 | 4,080 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $433,000 | 3,583 |
| Income before extraordinary items | $945,000 | 4,435 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $945,000 | 4,436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,011 |
| Cash dividends | $776,000 | 2,683 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $945,000 | 4,315 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,944,000 | 4,613 |
| Total interest expense | $2,974,000 | 4,958 |
| Net interest income | $3,970,000 | 4,206 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $586,000 | 4,469 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $371,000 | 3,435 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $215,000 | 4,635 |
| Total noninterest expense | $2,939,000 | 4,301 |
| Salaries and employee benefits | $1,673,000 | 4,000 |
| Premises and equipment expense | $487,000 | 3,868 |
| Additional noninterest expense | $779,000 | 4,828 |
| Pre-tax net operating income | $1,617,000 | 3,865 |
| Securities gains (losses) | $-5,000 | 7,961 |
| Applicable income taxes | $497,000 | 3,495 |
| Income before extraordinary items | $1,115,000 | 4,059 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,115,000 | 4,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,819 |
| Cash dividends | $750,000 | 2,772 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,118,450 | 4,050 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,426,000 | 4,717 |
| Total interest expense | $2,731,000 | 4,936 |
| Net interest income | $3,695,000 | 4,466 |
| Provision for loan and lease losses | $108,000 | 5,075 |
| Total noninterest income | $530,000 | 4,784 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $334,000 | 3,688 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $196,000 | 4,986 |
| Total noninterest expense | $2,759,000 | 4,519 |
| Salaries and employee benefits | $1,509,000 | 4,315 |
| Premises and equipment expense | $487,000 | 3,852 |
| Additional noninterest expense | $763,000 | 4,962 |
| Pre-tax net operating income | $1,358,000 | 4,393 |
| Securities gains (losses) | $-1,000 | 8,592 |
| Applicable income taxes | $423,000 | 4,012 |
| Income before extraordinary items | $934,000 | 4,641 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $934,000 | 4,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,426 |
| Cash dividends | $464,000 | 3,665 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $934,690 | 4,604 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,428,000 | 4,726 |
| Total interest expense | $2,724,000 | 5,065 |
| Net interest income | $3,704,000 | 4,386 |
| Provision for loan and lease losses | $88,000 | 5,415 |
| Total noninterest income | $482,000 | 5,049 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $347,000 | 3,524 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $135,000 | 5,944 |
| Total noninterest expense | $2,618,000 | 4,613 |
| Salaries and employee benefits | $1,438,000 | 4,392 |
| Premises and equipment expense | $389,000 | 4,524 |
| Additional noninterest expense | $791,000 | 4,718 |
| Pre-tax net operating income | $1,480,000 | 4,223 |
| Securities gains (losses) | $3,000 | 3,720 |
| Applicable income taxes | $481,000 | 3,934 |
| Income before extraordinary items | $1,002,000 | 4,521 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,002,000 | 4,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 3,892 |
| Cash dividends | $317,000 | 4,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $999,960 | 4,428 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,265,000 | 4,892 |
| Total interest expense | $2,647,000 | 5,186 |
| Net interest income | $3,618,000 | 4,608 |
| Provision for loan and lease losses | $135,000 | 4,360 |
| Total noninterest income | $516,000 | 4,908 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $371,000 | 3,434 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $145,000 | 5,788 |
| Total noninterest expense | $2,412,000 | 4,926 |
| Salaries and employee benefits | $1,334,000 | 4,681 |
| Premises and equipment expense | $336,000 | 5,059 |
| Additional noninterest expense | $742,000 | 4,993 |
| Pre-tax net operating income | $1,587,000 | 4,267 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $517,000 | 4,113 |
| Income before extraordinary items | $1,071,000 | 4,449 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,071,000 | 4,450 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 3,231 |
| Cash dividends | $397,000 | 4,012 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,070,330 | 4,388 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,127,000 | 5,103 |
| Total interest expense | $2,638,000 | 5,309 |
| Net interest income | $3,489,000 | 4,837 |
| Provision for loan and lease losses | $182,000 | 3,615 |
| Total noninterest income | $491,000 | 5,229 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $371,000 | 3,568 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $120,000 | 6,594 |
| Total noninterest expense | $2,322,000 | 5,300 |
| Salaries and employee benefits | $1,235,000 | 5,076 |
| Premises and equipment expense | $321,000 | 5,318 |
| Additional noninterest expense | $766,000 | 5,379 |
| Pre-tax net operating income | $1,476,000 | 4,390 |
| Securities gains (losses) | $-2,000 | 9,485 |
| Applicable income taxes | $475,000 | 4,313 |
| Income before extraordinary items | $999,000 | 4,521 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $999,000 | 4,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $182,000 | 2,829 |
| Cash dividends | $271,000 | 4,775 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,000,360 | 4,459 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,879,000 | 5,287 |
| Total interest expense | $2,476,000 | 5,617 |
| Net interest income | $3,403,000 | 4,980 |
| Provision for loan and lease losses | $126,000 | 3,989 |
| Total noninterest income | $483,000 | 5,310 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $351,000 | 3,758 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $132,000 | 6,351 |
| Total noninterest expense | $2,338,000 | 5,281 |
| Salaries and employee benefits | $1,216,000 | 5,167 |
| Premises and equipment expense | $334,000 | 5,206 |
| Additional noninterest expense | $788,000 | 5,318 |
| Pre-tax net operating income | $1,422,000 | 4,640 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $447,000 | 4,548 |
| Income before extraordinary items | $974,000 | 4,703 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $974,000 | 4,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 3,304 |
| Cash dividends | $248,000 | 5,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $974,690 | 4,674 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,252,000 | 5,438 |
| Total interest expense | $1,979,000 | 5,657 |
| Net interest income | $3,273,000 | 5,237 |
| Provision for loan and lease losses | $312,000 | 2,188 |
| Total noninterest income | $380,000 | 6,330 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $299,000 | 4,371 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 8,198 |
| Total noninterest expense | $2,340,000 | 5,468 |
| Salaries and employee benefits | $1,180,000 | 5,316 |
| Premises and equipment expense | $329,000 | 5,325 |
| Additional noninterest expense | $831,000 | 5,523 |
| Pre-tax net operating income | $1,001,000 | 5,949 |
| Securities gains (losses) | $3,000 | 2,889 |
| Applicable income taxes | $290,000 | 5,998 |
| Income before extraordinary items | $714,000 | 5,827 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $714,000 | 5,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $329,000 | 1,801 |
| Cash dividends | $224,000 | 5,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $711,870 | 5,907 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,307,000 | 5,485 |
| Total interest expense | $2,093,000 | 5,625 |
| Net interest income | $3,214,000 | 5,329 |
| Provision for loan and lease losses | $222,000 | 3,681 |
| Total noninterest income | $360,000 | 6,904 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $280,000 | 4,691 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 8,622 |
| Total noninterest expense | $2,179,000 | 5,909 |
| Salaries and employee benefits | $1,086,000 | 5,712 |
| Premises and equipment expense | $278,000 | 6,207 |
| Additional noninterest expense | $815,000 | 5,839 |
| Pre-tax net operating income | $1,173,000 | 5,269 |
| Securities gains (losses) | $5,000 | 6,132 |
| Applicable income taxes | $343,000 | 5,583 |
| Income before extraordinary items | $835,000 | 5,385 |
| Extraordinary gains, net | $148,000 | 1,250 |
| Net income | $983,000 | 4,903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $222,000 | 2,934 |
| Cash dividends | $243,000 | 4,956 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $831,450 | 5,162 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,810,000 | 5,640 |
| Total interest expense | $2,739,000 | 5,569 |
| Net interest income | $3,071,000 | 5,613 |
| Provision for loan and lease losses | $110,000 | 7,010 |
| Total noninterest income | $392,000 | 6,627 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $260,000 | 4,984 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $132,000 | 7,114 |
| Total noninterest expense | $2,163,000 | 6,003 |
| Salaries and employee benefits | $1,024,000 | 5,906 |
| Premises and equipment expense | $273,000 | 6,391 |
| Additional noninterest expense | $866,000 | 5,697 |
| Pre-tax net operating income | $1,190,000 | 4,942 |
| Securities gains (losses) | $12,000 | 6,245 |
| Applicable income taxes | $370,000 | 5,088 |
| Income before extraordinary items | $832,000 | 5,209 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $832,000 | 5,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 5,670 |
| Cash dividends | $202,000 | 4,963 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $823,720 | 4,946 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.