Home > The Scott County Bank > Assets and Liabilities
The Scott County Bank, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 33 | 4,901 |
| Assets and Liabilities | ||
| Total Assets: | $79,620,000 | 5,233 |
| Cash and due from depository institutions | $2,729,000 | 4,901 |
| Interest-bearing balances | $14,000 | 6,204 |
| Securities | $16,755,000 | 5,436 |
| Federal funds sold & reverse repurchase agreements | $600,000 | 5,551 |
| Net loans & leases | $56,152,000 | 4,756 |
| Loan loss allowance | $804,000 | 4,075 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,202,000 | 3,716 |
| Other real estate owned | $132,000 | 4,901 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,050,000 | 6,019 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $79,620,000 | 5,233 |
| Total liabilities | $71,089,000 | 5,259 |
| Total deposits | $70,795,000 | 4,984 |
| Interest-bearing deposits | $65,283,000 | 4,747 |
| Deposits held in domestic offices | $70,795,000 | 4,980 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $294,000 | 7,017 |
| Total equity capital | $8,531,000 | 4,834 |
| Total bank equity capital | $8,531,000 | 4,834 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $400,000 | 5,160 |
| Surplus | $1,100,000 | 6,958 |
| Undivided profits | $7,031,000 | 3,253 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $63,000 | 7,442 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $637,000 | 3,695 |
| Earning assets | $73,521,000 | 5,186 |
| Long-term assets (5+ years) | $5,214,000 | 6,238 |
| Average Assets, year-to-date | $79,701,200 | 5,105 |
| Average Assets, quarterly | $79,273,000 | 5,206 |
| Volatile liabilities | $22,984,000 | 3,131 |
| Insider loans | $278,000 | 6,619 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $1,242,000 | 8,282 |
| Tier 1 (core) risk-based capital | $8,638,000 | 4,796 |
| Tier 2 risk-based capital | $704,740 | 4,227 |
| Total risk weighted assets | $56,279,840 | 4,850 |
| Total unused commitments | $1,242,000 | 8,290 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 40 | 4,248 |
| Assets and Liabilities | ||
| Total Assets: | $80,989,000 | 5,181 |
| Cash and due from depository institutions | $2,076,000 | 4,248 |
| Interest-bearing balances | $1,000 | 6,667 |
| Securities | $15,890,000 | 5,623 |
| Federal funds sold & reverse repurchase agreements | $6,105,000 | 2,843 |
| Net loans & leases | $53,728,000 | 4,710 |
| Loan loss allowance | $634,000 | 4,805 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,177,000 | 3,639 |
| Other real estate owned | $48,000 | 4,248 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $965,000 | 6,026 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $80,989,000 | 5,181 |
| Total liabilities | $72,256,000 | 5,178 |
| Total deposits | $71,953,000 | 4,945 |
| Interest-bearing deposits | $66,748,000 | 4,644 |
| Deposits held in domestic offices | $71,953,000 | 4,941 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $303,000 | 7,413 |
| Total equity capital | $8,733,000 | 4,849 |
| Total bank equity capital | $8,733,000 | 4,849 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $400,000 | 5,212 |
| Surplus | $1,100,000 | 6,964 |
| Undivided profits | $7,233,000 | 3,373 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $429,000 | 4,350 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $662,000 | 3,529 |
| Earning assets | $75,724,000 | 5,090 |
| Long-term assets (5+ years) | $5,845,000 | 5,906 |
| Average Assets, year-to-date | $80,183,000 | 4,963 |
| Average Assets, quarterly | $81,635,500 | 5,058 |
| Volatile liabilities | $24,391,000 | 2,545 |
| Insider loans | $894,000 | 3,825 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,674,000 | 7,801 |
| Tier 1 (core) risk-based capital | $8,698,000 | 4,690 |
| Tier 2 risk-based capital | $634,000 | 4,416 |
| Total risk weighted assets | $54,678,400 | 4,757 |
| Total unused commitments | $1,674,000 | 7,811 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 33 | 5,163 |
| Assets and Liabilities | ||
| Total Assets: | $77,962,000 | 5,282 |
| Cash and due from depository institutions | $2,128,000 | 5,163 |
| Interest-bearing balances | $1,000 | 6,547 |
| Securities | $18,550,000 | 5,195 |
| Federal funds sold & reverse repurchase agreements | $4,750,000 | 2,833 |
| Net loans & leases | $50,240,000 | 4,963 |
| Loan loss allowance | $784,000 | 4,125 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,315,000 | 5,138 |
| Other real estate owned | $17,000 | 5,163 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $962,000 | 6,187 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $77,962,000 | 5,282 |
| Total liabilities | $69,150,000 | 5,322 |
| Total deposits | $68,777,000 | 5,105 |
| Interest-bearing deposits | $63,238,000 | 4,852 |
| Deposits held in domestic offices | $68,777,000 | 5,100 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $373,000 | 6,988 |
| Total equity capital | $8,812,000 | 4,823 |
| Total bank equity capital | $8,812,000 | 4,823 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $400,000 | 5,430 |
| Surplus | $1,100,000 | 7,123 |
| Undivided profits | $7,312,000 | 3,346 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $168,000 | 6,719 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $578,000 | 4,109 |
| Earning assets | $73,541,000 | 5,175 |
| Long-term assets (5+ years) | $7,122,000 | 5,154 |
| Average Assets, year-to-date | $73,530,400 | 5,331 |
| Average Assets, quarterly | $76,404,000 | 5,298 |
| Volatile liabilities | $25,251,000 | 2,452 |
| Insider loans | $1,759,000 | 2,301 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $1,853,000 | 7,591 |
| Tier 1 (core) risk-based capital | $8,806,000 | 4,668 |
| Tier 2 risk-based capital | $634,620 | 4,336 |
| Total risk weighted assets | $50,620,120 | 4,993 |
| Total unused commitments | $1,853,000 | 7,599 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 30 | 5,814 |
| Assets and Liabilities | ||
| Total Assets: | $71,230,000 | 5,801 |
| Cash and due from depository institutions | $2,648,000 | 5,814 |
| Interest-bearing balances | $5,000 | 6,390 |
| Securities | $18,343,000 | 5,632 |
| Federal funds sold & reverse repurchase agreements | $1,025,000 | 6,367 |
| Net loans & leases | $47,283,000 | 5,247 |
| Loan loss allowance | $780,000 | 4,325 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,107,000 | 5,661 |
| Other real estate owned | $0 | 5,814 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $824,000 | 7,032 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,230,000 | 5,801 |
| Total liabilities | $63,544,000 | 5,828 |
| Total deposits | $63,139,000 | 5,618 |
| Interest-bearing deposits | $57,896,000 | 5,353 |
| Deposits held in domestic offices | $63,139,000 | 5,610 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $405,000 | 6,753 |
| Total equity capital | $7,686,000 | 5,407 |
| Total bank equity capital | $7,686,000 | 5,407 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $400,000 | 5,765 |
| Surplus | $1,100,000 | 7,346 |
| Undivided profits | $6,186,000 | 3,782 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $45,000 | 9,176 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $470,000 | 4,949 |
| Earning assets | $66,656,000 | 5,716 |
| Long-term assets (5+ years) | $8,552,000 | 4,570 |
| Average Assets, year-to-date | $68,053,000 | 5,820 |
| Average Assets, quarterly | $70,070,000 | 5,812 |
| Volatile liabilities | $23,568,000 | 2,555 |
| Insider loans | $1,943,000 | 2,178 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,440,000 | 8,199 |
| Tier 1 (core) risk-based capital | $7,676,000 | 5,319 |
| Tier 2 risk-based capital | $585,910 | 4,681 |
| Total risk weighted assets | $46,678,810 | 5,352 |
| Total unused commitments | $1,440,000 | 8,208 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 33 | 5,554 |
| Assets and Liabilities | ||
| Total Assets: | $65,346,000 | 6,248 |
| Cash and due from depository institutions | $1,901,000 | 5,554 |
| Interest-bearing balances | $4,000 | 6,672 |
| Securities | $18,257,000 | 5,914 |
| Federal funds sold & reverse repurchase agreements | $2,070,000 | 5,454 |
| Net loans & leases | $41,514,000 | 5,688 |
| Loan loss allowance | $577,000 | 5,461 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $868,000 | 6,537 |
| Other real estate owned | $0 | 5,554 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $736,000 | 7,660 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $65,346,000 | 6,248 |
| Total liabilities | $58,633,000 | 6,250 |
| Total deposits | $58,223,000 | 6,076 |
| Interest-bearing deposits | $53,687,000 | 5,769 |
| Deposits held in domestic offices | $58,223,000 | 6,069 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $410,000 | 7,039 |
| Total equity capital | $6,713,000 | 6,042 |
| Total bank equity capital | $6,713,000 | 6,042 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $400,000 | 6,077 |
| Surplus | $1,100,000 | 7,493 |
| Undivided profits | $5,213,000 | 4,372 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $393,000 | 5,871 |
| Earning assets | $61,845,000 | 6,106 |
| Long-term assets (5+ years) | $5,931,000 | 5,366 |
| Average Assets, year-to-date | $60,886,400 | 6,359 |
| Average Assets, quarterly | $63,731,000 | 6,296 |
| Volatile liabilities | $21,394,000 | 2,492 |
| Insider loans | $297,000 | 7,067 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,086,000 | 7,325 |
| Tier 1 (core) risk-based capital | $6,644,000 | 5,951 |
| Tier 2 risk-based capital | $511,750 | 5,175 |
| Total risk weighted assets | $40,874,450 | 5,855 |
| Total unused commitments | $2,086,000 | 7,341 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 28 | 6,490 |
| Assets and Liabilities | ||
| Total Assets: | $56,696,000 | 6,932 |
| Cash and due from depository institutions | $2,723,000 | 6,490 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $13,498,000 | 7,542 |
| Federal funds sold & reverse repurchase agreements | $1,815,000 | 4,007 |
| Net loans & leases | $37,139,000 | 6,100 |
| Loan loss allowance | $543,000 | 5,850 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $932,000 | 6,342 |
| Other real estate owned | $63,000 | 6,490 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $526,000 | 9,380 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $56,696,000 | 6,932 |
| Total liabilities | $50,925,000 | 6,949 |
| Total deposits | $50,636,000 | 6,746 |
| Interest-bearing deposits | $46,724,000 | 6,420 |
| Deposits held in domestic offices | $50,636,000 | 6,739 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $289,000 | 7,481 |
| Total equity capital | $5,771,000 | 6,453 |
| Total bank equity capital | $5,771,000 | 6,453 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $400,000 | 6,431 |
| Surplus | $1,100,000 | 7,643 |
| Undivided profits | $4,271,000 | 4,713 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $89,000 | 8,643 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $288,000 | 6,790 |
| Earning assets | $52,452,000 | 6,858 |
| Long-term assets (5+ years) | $5,381,000 | 5,802 |
| Average Assets, year-to-date | $51,567,800 | 7,255 |
| Average Assets, quarterly | $54,948,000 | 7,028 |
| Volatile liabilities | $18,221,000 | 2,730 |
| Insider loans | $277,000 | 7,363 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,909,000 | 7,597 |
| Tier 1 (core) risk-based capital | $5,855,000 | 6,477 |
| Tier 2 risk-based capital | $476,620 | 5,486 |
| Total risk weighted assets | $38,062,820 | 6,121 |
| Total unused commitments | $1,909,000 | 7,610 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 22 | 7,996 |
| Assets and Liabilities | ||
| Total Assets: | $48,446,000 | 7,900 |
| Cash and due from depository institutions | $1,798,000 | 7,996 |
| Interest-bearing balances | $99,000 | 6,563 |
| Securities | $10,687,000 | 8,836 |
| Federal funds sold & reverse repurchase agreements | $4,690,000 | 3,001 |
| Net loans & leases | $30,021,000 | 6,984 |
| Loan loss allowance | $509,000 | 6,298 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $817,000 | 6,916 |
| Other real estate owned | $42,000 | 7,996 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $391,000 | 10,396 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,446,000 | 7,900 |
| Total liabilities | $43,242,000 | 7,961 |
| Total deposits | $42,901,000 | 7,822 |
| Interest-bearing deposits | $39,900,000 | 7,408 |
| Deposits held in domestic offices | $42,901,000 | 7,815 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $341,000 | 6,979 |
| Total equity capital | $5,204,000 | 7,041 |
| Total bank equity capital | $5,204,000 | 7,041 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $400,000 | 6,744 |
| Surplus | $1,100,000 | 7,752 |
| Undivided profits | $3,704,000 | 5,384 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $27,000 | 11,157 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $186,000 | 8,491 |
| Earning assets | $45,497,000 | 7,769 |
| Long-term assets (5+ years) | $4,233,000 | 6,919 |
| Average Assets, year-to-date | $45,461,400 | 8,030 |
| Average Assets, quarterly | $47,373,500 | 7,946 |
| Volatile liabilities | $12,408,000 | 3,492 |
| Insider loans | $153,000 | 8,936 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $719,000 | 9,918 |
| Tier 1 (core) risk-based capital | $5,204,000 | 6,964 |
| Tier 2 risk-based capital | $393,400 | 6,361 |
| Total risk weighted assets | $31,356,500 | 7,066 |
| Total unused commitments | $719,000 | 9,942 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 22 | 8,155 |
| Assets and Liabilities | ||
| Total Assets: | $43,351,000 | 8,582 |
| Cash and due from depository institutions | $2,588,000 | 8,155 |
| Interest-bearing balances | $1,109,000 | 3,596 |
| Securities | $10,389,000 | 8,992 |
| Federal funds sold & reverse repurchase agreements | $655,000 | 9,694 |
| Net loans & leases | $28,238,000 | 7,332 |
| Loan loss allowance | $354,000 | 8,030 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $855,000 | 6,833 |
| Other real estate owned | $118,000 | 8,155 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $508,000 | 9,617 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $43,351,000 | 8,582 |
| Total liabilities | $38,824,000 | 8,652 |
| Total deposits | $38,473,000 | 8,536 |
| Interest-bearing deposits | $34,354,000 | 8,362 |
| Deposits held in domestic offices | $38,473,000 | 8,530 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $351,000 | 7,448 |
| Total equity capital | $4,527,000 | 7,608 |
| Total bank equity capital | $4,527,000 | 7,608 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $400,000 | 7,082 |
| Surplus | $1,100,000 | 7,756 |
| Undivided profits | $3,027,000 | 5,923 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $44,000 | 11,412 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $230,000 | 7,969 |
| Earning assets | $40,391,000 | 8,464 |
| Long-term assets (5+ years) | $10,215,000 | 4,279 |
| Average Assets, year-to-date | $42,918,800 | 8,472 |
| Average Assets, quarterly | $42,881,500 | 8,578 |
| Volatile liabilities | $10,063,000 | 4,102 |
| Insider loans | $194,000 | 4,021 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $735,000 | 9,850 |
| Tier 1 (core) risk-based capital | $4,527,000 | 7,551 |
| Tier 2 risk-based capital | $354,000 | 6,832 |
| Total risk weighted assets | $28,610,900 | 7,579 |
| Total unused commitments | $735,000 | 9,877 |
| Derivatives | $0 | 651 |