The Schuylkill Haven Trust Company, Income and Expense

1994-12-31 (YTD Data)Rank
Total interest income$5,836,0004,992
Total interest expense$2,040,0005,522
Net interest income$3,796,0004,591
Provision for loan and lease losses$197,0003,062
Total noninterest income$484,0005,415
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$166,0006,530
Trading account gains and feesNANA
Additional Noninterest Income$318,0003,929
Total noninterest expense$2,616,0004,956
Salaries and employee benefits$1,240,0005,095
Premises and equipment expense$473,0003,984
Additional noninterest expense$903,0005,155
Pre-tax net operating income$1,467,0004,494
Securities gains (losses)$16,0001,924
Applicable income taxes$418,0004,603
Income before extraordinary items$1,065,0004,296
Extraordinary gains, net$0249
Net income$1,065,0004,296
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0005,113
Cash dividends$396,0003,807
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,053,4804,399
1993-12-31 (YTD Data)Rank
Total interest income$5,565,0005,280
Total interest expense$2,075,0005,666
Net interest income$3,490,0004,972
Provision for loan and lease losses$164,0004,432
Total noninterest income$550,0005,250
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$153,0007,016
Trading account gains and feesNANA
Additional Noninterest Income$397,0003,771
Total noninterest expense$2,671,0004,975
Salaries and employee benefits$1,298,0004,890
Premises and equipment expense$466,0004,116
Additional noninterest expense$907,0005,330
Pre-tax net operating income$1,205,0005,165
Securities gains (losses)$07,477
Applicable income taxes$263,0006,600
Income before extraordinary items$942,0004,915
Extraordinary gains, net$03,149
Net income$942,0005,059
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0006,815
Cash dividends$379,0003,819
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$942,0004,689
1992-12-31 (YTD Data)Rank
Total interest income$5,624,0005,793
Total interest expense$2,287,0006,437
Net interest income$3,337,0005,227
Provision for loan and lease losses$197,0005,267
Total noninterest income$416,0006,396
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$136,0007,502
Trading account gains and feesNANA
Additional Noninterest Income$280,0004,626
Total noninterest expense$2,553,0005,209
Salaries and employee benefits$1,249,0004,985
Premises and equipment expense$473,0004,167
Additional noninterest expense$831,0005,879
Pre-tax net operating income$1,003,0005,603
Securities gains (losses)$22,0005,460
Applicable income taxes$252,0006,625
Income before extraordinary items$773,0005,504
Extraordinary gains, net$01,422
Net income$773,0005,566
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0006,878
Cash dividends$306,0003,949
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$756,5005,262

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.